Why invest early? – is a question that plagues most young adults. Many research and polls demonstrate that the sooner you invest, the better off you are. The best time to invest is during or after college when you are in your early 20s. Investing early in life teaches you financial independence and discipline. Early …
Category Archives: Finance
What is an asset class? Types of an asset class. All you need to know
Before going to the types of asset classes, let’s understand what is an asset class. A resource with economic value that an individual, business, or country holds or controls with the hope of future gain is an asset. An asset can produce cash flow, cut expenses, or increase sales in the future. Asset classes are …
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Know about taxation while investing in the US market
Earlier we discussed taxation in mutual funds. In this article, we will discuss tax liabilities to consider while investing in the US market. Many investors are interested in learning more about the US market and its investment opportunities. The financial market in the United States is the most influential financial centre globally. The New York …
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Why investing is important? All you need to know
You’ve probably asked yourself this question repeatedly- ‘why investing is important?’. While there are many reasons, the most significant is financial stability. Investing refers to channelling your money into different financial instruments to achieve profits and grow your capital. You can earn money in two ways – work for someone else or work on your …
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How a 30-year-old should invest? All you need to know
The 30s are very crucial for you as an investor. In this article, we will try to understand the best way to start investing in the 30s. Steps to take before investing Create an emergency fund The first and foremost thing you need to do is create an emergency fund that will assist you in …
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Difference between ULIP vs mutual funds. All you need to know
In the previous article, we discussed the difference between debt funds vs hybrid funds. In this article, we will look at the difference between ULIP vs mutual funds. ULIP (Unit-linked Insurance Plan) is an instrument offering a combination of investment and insurance. It includes an asset and a life insurance cover under one plan. ULIPs …
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Taxation in mutual funds. All you need to know
In the early article, we discussed financial planning. In this article, we will try to under the taxation in mutual funds system that applies to mutual funds investments. Factors determining the taxation of Mutual funds To know the taxation structure, first, you need to identify which type of mutual funds you have invested in and whether …
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What is NAV? All you need to know
In the previous article, we talked about what is dollar-cost averaging? In this article, we will try to understand what is NAV and some important points related to NAV What is NAV? The full form of NAV is Net Asset Value. This term refers to the price of a unit of a mutual fund. To …
What is dollar cost averaging? All you need to know
Trading on the exchange can be a challenging experience. If you buy too soon, you risk being disappointed if the price declines. However, if you postpone and the price rises, you will feel you have lost out on a good offer. Dollar-cost averaging is a risk-minimization tactic that involves progressively increasing your holding. When you …
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7 types of financial planning. All you need to know
In the previous article, we learnt about what is financial planning? And the importance of financial planning. In this article, we will dive into the types of financial planning. Investment planning Investment planning refers to allocating funds towards various investment products to create a wealth corpus and generate continuous income. It involves the analysis of …
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