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Top Boarding Schools in London

Top Boarding Schools in London

The demand for sending your child abroad is prevalent across India. Indian parents value education over and above every venue of life and are constantly looking for ways to ensure the best for their children. Boarding Schools in London provide a unique foundation. These schools are considered the best and are gateways to some of the best universities in the world. So, if you are a parent browsing for the perfect school for your child, then check out our article on the top Boarding Schools in London, with their unique offerings and yearly fees. Dulwich College: Founded in 1619, Dulwich College is a renowned co-educational school offering boarding options for both day and weekly students from ages 13-18. Yearly fees for boarders start at £38,700. Alongside a rigorous academic curriculum, Dulwich emphasizes creative expression, sporting activities, and a strong sense of community. Harrow School: Established in 1572, Harrow School is a prestigious boys' school known for its academic rigour and rich history. Boarding fees begin at £43,920 per year. Harrow offers a challenging curriculum alongside a vibrant co-curricular program that includes sports, music, and drama. Westminster School: Founded in 1599, Westminster School is a prestigious boys' school with a selective admissions process. Boarding fees start at £42,510 annually. Westminster fosters academic excellence while nurturing well-rounded individuals through a diverse range of extracurricular activities. Mill Hill School: Founded in 1807, Mill Hill School is a co-educational boarding and day school for students aged 11-18. Boarding fees begin at £34,975 per year. Mill Hill promotes a strong academic foundation, focusing on developing critical thinking and creativity. St. Paul's Cathedral School: Established in 1649, St. Paul's Cathedral School is a prestigious boys' school known for its excellent academic record. Boarding fees start at £42,000 per year. The school offers a rigorous curriculum alongside a rich co-curricular program that includes music, drama, and various sports. Top Boarding Schools in UK Investing in Your Child's Future: Saving with Mutual Funds Planning for your child's education requires a long-term financial strategy. Boarding schools in London charge a hefty fee, and mutual funds can be a valuable tool for accumulating the necessary funds over time. Mutual funds are professionally managed investment vehicles that pool money from multiple investors to purchase a diversified portfolio of stocks, bonds, and other assets. This diversification helps spread risk and potentially achieve higher returns compared to individual stock investments. Here's how mutual funds can aid in saving for boarding school fees: Start Early: The power of compound interest can significantly grow your savings over time. Starting a regular investment plan early allows you to benefit from compounding and potentially reach your financial goals. Discipline and Consistency: Regular contributions, even small amounts, can accumulate significantly over the long term. Professional Management: Mutual funds offer the benefit of professional expertise in managing your investments, allowing you to focus on other aspects of your child's education. Conclusion London's boarding schools provide a unique and enriching learning environment that fosters academic excellence, personal growth, and global exposure. While the fees can be significant, strategic financial planning with the help of mutual funds can make this educational opportunity a reality. Remember, a thorough research of the schools along with seeking professional financial advice are crucial steps in ensuring your child receives the best possible education Invest Now
What is Cost of Attendance?

What is Cost of Attendance?

Planning for college abroad can be exciting, but navigating the financial aspects can be daunting. One crucial term you'll encounter is the cost of attendance. This term refers to the entire cost of studying at a university; it includes tuition, living expenses, books, food, accommodation and other necessary costs that a student may encounter while at college. Let's do a deep dive and understand what the cost of attendance is, what it includes and how the cost of attendance is calculated. What is the Cost of Attendance? The COA is the estimated total cost of attending a college or university for one academic year. It considers tuition fees as well as living expenses like accommodation, food, books, and miscellaneous costs. Think of it as a college's budget blueprint for a typical student. Use the College Cost Calculator to Find Out the Cost of Attendance for Any University! What's included in the Cost of Attendance? The core components of the cost of attendance are similar across countries, but there might be slight variations. Here's a breakdown: Direct Costs: These are fees paid directly to the institution. They include: Tuition and fees: This is the core academic cost, varying significantly based on the program and college. Housing: On-campus residence halls or dorms come with a fixed fee. Meal Plans: Many colleges offer meal plans for on-campus dining, with varying costs depending on the meal frequency. Indirect Costs: These are estimated expenses for student needs beyond the college. They include: Books and Supplies: Textbooks, notebooks, and course-specific materials. Transportation: Commuting costs (buses, passes) or personal vehicle expenses (fuel, insurance). Personal Expenses: Laundry, toiletries, phone plans, entertainment, etc. Example of US University and its Cost of Attendance Let's consider New York University (NYU) amongst USA universities. Their undergraduate COA for the 2023-2024 academic year is around $83,280. This includes: Direct Costs: Tuition and fees: $58,328 Room and board (on-campus): $24,952 Indirect Costs: Books and supplies: $1,800 Transportation: $1,200 Personal expenses: $7,000 (estimated) Example of UK University and its Cost of Attendance The UK system has tuition fees set by the government, with some variation between UK universities. For instance, University College London (UCL) estimates a COA of £29,000 (approx. ₹33.8 lakh) for international undergraduates in 2023-2024. This includes: Tuition fees: Around £19,000 (approx. ₹22.3 lakh) Living expenses: This can vary depending on location and lifestyle, but UCL estimates around £10,000 (approx. ₹11.7 lakh) for accommodation, food, and other costs. Example of Canadian University and its Cost of Attendance Universities in Canada generally have lower tuition fees compared to the US. The University of Toronto estimates a COA of CA$30,000 (approx. ₹1.7 lakh) for international undergraduates in 2023-2024. This includes: Tuition fees: Around CA$20,000-25,000 (approx. ₹1.15-1.45 lakh) depending on the program. Living expenses: Around CA$10,000 (approx. ₹58,000) for accommodation, food, and other costs. Key Differences to Consider Government Support: The US has minimal government support for undergraduate education, leading to higher tuition fees. The UK and Canada have a mix of government funding and tuition fees, resulting in a generally lower COA. Living Expenses: The cost of living in major cities like New York can significantly inflate the US COA compared to smaller towns in Canada or the UK. Consult an Expert FAQs Is the COA negotiable?  Generally not. However, some colleges might offer merit-based scholarships or need-based financial aid that can reduce your overall cost. Can the actual cost be different from the COA? Yes. Your spending habits can affect indirect costs. You might find cheaper housing options or save on transportation. How do I find the COA for a specific college?  Most colleges prominently display the COA on their website's financial aid section. Is studying abroad always more expensive than in India?  Not necessarily. The COA can vary depending on the college, program, and lifestyle choices. Does the cost of attendance change every year? Yes, cost of attendance increases every year as the cost of studying rises. Due to inflation and high demand for universities across the world, the cost of attendance for most universities goes up by 3-4% annually.
Boarding School or Day School: Advantages and Disadvantages

