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November 3, 2023

Comprehensive Guide to IIT BTech Fees for a 4-Year Program

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The Indian Institutes of Technology (IITs) stand as highly sought-after engineering institutions among students. Their global reputation as some of the finest engineering schools is attributed to several factors.

Renowned for their challenging academic programs, robust research capabilities, and exceptional faculty, IITs have consistently produced top-tier engineers who embark on successful careers in both industry and academia. 

IITs excel in providing unparalleled expertise and securing placements with leading multinational corporations worldwide. Graduates from IITs often find themselves on lucrative career paths. 

To qualify for the IIT JEE Advanced exam, candidates must first clear the JEE Mains. Successful performance in JEE Advanced opens the door to admission to IITs. Prospective IIT students frequently express curiosity about the fee structures of these institutions. This article aims to shed light on the fee structures at various IITs across India. 

Overview of IIT Fee Structure 

The cost of the complete program at IITs generally ranges between Rs 8-10 lakh for students in the general category. In the last six years, there has been a substantial increase in the yearly fees for general category students pursuing a BTech degree at IITs, escalating from Rs 50,000 annually to Rs 3 lakh. 

Average Fee Ranger Across IITs 

The average fee range for BTech programs varies across different Indian Institutes of Technology (IITs). Generally, for students in the general category, the fees for the entire BTech course typically fall within the range of Rs 8-10 lakh.

It’s worth noting that specific fee structures may differ among individual IITs, and prospective students are encouraged to refer to the respective institutes’ official websites or contact them directly for precise and up-to-date information on fees for BTech programs. 

Look at the average fee structure of a few IITs: 

  • Indian Institute of Technology, Madras: Rs.8,25,000 
  • Indian Institute of Technology, Delhi: Rs. 9,00,000 
  • Indian Institute of Technology, Bombay: Rs. 9,67,000 
  • Indian Institute of Technology, Kanpur: Rs. 8,68,000 
  • Indian Institute of Technology, Kharagpur: Rs. 9,50,000 

Hostel and Accommodation Costs 

The costs associated with hostel accommodation at IITs can vary, and it’s essential to consider several factors. Generally, the hostel fees cover accommodation, basic amenities, and certain services. However, specific details might differ between IITs. Here is a broad overview: 

1. Accommodation Fees: 

Hostel fees typically include the cost of lodging. This covers the room provided to the student for the academic year. 

2. Mess Charges: 

Many IITs have a mess or canteen facility within the hostel premises. The mess charges cover the cost of food provided to the students. These charges can vary based on the menu, quality of food, and additional services. 

3. Utilities and Maintenance: 

Some IITs include utility charges, such as electricity, water, and maintenance, within the hostel fees. This ensures that students have access to basic amenities without additional costs. 

4. Security Deposit: 

IITs may require students to pay a security deposit at the beginning of their stay in the hostel. This deposit is usually refundable at the end of the academic year, contingent upon adherence to hostel rules and regulations. 

5. Other Amenities: 

Depending on the IIT, there might be additional amenities or services provided in the hostel, such as Wi-Fi, laundry, and recreational facilities. These could contribute to the overall cost. 

It’s crucial for students to check the specific details and breakdown of hostel fees at the respective IIT they are interested in. Fee structures can be subject to change, so it’s recommended to refer to the official IIT website or contact the institute directly for the most accurate and up-to-date information. 

Detailed Fee Breakdown by IIT:  

College BTech fee per Semester  Hostel fee per semester  Total fee for general OBC candidates Total fee for SC/ST/PH candidates 
IIT Bombay Rs. 1,19,750 Rs. 13,000 Rs. 9,50,000 Rs. 1,36,000 
IIT Bhubaneswar Rs. 1,07,800 Rs. 19,300 Rs. 10,00,000 Rs. 2,17,000 
IIT Hyderabad Rs. 1.19,000 Rs. 28,000 Rs. 9,00,000 Rs. 2.99,000 
IIT Kanpur Rs. 1,12,142 Rs. 12,175 Rs.8,50,000 Rs. 1,84,536 
IIT Madras Rs. 1,12,633 Rs. 23,750 Rs.8,00,000 Rs. 3,00,000 

Understanding the Components of IIT Fee Structure 

The fee structure at Indian Institutes of Technology (IITs) typically consists of various components that contribute to the overall cost of education and campus facilities. While specific details may vary among IITs, here are common components found in the fee structure: 

1. Tuition Fees: 

This is the core component covering the academic expenses, including the cost of faculty, infrastructure, and educational resources. 

2. Hostel Fees: 

Charges for accommodation in the hostel, including room rent, maintenance, and utilities like water and electricity. 

3. Mess Charges: 

Costs associated with the hostel mess or canteen facility, covering food expenses for the students. 

4. Security Deposit: 

A refundable deposit paid at the beginning of the academic year, usually returned at the end, subject to adherence to hostel rules and regulations. 

5. Other Amenities Fees: 

Charges for additional facilities and services provided by the institute, such as Wi-Fi, laundry, recreational facilities, and other campus amenities. 

6. Examination Fees: 

Fees related to the conduct of examinations, including the cost of exam papers, evaluation, and administrative processes. 

7. Library Fees: 

Charges for access to the institute’s library, covering the cost of books, journals, and other academic resources. 

8. Medical Insurance: 

Some IITs include health insurance fees to provide medical coverage for students during their time on campus. 

9. Gymkhana Fees: 

Fees associated with the student activity center, which may include sports facilities, clubs, and cultural events. 

10. Development Fees: 

Contributions towards the development and maintenance of the institute’s infrastructure and facilities. 

It’s important to note that fee structures can change, and there may be variations among different IITs. Additionally, certain categories of students, such as those from economically disadvantaged backgrounds, may be eligible for fee waivers or scholarships.

Prospective students should refer to the official website of the specific IIT they are interested in for the most accurate and up-to-date information on the fee structure. 

Tuition Fee and Other Academic Charges 

Tuition fees and other academic charges constitute a significant portion of the overall cost of education at Indian Institutes of Technology (IITs). Here’s an overview of these components: 

1. Tuition Fees: 

The primary component of academic charges is the tuition fee. This fee covers the cost of academic instruction, faculty salaries, infrastructure, and other educational resources. Tuition fees can vary for different programs and may be different for Indian and international students. They are typically charged on a per-semester or per-year basis. 

2. Examination Fees: 

These fees cover the costs associated with conducting examinations. This includes the preparation, printing, and distribution of examination papers, as well as the expenses related to evaluation, result processing, and administrative tasks. 

3. Library Fees: 

Charges associated with access to the institute’s library. This fee supports the acquisition of books, journals, and electronic resources, and the maintenance of library facilities. 

4. Laboratory Fees: 

Some technical and science-based programs may have laboratory fees to cover the costs of maintaining and equipping laboratories with necessary instruments and materials. 

5. Project Work Fees: 

For certain programs, particularly those involving extensive project work, students may incur additional charges related to project materials, mentorship, and project evaluation. 

6. Academic Deposits: 

Refundable deposits may be collected to ensure the proper use of academic resources, such as laboratory equipment, library books, or other materials. These deposits are typically returned to students upon completion of their program. 

It’s crucial for students to carefully review the fee structure provided by the specific IIT they are interested in, as the details can vary between institutes and academic programs.

