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How to save for MBA in New Zealand for your child?

How to save for MBA in New Zealand for your child?

New Zealand is one of the ideal educational destinations for students pursuing their MBA degree as it offers a wide range of academic choices, MBA specializations, high-quality education, affordable fee structure, and sustainable job prospects.  An MBA in New Zealand is a wise career move as the globally recognized degree can get students the desired job in any part of the world. Moreover, graduating with an MBA from New Zealand may get your child a considerably higher income than their peers in other countries. Getting an education loan for MBA in New Zealand is easier than you think! Apply wth EduFund today Overview of MBA course structure and fees in New Zealand New Zealand is home to some of the finest educational institutions in the world for MBA courses. A full-time MBA requires 180 credits over 12 - 16 months or 60 credits every semester. Students can choose an MBA degree with or without specialization.  Average tuition fees for an MBA in New Zealand are between $26,000 - $37,000 with the highest course fee of $51,396 levied by the University of Canterbury and the lowest tuition fee of $36,800 levied by Manukau Institute of Technology.  The fee structure for an Indian student is between INR 11.4 lakhs to INR 31.3 Lakhs per year, depending upon the university one chooses.  The living expenses of the students depend upon their lifestyle. How to save for an MBA in New Zealand? Although studying for an MBA in New Zealand is affordable compared to the study cost in countries like the UK and the USA, parents do need to save and invest money so that their child can get the desired degree without the burden of an education loan.  Take the following steps to save for an MBA degree - 1. Research Remember the first step of any plan is the most difficult one as it requires thorough research. Gathering information is necessary so that you can create a foolproof plan that will prove fruitful in the long run.  you can also use the College Cost Calculator on the EduFund App to find out how much you will have to pay for your child’s MBA. This will help cut your research time.  Reasons to Study in New Zealand Read More 2. Create a financial plan Create a financial plan that will give direction to your ideas and encourage you to take the necessary steps toward your goal.  How to send your child to study in New Zealand debt-free? Read More 3. Take the help of professionals If you are a new investor, it might become a tad difficult or confusing to make the right decisions. Take the help of professionals because they have the necessary tools and resources to compile the required data and make the correct choices.  The saving experts on the Edufund App are adept at creating a customized financial plan and selecting the best investment opportunities through mutual funds, US ETFs, US stocks, and Digital gold. These experts, along with the Edufund investment calculators, will act as a guiding force and be with you every step of the way.   https://www.youtube.com/watch?v=uYlrsx9_yog&t=4s Top Universities in New Zealand Read More 4. Create a diversified portfolio Do not be dependent upon only one type of scheme. Instead, create a diversified portfolio that includes managed funds, savings accounts, term deposits, mutual funds, etc. The high-accuracy fund tracker on the Edufund App can monitor over one lakh data points and 400 financial situations to make solid suggestions about the most profitable investment schemes. a) Managed funds According to available data, one of the most common reasons for setting up a managed fund is to save money for a child’s higher education. It is feasible to put some money aside in a growth-oriented managed fund as early as possible. By the time the child is of age to study for an MBA in New Zealand, the parents will have saved a good chunk of the required money.  b) Savings accounts and term deposits If you cannot deal with the volatility of the growth fund or have started late and have a considerably shorter period for saving and investing, do not worry. The safest and the best possible mode of saving is by investing in a savings account and term deposits. It is better to add to the term deposits whenever they come up for renewal so that after a few years you can have a good amount of the money for your child’s MBA degree in New Zealand. c) Mutual funds The best investment scheme in the current market is investing through mutual funds. Take the help of SIP for regular investments as the estimated returns are between 12% to 15% in large-cap equity funds and 14% to 17% in mid-cap equities. The SIP calculator on the Edufund App can prove useful in determining the available returns from the chosen funds.  Conclusion International students, especially Indian students consider an MBA in New Zealand a good move as it gives them global exposure to cash in excellent career opportunities in any business sector.  Parents who have the necessary funds through saving and investing can easily send their child abroad and fulfill their dreams of better education, as compared to the parents who have to look at other means to fund their child's education. 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Studying in Singapore: Ultimate Guide

