SIP for Retirement Corpus Achieve your dreams: Apply for EduFund Scholarship Program 2023 today

Apply now

EduFund Blogs

How to protect portfolio fund in falling market?

How to protect portfolio fund in falling market?

Market volatility is a hard fact and investors must be aware of ways to protect portfolio funds in a falling market. It is possible to limit loss, lock in profits and provide stability to your investments in adverse conditions with help of viable strategies.  Stock gains are steady over time but declines are often unexpected, freefall, and sudden.  Investors must ensure that their portfolio is well-positioned at all times so that it does not hamper overall growth. Making the right investment decisions is as important as protecting the portfolio fund during turbulent market conditions. 8 ways to protect portfolio fund in falling market An economic meltdown is a fact of the investment market that can wipe out hard-earned returns, savings, and retirement funds in hours. Investors must take appropriate steps early on to safeguard their portfolio fund in a falling market, market crash, or an economic depression through preplanned steps.  Some important ways to protect portfolio fund in a falling market are discussed below- 1. Diversification of portfolio funds Diversification of portfolio funds and spreading your money across different investment categories is one of the surest measures for shielding the portfolio fund in a bear market. Investors often invest in mutual funds, exchange-traded funds, and individual stocks expecting good returns. They must have a proper plan in place to move a good chunk of the investment into safer options at short notices Sometimes, the market fall is sudden and it does not give the investor enough chance to move high-risk funds to safe horizons. Individuals should invest in a wide range of investment schemes with different levels of risk. These include stocks, real estate, precious metals, cash value life insurance, bonds, derivatives, annuities, alternative holdings, cash, etc. Additional read: Questions cosigners should ask before taking an education loan 2. Fine-tune the portfolio funds Reassess the asset allocation to determine whether the current portfolio matches your specific risk tolerance. Do not take on more risks than your capacity as it might trigger panic selling during adverse conditions and result in heavy losses. Investors should always be prepared to face a bear market hence they must fine-tune their funds to create a portfolio mix that will match both financial needs and risk tolerance. 3. Take the help of financial advisors Financial advisors often have a better understanding of the market trends than investors. They go through the available data and related information to make better predictions of both good and bad times in the market.  Use the financial consultants at the EduFund App as an effective tool for knowing about the market and for an ideal fund allocation. The app will help to meet your risk appetite by minimizing the risk profile eloquently. 4. Do not liquidate all the stocks In a falling market, it is easy to panic and liquidate all the stocks. It is a wrong move as doing so will lock the losses and prevent earnings when the market recovers. Maintain a portion of the funds in the stocks even in a falling market to take advantage of the subsequent recovery whenever it occurs.  5. Rebalance and reinvest Stock market returns vary on a yearly basis but in the long term, it tends to offer positive returns. Investors whose risk tolerance is high or who have a long period before retirement have the option of investing heavily in stocks but people close to retirement must consider gradual transferring of funds to short-term or cash bonds with less risk.  Consider risk-based rebalancing through the EduFund App to minimize losses and by reinvesting in mutual funds, REITs ETFs, etc.  6. Consider defensive picks Consider market volatility as an opportunity to buy REITs with stable dividends and strong cash flows. One viable option is the EduFund REIT+ portfolio that includes quality REITs 7. Sell call options Financial advisors recommend selling call options to protect portfolio funds and soften the blow of a falling market.  8. Stay the course Investors must realize that the bull market will always follow the bear market. The falling market is a concern no doubt but the slump will pass. This is not the time for panic selling instead stay the course and stick to your investment plan.  Consider speaking to the wealth advisors on our platform to create a recession-proof strategy that will make your investment portfolio resilient to the upcoming falling market. FAQsHow do I protect my portfolio from a market downturn?   To safeguard your portfolio during a market downturn:  Diversify your investments across different asset classes.  Consider holding defensive stocks, like utilities and consumer staples.  Keep a long-term view and abstain from rash choices.  Utilise stop-loss orders or put options for downside protection.  Investing and your emergency fund should not be combined.  How do you prepare a portfolio for a market crash?   Prepare for a market crash by:  Reducing exposure to high-risk assets before a crash.  Increasing allocation to safer investments, such as bonds or cash.  Ensuring your portfolio is well-diversified.  Continuously monitoring and rebalancing your portfolio.  Having a well-thought-out exit strategy and sticking to it.  What is the safest fund during a market crash?  The safest fund during a market crash is typically a money market fund or a short-term bond fund. These investments are known for stability and liquidity, making them less susceptible to significant value declines during turbulent market periods.  What to do with a falling portfolio?   When your portfolio is falling:  Avoid panic selling; stick to your long-term investment plan.  Reassess your portfolio's asset allocation and risk tolerance.  Consider buying more assets at lower prices (dollar-cost averaging).  Take a look at your investment plan and make any required adjustments.  Seek advice from a financial advisor if you're uncertain about your next steps.  Conclusion Ups and downs are an integral part of markets that investors must be prepared for at all costs. Seasoned investors try to keep strengthening their portfolio fund to make it more robust for an upcoming recession.  In this article, you have come to know about the various ways to protect portfolio funds in a falling market. These are tried and tested strategies that provide ample protection against market volatility so that investors can preserve and protect their investments. Consult an expert advisor to get the right plan TALK TO AN EXPERT
Investment options for beginners. You never knew

Investment options for beginners. You never knew

Mutual funds, the stock market, and bank deposits are India's best beginner investment options. The majority of novice investors are young and just starting their careers. They will therefore be investing for the long term. Beginner investors should aim to maximize their investments as they have experience and time on their side. In this article, we will be discussing the following topics: Why should you begin investing right away? You may take full advantage of the benefits of a long-term investing horizon by starting to invest when you are young. You might use an aggressive approach to your investment methods because of your age. Even if something went wrong, you would still have ample time to recover and go on to make a profit. Therefore, the key to maximizing investment prospects is to start investing early. Investment options for beginners in India Here are some investment options for people with no background or experience in investing. These options have lower, moderate, and higher risks, and an investor can choose to invest in different investment vehicles based on their needs. 1. Bank deposits People who don't like taking risks should put money in a bank. Minimal-risk investments have equity runs, though. You should consider investing in fixed deposits assuming you have a lump sum available. The interest rates on fixed deposits are rather decent and, if invested for a long time, can return a large sum. You may invest in a recurring deposit if you can put aside a set amount regularly, such as monthly or quarterly. One thing to keep in mind is that the potential profits provided by mutual funds and the stock market never match those provided by bank deposits. 2. Stock markets Among all investment options, investing in stocks gives you the possibility to get the best returns. You may invest with a long-term investing horizon because time is on your side. By doing this, you will combat market volatility and gain long-term advantages. To invest in the stock market, you must have some market understanding, though. If not, you should avoid the stock market. Without market expertise investing in stocks is equivalent to gambling. Your investment would be worth Rs 4.75 crore now if you had invested Rs 55,000 in shares of Eicher Motors, the company that makes Enfield motorcycles, in the year 2001 ($17.50 per share). The stock market has that kind of power. Additional read: What is foreign direct investment? 3. Mutual funds If you have a long-term investment plan, you can invest in mutual funds and take advantage of the power of compounding. Additionally, you do not need to be market-savvy. Mutual funds are run by expert fund managers with a proven track record of running successful investment portfolios. You may invest in equity funds given that you are a young investor and that these are recognized for providing outstanding long-term returns. Although investing in hybrid and debt funds might reduce your profits, they are still attractive options. You can invest in an equity-linked savings plan to reduce your taxes (ELSS). With this money, you can defer up to Rs 46,800 in taxes each year as per Section 80C of the Income Tax Act of 1961. No other tax-saving investment provides the twin advantage of tax deductions and wealth building like ELSS mutual funds do. 4. Government schemes A few government programs are available for investment. The Public Provident Fund is the most well-liked government savings program (PPF). It has a 15-year lock-in period with returns of between 7% and 9% annually. Additionally, you can put money into a Voluntary Provident Fund (VPF) or National Savings Certificate (NSC) (VPF). Starting to invest early in life is the secret to being wealthy. This will provide you with the chance to build a significant amount over time, and you can rely on this to achieve different goals. 5. Savings Accounts and Certificates of Deposit (CDs): Savings Accounts and Certificates of Deposit offer low risk and are ideal for short-term goals or emergency funds.  6. Real Estate Investment Trusts (REITs): Real Estate Investment Trusts invest in real estate without owning physical property.  7. Robo-Advisors: Robo-advisors are automated platforms that create a diversified portfolio based on your risk tolerance. Starting your investment journey can help you build wealth, achieve financial goals, and beat inflation over time.  Important Considerations for New Investors:  Set Clear Goals: Establish your financial objectives and investment horizon.  Determine your level of comfort with risk by evaluating your risk tolerance.  Spread your investments among various asset types to lower risk through diversification.  Research: Learn about the investments you're considering and the market trends.  Costs: Be aware of fees, including management fees, commissions, and taxes.  Taking the long view: Investing is a marathon, not a race. Avoid reacting to short-term market fluctuations.  Emergency Fund: Have an emergency fund in place before investing to cover unexpected expenses.  Stay Informed: Keep up with financial news to regularly review your portfolio.  How Much Money is Needed to Begin Investing:  The amount of money needed to begin investing can vary widely depending on the investment option you choose and your financial goals. Here's a general overview of how much you might need to start investing in different asset classes in Indian Rupees (INR):  Stock Market: You can begin investing in stocks with as little as INR 500 to INR 1,000 if you choose to buy shares of individual companies. However, it's recommended to have a diversified portfolio, so having INR 5,000 to INR 10,000 or more is a better starting point. A lot of brokerage firms have no minimum investment requirements.  Mutual Funds: The minimum investment amount can vary depending on the fund and the fund house. It typically ranges from INR 500 to INR 5,000 or more. Some mutual funds offer systematic investment plans (SIPs), where you can invest smaller amounts regularly, often as low as INR 500 per month.  Index Funds: Like mutual funds, the minimum investment for index funds varies but is usually in the range of INR 1,000 to INR 5,000.  Savings Accounts and CDs: You can open a savings account with a minimal deposit, often as low as INR 1,000 or even less. Certificates of Deposit (CDs) may require larger amounts, typically starting at INR 10,000 or more.  Real Estate Investment Trusts (REITs): Investing in REITs often requires purchasing shares through a stock exchange, so the minimum investment amount would be like that of the stock market, varying from 500 to 5,000 or more Indian rupees.  Robo-Advisors: Robo-advisors typically have lower minimum investment requirements compared to traditional financial advisors. You might be able to start with as little as INR 5,000 or less.  Keep in mind that while these are general guidelines, the specific minimum investment requirements can vary among different providers and investment options. It is critical to conduct research and select assets that are compatible with your financial objectives and risk tolerance. Additionally, it's advisable to consult with a financial advisor before making any significant investment decisions to ensure they are suitable for your individual circumstances.  When deciding how much to invest, consider the following factors:    Your Financial Situation: Ensure you have an emergency fund and pay off high-interest debts before investing.  Investment Goals: Determine what you're investing in and your time horizon.  Risk Tolerance: Consider how much risk you're comfortable with; this can influence your initial investment amount.  Regular Contributions: Even if you start small, commit to regular contributions to your investments to benefit from compounding over time.  Costs and Fees: Be aware of any fees associated with your chosen investments; these can eat into your returns.  Starting with a small amount and gradually increasing your investments as your financial situation improves is a prudent approach. The key is to begin investing early, stay committed to your goals, and continuously educate yourself about investment options and strategies. Over a period of time, even small contributions can grow into a substantial portfolio.  FAQsWhat should I invest in as a beginner?  As a beginner, start with low-risk options like index funds or ETFs, offering diversification. These require minimal knowledge and provide exposure to the broader market.  How do I start investing if I don't know anything?   Start by educating yourself through books, online courses, or consulting a financial advisor. Then, open a brokerage account, begin with a small amount, and gradually increase your investments.  What is the simplest investment?   A savings account is the simplest investment. You deposit money, earn interest, and can withdraw it at any time without risk to the principal.  What is the smartest way to start investing?  The smartest way is to begin with a clear financial goal, assess your risk tolerance, diversify your investments, keep costs low, and invest consistently over time. Consider low-cost index funds or seek professional advice.  Conclusion There are various types of investment options in the market but only a few for people who don’t have enough knowledge to study their investments. Hence, you should compare the options available to know and find out the risks involved and whether they suit you. In any case, whenever you need advice or information regarding investment plans, reach out to a financial expert. TALK TO AN EXPERT
Get ready for a huge change in India!