Additionally, some IITs may offer financial aid, scholarships, or fee waivers to deserving students, so it’s advisable to inquire about such opportunities during the admission process. For the most accurate and up-to-date information, students should refer to the official website of the respective IIT or contact the institute directly. 

Additional Fees for Specific Courses 

The fee structure for specialized BTech courses at Indian Institutes of Technology (IITs) can vary, and additional fees may be associated with certain specialized programs. The specifics of additional fees depend on the nature of the course and the resources required. Here are some potential examples: 

1. Field-Specific Materials/Equipment Fee: 

Specialized BTech courses, especially those in fields such as robotics, nanotechnology, or aerospace engineering, may have an additional fee to cover the cost of materials or equipment specific to that field. 

2. Software and Technology Fee: 

Programs that heavily rely on specific software tools or advanced technologies may impose an additional fee to cover the licensing or maintenance costs associated with these tools. 

3. Industry Internship Fees: 

If a course includes a mandatory industry internship or practical training component, there might be an additional fee to facilitate and support students during their internships. 

4. Study Abroad Program Fees: 

Some IITs offer BTech courses that include study abroad programs or collaborations with international universities. Students participating in such programs may incur additional fees related to travel, accommodation, or program-specific costs. 

5. Special Workshops or Seminars Fee: 

Certain specialized courses may involve hosting special workshops, seminars, or guest lectures by industry experts. An additional fee may be charged to cover the expenses associated with organizing these events. 

6. Field Trips and Excursions Fee: 

Programs that involve field trips, excursions, or industry visits may require an extra fee to cover transportation, accommodation, and other related costs. 

It’s important for students interested in specialized BTech courses to carefully review the detailed fee structure provided by the respective IIT offering the program.

The institute’s official website and admission office are valuable sources for accurate and up-to-date information regarding the specific fees associated with specialized courses. Additionally, students may inquire about any available scholarships or financial aid options that could help offset these costs.

Fee Waivers and Financial Support 

Indian Institutes of Technology (IITs) often provide fee waivers and financial support options to ensure that deserving students have access to quality education. While the specifics can vary among institutes, here are common avenues for fee waivers and financial assistance: 

1. Merit-Based Scholarships: 

IITs may offer merit-based scholarships to students who demonstrate exceptional academic performance. These scholarships can cover a portion or the entirety of tuition fees. 

2. Economically Weaker Section (EWS) Quota: 

Some IITs allocate a percentage of seats for students from economically weaker sections. These students may be eligible for fee waivers or reduced fees. 

3. Freeships: 

Freeships are grants or scholarships that cover tuition fees. They are often awarded based on financial need and academic merit. 

4. Teaching Assistantships (TA): 

Postgraduate students, and in some cases, exceptionally qualified undergraduate students, may have the opportunity to work as teaching assistants. In exchange, they may receive fee waivers or stipends. 

5. Research Assistantships (RA): 

Students involved in research projects may receive financial support through research assistantships, which can include fee waivers and stipends. 

6. National Scholarships: 

Students may be eligible for national-level scholarships, such as those provided by government agencies, foundations, or corporate entities. These scholarships can contribute to covering educational expenses. 

7. Government Schemes: 

Various government schemes aim to provide financial assistance to students pursuing higher education. IITs may facilitate the application process for these schemes. 

8. Special Assistance for SC/ST Students: 

Scheduled Caste (SC) and Scheduled Tribe (ST) students may receive special assistance, including fee waivers and additional support, to promote inclusivity and diversity. 

9. Financial Aid for Persons with Disabilities: 

IITs often have provisions for financial aid and support services for students with disabilities, including fee waivers or assistance in accessing necessary accommodations. 

It’s essential for students to check the specific fee waiver and financial support policies of the IIT they are interested in. The institute’s official website, admission office, or financial aid office are valuable resources for detailed information and application procedures.

Students are encouraged to explore these options during the admission process and inquire about any available assistance that aligns with their circumstances. 

Economic Assistance for Meritorious Students 

Indian Institutes of Technology (IITs) often have financial aid options in place to support economically backward or financially disadvantaged students. Here are some common financial aid options for meritorious students with economic constraints: 

1. Fee Waivers: 

IITs may offer partial or full fee waivers for economically backward students. This can include tuition fees, hostel fees, and other academic charges. 

2. Merit-Based Scholarships: 

Meritorious students with limited financial means may be eligible for merit-based scholarships. These scholarships can be awarded based on academic excellence and may cover a significant portion of educational expenses. 

3. Economically Weaker Section (EWS) Quota: 

Some IITs reserve a percentage of seats for students from economically weaker sections. Students admitted under this quota may receive fee concessions or additional financial assistance. 

4. Freeships: 

Freeships are financial grants provided to students based on both academic merit and financial need. They can cover various educational expenses, including tuition fees. 

5. Financial Aid from Government Schemes: 

Students from economically backward backgrounds may be eligible for financial aid through government scholarship schemes. IITs often collaborate with government initiatives to facilitate the disbursement of financial assistance. 

6. Educational Loans: 

IITs may assist students in securing educational loans from financial institutions. These loans can help cover tuition fees, hostel charges, and other educational expenses. Some institutions might also have special arrangements for low-interest or collateral-free loans. 

7. Work-Study Programs: 

In certain cases, economically disadvantaged students may have the opportunity to participate in work-study programs. These programs allow students to work part-time on campus, helping them earn a stipend to support their educational expenses. 

8. National Scholarships: 

Students can explore national-level scholarships provided by government bodies, private organizations, or corporations. These scholarships may offer financial support to economically backward students pursuing higher education. 

9. Special Assistance for SC/ST and OBC Students: 

Scheduled Caste (SC), Scheduled Tribe (ST), and Other Backward Class (OBC) students may have access to special assistance programs, including fee waivers and additional financial support. 

10. Emergency Financial Aid: 

IITs may have provisions for emergency financial aid to assist students facing sudden financial crises. This could include unexpected medical expenses or other urgent needs. 

Prospective students are encouraged to check the specific financial aid policies of the IIT they are interested in and inquire about the application procedures.

The institute’s official website, admission office, or financial aid office can provide detailed information on available options and support services for economically backward students. 

Planning Your Finances for BTech 

Financial planning is crucial for prospective IIT BTech students to ensure a smooth and sustainable journey through their academic years. Here are some key pieces of advice: 

1. Research and Understand Costs: 

Thoroughly research and understand the complete cost of education, including tuition fees, hostel charges, mess fees, and other miscellaneous expenses. Consider any potential fee increases over the course of your program. 

2. Explore Financial Aid Options: 

Investigate the various financial aid options available, such as scholarships, fee waivers, and government schemes. Check the specific eligibility criteria and application processes for each option. 

3. Budget Wisely: 

Create a realistic budget that covers all aspects of your student life, including accommodation, food, study materials, transportation, and personal expenses. Stick to your budget to manage your finances effectively. 

4. Consider Educational Loans: 

If needed, explore educational loan options from reputable financial institutions. Compare interest rates, repayment terms, and other conditions before choosing a loan. 

5. Participate in Work-Study Programs: 

Some IITs offer work-study programs that allow students to work part-time on campus. This can help you earn a stipend to cover some of your expenses while gaining valuable work experience. 

