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Expensive Schools in Ahmedabad Ahmedabad, a thriving metropolis in Gujarat, is renowned for its outstanding educational system in addition to its rich cultural legacy and dynamic customs. Several schools in Ahmedabad cater to various educational boards and beliefs. With an emphasis on institutions with ties to the CBSE and ICSE, we shall examine the top 25 schools in Ahmedabad in this article. Don’t forget to have a look at the FAQs in the end. Start Investing in Mutual Funds Education in Ahmedabad Ahmedabad is home to a wide variety of schools, each of which provides an exceptional educational opportunity. The schools in the city are renowned for their dedication to academic quality, all-around development, and cutting-edge facilities. Let's look at the: Top 10 CBSE Schools in Ahmedabad Here are the Top 10 CBSE schools that every parent wants their children to be in:  1. Delhi Public School, Bhopal: A CBSE-affiliated school, is famous for its demanding academic program and top-notch amenities. It constantly holds a top spot among Ahmedabad's CBSE schools. Annual Fee: INR 1,50,000 to INR 2,50,000 2. Maharaja Agrasen Vidyalaya: Maharaja Agrasen Vidyalaya is a prestigious institution with a focus on values-based education and a solid academic foundation. It has a history of turning out successful people. Annual Fee: INR 1,00,000 to INR 2,00,000. Save for Child Education with EduFund 3. Shanti Asiatic School: The school emphasizes inclusion and diversity while providing a comprehensive approach to education. For students, it offers a rich learning environment. Annual Fee: INR 1,20,000 to INR 2,40,000 4. Zydus School for Excellence: With cutting-edge facilities and a committed faculty, Zydus School for Excellence has made a name for itself as one of Ahmedabad's finest CBSE schools. Annual Fee: INR 1,20,000 to INR 2,00,000. Expensive Schools in Bangalore Read More 5. Anand Niketan School: To guarantee total growth, Anand Niketan School places a strong emphasis on academic performance. Annual Fee: INR 1,20,000 to INR 2,20,000. 6. Udgam School for Children: Udgam School is dedicated to encouraging creativity and critical thinking in its pupils and follows the CBSE curriculum. Annual Fee: INR 1,00,000 to INR 2,00,000. Invest in the US Market 7. Global Indian International School: The Global Indian International School is a CBSE-affiliated international school that emphasizes cultural diversity and gives a global perspective on education. Annual Fee: INR 50,000 to INR 1,00,000. (Contains only the admission fee) 8. EuroSchool: EuroSchool Ahmedabad is dedicated to fostering independent thinkers and problem solvers by using a cutting-edge educational methodology. Annual Fee: Varies Apply for Education Loans 9. Aavishkar International School: Students are encouraged to pursue their interests in a learning atmosphere that is focused on them. Annual Fee: Varies 10. St. Kabir Indian International School: St. Kabir School offers a well-rounded education by fusing Indian principles with exposure to other cultures.  Annual Fee: INR 1,50,000 to INR 2,50,000 Expensive Schools in Delhi Read More Top 10 ICSE Schools in Ahmedabad Here are the Top 10 ICSE Schools take will make your children come out with flying colors. 1. The Riverside School: The Riverside School is a leader in ICSE education in Ahmedabad and is renowned for its cutting-edge teaching strategies and emphasis on experiential learning. Annual Fee: INR 2,50,000 to INR 4,50,000. 2. GEMS Genesis International School (GGIS): The goal of GEMS Genesis International School (GGIS) is to create well-rounded individuals who are capable of thriving in a globalized society. Annual Fee: 2,00,000 to INR 4,00,000 (For middle school) Download App and Start Investing in Child's Future 3. Fountainhead School: Fountainhead School provides a vibrant curriculum that encourages pupils to think critically and upholds the notion of fostering lifelong learners. Annual Fee: Varies 4. Zydus School for Excellence (ISCE): Offering both the ICSE curriculum and a CBSE component, Zydus School for Excellence gives parents an option. Annual Fee: INR 1,20,000 to INR 2,00,000. Calculate SIP Returns 5. Rachna School - Rachna School is renowned for its solid academic foundation and a culture that values uniqueness and innovation. Annual Fee: INR 60,000 to INR 1,20,000. 6. Sheth C. N. English Medium School: Sheth C. N. School is a well-known institution for its commitment to both academic success and the growth of moral character. Annual Fee: INR 1,00,000 to INR 2,00,000. Expensive Schools in Hyderabad Read More 7. St. Xavier's High School: St. Xavier's High School emphasizes holistic development while adhering to the ICSE curriculum to ensure pupils are ready for life after graduation. Annual Fee: Varies 8. Divine Child International School- Divine Child International School provides kids with a loving atmosphere that encourages academic performance and personal development. Annual Fee: Varies 9. St. Kabir School (ISCE): St. Kabir School offers instruction for the ICSE board in addition to its CBSE part, providing parents with extra choices. Annual Fee: INR 1,50,000 to INR 2,50,000. 10. Zydus School for Excellence (ISCE): Zydus School for Excellence (ISCE) is one of Ahmedabad's most flexible schools since it provides both the CBSE and ICSE curriculum. Annual Fee: INR 1,20,000 to INR 2,00,000. Government Schools in Ahmedabad With schools coming with a price tag, who would not want their children admitted to a budget-friendly yet prestigious school? Let’s have a look at the top Government Schools in Ahmedabad: 1. Kendriya Vidyalaya, Vastrapur: Kendriya Vidhyalaya, which was founded in the year 1980, is situated in the Vastrapur neighborhood of Ahmedabad's City block. High secondary education is offered at the school, which the federal government runs. It is a Co-Ed English medium school. 2. Government High Secondary School Juhapura Founded in 2011, it is situated in a rural region of the Gyaspur neighborhood of Ahmedabad's City block. The Department of Education oversees the school, which offers secondary and high school education to students in grades nine through twelve. Gujarati is used as the primary language of instruction, and the institution is co-ed. Both the secondary and high secondary levels of the school are associated with the State Board. 3. Municipal School No. 1 (MS1): Municipal School No. 1 is known for its affordability, and in many cases, it offers education at minimal or no cost. The school aims to make education accessible to students from all socio-economic backgrounds. 4. Gujarat Vidyapith: The fees at Gujarat Vidyapith vary depending on the course and level of education. Undergraduate and postgraduate courses often have reasonable fees, making them an attractive option for higher education. https://www.youtube.com/watch?v=O9P78xefVvQ&t=16s FAQs Which school in Ahmedabad is the most expensive? International schools or those that provide the International Baccalaureate(IB) program are often the costliest institutions in Ahmedabad Are the schools in Ahmedabad good for education? Ahmedabad is a desirable location for great education because of its strong educational infrastructure and combination of good private and public institutions Is Ahmedabad expensive for students? The price of schooling varies per school in Ahmedabad. Government schools are among the cheaper alternatives, even if some institutions are pricey.