Get ready for a huge change in India!

In June 2023, the USA was teetering on the edge of a debt default. Yep, you heard it right – the land of burgers and baseball almost stumbled into a financial abyss. With a debt mountain that could make your head spin ($32.7 trillion, a whopping 121.2% of GDP), the US barely scraped by, lifting the debt ceiling just in the nick of time.  But hold onto your hats, the story didn’t end here.  Fitch, the global ratings agency, downgraded the US credit rating from AAA to AA+ on August 2nd, 2023. Now, I know what you're thinking - did this downgrade have the stock market shaking like a leaf? Yes, this news sent shockwaves through global markets, reminding us that when the US catches a cold, the world sneezes. But guess who's shrugging off this chilly breeze? India, my friends!   Here's the cool part: India isn't bothered by all this chaos. In fact, it's thriving! Morgan Stanley says India is doing great and upgraded its rating to 'Overweight'. These folks reckon India's rocking economic growth, fueled by big investments and fatter profits. The same Morgan Stanley nudged India up from 'underweight' to 'equal weight' four months back. The twist is that not too long ago, these same experts called India part of the "Fragile Five" because they thought it was a risky place to invest. So, what changed?  India is undergoing a massive transformation. It's moving from being known for things like spices and beautiful sarees to becoming a middle-class powerhouse. This kind of transformation is super rare.  In the past, countries like Europe and the USA had their moments of amazing growth after big events like World War II. That's when famous brands like Chanel, Volkswagen, and Gucci became a big deal. Now, it's India's turn to shine.  So what changed for India? Let's talk about four exciting things happening in India: More Manufacturing  India's making more stuff, and that's going to boost its economy. It might even double its share of the global market for exports.  India's Share of Manufacturing is expected to increase to 21% of GDP by 2031 Source: Morgan Stanley Growing Middle Class  More people in India are joining the middle class, which means they have more money to spend. This is going to make India's economy grow even faster.  By 2047, if political and economic reforms have their desired effect, the Indian income pyramid will have a smallish layer at the bottom comprising the Destitute and Aspirer groups, a huge bulge of the middle class, and a big creamy ‘rich’ layer on top.  Note: Population in Million; Source: PRICE’s ICE 3600 Pan India Surveys India's Income Pyramid Note: Figures in percent, 2020-21Source: PRICE’s ICE 3600 Pan India Surveys Middle-class is the country’s biggest contributor in terms of income, spending, and savings Indian consumers are also likely to have more disposable income. India’s income distribution could flip over the next decade, and consequently, overall consumption in the country could more than double from $2 trillion in 2022 to $4.9 trillion by the end of the decade with the greatest gains going to non-grocery retail, including apparel and accessories, leisure and recreation, and household goods and services, among other categories.  Going Digital  India is getting super high-tech. They've been working on a digital identity system, and this is making things like payments and healthcare more accessible and affordable for everyone.  Over ten years ago, India started a cool project called Aadhaar. It's like a super secure ID card that uses your unique body features to prove who you are and where you live. Now, we have something called IndiaStack which is like a toolbox for all things digital. This toolbox helps people in India do things like spending money, getting loans, and even accessing healthcare more efficiently. IndiaStack is like a magic wand that's making digital life in India more convenient and affordable for everyone.   Energy  India is improving its energy system, and a lot of it will come from clean sources like wind and solar power. This is not only good for the environment but also helps create new jobs and opportunities.  So, why should you care? Well, if you're thinking about the ongoing volatility in the Indian market, think again. We believe the markets are as usual, and there will be risks like anywhere else, but India's growth story is looking exciting. So, keep an eye on India's journey!  Should you wish to start your journey now, feel free to connect with us at research@edufund.in
Expensive Schools in Ajmer for Child Education

Expensive Schools in Ajmer for Child Education

In addition to its religious significance, Ajmer, a city rich in history and culture, is well-known for its thriving educational sector. Ajmer has developed into a center for high-quality education because of its vast range of schools that serve different boards and educational systems. Let’s look at some of the leading schools in Ajmer and their annual fees. Don’t forget to have a look at the FAQs in the end. Expensive Schools in Ajmer There are several schools in Ajmer, each providing a distinctive educational opportunity. The following are a few of the best schools in the city that are well-known for their academic prowess and facilities: 1. Mayo School One of the oldest and most prominent colleges in Ajmer was founded in 1875 and is known as Mayo College. It is an all-boys school renowned for its rich history, intellectual rigor, and top education.  Annual Fee: INR 6 lakhs to 10 lakhs. 2. Ryan International School One of the top 10 schools in Ajmer, Ryan International School has cutting-edge facilities and a staff of professionals that ensure a supportive atmosphere. This school is well-known for emphasizing both academics and extracurricular activities. Annual Fee: Varies 3. St. Aslam Pink City School The CBSE board-affiliated St. Anselm's Pink City School is well-known for its academic accomplishments. It strengthens a child’s foundation by providing instructions from preschool through class 12. Annual Fee: INR 2 lakhs to 3.5 lakhs. 4. Mayoor School, Ajmer Established in 1980, Mayoor School is managed by Mayo College General Council. It offers a thorough educational program. Annual Fee: INR 1.5 lakhs to 3 lakhs. 5. Sophia Senior Secondary School Sophia School, one of the oldest and most prestigious schools in Ajmer, was founded in 1919. Sophia School provides instruction from kindergarten through class 12. Annual Fee: INR 1 lakhs to 1.5 lakhs. Schools in Delhi for Child Education Read More Top CBSE Schools In Ajmer One of the most well-known educational boards in India is the Central Board of Secondary Education (CBSE). Apart from St. Aslam Pink City School, here are several Ajmer schools with affiliation with the CBSE and their yearly tuition: 1. DAV Centenary Public School, Ajmer D.A.V. Centenary Public School, established in the year 1994 is the epitome of quality education. With effect from 2001, the school fell under the direct management of the D.A.V. College Managing Committee, New Delhi. Annual Fee: INR 50,000 - INR 1 lakhs. 2. Raj International School Another well-known CBSE school in Ajmer is Raj International School, which has a cutting-edge facility and a committed teaching team. It promotes a holistic approach to schooling and provides a range of extracurricular activities. Annual Fee: INR 60,000 - INR 1 lakhs Start Investing in Mutual Funds Top ICSE Schools In Ajmer The tough curriculum used by the Indian Certificate of Secondary Education (ICSE) board is well-known. In addition to Sophia School and Mayo College, parents searching for ICSE-affiliated schools in Ajmer may want to take into account 1. St. Mary's Convent Senior Secondary School One of the oldest and most prestigious ICSE schools in Ajmer was founded in 1863 and is known as St. Mary's Convent Senior Secondary School. It has a long history of encouraging character growth and intellectual performance. Indian Certificate of Secondary Schools Read More Annual Fee: INR 50,000 - INR 60,000 2. Blossom Senior Secondary School The co-ed, ICSE-affiliated Blossom School is well-known for placing a high priority on both academics and extracurricular activities. It seeks to develop well-rounded people. Annual Fee: Varies Create Goals for Child Eduation Top Boarding Schools in Ajmer Students who attend boarding schools have the chance to fully immerse themselves in a disciplined and focused study atmosphere. Several well-known boarding schools are located in Ajmer: 1. Rashtriya Military School, Ajmer It is a top option for parents looking to provide their boys with a disciplined and comprehensive education. Fee: Approx INR 50,000. 2. Girls' Mayo College School Like Mayo College, the Girls' school has boarding options. It enables them to live on campus and receive a well-rounded education. Fee: Approx INR 1 lakh. https://youtu.be/v4gmR-U_vHA?si=lSTApVrcUw9nY2sj Best Government Schools In Ajmer Although private schools predominate in Ajmer's high-priced educational environment, the city also boasts several reputable government institutions. Annual tuition is often less expensive at government institutions than it is at private ones. Some of the top public schools in Ajmer are: 1. Government Girls Senior Secondary School, Ajmer This institution makes quality education affordable for a wide variety of students by charging a reasonable tuition. 2. Government Jawahar Senior Secondary School Established in 1950, it is situated in the urban region of Rajasthan state in India. The Department of Education oversees the school, which offers high secondary education. Hindi is the language of teaching, and the institution is co-ed. Both the secondary and high secondary levels of the school are associated with the State Board. Ajmer provides students with a broad range of educational options, from prestigious universities with hefty yearly tuition to public schools that emphasize affordability. The best private schools may be expensive, but they frequently provide top-notch facilities and a reputation for academic brilliance. To avoid exhausting your pockets with the burden of education money, start an education fund at the earliest! FAQs Which is the most expensive school in Ajmer? Most people agree that Mayo College is the most costly institution in Ajmer. It is renowned for its top-notch instruction, first-rate facilities, and long history of academic distinction Is Mayo School a CBSE or ICSE school? The curriculum of Mayo College is based on the ICSE (Indian Certificate of Secondary Education). Which is the most expensive school in Rajasthan? The costliest university in Rajasthan is sometimes cited as being Mayo College, which is situated in Ajmer. Its international reputation for academic brilliance, first-rate facilities, and extensive development programs explain its high tuition costs
Expensive Schools in Ahmedabad for Child Education

