Tata Asset Management Private Limited (TAMPL) manages investments of Tata Mutual Fund. TATA is one of the pioneers of the Indian Mutual Fund Industry. With an average AUM of almost Rs 1.5 Lakh crore, the AMC is among the oldest in the country. It has a track record of 30 years in investment management. Let us get to know about – Tata India Consumer Fund.
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About Tata India Consumer Fund
Investment Objective – The investment objective of the scheme is to seek long-term capital appreciation by investing at least 80% of its net asset in equity/equity-related instruments of the companies in the consumption-oriented sectors in India. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
Investment Philosophy
The scheme seeks to achieve its investment objective by investing at least 80% of its net assets in equity & equity-related instruments of companies that are part of consumer-oriented macroeconomic sectors. Their investment philosophy involves navigating between the extremes of prioritizing growth at any price and deep value investing. They achieve this balance by combining elements of both approaches, emphasizing growth at a reasonable price.
The Fund Manager follows the AMFI sector classification for deciding the investment universe for the scheme.
The Scheme may also invest some portion of the investible funds in debt and money market instruments.
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Portfolio Composition
The portfolio comprises 93.92% allocation in Equity, 0.01% in debt and the remaining 6.07% is held in cash and cash equivalents.
Top 5 Holdings for Tata India Consumer Fund
| Name | Sector | Weightage % |
| ITC | Consumer Staples | 8.16 |
| Zomato | Services | 6.79 |
| Maruti Suzuki | Automobile | 6.14 |
| Nestle India | Consumer Staples | 5.88 |
| Tata Consumer | Consumer Staples | 5.86 |
Source: Value Research
Performance Since Inception
| Period | Tata Money Market Fund return (Annualised) (%) | Nifty India Consumption TRI (%) | Nifty 50 TRI (%) |
| 1 Year | 41.48 | 38.88 | 28.4 |
| 3 Years | 21.57 | 20.49 | 16.12 |
| 5 Years | 18.5 | 17.13 | 16.64 |
| Since Inception | 18.93 | 14.44 | 14.69 |
Source: tatamutualfund.com
Fund Managers
Mr. Sonam Udasi backed with 25 years of his expertise in Equities Research is presently the Senior Fund Manager for multiple equity schemes at Tata Asset Management, since 1st April, 2016.
Mr. Aditya Bagul has over 11 years of equity research experience, he joined Tata Asset Management in October 2021. He has been managing this fund since 3rd October, 2023.
Who Should Invest in Tata India Consumer Fund?
This fund is suitable for Investors
- Those wanting investments in equity/equity-related instruments of the companies in the consumption-oriented sector in India.
- Those investing for long-term capital appreciation.
Ideal Time to Stay Invested
- A minimum investment period here is 3 to 5 years.
Conclusion
In summary, the Tata Consumption Fund is poised to benefit from India’s strong economic growth, driven by its demographic dividend and rising consumer spending. With structural drivers like the expanding middle class, the fund positions itself as an investment opportunity for those seeking exposure to India’s consumption story.
Disclaimer: This is not recommendation advice. All information in this blog is for educational purposes only.