Studying in Singapore: Ultimate Guide

In recent years, Singapore has become a hub for global education, attracting students from various parts of the world. Among them, Indian students particularly find Singapore to be a welcoming destination for pursuing higher education. With its top-notch universities, diverse environment, and abundant research opportunities, Singapore offers an excellent platform for intellectual and personal growth. This comprehensive guide will lead you through the intricacies of studying in Singapore as an Indian student.  Overview of Singapore’s Education System  Singapore's education system is renowned for its structure and high quality. The system is divided into several key stages, emphasizing a holistic approach to learning and development.  1. Preschool Education:  Preschool education focuses on early childhood development, providing a strong foundation for future learning.  Emphasis is placed on fostering social skills, creativity, and basic cognitive abilities.  2. Primary Education:  Primary education spans six years, starting from age six.  Core subjects include English, Mathematics, Science, and Mother Tongue languages (such as Mandarin, Malay, or Tamil).  The curriculum emphasizes a strong foundation in literacy and numeracy.  3. Secondary Education:  Secondary education consists of a four-year program, with students taking the GCE Ordinary Level (O-level) examinations at the end.  A broad range of subjects is offered, allowing students to explore their interests while maintaining a focus on core disciplines.  4. Pre-University Education:  Pre-university education typically involves a two-year program, with students undertaking the GCE Advanced Level (A-level) examinations.  Specialized tracks, such as arts or science, allow for deeper exploration of chosen subjects.  5. Tertiary Education:  Singapore boasts world-class universities and institutions known for their research and academic excellence.  Major universities include the National University of Singapore (NUS), Nanyang Technological University (NTU), and Singapore Management University (SMU).  6. Quality Assurance:  Singapore's education system places a strong emphasis on quality assurance, ensuring rigorous standards are maintained.  Regular assessments, curriculum reviews, and teacher training contribute to the system's continuous improvement.  7. Multicultural Environment:  Singapore's diverse cultural landscape is reflected in its education system, fostering an inclusive and global mindset among students.  Bilingual education is a key feature, promoting proficiency in English and a second language.  8. Holistic Development:  Beyond academics, the education system prioritizes character development, critical thinking, and creativity.  Co-curricular activities and values education play a crucial role in nurturing well-rounded individuals.  In summary, Singapore's education system is structured to provide a comprehensive and high-quality learning experience, preparing students for future challenges while promoting holistic development.  Admission Process for International Students  The admission process for international students in Singaporean schools involves several steps and specific requirements. Here is an overview:  1. Research and Choose a School:  Research Singaporean schools to find the one that best fits your academic and personal preferences.  Consider factors such as school reputation, curriculum, facilities, and location.  2. Check Eligibility and Entry Requirements:  Ensure you meet the eligibility criteria for international students, including age requirements and academic qualifications.  Some schools may have specific entry requirements based on the grade or program you are applying for.  3. Application Submission:  Prepare and submit the application form to the chosen school.  Include all required documents, such as academic transcripts, recommendation letters, and a personal statement.  4. Language Proficiency Test:  International students may need to demonstrate proficiency in English. Common language proficiency tests include the International English Language Testing System (IELTS) or the Test of English as a Foreign Language (TOEFL).  5. Entrance Examinations or Interviews:  Some schools may require international students to take entrance examinations or participate in interviews to assess academic readiness and suitability for the program.  6. Visa Application:  Once accepted into a school, apply for a Student Pass (visa) through the Immigration and Checkpoints Authority (ICA) in Singapore.  Provide necessary documents, including the acceptance letter from the school, passport details, and proof of financial ability.  7. Health Insurance:  International students are required to have health insurance coverage during their stay in Singapore. Check and comply with the health insurance requirements set by the school or the government.  8. Financial Documentation:  Provide evidence of financial capability to cover tuition fees and living expenses. This may include bank statements or sponsorship letters.  9. Acceptance and Enrollment:  Once the visa is approved, the school will issue an acceptance letter.  Complete the enrollment process by submitting any additional required documents and paying the necessary fees.  10. Orientation and Integration:  Attend orientation programs organized by the school to familiarize yourself with campus facilities, academic expectations, and life in Singapore.  Get involved in school activities to facilitate integration into the academic and social community.  It's essential to check the specific requirements and procedures of the chosen school, as they may vary. Additionally, staying informed about any changes in immigration policies and school admission guidelines is crucial for a smooth application process for international students in Singapore.  Understanding the Student’s Pass  Obtaining a Student's Pass is a crucial step for international students planning to study in Singapore. This pass is a formal authorization from the Immigration and Checkpoints Authority (ICA) that allows foreign students to pursue full-time studies at approved educational institutions in the country. It is a legal requirement for international students and must be obtained before starting any academic program.  1. Process of Obtaining a Student's Pass:  Acceptance from an Approved Institution:  Receive an acceptance letter from a recognized educational institution in Singapore. This letter is a prerequisite for the Student's Pass application.  2. Submit an Online Application:  Complete the online application form available on the official website of the Immigration and Checkpoints Authority (ICA) or the Student's Pass Online Application and Registration System (SOLAR).  3. Required Documents:  Prepare and submit the necessary documents, including:  Completed application form  Passport-size photographs  Passport details  Acceptance letter from the educational institution  Proof of financial ability to cover tuition fees and living expenses  Educational certificates and transcripts  Medical examination report (if required)  4. Application Fee:  Pay the non-refundable Student's Pass application fee as specified by the ICA. This fee is subject to change, so it's essential to check the latest requirements.  5. Medical Examination:  Undergo a medical examination if it is a requirement for your application. Some students may be asked to complete a medical check-up by an approved clinic or hospital.  6. Application Processing:  The ICA will process the application, and the duration may vary. It is advisable to apply well in advance to ensure the Student's Pass is ready before the start of the academic program.  7. In-Principle Approval (IPA) Letter:  Upon approval, you will receive an In-Principle Approval (IPA) letter. This letter outlines the terms and conditions of the Student's Pass.  8. Collecting the Student's Pass:  Arrive in Singapore with the IPA letter and complete the formalities to collect the Student's Pass. This typically involves visiting the ICA office with the necessary documents.  9. Orientation at Educational Institution:  Attend any orientation sessions organized by the educational institution to familiarize yourself with campus facilities, academic requirements, and student life.  10. Renewal and Compliance:  Monitor the expiration date of the Student's Pass and adhere to renewal procedures if necessary. Comply with all regulations set by the ICA to maintain legal student status in Singapore.  It's crucial to follow the specific guidelines provided by the ICA and the educational institution, as procedures may change. Additionally, staying informed about any updates in immigration policies is essential for a smooth process of obtaining and maintaining the Student's Pass in Singapore.  Age and Education Level Requirements  In Singapore, the age-appropriate education levels for admission to various stages of the education system are generally as follows:  1. Preschool Education:  Age Range: Typically, preschool education starts around 3 to 6 years old.  Levels: Nursery, Kindergarten 1 (K1), Kindergarten 2 (K2).  2. Primary Education:  Age Range: Primary education starts around 6 years old.  Levels: Primary 1 (P1) to Primary 6 (P6), spanning six years.  3. Secondary Education:  Age Range: Secondary education typically starts around 12 to 13 years old.  Levels: Secondary 1 (S1) to Secondary 4 (S4), spanning four years.  4. Pre-University Education:  Age Range: Pre-university education usually begins around 16 to 17 years old.  Levels: Pre-university education lasts for two years and includes preparation for the GCE Advanced Level (A-level) examinations.  5. Tertiary Education (University):  Age Range: Entry to tertiary education (university) is generally for students who have completed pre-university education.  Levels: Undergraduate and postgraduate programs are available at universities and other tertiary institutions.  It's important to note that these age ranges are general guidelines, and there may be some flexibility depending on individual circumstances and the specific admission policies of educational institutions. Additionally, international students may need to meet specific age and educational background requirements as outlined by the chosen educational institution and the Singaporean immigration authorities.  Prospective students and their parents or guardians should carefully review the admission criteria of the respective educational institutions to ensure they meet the age and educational level requirements for the desired academic programs. Admission requirements can vary between schools and institutions, so it's advisable to consult the specific guidelines provided by the institutions of interest.  Life as a Student in Singapore  Living and studying in Singapore offers a vibrant and enriching experience for students. Here's what students can expect:  1. Global Hub of Education:  Singapore is home to world-class universities and educational institutions, offering a diverse range of academic programs.  The education system emphasizes innovation, research, and practical skills.  2. Multicultural Environment:  Singapore is a melting pot of cultures, with a harmonious blend of Chinese, Malay, Indian, and various other communities.  Students can experience a multicultural society, fostering a global mindset and cultural diversity.  3. Language Environment:  English is the primary language of instruction in most educational institutions, facilitating ease of communication for international students.  Bilingual education is emphasized, with students also encouraged to learn a second language.  4. Safe and Clean Living Environment:  Singapore is known for its safety and cleanliness, providing a secure and comfortable environment for students.  The city-state's efficient public transportation system makes it easy to navigate.  5. Quality of Life:  Students can enjoy a high quality of life with access to modern amenities, healthcare, and recreational facilities.  The city offers a mix of cultural, recreational, and entertainment options for students to explore during their free time.  6. Global Career Opportunities:  Singapore's strategic location and thriving economy open up global career opportunities for graduates.  The city-state serves as a regional hub for various industries, including finance, technology, and healthcare.  7. Research and Innovation:  Singapore is at the forefront of research and innovation, providing students with opportunities to engage in cutting-edge projects and collaborate with industry professionals.  The government actively promotes a knowledge-based economy.  8. Culinary Diversity:  Students can indulge in a diverse range of cuisines, reflecting the multicultural nature of the city.  Hawker centers and food markets offer affordable and delicious local and international dishes.  9. Cultural and Recreational Activities:  Singapore hosts numerous cultural events, festivals, and exhibitions throughout the year.  Students can explore attractions such as Gardens by the Bay, Sentosa Island, and cultural neighborhoods like Chinatown and Little India.  10. Community Engagement:  Students have the opportunity to engage in community service and social activities.  Various student organizations and clubs promote social interaction, leadership development, and networking.  11. Environmental Sustainability:  Singapore places a strong emphasis on sustainability, with initiatives to create a green and eco-friendly environment.  Students can actively participate in environmental awareness programs and projects.  While the cost of living in Singapore can be relatively high, the overall experience of living and studying in this dynamic city-state is rewarding, offering students a unique blend of academic excellence, cultural diversity, and global opportunities.  12. Cultural Richness and Diversity  The multicultural aspect of student life in Singapore is a defining feature that adds richness and depth to the overall educational experience. Here are key points emphasizing the cultural diversity in student life:  13. Harmony of Cultures:  Singapore is a harmonious blend of diverse cultures, including Chinese, Malay, Indian, and various ethnic communities.  Students have the opportunity to immerse themselves in this cultural tapestry, fostering an environment of mutual respect and understanding.  14. Bilingual Education:  Singapore's commitment to bilingual education reflects its multicultural ethos.  English is the primary language of instruction, while students are also encouraged to learn a second language, typically a Mother Tongue language like Mandarin, Malay, or Tamil.  15. Festivals and Celebrations:  Students get to experience and participate in a multitude of cultural festivals and celebrations throughout the academic year.  Festivals such as Chinese New Year, Diwali, Hari Raya, and Mid-Autumn Festival are celebrated with enthusiasm, offering a chance for cultural exchange.  16. Cultural Neighborhoods:  Various neighborhoods showcase the unique cultural heritage of different communities.  Students can explore cultural enclaves like Chinatown, Little India, and Kampong Glam, each offering distinctive experiences, cuisine, and traditions.  17. Global Cuisine:  The diverse culinary landscape reflects the multicultural influences in Singapore.  Students can savor a wide array of global cuisines at hawker centers and eateries, providing a gastronomic journey through different cultures.  18. Language Exchange:  The multicultural environment creates an ideal setting for language exchange.  Students have the opportunity to interact with peers from various linguistic backgrounds, enhancing their language skills and cultural awareness.  19. International Student Community:  The presence of a substantial international student community adds to the cultural richness.  Interactions with students from around the world create a globalized learning environment, promoting cross-cultural friendships and understanding.  20. Cultural Events and Workshops:  Educational institutions often organize cultural events, workshops, and performances that showcase the diversity of traditions and artistic expressions.  Students can actively participate in or attend these events to broaden their cultural perspectives.  21. Global Mindset:  Exposure to diverse cultures nurtures a global mindset among students.  This multicultural experience prepares students for an interconnected world, fostering adaptability and open-mindedness.  22. Respect for Differences:  Living in a multicultural society encourages a deep respect for differences in beliefs, customs, and practices.  Students develop cultural sensitivity and interpersonal skills that are valuable in a globalized workforce.  In essence, the multicultural aspect of student life in Singapore is not just a backdrop but an integral part of the educational journey. It cultivates an appreciation for diversity, enriching students' personal and academic growth in a way that extends far beyond the classroom.  Living Costs and Financial Planning  Living costs in Singapore can vary depending on individual lifestyles, accommodation choices, and spending habits. Here's an overview of key aspects to consider when estimating living expenses and some financial advice for students:  1. Accommodation:  Accommodation costs can be a significant portion of living expenses. Options include on-campus housing, private apartments, or shared accommodation.  On-campus housing may offer convenience but could be limited, while private apartments may provide more independence but at a higher cost.  2. Food and Dining:  Singapore has a diverse food scene, and eating out can range from affordable hawker centers to upscale restaurants.  Budgeting for groceries and occasional dining out is important. Cooking at home can be a cost-effective option.  3. Transportation:  Public transportation in Singapore is efficient and well-connected. Consider getting a transportation pass for regular savings.  Walking and cycling are also viable options, especially if you live close to your educational institution.  4. Healthcare:  Healthcare costs can be covered by mandatory medical insurance, but additional coverage for specific needs may be advisable.  Familiarize yourself with the healthcare system and insurance requirements.  5. Miscellaneous Expenses:  Budget for personal items, toiletries, and miscellaneous expenses like phone bills, internet, and recreational activities.  Set aside funds for textbooks, academic supplies, and any course-related expenses.  6. Financial Advice:  Create a Budget:  Develop a comprehensive budget that includes all anticipated expenses. Track your spending regularly to stay within budget.  7. Emergency Fund:  Establish an emergency fund to cover unexpected expenses or situations. Aim to save a small percentage of your income regularly.  8. Part-Time Employment:  Explore part-time work opportunities if your student visa allows. Many students take up part-time jobs to supplement their income.  9. Student Discounts:  Take advantage of student discounts on public transportation, entertainment, and various services. Many establishments offer discounts with a valid student ID.  10. Financial Planning Tools:  Utilize financial planning tools and apps to manage your budget, track expenses, and set financial goals.  11. Understand Exchange Rates:  If you have funds in a different currency, be aware of exchange rates and consider using the most cost-effective methods for currency exchange.  12. Banking Services:  Open a local bank account for easier access to funds and to avoid currency conversion fees.  13. Scholarships and Grants:  Explore scholarship and grant opportunities offered by educational institutions or external organizations to ease financial burdens.  14. Student Services:  Familiarize yourself with student services that offer financial advice and support on campus. Many universities have dedicated offices to assist students with financial matters.  15. Financial Literacy Workshops:  Attend financial literacy workshops or seminars offered by your educational institution to enhance your understanding of managing finances effectively.  Students must plan their finances wisely and seek advice from financial experts or student support services when needed. Being proactive in managing finances ensures a more comfortable and stress-free student life in Singapore.  Academic Opportunities and University Options  Singapore offers a diverse range of academic opportunities across various levels of education, from undergraduate to postgraduate studies. Here are some key academic paths and notable institutions:  1. Undergraduate Programs National University of Singapore (NUS):  NUS is a prestigious institution consistently ranked among the top universities globally.  Offers a wide array of undergraduate programs across disciplines, including business, engineering, arts and social sciences, and more.  Nanyang Technological University (NTU):  NTU is known for its strong emphasis on science and technology.  