Boarding School or Day School: Advantages and Disadvantages

Your child needs a good school to be educated and gain skills to manage life challenges and become a better person. But it's tough to decide which is the best school for your child. The dilemma strikes between choosing a boarding school or day school.  The boarding school or day school debate is not new but is an essential pillar to choosing what is best for your child. Before we compare both the categories, let us have an understanding of what a boarding school and a day school are.  What is a Boarding school? A boarding school refers to an academic institution where students can stay full-time and do all their school activities. The students and teachers both stay within the school campus in their particular hostels.  A boarding school pays attention to holistic student development apart from academics. There are also girls-only or boys-only boarding schools within India that cater to the education of a particular gender.  Best International Boarding Schools in India Read More What is a Day school? A day school refers to an educational institution where students study within their particular classes throughout the day hours. They involve themselves in all the co-curricular, sports, and academic activities while staying in their houses.  The general day schools run from morning and go up to afternoon when teachers impart education with the primary focus of polishing the academic background of the students. Once school is finished, students can go back to their respective homes and spend time with friends and families.  Benefits of Day Schools Read More Boarding school or Day school? Boarding school and day school debate has been constant in the field of education. As the two institutions of giving education are different, parents often remain conflicted when it comes to choosing a school for their child.  The central and most important aspect of education refers to the round development of students. It is something that both these schools and boarding schools can ensure. But, there is an additional breakdown of boarding schools or day schools that may just help you make an informed decision as a parent.  Pros of Boarding school Let us begin by taking a look at the advantages of a boarding school for your child:  A boarding school provides round-the-clock development and education. They are strict about homework so you can rest assured that your children are getting it done in an environment free from destruction.  Boarding schools help foster independence. It cultivates self-reliance and gets the children used to the concept of staying away from home.  It is a perfect solution when it comes to busy parents. It provides the ideal solution for career-concentrated parents who are conscious that their kids are adequately supervised and encouraged to take part in many out-of-school activities.  Cons of Boarding school Now, let us understand the disadvantages of boarding schools:  Homesickness is going to strike the students at some point. They will stay away from home in an unfamiliar environment for the first time and it will take some time for them to get used to the new situation.  The cost of boarding schools is significantly higher. It costs a lot more than day school.  Parents think that they will be less involved in the upbringing of their children. They will relinquish many decisions that they would normally consider about their child. Pros of Day school Let us turn our attention to the day schools now. Here are some of the advantages:  You are going to see your kids every night and every morning when they wake up. Your kids can discuss any concerns with you.  The cost of day school is much more affordable than boarding school. It is one of the major arguments when it comes to the favor of sending your kids to day school apart from boarding school which is quite cheaper.  Cons of Day school What comes with advantages also comes with some disadvantages. Here are some of them:  Day school puts more demands on your time. This indicates that if you are a career-oriented person it will make it challenging for you to put the required time into taking care of your children.  Day schools also anticipate more parental involvement in parent-teacher meetings and other such occasions.  Daily transportation costs and daycare activities are other factors to consider when sending your child to a day school. How to make a decision: Boarding school or Day school? If money is not a restriction for you and you look forward to your kid being entirely immersed in the educational environment, a boarding school has much more to offer and is worth considering. On the other hand, a day school is the right option for you if you want to be more involved in daily educational activities!  FAQs Is boarding school better than day school? Boarding schools are a great option for parents who are constantly moving and want to offer their kids stability. Boarding schools provide a holistic learning environment and can do wonders for your kids' routine and, development growth. Both have their advantages and disadvantages, based on your preference you can opt for the type of schooling that agrees with your kid and your lifestyle. What are the advantages of day school than boarding school? The biggest advantage of day school is that your child can spend more time with you at home. They can develop hobbies after school, enroll in classes, and even develop social skills and networks separate from their school life. Is boarding school good or bad? Boarding schools have their pros and cons. Pros: They are great learning institutes that teach independence, and routine and contribute greatly to one's development and growth. Cons: Students may experience peer pressure, and separation anxiety and may experience loneliness because they are away from their parents and family.
What will be the value of 1 lakh after 20 years?

What will be the value of 1 lakh after 20 years?

Surprisingly, INR 1 lakh in 2001 is only worth about INR 27,000 today due to inflation. This means that the effect is exactly like compound interest since inflation happens on top of inflation from the prior year. In this blog, we'll examine the reasons why this happened as well as what will be the value of 1 lakh after 20 years. What will be the value of 1 lakh after 20 years? Simply said, with 1 lakh rupees of money 20 years ago, you could have bought a lot more than you can today. As a result, even if you can acquire 1 lakh rupees or more after saving for 15, 20, or 30 years, its actual value would be substantially lower.1 lakh would be worth roughly INR 48,000 in 15 years, assuming a 5% inflation rate. Additionally, the value decreases even more with a longer time horizon. Assuming an annual inflation rate of 5%, the value of one lakh will be about INR 37 thousand, INR 29 thousand, and INR 23 thousand after 20, 25, and 30 years, respectively. The answer is to set aside money that is adjusted for inflation. You must first inflate the goal's cost to determine the criteria for that. Start a SIP after that to begin saving for the inflated goal cost. How can SIP make you rich? SIP can be used to invest in long-term equity. You may use it to routinely make small mutual fund investments without attempting to time the market. It would be advantageous if you kept up with SIPs during both the bull and bear market periods to accumulate money. Let's take a look at an example of how SIP may make you rich Think about investing INR 10,000 in an equity fund every month. You may build an INR 3.53 crore corpus if you invest just INR 10,000 per month through a SIP in an equity fund over 30 years. Compounding power increases money and helps you become wealthy. To develop a sizable corpus for retirement, you will need to start saving early so that you may do so throughout your working life. Please be aware that we've projected a 12% average return from the equity fund. The markets and the fund might affect actual results. Value of 30 lakhs after 20 years READ MORE What is inflation? Inflation is sometimes quantified in generic terms, such as the overall increase in prices or the increase in the cost of living throughout a country. However, it may also be computed more precisely for certain products, like food, or services, such as haircuts or travel expenses. Inflation, regardless of the setting, is a measure of how much a certain set of products and services have grown in price over time. According to inflationary pressure, you should expect to pay more this year than you did last year for the same products and services. You can benefit if you had the assets before the price increase, such as houses and stocks. But your purchasing power decreases if your income does not keep up with inflation. Over time, inflation increases your cost of living, and if it is severe enough, it may be detrimental to the economy. For a nation's economy, high inflation has far-reaching effects. Calculate Mutual Fund SIP Returns Assessing the impact of inflation Let's calculate how much you would need to have in 10, 15, 25, and 30 years to equal the wealth valued at INR 1 lakh now. In 10 yearsIn 15 yearsIn 20 yearsIn 30 yearsEquivalent Corpus22.85.47.6Multiplication Factor22.85.47.6 Consider your child's further education as an example. Assume it costs INR 20 lakh at the moment. Assume once more that he would attend college in 15 years. Now you need to calculate how much this education which currently costs INR 20 lakhs will cost in 15 years. Utilize the 2.8 multiplicands from the chart above. To pay for your child's further education after 15 years, you would need a corpus of (INR 20 lakhs * 2.8) = INR 56 lakhs How to fully secure yourself and your family's future? You need to be more calculated and cautious if you're going to save money for your post-retirement lifestyle. In addition to inflation, you must take into account the likelihood of surviving past your planned retirement age and changes in interest rates. You should review and reevaluate your goals. Working with actual figures is necessary. You may speak with financial experts at EduFund if you're unsure about where or how to invest. By using EduFund to invest your money, you can support the dreams of your kids. Install the EduFund app on your device to book a free consultation call with the experts. To avoid having their child's bright future ruined by education inflation, parents may start saving for their child's college education early on. FAQs What will be the value of 1cr after 20 years? If we assume an inflation rate of 5%, the worth of Rs 1 crore after 20 years is about Rs 37 lakh! What will be the value of 1 cr after 15 years? If we assume an inflation rate of 5%, the worth of Rs 1 crore after 15 years is about Rs Rs 48 lakh. What will be the value of 1 cr after 30 years? The value of 1 Cr in 30 years will decline and become Rs. 23 lakhs due to inflation. What will be the value of Rs. 1 lakh in 15 years? 1 lakh would be worth roughly INR 48,000 in 15 years, assuming a 5% inflation rate. What is inflation? Inflation is sometimes quantified in generic terms, such as the overall increase in prices or the increase in the cost of living throughout a country. TALK TO AN EXPERT
Affordable Universities in the UK