Expensive Schools in Ahmedabad for Child Education

Expensive Schools in Ahmedabad Ahmedabad, a thriving metropolis in Gujarat, is renowned for its outstanding educational system in addition to its rich cultural legacy and dynamic customs. Several schools in Ahmedabad cater to various educational boards and beliefs. With an emphasis on institutions with ties to the CBSE and ICSE, we shall examine the top 25 schools in Ahmedabad in this article. Don’t forget to have a look at the FAQs in the end. Start Investing in Mutual Funds Education in Ahmedabad Ahmedabad is home to a wide variety of schools, each of which provides an exceptional educational opportunity. The schools in the city are renowned for their dedication to academic quality, all-around development, and cutting-edge facilities. Let's look at the: Top 10 CBSE Schools in Ahmedabad Here are the Top 10 CBSE schools that every parent wants their children to be in:  1. Delhi Public School, Bhopal: A CBSE-affiliated school, is famous for its demanding academic program and top-notch amenities. It constantly holds a top spot among Ahmedabad's CBSE schools. Annual Fee: INR 1,50,000 to INR 2,50,000 2. Maharaja Agrasen Vidyalaya: Maharaja Agrasen Vidyalaya is a prestigious institution with a focus on values-based education and a solid academic foundation. It has a history of turning out successful people. Annual Fee: INR 1,00,000 to INR 2,00,000. Save for Child Education with EduFund 3. Shanti Asiatic School: The school emphasizes inclusion and diversity while providing a comprehensive approach to education. For students, it offers a rich learning environment. Annual Fee: INR 1,20,000 to INR 2,40,000 4. Zydus School for Excellence: With cutting-edge facilities and a committed faculty, Zydus School for Excellence has made a name for itself as one of Ahmedabad's finest CBSE schools. Annual Fee: INR 1,20,000 to INR 2,00,000. Expensive Schools in Bangalore Read More 5. Anand Niketan School: To guarantee total growth, Anand Niketan School places a strong emphasis on academic performance. Annual Fee: INR 1,20,000 to INR 2,20,000. 6. Udgam School for Children: Udgam School is dedicated to encouraging creativity and critical thinking in its pupils and follows the CBSE curriculum. Annual Fee: INR 1,00,000 to INR 2,00,000. Invest in the US Market 7. Global Indian International School: The Global Indian International School is a CBSE-affiliated international school that emphasizes cultural diversity and gives a global perspective on education. Annual Fee: INR 50,000 to INR 1,00,000. (Contains only the admission fee) 8. EuroSchool: EuroSchool Ahmedabad is dedicated to fostering independent thinkers and problem solvers by using a cutting-edge educational methodology. Annual Fee: Varies Apply for Education Loans 9. Aavishkar International School: Students are encouraged to pursue their interests in a learning atmosphere that is focused on them. Annual Fee: Varies 10. St. Kabir Indian International School: St. Kabir School offers a well-rounded education by fusing Indian principles with exposure to other cultures.  Annual Fee: INR 1,50,000 to INR 2,50,000 Expensive Schools in Delhi Read More Top 10 ICSE Schools in Ahmedabad Here are the Top 10 ICSE Schools take will make your children come out with flying colors. 1. The Riverside School: The Riverside School is a leader in ICSE education in Ahmedabad and is renowned for its cutting-edge teaching strategies and emphasis on experiential learning. Annual Fee: INR 2,50,000 to INR 4,50,000. 2. GEMS Genesis International School (GGIS): The goal of GEMS Genesis International School (GGIS) is to create well-rounded individuals who are capable of thriving in a globalized society. Annual Fee: 2,00,000 to INR 4,00,000 (For middle school) Download App and Start Investing in Child's Future 3. Fountainhead School: Fountainhead School provides a vibrant curriculum that encourages pupils to think critically and upholds the notion of fostering lifelong learners. Annual Fee: Varies 4. Zydus School for Excellence (ISCE): Offering both the ICSE curriculum and a CBSE component, Zydus School for Excellence gives parents an option. Annual Fee: INR 1,20,000 to INR 2,00,000. Calculate SIP Returns 5. Rachna School - Rachna School is renowned for its solid academic foundation and a culture that values uniqueness and innovation. Annual Fee: INR 60,000 to INR 1,20,000. 6. Sheth C. N. English Medium School: Sheth C. N. School is a well-known institution for its commitment to both academic success and the growth of moral character. Annual Fee: INR 1,00,000 to INR 2,00,000. Expensive Schools in Hyderabad Read More 7. St. Xavier's High School: St. Xavier's High School emphasizes holistic development while adhering to the ICSE curriculum to ensure pupils are ready for life after graduation. Annual Fee: Varies 8. Divine Child International School- Divine Child International School provides kids with a loving atmosphere that encourages academic performance and personal development. Annual Fee: Varies 9. St. Kabir School (ISCE): St. Kabir School offers instruction for the ICSE board in addition to its CBSE part, providing parents with extra choices. Annual Fee: INR 1,50,000 to INR 2,50,000. 10. Zydus School for Excellence (ISCE): Zydus School for Excellence (ISCE) is one of Ahmedabad's most flexible schools since it provides both the CBSE and ICSE curriculum. Annual Fee: INR 1,20,000 to INR 2,00,000. Government Schools in Ahmedabad With schools coming with a price tag, who would not want their children admitted to a budget-friendly yet prestigious school? Let’s have a look at the top Government Schools in Ahmedabad: 1. Kendriya Vidyalaya, Vastrapur: Kendriya Vidhyalaya, which was founded in the year 1980, is situated in the Vastrapur neighborhood of Ahmedabad's City block. High secondary education is offered at the school, which the federal government runs. It is a Co-Ed English medium school. 2. Government High Secondary School Juhapura Founded in 2011, it is situated in a rural region of the Gyaspur neighborhood of Ahmedabad's City block. The Department of Education oversees the school, which offers secondary and high school education to students in grades nine through twelve. Gujarati is used as the primary language of instruction, and the institution is co-ed. Both the secondary and high secondary levels of the school are associated with the State Board. 3. Municipal School No. 1 (MS1): Municipal School No. 1 is known for its affordability, and in many cases, it offers education at minimal or no cost. The school aims to make education accessible to students from all socio-economic backgrounds. 4. Gujarat Vidyapith: The fees at Gujarat Vidyapith vary depending on the course and level of education. Undergraduate and postgraduate courses often have reasonable fees, making them an attractive option for higher education. https://www.youtube.com/watch?v=O9P78xefVvQ&t=16s FAQs Which school in Ahmedabad is the most expensive? International schools or those that provide the International Baccalaureate(IB) program are often the costliest institutions in Ahmedabad Are the schools in Ahmedabad good for education? Ahmedabad is a desirable location for great education because of its strong educational infrastructure and combination of good private and public institutions Is Ahmedabad expensive for students? The price of schooling varies per school in Ahmedabad. Government schools are among the cheaper alternatives, even if some institutions are pricey.
Expensive Schools in Mussoorie for Child Education

