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There is an ongoing debate on the topic of debt mutual funds vs FD to determine which is the better savings option. The normal mentality of a common person has been to invest in FDs as it is convenient and safe with fixed returns, but with time the thought process has shifted in favor of debt mutual funds as they offer good returns compared to FDs.  Let us discuss the topic in detail depending on different parameters to understand the best possible option from the investor’s viewpoint. https://www.youtube.com/watch?v=v4gmR-U_vHA Differences between debt mutual funds vs FD 1. Capital protection In terms of capital protection FDs have an advantage over debt mutual funds. According to the RBI directive, a bank depositor has a protection cover of a maximum of 5 lakh for both principal and interest in case the bank fails. If the depositor has FDs in different banks, then the protection cover will apply to all the banks separately.  Debt funds do not include capital protection as the investors are faced with credit risk and interest rate risk.  2. Safest Instruments FDs are the safest instruments for investible surplus as they are protected by RBI guidelines. In contrast, debt mutual funds are subjected to market risk as the underlying securities are exposed to market fluctuations and capital erosion.  3. Interest rates and returns The interest rates of FDs remain fixed until their maturity date, irrespective of any changes in the rate over that period. The expected return of the investment thus remains the same as before. Suppose an investor has opened an FD for two years at 6% per annum, then the rate will remain fixed throughout the whole tenure even if the bank has increased or decreased the rate in the interim period, and they will be paid the same amount of money which was calculated at the start of the investment.  In the case of debt mutual funds, the returns depend on interest income and capital gains from the underlying securities.  4. Rate of returns  In the case of debt mutual funds vs FDs, the estimated rate of returns for debt mutual funds is generally 7% - 9% and for FDs is an estimated 5% to 8%. Although FDs have a fixed return and debt, mutual funds do not come with assured returns.  5. Short-term holding period The average rate of return of FDs is considered better than that of debt funds in the short haul as the former manages to outperform the latter.  6. Long-term holding period When the holding period is long-term, then it is better to invest in debt mutual funds than FDs. Even if the interest rates do not fall within that period, the corporate bond funds would easily beat the FDs in the same period.  7. Inflation-adjusted returns In debt mutual funds vs FDs, the FDs usually have low inflation-adjusted returns, whereas the debt mutual funds show potential for high inflation-adjusted returns.  8. Dividend option There is no dividend option on FDs, whereas the answer is yes for debt mutual funds.  9. Taxation The taxation on debt mutual funds is lower than the fixed deposits. Despite the TDS deductions by the bank, the interest income from FDs is included in annual income and taxed according to a person’s tax slab.  In debt funds, the returns on investment within 3 years are treated as short-term capital gains. It is included in annual income and taxed according to the individual’s tax slab. The returns on investments after three years are treated as long-term capital gains and are taxed at 20% with indexation benefits.  10. Premature withdrawal In debt mutual funds, premature withdrawal is allowed with exit load/no load, whereas in FDs, it is allowed with a penalty.  Banks generally levy a penalty of 1% on premature withdrawal of FDs, and the amount is deducted from the effective rate of interest. In debt funds, except for the fixed maturity plan, which restricts redemption, all the other funds are allowed withdrawal by paying a minimum amount of exit load.  11. Cost of investment The banks do not charge a fee for opening or maintaining an FD account. On the other hand, mutual fund houses charge multiple fees like commissions, management fees, legal fees, etc., for operating the debt funds.  https://www.youtube.com/watch?v=7hXeSyWLiZ4 Conclusion If you want to know who is the winner in debt mutual funds vs FDs, then both have advantages and disadvantages. FDs have the upper hand in terms of capital protection, safe investments, income certainty, and investment cost compared to debt mutual funds. In comparison, debt mutual funds are better options in terms of premature withdrawal, dividend options, long-term investments, taxation, and rate of return. Consult an expert advisor to get the right plan TALK TO AN EXPERT

Parents now need to plan their children's higher education far in advance due to the rise in education costs in India as well as abroad. It would be a risk to rely solely on student loans to obtain the necessary money for your child's higher education. In this blog, we will discuss everything about higher education savings funds and why India needs a higher education savings fund. https://www.youtube.com/watch?v=uYlrsx9_yog&t=1s What is a higher education savings Fund? A higher education savings fund is an investment vehicle that aids in building up funds for educational costs and offers tax-free withdrawals for certain higher education expenses. Tuition, books, equipment, and other significant costs are all permitted. Why does India need a higher education savings fund? There are numerous benefits for Indians who are planning to invest in a higher education savings fund. Mentioned below are a few of them: Parents have the convenience of saving for their child's education in one place with a higher education savings fund. Parents or investors don't need to consider how much of the fund should be allocated to debt or equity because the fund will do it on its own. Because it is an automatic investment, the specified sum is invested responsibly. The account is entirely in the parent's control. Subject to some limitations, close relatives may also contribute to the account in the form of gifts Problems faced while investing in education savings funds The parents do face some common problems while investing in their kid's education, as it is difficult to figure out how much to save for a child's higher education. The following are some of the challenges Indian parents have while setting up a higher education savings fund: Most parents are not aware of higher education savings funds, so they end up making unorganized plans for their investments and savings, which usually don't work out. You can always get in touch with our experts at EduFund to know how to invest your money and fulfill the dreams of your kids. Some parents fail to keep track or are not aware of the inflation rates. Thus they end up estimating a lower amount of money their child would need to spend on their higher education. It can be challenging for many parents to establish and keep track of investments over a lengthy period, making it tough to save enough money for children's higher education How to invest in higher education savings fund in India The Sukanya Samraddhi Scheme, mutual funds, and children's insurance policies from insurance firms are the most popular investment options in India for your child's higher education. The government's Save the Girl Child, Teach the Girl Child (Beti Bachao, Beti Padhao) campaign included the introduction of the Sukanya Samraddhi Scheme, a deposit scheme for young girls. A Sukanya Samriddhi Yojana account can be opened as soon as a girl is born, up till the age of 10. Any post office or authorized commercial bank branch may open one. It remains operational until the girl decides to get married or until 21 years have passed since the account was first created. When she reaches maturity, you can withdraw half of the balance to use for her higher education. Because the majority of the policies have risk elements attached to them, it can be challenging for investors to select the optimal type of investment. Below we have mentioned the top mutual fund schemes in India for education savings. Top mutual fund schemes in India for education savings NameIdeal forTata Young Citizens' FundInvestors seeking a balanced strategy to saving while thinking ahead for their children's requirements.SBI Magnum Children's Benefit FundPeople who want to meet their children's future financial demands by finding long-term capital growth as well as steady employmentHDFC Children's Gift FundInvestors who desire long-term financial growth in addition to a stable income to provide for their children's needsAxis Children's Gift FundLong-term capital growth is what investors need in order to meet their children's financial demands in the future. In addition, when it comes to educational costs, investors should not consider factors like growing inflation rates. India is in desperate need of an investment vehicle like the National Pension Scheme NPS to garner funds for meeting Higher Education Expenses.  