How to Study Abroad as an Indian? A Beginner’s Guide! 

Over 1000 people ask this question monthly – “How to Study Abroad?” Studying abroad is a dream for millions of Indians and if you are one of them then keep reading.  

With this blog, we will help you understand the complex process of admissions to funding. Let’s help you get closer to your dream university! 

Researching Study Abroad Programs 

The primary step for students aspiring to study abroad is to select the course, colleges and countries they wish to study in. Indians have access to thousands of top universities across the globe and deciding the ones you wish to go to is overwhelming.  

  • The best way to start is to select the program you wish to apply to and list all the universities known for that program. 
  • Understand the eligibility criteria and find out the exams, documents and requirements you need to fulfil to get admission. 
  • Read up about the course prospects in the particular country. Find out if the university can help you get a job offer through internships and if the country is offering post-study visa for the particular program. 
  • Once you know these details, it is time to start applying and making history! 

Understanding the Application Process 

The application process for studying abroad can be cumbersome. It involves a lot of research, planning and preparation. The process also differs based on the university and the country you are applying to. For instance, IELTS (English test) is commonly accepted in UK universities for master’s courses while TOEFL is more commonly accepted in USA if you want to pursue masters in the country.  

Here’s a generic roadmap to help you understand the college application process:  

  • Choose your course: Look up your program and the best universities. For instance, if you are planning to pursue STEM courses, the USA is your top destination. If you are dreaming of studying engineering, Germany is a great option. For literature courses, the UK is your best bet.  
  • Select your universities: Once you have your course and country decided, research universities and entry requirements.  
  • Check deadlines: Note important deadlines for applications, test scores, and visa applications for your course. 
  • Budgeting: Create an estimate for different costs like tuition, accommodation, living expenses, and travel. 
  • Visa requirements: Understand the visa process for your chosen country. 

Once you have all the information, it’s time to hit the road and start applying:  

  • Standardized tests: Prepare for and take required tests like IELTS, TOEFL, GRE, GMAT, etc. 
  • Application forms: Complete the application forms for each university, providing accurate information. 
  • Academic transcripts: Obtain official transcripts from your previous institutions. 
  • Letters of Recommendation (LORs): Request LORs from professors or employers who can vouch for your abilities. 
  • Statement of Purpose (SOP): Write a compelling SOP explaining your academic and career goals. 
  • Financial documents: Prepare proof of funds to cover your expenses and start applying for scholarships or loans in this period. 
  • Application fees: Pay the application fees for each university. 

Once you have your admit letter in hand, it’s time to start the visa application process.   

  • Gather documents: Collect all required documents, including acceptance letter, financial proof, and medical certificates. 
  • Book an appointment: Schedule an appointment at the embassy or consulate of your chosen country. 
  • Visa interview: Prepare for the visa interview, answering questions confidently. 
  • Visa processing: Wait for the visa processing time, which can vary depending on the country. 

Once your visa is approved, it’s time to make moving arrangements: 

  • Accommodation: Arrange accommodation (on-campus or off-campus) before arrival. 
  • Travel arrangements: Book your flights and travel insurance. 

Also Read: Questions to ask before studying abroad

Financial Planning for Studying Abroad 

Financial planning for studying abroad is a necessary evil. Studying abroad is much more than paying your fees and studying. It involves a host of expenses that a student must understand before embarking on this journey.  

Many countries require you to have proof of funds before issuing a student visa. Thus, poor financial planning can be an obstacle and lead to rejection as well. Let’s look at the minimum balance and proof of funds you need to study in top student destinations: 

Country Proof of Funds 
USA Your bank balance must show 1.5 times the amount mentioned in your I-20 form.     Assuming your yearly expense is $30,000. The funds you need to show would be nearly $45,000! 
UK You must show funds for the course fees + living expenses for the first year and you must hold the funds for 28 days straight. 
 
The monthly living cost estimates are £1,483 in London and £1,136 outside London.  
Australia The minimum funds needed to study in Australia and get your visa approval is AUD $29,710.     Roughly ₹16-17 lakhs are mandatory to cover your course fees, living expenses and insurance.   
Ireland Tuition fees must be paid in full or in part before you apply for your visa. Paying €6000 as fees is mandatory. You must have immediate access to at least €10,000 in your account.    
Germany The minimum funds you need to show are €992 monthly or €11,904 yearly.  Funds can be shown with documents on family income and assets, via a bank guarantee, or a blocked account.    

Creating a Comprehensive Budget 

A well-structured budget is crucial for successful study abroad.  

  • Start by estimating tuition fees and other academic costs, including textbooks and course materials.  
  • Next, calculate living expenses like rent or hostel fees, utilities, groceries, and transportation. Factor in travel costs, including airfare, visa fees, and travel insurance.  
  • Finally, allocate funds for miscellaneous expenses like entertainment, healthcare, and emergencies.  
  • Regularly review and adjust your budget to accommodate unexpected costs. 

Funding Options for Study Abroad 

Several funding options can help finance your study abroad experience.  

  • Scholarships offered by universities, governments, and private organizations can significantly reduce tuition costs.  
  • Education loans provide financial support, but it’s essential to understand repayment terms and interest rates.  
  • Part-time work opportunities can supplement your income but be mindful of visa restrictions and academic commitments.  