Affordable Universities in the UK

A recent survey has shown that over 7.5 lacks Indian students went abroad last year. Amongst the top 3 destinations for Indians was The United Kingdom. The country has a top-notch educational system. But its affordability is less well known. Here are some affordable universities in the UK that you cannot miss!   List of affordable institutions in the UK for foreign students 1. University of Cumbria  Founded in 2007, the University of Cumbria is a public research institution. It is in the city of Carlisle in the Northwestern part of the UK and is considered the cheapest university in the UK for a master's. It has a history of involving and welcoming students from all around the world in transdisciplinary research. The long-term objective of the institution is to provide its students with the knowledge and abilities necessary to realize their full potential and pursue rewarding jobs.  One of the low-cost universities in the UK for international students is Cumbria University. Depending on the academic level and nature of the course, different tuition rates apply. The institution offers more than 100 diverse courses.  Courses Duration Tuition Fees MBA (6 Courses) 2 Year - 5 Year GBP 12000 Engineering (2 Courses) 2 Year - 4 Year GBP 4500 Science (16 Courses) 1 Year - 4 Year GBP 10500 Arts (31 Courses) 1 Year - 6 Year GBP 7000 Law (15 Courses) 1 Year - 6 Year GBP 10500 Media Films (12 Courses) 1 Year - 6 Year GBP 9000 Hospitality & Tourism (1 Course) 4 years GBP 10500 Information Technology (IT) (1 Course) 2 years GBP 10500 Management (22 Courses) 1 Year - 4 Year GBP 9000  Affordable Universities in Canada Read More 2. University of Coventry, UK  The public institution, Coventry University, was founded in 1992. It is situated in Coventry, a city in the West Midlands region of England. A satellite campus of the institution is situated in London, and the main campus is in Coventry. As the cheapest university in London, this has become a safe haven for many international students.   About 130 bachelor's and 100 master's level courses are available at Coventry University. The number of overseas students at the university is likewise significant. Over 31% of students are international, according to statistics.  Coventry University has often been listed among the best colleges. The university is listed among the top 600 universities in the world according to the QS World University rankings. It has one of the lowest tuition costs of any prominent university in the UK. Course Intake Average International student fees MBA September, January, and May £18,600 MSc September and January £16,600 MSc with Extended Professional Practice September and January £16,700 Undergraduate Degree September and January £13,900 Undergraduate Top-up Degree September and January £13,900  3. Staffordshire College, UK  Public university Staffordshire University offers a top-notch education. It currently provides degrees to more than 15,000 students. It has consistently ranked among the top 100 universities in the UK for a long time. For overseas students, this university offers the cheapest MBA program in the UK. Staffordshire College is one of the cheapest universities in the UK for master's as well.  Staffordshire University has a few departments and programs that rank among the top ten in the UK. It is well known for having science departments that conduct a lot of research and is highly recommended and ranked because of its work.  The psychology department  The biosciences departments  The molecular biochemistry departments  Type of course Tuition fees Staffordshire University offers on-campus undergraduate courses for the Foundation Degree, BSc, BA, BEng, LLB, and other degrees $9,250 annually 2-year accelerated degree courses £11,100 per year The placement fee for the industry-related year of a four-year sandwich program. £1,850 Tuition fee if spending the whole academic year abroad £1,385  https://www.youtube.com/shorts/uIB8e2Q3d5M 4. The Bolton University, UK  A public research university, The University of Bolton was established in 1982 but only received university status in 2004. It is situated in the Greater Manchester city of Bolton. It is a prestigious higher education institution in the nation. This university is for you if you're seeking an inexpensive master's in the UK.  Special effects for film and television, visual effects for film and television, and other specialized degrees are available from the University of Bolton.  It provides a range of occupational courses in addition to the more conventional academic ones. Around 14,000 students attend, and 700 academic and professional staff members work there.  Courses Average Fees Undergraduate degree £12450 Per year Master's degree £12450-13950 Per year PhD Approx £12450 Per year  5. Trinity University of Leeds, UK  In Horsforth, England, there is a public institution called Leeds Trinity University. It was founded in 1966, and it was given full university status in 2012. The University offers high-quality courses at affordable prices while being modest in comparison to most UK universities.  In a variety of humanities and social sciences, the institution provides foundation courses, undergraduate coursework, as well as postgraduate degrees. Every year, there are more and more international students attending the university.  Leeds Trinity University is without a doubt one of the most affordable universities in the UK for foreign students. Students are given improved support and assistance in this setting, which helps them quickly feel at home.  COURSE TUITION FEES Three-year undergraduate degree course £12,000 (per year) Two-year undergraduate degree course  £12,000 (per year) MA Childhood and Education £11,500 MA Creative Writing £11,500 MA Criminology and Criminal Justice £12,500 MSc Data Science and Artificial Intelligence £12,750 MA Family Support £11,500 MA International Business £12,500 MA Journalism £12,500 LLM Law £12,500 MBA £12,500 MA Mental Health in Children and Young People £11,500 PhD, MPhil or MbR (cost per year) £12,500 MSc Project Management £12,500 MSc Psychology (conversion)  £12,500 MA Victorian Studies £11,500 Must Note: These figures are taken from the official websites and are mere reference points. Tuition fees are changed every year. Please check the official website before applying.  Conclusion  The UK is a good option for international students looking for an affordable, top-notch education. We wish you luck in your search for a decent list of reasonably priced UK schools that provide a range of degrees. You can also apply for scholarships and awards to help pay for your education. 
Affordable Universities in the USA 