6. Save and Invest: 

If possible, start saving for your education early. Explore investment options that align with your risk tolerance and financial goals. Consult with a financial advisor if needed. 

7. Emergency Fund: 

Establish an emergency fund to cover unexpected expenses. Having a financial safety net can provide peace of mind and prevent financial stress in times of need. 

8. Plan for Internships and Placements: 

Consider the potential earnings from internships and placements. Participating in these programs not only provides valuable industry experience but also helps you financially. 

9. Minimize Unnecessary Expenses: 

Be mindful of your spending habits and avoid unnecessary expenses. Cut down on non-essential items and prioritize your needs over wants. 

10. Seek Guidance: 

If you’re unsure about financial matters, seek guidance from financial advisors or counselors. Many educational institutions have support services to assist students with financial planning. 

11. Explore Campus Resources: 

Take advantage of resources provided by the campus, such as libraries, labs, and recreational facilities. This can help reduce personal expenses on study materials and entertainment. 

12. Network and Explore Opportunities: 

Build a strong network with peers, seniors, and faculty. This network can be valuable for accessing information about scholarships, part-time opportunities, and other financial support. 

Remember, effective financial planning involves a combination of careful budgeting, resource exploration, and proactive decision-making. Being well-informed and making informed choices will contribute to a financially sustainable experience during your BTech program at IIT. 

Estimating Total Costs Over Four Years 

Estimating the total cost of a BTech program at an Indian Institute of Technology (IIT) over four years involves considering various expenses. While specific costs can vary between IITs, here’s a general breakdown to help students estimate their total expenses: 

1. Tuition Fees: 

Check the annual tuition fees for your specific BTech program. Multiply this by the number of years in your program (usually four years). 

2. Hostel Fees: 

Include the yearly hostel charges, considering whether the fees cover both accommodation and food (mess charges). Multiply this by four for the total hostel costs. 

3. Other Academic Charges: 

Account for examination fees, library fees, laboratory fees, and any other academic-related charges. Multiply the annual total by four. 

4. Miscellaneous Expenses: 

Factor in miscellaneous expenses, such as study materials, personal expenses, travel, and unforeseen costs. This can vary widely, so estimate a reasonable amount for each year. 

5. Health Insurance: 

If health insurance is not included in the fees, consider obtaining a health insurance policy. Multiply the annual premium by four. 

6. Internship and Placement Expenses: 

Consider any costs associated with internships, placements, or travel for these opportunities. This will depend on the program and industry, so estimate based on potential requirements. 

7. Emergency Fund: 

Allocate a small amount for an emergency fund each year to cover unexpected expenses. 

8. Inflation and Fee Increases: 

Consider potential fee increases or inflation over the four years. Some IITs may have a standard percentage increase each year. 

9. Financial Aid and Scholarships: 

Deduct any potential financial aid, scholarships, or fee waivers from the total estimated cost. 

10. Part-Time Work Income: 

If you plan to work part-time during your studies, estimate potential earnings and deduct this from the total cost. 

11. Savings and Investments: 

If you have savings or investments, consider how these can contribute to covering your expenses during the four years. 

12. Budget for Graduation and Convocation: 

Include costs associated with graduation ceremonies and convocations. 

Summing up all these components will give you an estimate of the total cost for your BTech program over four years. Keep in mind that this is a rough estimate, and actual expenses can vary based on personal choices and circumstances.

It’s advisable to revisit and adjust your budget regularly, taking into account any changes in fees, living arrangements, or financial circumstances. 

Scholarship Opportunities and How to Apply 

Indian Institutes of Technology (IITs) offer various scholarship opportunities to support students in pursuing their BTech programs. The specific scholarships and application processes may vary among IITs, so it’s crucial to check the details on the official website of the respective institute. Here’s a general guide on scholarship opportunities and how to apply: 

1. Institute-Specific Scholarships: 

IITs typically have their own scholarship programs. These scholarships may be merit-based, need-based, or a combination of both. Explore the official website of the particular IIT you are interested in to find information about scholarships they offer. 

2. National Scholarships: 

Several national-level scholarships are available for engineering students. These may be provided by government agencies, non-profit organizations, and corporate entities. Some well-known national scholarships include: 

Central Sector Scholarship Scheme (CSSS): Offered by the Ministry of Education, Government of India, for meritorious students. 

National Talent Search Examination (NTSE): Conducted by the National Council of Educational Research and Training (NCERT), this scholarship is awarded to students based on a national-level examination. 

3. State Government Scholarships: 

State governments in India often offer scholarships to support students pursuing higher education. Check with the education department of your respective state for available scholarship programs. 

4. Special Scholarships for SC/ST and OBC Students: 

Special scholarship schemes are often available for students belonging to Scheduled Castes (SC), Scheduled Tribes (ST), and Other Backward Classes (OBC). These are designed to promote inclusivity and provide financial assistance. 

5. Industry-Sponsored Scholarships: 

Some IITs collaborate with industries to provide sponsored scholarships. These scholarships may come with certain conditions, such as internship commitments or work placements with the sponsoring organization. 

6. Application Process: 

Review the eligibility criteria and application procedures for each scholarship. Some scholarships may require a separate application, while others may automatically consider all eligible students based on merit or financial need. 

7. Submission of Documents: 

Prepare and submit all necessary documents, including academic transcripts, proof of income, and any other documents specified in the scholarship application guidelines. 

8. Online Portals: 

Many scholarship applications are now submitted through online portals. Familiarize yourself with the application platform and ensure that you submit all required information within the specified deadlines. 

9. Regularly Check for Updates: 

Stay informed about scholarship opportunities by regularly checking the official website of the IIT and other relevant scholarship providers. Updates on new scholarships or changes in application processes are often posted online. 

10. Financial Aid Office: 

If you have questions or need assistance, contact the financial aid office of the IIT. They can provide guidance on available scholarships, eligibility criteria, and the application process. 

Remember to start the scholarship application process well in advance to ensure that you meet all deadlines and requirements. Thoroughly read the guidelines provided by each scholarship program and seek assistance from the relevant authorities if needed. 

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EducationFinance June 1, 2021