Did you know that top schools in Mussoorie charge nearly one lakh in fees every year? It’s true! Mussoorie is home to one of the most expensive schools in India Woodstock School where fees can go up to 20 lakhs per annum! In this blog, we will cover the best CBSE, ICSE, IB, and boarding schools in Mussoorie, and get an idea of the average fees for these schools to help you be prepared. Top 10 Schools in Mussoorie Let’s explore the top schools in Mussoorie for Indian students: 1. Woodstock School:   Average Fees: 18 to 20,00,000 per annum (Grades 6 to 12)  Nestled in the heart of Mussoorie, Woodstock School is a renowned international institution with a legacy dating back to 1854. It is one of the top schools in Mussoorie and is known for its diverse student body and global curriculum, it offers a holistic education emphasizing academic excellence, cultural diversity, and community service. The school's lush campus and historic buildings provide a serene backdrop for learning.  Schools in Ahmedabad Read More 2. The Doon School:   Average Fees: Approximately INR 10,00,000 per annum  The Doon School, founded in 1935, is an iconic all-boys boarding school in Mussoorie. It is celebrated for its rigorous academics, leadership development, and extracurricular activities. With its sprawling campus, state-of-the-art facilities, and a strong alumni network, The Doon School consistently ranks among India's top schools. Schools in Bangalore Read More 3. Mussoorie International School:   Average Fees: Approximately INR 5,00,000 per annum  Mussoorie International School is a co-educational institution offering a blend of academic excellence and character development. Established in 1984, it provides a nurturing environment for holistic growth. The institution stands out for its dedication to encouraging critical thinking and innovation.  4. Wynberg-Allen School:   Average Fees: Approximately INR 6,00,000 per annum  Founded in 1888, Wynberg-Allen School is one of the oldest and most prestigious schools in Mussoorie. It is known for its emphasis on discipline, character building, and academic achievement. The school's colonial-era architecture and extensive sports facilities create a unique ambiance.  Start Investing in Mutual Funds 5. Oak Grove School:   Average Fees: Approximately INR 1,00,000 per annum  Situated on the outskirts of Mussoorie, Oak Grove School is a residential institution established in 1888. It follows the CBSE curriculum and is celebrated for its inclusive education approach, promoting cultural exchange among students from various backgrounds. 6. St. George's College:   Average Fees: Not available (Contact the school for details)  St. George's College, founded in 1853, is a prominent all-boys school in Mussoorie. It combines academic rigor with a strong focus on sports, music, and arts. The school's heritage and commitment to holistic development make it a preferred choice for many parents. Download the App and Start Saving with EduFund 7. Convent of Jesus and Mary, Waverley:   Average Fees: Not available (Contact the school for details)  Established in 1845, the Convent of Jesus and Mary, Waverley is one of the oldest girls' schools in Mussoorie. It has a rich tradition of academic excellence and character formation. The school's picturesque campus and serene atmosphere contribute to a conducive learning environment.  8. Mussoorie Modern School:   Average Fees: Approximately INR 3,50,000 per annum  Mussoorie Modern School is a co-ed institution known for its quality education and values-based learning. Founded in 1984, it has evolved into a reputed educational hub. The school focuses on holistic development and promotes a sense of responsibility in its students.  Invest in US Market 9. Mussoorie Public School:   Average Fees: Approximately INR 2,50,000 per annum  Mussoorie Public School, established in 1966, offers a comprehensive education program. It emphasizes academic rigor, character development, and extracurricular engagement. The school's commitment to nurturing well-rounded individuals sets it apart.  10. Himalaya International School:   Average Fees: Approximately INR 4,00,000 per annum  Himalaya International School is a relatively new entrant in Mussoorie's educational landscape, founded in 2003. It has quickly gained recognition for its progressive teaching methods and emphasis on technology-driven learning. The school's modern infrastructure and global outlook attract parents seeking a contemporary approach to education. Apply for Scholarships for Child Education CBSE Schools in Mussoorie  Mussoorie is home to several reputed Central Board of Secondary Education (CBSE) schools that offer students a well-rounded education. These schools follow the CBSE curriculum, known for their comprehensive and standardized approach to education. Here are some notable CBSE schools in Mussoorie:  The Doon School: The Doon School, an iconic all-boys boarding school, is one of Mussoorie's top CBSE institutions. It combines a rigorous CBSE curriculum with a focus on character development, leadership, and extracurricular activities. The school's stunning campus and rich history make it a sought-after choice for many parents.  Mussoorie International School: Mussoorie International School, a co-educational institution, offers a blend of academic excellence and character development within the CBSE framework. Established in 1984, it provides a nurturing environment for holistic growth, ensuring students receive a well-rounded education.  Oak Grove School: Situated on the outskirts of Mussoorie, Oak Grove School is a residential CBSE school founded in 1888. It follows the CBSE curriculum and is known for its inclusive education approach, promoting cultural exchange among students from diverse backgrounds.  Mussoorie Public School: Established in 1966, Mussoorie Public School follows the CBSE curriculum and offers a comprehensive education program. The school emphasizes academic rigor, character development, and extracurricular engagement, shaping students into well-rounded individuals.  Mussoorie Modern School: Mussoorie Modern School, founded in 1984, is a co-ed CBSE institution known for its quality education and value-based learning. The school focuses on holistic development and instills a sense of responsibility in its students.  Apply for Education Loans ICSE Schools in Mussoorie  Apart from CBSE schools, Mussoorie also boasts several Indian Certificate of Secondary Education (ICSE) schools, known for their rigorous and diverse curriculum. Here are some notable ICSE schools in Mussoorie:  Woodstock School: Woodstock School, a prestigious international institution, has been serving Mussoorie since 1854. While it primarily follows the International Baccalaureate (IB) curriculum, it offers ICSE as an option. The school is celebrated for its diverse student body and global curriculum, fostering academic excellence and cultural diversity.  St. George's College: St. George's College, founded in 1853, is a renowned all-boys school in Mussoorie. While it primarily follows the ICSE curriculum, it also emphasizes sports, music, and arts. The school's rich heritage and commitment to holistic development make it a preferred choice for many parents.  Convent of Jesus and Mary, Waverley: Founded in 1845, Convent of Jesus and Mary, Waverley, is one of the oldest girls' ICSE schools in Mussoorie. The school has a tradition of academic excellence and character formation. Its picturesque campus and serene atmosphere contribute to a conducive learning environment.  In Mussoorie, whether you prefer a CBSE or ICSE curriculum for your child, you'll find a range of excellent schools that prioritize academic achievement, character development, and extracurricular engagement.  Download the App and Start Saving with EduFund IB Schools in Mussoorie  There are many IB schools in Mussoorie as well. The IB program is known for its comprehensive and rigorous curriculum, emphasizing critical thinking and international-mindedness. Here are some notable IB schools in Mussoorie:  Woodstock School: Founded in 1854, Woodstock School is an iconic international institution nestled in the heart of Mussoorie. While it offers the IB curriculum, it also provides a diverse and inclusive environment, fostering academic excellence, cultural diversity, and community service. Woodstock's lush campus and historic buildings provide an inspiring backdrop for the IB program.  Mussoorie International School: Mussoorie International School, established in 1984, is a co-educational institution that offers the IB program alongside other curricular options. It is renowned for its holistic approach to education, nurturing students' academic, personal, and social development in a picturesque Himalayan setting.  Tula's International School: Located on the outskirts of Mussoorie, Tula's International School is another prominent institution that offers the IB program. It focuses on producing well-rounded, globally aware individuals by combining the IB curriculum with extracurricular activities and character-building programs.  Schools in Delhi Read More Boarding Schools in Mussoorie  Mussoorie has a rich tradition of boarding schools, attracting students from across the country and around the world. These institutions offer a unique and immersive learning experience, emphasizing not only academics but also character development, independence, and camaraderie. Here are some renowned boarding schools in Mussoorie:  The Doon School: The Doon School, founded in 1935, is a prestigious all-boys boarding school in Mussoorie. It is celebrated for its rigorous academics, leadership development, and a wide array of extracurricular activities. The school's sprawling campus, state-of-the-art facilities, and strong alumni network contribute to its reputation.  Wynberg-Allen School: Established in 1888, Wynberg-Allen School is one of the oldest and most esteemed boarding schools in Mussoorie. It is known for its emphasis on discipline, character building, and academic achievement. The school's colonial-era architecture and extensive sports facilities create a unique atmosphere.  Oak Grove School: Situated on the outskirts of Mussoorie, Oak Grove School is a residential institution founded in 1888. It follows the CBSE curriculum and is renowned for its inclusive education approach, promoting cultural exchange among students from diverse backgrounds.  Convent of Jesus and Mary, Waverley: Founded in 1845, Convent of Jesus and Mary, Waverley, is one of the oldest girls' boarding schools in Mussoorie. The school has a rich tradition of academic excellence and character formation. Its picturesque campus and serene atmosphere contribute to a conducive learning environment.  In Mussoorie, whether you seek an IB education or the unique experience of a boarding school, you'll find a range of excellent institutions that prioritize academic excellence, character development, and personal growth. These schools offer students the opportunity to thrive in a supportive and inspiring environment amidst the stunning natural beauty of the Himalayas. https://youtu.be/O9P78xefVvQ FAQs Which is the most expensive school in Mussoorie? The most expensive school in Mussoorie is often considered to be The Woodstock School. Known for its prestigious reputation, state-of-the-art facilities, and comprehensive education, it typically commands higher tuition fees compared to other schools in the region. Is Mussoorie expensive for child education? Yes, Mussoorie can be relatively expensive for child education, especially in renowned boarding schools and international institutions. Tuition fees, boarding charges, and additional expenses can add up. However, the quality of education, serene environment, and diverse opportunities often make it a worthwhile investment for many parents.  Want to send your child to the best schools in Mussoorie but worried about the costs? Check out the EduFund App and save for your kid’s school fees, college fees, and even education expenses like a laptop with the help of experts!  

