According to Capgemini, “the number of Indians with over 1 million US dollars investments will increase by 80-% in 2025.”
Around 50% of Indian students study in North America. It contributed $ 7.6 billion to the US economy in August 2021. The country recorded the highest number of Indian student applications.
Given the popularity of the USA education deciding the best US investments for a child’s higher education is crucial.
Rupee depreciation and rising education costs form the base. Investing in US stocks helps earn profits even with a fixed stock price.
Before investing, undertake the existing or predictable application costs, examination fees, cost of living, and tuition fees.
Edufund helps individual circumstances by addressing the total money you need to invest in the top US stocks (zero commission fee).
It concludes by determining the expected sum in the dedicated year. Knowing so, you can re-arrange the investments and invest in the Best US stocks and other products calculatingly.
For example, suppose you invest ₹4000/month ($48.79) in a particular US stock and income slashes. In that case, Edufund helps stabilize the momentum by providing options at a lower investment amount (if the investment type does not have a minimum investment limit).
You can always know the revised investment plan after investing ₹2000/month ($24.40)—the platform grants immense freedom to regulate investment securely.
US Investment opportunities for your Child’s education
According to Business Standard reports, “9.2% depreciation in Indian Rupee against the US dollar may translate into a hefty sum for Indians planning US education for the child.”
And as Statista puts it, “The average cost of higher education in the USA for the year 2022-2023 stands at $23,250.”
To build up a good investment pot, guardians can buy individual shares or ETFs in the US market from India.
S&P 500 index fund
It lists the top and poorest 500 US stocks to invest in. To invest in these funds from India, follow the below guidelines:
- Select a fund that best suits your investment goal
- Open a share-trading account with Edufund
- Deposit a comfortable sum (no fee)
- You can buy the ETF or S&P 500 index
It is ideal for long-term savings with lower management fees. It yields high returns on maturity.
ETF (Exchange Traded Funds)
ETF funds are those in which one trades on exchanges by tracking a specific index. You must own a trading account to invest in this. The most popular ETFs in the US are- the NASDAQ-100 and the Rusell 1000 Index
It helps Indians invest in companies that do not exist in India. It is ideal for those investors and guardians who lack the minimum money to meet the mutual fund investment requirement. It is a great way to create a cluster of the best securities leading to a diversified portfolio.
This is it if you find a safe escape to the best US investments for a child’s higher education.
Corporate Bonds
Corporate bonds are bonds through which you can invest in a US company. It is not capped or regulated by government regulations.
It is ideal for individuals to share good knowledge about supporting and regulating investments.
These are risky bonds with high yields. If you eye a fixed income security to cover up for your child’s education savings, check this.
Bonds that large-cap companies issue are generally low-yield driven and vice versa. You will have to balance your investment in a way that maximizes investments along with balancing the loss.
Mutual Funds
Mutual funds grant immense flexibility to you to diversify your investments in shares, bonds, and other assets.
It optimizes the risk possibility by balancing the trading opportunities. It is ideal for a long-term goal and eliminates any hassle of regular monitoring and management. Mutual Funds call for a minimum mandatory investment amount.
With Edufund, you can set up automatic mutual fund investments as per income and shifting circumstances. Choose the right industry before investing. Biotech and technology company shares pay the highest dividends and returns.
Money Market funds
These mutual funds invest in short-term liquid assets and pay investors dividends. It is a type of short-term, high-quality corporate debt.
Regulated under the Investment Company Act of 1940 and registered under the Securities and Exchange Commission, it is the safest investment option.
Individuals looking to diversify investments by relying on safer options can consider money market funds. It is ideal for individuals looking forward to saving more than relying on returns. You can purchase these from a direct mutual fund provider.
Conclusion
Earmark your timeline, and risk tolerance and partner with us for expert guidance. EduFund helps you provide the best US investments for a child’s higher education as per risk appetite.