The fund for higher education savings should be of low cost to many pension fund managers  and offer different investment plans. In order to encourage parents to save for their children's higher education, the Indian government should offer certain tax incentives on withdrawals. You may speak with financial experts at EduFund if you're unsure about where or how to invest. By using EduFund to invest your money, you can support the dreams of your kids. Install the EduFund app on your device to book a free consultation call with the experts. Consult an expert advisor to get the right plan TALK TO AN EXPERT

Equity-linked savings schemes are the best options for parents whose investment objective is securing money for their child’s higher education. The best ELSS funds offer both stable and good returns and are preferred over other schemes due to their ability to beat education inflation and achieve higher returns in the long-term period.  Higher education has become very expensive and adding to it is the high rate of education inflation, which currently stands at 10% - 11%.  It is a painful situation for parents who want to give their children the best possible education for meeting their desired goals.  The solution is a tax-saving mutual fund also known as ELSS funds, which primarily invests in only equity and related instruments to generate the highest possible returns. These are extremely beneficial as they offer a unique combination of tax benefits and equity-linked market returns. What is an ELSS Fund? https://www.youtube.com/shorts/yFM2b8-Zd60 ELSS funds in the market for 2022 Some of the best ELSS funds based on their upside potential are Features of ELSS funds for a child’s higher education Lock-in period of 3 years. Can make 100% investment in equity instruments. Tax benefits under Section 80C of the Income Tax Act, 1961.  The expense ratio is a maximum of 2.5% which can be further reduced via direct investment from the fund house.  The ELSS fund provides capital appreciation. https://www.youtube.com/shorts/3-JVg9rhDbM Benefits of investing in ELSS funds for a child’s higher education 1. High returns ELSS funds generally offer a return of 13% - 15% if it is held for 12 – 15 years. The high returns are a boon for parents who have started investing for the primary purpose of their child’s higher education.  2. Tax Saving Parents who are looking at the best ELSS funds for investing in their child’s higher education find it beneficial as it serves the two-fold purpose of saving taxes and creating wealth. INR 1.5 lakh in such schemes is eligible for tax exemption. 3. Disciplined investment The ELSS funds have a minimum lock-in period of 3 years and this helps the fund managers to avoid the pressure of a bear market.  4. Uniformed investment As the cash for the ELSS funds is received from a large number of salaried professionals via SIP, it creates a uniform pattern of investment.  5. Professional management The ELSS funds are managed by experienced professionals who are dedicated to staying relevant even during changing economic and market conditions.  The investment counselors and wealth coach at the Edufund App offer professional services to interested parents in creating and managing a personalized financial plan through tax-saving ELSS funds that will pay effectively for their child’s higher education. The scientific fund tracker at their disposal is a key tool that can screen more than 1 lakh data points and 400+ financial scenarios to recommend the best ELSS fund that will prove beneficial for a child’s higher education.  6. Low investment The best part of investing in an ELSS fund is that parents can invest as low as INR 500 in SIP and INR 5000 as a lumpsum investment. This gives them the flexibility to adjust according to their pockets.   7. SIP option ELSS funds allow parents to invest via SIP and reap the benefits of investing small amounts at regular intervals.  8. The power of compounding ELSS funds are the best investment opportunity as they help parents to earn via their principal amount and also on the returns generated from that investment through the power of compounding.  9. Diversified portfolio Best ELSS funds are spread across several industries and market capitalizations. An investment in such schemes gives access to a diversified portfolio at a nominal expense.  10. Distribution of market risks A diversified portfolio of ELSS funds distributes the market risk and helps parents earn high returns for their child’s higher education. Conclusion The reason for choosing the best ELSS funds for a child’s higher education is to meet the financial objectives of an education plan. The schemes provide capital appreciation and tax benefits so that the money can be used to fulfill the purpose of giving a child the higher education he deserves. Consult an expert advisor to get the right plan TALK TO AN EXPERT

Wondering what is the cost of sending your child to Ireland? You are in the right place, here is a breakdown of what it costs to send your child to one of the most affordable destinations in Europe! Get a loan for your higher education in Ireland at 9.85% https://www.youtube.com/watch?v=fufyFB9aMQI Average tuition fees of universities  The students of Ireland get completely free bachelor’s degrees according to the scheme put forward by the government. All the costs are covered by the Higher Education Authority. All international students (both EU/EEA and non-EU/EEA citizens) have to pay a student contribution fee of a maximum of 3,000 EUR/year for student services, like examination entries and support for clubs and societies. The fee varies from one university to another, and it can change every year. Let’s see some of the tuition fees of different universities in Ireland.  Trinity College Dublin: Rs 6,00,000 per annum  University College Dublin: Rs 5,35,000 per annum  Royal College of Surgeon in Ireland: Rs 6,39,000 per annum  National University of Ireland, Galway: Rs 4,79,000 per annum The most affordable universities in Ireland are as follows:  University College Cork  Cork Institute of Technology  St. Patrick’s College  Dublin Business School  University College Dublin  University of Limerick  Maynooth University  Additional read: Cost of education in Singapore Cost of living in Ireland  The costs of living in Ireland are a bit higher than the average for the European area; you should expect to spend anywhere between 550 - 1,000 EUR/month.  Average costs of living in Irish cities (including accommodation costs):  Dublin: Rs. 87,881 to Rs. 1,43,827  Cork: Rs. 68,717 to Rs. 1,11,860  Galway: Rs. 72,000 approximately  This is a monthly cost of living expense which may differ based on your child’s budget, city, and spending habits.      Higher education institutions offer accommodation in student residence halls, which usually costs above the European average of 200 - 300 EUR. It is often difficult to find a place because the number of places is limited, and the demand is high. Apart from residence halls, you can rent/share an apartment or choose to live with an Irish family.  The average accommodation prices for students in Ireland are:  Students Living Alone: Rs 71,990 per month  Students Living with Flatmates: Rs 43,936 per month  Students Living on Campus: Rs 51,927 per month  Find out the current and future cost of studying in Ireland using the College cost calculator Studying abroad can be an expensive affair, but thankfully, Ireland is one destination where quality education is available at tuition rates lower than many other countries. The duration of graduation courses is mostly 12 months unlike the 16-24 months duration of programs in other countries. So, as a student from India, it makes for a very desirable place to study, with innumerable growth opportunities.    If your child is planning to study abroad, then ensure that you consider expenses like accommodation, food, health coverage, and travel along with their tuition fee when calculating the estimated cost of studying in Ireland. This will help you plan your budget more effectively and create a good education corpus when the time comes Consult an expert advisor to get the right plan TALK TO AN EXPERT

