Set up in 1993 with ICICI Bank and Prudential Plc as partners, ICICI Prudential Mutual Fund is one of India’s largest Asset Management Companies.
It is one of the oldest and most profitable Mutual Funds. Most of AMC’s offerings are rated as “AAA mfs”, indicating high confidence and reliability.
ICICI Prudential Mutual Fund is headquartered in Mumbai and provides a wide array of funds designed to fit every socioeconomic bracket. As of 31 March 2022, it manages assets worth over Rs. 4.6 Lakh Crore.
| Funds | Category | Riskometer | Rating | Launch | AUM (Rs Cr) | Expense Ratio (%) | 1Y Return (%) |
| ICICI Prudential Corporate Bond Fund | Corporate Bond | Low to Moderate | 4 | 2013-01-01 | 16440 | 0.30 | 5.40 |
| ICICI Prudential All Seasons Bond Fund | Dynamic Bond | Moderate | 5 | 2013-01-01 | 6264 | 0.62 | 6.19 |
| ICICI Prudential Gilt Fund | Gilt | Low to Moderate | 5 | 2013-01-01 | 2601 | 0.56 | 6.01 |
| ICICI Prudential Savings Fund | Low Duration | Low to Moderate | 2 | 2013-01-01 | 20658 | 0.40 | 4.72 |
| ICICI Prudential Liquid Fund | Liquid | Moderate | 2 | 2013-01-01 | 40973 | 0.20 | 5.08 |
| ICICI Prudential Long-Term Bond Fund | Long Duration | Moderate | — | 2013-01-01 | 588 | 1.48 | 3.98 |
| ICICI Prudential Medium Term Bond Fund | Medium Duration | Moderately High | 4 | 2013-01-01 | 6255 | 0.77 | 5.54 |
| ICICI Prudential Long Term Equity Fund (Tax Saving) | ELSS | Very High | 4 | 2013-01-01 | 10241 | 1.18 | 1.72 |
| ICICI Prudential Focused Equity Fund | Flexi Cap | Very High | 4 | 2013-01-01 | 3956 | 0.59 | 6.60 |
| ICICI Prudential Technology Fund | Sectoral | Very High | — | 2013-01-01 | 8794 | 0.89 | -9.82 |
| ICICI Prudential Bluechip Fund | Large Cap | Very High | 4 | 2013-01-01 | 35049 | 1.07 | 5.27 |
| ICICI Prudential Nifty 50 Index Fund | Large Cap | Very High | 3 | 2013-01-01 | 3927 | 0.17 | 3.90 |
| ICICI Prudential Midcap Fund | Mid Cap | Very High | 3 | 2013-01-01 | 3666 | 1.16 | 4.83 |
| ICICI Prudential Smallcap Fund | Small Cap | Very High | 4 | 2013-01-01 | 4599 | 0.81 | 7.04 |
| ICICI Prudential Value Discovery Fund | Value | Very High | 4 | 2013-01-01 | 27515 | 1.22 | 11.95 |
| ICICI Prudential Equity & Debt Fund | Aggressive Hybrid | Very High | 5 | 2013-01-01 | 21282 | 1.20 | 8.56 |
| ICICI Prudential Regular Savings Fund | Conservative Hybrid | Moderately High | 5 | 2013-01-01 | 3291 | 0.99 | 5.28 |
| ICICI Prudential Balanced Advantage Fund | Dynamic Asset Allocation | Moderately High | 4 | 2013-01-01 | 44634 | 0.91 | 7.50 |
| ICICI Prudential Multi-Asset Fund | Multi-Asset Allocation | Very High | 4 | 2013-01-01 | 15770 | 1.15 | 13.34 |
1. ICICI Prudential Corporate Bond Fund
- About the Fund
The fund invests in quality corporate bonds rated AA+ or above in order to achieve the objective of regular income and short-term savings.
- Who should invest?
Investors who have moderate experience in the debt market understands that corporate bond comes with a risk.
2. ICICI Prudential All Seasons Bond Fund
- About the Fund
The fund invests in bonds and money market instruments of different ratings and maturity with an aim to generate income while maintaining the optimum balance of yield, safety, and liquidity.
- Who should invest?
An investor who recognizes investing in longer-duration debt securities could generate higher returns but comes with higher interest rate risk.
3. ICICI Prudential Gilt Fund
- About the Fund
The fund seeks to generate income primarily through investment in Gilts of various maturities.
- Who should invest?
Investors looking to invest in government securities across maturity.
4. ICICI Prudential Savings Fund
- About the Fund
The fund seeks to generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield, safety, and liquidity.
- Who should invest?
Investors with a low tolerance for risk and looking to park money as a short-term saving may need to withdraw anytime.
5. ICICI Prudential Liquid Fund
- About the Fund
The fund invests in quality corporate bonds & money market instruments with low to medium duration. The securities include AA+ rated ensuring high safety and liquidity.
- Who should invest?
Investors who are new to the debt market are looking for stability in growth, the safety of funds, and high accessibility.
6. ICICI Prudential Long-Term Bond Fund
- About the Fund
The fund invests to generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield, safety, and liquidity.
- Who should invest?
Investors looking to take exposure in debt funds and remain invested for the long term with the objective of wealth creation by capital protection.