Exploring a combination of these options can help you manage your finances effectively. 

Must Read: How to Avail an Education Loan Without Collateral for Studies Abroad! 

Preparing for Standardized Exams 

An important step in your studying abroad journey is to prepare for standardized exams. Here are some of the most popular entrance exams used to study abroad for undergraduate and postgraduate: 

Exam About Purpose Country 
SAT (Scholastic Assessment Test)  Applicants who wish to pursue undergraduate courses, especially in Canada & US are obliged to take the SAT exam. Admissions to undergraduate courses USA and Canada 
ACT (American College Testing) Applicants who wish to pursue undergraduate courses, especially in Canada & US. Admissions to undergraduate courses  USA and Canada 
IELTS (International English Language Testing System) To assess your English language skills and proficiency. Admissions to undergraduate, postgraduate and doctoral courses and for visa applications Australia, the United States, Canada, the United Kingdom, New Zealand, and Ireland, Germany, Netherlands & more! 
TOEFL (The Test of English as a Foreign Language) To assess your English language skills and proficiency. Admissions to host of academic courses across the globe. UK and most European countries, Australia, New Zealand, many Asian countries, the US and Canada 
Duolingo English Test To assess your English language skills and proficiency. Over 5,500 schools in the US, UK, & Canada accept the DET. USA, UK, Canada  
PTE (Pearson Test of English) To assess your English language skills and proficiency. Used for university applications in English-speaking countries Universities in Australia, New Zealand, UK, Canada and over the US 
GMAT (Graduate Management Admission Test) An exam to assess your skills for top graduate business programs It is used for admissions to MBA courses and affiliated graduate programs.  115 countries such as USA, Canada, UK, Australia, France, Germany, Singapore, India, etc 
GRE (Graduate Record Examinations) It is a standardized test to assess an applicant’s analytical abilities. Admissions to various courses at graduate schools in the United States and Canada USA and Canada 
MCAT (Medical College Admission Test) It is a standardized exam required to get into a medical school abroad. For admissions to United States medical schools and most Canadian medical schools United States, Australia, Canada, and the Caribbean Islands. 
LSAT (Law School Admission Test) A test for aspiring law students across the globe. It is used for law school admission in the United States, Canada, and a growing number of other countries. USA, Canada, and Australia 

Applying for Scholarships and Education Loans  

Scholarships play a pivotal role in making study abroad financially feasible for many students. By providing financial aid, scholarships alleviate the burden of hefty tuition fees, living expenses, and other associated costs. Scholarships can come from various sources: 

  • University-based scholarships: Rhodes Scholarships for Oxford University.  
  • Governments backed scholarships: National Overseas Scholarships and Fulbright-Nehru Fellowships  
  • Scholarships by private organizations: AAUW International Fellowships 
  • Scholarships for students from financial need backgrounds: Aga Khan Foundation Scholarship 
  • Scholarships opportunities for students with diverse backgrounds: J.N. Tata Endowment for the Higher Education of Indians  
  • Scholarships for women students: Lady Meherbai D Tata Education Trust Scholarship  

Navigating Visa Requirements 

The visa application process is a crucial step in planning your study abroad journey. It involves a series of steps, from gathering required documents to attending interviews. 

Important documents needed for visa approval: 

  • Acceptance Letter: A formal document from the university confirming your admission. 
  • Financial Documents: Proof of funds to cover tuition fees and living expenses. 
  • Academic Transcripts: Official records of your previous academic performance. 
  • Passport: A valid passport with sufficient validity. 
  • Visa Application Form: Complete the form accurately and provide all necessary information. 
  • Medical Certificate: A health certificate proving you are fit to study abroad. 
  • Photographs: Recent passport-sized photographs. 

Visa Fee: Pay the required visa fee. 

Preparing for Life Abroad 

This is the most exciting step in the journey of studying abroad. It allows you to connect with your future classmates through university portals and online groups. This is your opportunity to understand the lifestyle of a new country and connect with your seniors.  

If you are going for university accommodation then request to be introduced to your flat mates or roommates, connect with them. Understand their preferences and make friends before landing in your dream country. 

Managing Academic Life Abroad 

Studying abroad is a unique experience. It is probably your first time living away from your parents and away from their watchful eyes. It is your time to show your responsible side.   

  • Take your education seriously and prioritize it over partying.  
  • Pay your bills and expenses on time and do not overspend by eating out.  
  • Make sure to reflect on your actions and behavior at the end of the month to see good and bad. 

Returning Home: Transitioning Back 

If you are planning to move back to India, know that an international degree can help you get tremendous opportunities. Try to cover internships that can help you get your dream job back in India, try to relearn the acceptable social norms in the corporate world and do take time to adjusting into your new domestic life! 

Must Read: Ivy League Guide for Indian Students 

Conclusion 

Studying abroad is an opportunity no kid would want to pass up. But the process is long and complicated. To ensure everything goes according to plan, try to start early. The best time to start applying abroad is 7-8 months before the deadlines for your course are announced and try to figure out your finances so you don’t have to worry about the bills later.  

If you need help with your study abroad finances, get in touch with the best loan experts