If you have asked yourself how to find a financial advisor for financial planning then you are on the right path! Managing your finances is tough; there are taxes to consider, investments to make, and assets to maintain. And, a financial advisor can help you plan a sustainable financial map for your future and unique goals.   Investing and maximizing the value of your wealth is the ultimate goal. Every individual must take care of his or her finances to have a safe and comfortable retirement. Financial advisors can help you with a retirement plan and on how to achieve financial goals like buying a house, or car, financing your child’s education, and the best asset classes to invest in. Things to know before finding financial advisor for financial planning https://www.youtube.com/watch?v=uYlrsx9_yog&t=1s Services offered by advisors and planners  According to a survey conducted by the National Association of Financial Planners, it has been estimated that only 30% of investors have a paid financial advisor. Moreover, 57% of the total number of people prefer managing their own money. Also, 95% of people who have opted for financial advisors believe that it was a good decision to invest in them.   While evaluating a financial advisor, make sure that you got through the kinds of services and plans that they offer. It will be extremely helpful to manage all of your finances and financial habits about it. Reasons to seek financial advice  A financial advisor can help you manage your money better. For example, perhaps you just received a considerable sum of money from a relative who died or a windfall from the state lottery. Financial advisors can help you manage this money, and suggest some tax-saving investments to secure your funds and grow your wealth.   Financial advisors can help you meet different goals. For example, if you are blessed with a baby and you want to ensure that his or her future is completely secured, you would want to start saving and investing for him or her. Whether it’s buying a bigger house for your child or building an education corpus, financial advisors can create a feasible plan to help you meet those needs.   The approach to investing at or during retirement is different from that of a young worker. As you near retirement, your risk tolerance level will change, and your investing style should change as well. Discuss what you want to do in your retirement, where you want to settle, and the future costs of living with your advisor Additional read: Importance of an optimistic mindset in mutual funds investments Investment management  Financial planners or advisors are those people who help individuals and businesses to create a proper investment plan that helps them meet their agenda and goals. For example, if you are looking for help in creating a savings plan for yourself, preparing investment strategies for your portfolio, paying off debts, and so on, a financial advisor could be of great help. You can go for reputed or startup firms with professionals who have the proper knowledge and understanding of finance. These firms have individuals and teams who can be extremely helpful.  Additional read: Investment strategies in a volatile market Understand the compensation of financial advisors  There are multiple ways that financial advisors can choose to charge for their services. Financial advisors focus on the most objective and unbiased thing which is their fee. To hire a financial advisor who suits your needs, you should be knowing all the ways through which you can pay the financial advisor.   There are broadly two ways of compensation which are fee-only and non-fee only. As we can understand from the term, the fee-only advisor sticks to charging a fee for their work whereas the non-fee advisors go for other kickbacks and incentives for their services.   Financial advisors can help you understand your goals better and align your expenses to achieve them. Consult an expert advisor to get the right plan TALK TO AN EXPERT

HDFC Asset Management Company Ltd. (HDFC AMC) is one of India's largest mutual fund companies. It is among one of the most profitable asset management companies (AMC) in the country. The company manages assets of over Rs. 4.8 Lakh crores (excluding domestic fund of funds) as of 30th June 2023. https://www.youtube.com/watch?v=qy_EsYNTJU4 HDFC Multi-Asset Fund Investment Objective The objective of the Scheme is to generate long-term capital appreciation/income by investing in a diversified portfolio of equity & equity-related instruments, debt & money market instruments, and gold-related instruments. Investment Strategy Equity - The Fund follows a model whereby equity allocation is decided by factors such as TTM P/E, 1 Year Forward P/E, TTM PB, Earnings Yield/ G-Sec Yield, etc., with monthly rebalancing. Arbitrage - The Fund seeks to generate income through arbitrage opportunities. The arbitrage allocation ensures the fund is equity-oriented. Arbitrage allocation reduces the impact of equity drawdown. Debt - The Fund seeks to generate income by investing in debt securities based on credit quality, liquidity, interest rate, and outlook. Portfolio Composition The fund holds 54.07% equity, 13.29% debt, 13% commodities, 3.31% real estate, and 16.8% in Cash and cash equivalents. The significant sectoral exposure is to Financials, which account for over 16.68% of the equity portfolio. The top five sectors hold more than 34% of the equity portfolio. Date: 31st July 2023 Source: Value Research HDFC SIP Calculator Top 5 Holdings for HDFC Multi-Asset Fund NameWeightage %HDFC Gold ETF12.76%HDFC Bank6.26%ICICI Bank4.29%Axis Bank4.2%Bharti Airtel2.26%Date: 31st July 2023 Source: Value Research Invest in HDFC Mutual Fund Fund Managers for HDFC Multi-Asset Fund Currently, the HDFC Multi-Asset Fund is managed by the following fund managers. Mr Bhagyesh Kagalkar (Since 2nd February 2022): Collectively over 28 years of experience in Equity Research, investments, and Finance. Mr Srinivasan Ramamurthy (Since 13th January 2022): Collectively over 15 years of experience in equity research and fund management. Mr Anil Bamboli (Since 17th August 2005): Collectively over 28 years of experience in Equity Research, investments, and Finance Mr Arun Agarwal (Since 24 August 2020): Collectively over 23 years of experience in equity, debt, and derivative dealing, fund management, internal audit, and treasury operations. Mr Nirman Morakhia (Since 15th February 2023): Fund Manager and Dealer – Equities. Mr Priya Ranjan (Since 15th February 2023): Collectively, over 15 years of experience. Senior Equity Analyst and Fund Manager for Overseas Investments. Who Should Invest in HDFC Multi-Asset Fund? Investors looking to diversify their portfolio by gaining exposure to an actively managed portfolio across a variety of asset classes (like equity, gold, debt, etc.) under a single unified scheme may consider multi-asset allocation funds as a good option. However, investors should remain invested long-term to witness wealth creation. Past Performance of Regular Plan as of 31st July 2023. Full Name1Y3Y5Y10YSince InceptionHDFC Multi-Asset Fund (%)1416.0911.2911.179.89Benchmark Returns (%)14.1116.3812.4412.66NAAdditional Benchmark Returns (%)16.1822.7113.0214.5113.83 Conclusion The HDFC Multi-Asset Fund has been in existence for nearly two decades. It provides an opportunity to invest across various asset classes with the benefit of true diversification. So, investors looking to diversify their investments across various asset classes can consider this fund. DisclaimerThis is not recommendation advice. All information in this blog is for educational purposes only.