7. ICICI Prudential Medium Term Bond Fund
- About the Fund
The fund invests in high-quality debt securities, primarily AAA-rated corporate bonds & sovereign (government) bonds. The instruments primarily have a 1–3-year duration.
- Who should invest?
Investors with a very low tolerance for risk and looking to park money for a very short period of time & may need to withdraw suddenly.
8. ICICI Prudential Long Term Equity Fund (Tax Saving)
- About the Fund
The fund invests in equity and equity-related securities across sectors and market capitalization. The fund provides tax deductions up to Rs 1.5 lakh annually under Sec 80C of the Income Tax Act 1961.
- Who should invest?
An investor with a relatively high-risk appetite and looking to get income tax benefits.
9. ICICI Prudential Focused Equity Fund
- About the Fund
The fund invests over 95% in domestic equities of which more than 65% is in large-cap names with the remainder in mid and small-cap segments. The fund has a concentrated portfolio of not more than 30 stocks.
- Who should invest?
Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds
10. ICICI Prudential Technology Fund
- About the Fund
The fund invests in equity and equity-related securities of the Information Technology sector and across market capitalization (company size).
- Who should invest?
An investor who is looking to take sectoral bets and are looking to add companies of the IT sector to their portfolio. The investor should have the patience & mental resilience to remain invested for a decade or more.
11. ICICI Prudential Bluechip Fund
- About the Fund
The fund invests in equity and equity-related securities of large companies which are undervalued and tend to offer healthy growth over the long term.
- Who should invest?
An investor who is relatively new to the equity market and is happy with the market returns. The investor should have the patience & mental resilience to remain invested for a decade or more.
12. ICICI Prudential Nifty 50 Index Fund
- About the Fund
The fund is an index fund that replicates the Nifty 50 TR Index by investing in the same stocks and the same proportion. The portfolio is rebalanced semi-annually to adjust for any stock additions or subtractions to the Index.
- Who should invest?
An investor who is relatively new to the equity market and is happy with the market returns. The investor should have the patience & mental resilience to remain invested for a decade or more.
13. ICICI Prudential Midcap Fund
- About the Fund
The fund invests in mid-sized companies that have the potential to become really big. It looks for durable businesses with strong financial metrics. The mid-sized tends to offer higher growth potential than larger companies and thus comes with relatively higher risk than large-cap but lower risk than smaller-sized companies.
- Who should invest?
An investor with a well-set core portfolio & looking to tactically allocate 10-15% of your overall portfolio to very high-risk opportunities. The investors should have patience & mental resilience to remain invested for a decade or more.
14. ICICI Prudential Smallcap Fund
- About the Fund
The fund invests in some of the smallest, fastest growing & innovative Indian companies. It considers companies with strong business models in high-growth sectors and efficient management teams focused on utilizing resources wisely to unlock high-growth potential.
- Who should invest?
An investor with a well-set core portfolio & looking to tactically allocate 10-15% of your overall portfolio to very high-risk opportunities. The investors should have patience & mental resilience to remain invested for a decade or more.
15. ICICI Prudential Value Discovery Fund
- About the Fund
The fund seeks to generate returns through a combination of dividend income and capital appreciation by investing primarily in a well-diversified portfolio of a value stock.
- Who should invest?
An investor who is relatively new to the equity market and is happy with the market returns. The investor should have the patience & mental resilience to remain invested for a decade or more.
16. ICICI Prudential Equity & Debt Fund
- About the Fund
The fund is an open-ended hybrid scheme investing predominantly in equity and equity-related instruments. The fund’s aim is to generate long-term capital appreciation and current income from a portfolio that is invested in equity and equity-related securities as well as in fixed-income securities.
- Who should invest?
Suitable for investors who are seeking long-term wealth creation
17. ICICI Prudential Regular Savings Fund
- About the Fund
The fund invests in a mix of debt & equity instruments. The debt component accounts for 75% of allocation and aims to reduce the impact of market fluctuations.
The balance is invested in equity which tends to provide higher returns. The debt portion is generally invested in highly rated debt instruments with different maturity profiles and the equity portion is well diversified across sectors and sizes.
- Who should invest
Investors looking to generate a steady potential income & are not chasing high returns.
18. ICICI Prudential Balanced Advantage Fund
- About the Fund
The fund is an open-ended dynamic asset allocation fund and aims to provide capital appreciation/income by investing in equity and equity-related instruments including derivatives and debt and money market instruments.
The fund responds to changing market conditions & adjusts the equity-debt balance dynamically. As the market starts rising & stock valuations turn frothy, it reduces equity exposure & when markets fall, it looks to increase equity exposure
- Who should invest?
Suitable for investors who are seeking long-term capital appreciation and or regular income. The fund is ideal for investors looking to generate a steady potential income & are okay not chasing high returns.
19. ICICI Prudential Multi-Asset Fund
- About the Fund
The fund invests in Equity, Debt and Exchange Traded Commodity Derivatives/units of Gold ETFs/units of REITs & InvITs/Preference shares.
- The fund seeks to generate capital appreciation for investors by investing predominantly in equity and equity-related instruments and income by investing across other asset classes.
- Who should invest?
Suitable for investors who are seeking long-term wealth creation.