Provides a comprehensive range of undergraduate programs, including business, engineering, humanities, and social sciences.  Singapore Management University (SMU):  Singapore University of Technology and Design (SUTD):  SMU specializes in business education and offers undergraduate programs in business, accountancy, economics, and social sciences.  SUTD focuses on design and technology education, providing programs in engineering, architecture, and information systems technology.  2. Graduate and Postgraduate Programs Graduate Research Programs:  Both NUS and NTU are renowned for their graduate research programs, offering master's and doctoral degrees in various disciplines.  INSEAD Asia Campus:  INSEAD, a leading international business school, has a campus in Singapore offering MBA and executive education programs.  Lee Kuan Yew School of Public Policy (LKYSPP):  LKYSPP, part of NUS, is a prominent institution for graduate programs in public policy and administration.  Singapore Institute of Technology (SIT):  SIT provides applied learning and offers master's programs in areas such as engineering, technology, and business.  3. Professional and Continuing Education Singapore Institute of Management (SIM):  SIM offers a range of professional and continuing education programs, including diploma, undergraduate, and postgraduate studies in partnership with international universities.  Kaplan Higher Education Institute:  Kaplan provides a variety of diploma, undergraduate, and postgraduate programs in fields such as business, information technology, and communication.  4. Research and Innovation Opportunities Singapore actively promotes research and innovation, with opportunities for students to engage in cutting-edge projects.  Research institutes, such as A*STAR (Agency for Science, Technology, and Research), provide platforms for research collaboration.  5. Arts and Design Education  LASALLE College of the Arts:  LASALLE specializes in arts and design education, offering programs in fine arts, design communication, and performing arts.  Nanyang Academy of Fine Arts (NAFA):  NAFA is known for its focus on arts and design education, providing diploma and degree programs in various artistic disciplines.  These are just a few examples of the many academic opportunities available in Singapore. The city-state's commitment to education, research, and innovation makes it a compelling destination for students seeking a world-class academic experience. Prospective students should explore specific institutions and programs to find the best fit for their academic and career goals.  Singapore’s Autonomous Universities:  Singapore is home to several Autonomous Universities (AUs), each with its own unique strengths and academic offerings.  National University of Singapore (NUS): Overview: NUS is Singapore's oldest and largest university, consistently ranked among the top universities globally.  Academic Offerings: NUS offers a wide range of undergraduate and graduate programs across various disciplines, including business, engineering, arts and social sciences, science, computing, and medicine.  Nanyang Technological University (NTU):  Overview: NTU is a leading global university known for its strong emphasis on science and technology.  Academic Offerings: NTU provides a comprehensive array of undergraduate and graduate programs in engineering, business, humanities, social sciences, art, design, and media studies.  Singapore Management University (SMU):  Overview: SMU is Singapore's third autonomous university, focusing on business and management education.  Academic Offerings: SMU offers undergraduate and graduate programs in business, accountancy, economics, law, social sciences, and information systems management.  Singapore University of Technology and Design (SUTD):  Overview: SUTD is a relatively newer university with a focus on design and technology education.  Academic Offerings: SUTD offers programs in engineering, architecture, information systems technology, and design, emphasizing a multi-disciplinary and collaborative approach.  Singapore Institute of Technology (SIT):  Overview: SIT is Singapore's fifth autonomous university, specializing in applied learning and industry-relevant education.  Academic Offerings: SIT provides a variety of undergraduate and postgraduate programs in areas such as engineering, health sciences, information and communications technology, and business.  Singapore University of Social Sciences (SUSS):  Overview: Formerly known as UniSIM, SUSS focuses on applied and lifelong learning with an emphasis on social sciences.  Academic Offerings: SUSS offers a range of undergraduate and graduate programs in areas such as business, law, social work, early childhood education, and human resources management.  Each autonomous university has its academic strengths, faculty, and campus facilities. These institutions contribute significantly to Singapore's reputation as a hub for quality higher education and research. Prospective students need to explore the specific programs and offerings of each university to find the best fit for their academic and career aspirations. Additionally, as educational landscapes may evolve, it's recommended to check the official websites of the universities for the latest information.  International Universities and Partnerships  Singapore has attracted several international universities and institutions that have established campuses or formed partnerships with local institutions. Here are some examples:  INSEAD (European Institute of Business Administration):  Overview: INSEAD is a leading international business school with campuses in Europe, Asia, and the Middle East.  Singapore Campus: INSEAD's Asia Campus is located in Singapore and offers a Global Executive MBA program and executive education courses.  Duke-NUS Medical School:  Overview: A collaboration between Duke University and the National University of Singapore (NUS), Duke-NUS is a graduate medical school.  Partnership: Duke-NUS is a joint venture between Duke University School of Medicine and the National University of Singapore.  ESSEC Business School:  Overview: ESSEC is a leading business school based in France, known for its international business programs.  Singapore Campus: ESSEC's Asia-Pacific campus is located in Singapore, offering a variety of business programs, including MBA and executive education.  The University of Chicago Booth School of Business:  Overview: Booth School of Business is the graduate business school of the University of Chicago.  Singapore Campus: Booth has a campus in Singapore offering Executive MBA and Executive Education programs.  S P Jain School of Global Management:  Overview: S P Jain is an Australian business school with campuses in Dubai, Mumbai, Sydney, and Singapore.  Singapore Campus: S P Jain's Singapore campus offers undergraduate, postgraduate, and professional education programs in business and related fields.  James Cook University (JCU) Singapore:  Overview: JCU is an Australian public university with a strong focus on tropical and marine research.  Singapore Campus: JCU has a campus in Singapore offering a range of undergraduate and postgraduate programs in business, psychology, environmental science, and more.  It's important to note that the landscape of international universities and partnerships in Singapore may evolve, and new institutions may establish a presence in the country. For the most up-to-date information, prospective students should check the official websites of the institutions and relevant educational authorities in Singapore.  Government Scholarships and Grants  The Singapore government offers various scholarships and grants to support local and international students pursuing education at different levels. These scholarships aim to attract and retain talent, promote academic excellence, and support students in various fields. Here are some notable scholarships provided by the Singapore government:  Singapore Scholarship for International Students (SgIS):  Eligibility: Open to international students with outstanding academic achievements, leadership qualities, and a passion for contributing to Singapore's community and economy.  Coverage: Full or partial tuition fees, maintenance allowance, and other benefits.  Applicable Levels: Undergraduate and postgraduate studies.  Singapore Government Scholarship (SGS):  Eligibility: Open to outstanding students with strong leadership potential and a commitment to serving Singapore.  Coverage: Full tuition fees, maintenance allowance, accommodation, and other benefits.  Applicable Levels: Undergraduate and postgraduate studies.  ASEAN Scholarships for Pre-University Students:  Eligibility: Open to citizens of ASEAN member countries who have completed their secondary education with excellent academic performance.  Coverage: Full tuition fees, examination fees, a monthly maintenance allowance, and pre-university orientation activities.  Applicable Levels: Pre-university studies in Singapore.  1. A*STAR Scholarships:  Eligibility: Offered by the Agency for Science, Technology, and Research (A*STAR) to support students pursuing science and technology-related research and careers.  Coverage: Full tuition fees, monthly stipend, and other allowances.  Applicable Levels: Undergraduate, graduate, and postdoctoral studies.  2. National Arts Council (NAC) Scholarships:  Eligibility: Aimed at supporting individuals with exceptional talent and commitment in the arts.  Coverage: Full or partial tuition fees, maintenance allowance, and other benefits.  Applicable Levels: Undergraduate and postgraduate studies in arts-related fields.  3. Ministry of Education (MOE) Teaching Scholarships:  Eligibility: Open to individuals with a passion for teaching and a commitment to contributing to Singapore's education system.  Coverage: Full tuition fees, monthly stipend, and other allowances.  Applicable Levels: Undergraduate and postgraduate studies leading to a teaching career.  4. Singapore International Graduate Award (SINGA):  Eligibility: Available to international students pursuing a Ph.D. in science and engineering at A*STAR research institutes.  Coverage: Full tuition fees, monthly stipend, and other allowances.  Applicable Levels: Ph.D. studies.  These are just a few examples of the scholarships provided by the Singapore government. Prospective students need to check the specific eligibility criteria, application procedures, and deadlines for each scholarship. Additionally, updates or changes to scholarship programs may occur, so it's advisable to refer to the official websites of the relevant government agencies for the latest information.  Preparing for the Singaporean Academic Journey  Preparing for the academic experience in Singapore involves a combination of practical arrangements, cultural readiness, and a proactive approach to your studies. Here are some pieces of advice to help you prepare for your academic journey in Singapore:  1. Research Your Chosen Institution:  Familiarize yourself with the specific policies, campus facilities, and academic expectations of the institution you'll be attending.  Check for any pre-arrival information provided by the university, and review the course requirements.  2. Understand the Education System:  Get acquainted with the Singaporean education system, including grading systems, examination formats, and academic conventions.  Familiarize yourself with the modules or courses you will be taking and their respective syllabi.  3. Financial Planning:  Develop a comprehensive budget that includes tuition fees, accommodation, food, transportation, and other living expenses.  Explore scholarship opportunities to ease financial burdens.  4. Secure Accommodation:  Arrange your accommodation well in advance. Options include on-campus housing, private apartments, or shared rentals.  Ensure that your chosen accommodation aligns with your budget and preferences.  5. Health Insurance:  Understand the health insurance requirements for international students.  Obtain the necessary health insurance coverage and familiarize yourself with healthcare services in Singapore.  6. Student Pass Application:  If you're an international student, ensure that you complete the Student Pass application process promptly.  Prepare all required documents, including acceptance letters, passport details, and proof of financial capability.  7. Cultural Readiness:  Learn about Singapore's culture, traditions, and social norms.  Embrace the multicultural environment by understanding and respecting the diverse perspectives and customs of your fellow students.  8. Language Proficiency:  While English is the primary language of instruction, it may be beneficial to familiarize yourself with local colloquial expressions.  If English is not your first language, consider improving your language proficiency through courses or self-study.  9. Explore the City:  Take time to explore Singapore before classes begin. Familiarize yourself with public transportation, local neighborhoods, and key landmarks.  Join orientation programs organized by the university to connect with other students and get to know the campus and city.  10. Connect with Resources:  Stay connected with resources provided by the university, including academic support services, libraries, and student organizations.  Attend any pre-departure briefings or webinars organized by the university to gather essential information.  11. Adaptability and Open-Mindedness:  Approach your academic journey with an open mind and a willingness to adapt to new challenges.  Be proactive in seeking help if you encounter difficulties, whether academically or personally.  12. Network and Socialize:  Build a network of friends, both local and international, to enhance your overall experience.  Participate in student clubs, events, and activities to broaden your social circle.  Remember that preparation is key, and a positive and proactive mindset will contribute to a successful academic journey in Singapore. Keep an open heart to new experiences, be ready to learn, and enjoy the opportunities for personal and academic growth that Singapore has to offer.  Visa and Documentation  The visa application process for studying in Singapore involves several steps, and it's important to ensure that you have all the necessary documents in order. Below is a guide on the visa application process and the required documentation:  1. Determine Your Visa Type:  Identify the type of student pass or visa you need based on your course of study. Most international students will require a Student Pass.  2. Acceptance Letter:  Obtain an acceptance letter from a recognized educational institution in Singapore. This letter is a crucial document for the visa application.  3. Online Application:  Complete the online application form on the official website of the Immigration and Checkpoints Authority (ICA) or use the Student's Pass Online Application and Registration (SOLAR) system.  4. Required Documents:  Prepare and submit the necessary documents. Common documents include:  Completed visa application form.  Passport-size photographs.  Passport details.  Acceptance letter from the educational institution.  Proof of financial ability to cover tuition fees and living expenses.  Educational certificates and transcripts.  Language proficiency test results (if required).  5. Application Fee:  Pay the non-refundable Student's Pass application fee. Be aware that this fee may change, so check the latest requirements.  6. Medical Examination:  Some students may need to undergo a medical examination. Check the specific requirements for your country of origin and the program you are applying for.  7. Submitting the Application:  Submit the completed application along with all required documents. This is typically done online, but check the specific application process outlined by the ICA or the educational institution.  8. Application Processing:  The ICA will process your application. The duration may vary, so it's advisable to apply well in advance of your intended start date.  9. In-Principle Approval (IPA) Letter:  Upon approval, you will receive an In-Principle Approval (IPA) letter. This letter outlines the terms and conditions of the Student's Pass.  10. Collecting the Student's Pass:  - Arrive in Singapore with the IPA letter and complete the formalities to collect the Student's Pass. This typically involves visiting the ICA office with the necessary documents.  11. Attend Orientation:  - Attend any orientation sessions organized by the educational institution to familiarize yourself with campus facilities, academic expectations, and life in Singapore.  Important Notes:  Keep track of the validity period of your Student's Pass and renew it if necessary.  Comply with all regulations set by the ICA and your educational institution to maintain legal student status in Singapore.  Stay informed about any changes in immigration policies or visa requirements.  Please note that the specifics of the visa application process may vary based on your nationality and the educational institution you are attending. It's crucial to check the official guidelines provided by the ICA and the educational institution for the most accurate and up-to-date information.  Vaccination and Health Requirements  Health regulations and entry requirements are subject to change, and it's advisable to check with the relevant authorities or your educational institution for the latest information. Here are some general guidelines:  1. Vaccinations:  Singapore may have specific vaccination requirements for international students, especially for diseases such as measles, mumps, rubella, and other preventable illnesses.  Check with the Ministry of Health (MOH) in Singapore or the Immigration and Checkpoints Authority (ICA) for the most up-to-date vaccination requirements.  Ensure that your vaccinations are up to date and that you have the necessary documentation to prove your immunization status.  2. Medical Examination:  Some international students may be required to undergo a medical examination as part of the visa application process.  The medical examination may include tests for infectious diseases, such as tuberculosis (TB) and HIV/AIDS.  Follow the specific guidelines provided by the Immigration and Checkpoints Authority (ICA) or the educational institution for the medical examination process.  3. Health Insurance:  Health insurance is often mandatory for international students in Singapore.  Ensure that you have comprehensive health insurance coverage for the duration of your stay, covering medical expenses, hospitalization, and emergencies.  Some educational institutions may have specific requirements regarding the type and coverage of health insurance.  4. Student's Pass and Health Screening:  When applying for a Student's Pass, you may be required to undergo health screening as part of the application process.  This health screening may include a check for infectious diseases, and the results may impact the approval of your Student's Pass.  5. COVID-19 Requirements:  Given the global impact of the COVID-19 pandemic, there may be specific health and safety measures in place for international students entering Singapore.  Stay informed about any COVID-19-related requirements, including testing, quarantine, or vaccination protocols.  6. Local Healthcare Services:  Familiarize yourself with the local healthcare services available in Singapore.  Register with a local healthcare provider or clinic to ensure easy access to medical services when needed.  7. Personal Health and Wellbeing:  Prioritize your health and well-being during your studies.  Be aware of common health issues in the region and take necessary precautions, such as staying hydrated, practicing good hygiene, and seeking medical attention if needed.  Note: The information provided here is based on the situation as of January 2022. Given the evolving nature of health regulations and the potential impact of global events, it's crucial to check with the relevant authorities and your educational institution for the most current health requirements before traveling to Singapore for your studies.  FAQs How can Indian students get a Student's Pass to study in Singapore? Get accepted by a recognized educational institution in Singapore. Submit an online application through the ICA website. Prepare required documents, including transcripts, proof of financial ability, and medical examination report (if needed). Pay the application fee. Collect the Student's Pass upon arrival in Singapore. What are the benefits of studying in Singapore for Indian students? Global education hub with diverse programs. Safe and clean living environment. High quality of life with modern amenities. Potential for global career opportunities. Exposure to a multicultural environment. Why is Singapore a popular destination for Indian students? Top-ranked universities: NUS, NTU, and SMU are consistently ranked among the best globally. Diverse and multicultural environment. Emphasis on research and practical skills. English is the primary language of instruction. TALK TO OUR EXPERTS
Pros and Cons of sending your child to an IB board school