Affordable Universities in the USA 

At some time, every international student considers obtaining further education in the United States. The exorbitant cost of college and other fees, however, deters students from pursuing their dreams and frequently convinces them to alter their original goals.   There are several scholarships available for students who want to study in the USA but are unwilling to take out loans to do so. In this article, we will inform you of the universities in the USA that are most affordable for international students. Affordable Universities in the USA Ever wondered what are the most affordable universities in the USA for international students? Check out the list of some of the cheapest universities in USA with fees for 2024. 1. University of California, San Bernardino  Located in San Bernardino, California, the University of California offers various undergraduate, graduate, and online programs in different disciplines. The tuition fees for international students at this university are $17,041 for undergraduate programs and $13,723 for graduate programs. Additional expenses, including housing, food, and transportation, amount to $20,760. The total cost of attendance at this university is $37,801 for international students for UG and $34,483 for graduate program students.  2. University of Southeast Missouri  The University of Southeast Missouri, headquartered in Missouri, offers over 200 programs, including more than 75 graduate programs, 145 undergraduate majors, and 100 minors. The university is committed to delivering high-quality education through innovative teaching techniques. The tuition fees and living expenses for international students at this university are $29,747 for undergraduate programs and $22,482.32 for graduate programs in 2024.  Affordable universities in the UK Read More 3. Arkansas State University  Arkansas State University is a public research university located in Arkansas. It offers more than 160 degree-granting options, including online bachelor's and master's degrees. The tuition fees per credit hour for international students at this university are $552 for undergraduate programs and $665 for graduate programs.  4. University of Wisconsin  The University of Wisconsin-Madison is the oldest and largest institution in Wisconsin, offering 120 doctorate degrees, 148 master's degree programs, and 136 undergraduate majors. The tuition fees for international students at this university are $58,912 for undergraduate programs and $49,618 for graduate programs.  Affordable universities in Canada Read More 5. Brigham Young University  Located in Utah, Brigham Young University is a private research university that offers programs in 62 different languages. The tuition fees for international students at this university are $12,992 for undergraduate programs and $16,336 for graduate programs.  6. University of Louisiana at Monroe  The University of Louisiana at Monroe is a public institution that offers a wide range of academic disciplines using cutting-edge technologies. The tuition fees for international students at this university are $21,679 for undergraduate programs. Affordable universities in London Read More 7. Southwest Minnesota State University  Southwest Minnesota State University is a public institution located in Minnesota. It offers majors in business, psychology, exercise science, and kinesiology, and is ranked among the best public four-year colleges offering excellent liberal arts degrees. The total cost of attendance for international students at this university are $25,712 for undergraduate programs and $22,340 for graduate programs.  8. Northwest Missouri State University  Located in Missouri, Northwest Missouri State University offers undergraduate, graduate, and international programs in various academic subjects. The tuition fees per credit hour for international students at this university are $692 for undergraduate programs and $537 to $430 for graduate programs.  9. Dakota State University  Dakota State University is a public institution in South Dakota that offers online courses for working professionals and stay-at-home moms. It provides a variety of courses in subjects ranging from management to web design. The tuition fees for international students at this university are $ 20,596 for undergraduate programs. 10. Oklahoma State University Oklahome State University is counted amongst the most affordable universities in USA. It is a public university with an acceptance rate of 71%. Some of the most popular courses are Business, Marketing, Engineering, Veterinary and many more. The average cost of attendance for this university for undergraduate programs is $49,588 for international students. Going abroad this fall? Apply for an education loan with EduFund & stand a chance to win $10,000 in scholarship! FAQs What are the most affordable universities in USA? Here are some of the most affordable universities in USA: University of California, San Bernardino University of Southeast Missouri Arkansas State University University of Wisconsin Brigham Young University University of Louisiana at Monroe Southwest Minnesota State University Northwest Missouri State University Dakota State University Oklahoma State University Which state is cheapest for international students in USA? Here are some of the most cheapest states in USA for international students: San Diego, St Louis, Dallas, Houston, and Atlanta. Is USA expensive for Indian students? Yes, USA is expensive for Indian students. The average cost of attendance for Indian students is $35,000 every year, that is, ₹29 lakhs per annum in rupees. These are some of the affordable universities in the USA for international students. If you are looking for USA universities then check out the college cost calculator to find out the best colleges in the USA in your budget.  TALK TO AN EXPERT
What is the right time to invest in mutual funds? 

What is the right time to invest in mutual funds? 