8 side hustle ideas for college students

College can be expensive, especially when you are studying overseas. The education fund investment and planning your parents undertook for you should be enough to cover your tuition and housing. However, a side hustle can help you earn some extra disposable income to offset an overstretched budget. Here are some side hustle ideas for college students across the globe! Easy side hustle ideas for college students A side hustle is basically a part-time job that you can do in your free time when you are not engaged in classes or coursework. You need to pick a job that is easy, requires skills you already possess, and fits into your schedule as a college student. 1. Freelancing Freelancing can be an easy and flexible side hustle for college students. Freelancing involves offering your skills or services for hire on a contract or project-to-project basis. Depending on your skill set you can freelance as an artist, a writer, a programmer or developer, or a translator. Freelancer marketplaces and platforms like Fiverr and Upwork let you take up projects and clients on a flexible schedule which is perfect for students. Additionally, freelance work can be done remotely and you do not need to go to an office. This is great for students who study abroad and may not have a car or a license. 2. Tutoring Tutoring is a great option for you if you like working with kids or teaching. You can offer personalized tutoring services for high school students, especially students who are starting to apply to colleges. These students can benefit from your experience with college applications and admissions. You can offer them both education and mentorship.  If you are studying abroad and worried about not being able to connect with non-Indian students, or if you do not have a car to move around, you can offer to tutor online. Holding online classes saves you time and enables you to offer your services to a much larger potential demographic. 3. Sell hand-made crafts & products If you are creatively inclined and skilled in arts and crafts, you could make some money selling your work online. Products like hand-made candles, soap, decor, and knickknacks sell really well on marketplaces like Etsy and through social media. You can start by starting an Instagram or Facebook page advertising your products to students on your campus. After that, you can expand your little business on other platforms.  Keep in mind that your college may have rules or guidelines in place if you are starting your business from your dorm room. If you are making products like soap, that involve harmful chemicals, you may have to get special permission and take appropriate precautions. 4. Get a retail job Retail jobs are jobs that involve selling products or dealing with customers or inventory in a retail store. These jobs have been traditionally popular with students who go to study abroad. You can work as a sales representative, as a stockist, or as a cashier.  These jobs may seem like they are trivial or unsubstantial, but they teach you a lot of real-world skills that you can later bring to the job market when you graduate. They teach you the basics of sales, inventory, accounting, and customer management. They also give you the experience of working in a real workplace environment with co-workers, managers, and bosses. Retail jobs can be a real learning experience. 5. Get a restaurant job Jobs working in a cafe, restaurant, or coffee shop are also popular with college students who study abroad. In fact, you may not even have to go off-campus for one of these jobs. Usually, cafes and coffee shops on college campuses have barista, wait staff or line-cook jobs available for students.  The benefit of restaurant jobs, especially if you are a server or wait staff is that you can earn money on top of your salary through tips. This makes these jobs quite lucrative. Like retail jobs, restaurant jobs can also teach you valuable skills like customer management, order management, and accounting.  6. Food delivery service If you have a vehicle, like a car or even a bicycle, you may be able to work as a food delivery person. You can work with a restaurant directly or work through a food delivery service application. These jobs can pay well and, just like with writing, you can expect to rely on tips as well which can be lucrative. A downside of food delivery is that it can be time-consuming and involve a bit of travel. However, college campuses house hundreds of students and faculty who tend to order a lot of food. This means you may not even have to travel to far-flung areas to deliver your orders. Your location may be able to offset some of the downsides that are usually typical of food delivery gigs. 7. Library assistant If you are an international student with big study abroad dreams but not enough knowledge of the job market in a foreign country, you may like to work close to campus. Campus libraries are always looking for extra help with reshelving books and managing the lending software.  A library assistant job will keep you close to campus so you do not have to worry about traveling to and fro and missing classes. It can also be extremely rewarding, especially if you are a book lover. Being familiar with your college library will also be useful during exams and assignments. You may even be able to snag important and popular books before someone else issues them out! 8. Get paid for taking online surveys Marketing research companies are constantly looking for data on consumer behavior and preferences to improve their products and advertisements. These companies often pay people to take surveys for them so that they can sell this data to product designing and manufacturing companies and ad agencies. This is a good side hustle that does not even require you to leave your dorm room. You can squeeze in some questionnaires and short surveys in your free time and get paid for them! Conclusion Your parents have, no doubt, given you everything to the best of their ability, investing in education fund trusts and taking on education loans for your future. However, as you grow into adulthood, it is time for you to start learning to take responsibility for your own income. One of the things that make your decision to study abroad truly worth it is the independence and self-sufficiency it teaches you. A part-time job can teach you the hard work it takes to earn real money out in the world. Being on your own in a foreign country is a unique adventure that you should take full advantage of. A side hustle can be part of that adventure! FAQs How can a college student earn a side income? There are many ways for a student to earn a side income while studying. One can start tutoring, blogging, becoming an influencer on social media, getting an internship or a part-time job that aligns with their college schedule, and many more. What are some of the best college student-friendly side hustle ideas? Some of the best side hustle ideas for college students are - affiliate marketing, participating in paid online surveys, blogging, doing paid internships that are relevant to the subjects they're currently studying in college, etc. Is it important for students to have a side hustle? The answer varies from student to student. For some, it's a necessity as their families are unable to fully support them financially. For some, it's a way of transitioning toward financial freedom.
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9 Famous Indians who excelled after studying abroad
Education April 7, 2021

9 Famous Indians who excelled after studying abroad

Millions of Indians travel to study abroad but only a few have impacted the world order in an irrevocable way. Famous Indians who excelled after studying abroad have not only contributed to the pride of our nation but also changed the world order. If you look around, you won’t be surprised to find an Indian at the helm of affairs – in nearly every industry or field. Without a doubt, these Indians have earned their success by persevering and putting in the efforts to excel in their academics too. Let’s be clear – a degree doesn’t define you or guarantee success. But a good education is an important ingredient of success. Looking beyond academics, a global education teaches you much more. For an Indian student, the benefits of studying abroad are multi-fold. What’s one common factor amongst some Indians who rule the world? An excellent global education. Let us look at four powerful Indian personalities who went abroad for their higher studies. Famous Indians who excelled globally 1. Indira Nooyi Chennai-born Indira Nooyi went on to conquer the world as the former CEO of PepsiCo. She received her undergraduate degree from the Madras Christian College and her PGP Diploma from the Indian Institute of Management, Calcutta (IIM-C). Indira took a leap of faith and applied to the prestigious Yale School of Management and her parents never expected that she would bag a huge scholarship! The Ironwoman had her fair share of struggles as her mother said - “No single woman is going to go to the United States.” In fact, there was a family meeting organized to decide if Indira Nooyi could pursue her foreign education without being married. With the support of her father and the financial aid offered by Yale, Indira’s dream became a reality. Moral of the story? No matter how big the tuition fees seem, taking an education loan is not the only way to fund your higher studies. Many foreign Universities grant scholarships to meritorious students. 2. Raghuram Rajan Meet the game-changer. Raghuram Rajan was the only RBI Governor who enjoyed the reputation of a celebrity! He was nicknamed ‘Rockstar Rajan’. All over the world, Dr. Rajan has been lauded for his economic analysis and his no-nonsense attitude in politics. He has a wealth of knowledge and that can be credited to the world-class education he received. He went to MIT for his Ph.D. and among the many accomplishments to his name, Dr. Rajan served as the Chief Economist at the IMF. In his capacity, Dr. Raghuram Rajan promotes quality education as a global B-school Professor at the University of Chicago Booth School of Business. 3. Sara Ali Khan Beauty with brains. Sara Ali Khan has won hearts as a Bollywood actress. But there is more to her background than most people know. She holds a degree from the world-renowned Columbia University in New York. In an interview, Sara Ali Khan said: “I have an education, even though I am a heroine... so many people are baffled at that and I am so proud of that.” When you live miles away from home, you have the chance to be fiercely independent. A foreign education can shape your personality and this star is an example of it. 4. Sundar Pichai Chennai-born Sundar Pichai leads by example. Currently, Sundar Pichai is the face of Google. He comes from a lower middle-class family but that did not stop this Indian student from going to Stanford University, for his Master's. Sundar Pichai also holds an MBA from the University of Pennsylvania. Sundar Pichai inspired students across the world as he shared, “My father spent the equivalent of a year's salary on my plane ticket to the US so I could attend Stanford. It was my first time ever on a plane.” It wouldn’t have been possible for Sundar Pichai, or anyone for that matter, to touch such great heights without relentless hard work, gaining knowledge, and honing one’s skills. A wise man once said, “Life is like a puzzle. Only if you fit the pieces into the right places, you will see the beauty of it.” Education is that piece of the puzzle that one should not miss. Famous Indians who studied abroad 1. Mahatma Gandhi We all know about him and his achievements. He’s known as ‘The father of the nation’. He went to the UK for studying law at The University College in London.  He returned to India later to work as a barrister.  2. Dr. Manmohan Singh He was India’s 13th prime minister of independent India. He has done his Bachelor’s in economics with honors from The University of Cambridge. Later he completed his D.Phil in economics from the University of Oxford.  3. Shashi Tharoor He is a politician and former international diplomat. He is also famous for his extraordinary English vocabulary skills. He has completed his MA in international relations from Tufts University in the USA. He also completed MA in law and Diplomacy and a Ph.D. in international relations and affairs from the same institution.   4. Kiran Desai She is an author. She has completed her two master’s degrees in fine arts, one from Hollins University and another one from Columbia University. She also studied creative writing at Bennington College.  5. Ratan Tata He’s India’s leading industry stalwart. He has studied at Cornell University and Harvard University. He studied architecture and advanced management programs at these universities respectively.  FAQs Where do most Indians go for higher studies?  Countries like Canada, Australia, and Germany.  Which country is the safest for girls to live in?  Norway, Slovenia, Switzerland, etc.   Which is the safest country for Indian students?  New Zealand, Denmark, Finland, etc. 
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A Parent's Guide: How to Plan Your Child's Engineering Bachelor's
Education July 27, 2022