Pros and Cons of sending your child to an IB board school

Sending your child to an IB Board school in India? You are not alone! Many Indian parents, over the years, gravitated toward the International Baccalaureate (IB) Board. So much so that the number of international schools offering IB programs has grown tremendously over years. In 2003, there were merely 11 schools with IB boards, now there are nearly 208 world schools located across the subcontinent!   IB board is typically offered by international schools in India and opted for by parents who want to send their children abroad. Parents prefer IB for its teacher-student ratio, holistic curriculum, global exposure, and focus on sports and extracurriculars. IB curriculum offers an innovative, inclusive, and interactive approach to learning.   Let’s look at some pros and cons of sending your child to an IB world school in India:  Pros of sending your child to an IB Board School  https://www.youtube.com/watch?v=6jTgEWL5sXw 1. Global Exposure and Cultural Diversity IB is a global program with 5000 schools in 160 countries like Australia, Norway, India, China, and Zambia! The learning approach is dynamic and international. The IB board is popular and recognized by top universities; its curriculum is updated regularly to keep up with the changing skill requirements and career developments.    2. The balance between Extracurriculars and Academics IB schools believe in skill building and offer a great number of subjects like Art, Music, Sciences, and extracurriculars like sports, debating, MUNs and community service, etc. The focus is on personality development and offering students a variety of facilities to grow and nurture their interests! The exposure can help students decide their passion and can add value to college applications!  https://www.youtube.com/shorts/wQbhsWtOPpU 3. Help with university applications IB boards encourage students to develop skills that align with foreign universities and their requirements. They value communication skills, interpersonal skills, research ability, and open-mindedness.   IB has programs like Theory of Knowledge (ToK), Extended Essay (EE), and extracurricular activities related to Creativity, Action, and Service (CAS) to help with university applications!  4. Great student-to-teacher ratio IB world schools maintain a pupil and teacher ratio of 25:1 for all classes. The ratio can differ from school to school in India. This is an advantage for parents, teachers, and students hoping to send their child to an IB school because the regular classroom size of a CBSE or other state board is 45 – 50 students and 1 teacher.   IB schools ensure smooth teacher and student interaction by reducing the class size and ease for teachers to offer assistance to every student adequately.  source: pexels Cons of sending your child to an IB Board School  1. Expensive IB world schools charge more than CBSE/ISCE board-run schools. The average tuition cost of studying at IB schools in India is Rs. 4-5 lakhs per annum. The average tuition cost does not include school trips, daily transport, or hostel fees. Additionally, parents have to spend on uniforms, course material, or other expenses separately this can tally up as a huge expense for parents.     2. Location Most IB schools in India are located in urban cities like Delhi, Chennai, and Bangalore, and sometimes on the outskirts of the city. This means parents have to opt for school-assigned buses or spend money on private vehicles for daily travel. Public transportation is not viable because of the lack of connectivity (in the case of some schools) and is often unsafe in some cities for younger kids.   Long-distance travel to school can be expensive and mentally draining on your child so check the location before enrolling!   3. Workload Students studying at IB schools are often overburdened with essays, projects, and assignments for a range of subjects. It is a great way to prepare for college, but it can be tiring and hectic for students. It can lead to burnout, fatigue, or stress among students.  During the middle year program, subjects have to manage 8 subject areas and during the last two years, they have 6 subject areas and a diploma program core. DP core includes Theory of Knowledge (ToK), Extended Essay (EE), and extracurricular activities related to Creativity, Action, and Service (CAS).  4. Lack of flexibility The IB board offers 6 subject areas for students to choose 6 subjects from in classes 11 and 12.  These subjects areas area:   Studies in language and literature  Language acquisition  Individuals and societies  Sciences  Mathematics  Arts   Every student can choose only one subject from one category – if you decide to exclude the arts category then the student can opt for two subjects from the same category but not beyond this.   There is also a possibility that the school does not have the infrastructure to offer certain subjects that the IB board may include in its curriculum! For example, the IB board includes films as a subject, but the school may not have a teacher to teach the course.  The problem of education in Slums in India Read More Do IB world schools give your child an edge in foreign applications?   Yes and no! While IB world schools offer a great amount of exposure, there is no guarantee that your child will end up at an Ivy League or Oxbridge after graduating. Foreign admissions offices consider hundreds of applications for limited seats, and each application consists of an academic record, extracurriculars, your child’s statement of purpose, recommendations, and much more. All these factors together determine whether your child is the right fit for a particular course at the university.   Your child’s developmental skills, problem-solving abilities, and eligibility for a course determine their selection, not any particular school board. However, the school board can help tremendously in developing these skills and giving your child the exposure, they need to further their ambitions.  Schools help shape children academically, and developmentally and nurture them during their formative years. They play a huge part in deciding your child’s career path which is why whether you send your child to an IB school or a CBSE school should be a well-researched decision. Talk To an Expert FAQs What are the disadvantages of the IB board? The International Baccalaureate (IB) curriculum can be demanding and rigorous, potentially leading to high-stress levels for students. Its comprehensive nature may limit specialisation. The program's availability might be limited, and some students might find it challenging to adapt to its unique assessment methods and workload expectations. Is IB good for kids? The International Baccalaureate (IB) program can be beneficial for certain students. It places a focus on critical thinking, research techniques, and an international viewpoint. However, its rigor and comprehensive approach may not suit all learning styles. Parents should consider their child's strengths, preferences, and goals when deciding if IB is a good fit. Why is the IB curriculum better than CBSE? The IB curriculum offers a broader global perspective, emphasizing research, critical thinking, and international mindedness. It promotes interdisciplinary learning and holistic development. While CBSE is rooted in Indian education, IB's international focus prepares students for diverse global challenges and fosters a deeper understanding of cultures, making it preferable for some seeking an international outlook. Is the IB board better than CBSE? Individual tastes determine whether a student chooses the International Baccalaureate (IB) or CBSE (Central Board of Secondary Education). IB offers a global perspective and emphasizes critical thinking, while CBSE follows a standardized Indian curriculum. Both have merits; IB suits those seeking international exposure, while CBSE aligns with Indian education standards.
Tips for preparing for college application