Your daughter comes running breathlessly only to tell you her selection for the next basketball match. Oh! Did she mention the money she needs for the uniform and kit? Children's enthusiasm touches heights when they get the correct exposure. For this, their skills must align with their passion. To do this, parents must work on exploring the child's inert capabilities/passion and provide them with the right platform. Exploring activities that can help your kid's career is the first step toward this discovery. Let’s know why. Importance of extracurricular activities for kids Help gain expertise in a niche Learn teamwork Develop problem-solving skills Improve creativity  Enhances career prospects Top 5 Activities That Can Help Improve Child’s Career Prospects Here is the list of activities that may help boost your child’s career. You may also find some tangible ways to fund your child’s extracurricular activities. 1. Music Some children prefer to play music while others sing. Your child may excel at both. When your child learns music, apart from knowing how to play instruments and knowing about music's origins, they may also learn discipline, how to socialize, and cultural skills. They feel confident about themselves and perform well academically. Analyze the inclination of your child and the instrument they like the most. Gaining expertise in playing a musical instrument requires consistent practice. Thus, the expenses may include- musical classes, buying instruments, etc. You can buy a used instrument initially or check out the discount on the same by exploring multiple sites. 2. Sports  Cricket is the most popular sport in India. Cricket, chess, badminton, or basketball, every game helps nurture discipline, competitiveness, and strategic and creative thinking. The sporting journey entails various expenses, from tournament participation to buying the kit, travel, coaching, etc. You can seek a scholarship to fund these. 3. Cooking and baking Most kids are naturally inclined towards the interesting blend behind delicious dishes. Cooking teaches your kids important concepts like the right balance, temperature, volume, quantity, and taste. If you find your child experimenting in the kitchen, fund his dreams. Set up a different savings fund to pay for their sudden demands- cooking classes, setting, or attending overseas cooking competitions. 4. Martial arts Martial Arts like Karate, Taekwondo, and Judo help your child develop personality by learning self-defense skills and strengthening muscles. These skills help your child master overcoming aggression and control strength. It also helps build a good physique. 5. Sewing Classes Sewing may not be the first thing on a parent's mind as an extracurricular activity, but it helps one get creative with colors and patterns. Many children grew up as fashion -designers learning the skill. Additional read: How to know you are investing in the right mutual fund? How to fund your child’s short-term dreams easily? Parents often shiver at the price tag associated with kids' activities. And worse, sometimes it falls uninvited. As per the News 18 Survey of 2218 households, "63% of guardians have an average income of below six lakhs". On average, a guardian spends Rs. 850 a month on children's extracurricular activities.” The growth of extracurricular activities fueled by smartphone use will increase by 8 billion by 2023. Here is how you can plan financially before exploring activities that can help your kid's career: 1. SIPs SIPs enable investors to make fixed-amount investments instead of a lump sum in a mutual fund scheme. You could invest as little as 500 a month and set it up as a recurring deposit. Market volatility and timing hardly affect it.  2. Scholarships If your child is pretty good at sports, they may qualify for a scholarship. Scholarships help cover stay costs, practice costs, equipment, and travel.  It grants ample opportunity to experiment, learn, and gain knowledge and expertise over a certain skill. 3. Invest in high-dividend stocks  Investing in high dividend stocks means investing in equities yielding good dividends for your investment. Some companies provide up to 200 rupees in dividends. Investing in companies like this can help you earn 4000-5000 in 3 months. It could assist you in meeting the child’s extracurricular activities.  4. Fixed Deposits It is the best high-return option for short-term investment. Capital safety and guaranteed returns make it a viable saving option. With a fixed deposit calculator, you can calculate the total amount to deposit and the returns to expect after maturity. It can help you fund activities that can help your kid's career.  5. Savings account Savings accounts provided maximum liquidity. You can earn interest on your savings yearly. The account helps improve an individual's income. Explore the highest interest rates before opening an account. TALK TO AN EXPERT

Did you know that in the enchanting city of Gwalior, education goes beyond exams, books, and classrooms? It's a luxurious affair: its schools offer sports like horseback riding, archery, and shooting which Indian royalty loved! Let’s look at some of the most expensive CBSE, ICSE, boarding, and IB board schools in Gwalior. The annual fee for these schools is enough to make you want to save! Schools in Gwalior Gwalior, a city steeped in history and cultural richness, has emerged as a prominent educational hub in Central India. With a diverse range of schools catering to varying curricula and pedagogical approaches, Gwalior offers a plethora of options for parents seeking quality education for their children. In this comprehensive exploration, we will delve into the vibrant world of schools in Gwalior, shedding light on their unique characteristics, educational philosophies, and contributions to the city's academic landscape. Quality Education in CBSE and ICSE Schools  Among the many boards of education available in Gwalior, schools affiliated with the Central Board of Secondary Education (CBSE) and the Indian Certificate of Secondary Education (ICSE) hold a prominent place. These schools adhere to well-structured curricula, providing students with a strong academic foundation that is recognized nationally. Schools in Mussoorie Read More CBSE Schools in Gwalior  CBSE schools in Gwalior follow the curriculum set by the Central Board of Secondary Education, a national board known for its standardized approach to education. These schools focus on providing a comprehensive education that prepares students for national-level competitive examinations. They offer a wide range of subjects, extracurricular activities, and resources to ensure holistic development. Here are 10 prominent CBSE schools in Gwalior, along with their approximate average fees and brief information:  The Scindia School: One of the most prestigious schools in Gwalior, it is an all-boys boarding school known for its holistic education. The average annual fee may range from INR 5 lakhs to 7 lakhs.  Mayo College Girls' School: This renowned girls' boarding school is known for its academic excellence and extracurricular activities. The average annual fee is approximately INR 4 lakhs to 6 lakhs.  Delhi Public School (DPS): DPS Gwalior is part of the DPS Society and offers quality education. The average annual fee ranges from INR 1.5 lakhs to 3 lakhs.  Kendriya Vidyalaya No. 1: A government-affiliated CBSE school with affordable fees, typically around INR 20,000 to 30,000 per year.  Campion School: Campion is a well-established CBSE school in Gwalior. The average annual fee is around INR 1.2 lakhs to 2 lakhs.  G.D. Goenka Public School: Known for its modern teaching methods and facilities, the average annual fee at GD Goenka may range from INR 2.5 lakhs to 4 lakhs.  Mount Litera Zee School: Offering quality education, this school may have an average annual fee of around INR 1 lakh to 2 lakhs.  Central Academy: A reputable CBSE school in Gwalior, it typically has an average annual fee of INR 40,000 to 60,000.  Aditya Birla Public School: Known for its strong educational foundation, the average annual fee at this school is approximately INR 1.5 lakhs to 3 lakhs.  Kendriya Vidyalaya No. 2: Another Kendriya Vidyalaya in Gwalior with affordable fees, usually around INR 20,000 to 30,000 per year.  If you want to know what to choose for your child in terms of private or public schooling, you can read this article. Schools in Dehradun Read More ICSE Schools in Gwalior  ICSE schools in Gwalior, on the other hand, follow the curriculum prescribed by the Indian Certificate of Secondary Education board. These schools emphasize a holistic education approach, placing significant importance on critical thinking, practical skills, and an in-depth understanding of subjects. The ICSE curriculum is known for its rigorous evaluation methods, which encourage students to think creatively and analytically. Here are 10 prominent ICSE schools in Gwalior:  The Sanskaar Valley School: An esteemed ICSE school known for its academic excellence and extracurricular activities. The average annual fee may range from INR 2.5 lakhs to 4 lakhs.  Gwalior Glory High School: A well-established ICSE-affiliated school in Gwalior, with an average annual fee of around INR 1.5 lakhs to 2.5 lakhs.  Columbia Convent School: Known for its holistic approach to education, the average annual fee at Columbia Convent may be approximately INR 60,000 to 1 lakh.  Little Angels School: This ICSE school focuses on providing quality education to its students. The average annual fee is typically around INR 40,000 to 60,000.  Scindia Kanya Vidyalaya: An exclusive girls' ICSE school, it offers a blend of academics and character development. The average annual fee may range from INR 2.5 lakhs to 3.5 lakhs.  Maharishi Vidya Mandir: Known for its Vedic education principles, the average annual fee at this ICSE school is approximately INR 40,000 to 60,000.  Delhi Public School (DPS): DPS Gwalior offers ICSE education as well. The average annual fee may range from INR 1.5 lakhs to 3 lakhs.  Saint Joseph's Convent School: This ICSE school has a reputation for academic excellence. The average annual fee is typically around INR 40,000 to 60,000.  