Blue-chip stocks are considered the safest equity investment because of their operations and market dominance. Give it a read if you want to know more about some blue-chip stocks. What are blue chip companies? Companies with more than Rs 50,000 crore in market capitalization possess solid fundamentals and excellent track records. These companies are the market leaders in their operations. Blue-chip companies are considered the most stable companies in India and have delivered consistent returns to their investors over a long period. Let's discuss some blue-chip stocks for long-term investment. S.No.Company NameSectorCurrent Market Price1Reliance Industries Ltd.Oil & Gas₹ 2,6322Tata Consultancy Services Ltd.Information Technology₹ 3,2183Avenue Supermarts Ltd. (DMART)FMCG₹ 4,3414Hindustan Uniliver Ltd.FMCG₹ 2,5745Asian Paints Ltd.Chemical – Paint₹ 3,363Note: Data as of 25th Aug 2022 1. Reliance Industries Ltd Market Capitalization (in Crores)₹ 17,74,233Current Market Price₹2,632.05Price to Earning (P/E)27.652-Week High/Low₹ 2,856/2,130Stock Price CAGR (10 Years)21%Earnings Per Share (EPS)₹ 99.49Note: Data as of 25th Aug 2022 Reliance Industries Limited comes under the list of Fortune 500 companies, and it is the largest private sector corporation in India. It has evolved from a textile and polyester company to an integrated player across energy, materials, retail, entertainment, and digital services. Reliance's portfolio of products and services touches almost every Indian on a daily basis, across the economic and social spectrum. Reliance was founded by Dhirubhai Ambani and is now supported and managed by his elder son Mukesh Dhirubhai Ambani. The Ambani family has about a 50% stake in the conglomerate. 2. Tata Consultancy Services Ltd Market Capitalization (in Crores)₹ 11,80,044Current Market Price₹ 3,218Price to Earning (P/E)30.452-Week High/Low₹ 4,046/2,953Stock Price CAGR (10 Years)17%Earnings Per Share (EPS)₹ 105.46Note: Data as of 25th Aug 2022 Tata Consultancy Services is a flagship company and part of the Tata Group. It is an IT services, consulting, and business solutions organization that has worked with many of the world's largest enterprises on their transformation journeys for more than 50 years. TCS offers a consultative, cognitive-integrated portfolio of business, technology, and engineering services and solutions. The company operates in 5 key verticals, based on industry classification,  i.e. Banking, Financial Services & Insurance (BFSI), which accounts for 39% of revenue, followed by Retail & Consumer Business (17%), Communications, Media & Technology (16%), Manufacturing (11%) and other platforms that account for the remaining 17% of revenue. Additional read: What are blue-chip stocks 3. Avenue Supermarts Ltd. (DMart) Market Capitalization (in Crores)₹ 2,85,410Current Market Price₹ 4,341Price to Earning (P/E)14052-Week High/Low₹ 5,900/3,185Stock Price CAGR (5 Years)34%Earnings Per Share (EPS)₹ 31.50Note: Data as of 25th Aug 2022 Avenue Supermarts is primarily engaged in organized retail and operates supermarkets under the D-Mart brand. The company derives 57% of its revenue from the Food segment, 20% from the FMCG segment, and the remaining 23% is contributed by the General Merchandise and Apparel segment. The company's Sales revenue per retail business per square ft is Rs 30,353 cr for FY22. 4. Hindustan Unilever Ltd Market Capitalization (in Crores)₹ 6,04,080Current Market Price₹ 2,574Price to Earning (P/E)65.852-Week High/Low₹ 2,859/1,902Stock Price CAGR (10 Years)17%Earnings Per Share (EPS)₹ 39.00Note: Data as of 25th Aug 2022 Hindustan Unilever operates in the FMCG sector, which mainly includes home care, beauty & personal care, and foods & refreshment segments. The company has a presence and manufacturing facilities across the country and sells primarily in India. Beauty & Personal Care segment (42% of sales), In this segment, the company has a broad portfolio of over 900 SKUs spread across one or more categories that are created for 14 consumer clusters identified in India. The company earns ~29% margin from this segment, the highest among its divisions. 5. Asian Paints Ltd Market Capitalization (in Crores)₹ 3,18,775Current Market Price₹ 3,363Price to Earning (P/E)89.152-Week High/Low₹ 3,590/2,560Stock Price CAGR (10 Years)25%Earnings Per Share (EPS)₹ 36.27Note: Data as of 25th Aug 2022 Founded in 1942, the Asian Paints Group is India's largest paint manufacturer and is also involved in the manufacture of varnishes, enamels or lacquers, surface preparation, organic composite solvents, and thinners. It operates in 15 countries and has 26 paint manufacturing plants worldwide, serving consumers in more than 60 countries. Apart from Asian Paints, the group operates globally through its various brands, which are Asian Paints Berger, Apco Coatings, SCIB Paints, Taubmans, Causeway Paints, and Kadisco Asian Paints. It also manufactures metal sanitary ware such as bathtubs, sinks, basins, and similar products. Recently introduced lighting fixtures, furniture, and furnishings, adding more products in the Home Decor and Interior Design category. https://www.youtube.com/watch?v=uYlrsx9_yog How can you take exposure to these companies? If any investor wants to invest in blue-chip companies once at a time at a low cost. Then, they can consider investing through the Navi Nifty 50 Index Fund. One can consider investing in this fund as this possesses the lowest expense ratio in the industry and offers diversification at a low cost. Conclusion Blue-chip stocks may not seem like a successful short-term investment, but they generate high value over the long term due to their consistent growth and returns. Blue-chip stocks should be a staple of your portfolio, but should not be your only investment. Consult an expert advisor to get the right plan TALK TO AN EXPERT DisclaimerIt is not a recommendation and investors should read the offer documents and understand the risk involved before investing

When individuals start their investment journey, they must be prepared for everything that comes with it whether the market booms or corrects significantly. Here, there is no “No Strings Attached” factor! With investments, you must nurture them with care, patience, and perseverance. However, many investors neglect these characteristics when it comes to their portfolio holdings and end up making hasty decisions. A little bit about market volatility Markets do go crazy at times, but that doesn't have to mean that you should also lose your cool during such times. Patience and calmness may seem impossible during significant market movements, mainly when the market corrects. Still, these traits help you not make impulsive decisions that may be harmful and can create a massive dent in your investment purpose or objective. Ensure proper diversification so that your portfolio can absorb market volatility as efficiently as possible and minimize overall portfolio risk. https://www.youtube.com/watch?v=uYlrsx9_yog&t=1s Additional read: How to set financial goals? Importance of an optimistic mindset in mutual