Expensive Schools in Mussoorie for Child Education

Did you know that top schools in Mussoorie charge nearly one lakh in fees every year? It’s true! Mussoorie is home to one of the most expensive schools in India Woodstock School where fees can go up to 20 lakhs per annum! In this blog, we will cover the best CBSE, ICSE, IB, and boarding schools in Mussoorie, and get an idea of the average fees for these schools to help you be prepared. Top 10 Schools in Mussoorie Let’s explore the top schools in Mussoorie for Indian students: 1. Woodstock School:   Average Fees: 18 to 20,00,000 per annum (Grades 6 to 12)  Nestled in the heart of Mussoorie, Woodstock School is a renowned international institution with a legacy dating back to 1854. It is one of the top schools in Mussoorie and is known for its diverse student body and global curriculum, it offers a holistic education emphasizing academic excellence, cultural diversity, and community service. The school's lush campus and historic buildings provide a serene backdrop for learning.  Schools in Ahmedabad Read More 2. The Doon School:   Average Fees: Approximately INR 10,00,000 per annum  The Doon School, founded in 1935, is an iconic all-boys boarding school in Mussoorie. It is celebrated for its rigorous academics, leadership development, and extracurricular activities. With its sprawling campus, state-of-the-art facilities, and a strong alumni network, The Doon School consistently ranks among India's top schools. Schools in Bangalore Read More 3. Mussoorie International School:   Average Fees: Approximately INR 5,00,000 per annum  Mussoorie International School is a co-educational institution offering a blend of academic excellence and character development. Established in 1984, it provides a nurturing environment for holistic growth. The institution stands out for its dedication to encouraging critical thinking and innovation.  4. Wynberg-Allen School:   Average Fees: Approximately INR 6,00,000 per annum  Founded in 1888, Wynberg-Allen School is one of the oldest and most prestigious schools in Mussoorie. It is known for its emphasis on discipline, character building, and academic achievement. The school's colonial-era architecture and extensive sports facilities create a unique ambiance.  Start Investing in Mutual Funds 5. Oak Grove School:   Average Fees: Approximately INR 1,00,000 per annum  Situated on the outskirts of Mussoorie, Oak Grove School is a residential institution established in 1888. It follows the CBSE curriculum and is celebrated for its inclusive education approach, promoting cultural exchange among students from various backgrounds. 6. St. George's College:   Average Fees: Not available (Contact the school for details)  St. George's College, founded in 1853, is a prominent all-boys school in Mussoorie. It combines academic rigor with a strong focus on sports, music, and arts. The school's heritage and commitment to holistic development make it a preferred choice for many parents. Download the App and Start Saving with EduFund 7. Convent of Jesus and Mary, Waverley:   Average Fees: Not available (Contact the school for details)  Established in 1845, the Convent of Jesus and Mary, Waverley is one of the oldest girls' schools in Mussoorie. It has a rich tradition of academic excellence and character formation. The school's picturesque campus and serene atmosphere contribute to a conducive learning environment.  8. Mussoorie Modern School:   Average Fees: Approximately INR 3,50,000 per annum  Mussoorie Modern School is a co-ed institution known for its quality education and values-based learning. Founded in 1984, it has evolved into a reputed educational hub. The school focuses on holistic development and promotes a sense of responsibility in its students.  Invest in US Market 9. Mussoorie Public School:   Average Fees: Approximately INR 2,50,000 per annum  Mussoorie Public School, established in 1966, offers a comprehensive education program. It emphasizes academic rigor, character development, and extracurricular engagement. The school's commitment to nurturing well-rounded individuals sets it apart.  10. Himalaya International School:   Average Fees: Approximately INR 4,00,000 per annum  Himalaya International School is a relatively new entrant in Mussoorie's educational landscape, founded in 2003. It has quickly gained recognition for its progressive teaching methods and emphasis on technology-driven learning. The school's modern infrastructure and global outlook attract parents seeking a contemporary approach to education. Apply for Scholarships for Child Education CBSE Schools in Mussoorie  Mussoorie is home to several reputed Central Board of Secondary Education (CBSE) schools that offer students a well-rounded education. These schools follow the CBSE curriculum, known for their comprehensive and standardized approach to education. Here are some notable CBSE schools in Mussoorie:  The Doon School: The Doon School, an iconic all-boys boarding school, is one of Mussoorie's top CBSE institutions. It combines a rigorous CBSE curriculum with a focus on character development, leadership, and extracurricular activities. The school's stunning campus and rich history make it a sought-after choice for many parents.  Mussoorie International School: Mussoorie International School, a co-educational institution, offers a blend of academic excellence and character development within the CBSE framework. Established in 1984, it provides a nurturing environment for holistic growth, ensuring students receive a well-rounded education.  Oak Grove School: Situated on the outskirts of Mussoorie, Oak Grove School is a residential CBSE school founded in 1888. It follows the CBSE curriculum and is known for its inclusive education approach, promoting cultural exchange among students from diverse backgrounds.  Mussoorie Public School: Established in 1966, Mussoorie Public School follows the CBSE curriculum and offers a comprehensive education program. The school emphasizes academic rigor, character development, and extracurricular engagement, shaping students into well-rounded individuals.  Mussoorie Modern School: Mussoorie Modern School, founded in 1984, is a co-ed CBSE institution known for its quality education and value-based learning. The school focuses on holistic development and instills a sense of responsibility in its students.  Apply for Education Loans ICSE Schools in Mussoorie  Apart from CBSE schools, Mussoorie also boasts several Indian Certificate of Secondary Education (ICSE) schools, known for their rigorous and diverse curriculum. Here are some notable ICSE schools in Mussoorie:  Woodstock School: Woodstock School, a prestigious international institution, has been serving Mussoorie since 1854. While it primarily follows the International Baccalaureate (IB) curriculum, it offers ICSE as an option. The school is celebrated for its diverse student body and global curriculum, fostering academic excellence and cultural diversity.  St. George's College: St. George's College, founded in 1853, is a renowned all-boys school in Mussoorie. While it primarily follows the ICSE curriculum, it also emphasizes sports, music, and arts. The school's rich heritage and commitment to holistic development make it a preferred choice for many parents.  Convent of Jesus and Mary, Waverley: Founded in 1845, Convent of Jesus and Mary, Waverley, is one of the oldest girls' ICSE schools in Mussoorie. The school has a tradition of academic excellence and character formation. Its picturesque campus and serene atmosphere contribute to a conducive learning environment.  In Mussoorie, whether you prefer a CBSE or ICSE curriculum for your child, you'll find a range of excellent schools that prioritize academic achievement, character development, and extracurricular engagement.  Download the App and Start Saving with EduFund IB Schools in Mussoorie  There are many IB schools in Mussoorie as well. The IB program is known for its comprehensive and rigorous curriculum, emphasizing critical thinking and international-mindedness. Here are some notable IB schools in Mussoorie:  Woodstock School: Founded in 1854, Woodstock School is an iconic international institution nestled in the heart of Mussoorie. While it offers the IB curriculum, it also provides a diverse and inclusive environment, fostering academic excellence, cultural diversity, and community service. Woodstock's lush campus and historic buildings provide an inspiring backdrop for the IB program.  Mussoorie International School: Mussoorie International School, established in 1984, is a co-educational institution that offers the IB program alongside other curricular options. It is renowned for its holistic approach to education, nurturing students' academic, personal, and social development in a picturesque Himalayan setting.  Tula's International School: Located on the outskirts of Mussoorie, Tula's International School is another prominent institution that offers the IB program. It focuses on producing well-rounded, globally aware individuals by combining the IB curriculum with extracurricular activities and character-building programs.  Schools in Delhi Read More Boarding Schools in Mussoorie  Mussoorie has a rich tradition of boarding schools, attracting students from across the country and around the world. These institutions offer a unique and immersive learning experience, emphasizing not only academics but also character development, independence, and camaraderie. Here are some renowned boarding schools in Mussoorie:  The Doon School: The Doon School, founded in 1935, is a prestigious all-boys boarding school in Mussoorie. It is celebrated for its rigorous academics, leadership development, and a wide array of extracurricular activities. The school's sprawling campus, state-of-the-art facilities, and strong alumni network contribute to its reputation.  Wynberg-Allen School: Established in 1888, Wynberg-Allen School is one of the oldest and most esteemed boarding schools in Mussoorie. It is known for its emphasis on discipline, character building, and academic achievement. The school's colonial-era architecture and extensive sports facilities create a unique atmosphere.  Oak Grove School: Situated on the outskirts of Mussoorie, Oak Grove School is a residential institution founded in 1888. It follows the CBSE curriculum and is renowned for its inclusive education approach, promoting cultural exchange among students from diverse backgrounds.  Convent of Jesus and Mary, Waverley: Founded in 1845, Convent of Jesus and Mary, Waverley, is one of the oldest girls' boarding schools in Mussoorie. The school has a rich tradition of academic excellence and character formation. Its picturesque campus and serene atmosphere contribute to a conducive learning environment.  In Mussoorie, whether you seek an IB education or the unique experience of a boarding school, you'll find a range of excellent institutions that prioritize academic excellence, character development, and personal growth. These schools offer students the opportunity to thrive in a supportive and inspiring environment amidst the stunning natural beauty of the Himalayas. https://youtu.be/O9P78xefVvQ FAQs Which is the most expensive school in Mussoorie? The most expensive school in Mussoorie is often considered to be The Woodstock School. Known for its prestigious reputation, state-of-the-art facilities, and comprehensive education, it typically commands higher tuition fees compared to other schools in the region. Is Mussoorie expensive for child education? Yes, Mussoorie can be relatively expensive for child education, especially in renowned boarding schools and international institutions. Tuition fees, boarding charges, and additional expenses can add up. However, the quality of education, serene environment, and diverse opportunities often make it a worthwhile investment for many parents.  Want to send your child to the best schools in Mussoorie but worried about the costs? Check out the EduFund App and save for your kid’s school fees, college fees, and even education expenses like a laptop with the help of experts!  
Activities that can help your kid's career for growth