Tips for preparing for college application

Preparing your college application can be a daunting task, but it's an important step toward securing your future in higher education. As a high school student, you're likely to encounter a myriad of options when it comes to colleges to apply online. The right choice can pave the way for an enriching academic journey, but the wrong one can lead to missed opportunities. To ensure that you put your best foot forward, it's crucial to prepare your college application thoroughly. In this article, we'll provide you with essential tips for preparing your college application, including what to include and what to avoid. By following these tips, you'll be well on your way to creating an impressive application that showcases your potential for success in higher education. Tips for your college application 1. Start early One of the most crucial tips for preparing your college application is to start early. Many students make the mistake of waiting until the last minute to start working on their application, which can lead to a rushed and subpar result. Starting early gives you ample time to research your options, gather your documents, and prepare your application carefully. 2. Research the colleges Before you start filling out your college application, take the time to research the colleges you're interested in. Look at their admission requirements, tuition fees, programs offered, and campus culture. This will help you determine which colleges are the best fit for you and ensure that you're only applying to schools that align with your academic and personal goals. 3. Tailor your application When preparing your college application, it's essential to tailor it to the specific college you're applying to. This means paying attention to the school's admission requirements and ensuring that you meet them. You should also customize your application to highlight your strengths and experiences that align with the college's mission and values. 4. Focus on your personal statement Your personal statement is one of the most critical components of your college application. You have an opportunity to impress the admissions committee by showcasing your character, values, and accomplishments. To make your personal statement stand out, focus on telling a compelling story that highlights your unique qualities and experiences. 5. Avoid common mistakes When preparing your college application, it's important to avoid common mistakes that can derail your chances of admission. Some of these mistakes include submitting incomplete or inaccurate information, using inappropriate language, and failing to proofread your application for errors. 6. Seek guidance Preparing your college application can be a challenging process, but you don't have to go through it alone. Seek guidance from your high school counselor, college admissions advisors, and other trusted sources to ensure that your application is the best it can be. They can provide you with valuable feedback and advice that can help you improve your application and increase your chances of admission. 7. Use the same email address Another way to maintain consistency in your college application is by using the same email address. This will ensure that all communication from the colleges you're applying to will go to the same inbox, making it easier for you to keep track of everything. 8. Be consistent with dates When filling out forms, make sure that all dates (such as your birthdate or graduation date) are consistent. This will help avoid any confusion or discrepancies that may arise when colleges are reviewing your application. 9. Check for consistency in your essays If you're submitting essays as part of your application, be sure to check for consistency in your writing. For example, make sure you're using the same tense throughout the essay and that you're consistent in your use of abbreviations or acronyms. 10. Review your application for consistency Before submitting your application, take the time to review it for consistency. Double-check that your name, email address, dates, and other information is consistent across all forms and essays. This will help ensure that your application is accurate and professional-looking. 11. Consider using a checklist To make sure you're consistent in all aspects of your application, consider using a checklist. This can help you keep track of what you've already submitted and what still needs to be done, reducing the chances of mistakes or oversights. Conclusion preparing a college application can be a daunting process, but being consistent in your approach can make it easier and increase your chances of success. Starting early, researching colleges, tailoring your application, focusing on your personal statement, avoiding common mistakes, and seeking guidance are all important tips to keep in mind. Additionally, maintaining consistency across all aspects of your application, such as using the same name, email address, and dates, can help ensure accuracy and prevent delays or errors. By following these tips and striving for consistency, you can create an impressive college application that showcases your strengths and potential, setting you on the path toward a successful academic career.
How to prepare for the first year of studying abroad?

How to prepare for the first year of studying abroad?

Have you ever wondered what the first year of studying abroad looks like? If your education plans involve moving overseas, then you may have harbored some daydreams of what an international education actually feels like.  What does it actually involve? What can you expect? Would it be everything you thought it would be? Is studying abroad worth it? These and a thousand other questions may be swimming in your head. What are some things you can expect in your first year of studying abroad? Well, read on to find out. 1. The Initial Euphoria The success of your education plans and study abroad dreams as well as the thrill of setting foot in a brand new country will bring about an initial euphoria. After all, this is what you always dreamed of. It is always exciting to embark on a new adventure. Everything is new, and everything is unfamiliar, and that brings a sense of discovery and inspiration.  Orientation week can be quite an adventure as you get to explore the campus and meet new people. While these first few weeks can be anxiety-inducing, they are also quite thrilling. You should take advantage of the light workload in these few weeks to explore the city and other surroundings. Talk to your classmates and roommates and go out for parties and outings with them. Once college starts in earnest and the workload increases, you may not have the time anymore. This is the perfect time to make new friends and find new haunts. Connections and discoveries made during this period will be useful to you for your entire college life. 2. The subsequent culture shock Once the euphoria of new adventures fades, you will be hit with culture shock. Starting a new life in a new country comes with a variety of shocks. After all, this is an entirely different place with an entirely different culture. The people here are different, they live differently and act differently, and socializing with them is a completely different experience. Not to mention the food, lifestyle, and even teaching can be different from what you are used to. It is important to stay in touch with home and family during these times. Being connected to family and friends back home helps with the alienation caused by the culture shock. Image by Ketut Subiyanto on Pexels Along with the culture shock, you may also experience a degree of homesickness when you study abroad. Living away from family and friends can take its toll. Since you are completely new to the country, you don’t have anyone with whom you have a deep connection yet. This means you don’t have anyone to share your feelings and thoughts with.  This loneliness can be combated by keeping in regular touch with those close to you back home. However, sometimes video chats and phone calls don’t cut it. Sometimes you need someone to be physically there for you. Do not hesitate to talk to your college counselor or psychologist. Counseling and guidance can help you overcome culture shock and homesickness. Your college counselors are also most likely experienced in dealing with international students and their issues.  Remember that the culture shock is temporary and you will soon start to adapt and fit into your surroundings. 3. More Responsibilities College life brings you a new set of responsibilities. The fact that you now live on your own means that you will have to deal with these responsibilities on your own. You no longer have your parents to rely on for emergencies. You have to develop the life skills and confidence to deal with issues on your own.  Image by Breakingpic on Pexels You will have to learn to do your own chores and run your own errands. You will also have to learn how to create your own budget. Now that you live on your own, you will need to learn to become a responsible adult. You may also have to take up a part-time job or a side hustle.  College life will be your first step into responsible adulthood. This will include learning new skills both big and small, from doing your own laundry to creating financial plans and budgets. All of these skills, big and small, make you a well-rounded adult. 4. Embracing Multicultural Learning Embracing a global education also means embracing a multicultural education. The diversity of cultures, nationalities, and ethnicities in foreign universities makes studying abroad a learning experience in more ways than one.  Just like the culture shock of landing in a new country, the culture shock of a multicultural classroom can initially be a bit much. However, you will soon discover the benefits of multicultural learning. In a classroom with people of different ethnicities, you will get more well-rounded and diverse views on the same topics. This makes learning in an international environment a much more wholesome educational experience. Being in a multicultural environment also helps you develop versatile social skills. Interacting with diverse people will help you understand how to make friends and connect with people across social and cultural boundaries. This can be a big advantage for you when you enter the job market. Multicultural experiences make you more desirable for companies that operate internationally or have a global clientele. 5. Acceptance The first year of studying abroad can be challenging. With the culture shock, the struggle of juggling classes and coursework with non-academic responsibilities, and many other struggles, hopefully, you will reach acceptance.  At the end of your first academic year abroad, you should be able to accept and embrace your new life as an international student. This is the final stage of any new life adventure. This is when you have discovered all the possibilities as well as limitations of your new life and learned how to adapt to them. You will have met new people, formed new connections, and settled into life in a foreign country. Only it's not so foreign anymore, is it? You now have a new home.  Studying abroad is a process of discovering yourself and discovering new homes for yourself. You find new niches that you are good at, and meet new people that you relate to, sometimes unexpectedly. All of this enables you to accept not only your new life but your new self. Apply for an Education Loan! Conclusion Going to study abroad can be both challenging and intimidating. College is scary by itself for new high school grads. When you add in the stress of acclimating to a new country and a new cultural environment, it can all seem a little much.  Your attitude matters when it comes to international education. You need to look at it as a new adventure. It is an adventure that will give you some grief but eventually help you become an adaptable, resilient, and versatile individual.  FAQs How do I start preparing for studying abroad? First and foremost, find out the cost of studying abroad using a calculator. This will help you understand how much you need in terms of tuition, living expenses, and miscellaneous expenses. Next up, start the application process, find out the deadlines, the scholarships available and what are the requirements for applying to your course. Start the application and after your admission is approved, start planning the actual move! When should you start preparing for studying abroad? Ideally, you should start preparing for studying abroad a year in advance. This will help you meet all the requirements like appearing for entrance exams, collecting LORs, or writing your SOP. You can also start searching for the best education loans if you are planning to take one. What is the first process of studying abroad? The first process/step of planning your study abroad journey is to find out the cost of studying and the best way to finance your education. Next is shortlisting the universities you wish to enroll at, checking the eligibility criteria, and figuring out the application process, deadlines, and requirements. The application process can take up to 6 months and even more for some universities. So think in advance.
Will college costs continue to rise?

Will college costs continue to rise?

The previous 20 years have seen a primarily rising trend in college expenditures. The cost of living, food, transportation, books, and other school-related expenditures can run into thousands of dollars in addition to the escalating cost of tuition. In this blog, we will talk about college fees and will college costs continue to rise. Why have college prices risen so dramatically over time? Even if they have temporarily steadied, college costs remain out of reach for many students. In 2020, more than half of bachelor's degree graduates from public or private four-year institutions graduated with debt, with an average debt burden of $28,400 (INR 23.2 lakhs), according to the College Board. How did costs increase so significantly? There are several hypotheses, many of which lack consensus among scholars. For instance, it is hotly contested that rising college administration roles and the availability of federal student loans are both important causes. But data doesn’t conclusively show that these factors cause prices to rise significantly. Here are several trends that have probably pushed college tuition prices up over time. Colleges provide more student support services In addition to educating students, colleges now provide a variety of other functions for them. This includes assistance with finding housing, food, transportation, child care, and other necessities, as well as mental health support, which is even increasingly more important as college students deal with the epidemic. In order to guarantee that students graduate on time or achieve their transfer goals, academic advice is also crucial. To staff and operate these services, it is necessary to hire non-faculty people, which results in a rise in college costs. Changes in state and local funding Public institutions require financing from governments and communities in addition to tuition revenues in order to operate. Health and municipal government funding for colleges vary according to the state of the economy and tax receipts. Public institutions are more likely to increase tuition when they get less state and local financing. However, state and municipal financing for institutions is increasing. As of 2020, average public higher education funding increased for eight years in a row, according to the SHEEO report, and 18 states have brought funding up to pre-2008 levels. For today's students, it is fantastic news. However, when we take a closer look at the past, we can see how state and municipal disinvestment in funding for higher education has impacted total college expenditures.  The overall increase in costs for service industries like education Higher education and other services haven't profited from the wider economy's productivity advances, which limit the cost of manufacturing things from rising too quickly. Because of this, institutions now have to charge students extra for the education they provide. Additionally, hiring highly educated academics and administrators now costs more than it used to. Colleges are likely to make investments in the newest technology on campus as well as in other advances that benefit students, such as career counseling, which drives up expenses. The effect of rising Tuition on students and graduates Compared to earlier generations, young people are more affected by student debt. Debt from graduate students makes a disproportionately large contribution. A master's degree is now held by around 13% of the population, which is roughly the same percentage as bachelor's degree holders in 1960. This tendency is attributed by experts to the rising rivalry among job applicants. This financial load has a number of unsettling repercussions that affect the economy of the country as well as the debtors. More than half of home purchasers under the age of 36 claimed that their inability to purchase a home was a result of student loan debt, according to the National Association of Realtors. Today's graduates are also less likely to launch their own enterprises since they avoid taking financial risks due to debt. The pandemic's effect on rising college costs Forbes' sources claim that there is a connection between the coronavirus and college fees. Due to COVID-19, universities lost hundreds of millions of dollars in income. College athletics, campus meals, and housing all saw sudden drops in revenue. According to the University of Wisconsin in Madison, the loss will be $100 million. A $250 million loss is predicted by the University of Arizona. Since the epidemic began, Syracuse University has already lost $35 million. In addition, the University of Michigan pegs losses at anywhere from $400 million and a staggering $1 billion. Due to the enormous income losses that colleges and universities are suffering, analysts predict that tuition increases might accelerate. How should you approach rising college costs? Seeing unending tuition rise and feeling unable to stop it is disheartening. But if you're a knowledgeable buyer, you can make wise decisions to save overspending. You may decide to transfer to a university to finish your degree after two years at a reasonably priced community college or an in-state public college. You can also search for many financial aids which will help you reduce overall college costs. Nothing is more crucial in today's market than obtaining a college education. However, the expense of attending college has been rocketing upward. The best course of action is to prepare in advance. Consult an expert advisor to get the right plan TALK TO AN ADVISOR
GRE vs GMAT: Which is better?