funds What does being optimistic mean? An optimistic person is hopeful and has a positive perspective that things will turn out for the better. A pessimist person who thinks of all the worst-case scenarios and prepares for them. So, in short, an optimistic person believes their investments will grow and create the corpus they require. At the same time, the negativity of a pessimist person causes the investor to act in fear and make conservative decisions. Have you ever heard of this, “Where there is a risk, there is the reward”? Investors should always have faith in their investments. Whenever an individual invests, detailed analysis and research go in before the investment decision is made. In financial matters, you should not react in fear and get into the mode of panic selling. When having hope and enthusiasm for investments, investors learn a lot from their mistakes and improve their investment style over time with hands-on experience. They are not the people who will give up after a setback. Instead, they take it as a learning experience and grow. Importance of patience in mutual funds In favorable market conditions, every investor can generate steady returns and create wealth to a certain extent. But the main challenge is to stay invested even when the markets are highly volatile and unpredictable. This is where patience comes into the picture. There can be a few reasons why equity funds or equity-related investments are not held for more than two years on average like Investments may not be made with a financial objective in mind The investor may want to generate returns on his portfolio quicker or faster than what is being generated. The desired returns may be achieved, so the investor may want to book profits and not take additional risks. Or liquidity requirements that have forced the investor to cash out his investments. One thing to be kept in mind regarding equity mutual funds is that the longer you stay invested, the better you have to compound your investments and generate the targeted returns. When looking to achieve a long-term objective, an investor should opt for a SIP (Systematic Investment Plan) approach, which allows the investor to invest in small amounts and simultaneously capture the best of all market movements. It also creates a disciplined system of investing in every individual. Mutual funds are a great avenue to create wealth and accomplish your financial goals. An ideal investment horizon for an equity mutual fund is a minimum of 5-7 years. When held for a longer time, the funds get compounded, especially in growth plans. Want to know how? In growth plans, the returns generated on the funds invested in the previous SIP installment get reinvested in the next period. This helps in generating returns on the returns generated previously. Conclusion In conclusion, one piece of advice is to never project your fear onto your investments. When you do this, you invest with a very conservative approach and may lose out on highly profitable opportunities. At the same time, we do not encourage you to be wholly optimistic and not plan for times of contingency. Always plan for your emergency funds requirements first and then increase your risk basket-wise. If we can be patient while squeezing out the toothpaste till the very end of the tube, why not be patient while investing in the market? Consult an expert advisor to get the right plan TALK TO AN EXPERT DisclaimerMutual funds are subjected to market risks. Always make investments based on your risk profile. Choose which fund suits your risk appetite and is perfect to meet your investment goals and objectives.

Markets are never stable. Investors know that the market is cyclical, where it booms and corrects periodically. But what to do during extreme ups or extreme downs? Taking the wrong choice can cause a significant loss or completely erase all the wealth that you have previously created in your portfolio. This article will help you with some of the best investment strategies in a volatile market. Continue reading to know more What are the basic things you can do to deal with market volatility? Some precautions you as an investor can take to reduce the impact of overall market volatility on your portfolio. How? Do a periodical review of your portfolio. This helps you know the performance of the investments that you have chosen. It indicates the efficiency and effectiveness of your portfolio. It helps you analyze whether or not your investments align with your goals and objectives. Have a rebalanced portfolio. Periodically rebalancing your portfolio will help you minimize the overall portfolio volatility. A rebalanced portfolio will efficiently capture the up-market and the down-market movements. It is capable of efficiently controlling losses during major market corrections. Have a well-diversified portfolio. When starting your investment journey, you should ensure you have a well-diversified portfolio that helps reduce portfolio volatility. The assets will compensate for each other's performance in a diversified portfolio. https://www.youtube.com/watch?v=uYlrsx9_yog&t=1s What are the best investment strategies in a volatile market? 1. Index fund An Index Fund invests in the company stocks of a benchmark index in the same proportion as the index. The fund does not intend to outperform the benchmark and move along the benchmark it is invested in. There is no active investment strategy or change in the fund’s portfolio. Therefore, the volatility is much lesser compared to other equity funds. The ideal investment horizon is 5-7 years and is best for investors with a low-risk appetite and who are okay with steady, stable returns. 2. Balanced fund Balanced funds are hybrid funds that provide investors with long-term capital appreciation with exposure to both equity and debt. There are options like aggressive hybrid and dynamic asset allocation funds (DAAF). A DAAF follows an intelligent asset allocation strategy within the fund. The debt-equity ratio is periodically balanced and changed based on market conditions and requirements. If the market is corrected and undervalued, the fund automatically increases the equity component and reduces the debt component with the growth forecast in mind. Whereas, if the market is overvalued already, the fund will reduce the equity exposure and increase the debt component to avoid the fund from facing heavy market corrections leading to a loss. 3. Debt funds The safest bet against market volatility is debt funds. You have options like corporate, municipal, short-term, etc. They are highly liquid and generate returns that beat inflation. This investment option is best for investors with a small investment horizon or in their retirement phase who depend on their savings and have a minimal risk appetite. 4. Staying invested long-term Volatility and market fluctuations are more evident in short-term horizons. Investing for an extended period and not paying attention to the short-term market movements helps your wealth creation objective. At the same time, you should have a strong strategy and a well-diversified portfolio. Again, do not blindly follow the buy-and-hold strategy. Please research before investing in any instrument and plan to hold it for an extended period. The bottom line is that a portfolio should have a mix of different investment instruments. There is a saying that "you never put all your eggs in one basket". This means that by investing all your money in one place, your entire portfolio is directly correlated to the movement of that instrument, in short, concentration risk. Different instruments give you benefits and varying returns from all the assets. Never sell your investments during extreme market volatility, even if your portfolio has significant losses unless you need liquid money. Instead, use this as an opportunity to invest more and acquire units of the instrument at discounted rates. This will help you average out your losses and generate good levels of return on your portfolio. Consult an expert advisor to get the right plan TALK TO AN EXPERT