Activities that can help your kid's career for growth

Your daughter comes running breathlessly only to tell you her selection for the next basketball match. Oh! Did she mention the money she needs for the uniform and kit? Children's enthusiasm touches heights when they get the correct exposure. For this, their skills must align with their passion. To do this, parents must work on exploring the child's inert capabilities/passion and provide them with the right platform. Exploring activities that can help your kid's career is the first step toward this discovery. Let’s know why. Importance of extracurricular activities for kids Help gain expertise in a niche Learn teamwork Develop problem-solving skills Improve creativity  Enhances career prospects Top 5 Activities That Can Help Improve Child’s Career Prospects Here is the list of activities that may help boost your child’s career. You may also find some tangible ways to fund your child’s extracurricular activities. 1. Music Some children prefer to play music while others sing. Your child may excel at both. When your child learns music, apart from knowing how to play instruments and knowing about music's origins, they may also learn discipline, how to socialize, and cultural skills. They feel confident about themselves and perform well academically. Analyze the inclination of your child and the instrument they like the most. Gaining expertise in playing a musical instrument requires consistent practice. Thus, the expenses may include- musical classes, buying instruments, etc. You can buy a used instrument initially or check out the discount on the same by exploring multiple sites. 2. Sports  Cricket is the most popular sport in India. Cricket, chess, badminton, or basketball, every game helps nurture discipline, competitiveness, and strategic and creative thinking. The sporting journey entails various expenses, from tournament participation to buying the kit, travel, coaching, etc. You can seek a scholarship to fund these. 3. Cooking and baking Most kids are naturally inclined towards the interesting blend behind delicious dishes. Cooking teaches your kids important concepts like the right balance, temperature, volume, quantity, and taste. If you find your child experimenting in the kitchen, fund his dreams. Set up a different savings fund to pay for their sudden demands- cooking classes, setting, or attending overseas cooking competitions. 4. Martial arts Martial Arts like Karate, Taekwondo, and Judo help your child develop personality by learning self-defense skills and strengthening muscles. These skills help your child master overcoming aggression and control strength. It also helps build a good physique. 5. Sewing Classes Sewing may not be the first thing on a parent's mind as an extracurricular activity, but it helps one get creative with colors and patterns. Many children grew up as fashion -designers learning the skill. Additional read: How to know you are investing in the right mutual fund? How to fund your child’s short-term dreams easily? Parents often shiver at the price tag associated with kids' activities. And worse, sometimes it falls uninvited. As per the News 18 Survey of 2218 households, "63% of guardians have an average income of below six lakhs". On average, a guardian spends Rs. 850 a month on children's extracurricular activities.” The growth of extracurricular activities fueled by smartphone use will increase by 8 billion by 2023. Here is how you can plan financially before exploring activities that can help your kid's career: 1. SIPs SIPs enable investors to make fixed-amount investments instead of a lump sum in a mutual fund scheme. You could invest as little as 500 a month and set it up as a recurring deposit. Market volatility and timing hardly affect it.  2. Scholarships If your child is pretty good at sports, they may qualify for a scholarship. Scholarships help cover stay costs, practice costs, equipment, and travel.  It grants ample opportunity to experiment, learn, and gain knowledge and expertise over a certain skill. 3. Invest in high-dividend stocks  Investing in high dividend stocks means investing in equities yielding good dividends for your investment. Some companies provide up to 200 rupees in dividends. Investing in companies like this can help you earn 4000-5000 in 3 months. It could assist you in meeting the child’s extracurricular activities.  4. Fixed Deposits It is the best high-return option for short-term investment. Capital safety and guaranteed returns make it a viable saving option. With a fixed deposit calculator, you can calculate the total amount to deposit and the returns to expect after maturity. It can help you fund activities that can help your kid's career.  5. Savings account Savings accounts provided maximum liquidity. You can earn interest on your savings yearly. The account helps improve an individual's income. Explore the highest interest rates before opening an account. TALK TO AN EXPERT
Expensive schools in Gwalior for Child Education

Expensive schools in Gwalior for Child Education

Did you know that in the enchanting city of Gwalior, education goes beyond exams, books, and classrooms? It's a luxurious affair: its schools offer sports like horseback riding, archery, and shooting which Indian royalty loved! Let’s look at some of the most expensive CBSE, ICSE, boarding, and IB board schools in Gwalior. The annual fee for these schools is enough to make you want to save! Schools in Gwalior Gwalior, a city steeped in history and cultural richness, has emerged as a prominent educational hub in Central India. With a diverse range of schools catering to varying curricula and pedagogical approaches, Gwalior offers a plethora of options for parents seeking quality education for their children. In this comprehensive exploration, we will delve into the vibrant world of schools in Gwalior, shedding light on their unique characteristics, educational philosophies, and contributions to the city's academic landscape. Quality Education in CBSE and ICSE Schools  Among the many boards of education available in Gwalior, schools affiliated with the Central Board of Secondary Education (CBSE) and the Indian Certificate of Secondary Education (ICSE) hold a prominent place. These schools adhere to well-structured curricula, providing students with a strong academic foundation that is recognized nationally. Schools in Mussoorie Read More CBSE Schools in Gwalior  CBSE schools in Gwalior follow the curriculum set by the Central Board of Secondary Education, a national board known for its standardized approach to education. These schools focus on providing a comprehensive education that prepares students for national-level competitive examinations. They offer a wide range of subjects, extracurricular activities, and resources to ensure holistic development. Here are 10 prominent CBSE schools in Gwalior, along with their approximate average fees and brief information:  The Scindia School: One of the most prestigious schools in Gwalior, it is an all-boys boarding school known for its holistic education. The average annual fee may range from INR 5 lakhs to 7 lakhs.  Mayo College Girls' School: This renowned girls' boarding school is known for its academic excellence and extracurricular activities. The average annual fee is approximately INR 4 lakhs to 6 lakhs.  Delhi Public School (DPS): DPS Gwalior is part of the DPS Society and offers quality education. The average annual fee ranges from INR 1.5 lakhs to 3 lakhs.  Kendriya Vidyalaya No. 1: A government-affiliated CBSE school with affordable fees, typically around INR 20,000 to 30,000 per year.  Campion School: Campion is a well-established CBSE school in Gwalior. The average annual fee is around INR 1.2 lakhs to 2 lakhs.  G.D. Goenka Public School: Known for its modern teaching methods and facilities, the average annual fee at GD Goenka may range from INR 2.5 lakhs to 4 lakhs.  Mount Litera Zee School: Offering quality education, this school may have an average annual fee of around INR 1 lakh to 2 lakhs.  Central Academy: A reputable CBSE school in Gwalior, it typically has an average annual fee of INR 40,000 to 60,000.  Aditya Birla Public School: Known for its strong educational foundation, the average annual fee at this school is approximately INR 1.5 lakhs to 3 lakhs.  Kendriya Vidyalaya No. 2: Another Kendriya Vidyalaya in Gwalior with affordable fees, usually around INR 20,000 to 30,000 per year.  If you want to know what to choose for your child in terms of private or public schooling, you can read this article. Schools in Dehradun Read More ICSE Schools in Gwalior  ICSE schools in Gwalior, on the other hand, follow the curriculum prescribed by the Indian Certificate of Secondary Education board. These schools emphasize a holistic education approach, placing significant importance on critical thinking, practical skills, and an in-depth understanding of subjects. The ICSE curriculum is known for its rigorous evaluation methods, which encourage students to think creatively and analytically. Here are 10 prominent ICSE schools in Gwalior:  The Sanskaar Valley School: An esteemed ICSE school known for its academic excellence and extracurricular activities. The average annual fee may range from INR 2.5 lakhs to 4 lakhs.  