GRE vs GMAT: Which is better?

GRE and GMAT are considered two of the many pathways to study at top colleges and universities across the globe.  Students clearing the Graduate Record Examination (GRE) with a good score (we will discuss this later in this article) become eligible for admission to graduate study programs. On the other hand, the Graduate Management Admission Test (GMAT) is an undisputed road toward admission to top MBA programs all over the globe. Students often find themselves at a crossroads when choosing which exam to prepare for. Start Investing in Mutual Funds GRE vs GMAT: What are the Exam sections? Verbal Quantitative aptitude (including integrated reasoning in GMAT) Analytical writing Let us compare between GRE and GMAT in a summarized table below Basis of DistinctionGREGMATBody of governanceEducation testing servicesGraduate management admission councilExam duration3.75 hours3.5 hoursTest structure60 minutes: Analytical writing section. 2 essays with 30 mins each.2 sections of 30 minutes (20 questions) each for verbal reasoning.2 sections of 35 minutes (20 questions) each for quantitative reasoning.1 experimental section (30 - 35 minutes) each verbal or quant.30 minutes: Analytical writing section.30 minutes: 1 section for integrated reasoning (12 sections).Quantitative section: 62 minutes (31 questions).Verbal section: 65 minutes ( 36 questions) Cost of exam$205$250Validity of scores5 years5 years Composition of the sections 1. Analytical writing section The GRE Analytical section has two essays, one needs an analysis of an issue, and the other one requires an analysis of an argument. The GMAT Analytical section has one essay requiring critical analysis of an argument. 2. Verbal section The GRE verbal section has questions of three types, namely, reading comprehension, test completion, and sentence equivalence. Reading comprehension requires questions to be answered based on given passages, text completion is synonymous with fill-in-the-blanks, and the sentence equivalence parts have questions having sentences with one blank. The examinee has to choose two options (from six) that fit the sentence similarly. GMAT verbal section consists of questions on reading comprehension, critical reading of passages, and sentence correction questions. The questions test the student's understanding, reasoning, critical analysis, and grammar skills. 3. Quantitative section The GRE quantitative reasoning section comprises questions from topics like algebra, geometry, numbers, and data interpretation. Question types include numeric value entry questions, MCQs, and comparison questions. This section of the GMAT exam has questions on problem-solving and data sufficiency. In addition, integrated reasoning includes questions on data interpretation involving graphs, charts, and tables. Which exam is easier? A significant query in the test-taker's mind is the difficulty of the two exams. No exact answer to this because both these are aptitude exams – to test various capabilities of a student on a subjective basis. On average, the GMAT has a more challenging Quantitative section, whereas the verbal section in the GRE is a challenging game because of the need for a vast vocabulary and two types of essay Who should take the exam? GRE is for students of almost all backgrounds looking to study a masters-level program or a Ph.D. program from some of the best universities in the world – it is a trendy exam among STEM students and economics students. GMAT is the go-to exam for students with the big B-School dream as almost all top business schools have this exam mandatory under normal circumstances. Difference between GMAT and GRE:  GMAT:  MCQs math questions  Accepted by most graduate business programs  Test is online at a test center  $250 fees (approx. Rs 21,000 in India)  3 hours a long test.  Scores good for 5 years   4 sections in the syllabus  GRE:  MCQs math questions  Accepted by most graduate programs  Online test  $205 fees (approx. Rs 17,000 in India)  3 hours 45 minutes long test  Score well for 5 years  3 sections in the syllabus  Should you take the GMAT or the GRE?  It's customary for business schools to take GRE results as part of their admissions criteria, despite the fact that the overwhelming majority of applicants to business schools opt to take the GMAT rather than the GRE. This implies that you can select the test that best demonstrates your academic strengths. Here are a few things to think about as you decide what is best for you.  Academic objectives: The GRE is accepted in a wider range of degree programs, so if you're thinking about different graduate schools or just want to keep your options open, you should consider taking it. Taking the GMAT will show your dedication if you're confident you want to attend business school, taking the GMAT will show your dedication.   School: Many colleges accept either score, but it's a good idea to double-check the admissions requirements in advance. Ask an admissions counselor if they have a choice between the two exams if at all possible.  Academic talents: The GMAT may provide a better opportunity to showcase your skills if your arithmetic abilities seem to be better than your verbal abilities. If you're a good writer, think about taking the GRE. For non-native English speakers, the GRE might occasionally be more difficult due to the vocabulary required.  Testing method: The GRE format enables you to jump around and review your responses if you choose. This could boost the confidence of some test-takers.  Performance on practice exams: Taking a practice test for each examination is one technique to figure out which one you're best suited for. Take them individually under conditions that are as real-world as possible. You'll have a better notion of that which you feel more often at ease with when you take and grade your examinations.   Score reporting: If you sit the GRE more than once, you have the option of sending different scores to different schools. Schools receive all of your GMAT results. Many programmers just take the highest score into account.  Career aspirations: Some employers, especially investment and business consulting businesses, need GMAT scores as a part of the hiring process. Do your homework on these needs in advance if you have particular target employers in mind. You might avoid having to take the GMAT throughout your job hunt if you take it before applying to business school.  FAQs Which is easier GMAT or GRE? According to experts, the GMAT's quantitative problems are typically more challenging than the GRE's. Thus, Dan Edmonds, a test-prep tutor with Ivy Wise, noted in an email, "Students with higher math skills may prefer taking the GMAT in order to exhibit those talents. Which is more valuable GRE or GMAT? Clearly said, the GMAT is a more trustworthy test for determining an MBA applicant's likelihood of academic achievement, so the admissions process will value your GMAT scores much more than your GRE scores. Do colleges prefer the GMAT or GRE? For MBA applications, almost 90% of business schools accept GRE results. You will only be at a loss if the business school explicitly declares that it favors the GMAT over the GRE if you take the GRE for MBA admission. Nevertheless, the GMAT still retains an edge over the GRE for MBA admissions. Is GMAT or GRE better for an MBA? The GRE is an exam that students may take to obtain admission to graduate programmers across practically all subjects, such as the MBA, while the GMAT is a test that is exclusively created for applicants to business schools. The GMAT has typically been given preference over the GRE.
Difference between IELTS and PTE.

Difference between IELTS and PTE.

In the previous article, we talked about the difference between IELTS and TOEFL. In this article, we will learn about the difference between IELTS and PTE. English proficiency exams like IELTS and PTE and the GRE and GMAT also form part of the requirements for university applications in English-speaking countries.   In many cases, all applicants with a non-English speaking background must submit their IELTS/PTE scores to the university to which they are applying. What is IELTS?  The International English Language Testing System (IELTS) is made to let you work, study or move to a country without worrying about your English which can be the native language. This includes countries like Australia, Canada, The UK, New Zealand, and the USA.  Your capacity to listen, read, write, and talk in English could be assessed in the course of the test. IELTS is marked on a scale of 1-9. IELTS is collectively owned by the British Council, IDP: IELTS Australia, and Cambridge English.   What is PTE?  PTE is the Pearson Test of English. It is a worldwide totally computer-based English Competency check. To get a seat down the check, candidates need to sign in online and get a seat down their check in a licensed PTE check center.   Difference between IELTS and PTE Basis of DistinctionIELTS (Academic)PTE (Academic)NameInternational English Language Testing SystemPearson Test of EnglishConducting BodyBritish Council and IDP Education LtdPearson PLC groupDuration2 hours 45 minutes145 minutes to 190 minutes to finish fullySectionsReading, writing, listening and speakingReading, writing, listening and speakingMedium of conductComputer-based and Paper-basedComputer-basedScore rangeBand 0 to 9Band 10 to 90No. of timesCandidates can take this exam 48 times a yearCandidates can take this exam for more than 360 days a yearCountry of PreferenceAll UK universities accept IELTS academic test scores as a certification of English language abilityUsually accepted by universities in the UK, Australia, and New ZealandCost (Usual)$225$150 - $210Validity of scores2 years2 years IELTS vs PTE: Deep understanding 1. Speaking   The IELTS speaking test is given face-to-face and lasts 10-15 minutes. Students must speak at length about a familiar topic and answer questions.   PTE requires you to make a personal introduction, read aloud, repeat sentences, describe the visual, retell the lecture, and answer a question.  2. Writing In IELTS writing test is to explain a graph or diagram, and the second is to write an essay on a given topic or the evaluation of an argument.  PTE, you must summarize a text in one sentence and then write an essay based on it.  3. Reading The IELTS test includes questions based on the reading of three long passages; students must answer questions in various formats such as gap fillings, short answers, and so on after reading.   The PTE exam consists of five academic passages with questions designed to assess various skills. The student must respond to inquiries by filling in the blanks, rearranging paragraphs, and answering multiple-choice questions (MCQs).  4. Listening In the IELTS listening section, students must answer questions based on four monologues that as played for them.  PTE, this section includes questions such as summarizing the spoken text, highlighting the correct summary, selecting a missing word, writing from dictation, etc. Score report: IELTS and PTE  1. Marking system Overall scoring is between 10-90 for PTE.  Overall scoring is between 0-9 for IELTS.  2. Subjects-related Communicative skills (includes reading, speaking, and writing). A score for each section for PTE.  Communicative skills (includes listening, reading, writing, and speaking). A score for each section for IELTS.  3. Overall scoring Not an average score calculation for PTE.   Average score calculation for all sections for IELTS.  4. Global Acceptance Selected universities but popular in many countries in PTE.   A lot of universities accept IELTS.   FAQs Which is much easier to crack; IELTS OR PTE?  The IELTS exam is much easier to crack than PTE because the grading process is better than PTE’s grading process.  Why PTE and IELTS are important to pass?  PTE & IELTS both exams are both important because it helps in checking if someone is fluent in English or not for attending college abroad.  What’s a good score to obtain for PTE exams?  On average around 75-85.  Are 12th/10th marks important for giving any of these exams?  No, your 12th/10th doesn’t matter for giving these exams. Also, there are no minimum marks given to give these exams.  What happens if I pass IELTS?  If you can pass IELTS then it opens different choices of career opportunities in English as a native language.   Looking for more information? Talk to a professional! Consult an expert advisor to get the right plan TALK TO AN EXPERT
Differences between IELTS and TOEFL