Scindia Balika Vidyalaya: An exclusive girls' ICSE school affiliated with Scindia School, with an average annual fee ranging from INR 2.5 lakhs to 3.5 lakhs.  Cambridge School: Known for its quality education, the average annual fee at Cambridge School is approximately INR 60,000 to 1 lakh. Schools in Chennai Read More International Baccalaureate (IB) Schools in Gwalior  International Baccalaureate (IB) schools in Gwalior follow a curriculum that is renowned for its academic rigor and emphasis on developing well-rounded individuals. The IB program includes the Primary Years Program (PYP), Middle Years Program (MYP), and Diploma Program (DP), catering to students from elementary to high school. IB schools focus on nurturing critical thinking, creativity, and a sense of global citizenship.  Here are 10 IB schools in Gwalior:  Sagar Public School, Gwalior: This school offers the IB Primary Years Programme (PYP) and the IB Diploma Programme (DP). The average annual fee for the DP program may range from INR 3 lakhs to 4.5 lakhs.  Delhi Public School (DPS), Gwalior: DPS Gwalior also offers the IB Diploma Programme in addition to other curricula. The average annual fee for the IB DP program may be around INR 2.5 lakhs to 3.5 lakhs.  The Heritage School: Known for its international curriculum, the average annual fee for the IB program at The Heritage School may range from INR 3 lakhs to 4.5 lakhs.  Gems Cambridge International School: This school offers the IB Primary Years Programme (PYP) and the IB Middle Years Programme (MYP). The average annual fee may vary but could be around INR 2.5 lakhs to 4 lakhs.  Shishukunj International School: Shishukunj offers the IB Primary Years Programme (PYP) and the IB Middle Years Programme (MYP). The average annual fee for the IB programs may range from INR 2 lakhs to 3.5 lakhs.  Gwalior Glory High School: In addition to ICSE, this school also offers the IB Diploma Programme. The average annual fee for the IB DP program may be around INR 2.5 lakhs to 3.5 lakhs.  Kendriya Vidyalaya No. 1 (KV1): A government-affiliated school that may offer the IB Diploma Programme with a relatively lower fee, typically ranging from INR 30,000 to 50,000 per year.  Columbia Convent School: This school may offer IB programs with an average annual fee of approximately INR 2 lakhs to 3.5 lakhs.  Mount Litera Zee School: Known for its international curriculum, the average annual fee for the IB programs at this school may range from INR 1 lakh to 2.5 lakhs.  Maharishi Vidya Mandir: This school may offer IB programs with an average annual fee of around INR 1.5 lakhs to 2.5 lakhs. The Role of Parents in School Selection  In Gwalior, as in any city, parents play a pivotal role in selecting the right school for their children. Factors such as the school's location, fees, reputation, and teaching methodologies all weigh heavily in the decision-making process.  Parents often seek guidance from educational consultants, visit schools, attend open houses, and rely on word-of-mouth recommendations to make informed choices. Many parents also prioritize a school's extracurricular activities and facilities, recognizing the importance of a well-rounded education. Considerations for Choosing CBSE Schools  National Recognition: CBSE certifications are widely recognized across India, making them suitable for families with potential mobility or those seeking national-level career opportunities for their children.  Structured Approach: CBSE schools are known for their structured curriculum and standardized assessments, which some parents believe provide a more predictable and competitive educational environment.  Focused Preparation: If a child aspires to engineering or medical fields, CBSE schools often offer a strong foundation for the required competitive exams like JEE (Joint Entrance Examination) and NEET (National Eligibility cum Entrance Test).  Considerations for Choosing ICSE Schools  Holistic Education: Parents who prioritize a well-rounded education with an emphasis on critical thinking, creativity, and practical skills may find ICSE schools in Gwalior to be an ideal choice.  In-Depth Understanding: The ICSE curriculum encourages students to delve deeply into subjects, fostering a thorough understanding of concepts rather than rote memorization.  Global Perspective: ICSE education is often considered more globally oriented, making it a potential choice for families with international career aspirations for their children. Schools in Bangalore Read More Boarding Schools in Gwalior   In this comprehensive exploration, we will delve into the world of boarding schools in Gwalior, shedding light on their distinctive features, the advantages they offer, and the role they play in shaping well-rounded individuals.  The Scindia School: An esteemed all-boys boarding school with an annual fee ranging from INR 5 lakhs to 7 lakhs.  Mayo College Girls' School: This girls' boarding school may have an annual fee of approximately INR 4 lakhs to 6 lakhs.  Gwalior Glory High School: A co-educational boarding school with an average annual fee of around INR 3 lakhs to 4.5 lakhs.  The Heritage School: Known for its international curriculum, the average annual fee for boarding at The Heritage School may range from INR 4 lakhs to 6 lakhs.  Scindia Kanya Vidyalaya: An exclusive girls' boarding school affiliated with Scindia School, with an average annual fee ranging from INR 3.5 lakhs to 5 lakhs.  Delhi Public School (DPS): DPS Gwalior offers boarding facilities with an average annual fee that may be around INR 3 lakhs to 4.5 lakhs.  Mount Litera Zee School: The boarding facility at Mount Litera Zee School may have an average annual fee of approximately INR 2.5 lakhs to 4 lakhs.  Columbia Convent School: The boarding facility at this school may have an average annual fee of around INR 2 lakhs to 3.5 lakhs.  Aditya Birla Public School: Known for its strong educational foundation, the average annual fee for boarding at this school is typically around INR 3 lakhs to 4.5 lakhs.  Scindia Balika Vidyalaya: An exclusive girls' boarding school affiliated with Scindia School, with an average annual fee ranging from INR 3.5 lakhs to 5 lakhs.  The Boarding School Experience in Gwalior  Boarding schools in Gwalior are as diverse as the city itself, offering a range of educational philosophies, curricula, and facilities. Some cater exclusively to boys, some exclusively to girls, and others are coeducational. The choice of a boarding school often depends on a family's values, preferences, and the specific needs of the student.   These are the top schools in Gwalior that you can shortlist for your kid’s future. Need help saving for these high fees? Then download the EduFund App and find the best savings plan that can help you pay for these fees without breaking your bank.  FAQs Which is the most expensive school in Gwalior? The most expensive school in Gwalior can vary depending on factors like curriculum, facilities, and reputation. Schools such as The Scindia School and DPS Gwalior are known for their premium fees and quality education. Is Gwalior a good city for students? Yes, Gwalior is a good city for students. It has a rich educational heritage with a variety of schools, colleges, and universities. The city's cultural and historical significance adds to the overall learning experience, making it an excellent choice for students Is Gwalior a costly city for child education? The cost of child education in Gwalior can vary. While there are affordable options available, some schools, especially international and boarding schools, can be relatively costly. However, the city provides a range of educational choices, allowing parents to find options that suit their budget and preferences

Balancing the roles of a parent, student, or working professional can be an overwhelming challenge. In this guide, we will explore valuable time management tips tailored specifically for busy parents. Whether you're juggling the demands of studying, exams, or work alongside your parenting responsibilities, or if you're a single parent facing unique challenges, these time management strategies will help you navigate the complexities of your busy life more effectively. What is Time Management? Time management is a crucial skill that allows individuals to efficiently allocate their time to various tasks and activities in order to achieve their goals, meet deadlines, reduce stress, and enhance productivity. For busy parents, whether they are students, working professionals, or single parents, mastering time management is essential for maintaining a healthy work-life balance and ensuring their children's well-being. Start Investing Early in Mutual Funds Key Aspects of Time Management  Setting Priorities: Time management begins with identifying and prioritizing tasks. Busy parents must determine which activities are most important and require immediate attention.  Planning and Organisation: Effective time management involves creating a clear plan or schedule. Parents can use tools like calendars or to-do lists to keep track of appointments, assignments, and family commitments.  Goal Setting: Setting specific, achievable goals helps parents stay focused and motivated. These goals can relate to personal, professional, or academic aspirations.  Delegation: Recognising that it's impossible to do everything alone, parents can delegate tasks to family members or seek support from caregivers or babysitters when necessary.  Time Tracking: Keeping track of how time is spent throughout the day can help parents identify areas where they can be more efficient and reduce time-wasting activities.  Time Management Tips for Different Parenting Scenarios Time Management Tips for Students: Parents who are students themselves must create a study schedule that aligns with their class timings and family commitments. They can also communicate their academic needs to family members for better support.  Time Management Tips for Working Parents: Balancing work and family life can be challenging. Working parents should establish boundaries between work and personal time, communicate with their employers about flexible schedules when needed, and involve children in age-appropriate household chores.  