Gwalior Glory High School: A well-established ICSE-affiliated school in Gwalior, with an average annual fee of around INR 1.5 lakhs to 2.5 lakhs.  Columbia Convent School: Known for its holistic approach to education, the average annual fee at Columbia Convent may be approximately INR 60,000 to 1 lakh.  Little Angels School: This ICSE school focuses on providing quality education to its students. The average annual fee is typically around INR 40,000 to 60,000.  Scindia Kanya Vidyalaya: An exclusive girls' ICSE school, it offers a blend of academics and character development. The average annual fee may range from INR 2.5 lakhs to 3.5 lakhs.  Maharishi Vidya Mandir: Known for its Vedic education principles, the average annual fee at this ICSE school is approximately INR 40,000 to 60,000.  Delhi Public School (DPS): DPS Gwalior offers ICSE education as well. The average annual fee may range from INR 1.5 lakhs to 3 lakhs.  Saint Joseph's Convent School: This ICSE school has a reputation for academic excellence. The average annual fee is typically around INR 40,000 to 60,000.  Scindia Balika Vidyalaya: An exclusive girls' ICSE school affiliated with Scindia School, with an average annual fee ranging from INR 2.5 lakhs to 3.5 lakhs.  Cambridge School: Known for its quality education, the average annual fee at Cambridge School is approximately INR 60,000 to 1 lakh. Schools in Chennai Read More International Baccalaureate (IB) Schools in Gwalior  International Baccalaureate (IB) schools in Gwalior follow a curriculum that is renowned for its academic rigor and emphasis on developing well-rounded individuals. The IB program includes the Primary Years Program (PYP), Middle Years Program (MYP), and Diploma Program (DP), catering to students from elementary to high school. IB schools focus on nurturing critical thinking, creativity, and a sense of global citizenship.  Here are 10 IB schools in Gwalior:  Sagar Public School, Gwalior: This school offers the IB Primary Years Programme (PYP) and the IB Diploma Programme (DP). The average annual fee for the DP program may range from INR 3 lakhs to 4.5 lakhs.  Delhi Public School (DPS), Gwalior: DPS Gwalior also offers the IB Diploma Programme in addition to other curricula. The average annual fee for the IB DP program may be around INR 2.5 lakhs to 3.5 lakhs.  The Heritage School: Known for its international curriculum, the average annual fee for the IB program at The Heritage School may range from INR 3 lakhs to 4.5 lakhs.  Gems Cambridge International School: This school offers the IB Primary Years Programme (PYP) and the IB Middle Years Programme (MYP). The average annual fee may vary but could be around INR 2.5 lakhs to 4 lakhs.  Shishukunj International School: Shishukunj offers the IB Primary Years Programme (PYP) and the IB Middle Years Programme (MYP). The average annual fee for the IB programs may range from INR 2 lakhs to 3.5 lakhs.  Gwalior Glory High School: In addition to ICSE, this school also offers the IB Diploma Programme. The average annual fee for the IB DP program may be around INR 2.5 lakhs to 3.5 lakhs.  Kendriya Vidyalaya No. 1 (KV1): A government-affiliated school that may offer the IB Diploma Programme with a relatively lower fee, typically ranging from INR 30,000 to 50,000 per year.  Columbia Convent School: This school may offer IB programs with an average annual fee of approximately INR 2 lakhs to 3.5 lakhs.  Mount Litera Zee School: Known for its international curriculum, the average annual fee for the IB programs at this school may range from INR 1 lakh to 2.5 lakhs.  Maharishi Vidya Mandir: This school may offer IB programs with an average annual fee of around INR 1.5 lakhs to 2.5 lakhs. The Role of Parents in School Selection  In Gwalior, as in any city, parents play a pivotal role in selecting the right school for their children. Factors such as the school's location, fees, reputation, and teaching methodologies all weigh heavily in the decision-making process.  Parents often seek guidance from educational consultants, visit schools, attend open houses, and rely on word-of-mouth recommendations to make informed choices. Many parents also prioritize a school's extracurricular activities and facilities, recognizing the importance of a well-rounded education. Considerations for Choosing CBSE Schools  National Recognition: CBSE certifications are widely recognized across India, making them suitable for families with potential mobility or those seeking national-level career opportunities for their children.  Structured Approach: CBSE schools are known for their structured curriculum and standardized assessments, which some parents believe provide a more predictable and competitive educational environment.  Focused Preparation: If a child aspires to engineering or medical fields, CBSE schools often offer a strong foundation for the required competitive exams like JEE (Joint Entrance Examination) and NEET (National Eligibility cum Entrance Test).  Considerations for Choosing ICSE Schools  Holistic Education: Parents who prioritize a well-rounded education with an emphasis on critical thinking, creativity, and practical skills may find ICSE schools in Gwalior to be an ideal choice.  In-Depth Understanding: The ICSE curriculum encourages students to delve deeply into subjects, fostering a thorough understanding of concepts rather than rote memorization.  Global Perspective: ICSE education is often considered more globally oriented, making it a potential choice for families with international career aspirations for their children. Schools in Bangalore Read More Boarding Schools in Gwalior   In this comprehensive exploration, we will delve into the world of boarding schools in Gwalior, shedding light on their distinctive features, the advantages they offer, and the role they play in shaping well-rounded individuals.  The Scindia School: An esteemed all-boys boarding school with an annual fee ranging from INR 5 lakhs to 7 lakhs.  Mayo College Girls' School: This girls' boarding school may have an annual fee of approximately INR 4 lakhs to 6 lakhs.  Gwalior Glory High School: A co-educational boarding school with an average annual fee of around INR 3 lakhs to 4.5 lakhs.  The Heritage School: Known for its international curriculum, the average annual fee for boarding at The Heritage School may range from INR 4 lakhs to 6 lakhs.  Scindia Kanya Vidyalaya: An exclusive girls' boarding school affiliated with Scindia School, with an average annual fee ranging from INR 3.5 lakhs to 5 lakhs.  Delhi Public School (DPS): DPS Gwalior offers boarding facilities with an average annual fee that may be around INR 3 lakhs to 4.5 lakhs.  Mount Litera Zee School: The boarding facility at Mount Litera Zee School may have an average annual fee of approximately INR 2.5 lakhs to 4 lakhs.  Columbia Convent School: The boarding facility at this school may have an average annual fee of around INR 2 lakhs to 3.5 lakhs.  Aditya Birla Public School: Known for its strong educational foundation, the average annual fee for boarding at this school is typically around INR 3 lakhs to 4.5 lakhs.  Scindia Balika Vidyalaya: An exclusive girls' boarding school affiliated with Scindia School, with an average annual fee ranging from INR 3.5 lakhs to 5 lakhs.  The Boarding School Experience in Gwalior  Boarding schools in Gwalior are as diverse as the city itself, offering a range of educational philosophies, curricula, and facilities. Some cater exclusively to boys, some exclusively to girls, and others are coeducational. The choice of a boarding school often depends on a family's values, preferences, and the specific needs of the student.   These are the top schools in Gwalior that you can shortlist for your kid’s future. Need help saving for these high fees? Then download the EduFund App and find the best savings plan that can help you pay for these fees without breaking your bank.  FAQs Which is the most expensive school in Gwalior? The most expensive school in Gwalior can vary depending on factors like curriculum, facilities, and reputation. Schools such as The Scindia School and DPS Gwalior are known for their premium fees and quality education. Is Gwalior a good city for students? Yes, Gwalior is a good city for students. It has a rich educational heritage with a variety of schools, colleges, and universities. The city's cultural and historical significance adds to the overall learning experience, making it an excellent choice for students Is Gwalior a costly city for child education? The cost of child education in Gwalior can vary. While there are affordable options available, some schools, especially international and boarding schools, can be relatively costly. However, the city provides a range of educational choices, allowing parents to find options that suit their budget and preferences
Time Management Tips for Busy Parents