Planning the investment journey is an important decision that one makes in their lifetime. All of us invest to achieve important goals such a buying a house, buying a car, financing children’s education, getting married, retirement planning and many more. Apart from the financial element here, these goals are also emotionally important to us. As such, we make sure to put in the best research and invest our money. Mutual funds are a popular choice amongst investors, given their returns, liquidity and professional management. An important question that comes up in the minds of us investors here is, ‘What is the right time to invest in mutual funds? At the outset, let us answer this question – the moment you decide to start your investment journey is the right time to invest in mutual funds. Before we delve further into this, it is important we understand more about mutual funds. Let us begin with the basics! Investment in mutual funds can be done in 2 ways! SIP - Systematic Investment Plan   Lumpsum.  SIP – is a pre-decided amount that will be deducted periodically from the registered bank account on the specified date.  Lumpsum: a single sum of money, typically invested at one time rather than in smaller, periodic instalments.  Now let us look at the parameters that one should bear in mind before planning their investments (Note: these parameters are not all-inclusive but are among the important ones).  Purpose of Investment:  When you start investing; the investment objective should be clearly defined. Distinguish if your goal and its time horizon are definitive or flexible. If you aim for higher long-term returns, you should be open to taking on more risk and might consider investing in pure equity funds. On the contrary, if your goal is capital protection, you can consider low-risk investments that offer relatively lower returns.  Investment Horizon:  Different categories of mutual funds are available depending on your time horizon, with debt funds suitable for short-term and pure equity funds for a long-term horizon. Mutual funds do not come with any lock-in period except ELSS funds, which have a lock-in period of three years. An aggressive or riskier portfolio can be built if your investment horizon is longer, but if your investment horizon is relatively shorter, then conservative funds are more apt.  Let us understand the different horizons (Note: these serve only as a general point of reference and can vary based on personal factors)  Short-term Investment Horizon: The short-term investment horizon refers to an investment expected to last about one to two years. This investment would be appropriate for investors whose retirement is near, may need large sums of cash soon and need to park their money. Debt funds can be a suitable choice for this type of horizon as they are relatively less risky and can be liquidated more easily.   Medium-term Investment Horizon: The medium-term investment horizon refers to an investment expected to last about three to six years. This investment would be appropriate for investors who want to save for their personal goals such as buying a car, school/college fees or marriage. Given a medium-term horizon, hybrid funds can be considered suitable investments as they provide exposure to both equity, which provides higher return potential and debt, which provides portfolio stability.  Long-term Investment Horizon: The long-term investment horizon refers to an investment expected to last six or more years. Goals such as wealth creation, buying a house and a child’s education planning are generally considered long-term. Pure equity funds are appropriate instruments in the long term as volatility smoothens out, providing balanced risk-adjusted returns.   Risk tolerance: Every fund has different risk characteristics. Few asset classes are risky, such as pure equity funds, whereas other asset classes, like debt funds, are relatively less risky. Depending on its category and style of management, each mutual fund carries a unique amount of risk. An investor should decide which asset he can invest in depending on his risk appetite and financial ability.  Coming back to our primary argument of ‘What is the right time to invest?’ and why it is advisable to start as early as possible. The answer is simple – Compounding. Postponing the investment diminishes the power of compounding.  Let us understand the power of compounding with a simple example of three friends who invest Rs. 2000 per month. Their retirement age is 60, but they start investing at different ages.  Person Age Investment term (years) Investment Amount (INR) Future Total Value at Retirement (INR) A 25 35 8,40,000 1,29,90,538 B 30 30 7,20,000 70,59,828 C 35 25 6,00,000 37,95,270 Source: EduFundNote: Assumed rate of return is 12% p.a.  Even though they have all earned the same rate of returns per annum on their investment, A, who started investing early, has a considerably higher corpus at retirement. Another surprising fact is if ‘A’ stops his SIP when he is 55 (i.e. a 30-year period) and leaves that amount to compound till he is 60, he still would have a higher corpus than ‘B’ and ‘C’ of Rs. 1,24,41.828. Therefore, starting the investment journey early is a boon if you want to build a considerable corpus for your financial goals.  Join our WhatsApp community to learn more! To conclude, there is no perfect time that is ideal for an investment. We should cultivate the habit of investing regularly and with discipline. The two mantras to achieve your financial goals are: The best time to invest is now, and the best way to invest is regularly.  Start Early, Invest Now!
Importance of Asset Allocation in Mutual Funds 

Importance of Asset Allocation in Mutual Funds 

As they say, never put all your eggs in one basket. Suppose you do so; there is a chance that when the basket falls, all your saved eggs will be gone, and you will get nothing. But if you had kept all the eggs in different baskets, you could have saved a few of them. Analogous to the example of the eggs, diversification is essential when we plan our investments.  Asset allocation distributes your investments across available asset classes such as equity, debt, gold, real estate or holding cash. Asset allocation is based on factors such as your financial goal, risk appetite, and financial conditions, which change over time. Simply put, asset allocation is similar to a buffet dinner where a variety of tempting dishes are available, and you need to help yourself with some of them, depending on your tastes. By allocating your assets, you essentially adopt an investment strategy that balances your portfolio's risk and reward.  The first step towards asset allocation is setting your goal, examining your finances and understanding risk tolerance. Investors can engage with a financial planner to undertake risk profiling tests that accurately capture their risk appetite. The next step is to be aware of one’s financial commitments and then arrive at the investment required to meet financial goals.  Can't Miss This Opportunity: Groww Nifty Small Cap 250 Index Fund Benefits of Asset Allocation Optimal returns: Many investors are investing impromptu. Some investors are very conservative, and some are very aggressive, so they invest accordingly. As a result, they may not earn adequate risk-adjusted results on their investments. The right asset allocation will help provide efficient returns as investments will be diversified.    Minimize risk: While each asset class has its own risk and return. When you diversify your investment, it minimizes volatility. Asset allocation ensures that your portfolio risk is spread over various asset classes.  Lower stress: Spreading investment across various asset classes provides a cushion during a volatile market. Which ultimately keeps your stress lower as an investor. Proper asset allocation helps investors cope with volatility or loss better.   To help you better understand why asset allocation matters, let us look at the annual returns for different asset classes in 2018 and 2023.   Source: Mint Source - Mint  As evident from the above graphs, asset returns exhibit significant fluctuations annually. Some assets yield higher returns in one year, whereas others outperform in other periods. As seen in the above charts, small caps and mid-caps delivered negative returns in 2018, where gold delivered the highest return in the calendar year amongst all the asset classes. On the other hand, mid-caps and small caps were the top performers in 2023, where gold was at the fourth rank. So, if an investor invests only in one asset class, he risks losing his returns.  Consider two examples to understand this better:  An individual solely invested in equities in 2018 with the allocation as follows:   Large Cap – 50 %  Mid Cap – 25%  Small Cap – 25%  would have experienced a loss of 6.3% in their portfolio, potentially encountering significant challenges in meeting financial obligations.   On the other hand, a well-diversified portfolio with asset allocation of:   Equities – 70% (50% large cap, 10% mid and small cap each)  Gold – 15%  G Secs – 15%  would have positive returns of 1.72% in 2018. This is the benefit of asset allocation; a well-diversified portfolio reduces drawdowns during bear markets and enhances portfolio stability. This would enhance your ability to meet financial obligations in such periods, if any.   Want to learn more about investing? Join our WhatsApp community! To conclude, we know that the investment journey comes with many twists and turns. Markets inherently are volatile; they rise and fall over time. So, an investor should build a well-diversified portfolio wherein investments are allocated to the different asset classes to ride this wave of volatility. By prioritizing asset allocation in your investing approach, you'll steadily progress towards achieving your goals with each passing day.  Happy Investing! 
Cost of Delay Explained 