Time Management Tips for Single Parents: Single parents often bear the sole responsibility for their children. To manage their time effectively, they should seek support from their extended family or friends, utilize childcare services, and create a consistent daily routine to provide stability for their children. Start Saving with EduFund Benefits of Effective Time Management for Parents Reduced stress and anxiety.  Improved work or academic performance.  Enhanced quality time with family.  Greater personal satisfaction and well-being.  Improved role modeling for children in terms of time management skills.  Time Management Tips for Students and Exams Boosting Success and Reducing Stress Time management is a critical skill for students, especially when preparing for exams. Effective time management not only enhances academic performance but also reduces stress. Here are some valuable tips for students, along with insights into the benefits of mastering this essential skill. Time Management Tips for Students Define Your Objectives: Specify Your Academic and Personal Objectives. Knowing what you want to achieve will help you prioritize tasks and allocate time more efficiently.  Create a Schedule: Develop a daily or weekly schedule that includes study sessions, classes, breaks, and leisure time. As much as possible, adhere to your schedule.  Set a priority list for your tasks and pay attention to the most crucial and urgent ones first. Use techniques like the Eisenhower Matrix to categorize your tasks based on importance and urgency.  Use Time Blocks: Divide your study sessions into manageable time blocks (e.g., 25-30 minutes) with short breaks in between. By doing so, burnout is avoided, and attention is maintained.  Eliminate Distractions: Recognise and reduce interruptions in your study area. Turn off notifications on your devices and find a quiet, well-lit space to work.  Set Realistic Deadlines: Break down larger tasks into smaller, achievable milestones with specific deadlines. This makes studying more manageable and reduces procrastination.  Utilise Technology: Leverage productivity apps and tools like calendars, task lists, and note-taking apps to organize your schedule and track assignments. Time Management Tips for Exam Preparation Plan: Start your exam preparation well in advance to avoid last-minute cramming. A well-structured study plan increases retention and reduces stress.  Practice Active Learning: Engage actively with study materials by summarizing, asking questions, and teaching the content to others. This approach promotes deeper understanding.  Take Regular Breaks: Short, regular breaks during study sessions can enhance focus and retention. Use techniques like the Pomodoro method to incorporate breaks effectively.  Review and Self-Test: Regularly review your notes and self-test with practice questions or quizzes to gauge your progress and identify weak areas.  Invest in the US Market Benefits of Time Management Improved Academic Performance: Effective time management allows students to allocate more time to studying and assignments, resulting in better grades.  Reduced Stress and Anxiety: Proper planning and organization reduce the pressure of looming deadlines and exams, leading to decreased stress levels.  Enhanced Productivity: Time management helps students accomplish more in less time, leaving room for extracurricular activities or personal interests.  Increased Self-Discipline: Consistent time management cultivates self-discipline, which is a valuable life skill beyond academia.  Better Work-Life Balance: Balancing academics, social activities, and personal time becomes easier with effective time management, contributing to overall well-being.  Time Management Tips for Working Parents  Prioritise Tasks: Identify essential tasks at work and home and allocate time accordingly.  Delegate and Share Responsibilities: Share household duties with your partner and assign age-appropriate tasks to your children.  Use Technology: Utilise digital tools and apps to organize schedules and set reminders.  Batch Activities: Group similar tasks together to minimize context switching.  Set Boundaries: Clearly define work and family time to maintain a healthy work-life balance.  Time Management Tips for Single Parents Seek Support: Build a support network of family, friends, or childcare services.  Plan: Prepare meals and outfits in advance and establish routines.  Flexibility: Be adaptable when unexpected situations arise.  Self-Care: Allocate time for self-care and relaxation to prevent burnout.  Apply for Scholarship Programs Importance of Time Management Effective time management ensures working parents can excel in their careers while providing quality time for their families. For single parents, it helps maintain order, reduce stress, and create a nurturing environment for their children. In both cases, it fosters a healthy work-life balance and promotes overall well-being.  Why are time management skills important for parents?  Time management skills are crucial for parents for several reasons, as they play a pivotal role in balancing their responsibilities, ensuring the well-being of their children, and maintaining their own personal well-being. Here's why effective time management is essential for parents:  Balancing Multiple Roles: Parents often wear multiple hats, such as caregivers, employees, homemakers, and more. Time management helps them allocate sufficient time and attention to each role without feeling overwhelmed. Quality Family Time: Well-organised schedules enable parents to create and protect quality family time. Spending meaningful moments together fosters strong relationships and emotional bonds with their children.  Stress Reduction: Effective time management reduces the stress associated with trying to juggle numerous responsibilities. It allows parents to tackle tasks systematically and with a sense of control.  Role Modeling: Parents who practice good time management set a positive example for their children. Kids learn valuable life skills by observing their parents' ability to prioritize and manage their time effectively.  Career Success: For working parents, time management is essential for excelling in their careers. It ensures they meet deadlines, perform well at work, and can balance professional and family life.  Self-Care: Parents often neglect their own well-being due to their busy schedules. Time management allows them to carve out time for self-care, which is essential for physical and mental health.  Household Organisation: Managing a household involves various tasks, from grocery shopping to paying bills. Efficient time management ensures these chores are completed without causing chaos or last-minute rushes.  Supporting Child Development: Parents need time to engage in activities that support their children's physical, emotional, and educational development. Structured routines and schedules facilitate these activities.  Adaptability: Effective time management enables parents to adapt to unexpected situations, such as illnesses or emergencies, without compromising their responsibilities.  Personal Growth: Parents should have opportunities for personal growth and self-improvement. Good time management allows them to pursue hobbies, education, or personal goals.  Money Management Tips: 50/30/20 Rule Read More Time management strategies to increase productivity Effective time management is key to increasing productivity in both personal and professional life. The following tips will assist you in making the most of your time:  Set Specific Objectives: Identify your immediate and long-term objectives. Knowing what you want to accomplish gives you inspiration and direction.  Sort jobs into priority order by deciding which are more crucial and urgent. Focus on completing high-priority items first to prevent them from piling up.  Plan and Schedule: Create a daily or weekly schedule that includes specific time blocks for tasks and activities. As much as you can, follow your timetable.  Avoid Multitasking: Multitasking can reduce efficiency and quality. Instead, concentrate on one activity at a time to finish it more quickly.  Use Time Management Tools: Utilise productivity apps, calendars, and to-do lists to organize your tasks and deadlines.  Set Time Limits: Give each task a certain amount of time to finish. This encourages you to work efficiently and avoid overthinking or procrastination.  Eliminate Distractions: Identify common distractions and minimize them. Make a quiet workstation, disable notifications, and remove any unwanted tabs on your computer.  Take Breaks: Regular short breaks during work can improve focus and prevent burnout. The Pomodoro technique, which involves working for 25 minutes and then taking a 5-minute break, is one effective method.  Delegate and Outsource: If possible, delegate tasks to others or consider outsourcing tasks that are not your strengths.  Review and Adjust: Regularly assess your time management techniques and make any necessary adjustments. Learn from your experiences to become more efficient over time.  Learn to Say No: Don't overcommit yourself. Politely decline tasks or projects that you don't have the capacity to handle.  Practice Self-Care: Maintain a healthy work-life balance by prioritizing self-care activities such as exercise, relaxation, and spending time with loved ones.  By implementing these time management strategies, you can enhance your productivity, reduce stress, and achieve your goals more efficiently, whether in your personal life or at work.  FAQs How can I improve my time management skills? To enhance time management, set clear goals, prioritize tasks, create schedules, avoid multitasking, and eliminate distractions. Regularly review and adjust your strategies. Why is time management important in the workplace? Time management boosts productivity, reduces stress, and ensures timely project completion. It also enhances work-life balance and fosters a more efficient and organized work environment.  What is the Pomodoro Technique?  The Pomodoro Technique is a time management method that involves working for 25 minutes and then taking a 5-minute break. After four cycles, take a longer break. This approach improves focus and productivity.