Time Management Tips for Busy Parents

Balancing the roles of a parent, student, or working professional can be an overwhelming challenge. In this guide, we will explore valuable time management tips tailored specifically for busy parents. Whether you're juggling the demands of studying, exams, or work alongside your parenting responsibilities, or if you're a single parent facing unique challenges, these time management strategies will help you navigate the complexities of your busy life more effectively. What is Time Management? Time management is a crucial skill that allows individuals to efficiently allocate their time to various tasks and activities in order to achieve their goals, meet deadlines, reduce stress, and enhance productivity. For busy parents, whether they are students, working professionals, or single parents, mastering time management is essential for maintaining a healthy work-life balance and ensuring their children's well-being. Start Investing Early in Mutual Funds Key Aspects of Time Management  Setting Priorities: Time management begins with identifying and prioritizing tasks. Busy parents must determine which activities are most important and require immediate attention.  Planning and Organisation: Effective time management involves creating a clear plan or schedule. Parents can use tools like calendars or to-do lists to keep track of appointments, assignments, and family commitments.  Goal Setting: Setting specific, achievable goals helps parents stay focused and motivated. These goals can relate to personal, professional, or academic aspirations.  Delegation: Recognising that it's impossible to do everything alone, parents can delegate tasks to family members or seek support from caregivers or babysitters when necessary.  Time Tracking: Keeping track of how time is spent throughout the day can help parents identify areas where they can be more efficient and reduce time-wasting activities.  Time Management Tips for Different Parenting Scenarios Time Management Tips for Students: Parents who are students themselves must create a study schedule that aligns with their class timings and family commitments. They can also communicate their academic needs to family members for better support.  Time Management Tips for Working Parents: Balancing work and family life can be challenging. Working parents should establish boundaries between work and personal time, communicate with their employers about flexible schedules when needed, and involve children in age-appropriate household chores.  Time Management Tips for Single Parents: Single parents often bear the sole responsibility for their children. To manage their time effectively, they should seek support from their extended family or friends, utilize childcare services, and create a consistent daily routine to provide stability for their children. Start Saving with EduFund Benefits of Effective Time Management for Parents Reduced stress and anxiety.  Improved work or academic performance.  Enhanced quality time with family.  Greater personal satisfaction and well-being.  Improved role modeling for children in terms of time management skills.  Time Management Tips for Students and Exams Boosting Success and Reducing Stress Time management is a critical skill for students, especially when preparing for exams. Effective time management not only enhances academic performance but also reduces stress. Here are some valuable tips for students, along with insights into the benefits of mastering this essential skill. Time Management Tips for Students Define Your Objectives: Specify Your Academic and Personal Objectives. Knowing what you want to achieve will help you prioritize tasks and allocate time more efficiently.  Create a Schedule: Develop a daily or weekly schedule that includes study sessions, classes, breaks, and leisure time. As much as possible, adhere to your schedule.  Set a priority list for your tasks and pay attention to the most crucial and urgent ones first. Use techniques like the Eisenhower Matrix to categorize your tasks based on importance and urgency.  Use Time Blocks: Divide your study sessions into manageable time blocks (e.g., 25-30 minutes) with short breaks in between. By doing so, burnout is avoided, and attention is maintained.  Eliminate Distractions: Recognise and reduce interruptions in your study area. Turn off notifications on your devices and find a quiet, well-lit space to work.  Set Realistic Deadlines: Break down larger tasks into smaller, achievable milestones with specific deadlines. This makes studying more manageable and reduces procrastination.  Utilise Technology: Leverage productivity apps and tools like calendars, task lists, and note-taking apps to organize your schedule and track assignments. Time Management Tips for Exam Preparation Plan: Start your exam preparation well in advance to avoid last-minute cramming. A well-structured study plan increases retention and reduces stress.  Practice Active Learning: Engage actively with study materials by summarizing, asking questions, and teaching the content to others. This approach promotes deeper understanding.  Take Regular Breaks: Short, regular breaks during study sessions can enhance focus and retention. Use techniques like the Pomodoro method to incorporate breaks effectively.  Review and Self-Test: Regularly review your notes and self-test with practice questions or quizzes to gauge your progress and identify weak areas.  Invest in the US Market Benefits of Time Management Improved Academic Performance: Effective time management allows students to allocate more time to studying and assignments, resulting in better grades.  Reduced Stress and Anxiety: Proper planning and organization reduce the pressure of looming deadlines and exams, leading to decreased stress levels.  Enhanced Productivity: Time management helps students accomplish more in less time, leaving room for extracurricular activities or personal interests.  Increased Self-Discipline: Consistent time management cultivates self-discipline, which is a valuable life skill beyond academia.  Better Work-Life Balance: Balancing academics, social activities, and personal time becomes easier with effective time management, contributing to overall well-being.  Time Management Tips for Working Parents  Prioritise Tasks: Identify essential tasks at work and home and allocate time accordingly.  Delegate and Share Responsibilities: Share household duties with your partner and assign age-appropriate tasks to your children.  Use Technology: Utilise digital tools and apps to organize schedules and set reminders.  Batch Activities: Group similar tasks together to minimize context switching.  Set Boundaries: Clearly define work and family time to maintain a healthy work-life balance.  Time Management Tips for Single Parents Seek Support: Build a support network of family, friends, or childcare services.  Plan: Prepare meals and outfits in advance and establish routines.  Flexibility: Be adaptable when unexpected situations arise.  Self-Care: Allocate time for self-care and relaxation to prevent burnout.  Apply for Scholarship Programs Importance of Time Management Effective time management ensures working parents can excel in their careers while providing quality time for their families. For single parents, it helps maintain order, reduce stress, and create a nurturing environment for their children. In both cases, it fosters a healthy work-life balance and promotes overall well-being.  Why are time management skills important for parents?  Time management skills are crucial for parents for several reasons, as they play a pivotal role in balancing their responsibilities, ensuring the well-being of their children, and maintaining their own personal well-being. Here's why effective time management is essential for parents:  Balancing Multiple Roles: Parents often wear multiple hats, such as caregivers, employees, homemakers, and more. Time management helps them allocate sufficient time and attention to each role without feeling overwhelmed. Quality Family Time: Well-organised schedules enable parents to create and protect quality family time. Spending meaningful moments together fosters strong relationships and emotional bonds with their children.  Stress Reduction: Effective time management reduces the stress associated with trying to juggle numerous responsibilities. It allows parents to tackle tasks systematically and with a sense of control.  Role Modeling: Parents who practice good time management set a positive example for their children. Kids learn valuable life skills by observing their parents' ability to prioritize and manage their time effectively.  Career Success: For working parents, time management is essential for excelling in their careers. It ensures they meet deadlines, perform well at work, and can balance professional and family life.  Self-Care: Parents often neglect their own well-being due to their busy schedules. Time management allows them to carve out time for self-care, which is essential for physical and mental health.  Household Organisation: Managing a household involves various tasks, from grocery shopping to paying bills. Efficient time management ensures these chores are completed without causing chaos or last-minute rushes.  Supporting Child Development: Parents need time to engage in activities that support their children's physical, emotional, and educational development. Structured routines and schedules facilitate these activities.  Adaptability: Effective time management enables parents to adapt to unexpected situations, such as illnesses or emergencies, without compromising their responsibilities.  Personal Growth: Parents should have opportunities for personal growth and self-improvement. Good time management allows them to pursue hobbies, education, or personal goals.  Money Management Tips: 50/30/20 Rule Read More Time management strategies to increase productivity Effective time management is key to increasing productivity in both personal and professional life. The following tips will assist you in making the most of your time:  Set Specific Objectives: Identify your immediate and long-term objectives. Knowing what you want to accomplish gives you inspiration and direction.  Sort jobs into priority order by deciding which are more crucial and urgent. Focus on completing high-priority items first to prevent them from piling up.  Plan and Schedule: Create a daily or weekly schedule that includes specific time blocks for tasks and activities. As much as you can, follow your timetable.  Avoid Multitasking: Multitasking can reduce efficiency and quality. Instead, concentrate on one activity at a time to finish it more quickly.  Use Time Management Tools: Utilise productivity apps, calendars, and to-do lists to organize your tasks and deadlines.  Set Time Limits: Give each task a certain amount of time to finish. This encourages you to work efficiently and avoid overthinking or procrastination.  Eliminate Distractions: Identify common distractions and minimize them. Make a quiet workstation, disable notifications, and remove any unwanted tabs on your computer.  Take Breaks: Regular short breaks during work can improve focus and prevent burnout. The Pomodoro technique, which involves working for 25 minutes and then taking a 5-minute break, is one effective method.  Delegate and Outsource: If possible, delegate tasks to others or consider outsourcing tasks that are not your strengths.  Review and Adjust: Regularly assess your time management techniques and make any necessary adjustments. Learn from your experiences to become more efficient over time.  Learn to Say No: Don't overcommit yourself. Politely decline tasks or projects that you don't have the capacity to handle.  Practice Self-Care: Maintain a healthy work-life balance by prioritizing self-care activities such as exercise, relaxation, and spending time with loved ones.  By implementing these time management strategies, you can enhance your productivity, reduce stress, and achieve your goals more efficiently, whether in your personal life or at work.  FAQs How can I improve my time management skills? To enhance time management, set clear goals, prioritize tasks, create schedules, avoid multitasking, and eliminate distractions. Regularly review and adjust your strategies. Why is time management important in the workplace? Time management boosts productivity, reduces stress, and ensures timely project completion. It also enhances work-life balance and fosters a more efficient and organized work environment.  What is the Pomodoro Technique?  The Pomodoro Technique is a time management method that involves working for 25 minutes and then taking a 5-minute break. After four cycles, take a longer break. This approach improves focus and productivity.
ICICI Prudential MNC Fund: Features, Performance & More

ICICI Prudential MNC Fund: Features, Performance & More

ICICI Prudential Mutual Fund is the second-largest asset management company in India. With over Rs 5 Lakh crore, the AMC is among the most trusted names in the mutual fund space. AMC offers products across asset classes. Let us talk about the flagship product of ICICI Prudential MNC Fund. ICICI Prudential MNC Fund Investment Objective The scheme primarily aims to provide capital appreciation by investing predominantly in equity and equity-related securities within the MNC space. Investment Process This is an open-ended equity scheme that follows an MNC theme, which falls under the thematic category. It invests in growing company stocks, which are selected based on extensive research and screening. Stocks selected for investment are reviewed periodically. ICICI Prudential MNC Fund broadly focuses on three approaches: 1. Indian Multi-national Companies - Companies incorporated in India with business operations across the globe. 2. Multi-national Companies listed in India - Foreign Companies having business operations in India and listed on Indian Stock exchanges. 3. Global Multi-national Companies - Foreign Companies having business operations across the globe but not listed on Indian Stock exchanges. Portfolio Composition The equity exposure is majorly in large-cap securities at 55%, followed by mid-cap and small-cap at 34% and 11%, respectively. The funds are invested across all the sectors without any specific sector being given more importance. The top 5 sectors hold nearly 53% of the portfolio. Note: 31st July 2023 Source: ICICI Pru Top 5 Holdings for ICICI Prudential MNC Fund NameSectorWeightage %Maruti Suzuki India LtdAutomobile8.70%Sun Pharmaceutical Ltd.Healthcare5.76%Infosys Ltd.Technology4.67%Hindustan Unilever LtdFMCG4.64%Bharti Airtel LtdTelecom Services4.12Note: Fund Performance since launch. Date: 17th June 2019Source: icicipruamc.com Invest in ICICI Mutual Fund Performance Since Inception Returns of ICICI Prudential MNC fund-Growth Option as of 30th June 2023. Particulars1 Year3 YearSince InceptionScheme20.4628.7920.20Nifty MNC TRI25.3419.8315.55Nifty 50 TRI 222.9124.5414.47Note: Fund performance since launch; Inception Date:17th June 2019.Source: icicipruamc.com The fund has given consistent returns and has outperformed both the benchmarks over the longer time horizon. If a person had invested Rs. 10,000 at the scheme's inception, it would now be valued at Rs. 21,020 against Rs. 17,923.78 in the NIFTY MNC TRI. Fund Manager The fund is ably managed by Roshan Chutkey, who has 28 years of experience and manages five funds in total. Who should invest in ICICI Prudential MNC Fund? Investors who aim to invest in a portfolio that invests primarily in securities within the MNC space and achieve goals like Wealth Creation. Why invest in ICICI Prudential MNC Fund? · High Quality & diversified portfolio: The scheme provides endeavors to invest in high-quality multi-national companies. · Flexibility: The scheme has the flexibility to invest across market caps and follow a sector-agnostic approach. · Bottom-up stock selection: The scheme follows a bottom-up approach while selecting stocks. Time Horizon · One should look at investing for a minimum of five years or more. · Investment through a Systematic Investment Plan (SIP) may help tackle broader equity market volatility. Conclusion ICICI Prudential MNC Fund provides access to well-researched multi-national companies, which are an integral part of the global economy and can navigate challenging market conditions with relative ease. The fund has consistently performed and has outperformed its benchmarks in the long run. Hence, investors seeking to invest for a long-term time horizon to generate high returns with higher risk can consider this fund
HDFC Multi Asset Fund: Investment, Returns & More