A Parent's Guide: How to Plan Your Child's Engineering Bachelor's

In the previous article, we discussed, how to plan for your child's bachelor's in Australia. In this article, we will discuss how to plan your child's bachelor's in engineering Raising a child involves both, financial and emotional considerations. Along with retail inflation, education inflation is constantly rising.   Once you've determined the potential cost of Engineering education and which university to enroll in, the next question is how much you'll have to pay each semester.  You may relieve your concerns about your children's academic expenditures by taking a few simple actions like -  Being specific with your goals,   Calculating the cost of a bachelor's in Engineering across universities, and  Choosing an investment option.  Now, let’s explore them in detail.  Why is it necessary to have an early financial plan for education?  Per an ASSOCHAM analysis, the cost of primary education has increased by 150% in the past 10 years. Regarding professional education, the average rise in tuition costs at the top three IIMs has been roughly 242% in the past 5 years. Parenthood in the twenty-first century is not an easy task. Education inflation is constantly increasing by more than 10% each year. Consequently, managing educational fees for children is becoming a huge financial concern for parents.   Therefore, if parents plan and take the appropriate measures slightly earlier in a child's life, covering his or her higher education expenditures will not be a difficult challenge.  How to calculate the future potential engineering course cost?  It is definitely required to calculate the future potential cost of the present Engineering tuition fees.   The compound interest method computes the future rate of the present educational tuition expenses. For example, suppose the present course price for a Bachelor in Engineering degree is Rs 10 lakh and the inflation rate is 10%.   In that case, the prospective cost after 15 years may be calculated as Target so, you can concentrate on savings accordingly. Here’s how you can calculate -  Current Amount * (1 + inflation rate) Tenure = 10,00,000*(1+0.10) ^15 = 55,00, 000 (approximately).   Now that the target amount has been established, it is easy to select the types of financial products that would assist you in building a repository of Rs 55 lakh.  Infographic to show calculations of future potential education costs. Estimate future education costs   Today, diverse educational websites assist in calculating or categorizing the cost of a bachelor's in Engineering degree. Create a record of the current cost of the Bachelor in Engineering degree. At this phase, it is important to pick whether the child will study in their home country or abroad.  As a result, when estimating the Bachelor's in Engineering degree fees, one must also consider the currency component. Only after the present cost is known, determining the probable future cost of the degree on the projected timeline will be easy. This will assist in determining an acceptable savings goal.   Another factor to consider at this stage is inflation. This is because, with education inflation growing at a rate of 10% or higher, inflation is likely to eat into your funds. First-year total course expenses at the world's top engineering colleges. World's Top Engineering Colleges City/ State Course expenses  Massachusetts Institute of Technology  Cambridge, USA  $ 69,000 Stanford University  Stanford, USA  $ 63,000 University of California - Berkeley Campus  Berkeley, USA  $ 48,000 University of Cambridge Cambridge, UK  $ 68,000 National University of Singapore  Singapore $ 30,000 Nanyang Technological University  Singapore $ 33,000 The University of Melbourne  Melbourne, Australia  $ 50,000 University of Toronto  Toronto, Canada  $ 57,000 McGill University Montreal, Canada  $ 32,000 HECTOR School of Engineering and Management, Karlsruhe Institute of Technology Karlsruhe, Germany  $ 20,000   Course expenses at India’s top engineering colleges: India’s Top Engineering Colleges Course expenses  IIT Kanpur  Rs 8.38 lakh IIT Kharagpur Rs 10.46 lakh IIT Roorkee  Rs 8.58 lakh IIT Guwahati  Rs 8.56 lakh IIT Madras  Rs 8.19 lakh IIT Delhi  Rs 8.66 lakh IIT Bombay  Rs 11.51 lakh IIT Indore  Rs 8.75 lakh IIT Varanasi  Rs 10.41 lakh VIT Vellore Rs 7.83 lakh   Plan an early investment option  According to anyone's financial product expertise and risk tolerance, one can choose equities, borrowing, or a combination of products, including a diversified portfolio, which includes both equity and debt elements.  A child's education requires a minimum of 15 years to invest. And, for extensive goals, equities are the ideal asset type to concentrate on. If you started saving early, in about 15 years, the multiplier impact in the power of compounding kicks in; the longer the planning range, the greater the multiplier advantage. To combat excessive inflation, it is critical to employ a multi-asset financial strategy as education expenses have soared.  Education costs have gone up during the previous ten years: How to plan your child's Bachelor in Engineering?  Going by the increase in education costs might be alarming. After all, they are not insignificant quantities. The goal should be to participate in a proper instrument regularly and in the appropriate amount, and then you'll be capable of building this portfolio.  Traditional products, such as fixed deposits, may not be sufficient to cover your child's educational needs. Other products, such as equities funds, stocks, and balanced funds, should be considered. You can pick the investing programs based on your investment horizon and timelines. Before establishing an education fund, you should carefully consider the characteristics, dangers, and terms and conditions.  The number of students enrolled for various disciplines of Bachelors In Engineering is increasing every year. It's becoming a definite need for the parent to start an early investment strategy.  Number of undergraduate engineering students enrolled in India in 2020, by discipline (in 1,000s) Conclusion  Education expenses are rising, and if you don't start saving early, supporting your child's Bachelor's in Engineering education may become difficult. You must begin by outlining specific goals, like the child's desired schooling and the associated fees.   This can assist you in determining how much you can set aside for savings after paying all of your monthly expenses. As the objective financial approach, it is prudent to limit your stock exposure to mitigate the risk of adverse market fluctuations. TALK TO AN EXPERT
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Advantages and Disadvantages of State Board in India
Education May 24, 2023