Cost of Delay Explained 

There is a widespread notion amongst investors that the reward will be higher if you invest at the right time. Now, the question arises: what is the right time to start investing? Some might feel it is too early, some might feel it is too late, but the answer to this most asked question is the right time to start investing is NOW, i.e. the moment you decide to invest.  At the outset, let us first differentiate between saving and investing. Consider two siblings Ram and Lakhan.  Ram, as a child, is passionate about filling his piggy bank, so he puts all his pocket money in it. Here, what Ram is doing is Saving.  On the other hand, Lakhan gives all his pocket money to his mom, who puts that money in a mutual fund on his behalf, where the savings will multiply with time. Here, what Lakhan is doing with his mother’s help is Investing.   When we compare here, Lakhan will get a larger corpus than Ram after 15 years, as he will benefit from compounding! It is like your money is earning money for you!  The earlier you start and stay invested, the more time your money will get to grow and compound. When an investment gets delayed, investors see a significant impact on their investment. This is because the delay caused takes away the time available for compounding. This eventually creates a shortfall when it comes to meeting financial goals like retirement, a child's education, marriage, etc.   For better understanding, let us consider the example of two friends – Raju and Farhan, who want to create their retirement corpus. We assume the retirement age is 60, and both invest Rs. 2,000 a month at a return of 12%. Raju started early when he was 25, and Farhan started when he was 30.   Table 1   InvestorAge Term (years) Investment Amount (INR) Future Total Value at Retirement (INR) Raju 25 35 8,40,000 1,29,90,538 Farhan 30 30 7,20,000 70,59,828  Even though both have earned the same rate of returns per annum on their investment, Raju, who started investing early, has a considerably higher corpus at retirement.   To understand the cost of delay for Farhan, let us consider that Raju stops his monthly investment at age 55, i.e., a 30-year period, same as Farhan and let the accumulated amount compound till he retires at 60.  Table 2: Hypothetical Scenario Name Investment term Investment amount Future Total Value at Retirement (INR) Cost of Delay Raju 30 7,20,000 1,24,41,828 53,82,000  Given that both invested the same amount, but because Farhan started five years later, he lost out on returns of Rs. 53,82,000. Shocking, isn’t it? Therefore, starting the investment journey early is a boon if you want to build a considerable corpus for your financial goals.  Akin to the hare and tortoise story, slow and steady investments that start early will help you achieve your financial goals comfortably. In a nutshell, be mindful of these few things while investing:   Start today – Even if your investment amount is small, today is the best day to start.  Invest regularly – Make regular investments through SIP or lumpsum as and when you have money. Stay invested through market volatility, keeping your financial goal in mind. Invest with discipline, and most importantly, be patient to see the wave of compounding around your investment.  Join our robust WhatsApp Community that helps parents invest! By now, we know that delaying investments can impose a huge opportunity cost. Timing the markets is a tempting proposition. Still, over the years, multiple research reports have shown that the costs incurred from waiting for the ideal moment to invest generally outweigh the potential benefits of perfectly timed investments. Systematically investing over a period, in the long run, is a proven mantra for wealth creation. Always prioritize initiating investments at the earliest opportunity available.   Please consult your financial advisor before making any investment decisions, and happy investing!  Start early to save big!
Mutual Fund Fees and Expenses 

Mutual Fund Fees and Expenses 

Sometime back, I encountered a mythological tale from the Mahabharata depicting the narrative of Draupadi, who married five husbands. The story told how Draupadi had asked Shiva for a husband with five qualities - virtue, strength, learning, charm and wisdom. Since no single man could possess all five traits, Shiva gave her five husbands, each with one trait. Similarly, in investing, we would like to have a singular option that provides a plethora of benefits, such as higher returns, reduced risk, professional management, no lock-in period, and accessibility. Luckily, here we have mutual funds to our rescue. Let's look at mutual funds, how they work, and the mutual fund fees and expenses to consider before you embark on your investing journey! Join our robust WhatsApp Community that helps parents invest! What is a Mutual Fund?  A mutual fund is a trust that pools the savings of several investors who share a common investment rationale. Fund managers associated with schemes manage the investors’ money by investing in securities to generate returns and charge fees for that return generated. The remaining return is passed on to the investors. A mutual fund investment involves several expenses, and you, as an investor, should be aware of these fees.   Cost of Delay Explained What are the fees associated with Mutual Fund Investment?  Here are all the mutual fund fees and expenses that you need to be aware of before you start your SIP (monthly) or place a one-time order. Entry load Entry load is the amount or fees an investor pays while entering the scheme. Entry load is collected to cover costs of distribution by the company. Earlier, different mutual fund houses charged different fees as entry load. However, according to the latest SEBI regulations, no fund house can charge an entry load from investors.  Exit load Exit load is the amount that Asset Management Companies (AMCs) charge when an investor is exiting or redeeming their funds. It is a fee charged by the fund house as a penalty for an early exit. The primary objective behind these fees is to discourage investors from pulling out their investments too early. The exit load differs from scheme to scheme. Generally, in India, equity schemes attract an exit load of 1% if the units are redeemed within a year from the date of allotment.  Transaction charges This charge is levied on an individual when they make investments. On average, a transaction cost of 100- 150 is levied on investments worth 10,000 and above. If investments are less than 10,000, then it does not attract these charges. Further, the government collects 0.005% of the overall purchase amount of all mutual fund schemes as stamp duty.   Expense ratio The expense ratio is the fees mutual fund companies charge to manage the mutual funds. It is expressed as a percentage of total capital invested. An expense ratio for an actively managed portfolio generally lies in the range of 0.5% to 0.75%; an expense ratio greater than 1.5% is considered very high.  For example, if the expense ratio is 0.5%, it implies that an annual payment is Rs. 50 is charged for every 10,000 invested. Here, it is essential to understand that the expense ratio is an annual fee charged if an investor retains ownership of the fund annually. Though presented as an annual fee, the amount is deducted daily on a pro-rata basis. When investors invest in regular schemes through distributors or brokers, AMCs pay these mediators a commission, hence in such cases the expense ratio will be higher.  Taxation on capital gains provided by Mutual Funds Knowing about taxes on your mutual fund investments is crucial. Profits from mutual fund investments are taxable. The holding period and type of mutual fund affect the tax rate on capital gains. The holding period refers to the time investors hold units in mutual funds.   Summary of Taxation of Mutual Funds for units to be acquired on or after 01st April 2023  Particulars Allocation of the Scheme to Domestic Equities is Less than or equal to 35% More than 35% but less than or equal to 65% More than 65% Type of Capital Gain Short term irrespective of the holding period Long term if units are held for more than 36 months Long term if units are held for more than 12 months Tax Rate Slab rate LTCG^ - 20% with the benefit of indexation LTCG - 10% of gains exceeding Rs. 1 lakh without indexation benefit - STCG^ - Slab Rate STCG - 15%       Note: Surcharge and Education Health and Education Cess are applicable separately   STCG – Short-Term Capital Gain and LTCG – Long-Term Capital Gain  Remember to account for fees and expenses when investing. Awareness about all the charges you pay throughout your investment journey is necessary. Understanding these costs is crucial because it ensures transparency, impacts returns, helps manage costs and aids risk assessment. Thereby helping you better plan your financial goals.  Start Investing!
Top Boarding Schools in Dubai for International Students