Studying abroad has been the dream of several Indian students. In recent years, an increasing number of Indian students have been embarking on an exciting journey to foreign shores in pursuit of their higher education. The allure of studying in international universities has captured the imaginations of countless young, ambitious minds in India. But what's the reason behind students preferring to travel abroad for higher education?   Union Minister of State for Education, Subhas Sarkar, revealed that around 30.13 lakh Indian students pursued overseas higher education since 2017. In 2022, 13 lakh students departed, marking a 198% surge from 2021 and a 125% rise from the 2019 pre-pandemic number. A 2021 report by Redseer Strategy Consultants forecasts Indian students' global higher education expenditure to exceed $75 billion by 2024, with preferred destinations including the US, UK, Canada, Australia, Germany, and France. Let's have a peek into the reasons driving this obsession with studying abroad! 1. Quality Education  A major catalyst for Indian students flocking to universities abroad is the unparalleled quality of education offered by them. Renowned institutions abroad are popular for their cutting-edge curriculum, exceptional faculty, and state-of-the-art research facilities. The allure of world-class education is undeniably strong, which inspires students to leave their comfort zones and broaden their horizons in pursuit of excellence in their education.  2. Abundance of Work Opportunities  Most Indians with a satisfactory job abroad highlight the plethora of career opportunities awaiting Indian students who wish to travel abroad for higher education. France recently extended post-study work visas for international students, providing excellent post-study work opportunities. Prime Minister Narendra Modi announced that Indian students pursuing a Master's will now get a five-year long-term post-study visa. Many countries, such as the United States, Canada, United Kingdom, and France, extend study visas post-graduation, granting students an opportunity to gain work experience abroad. Germany also provides excellent post-study work opportunities for international students, including Indian students allowing them to stay in Germany for up to 18 months to search for employment. This enthralling prospect holds great appeal, as it allows Indian graduates to learn a wide variety of skills and explore new possibilities in the global job market. 3. The Allure of Permanent Residency  Beyond the academic journey, many nations also open their arms to international students who wish to turn their temporary stay into a permanent one. Thus, by offering the coveted prize of permanent residency, these countries become a dream destination for Indian students who are seeking a new life abroad. The chance to build a career and call another land their home becomes an irresistible prospect, drawing in a multitude of talented minds from India.  Countries like Canada and Australia offer work visas to international students after graduation, paving the way for them to gain practical work experience. This invaluable opportunity not only boosts employability but also serves as a stepping stone towards applying for permanent residency. The possibility of a seamless transition from student life to professional success propels many Indians to make the leap across borders.  4. Popular Universities: Hubs of Learning and Innovation  Universities such as Harvard, MIT, Stanford, Oxford, and Cambridge have become beacons of aspiration for Indian students. Their global reputation for delivering unmatched education and research opportunities continues to draw thousands of eager learners each year. The journey to these esteemed institutions becomes a transformative experience for students, molding them into visionaries who can lead in their chosen fields.  5. Difference between Quality Education: Home vs. Abroad  While India is home to some excellent universities, the appeal for studying abroad lies in their unmatched infrastructure, distinguished faculty, and advanced research facilities. These resources empower students with the tools to gain a competitive edge in their respective domains, fostering a culture of innovation and critical thinking that permeates all aspects of their future careers.  Conclusion  International education opens doors to boundless opportunities for Indian students, adding immeasurable value to their personal and professional journeys. The world-class education and research opportunities they encounter inspire them to reach new heights, fueling their passion for knowledge and discovery. Exposure to diverse cultures and perspectives transforms them into well-rounded individuals who can bridge the gap between nations and create a global impact. 

Introduction New Zealand boasts of a top-notch education system that is preferred by many students in the world. The world-renowned universities, unique learning environment, and academic reputation especially for bachelor’s degrees are revered by the global faculty as simply the best. Parents from all over the world, especially in developing countries like India, want to send their children to get a bachelor’s degree in New Zealand. The only roadblock to this dream is the high fee structure that most middle-class families cannot afford. Parents who are serious in their desire to send their child to New Zealand for a bachelor’s degree must try to save at least 50 lakhs so that their dream of a better future can prove fruitful. Parents who do not save for their child’s education have to take on education loans which put a lot of mental stress on the student as well as the parents. The pressure of keeping everything afloat can prove harmful in the long run hence it is better to save and invest in safeguarding your child’s future. Start Saving with EduFund Top bachelor’s degrees in New Zealand  New Zealand is a hub of an entire range of bachelor courses for both domestic and international students. Some of the best bachelor’s in New Zealand include Bachelor of Business  Bachelor of Nursing  Bachelor of Advanced Science Bachelor of Agriculture Bachelor of Law Bachelor in Arts Top Scholarships in the USA for your child Read More Cost of studying in New Zealand The cost of a bachelor's degree in New Zealand for overseas applicants is affordable compared to some of the other countries in the world. The cost of a Bachelor in Nursing degree is an estimated 51 lakhs whereas a Bachelor of Information Technology costs nearly 10.1 lakhs. Bachelor's in Law degree costs nearly 19.80 lakhs whereas a Bachelor's in Journalism degree costs INR 13 lakhs for online programs Besides the fee structure, there are also related expenses like accommodation (8,000 INR to 13,000 INR per week), traveling, food, books and study materials, etc. You can calculate the total cost that the student will have to incur after adding all the relevant expenses with the College Cost Calculator.  There are hidden expenses like health insurance, travel insurance, visa fees, and security deposit that you may have to consider before planning your child’s journey. Although the country is not as expensive as some of the other countries like the USA, UK, and Australia, compared to India it will seem highly expensive. As the course lasts from two to three years the total amount becomes considerably higher. Students can apply for scholarships but not every student desiring to get a bachelor’s degree in New Zealand can benefit from it.  Save 50 lakhs for a child’s bachelor in New Zealand Parents who are interested in saving 50 lakhs for their child’s bachelor’s in New Zealand have to take some concrete steps. These include: Start planning as early as possible as it will give you a large window to plan, invest, and save at least 50 lakhs for your child’s bachelor’s in New Zealand. It is important to set goals and keep a specific sum of money aside for your child’s education because the fee structure of reputed universities abroad is quite high. Do not get fixated on only one plan instead take the help of financial experts to know more about how, when, and where to invest for higher returns.  Look at various investment opportunities like mutual funds, fixed deposits, government-backed schemes, specially designed child endowment schemes, term plans, etc.  SIPs are the most preferred investment options in recent times as they help regular investors to accumulate funds quickly. Consult reputed investment advisors who are adept at handling the planning and investing stage. Edufund is the best platform that has reputed analysts and investment advisors attached to the platform. They help parents to plan and invest so that they can easily save at least 50 lakhs for their child’s bachelor's in New Zealand. Remember to build a portfolio of several schemes so that the money is evenly distributed and you are not dependent on any one plan.   Remember you are investing for a longer period and the compounding factor will help to gain interest on interest over time and ultimately give you more returns down the line. Choose and create a plan that you consider will reap the maximum benefit. Conclusion New Zealand boasts of a high influx of international applicants every year interested in the various bachelor courses provided by the top universities. The benefit of studying at such highly acclaimed universities and getting a bachelor’s in New Zealand is immense as they open innumerable doors of opportunities in a person’s career path. FAQs How to afford to study in NZ? There are many ways to finance your foreign studies: You can opt for scholarships, financial aid, and education loans and if you have time, you can start investing so that you have an education fund. The best way to achieve an education corpus is mutual funds. They offer amazing returns and are managed by experts so you don't have to worry about an investment strategy. If you are a parent, you can start an SIP for your child and give them enough funds to study anywhere in the world. Is New Zealand good for Indian students? Yes, New Zealand is a friendly and well-developed country with plenty of opportunities for Indian students. The country has a limited number of universities but all these offer amazing programmes and courses that can build your career. How much does MS cost in New Zealand in Indian rupees? On average, studying MS in New Zealand will cost between INR 24,00,000 to INR 35,00,000. The cost also depends on the university and program. However, there are scholarship programs available for meritorious students that can offer partial and full funding. DisclaimerMutual funds are subject to market risks, read all scheme-related documents carefully.