Advantages and Disadvantages of State Board in India

State boards play a significant role in the Indian education system. This brief overview explores the advantages and disadvantages of state boards, highlights the top 10 state board schools in India, discusses the best state board, and examines the key differences between state boards and CBSE.   Advantages of State Boards   Regional Relevance: State boards design their curriculum to suit the cultural, social, and economic context of the respective state, ensuring students connect with their local environment. This promotes a sense of identity and familiarity, making education more relatable and meaningful to students.   Language Flexibility: State boards provide flexibility in choosing the medium of instruction, enabling students to learn in their preferred language. It also enhances language proficiency and communication skills.   Inclusive Approach: State boards often accommodate a wide range of student's abilities and learning styles. They emphasize inclusive education, offering support systems and alternative teaching methods to cater to the diverse educational needs of students.   Disadvantages of State Boards   Limited National Recognition: State board examinations may not carry the same national recognition as CBSE or other central boards. This can pose challenges for students aspiring to pursue higher education or seek employment opportunities outside their state, as their academic qualifications may not be universally accepted.   Variability in Standards: The quality of education and evaluation standards may vary across different state boards. This variability can lead to inconsistencies in learning outcomes and student performance, making it difficult to compare students from different state boards on a level playing field.   Limited Curriculum Choices: State boards might offer a narrower range of elective subjects and educational streams compared to national boards. This could restrict students' options when it comes to choosing specialized subjects or pursuing specific career paths.  Top 10 State Board Schools in India   Delhi Public School, R.K. Puram, Delhi   St. Xavier's Collegiate School, Kolkata, West Bengal   The Doon School, Dehradun, Uttarakhand   Bishop Cotton Boys' School, Bangalore, Karnataka   La Martiniere for Boys, Kolkata, West Bengal   Sishya School, Chennai, Tamil Nadu   Mayo College, Ajmer, Rajasthan   Mount Carmel Convent School, Chandigarh   Modern School, Barakhamba Road, Delhi   Loyola High School, Pune, Maharashtra   Advantages and Disadvantages of the CBSE Board Read More Best State Board in India  Determining the "best" state board is subjective and depends on various factors like infrastructure, faculty, extracurricular activities, and academic performance. However, state boards such as the Maharashtra State Board of Secondary and Higher Secondary Education, Tamil Nadu State Board of Secondary Education, and Karnataka Secondary Education Examination Board have been recognized for their consistent performance and student success rates. These boards have demonstrated a commitment to quality education and have produced outstanding academic results over the years.   Difference between CBSE and State Board  Curriculum: CBSE follows a national curriculum established by the Central Board, ensuring uniformity across the country. The curriculum provides a well-rounded education with a focus on core subjects like Mathematics, Science, and English, along with optional subjects. State boards, on the other hand, develop their curriculum independently, incorporating regional requirements and cultural aspects specific to their states. This allows state boards to emphasize local language, literature, and history, providing a deeper understanding of the state's culture and heritage.   Evaluation System: CBSE employs a uniform evaluation system throughout the country, consisting of a standardized marking scheme and grading system. The evaluation process is structured and follows a centralized pattern, with common question papers and a centralized checking process. In contrast, state boards have the flexibility to devise their own assessment methods and grading systems, which may vary from one state to another. State boards often have their own question papers and evaluation processes, allowing them to tailor assessments according to the specific needs and objectives of the state.   Recognition: CBSE is widely recognized across India and is accepted by most universities and colleges nationwide. It provides a broader scope of recognition, making it easier for students to seek admission or employment opportunities in different parts of the country. State board examinations, however, may have limited recognition outside their respective states. This can pose challenges for students who wish to pursue higher education or career prospects outside their home state, as they may be required to undergo additional evaluations or meet specific eligibility criteria.   Teaching Methodology: CBSE places emphasis on interactive and activity-based learning methodologies. The board encourages practical applications of knowledge, critical thinking, and problem-solving skills. State boards, on the other hand, may have different teaching approaches based on their regional context. Some state boards may prioritize rote learning and traditional teaching methods, while others may adopt innovative pedagogical practices. The teaching methodology can influence the student's learning experience and their ability to adapt to different educational environments.   Standardization and Syllabus Updates: CBSE maintains a standardized curriculum and syllabus across all affiliated schools. The board periodically updates its syllabus to align with emerging educational trends, changes in the industry, and advancements in various fields. State boards, however, may have variations in syllabus content and updates. The syllabus revision process in state boards can sometimes be slower, leading to a time lag in incorporating changes and updates.   State boards and CBSE have distinct advantages and considerations. While state boards offer regional relevance and inclusivity, CBSE provides national recognition and a standardized curriculum. Choosing between them depends on individual needs and aspirations, ensuring a well-informed decision for a student's educational journey. 
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Advantages and Disadvantages of the CBSE Board
Education May 21, 2023

Advantages and Disadvantages of the CBSE Board

CBSE board is one of the most preferred education boards in India. This board is extremely popular with most Indian schools and highly prevalent in public schools. If you are a parent who is planning to enroll your child in a CBSE-board school, then here are some advantages and disadvantages of CBSE to weigh your decision.  Advantages and Disadvantages of the CBSE Board  Central Board of Secondary Education (CBSE) is a popular education board in India, which is preferred by many students and parents. However, like any other education board, CBSE also has its own set of advantages and disadvantages. In this article, we will discuss the various advantages and disadvantages of the CBSE board.  Advantages of CBSE Board  Comprehensive Curriculum: The curriculum offered by the CBSE board is designed to cater to the overall development of the students. It emphasizes not only academic knowledge but also encourages the development of critical thinking, problem-solving, and decision-making skills.  Nation-wide Acceptance: The CBSE board is recognized all over India, and the syllabus and examination pattern are uniform across the country. This makes it easier for students to switch schools, cities, or states without any difficulty in adapting to the new education system.  Common Entrance Exams: Most competitive entrance exams for engineering, medicine, and other professional courses are based on the CBSE syllabus. Hence, CBSE students have an edge over students from other boards when it comes to cracking these exams.  Focus on the English Language: CBSE schools place a strong emphasis on the English language, which is important for students looking to pursue higher education or jobs in India or abroad.  Ways to save for child education? Read More Disadvantages of the CBSE Board  Heavy Syllabus: The CBSE syllabus is extensive and can be overwhelming for some students. The board expects students to cover a vast number of topics, which can leave little time for extracurricular activities or pursuing hobbies.  Rote Learning: The CBSE board often focuses on rote learning, which can be a disadvantage for students who prefer a more practical approach to learning.  Limited Choice in Electives: The CBSE board offers limited choice in electives, which can be a disadvantage for students who are interested in pursuing subjects that are not part of the CBSE curriculum.  Limited Scope for Creativity: The CBSE board focuses more on academic achievements, leaving limited scope for students to explore their creative side.  Best child investment plan Read More Additional points to consider for CBSE Board  Emphasis on Science and Math: The CBSE board places a strong emphasis on science and mathematics, which can be an advantage for students interested in pursuing a career in these fields.  Continuity in Education: The CBSE board offers a smooth transition from secondary education to senior secondary education, as the curriculum is designed to build upon the knowledge gained in earlier years.  Teacher Training: The CBSE board provides adequate training to teachers, ensuring that they are equipped to deliver the curriculum effectively. This can be an advantage for students as it ensures quality education.  Limited Regional Language Exposure: The CBSE board offers limited exposure to regional languages, which can be a disadvantage for students who want to learn and explore their native language.  Heavy Reliance on Exams: The CBSE board places a heavy reliance on exams, which can be stressful for students who do not perform well under pressure. The board has been taking steps to reduce the emphasis on exams and promote continuous evaluation.  Lack of Flexibility: The CBSE board follows a rigid syllabus and exam pattern, leaving limited flexibility for schools and teachers to customize the curriculum to meet the needs of students.  Continuous Improvement: The CBSE board is constantly improving its curriculum and examination pattern to keep up with changing educational needs and standards. This ensures that students receive a quality education that is relevant to the current industry needs.  Multiple Assessment Options: The CBSE board has introduced multiple assessment options such as internal assessments, practical, projects, and other forms of continuous evaluation. This helps to reduce the stress and burden of exams on students and promotes holistic learning.  Limited Exposure to Humanities and Social Sciences: The CBSE board places a lesser emphasis on humanities and social sciences, which can be a disadvantage for students interested in pursuing a career in these fields.  Lack of Emphasis on Vocational Education: The CBSE board has limited emphasis on vocational education, which can be a disadvantage for students interested in acquiring practical skills and pursuing vocational careers.  Limited Choice in Language Options: The CBSE board has limited choice in language options, which can be a disadvantage for students who want to learn additional languages other than the ones offered by the board.  CBSE board has its own set of advantages and disadvantages. While the CBSE board offers a comprehensive curriculum and nationwide recognition, it may not be suitable for all students. It's essential to choose an education board that aligns with the student's interests, learning style, and future goals! 
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Affordable Australia Universities
Education April 13, 2024