The phrase "metaverse" refers to a new virtual space arising as technology improves. It's an idea that traces its origins to 1992 when Neal Stephenson published his dystopian novel "Snow Crash," which featured characters who used 3D headgear to visit another reality. On the face, this appears to be nothing new, yet the Metaverse is expected to be a completely new approach for us to engage with the internet, known as Web 3.0.   The Metaverse is a mix of virtual reality (VR), augmented reality (AR), and three-dimensional digital worlds. The underlying concept is to give the internet a perception of presence - imagine 3D avatars and synced virtual places that everybody can share. With augmented reality glasses, you could, for example, visit a friend's virtual residence in the Metaverse or watch digital concerts and conferences.   Several large IT corporations have jumped on the metaverse bandwagon, though their perspectives vary. Facebook and other social media corporations are among the most vocal advocates today, believing that the innovation will alter how many of us socialize by the end of this century. To symbolize its devotion to the Metaverse, Facebook changed its name to Meta. The Metaverse's ambitions aren't limited to escapism and creating communal encounters. Microsoft believes that the Metaverse can make remote work more personal through Microsoft Teams. Meanwhile, video game producers like Epic Games seek to create distinct worlds that go beyond what is conceivable in the actual world. Finally, proponents of decentralized technologies assert that they can permit digital ownership and complete virtual economies.   The Metaverse offers a once-in-a-lifetime opportunity to invest. As per Bloomberg, the Metaverse's worldwide economic potential might reach $800 billion by 2024. According to Matthew Ball, CEO of Epyllion, a venture financing firm, the Metaverse is an opportunity with a lot of zeros behind it. Even if your expectations are lower, precedent from the digital economy, the internet, and mobile internet says this is a $10 [trillion] to $30 trillion opportunity that will materialize in a decade or decade and a half.   There is no such thing as a one-size-fits-all approach to investing in the Metaverse. Albeit, there are three methods for investors to get a piece of the $30 trillion pie. Additional read: How to invest in Snapchat from India 1. Going the head-on way  Using Metaverse crypto or Metaverse cryptocurrencies, one can invest in both cryptocurrencies and the Metaverse at the same time. Decentraland (MANA), Sandbox (SAND), and Enjin are some Metaverse tokens (Enj). To invest in Metaverse in India, go to any significant crypto exchange and acquire the tokens directly. To make cash, one can exchange such assets throughout the Metaverse, earn things and services, and then redeem them in the real world. On the other hand, directly purchasing NFTs and other assets entails significant risks and volatility. Purchasing virtual land or real estate in the Metaverse is another way to invest directly in the Metaverse.   2. Investing through individual stocks with metaverse exposure   Equities of publicly traded companies participating in the Metaverse domain can likewise be used to invest in the Metaverse indirectly. The majority of the prominent companies in this field are currently listed in the United States. These could be businesses that engage in Metaverse-related activities or supply products, services, technology, or technological skills. While some companies, such as Meta, are working on high-end VR headsets, others, such as Nvidia, are working on the computational power that will power the Metaverse. Cloud service companies such as Amazon and Microsoft will play a part in the Metaverse because it will be housed in the cloud.   On the other hand, individual stock purchases will necessitate greater initial and ongoing analysis.   3. Investing inconvenience  As Metaverse is still in its infancy, it's challenging to grasp the Metaverse's and enterprises' business models. As a beginner, you can invest in the Metaverse through ETFs such as the Roundhill Ball Metaverse ETF, which gives you exposure to companies that develop Metaverse infrastructure (like Nvidia), gaming engines that create virtual worlds (like Roblox), and leaders in content, commerce, and social media for the Metaverse (like Tencent). Nvidia Corporation, Microsoft Corporation, Meta Platforms Inc., Roblox Corporation, Tencent Holdings Limited, and Unity Software Inc. are among the fund's top holdings. The Roundhill Ball Metaverse ETF had 45 holdings and seven nations in its portfolio. The median market capitalization of these 45 holdings is $68 billion.  Put another way, the typical company held by this ETF will be successful and well-established. While these equities will have metaverse connections, there's a fair probability they'll also have very profitable core operations that will support metaverse research and development. If you opt to invest in ETFs, you may rest easy.   It's crucial to realize that Metaverse investments aren't for everyone. Furthermore, having a significant concentration of assets in stocks of Metaverse-related companies can be dangerous. When investing in the Metaverse, one must consider risk tolerance and the value it will add to the portfolio! FAQs What is the Metaverse, and how can I invest in it? The Metaverse is a virtual shared space where people can interact, work, and play. To invest, consider buying Metaverse-related cryptocurrencies, investing in companies developing Metaverse technology, or acquiring virtual real estate within Metaverse platforms. Can I invest in Metaverse through NFTs (Non-Fungible Tokens)? Yes, NFTs are often used for buying and selling virtual assets in the Metaverse. You can invest in Metaverse-related NFTs, such as virtual land, digital art, or in-game items. Is investing in Metaverse safe? As with any investment, there are risks. Ensure you research and understand the projects and technologies you invest in. Diversify your investments and only invest what you can afford to lose.