Top Boarding Schools in Dubai for International Students

Embark on an extraordinary educational journey as we unveil the top boarding schools in Dubai, where innovation meets opportunity and diversity thrives. The annual tuition fees for these schools start at AED 50,000, which is nearly 11 lakhs in Indian rupees! Let's look at some of the best schools and their fees in this article. Check out India's Pricest Schools! Top Schools in Dubai for Indians Dubai College: Situated in the heart of Dubai, Dubai College is renowned for its academic excellence and holistic approach to education. With state-of-the-art facilities and a diverse student body, Dubai College provides a supportive environment for students to thrive. Estimated: Years 7-11: AED 29,735 per term, payable in advance. Years 12-13: AED 33,670 per term payable in advance. Repton School Dubai: Set amidst lush greenery in Nad Al Sheba, Repton School Dubai offers a British curriculum with a focus on individualized learning and personal development. With a strong emphasis on extracurricular activities and community service, Repton prepares students for success in a globalized world. Estimated annual fees: AED 54,449 for Nursery classes & AED 97,850 for the 13th Year. Fees depend on the grade your child is in. GEMS Wellington International School: Located in the prestigious Al Sufouh area, GEMS Wellington International School combines academic rigor with a nurturing environment. With world-class facilities and a diverse student body, GEMS Wellington provides a well-rounded education that prepares students for future challenges. Estimated fees: AED 45,259 for FS1 & AED 98,465 for 13th Year. Fees depend on the grade your child is in. Kings' School Dubai: Nestled in the vibrant community of Dubai, Kings' School Dubai offers a dynamic learning environment with a focus on creativity and innovation. With a commitment to personalized learning and holistic development, Kings' School empowers students to become lifelong learners and global citizens. Estimated fees: AED 44,928 to AED 68,374 annually. Jumeirah College: Situated in the prestigious Jumeirah area, Jumeirah College is known for its academic excellence and strong sense of community. With a wide range of extracurricular activities and a supportive learning environment, Jumeirah College fosters a culture of curiosity and exploration. Estimated fees: AED 75,178 to AED 93,972 per year. Dubai British School: Located in the heart of Dubai Marina, Dubai British School offers a vibrant and inclusive learning community with a focus on academic excellence and personal growth. With a commitment to innovation and creativity, Dubai British School prepares students to thrive in an ever-changing world. Estimated fees: AED 50,496 to AED 75,746 yearly. Join our robust WhatsApp Community that helps parents invest! In today's fast-paced and competitive world, investing in your child's education is more important than ever. With the rising cost of living and limited financial resources, it's essential to plan ahead and secure your child's future. EduFund understands the challenges parents face and is dedicated to helping families achieve financial security through smart investments like mutual funds. By partnering with EduFund, parents can create a solid foundation for their children's education and ensure they have access to the best opportunities the world has to offer. Together, we can unlock a brighter future for the next generation. Start investing for their big dreams!
Which investment is best for your child’s future? 

Which investment is best for your child’s future? 

Financial planning is crucial when discussing the ideal investment to secure your child's future. Parents strive to provide their children with the best financial stability. Rightly planning out costs and selecting suitable investment options is one of the most effective techniques for achieving this goal.   The cost of education in India has been rising significantly. Studies suggest that the inflation in the education sector has been between 11-12 % annually over the last decade. These figures indicate that the costs of school can double every six to seven years. Creating a robust financial cushion is the best approach to beat this growing education inflation. Several options in India are designed specially to cater to the needs of children.   Investing in your child's future is a significant responsibility of a parent. It is crucial to make informed decisions while selecting any option. Here are the investment options available.  Sukanya Samriddhi Yojana: This Yojana is a government supported initiative and it was launched as a part of the “Beti Bachao, Beti Padhao” campaign. Here, the investment value is a Minimum of 250 and a Maximum of 1.5 lakh per annum. The current interest rate is 8.2% per annum. The maturity duration is 21 years from the account opening or upon the daughter's marriage. Investors get tax benefits under Section 80C, and also the interest and maturity values are tax-free.  Real Estate: Apart from investing only in property, one can now invest in REIT (Real Estate Investment Trust) and Real Estate Funds. Investing in REITs provides substantial dividend income and delivers steady capital appreciation over the long term.  Gold: Indian households are famous for investing in physical gold. Alternatively, parents can also choose between gold ETFs and sovereign gold bonds (SGBs) as a promising avenue for long-term investment. These avenues can be more profitable than physical gold as one saves costs on making charges and misses out on the 2.5% annual interest received on SGBs (2023-24 series IV SGBs).   Bank deposits: Historic tools of investment available in the market to earn regular and steady returns. Parents can invest for a more extended period; however, the return on it will not beat the rising inflation with the nominal return it delivers.  Mutual Funds: In mutual funds, we have options based on individual financial position, time horizon and risk tolerance. Equity mutual fund investments rank high among children's investment plans. As we know, mutual funds deliver better returns than other investment options available in the market. Historically, it has provided 12%-15% annualized returns.   Join our WhatsApp Community! We'd like to point out that mutual fund investments offer distinct advantages over real estate, gold, and fixed deposits. They provide diversification, liquidity, and professional management, reducing risk while potentially offering higher returns. Unlike real estate, mutual funds require a lower initial investment and entail no maintenance costs. Compared to gold, they tend to offer greater returns and accessibility. Additionally, mutual funds typically outperform fixed deposits, offering the potential for inflation-beating returns over the long term.  With proper planning and strategies as an investor, one can make decisions that accurately reflect investing goals. An investor can set a step-up SIP to get better returns. With mutual funds, the longer you stay invested, the better you will get.  Learn about asset allocation in 2 mins! Benefits of investing in a mutual fund Mutual funds are managed by fund managers who have professional expertise. A fund manager continuously monitors the investors' investment and rebalances the portfolio to meet the objectives.   Mutual fund investments offer an easy way to diversify your investment portfolio. With the benefit of diversification, the risk associated with one security is countered by others. By investing here, investors will ensure they are not putting all their eggs in one basket.  For many investors, investing directly in an asset class requiring large amounts can be daunting. A mutual fund provides the benefit of investing in small amounts. An investor can start investing with as little as 100 rupees investment in a mutual fund.  Mutual funds are also on the liquid end of the spectrum; an investor can redeem the amount quickly if required. Redemptions are settled on a T+3 basis. Mutual funds also provide tax benefits under section 80C of the Income Tax Act, 1961, if you choose to invest in ELSS funds. Mutual fund investments are tax-efficient when held for a longer period.  Join our WhatsApp community to learn more! If you read this, you would have understood that there is no single definition of 'best investment for kids'; instead, it is based on your future financial requirements, time horizon, and risk appetite. As a parent, remember to diversify, rebalance, and reallocate your investments periodically. Doing this will significantly reduce the effect of market volatility on your portfolio. If you are a young parent and starting the investment journey for your kids, consider investing in equity as an early investor to get relatively higher returns. Remember to bring discipline to savings and stay invested for the longer term.  If you are a parent looking for the best investment options for your kid's future, you are at the right place. Please book your meeting and connect with our wealth advisor.   Happy investing! 
How to choose the right board for your child's schooling?