Affordable Australia Universities

Australia is one of the top destinations for Indian students who wish to study abroad. Its culture, universities, language, and student policies have allowed Indians to settle there and build careers. Fun Fact: In order to study in Australia, students must have $24,505 (₹13 lakhs) in savings to apply for a student visa. This tells us that studying in Australia is not cheap, but by planning, budgeting and finding the most affordable universities in Australia, you can make your dreams a reality. However, the costs of pursuing higher education in Australia can be a major concern and barrier for many students. Fortunately, there are many affordable universities in the country that provide excellent education and a supportive learning environment. https://www.youtube.com/watch?v=MwQWKYxxJ8o https://www.youtube.com/watch?v=AbYbP-HKAd8 Source: EduFund Top 10 Cheapest Universities in Australia 1. University of the Sunshine Coast Located in Queensland, the University of the Sunshine Coast is renowned for its affordable education and commitment to providing high-quality facilities. The university places a strong emphasis on practical learning and industry engagement. They offer a diverse range of undergraduate and postgraduate programs in fields like business, science, education, and health. The annual tuition fee for international students is approximately A$22,000, making it one of the most affordable options available. Moreover, the cost of living in this area is lower than in other Australian cities, further easing the financial burden on students. 2. Charles Sturt University Situated in New South Wales, Charles Sturt University is celebrated for its exceptional teaching and research facilities. With a strong focus on industry-relevant programs and practical learning experiences, the university offers a wide array of undergraduate and postgraduate programs, including business, education, and health-related disciplines. The annual tuition fee for international students is around A$24,000, making it an attractive and affordable choice for higher education. Additionally, the cost of living in this region is relatively low, providing students with a conducive and affordable living environment. Bachelors in Australia Read More 3. Federation University Australia Nestled in Victoria, Federation University Australia stands out as one of the most affordable universities in the country. The university is committed to providing quality education and offers a range of undergraduate and postgraduate programs in various fields, including business, science, education, and health. With an annual tuition fee of approximately A$25,000, international students can pursue their academic goals without breaking the bank. Moreover, the cost of living in this region is relatively affordable, making it an attractive choice for budget-conscious students. 4. Southern Cross University Situated in New South Wales, Southern Cross University is known for its excellent teaching and research facilities. The university prides itself on fostering a supportive and inclusive learning environment for its diverse student population. Offering a range of undergraduate and postgraduate programs in fields such as business, education, and health, the university provides an affordable avenue for international students to pursue higher education. With an annual tuition fee of around A$26,000, students can access quality education without incurring excessive financial burdens. Additionally, the cost of living in this region is relatively low compared to other cities, ensuring students can manage their expenses effectively. How to Finance a Child's Australian Dream? Read More 5. Victoria University Based in Melbourne, Victoria University is recognized as one of the cheapest universities in Australia for international students. The university offers a wide range of undergraduate and postgraduate programs across various disciplines, including business, science, education, and health. With a focus on industry connections and practical learning experiences, Victoria University provides students with valuable skills and knowledge for their future careers. The annual tuition fee for international students is around A$28,000, making it an affordable option. Furthermore, the cost of living in Melbourne, while higher than in some other cities, can be managed with careful budgeting. https://www.youtube.com/watch?v=Ew2MC3RCo68 6. Torrens University Situated in Adelaide, Torrens University is renowned for its excellent teaching and research facilities. The university offers a diverse range of undergraduate and postgraduate programs in fields such as business, education, and health. With a commitment to providing industry-relevant education, Torrens University equips students with the skills and knowledge necessary to thrive in their chosen careers. The annual tuition fee for international students is around A$29,000, making it an affordable option for pursuing higher education in Australia. Additionally, the cost of living in Adelaide is relatively lower than in other cities, allowing students to allocate their resources effectively. 7. Australian Catholic University Located in Sydney, the Australian Catholic University stands out as one of the cheapest universities in Australia for international students. The university offers a range of undergraduate and postgraduate programs across various fields, including business, science, education, and health. With a focus on holistic education and fostering a strong sense of community, the Australian Catholic University provides an enriching learning experience. The annual tuition fee for international students is approximately A$29,000, offering an affordable pathway to higher education. Although the cost of living in Sydney is higher than in some other cities, students can manage their expenses through careful budgeting and availing of available resources. 8. Charles Darwin University Charles Darwin University, situated in Darwin, offers outstanding education and research facilities. The university provides a diverse range of undergraduate and postgraduate programs in numerous fields, including business, education, and health. With a strong emphasis on practical learning and industry engagement, Charles Darwin University prepares students for successful careers in their respective fields. The tuition fee for international students is around A$30,000 per year, and the cost of living in Darwin is relatively lower compared to other Australian cities, allowing students to stretch their budget effectively. 9. James Cook University Situated in Queensland, James Cook University is known for its affordability and commitment to international students. With a strong focus on research and tropical expertise, the university offers a range of undergraduate and postgraduate programs across various fields, including business, science, education, and health. The annual tuition fee for international students is around A$30,000, making it an attractive option for those seeking affordable education. Moreover, the cost of living in this region is notably lower than in other cities, allowing students to manage their finances efficiently. 10. Western Sydney University Located in Sydney, Western Sydney University is recognized for its excellent teaching and research facilities. The university offers a range of undergraduate and postgraduate programs across various fields, including business, education, and health. With a strong emphasis on practical learning and industry connections, Western Sydney University equips students with valuable skills and knowledge for their future careers. The annual tuition fee for international students is around A$31,000, providing an affordable option for higher education. Furthermore, the cost of living in Western Sydney is relatively affordable, allowing students to make the most of their educational journey without compromising their financial stability. While the expenses of higher education in Australia can be a concern for several students, the universities mentioned above are some of the cheapest options in Australia, providing a wide range of programs across various disciplines. Want to save for your child's Australian Dreams? Start Investing! Affordable Universities in Australia for Undergraduate Programs By considering these options, students can choose affordable universities without compromising the quality of their education. Here are some Australian universities known for being easier on the wallet (tuition fees mentioned are yearly estimates in Indian Rupees): University of Southern Queensland (USQ): USQ offers bachelor's degrees starting around ₹3.3 Lakhs and postgraduate programs around ₹3.6 Lakhs. University of the Sunshine Coast: This university boasts bachelor's programs starting at ₹18 Lakhs and Master's programs at around ₹18 Lakhs. Edith Cowan University (ECU): ECU is known for its budget-friendly Master's programs, some starting as low as ₹13.2 Lakhs. Charles Darwin University: Explore the unique landscape of Australia while studying at Charles Darwin, with undergraduate programs starting at ₹19 Lakhs. Charles Sturt University: This university offers a good range of affordable programs, with Bachelor's degrees starting at ₹16.8 Lakhs. Beyond Tuition Fees: The Cost of Living in Australia While tuition fees are a significant factor, remember to factor in living expenses: Accommodation: On-campus housing or shared apartments are budget-friendly options, ranging from ₹30,000 to ₹50,000 per month. Food: Groceries and eating out can vary depending on your preferences. Expect to spend around ₹20,000 to ₹30,000 per month on food. Transport: Public transport can be expensive in major cities. Consider purchasing a student travel pass for concessions. Budget around ₹8,000 to ₹12,000 per month. Visa and Overseas Health Cover (OHC): Factor in the cost of your student visa application (around ₹14,000) and Overseas Health Cover (mandatory for international students - costs vary depending on the provider). Finding the Right Fit While affordability is important, remember to choose a university that aligns with your academic goals and interests. Research programs, faculty expertise, and campus life to ensure a well-rounded educational experience. Planning Makes Perfect! Start researching scholarships and financial aid options well in advance to ease the financial burden. Many universities offer merit-based scholarships and work-study programs for international students. Studying in Australia can be an enriching and life-changing experience. With careful planning and these tips on affordable universities, you can turn your dream into reality! FAQs What are some of the affordable Australian universities for Indian students? University of the Sunshine Coast (A$22,000), Charles Sturt University (A$24,000), Federation University Australia (A$25,000). What's the cost of studying at the University of Sunshine Coast, Australia? The annual tuition fee for international students is approximately A$22,000, making it one of the most affordable options available.
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Affordable degrees with high ROI
Education July 22, 2023