HDFC Multi Asset Fund: Investment, Returns & More

HDFC Asset Management Company Ltd. (HDFC AMC) is one of India's largest mutual fund companies. It is among one of the most profitable asset management companies (AMC) in the country. The company manages assets of over Rs. 4.8 Lakh crores (excluding domestic fund of funds) as of 30th June 2023. https://www.youtube.com/watch?v=qy_EsYNTJU4 HDFC Multi-Asset Fund Investment Objective The objective of the Scheme is to generate long-term capital appreciation/income by investing in a diversified portfolio of equity & equity-related instruments, debt & money market instruments, and gold-related instruments. Investment Strategy Equity - The Fund follows a model whereby equity allocation is decided by factors such as TTM P/E, 1 Year Forward P/E, TTM PB, Earnings Yield/ G-Sec Yield, etc., with monthly rebalancing. Arbitrage - The Fund seeks to generate income through arbitrage opportunities. The arbitrage allocation ensures the fund is equity-oriented. Arbitrage allocation reduces the impact of equity drawdown. Debt - The Fund seeks to generate income by investing in debt securities based on credit quality, liquidity, interest rate, and outlook. Portfolio Composition The fund holds 54.07% equity, 13.29% debt, 13% commodities, 3.31% real estate, and 16.8% in Cash and cash equivalents. The significant sectoral exposure is to Financials, which account for over 16.68% of the equity portfolio. The top five sectors hold more than 34% of the equity portfolio. Date: 31st July 2023 Source: Value Research HDFC SIP Calculator Top 5 Holdings for HDFC Multi-Asset Fund NameWeightage %HDFC Gold ETF12.76%HDFC Bank6.26%ICICI Bank4.29%Axis Bank4.2%Bharti Airtel2.26%Date: 31st July 2023 Source: Value Research Invest in HDFC Mutual Fund Fund Managers for HDFC Multi-Asset Fund Currently, the HDFC Multi-Asset Fund is managed by the following fund managers. Mr Bhagyesh Kagalkar (Since 2nd February 2022): Collectively over 28 years of experience in Equity Research, investments, and Finance. Mr Srinivasan Ramamurthy (Since 13th January 2022): Collectively over 15 years of experience in equity research and fund management. Mr Anil Bamboli (Since 17th August 2005): Collectively over 28 years of experience in Equity Research, investments, and Finance Mr Arun Agarwal (Since 24 August 2020): Collectively over 23 years of experience in equity, debt, and derivative dealing, fund management, internal audit, and treasury operations. Mr Nirman Morakhia (Since 15th February 2023): Fund Manager and Dealer – Equities. Mr Priya Ranjan (Since 15th February 2023): Collectively, over 15 years of experience. Senior Equity Analyst and Fund Manager for Overseas Investments. Who Should Invest in HDFC Multi-Asset Fund? Investors looking to diversify their portfolio by gaining exposure to an actively managed portfolio across a variety of asset classes (like equity, gold, debt, etc.) under a single unified scheme may consider multi-asset allocation funds as a good option. However, investors should remain invested long-term to witness wealth creation. Past Performance of Regular Plan as of 31st July 2023. Full Name1Y3Y5Y10YSince InceptionHDFC Multi-Asset Fund (%)1416.0911.2911.179.89Benchmark Returns (%)14.1116.3812.4412.66NAAdditional Benchmark Returns (%)16.1822.7113.0214.5113.83 Conclusion The HDFC Multi-Asset Fund has been in existence for nearly two decades. It provides an opportunity to invest across various asset classes with the benefit of true diversification. So, investors looking to diversify their investments across various asset classes can consider this fund. DisclaimerThis is not recommendation advice. All information in this blog is for educational purposes only.
Here's Why Indian Students Prefer to Study Abroad!

Here's Why Indian Students Prefer to Study Abroad!

Studying abroad has been the dream of several Indian students. In recent years, an increasing number of Indian students have been embarking on an exciting journey to foreign shores in pursuit of their higher education. The allure of studying in international universities has captured the imaginations of countless young, ambitious minds in India. But what's the reason behind students preferring to travel abroad for higher education?   Union Minister of State for Education, Subhas Sarkar, revealed that around 30.13 lakh Indian students pursued overseas higher education since 2017. In 2022, 13 lakh students departed, marking a 198% surge from 2021 and a 125% rise from the 2019 pre-pandemic number. A 2021 report by Redseer Strategy Consultants forecasts Indian students' global higher education expenditure to exceed $75 billion by 2024, with preferred destinations including the US, UK, Canada, Australia, Germany, and France. Let's have a peek into the reasons driving this obsession with studying abroad! 1. Quality Education  A major catalyst for Indian students flocking to universities abroad is the unparalleled quality of education offered by them. Renowned institutions abroad are popular for their cutting-edge curriculum, exceptional faculty, and state-of-the-art research facilities. The allure of world-class education is undeniably strong, which inspires students to leave their comfort zones and broaden their horizons in pursuit of excellence in their education.  2. Abundance of Work Opportunities  Most Indians with a satisfactory job abroad highlight the plethora of career opportunities awaiting Indian students who wish to travel abroad for higher education. France recently extended post-study work visas for international students, providing excellent post-study work opportunities. Prime Minister Narendra Modi announced that Indian students pursuing a Master's will now get a five-year long-term post-study visa. Many countries, such as the United States, Canada, United Kingdom, and France, extend study visas post-graduation, granting students an opportunity to gain work experience abroad. Germany also provides excellent post-study work opportunities for international students, including Indian students allowing them to stay in Germany for up to 18 months to search for employment. This enthralling prospect holds great appeal, as it allows Indian graduates to learn a wide variety of skills and explore new possibilities in the global job market. 3. The Allure of Permanent Residency  Beyond the academic journey, many nations also open their arms to international students who wish to turn their temporary stay into a permanent one. Thus, by offering the coveted prize of permanent residency, these countries become a dream destination for Indian students who are seeking a new life abroad. The chance to build a career and call another land their home becomes an irresistible prospect, drawing in a multitude of talented minds from India.  Countries like Canada and Australia offer work visas to international students after graduation, paving the way for them to gain practical work experience. This invaluable opportunity not only boosts employability but also serves as a stepping stone towards applying for permanent residency. The possibility of a seamless transition from student life to professional success propels many Indians to make the leap across borders.  4. Popular Universities: Hubs of Learning and Innovation  Universities such as Harvard, MIT, Stanford, Oxford, and Cambridge have become beacons of aspiration for Indian students. Their global reputation for delivering unmatched education and research opportunities continues to draw thousands of eager learners each year. The journey to these esteemed institutions becomes a transformative experience for students, molding them into visionaries who can lead in their chosen fields.  5. Difference between Quality Education: Home vs. Abroad  While India is home to some excellent universities, the appeal for studying abroad lies in their unmatched infrastructure, distinguished faculty, and advanced research facilities. These resources empower students with the tools to gain a competitive edge in their respective domains, fostering a culture of innovation and critical thinking that permeates all aspects of their future careers.  Conclusion  International education opens doors to boundless opportunities for Indian students, adding immeasurable value to their personal and professional journeys. The world-class education and research opportunities they encounter inspire them to reach new heights, fueling their passion for knowledge and discovery. Exposure to diverse cultures and perspectives transforms them into well-rounded individuals who can bridge the gap between nations and create a global impact. 
UTI Nifty 500 Value 50 Index Fund

UTI Nifty 500 Value 50 Index Fund

UTI is one of the pioneers of the Indian Mutual Fund Industry. With an AUM of approximately Rs 2.4 Lakh crore, the AMC is among the most trusted names in the mutual fund space. The UTI Mutual Fund offers products across asset classes. Let us discuss the flagship product – UTI Nifty 500 Value 50 Index Fund. UTI Nifty 500 Value 50 Index Fund Investment Objective: The investment objective of the scheme is to provide returns that, before expenses, correspond to the total return of the securities as represented by the underlying index, subject to tracking error. Investment Process: UTI Nifty 500 Value 50 Index Fund follows a passive style of investing; that is, it invests in all the companies forming part of the Nifty 500 Value 50 Total Return Index (the underlying index) in the same proportion of the underlying index to earn a return as much as the underlying index, before expenses. Portfolio Composition The portfolio is biased towards large-cap stocks, with 56.21% of the fund allocation in large-cap stocks and the remaining 31.43% and 12.36% in mid-cap and small-cap, respectively. The scheme had significant exposure to the Financial Services sector, followed by Oil, Gas and consumables, and Metals & mining. Note: Data as of July 31, 2023.Source: UTI MF Invest in Mutual Fund Top 5 Holdings for UTI Nifty 500 Value 50 Index Fund NameSectorWeightage %Power Finance Corporation Ltd.Financial5.78NTPC Ltd.Energy5.42Oil & Natural Gas CorporationLtd.Energy5.18Tata Steel Ltd.Metals & Mining5.15Hindalco Industries Ltd.Metals & Mining5.12Note: Data as of July 31, 2023.Source: UTI MF Performance since Inception If you had invested 10,000 at the fund's inception, it would now be valued at Rs. 11,479, whereas the benchmark (Nifty 500 Value 50 TRI) would have fetched Rs. 11,503. Note: Performance of the fund since launch; Inception Date: July 31, 2023. Source: utimf.com Fund Manager Sharwan Goyal is the Fund Manager and Head of Passive, Arbitrage, and Quantum strategies at UTI AMC. He is a CFA Charter holder from CFA Institute, USA, and holds a post-graduate degree in Management (MMS) from Welingkar Institute of Management, Mumbai. He has over 16 years of experience in Risk Management, Equity Research, Portfolio Analysis, and Fund Management at UTI AMC. Who Should Invest in UTI Nifty 500 Value 50 Index Fund? · This fund is suitable for Investors looking for returns that are commensurate with the performance of the Nifty 500 Value 50 Index over the long term. Ideal Time to Stay Invested · Ideal for investment with a time horizon of, preferably, five years or above. · Investment through a Systematic Investment Plan (SIP) may help in tackling the volatility of the broader equity market. Conclusion UTI Nifty 500 Values 50 index fund is an open-ended fund that allows investors to invest in diversified companies with good growth potential. However, the fund was launched approximately three months ago, so it will be essential to monitor how the fund performs in the future. UTI Nifty 500 Value 50 Index Fund has been classified as having very high risk. Investors willing to invest passively for long-term growth and want to save on expense ratio can consider this fund. DisclaimerThis is not recommendation advice. All information in this blog is for educational purposes only.
whatsapp