How to choose the right board for your child's schooling?

Selecting the right board for your kid’s schooling is an important and life-changing decision. In India, there are many boards to choose from! There are IB, CBSE, and ICSE are known for offering English-medium instruction, great quality education along extra-curricular opportunities.  You can also send your child to State Boards where the medium of instruction is in the native state language. The plethora of options available can be confusing, here are some ways to help you choose! https://www.youtube.com/watch?v=dXcrpN2v3x0&t=76s List of Education Boards in India CBSE - Central Board of Secondary Education NOIS - National Institute of Open Schooling CISCE Council for the Indian School Certificate Examination UP Board - Board of High School and Intermediate Education Uttar Pradesh JKBOSE - Jammu and Kashmir State Board of School Education RBSE - Board of Secondary Education Rajasthan HPBOSE - Himachal Pradesh Board of School Education MPBSE - Madhya Pradesh Board of Secondary Education CGBSE - Chhattisgarh Board of Secondary Education PSEB – Punjab School Education Board HBSE - Haryana Board of School Education BSEB - Bihar School Examination Board GSEB - Gujarat Secondary and Higher Secondary Education Board MSBSHSE – Maharashtra State Board Of Secondary and Higher Secondary Education BIEAP - Andhra Pradesh Board of Intermediate Education BSEAP - Andhra Pradesh Board of Secondary Education WBBSE - West Bengal Board of Secondary Education WBCHSE - West Bengal Council of Higher Secondary Education https://www.youtube.com/watch?v=j5uKaYCAbco Tips to choose the right board for child schooling 1. Understand your child’s preferences  Before you select the right board, try to understand your child’s persona. Figure out your child’s interests. Are they academically inclined or interested in sports art or theatre? Most parents force their preferences on the child which may create unnecessary pressure on your child later in life. Knowing their interests and preferences can help you shortlist and select the right board for them. Top Education Boards in India. How to Choose the Right One? Read More 2. Costs involved  Before admitting your child to a specific board, you should consider factors associated with cost. Different boards in India have different costs. For instance, the average fee structure of CBSE annually is between INR 40000 to INR 80000. On the contrary, the average fee structure of the ICSE board is between INR 65000 to INR 90000. Hence, you have to carefully select between boards to check the right expenses.  3. Location of the school  In India, education is the cornerstone of development. A school that is located at a good site allows your child to learn things harmoniously. You should always choose a school that is located near your house Do you know that the school location is the second teacher for your child? The proper location of the school has the power to organize and promote pleasant relationships. A school located nearby drastically decreases your child’s transport fees. You don't have to pay expenses in the form of bus fares and pooling cars. If the travel time to school is longer, your child may feel tired. This will increase their stress and fatigue at the end of the day.  4. University preparedness  You should select a school affiliated with an educational board that best prepares your child for future career prospects. There are boards that design curricula based on your child’s university preparedness. Parents should understand that the initial years of their child’s growth are very crucial. You should enroll your child in a school affiliated with a board that offers universal education. With universal education, your child can achieve good grades when they study in foreign universities.  5. Curriculum and co-curricular activities  Largely, a good school stands apart because of its curriculum. The most common curriculum choices today are those created by various state boards, ICSE, and CBSE. The depth and breadth of the curriculum along with the teaching methodology influence the future success of your child.  For instance, if you have already made up your mind to send your child to the US and save funds for the same, you might want to consider a US-recognized curriculum. That’s why you need to conduct extensive research into the curriculum of the school.  6. Pedagogical methods  Parents typically think that the pedagogical methods deployed by teachers are influenced by school authorities. However, this is not true, as the board has the final say on the teaching style of the teacher.  https://www.youtube.com/watch?v=v4gmR-U_vHA&t=16s Join our WhatsApp Community FAQs Which board is best for children's education? Some of the most popular boards and most wanted boards by parents in India for their child's education are the Central Board of Secondary Education (CBSE) and the Indian Certificate of Secondary Education (ICSE). Which is better CBSE or ICSE best? ICSE and CBSE are the most popular boards in India. They are recognized by universities and colleges across the globe. CBSE is considered better because a majority of schools in India offer it at an affordable price, they are also widely recognized and preferred by most Indian universities and colleges. School kids preparing for JEE, NEET, and other national entrance exams prefer CBSE because there is a lot of commonality in terms of syllabus and exam pattern. Which board is best for the future? There are many education boards in India. Some of the most common are CBSE, IB, ICSE, and state boards. Amongst these CBSE is the most preferred choice for parents. Should I put my child in CBSE or ICSE? CBSE is widely available in India. The coursework and syllabus are less competitive and difficult when compared to ICSE, IB, or state boards. ICSE and IB board can help your child set a strong foundation for foreign studies and communication in the future.
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