Affordable degrees with high ROI

Getting a degree is a necessity for success in today's extremely competitive work market. However, for many people who want to pursue their aspirations, soaring college fees have turned into a serious hurdle. The good news is that degrees with a high return on investment (ROI) are still accessible and reasonably priced.  These degrees provide a valuable opportunity for students to gain the knowledge and skills necessary for lucrative careers without burdening themselves with excessive student loan debt. In this blog post, we will explore some of the most affordable degrees with high ROI, enabling individuals to make informed decisions about their educational and financial futures. What does ROI mean? ROI is a metric used to compare a financial advantage, such as an annual income, to the investment made to obtain that benefit, such as college tuition. When you make back more money than you spent, you have a positive ROI. For instance, it's crucial for medical students to locate employment that will allow them to repay their $200,000(INR 1.64 cr) in school debt and make enough money to maintain themselves. Lucrative employment offers them a great return on their educational investment. Degrees with high ROI Abroad? Read More Affordable Degrees | Optimize Your ROI 1. Computer Science and Information Technology The demand for experts in computer science and information technology is rising as a result of the quick development of technology. Earning a degree in this area of study might open up lucrative job options. Programs in computer science and information technology are available online and in many accessible universities and colleges. These programs frequently include practical experience, internships, and links to the business, all of which considerably improve graduates' employability. Graduates with a degree in computer science can expect average salaries ranging from $65,000 to $120,000 (INR 53.3 to 98.4 lakhs)  per year, depending on factors such as specialization and location. 2. Nursing and Healthcare Nursing and healthcare degrees are widely sought after since the global healthcare business is one of the fastest-growing industries. Numerous respectable universities provide reasonably priced associate's and bachelor's degree nursing programs. Nursing graduates frequently land in highly sought-after, lucrative careers, making this degree a great financial investment. A job in healthcare also offers the chance to improve people's lives, which adds to its inherent rewards. Nurses with a bachelor's degree can earn average salaries between $60,000 (INR 49.2 Lakhs) and $100,000 (INR 82 Lakhs) per year, depending on their location and level of experience. https://www.youtube.com/watch?v=q5JdCRkgcT8 3. Engineering Mechanical, civil, electrical, and aerospace engineering degrees routinely rank among the most cost-effective degrees with the highest ROI. Many businesses, including manufacturing, construction, and technology, are in need of engineering graduates. These courses often give students a strong foundation in science, math, and problem-solving techniques. Additionally, university-sponsored engineering co-ops and internships enable students to network with future employers while gaining real-world experience. Although this degree typically requires a higher upfront investment, graduates can enjoy high earning potential, with average salaries ranging from $90,000 to $150,000 (INR 73.8 to 1.2 cr) per year. 5 Degrees that provide better ROI Abroad than in India Read More 4. Business Administration and Management A degree in business administration or management opens doors to a wide range of career paths and can be obtained at affordable institutions. These programs equip students with essential skills in leadership, finance, marketing, and entrepreneurship. Graduates often find employment in various industries, such as finance, consulting, and marketing. Moreover, pursuing an affordable business degree can also serve as a stepping stone for aspiring entrepreneurs, providing them with the knowledge and network necessary to start their own successful ventures. Professionals in this field can earn average salaries between $60,000 (INR 49.2 Lakhs) and $120,000* (INR 94.8 Lakhs) per year, depending on their role and experience. 5. Renewable Energy and Environmental Science Degrees in environmental science and renewable energy have become increasingly important as the globe concentrates on sustainability and tackling climate change. Numerous colleges provide reasonably priced courses in environmental sciences, environmental engineering, and renewable energy. Graduates in this sector can benefit from great employment possibilities while also helping to create a more sustainable future. Professionals in this sector should anticipate competitive remuneration and long-term job security as a result of the growing need for renewable energy solutions. Professionals in the field of environmental science can earn average salaries between $50,000 (INR 41 Lakhs) and $80,000 (INR 65.6 Lakhs) per year, depending on their specific role and industry. Research respected universities that provide top-notch programs and have a history of turning out successful graduates while looking for cheap degrees. Scholarships and other forms of financial assistance can also lessen the cost of attending college. The secret is to select a degree that fits your hobbies and interests while also taking the cost into account. You may open up a world of options and start along a path to professional and financial success by making an informed choice and making a judicious investment in a degree that is cheap and has a good return on investment.
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