Did you know that international students have to pay college fees on top of tuition fees to study at Cambridge University? This is why you need to save to send your child to Cambridge University. UK’s oldest and top institute with the lowest acceptance rate and skyrocketing tuition fees – getting admission at this college is not enough. From expensive tuition costs to living expenses costing £12,400 on average (11-12 lakhs yearly), the need to invest and save is urgent! Suppose, if your child goes for an MBA in this university, he or she will have to pay Rs 58 to 59 lakhs per year for tuition fees. Similarly, if your child is going for BTech or MBBS here, he or she will have to pay somewhere around Rs 33 – 58 lakhs per year for tuition fees. How do you need to save to send your child to Cambridge?  1. Preparing an education fund  Preparing an education fund helps in growing your financial corpus. You can do this by investing in financial assets which have a longer-term plan. These plans include mutual funds, ETFs, and so on. Start by deciding your monthly budget. Choose an investment plan which suits your need and budget. Make sure that you do not invest in a plan which offers low returns. ULIPs are a really good option if you are saving up for your child’s education at the University of Cambridge.   Public Provident Fund is another great option that you can go for. Parents prefer going for PPF because it provides a specific interest rate and is extremely secure. Apart from this, you must always prepare a long-term investment option.   Start Investing in Mutual Funds 2. Balanced investment options  Fixed deposits are great ways to invest but do not beat inflation. You cannot rely on them for the long term since they provide fixed returns of 5-6% while inflation in the current economy averages around 7-8%. The chances are that as an investor, you will lose the opportunity to gain from the markets.   Equity funds will be a good option for you if you start early as a parent. Around eight to ten years are required for you to build the right amount of corpus. You can go for SIPs in equity funds because they have a good return value and do not require heavy sums of money in one go.   Equity exposure until five years to the date of maturity can prove to be extremely beneficial. In the last decade, equity mutual funds have delivered an average return of 15%.   If you consider yourself a moderate-risk investor, you can still invest 60% to 70% of your total investment amount in equities. Make sure that you have a sufficiently long investing horizon so that you can counter crashes and volatility. Remember investing is risky but a good plan and a great advisor can help you manage your money better even in the worst climate.    Start Investing in US Market 3. Aggressive investment options  Equity investment leads to higher risk but also good returns. If you want to add more options to your portfolio, you can go for aggressive investments. In such a type of investment option, the investor takes on more risk to that he or she can achieve a higher potential return. Investing in stocks is a way of doing so. Although it is quite volatile and requires daily inspection, it has the potential to offer a chance for greater gains when compared to other types of investment.   Some other types of aggressive investment options are stock mutual funds, real estate investment trusts, hedge funds, emerging markets, small-cap stock funds, private equity, foreign stocks, global funds, and so on.  There are many ways to save to send your child to Cambridge but all start with smart planning for the right cost with the right experts. If you want the best for your child’s education, connect with us!  FAQs What are the fees of the University of Cambridge in Indian rupees? Tuition fees - 21.57 - 56.31 lakhs. Is Cambridge expensive for students? Ans. Yes, the University of Cambridge is generally considered expensive for students due to tuition fees, living costs, and other associated expenses. However, scholarships, grants, and financial aid options are available to help mitigate the costs for eligible students. How much does it cost to go to Cambridge for 4 years? Ans. The expected four-year cost of tuition for members of the class of 2026 who were admitted in the fall of 2022 is $71,364. The anticipated four-year cost of enrollment, including living expenses and personal fees, is $132,625.

Oxford University ranks first in the global subject rankings for humanities and life science. According to QS World University Rankings (Quacquarelli Symonds), Oxford is the second-best university in the world. As per CNBC, it costs above £39,010 (37 Lakhs) to study at Oxford for international students. However, the price may vary as per personal circumstances and course structure.  If you are willing to know how much I need to save to send my child to oxford university? and the costs associated, read the full piece below. Start Saving for Child Education What are the primary University education costs for Indian students? The primary educational costs that you must cover to send your child to Oxford debt-free include -  1. Tuition fee Tuition fees for undergraduate students can range from 15-56 Lakhs at the University of Oxford. The courses like MBA and Engineering have slightly high tuition fees in Oxford. The tuition fee for courses at the University of Oxford CoursesDurationTuition fees (In rupees)Medicine and Healthcare6 years₹17 LakhsMBA1 year - 21 months₹37 - ₹56LakhsEngineering4 years₹21 lakhsScience9 months - 4 years₹16 - ₹36 lakhsArts3 - 4 years₹16 - ₹17 lakhsInformation Technology1 - 3 years₹19 - 23 lakhsManagement13 months - 3 years₹16 - 21 lakhs 2. Application Fee  The application fee at the university is ₹7,169 (£75) for every course. The students must pay this in GBP (British Pound Sterling) by credit or debit card. 3. Student Visa costs If you are planning to stay at the University of Oxford for over 6 months, you will need a student visa. The short-term visa may cost you up to ₹9,000. If you plan to live for an extended period (11 months or over), the cost for the same will be about ₹17,000. 4. Monthly costs of living  The monthly costs of rent, food, stationery, social activities, and personal items at the University of Oxford costs around ₹1,16,187.78. So, you nearly have to save around ₹5,148,845.26 (5 crores) to fund your child’s Oxford dreams. Intersted in taking Education Loans? Ways to Save for a Child’s Oxford University Dreams 1. Tap into scholarships There is an array of scholarships for Indian students to Study at Oxford. One can leverage a scholarship of up to £30,000 per annum. These include Felix scholarship for Indian Students. It enables Indian students to study any undergraduate course at the University of Oxford. It covers 100% of course fees and living cost grants. Chevening Scholarships for Indian students seeking post-graduation at Oxford with good leadership skills. Commonwealth Scholarship and Fellowship plans Oxford and Cambridge Society of India (One can qualify for a scholarship of up to ₹4,00,000) Oxford Weidenfeld & Hoffman Scholarship for PG programs for Indian students seeking to serve their nation. 2. Invest in 529 Fund 529 fund helps one avoid tax on additional educational expenses. One can withdraw money tax-free to cover university and vocational expenses. The fund can be used to finance Oxford studies. Please enquire about the eligibility before leveraging it for a particular university. Using the fund, one can cover expenses like-Tuition fees, stationery, equipment, and room. It does not cover travel or basic living expenses. 3. Apply for education loans Student loans are another alternative to cover your child’s Oxford degree and can be used as a last-minute resort. At Edufund, you can get easy education loans up to 1 cr for your child. This all-digital process offers you low-interest loans with no hidden charges, fast approval, and no collateral for up to ₹75 lakhs. 4. Graduate teaching assistance program The Graduate Teaching Assistance Program is ideal for students pursuing Doctorate or Postgraduate programs at the University of Oxford. It covers a partial tuition fee cost. Instead, he may be paid a salary or internship for the services. It is calculated based on the hours one contributes. It helps cover the university’s educational expenses. 5. Tap into the departmental concessionary fee scheme The University of Oxford provides fee reductions for short-term courses for international students. It is for Weekly classes, Weekend events, Lecture Series, and Weekly Oxford Worldwide programs. It ensures a 50% tuition fee reduction for low-income international guardians. One must be a full-time international student with a UK state benefit. FAQs How much does it cost to study at Oxford University? The cost of studying at Oxford University is different for every course. As per CNBC, it costs above £39,010 (37 Lakhs). The official website has listed that it costs between £28,950 and £44,240 to study at Oxford for international students at the undergraduate level. While the cost of living in the city is approx. £16,560. How much does Oxford cost for international students? The official website has listed that it costs between £28,950 and £44,240 to study at Oxford for international students at the undergraduate level. Whereas for domestic students, it is capped at £9,250. How many Indian students are at Oxford University? According to their website, there are 497 Indian students enrolled at Oxford University. TALK TO AN EXPERT

COVID has increased the cost of studying abroad and impacted the world economy significantly. The increase in the rate of education inflation has thrown budgets off the chart. It caused unprecedented disruption and major changes in the education system.   Although COVID increased the cost of studying abroad, it did not diminish the demand. Student-friendly policies and universities welcoming international students back to campus encouraged this demand. Let’s look at how the pandemic and other economic changes increased the cost of studying abroad and how you can manage it.  Start Investing in Mutual Fund Exchange rate and annual cost hit for Indian students According to a survey conducted by the Indian Government, the education inflation in India rose to 4.12% after the COVID pandemic. In countries like the USA or the UK, inflation rose to 10%, touching an all-time high. This has directly impacted the fee structures as well as the cost of living in these countries.   The pandemic led to a steep depreciation of Indian Rupees against the US Dollar. According to the government data, $1 had a value of Rs. 73.12 as of June 12, 2021. As of 2022, there is a 6.16% decline in the Indian Rupee compared to the US Dollar. Hence, if you had to pay 1 lakh until the previous year, you will have to add Rs. 6,575 to your amount this year.  When it comes to tuition fees, in particular, the annual inflation in higher education in the USA is 8% which exceeds the annual retail inflation.   The National Centre for Education Statistics conducted a survey in which they found out that the average fee for a 4-year degree program in the USA was around Rs. 25,22,000 in 2010-2011 which rose to Rs. 29,91,000 in the year 2020-21. If you consider the example of Harvard University, you will know that the total cost of education for an undergraduate program for one academic year has increased from Rs. 65,38,000 in 2021-22 to Rs. 68,15,000 in 2022-23.  Take Education Loans to Study Abroad Negative financial impact and intention of studying abroad Before the era of the pandemic, the cost of higher education abroad was often more than justified based on substantial long-term economic return on that investment. Tertiary education is considered to have a significant impact on the starting salaries of graduates and lifetime earnings. Getting an education abroad is a transformative experience for students. Also, the experience and income gained are further extended if the students seek temporary or permanent migration to the country.  Despite the existence of COVID-19, 91% of Indian students still choose to study abroad. This survey was conducted by UNESCO during the year 2021. Out of this 91% of students, 71% of them want to move abroad because of better healthcare facilities. The Ministry of External Affairs sent out a report that states that 261,406 Indian students were admitted to a university abroad in the pandemic year 2020. No exchange rate shock for education in the UK or Canada There has been huge volatility in the exchange rates of the Indian Rupee to the British Pound and Canadian Dollar in the last year. But if you compare the volatility on a year-to-year basis, you will not find a significant difference in it. Hence, we can say that the students studying in these countries did not have to face major exchange rate movements and a hike in the tuition fees of the universities.   To counter future exchange rates and sponsor your child’s foreign education, you can invest in global equities, and US stocks and diversify your investments.  While COVID increased the cost of studying abroad, it also revealed how underprepared Indian families are to deal with financial and health crises. Break the cycle, don’t rely on education loans to sponsor dreams. Save for them and invest in tools you trust to create wealth!  FAQs Is it more expensive to study abroad? Yes, generally speaking, the costs of studying abroad outweigh the costs of studying in your home country. There are factors like currency exchange, living expenses costs, accommodation, and even the tuition fees is higher, especially if you are an international student. How does the US recession affect Indian students? Yes, big economic events like the US recession do affect Indian students. They can lead to higher tuition fees and living expenses for students who are on a budget. What was the impact of COVID-19 on the cost of studying abroad? Despite the pandemic and the introduction of online classes, many foreign universities increased the cost of studying by raising their tuition fees. Dalhousie University in Nova Scotia increased their fees by 3%, and the University of Calgary and the University of Alberta increased their fees by an average of 7% for new students.