Differences between IELTS and TOEFL

Along with the GRE and GMAT exams, English proficiency exams like IELTS and TOEFL are essential for university applications to English-speaking countries.   Usually, all applicants having non-English speaking backgrounds have to report their IELTS/TOEFL scores to the university they apply to.   Difference between IELTS and TOEFL IELTS and TOEFL test format Difference between the exams of IELTS and TOEFL 1. IELTS and TOEFL: Writing section In IELTS, students have to answer two writing questions First question requires students to examine and explain a picture or a chart. Second question, the student has to write 200-250 words on a given argument.   For the TOEFL, First question’s answer is a 5-paragraph essay. In the second question, the students have to write notes (150-225 words) from a given text.  2. IELTS and TOEFL: Speaking section The IELTS test is conducted face to face, for 10 - 15 minutes students need to talk at length about a familiar topic and answer questions.   In TOEFL, the duration of the section is 20 minutes the speaking assessment is recorded through a microphone, then sent to the examiners.  3. IELTS and TOEFL: Reading section IELTS test includes three questions in this section, and the students have to answer questions in different formats like gap fillings, short answers, etc., after reading three long passages.   For TOEFL, the reading consists of 36-56 tasks based on reading academic texts and answering them through your lens of understanding.  4. IELTS and TOEFL: Listening section In the listening section of IELTS, students will have to answer questions based on four monologues that will be played for them, whereas the TOEFL test will be on classroom lectures and applicants taking notes while listening to the audio.   Students have to solve MCQs in a given duration of 40-60 minutes in the TOEFL listening component. Source: pexels.com What are the main differences between IELTS and TOEFL? Category IELTS TOEFL Mode of Conducting Computer-based exam Paper-based exam Computer-based  Time duration 2 hours, 45 mins 4 hours Types of Questions Variety of questions MCQs in reading and listening Score chart  Scores are from 0-9 Scores are from 0-120 Accepted by UK, Canada, New Zealand, Australia, etc USA universities  Which universities accept IELTS vs TOEFL?  IELTS exam score is accepted by around 9000 institutions and a lot of countries like the US, UK, Australia, Canada, and New Zealand.  TOEFL exam scores are accepted in more than 10,000 institutions and a lot of countries like the US, UK, Canada, Australia, New Zealand, France, and Germany.  Score Comparison IELTSTOEFL9118 - 1208.5    115 - 117 8110 - 114794 -1016.579 - 93 5.546 - 595 35 - 45 4.5  32 - 340 - 40-31 Major factors to consider  Check if the universities you want to go to accept IELTS or TOEFL because if don’t then nothing else matters.  TOEFL is preferred in most American universities whereas IELTS is accepted in universities in other countries.  If your university accepts both tests then pick one which is more suitable for you as both tests are different. Such as TOEFL has MCQs while IELTS has varieties of questions.   TOEFL is a computer-based test while IELTS is a pen-paper test so if you prefer a computer because you can type faster or your handwriting is not that good then you can go for TOEFL.  The cost is different for both of the tests but depends on the exam location.  Which exam should you take?  The above question depends on the country and the institute you want to study in. Some universities accept either of these tests with individual score requirements.   However, we recommend you think closely about the question types and formats that suit you and then decide. After the university’s requirements, it boils down to your needs. FAQs What’s the full form of TOEFL?  Test of English as a foreign language.  How many times can I give IELTS?  As many times as you like to.  Is 7 a good score for IELTS?  If you have scored 7, then 7 is definitely a good score.  Is TOEFL easier to pass?  In comparison to other tests, TOEFL is considered easier to pass. Consult an expert advisor to get the right plan TALK TO AN EXPERT
A guide to professional study abroad: MCAT vs LSAT

A guide to professional study abroad: MCAT vs LSAT

So what do you do if you are enrolled in a medical degree in India and want to study abroad after MBBS? Or if you want to practice law in the United States? The GRE is a broad general-purpose aptitude test that is accepted by a wide range of postgraduate programs. However, if you want to study abroad for a professional degree like medicine or law, you will have to take specific aptitude tests for those disciplines.  MCAT vs LSAT MCAT The Medical College Admission Test is conducted by the Association of American Medical Colleges. It is a standardized computer-based test for admission into medical programs that test the aptitude of students who have already completed basic pre-medical training at the university level. 1. Eligibility In order to be eligible for the MCAT, you have to be planning to apply to medical school and not currently be enrolled in any professional health courses. These include MD programs, DO programs, and Podiatry or Veterinary medicine programs. For Indian students looking to study abroad, if you are enrolled in or have graduated with an MBBS degree, you are eligible to sit for an MCAT. If you don’t fulfill the above criteria, you may have to take special permission before sitting for the MCAT. 2. Format Unlike the GRE and GMAT, the MCAT is not computer-adaptive. This means, the questions are standardized and do not get automatically adjusted to the difficulty level as you answer. The MCAT has four sections: chemical and physical foundations of biological systems, critical analysis and reasoning skills, biological and biochemical foundations of living systems, and psychological social, and biological foundations of behaviors. The exam tests students' broad and specific knowledge of biology, chemistry, organic chemistry, physics, psychology, and sociology as well as critical reasoning, research methodology, and scientific reasoning and inquiry.  The entire test is around 7 and a half hours long, including optional breaks: a 10-minute break after each section and a 30-minute mid-exam break after the first two sections. Each section is 95 minutes long, except the critical reasoning section which is 90 minutes long. There are also a few ‘void’ questions that are not scored but are used for experimental or research purposes. Additionally, there is an end-of-the-exam survey which is optional.  3. Scoring The MCAT is scored on a scaled and equated scale of 118-132 with 125 being the median. Your raw scores will not be revealed on test day or mentioned on your score report. Candidates also receive a percentile score. 4. Validity MCAT scores are accepted and required by all US medical schools and all Canadian medical schools. The scores are valid for three years from the date of taking the exam. 5. Registration and Fees You can register for the MCAT through their website and book an appropriate test date and center according to the MCAT schedule.  If you register for the test at least 29 days before the date, you will be charged $320. This number is for Indian nationals looking to study abroad after MBBS. MCAT Syllabus About physics, chemistry, and biology,  Social demographics,  About behavioral science,  Critical reasoning,  Problem-solving knowledge in the medical sciences  Prevalent lifestyle trends,  The role of a physician  How do I prepare for the MCAT?  Try to understand what’s MCAT: Learn about the MCAT exam. It has MCQs, and it is a computer-based exam. This exam is for the medical school selection process.  Think before selecting your undergraduate course:   Don’t overload yourself with too many science subjects. The MCAT itself has too many subjects to learn. Learn about humanities, accounting, and literature, which are going to help you in your MCAT preparations.  Start your preparations as early as you can:   If you start early, you will have plenty of time to prepare for the exam. At least keep three months on your hand.  Make a study schedule that suits you:  Prepare a timetable so that you can work accordingly.  Take mock tests yourself:   After completing your preparations, take mock tests to prepare yourself more.  LSAT The Law School Admission Test (LSAT) is administered by the Law School Admission Council (LSAC) for admissions to Juris Doctor (JD) and LLM programs in the USA, Canada, and some Australian universities. The LSAC also conducts LSAT India which is for admission to LLM programs in certain law schools in India. 1. Eligibility There are no specific criteria for taking the LSAT as determined by the LSAC. Legal degree-granting programs and law schools that accept the LSAT may have specific criteria. However, most US law schools require an undergraduate degree in any discipline as a prerequisite for admissions. Law schools in the US generally don’t prevent international students from applying to legal programs in the US. However, it is always a good idea to check the eligibility requirements of the program you are applying to before registering for the LSAT. 2. Format The LSAT consists of five sections: logical reasoning, reading comprehension, analytical reasoning, writing sample, and an unscored experimental section that is indistinguishable from the rest. The logical reasoning section asks students to analyze logical arguments to identify assumptions, alternate conclusions, errors, or logical omissions. The reading comprehension section involves reading a particular passage and analyzing it to interpret meaning, draw inferences, determine the structure of the passage, etc. It also often includes a comparative reading question that involves reading, analyzing, and comparing two passages. Analytical reasoning tests a candidate through 'logic game' based questions that test the candidate's ability to analyze a range of possibilities within a given set of rules. The writing sample involves writing an argumentative essay based on a given writing prompt. The unscored section consists of questions being used by the LSAC for experimental purposes and is not counted toward the final score. However, it is indistinguishable from regular, scored sections. Any of the sections can be used for the experimental section The LSAT is 3 hours long excluding an optional 15-minute break that is offered in between. Each individual section is 35 minutes long. In light of COVID, the LSAC now offers the LSAT-Flex and LSAT-Writing. The LSAT-Flex is a 2-hour long, remote-proctored, at-home, computer-based test. This includes the logical reasoning, reading comprehension, and analytical reasoning sections. The writing sample will need to be submitted by taking a separate remote proctored, at-home test, the LSAT-Writing. This is a 35-minute long test taken at a later date. 3. Scoring The LSAT is a scaled, standardized test like the MCAT. Scores are distributed on a scale of 120-180. They also receive a percentile score. 4. Validity LSAT scores are recognized and required by law schools across the USA, Canada, and some Australian universities. The scores are valid for 5 years following the date of taking the test. 5. Registration & Fees Indian students looking to study abroad for legal studies can register for the LSAT through the LSAC website. You will be required to use your passport as an ID document for registration.  The basic fees for LSAT are $200 plus an additional fee of $195 and $45 for the Credential Assembly Service (CAS), and Law School Report respectively. The Law School Report is a streamlined compilation of all your law school application documents like scorecards, transcripts, letters of recommendation, etc. The CAS is a centralized service used by law schools to access the Law School Report. Extra charges may be levied for test date changes, score previews, etc. FAQs How hard is the LSAT exam? It’s generally hard, but if you have done your preparations nicely, then you can pass it.  I study for just one month and clear the MCAT exam? Studying just for 1 month is risky, but if you’re already good at science or the humanities, then you may clear the exam.  Is studying for 3 hours a day enough for the MCAT?  You can study 3-6 hours a day or whatever suits you for MCAT. What is the lowest mark accepted in the MCAT exam?  If you score as low as 508, then you might get accepted.  Is it possible to study for the MCAT exam on my own?  Yes, you can study on your own if you think you can do it efficiently.  Conclusion A professional degree is a great option for those who have specific goals that they want to commit to. While degrees like law and medicine are very intensive, sometimes expensive and require a lot of hard work, they are equally rewarding. If you are willing to put in the time and effort required for these degrees and entrances, you can look forward to a bright future! Consult an expert advisor to get the right plan TALK TO AN EXPERT
What are the most expensive career entrance exams to take?

What are the most expensive career entrance exams to take?