Zoom Video Communications needs no introduction, especially now that the COVID-19 epidemic has arrived. People began working from their houses when the lockdown was imposed. Most of it happened over a Zoom video conference, whether a corporate meeting or your child's online education. This company's product effectively brought people from all over the world together. Eric Yuan founded Zoom Video Communications as a software start-up in 2011. Eric is the current CEO, and the company is based in California, United States. It is known for providing services like video calling and online chat services via cloud-based peer-to-peer software. As of 2021, the total number of employees is 4422. Salesforce took almost one and a half decades after going public to reach a market capitalization of $100 billion, but Zoom Video Communications took just 14 months. Zoom recently paid $14.7 billion for Five9, a NASDAQ-listed software company specializing in cloud contact centers. Zoom is one of the North American region's top 25 highest-value technology companies.   Additional read: How to invest in Netflix from India? Zoom is one of the few stocks that should be included in every investor's portfolio. Let's first look at some basic stuff before we proceed. Latest market close $109.18 52-week range 108.43 - 406.21 Dividend yield  NA Earnings per share  $4.49 Beta - Market Capitalization $ 24.902 billion Average Volume (3m) 4,317,874 PE ratio  24.24  There are three ways in which you can invest in Zoom from India.   1. The direct way   You can trade in Zoom from India by registering on a US brokerage account using technological platforms that provide this service or through a foreign brokerage with a direct presence in India. To start with this, you only need your PAN card and proof of address.   Zoom's share price was the US $108.6 on March 03, 2022, which is over eight thousand rupees. However, the premium price of Zoom shares should not stop you from investing in them because some platforms allow you to participate in fractional shares. With just $1, you can buy a part of a Google stock and own a piece of the corporation.   2. The ETF way   One way to invest in Zoom stocks from India is through an exchange-traded fund (ETF). ETFs are a grouping of stocks and bonds traded as a single fund. They're comparable to mutual funds in that they're invested in a pool of money. ETFs, on the other hand, are exchanged on the stock exchange and offer a simple and inexpensive way to gain access to a category of market or a group of companies. Buying an ETF via a platform is one way to invest in ETFs.   For example, you can invest in the ProShares Ultra QQQ (QLD) and ARK Innovation ETF (ARKK), which contains Zoom as one of its holdings.   Another option for investing in Zoom stocks from India is to purchase ETFs that invest in US markets. You don't need to create a US brokerage account to invest in these ETFs. However, tracking errors in these ETFs may influence your returns.   3. The Mutual fund way   In this case, you will be investing in funds of funds, a domestic mutual fund that invests in a mutual fund available in the United States. Since the investment would be made in Indian rupees, there is no investment restriction. Zoom is included in several mutual funds, such as the Edelweiss' US Technology Fund of Fund but only to a minimal level. Furthermore, this strategy may prove to be more costly. An annual expense ratio will be required of you. The expense ratio of these funds is typically greater, as it includes an additional expenditure levied by the core global schemes they invest in, in addition to the usual India fund administration fee. A note of caution here is to remember to evaluate your risk profile before purchasing any investment. Directly investing in equities like Zoom would be a greater risk strategy for your portfolio. Investing by convenience, i.e., via ETFs As Metaverse is still in its infancy, it's challenging to grasp the Metaverse's and enterprises' business models. As a beginner, you can invest in the Metaverse through ETFs such as the Roundhill Ball Metaverse ETF, which gives you exposure to companies that develop Metaverse infrastructure (like Nvidia), gaming engines that create virtual worlds (like Roblox), and leaders in content, commerce, and social media for the Metaverse (like Tencent). Nvidia Corporation, Microsoft Corporation, Meta Platforms Inc., Roblox Corporation, Tencent Holdings Limited, and Unity Software Inc. are among the fund's top holdings. The Roundhill Ball Metaverse ETF had 45 holdings and seven nations in its portfolio. The median market capitalization of these 45 holdings is $68 billion. Put another way, the typical company held by this ETF will be successful and well-established. While these equities will have metaverse connections, there's a fair probability they'll also have very profitable core operations that will support metaverse research and development. If you opt to invest in ETFs, you may rest easy.  It's crucial to realize that Metaverse investments aren't for everyone. Furthermore, having a significant concentration of assets in stocks of Metaverse-related companies can be dangerous. When investing in the Metaverse, one must consider risk tolerance and the value it will add to the portfolio!   FAQs How to invest in Zoom from India? Yes, you can invest in Zoom from India on the EduFund. Download the App, set up your US account for free without any commission or opening charges. You also get first year free on account maintenance. Once its set up, you can invest in all the top US stocks on your own! What are the different ways to invest in Zoom? There are several ways to start investing in Zoom. You can directly invest in the company by buying its stocks through an app, you can invest in the company indirectly by investing in mutual funds or ETFs that will buy the stock as a part of their portfolio. What is the share price for Zoom? The share price for Zoom is $59.98!

Who doesn't know Google? It's the heart and soul of today's generation and will continue to do so, at least for the next few years. Google is a multinational technology firm based in the United States specializing in Internet-related services and products.    Among them are online advertising technology, search, cloud computing, and software. Google is one of the most popular search engines on the internet, processing a billion searches every day and holding a 65 percent market share.    In January 1996, Larry Page and Sergey Brin founded Google as a research project while pursuing their PhDs at Stanford University in California. They own roughly 14% of the company's stock and, through supervoting stock, control 56% of stockholder voting power. The company was incorporated and founded in 1998, with the initial public offering in 2004.   Alphabet Inc. (NASDAQ: GOOGL) is one of the world's most valuable publicly traded firms. Almost all of Google's income and profits are generated by Alphabet, the business's holding company.    Google's core business, which accounts for about 90% of its revenue, is online advertising, which it does through Google AdWords and AdSense, where it has been the global market leader for over a decade and controls the majority of global ad expenditure.    Profits from advertising are used for other sectors that have the potential to become profitable in the future. This allows Google to make large investments in technology that many companies would be unable to drive. The Google Cloud Platform, Google's cloud business, also generates revenue Let's first look at some basic stuff associated with the company. Latest market close $2638.13 52-week range 1997.88 - 3030.93 Dividend yield  NA Earnings per share  $112.23 Beta 1.07 Market Capitalization $ 1801 billion Average Volume (3m) 1,822,325 PE ratio  23.51  Ways for you to buy Google shares in India. 1. The Direct Way to Invest in Google  2. The ETF Way to Invest in Google  3. The Mutual Fund Way to Invest in Google  1. The direct way   You can trade in Google from India by registering on a US brokerage account using technological platforms that provide this service or through a foreign brokerage with a direct presence in India. To start with this, you only need your PAN card and proof of address.   Alphabet Inc's share price was US $2,789.61 on January 14, 2022, which is over two lakhs. However, the premium price of Google shares should not stop you from investing in them because some platforms allow you to participate in fractional shares. With only $1, you can buy a part of a Google stock and own a piece of the corporation.   Additional read: How to invest in S&P 500 from India? 2. The ETF way   One way to invest in Google stocks from India is through an exchange-traded fund (ETF). ETFs are a grouping of stocks and bonds traded as a single fund. They're comparable to mutual funds because they invest in a pool of money. ETFs, on the other hand, are exchanged on the stock exchange and offer a simple and inexpensive way to gain access to a category of market or a group of companies. Buying an ETF via a platform is one way to invest in ETFs.   You can invest in the Invesco QQQ Trust, which contains Google as one of its holdings.   Another option for investing in Google stocks from India is to purchase ETFs that invest in US indices such as the Nasdaq. Google is holding the Motilal Oswal Nasdaq 100 ETF. You don't need to create a US brokerage account to invest in these ETFs. However, tracking errors in these ETFs may influence your returns.   Additional read: How to invest in NASDAQ from India? 3. The Mutual fund way   In this case, you will be investing in funds of funds, a domestic mutual fund that invests in a mutual fund available in the United States. Since investment is in Indian rupees, there is no investment restriction. Google is included in several mutual funds, such as the Edelweiss' US Technology Fund of Fund but only to a minimal level. Furthermore, this strategy may prove to be more costly. An annual expense ratio is one such expense. The expense ratio of these funds is typically more remarkable, as it includes an additional expenditure levied by the core global schemes they invest in, in addition to the usual India fund administration fee.   A note of caution here is to remember to evaluate your risk profile before purchasing any investment. Directly investing in equities like Google would be a greater risk strategy for your portfolio. Why invest in Google?  There are no doubts about the outstanding performance of Google with its services, products, and investment in new development & research. But before you find out ‘How’, you must know the ‘Why’ of buying Google shares in India.   It goes without saying that Google has an undoubtedly competitive advantage. Its sustained competitive edge makes it a secure investment.   Despite the rapid pace of Internet development along with fierce competition, Google has managed to hold a monopoly and outperformed its competition.   By the time you finish reading this sentence, Google will have received more than 3 lakh searches. This means, in a day, it receives over 8.5 billion searches. 90% of Google’s earnings and revenues come from these searches. Google funds its future projects and turns them into profit centers with these very earnings/ revenues.   Artificial Intelligence is the next step in the future technology and Google is deploying all its resources into its development.   FAQ Is it risky to invest in Google?  Keeping the Great Recession of 2007-08 as a reference, the selling pressure was affected greatly on all stocks (including Google) by falling 65% from 2007-end to early 2009. But even during this time, not only did Google continue to increase income, but it also quickly made up for all of its losses as soon as the economy started expanding and the stock market stabilized.  What are some ways to buy Google shares in India?  You can buy Google shares in India directly using a US brokerage account, through US ETF, or through mutual funds.  What is the minimum amount required to buy Google shares? Although as of Jan’22, one share of Alphabet costs $2,789.61, you can buy a part of Google stock at only $1.   How to invest in Google from India? You can trade in Google from India by registering on a US brokerage account using technological platforms that provide this service or through a foreign brokerage with a direct presence in India.