Entrance exams are fundamental for advancing in a profession, and sometimes the more expensive the career exam, the more rewarding it proves for your professional life. If you want to know about “what are the most expensive career exams to take”, then you have come to the right place as this blog is going to deal with this query. Entrance exam in India with fees Career exams from reputed universities help you in creating a successful career path. Even education counselors recommend admission to popular universities as it helps in achieving desired career goals.  The most expensive career exams are in engineering, law, medicine, arts, and management. Let us go through some of them to get a clear picture of the cost of appearing in such exams. 1. GMAT The GMAT exam is for students who want to pursue an MBA course abroad. The cost of GMAT exams is $275 (INR 22,588.50) GST inclusive for Indian students. It is applicable for both online and offline exams.  2. JEE (AIEEE) Since the year 2014, AIEEE has been replaced with JEE exams. These are conducted in two stages, JEE Main and JEE Advanced, for admission to engineering colleges all over India.   3. JEE Main The cost of JEE Main entrance exams in India is INR 650 per paper for boys and INR 325 per paper for girls of the General category, and INR 325 per paper for both boys and girls of SC/ST/PWD/Transgender categories.  For outside India, the cost is INR 3,000/paper for boys and INR 1,500/paper for girls of the General category, and INR 1500/paper for both boys and girls of SC/ST/PWD/Transgender categories.  4. JEE Advanced The total cost of JEE Advanced is INR 2600 + GST for boys of the General category and INR 1300 + GST for boys of SC/ST/PWD/Transgender categories. Female students belonging to any category do not have to pay the fees.  5. NLU (CLAT)  NLU or the National Law Universities conduct CLAT for BBA LLB, BA LLB, LLM, etc.  The cost of the exams for both boys and girls in the General/OBC/PWD/PIO/NRI/OCI category is INR 4,000 and for boys and girls in SC/BPL/ST categories is INR 3,500. Students who want to receive the previous year's question papers have to pay another INR 500.  6. BITSAT Students appearing for BITSAT are eligible for several courses like B.E, BPharma, and M.Sc at BITS Pilani Campuses. The cost of the career exams is INR 3,400 for boys and INR 2,900 for girls for one session and INR 5,400 for boys and, INR 4,400 for girls for both sessions.   7. GATE GATE is a qualifying exam for admission to PG courses in IITs and IISc. The cost of this career exam is INR 850 for female students and students of SC/ST/PWD categories and INR 1700 for all other applicants. If the exam center is in Dhaka and Kathmandu, the cost is $100 (INR 8,214), and for Dubai and Singapore, it is $200 (INR 16,428).  8. CAT CAT or Common Admission Test are conducted by IIMs for admission to Post Graduate, Executive Education, and Doctoral programs. The cost of appearing in CAT is INR 2,300 for both male and female students in the General/NC/OBC categories and INR 1150 for SC/ST/PWD categories.  9. GPAT The NTA conducts the GPAT career exams for admission to MPharma courses. The cost is INR 2,000 for boys and INR 1,000 for girls in the General category, and INR 1,000 for students of Gen-EWS/Sc/ST/OBC/PWD/Transgender categories.  10. NEET-UG NEET UG replaced AIPMT and is now conducted by NTA for admission to the medical institutes in India for MBBS. The cost of appearing in NEET-UG for boys and girls of the General category is INR 1,600, for General-EWS/OBC-NCL category is INR 1,500 and for SC/ST/PWD/Third Gender categories is INR 900.   Conclusion The most expensive career exams are a challenge at the beginning, no doubt because you need to pay a huge amount of money just to appear for these exams. But once they get through and complete the course, the candidates can expect a good job with a good salary.  The education counselors on the Edufund App offer one-on-one guidance to simplify information and clear all the doubts about your dream university and career exams across regions and domains all over India and abroad. Consult an expert advisor to get the right plan TALK TO AN EXPERT
How much money is required for the entrance exam?

How much money is required for the entrance exam?

“How much money do you need for major entrance exams” is an important query that students need to know about before preparing for the examinations.  The entrance examination is the gateway into postgraduate, undergraduate, and professional degree courses. Most colleges or universities require students to sit in the entrance exams to evaluate their academic capabilities and aptitude.  Students who manage to score well in the entrance exams become qualified for the next round in the selection process. This increases their chances of getting admitted to the prospective school. Entrance exams are not free as the students have to pay a specific amount as fees for getting the application form and taking part in the preliminary exams. What is an entrance exam? Entrance exams are conducted by educational institutions or authorized independent bodies like NTA to select deserving students for admission into a specific study course or stream. These are competitive in nature and often held at national levels for all the students living in India, and some cases for Indian students living abroad. Major entrance exams in India with fees Entrance exams are conducted for different types of fields in India like engineering, management, medicine, science, law, fashion, etc. What are the important entrance exams and how much money do you need for some of the major entrance exams are discussed in this section.   1. Medical Examinations - National Eligibility cum Entrance Test (NEET) NEET-UG is conducted on an all-India level for admission to all the medical institutes in India for MBBS and BDS courses. The competitive entrance exam is conducted by NTA once a year.  The application fee for students belonging to the General category is INR 1,600, for General-EWS/OBC-NCL category is INR 1,500, and for SC/ST/PwBD/Third Gender is INR 900. For students outside India, the fee is INR 8,500 irrespective of the category they belong to.  2. Engineering - Joint Entrance Examination (JEE) The JEE Main exam is held on a national level and conducted by the National Testing Agency or NTA for admissions to engineering colleges in India. On average 25,000 seats for engineering and architecture are filled through these entrance exams. For exam centers in India, the application fees for the JEE Main entrance exams Paper 1 and Paper 2B is INR 650 per paper for boys and INR 325 per paper for girls belonging to the General student category and INR 325 per paper for both boys and girls belonging to SC/ST/PwD/Transgender categories.  If the exam center is outside India then the application fee is INR 3,000/paper for boys and INR 1,500/paper for girls belonging to the General category and INR 1500/paper for both boys and girls belonging to SC/ST/PwD/Transgender categories.  3. Law - CLAT or Common Law Admission Test The National Law Universities in India offer admission to both Postgraduate (PG) and Undergraduate (UG) Law Programmes through CLAT. It is a national-level entrance exam conducted once a year for various courses like BBA LLB, BA LLB, LLM, etc.  The application fee for General/OBC/PWD/PIO/NRI/OCI applicants is INR 4,000 and for SC/BPL/ST categories is INR 3,500. Candidates interested in question papers from previous years will have to pay an additional INR 500 irrespective of their category. 4. Management Entrance Exams - CAT or Common Admission Test IIMs conduct a management aptitude test called CAT to evaluate and select students for the post-graduate program. It is a national-level entrance examination held once a year and is open for all graduates who wish to get admission to management programs and business administration courses. The application fee for CAT is INR 2,300.  5. Film and Television Entrance Examinations  - Common Entrance Examination for Design (CEED) The Indian Institute of Technology Bombay conducts CEED for applicants who wish to get admission to the Master of Design and Ph.D. Programs. The application fees for the qualifying examination are INR 1,800 for women in the General category, INR 1,800 for SC/ST/PwD categories, and 3,600 for all other candidates plus the applicable GST for all categories.  - National School of Drama (NSD) Screening Test The NSD Screening Test is conducted for admission to the Diploma program in Acting and Theatre Techniques and Design. The online application fee is INR 50 but if applicants choose offline mode along with the prospectus then they will have to pay INR 225.  Conclusion  By now you have got the answer to your query “How much money do you need for major entrance exams”. This will prove helpful in determining the amount of money a student will have to pay for entering into a specific stream. TALK TO AN EXPERT
Is school fees the only expense of raising a child?

Is school fees the only expense of raising a child?

Comparing the expense of raising a kid with the joy of doing so can be emotionally upsetting, but it is wise to be aware of and plan for such costs. The saying "bacche do hi acche" (just two kids are good) makes economic sense given the high cost of rearing a child nowadays. The government has also embraced the proverb. The Constitution (Amendment) Bill, 2020, which has been introduced in the Rajya Sabha on February 7, 2020, contains a proposed amendment that will encourage the two-child policy to control population growth. Despite the uncomfortably high levels of inflation, these figures do not accurately reflect the hardship brought on by rising education costs because such costs are not included in the composition used to calculate price change over time. Here are a few of the costs and expenses incurred on children throughout their lives. The costs are based on average estimations based on current trends. Expenses at various life stages of your child 1. Up to pre-school In the first year following the child's birth, approximately Rs. 1 lakh is spent on baby care items, immunizations, and medications, all of which are fairly pricey in metropolitan and semi-urban areas. The first significant cost of a child's education appears when they become two years old in the form of a playgroup or daycare center. Depending on the amenities offered, this expenditure might be in the region of ₹50,000 to 1 lakh. Early in a child's life, spending on toys and clothing is significant because the child frequently outgrows them. 2. School expenses Up to 65% of parents spend at least 50% of their annual income on their children's schooling and extracurricular activities. Every parent wants the greatest education for their child, but growing school costs can often make that difficult. A respectable school collects annual tuition of ₹50,000 to 2 lakh. Assuming a 10% yearly education inflation rate, the 12 years from Grades 1 to 12 would result in an outflow of between ₹11 and 43 lakh. These expenses are separate from the child's tuition and extracurricular activities that they will be enrolled in. 3. Higher education The cost of a college education, which has been steadily rising, is the main expense causing concern for Indian parents. If studying engineering today costs, on average, ₹10 lakh, it will cost, on average, ₹40 lakh to 50 lakh in around 15 years. In the same way, it is reasonable to predict that a medical degree, which currently costs roughly ₹25 lakh, will exceed ₹1 crore in 15 years. Even after tax exemptions, parents can choose to finance their children's higher education with student loans, although the interest rates are still exorbitant. 4. Voluntary costs In addition to paying for education, a family may decide to upgrade their home to meet the privacy needs of their grown children. The expense of entertainment has also dramatically increased, particularly in urban areas. Birthday celebrations must be planned, gifts must be purchased, school-related cultural activities must be attended, devices must be handled, and so on. Additional read: What is the moratorium period in education loan? Financial planning and investments Financial planning is essential in light of the previous outflows to prevent parents from spending more on their kids than is necessary and from being unprepared for their upcoming retirement. There are also safety nets that need to be established, including getting enough insurance and setting up an emergency fund. Planning for their children's higher education is very important for parents. You should set aside roughly ₹13,000 every month for that purpose. O Over the next 20 years, if returns are on average 10%, you should be able to collect about ₹1 crore. Get a term insurance policy with a coverage amount of about ₹38 lakh to make sure that the ambition of pursuing higher education is not jeopardized by the premature death of the earning parent. If such an unfortunate event were to occur, the nominee may put the insurance payout of ₹38 lakh in a fixed deposit, generating an average post-tax return of 5% annually, to cover the ₹1 crore cost of higher education over 20 years. Conclusion In conclusion, careful planning and ongoing investment discipline will make sure a family is better equipped to handle all of the expenses without stress. Hence, other than the basic school fees, many expenses are required to be done while raising your child. This is not something to get scared of, rather with proper planning, it is not as difficult as it sounds. Nobody said raising a child would be easy, but with adequate help, it will be the most beautiful thing you ever do. Furthermore, if there is any confusion or concern about these financial issues, our team of financial advisors at EduFund is fully equipped to help you out and guide you wherever you need it. Consult an expert advisor to get the right plan TALK TO AN EXPERT
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