In today's technologically advanced world, investing in US equity markets from India is straightforward. Investing in foreign markets has become a crucial part of diversifying your portfolio. Investing in US stocks is becoming increasingly popular among Indian investors. The Nasdaq is one such stock exchange where you may place your investment. What is Nasdaq? How does it work?   Nasdaq stands for National Association of Securities Dealers Automated Quotations; in case you didn't know.    When it opened its doors in 1971, Nasdaq was the world's first digital stock exchange. There are currently three indices in it.   The Nasdaq Composite, the Dow Jones Industrial Average, and the S&P 500 are the most well-known.   The Nasdaq 100 index refers to the top 100 non-financial corporations listed on the exchange. The Nasdaq 100 firms account for more than 90% of the weighting of the Nasdaq Composite Index.   The Nasdaq Financial -100 is a collection of Nasdaq-listed financial companies Difference between the Nasdaq and the NYSE?   Many people mistakenly believe that the New York Stock Exchange (NYSE) and the Nasdaq are the same. That is not the case, however. The NYSE is the world's largest equities-based exchange and the oldest in the United States.    Most exchanges have abandoned the trading floor idea and now trade digitally. On the other hand, the NYSE still has a physical trading floor on Wall Street. Its data center in New Jersey is also responsible for a significant portion of the trade. Nasdaq, on the other hand, lacks a physical trading floor. Since its debut, it has been trading electronically Dealings: The primary distinction between exchanges is how securities are traded. The New York Stock Exchange is an auction-based market. This means that both buyers and sellers submit competitive bids simultaneously. A stock's current price reflects the maximum bid a buyer is willing to pay and the lowest price a seller is ready to take.   Nasdaq, on the other hand, is a dealer-based exchange. Multiple dealers list pricing at which they could purchase or sell a particular stock in this forum. The dealer, in this case, is a Nasdaq market-maker, someone who proactively transacts stocks on behalf of traders.   Both of these markets are controlled by traffic controllers. Traffic controllers generally link buyers and sellers, but their responsibilities on the Nasdaq and NYSE are distinct. As previously stated, a market maker is a Nasdaq traffic controller who proactively buys and sells equities on behalf of traders. The traffic controller at the NYSE is a specialist. He is in charge of determining the stock market's opening price, approving limit orders, and dampening interest in specific equities.   How can an Indian investor invest in Nasdaq? 1. The direct way   By opening a US brokerage account through technology platforms or a foreign brokerage with a direct presence in India, you can invest directly in the world's leading technology businesses like Apple, Microsoft, Google, Facebook, etc., listed on Nasdaq.   You must send funds to the United States to invest in US stocks. You can do this as an Indian resident under the RBI's Liberalized Remittance Scheme, which allows you to send up to US $250,000 per person per year. Stocks are intrinsically expensive because their prices are denominated in dollars. However, you can acquire fractional shares, so you can start investing in your favorite firms with as little as $1.   2. The ETF way   ETFs are another option for investing in Nasdaq from India. One approach is to purchase an ETF through a brokerage platform. One example is Index ETFs, such as the Invesco QQQ Trust, which tracks the NASDAQ 100 index. Companies including Amazon, Apple, Microsoft, Meta (Facebook), Netflix, Google (Alphabet), and Tesla are among the ETFs' top holdings.   Another method to engage in Nasdaq from India is to buy ETFs like the Motilal Oswal Nasdaq 100 ETF or the ICICI Prudential Nasdaq 100 index fund, which invests in US indices. You can trade in these ETFs without opening a new brokerage account in the United States. However, tracking errors in these ETFs may negatively influence your gains.   3. The mutual fund way   In this situation, you'll most likely be investing in funds of funds or a domestic mutual fund that invests in a US mutual fund on the Nasdaq. Since the investment would be made in Indian rupees, there is no investment restriction. This strategy, though, may prove to be more expensive. An annual expense ratio will be required of you. These funds' expenditure ratios are often higher.    As we've seen, there are numerous ways to invest in Nasdaq and join the world's second-largest stock market from India.  FAQs How can I invest in Nasdaq through mutual funds in India? You can invest in mutual funds using the EduFund App in India. Here some easy it is to get started: Download the EduFund App from playstore or Apple store. Set up your account by providing Aadhar, PAN card and your bank details. That’s it! You can start investing and explore thousands of mutual funds for a lumpsum or SIP option. How can I start a SIP? You can start a SIP on the EduFund. Simplify download the EduFund App, set up your investment account using your Aadhar, PAN card and bank account details. After your account is ready, you can explore all the top mutual funds from top AMCs and start a SIP with just Rs. 500! You can increase your investments periodically with no hidden charges. Can I start investing with Rs. 1000? Yes, it is possible to invest with Rs. 1000 in mutual funds. There are thousands of mutual funds on the EduFund that offer minimum investment amount as RS. 1000 and even Rs. 500! Another amazing benefit is that there are no hidden charges or fees involved. Using the EduFu,d you can directly invest in the fund. You can also opt for a lumpsum or a SIP option for mutual funds. The main difference is SIP is a recurring monthly investment and lumspum is a one time investment. Start small, start early with EduFund!