The Indian government offers tax benefits on child education fees to encourage a higher literacy rate and child education in India. The tuition fees paid by a parent for their children are excluded from income tax and are subject to various benefits that you can avail of. Parents can enjoy tax benefits on their child’s education fees and additional deductions that are permitted for the same under section 80C of the Income Tax Act. Deduction for tuition payments received under section 80C The tuition fees paid to a university, college, school, or other educational institution may be claimed by parents. Transport and development fees, among other fee components, are not deductible under Section 80C. Together with the deduction for insurance, provident fund, pension, etc., the maximum deduction for payments made toward tuition fees can be recorded for up to Rs 1.5 lakh in a fiscal year. Eligibility of tuition fees for Section 80C deductions People who pay any amount or fees for their children's education may be eligible for a tax deduction under Section 80C if they meet the requirements listed below: Only an individual parent, guardian, or sponsor is qualified for this deduction. A limit of 2 children per person is eligible for the deduction. Therefore, a maximum of 4 children's deductions, or 2 for each parent, may be claimed. Every financial year, each parent may deduct up to Rs. 1.50 lakh individually. Please be aware that the parent's total deductions under Sections 80C, 80CCC, and 80CCD cannot exceed INR 1,50,000. Regardless of the class the child attends, a deduction is possible. Even if it is partnered with a foreign university, the institution, college, or university must be located in India. Only full-time education programs that have a nursery school, creche, or play school are eligible for the deduction. As an illustration, the amount that the parent pays in April 2021 for the quarter ending in March 2021 will be eligible for a deduction in the fiscal years 2021–22. A parent who is divorced or unmarried may also claim tax benefits. School costs for an adopted child are also deductible. Non-eligibility of payments toward tuition fees Payments made for development fees, charitable contributions, private coaching centers, or other expenses like mess fees, library fines, or similar payments are not eligible for the deduction. Paid tuition for part-time courses is not eligible for the deduction. The deduction cannot be used to pay for the education of yourself, your spouse, your brother or sister, your mother or father, or any other relative. This deduction does not apply to tuition fees paid to foreign universities that are located outside of India. Additional School Fees Parents Must Save For Read More Exemption for hostel and education expenses for children Employees in India are given the following exemptions*: Children's Education Allowance: Up to two children are eligible for a monthly allowance of ₹100 each. Allowance for Hostel Expenditure: ₹300 per month for each child, up to a maximum of 2. (*Only in cases when expenses are made in India following Section 10(14) of the Income Tax Act.) The Income Tax Act of many countries offers exemptions for certain expenses related to children's education and hostel expenditures. These exemptions aim to alleviate the financial burden on parents while promoting education. Taxpayers can often claim deductions for tuition fees paid for up to two children, and in some cases, for hostel expenses as well. Specific limits and eligibility criteria vary by jurisdiction. It's crucial to understand local tax laws, keep proper documentation, and consult tax professionals to ensure you're accurately availing of these exemptions within legal boundaries.  Deduction on Tuition Fees under Section 80C  Section 80C of the Income Tax Act in many countries provides taxpayers with the opportunity to claim deductions on specified investments and expenses, including tuition fees. While section 80C is commonly associated with investments like Provident Fund contributions and life insurance premiums, it also includes deductions for tuition fees paid for the education of children.  Taxpayers can claim deductions for tuition fees paid to educational institutions for up to two children. The deduction is available for full-time education, including any fees paid for play school, primary school, secondary school, and higher education courses. However, the deduction does not extend to coaching classes, development fees, donations, or other similar expenses. It's important to note that the tuition fee deduction under section 80C is part of an overall limit, which can vary by jurisdiction. Taxpayers need to be mindful of this limit and any other deductions they claim under section 80C. To avail of this deduction, individuals should ensure that they have proper receipts or evidence of payment from the educational institution. This documentation is crucial in case of any scrutiny by tax authorities. While claiming deductions can help reduce taxable income and the overall tax liability, it's recommended to thoroughly understand the provisions of section 80C and other relevant tax laws. Consulting a tax professional or financial advisor can provide guidance tailored to individual circumstances and ensure compliance with legal requirements.  https://www.youtube.com/watch?v=q_aEt61HEuk Eligibility for Tuition Fee Deduction under Section 80C:  To be eligible for the tuition fee deduction under Section 80C, taxpayers must fulfill certain criteria:  Parent-Child Relationship: The deduction is applicable to individual taxpayers who are parents or legal guardians of the child for whom the tuition fees are being paid.  Full-Time Education: The deduction is available for tuition fees paid for the full-time education of up to two children. This includes expenses for education from play school to higher education courses.  Recognized Institutions: The tuition fees must be paid to a recognized educational institution, whether in India or abroad. This typically includes schools, colleges, universities, and educational boards.  Restricted to Tuition Fees: The deduction is specifically for tuition fees and does not cover other expenses such as development fees, transport charges, or hostel fees.  Total Deduction Limit: The tuition fee deduction falls within the overall limit of deductions allowed under section 80C, which can vary by jurisdiction.  Taxpayers should ensure that they retain proper documentation such as fee receipts, admission letters, and any other relevant proof of payment. This documentation is essential in case of any tax assessment or audit. Before claiming the deduction, it's advisable to understand the provisions of section 80C and consult a tax professional or financial advisor to ensure accurate compliance with tax regulations.  Non-eligibility for Tuition Fees Deduction under Section 80C:  While Section 80C offers a deduction for tuition fees, there are certain situations where taxpayers might not be eligible to claim this benefit:  Not a Parent or Legal Guardian: Taxpayers who are not parents or legal guardians of the student for whom the tuition fees are being paid cannot claim this deduction.  Other Expenses: The deduction is specifically meant for tuition fees and does not cover expenses like development fees, transport charges, or hostel fees.  Not Recognized Institutions: If the tuition fees are paid to an institution that is not recognized as an educational institution by relevant authorities, the deduction may not be applicable.  Part-Time Education: The deduction is applicable only for full-time education. Part-time courses or self-study programs are generally not covered.  Exceeding Limit: The tuition fee deduction is part of the overall limit of deductions under section 80C. If the total of all deductions under this section exceeds the prescribed limit, the taxpayer may not be able to claim the full deduction.  It's essential to thoroughly understand the eligibility criteria and limitations of section 80C before claiming any deductions. Consulting a tax professional or financial advisor can provide accurate guidance based on individual circumstances and help ensure proper compliance with tax laws.  How to claim tax exemption for Children’s education allowance and tuition fee deductions?  To claim tax exemptions for Children’s Education Allowance and tuition fee deductions, follow these steps:  Collect Documentation: Gather receipts, fee payment proofs, and any necessary documents from the educational institution for both allowances and tuition fee payments.  Calculate Eligibility: Determine the eligible amount for Children’s Education Allowance and tuition fee deductions based on the relevant tax laws and your expenses.  Fill in the Income Tax Return (ITR): While filing your ITR, look for sections related to these deductions. In some jurisdictions, Children’s Education Allowance might be under "Other Allowances" and tuition fee deductions under "Deductions."  Enter Details: Provide accurate details of the expenses, allowances, and deductions as required in the ITR form. Double-check the information to ensure accuracy.  Attach Documents: Attach supporting documents like fee receipts and proofs along with your ITR filing. Many jurisdictions allow for electronic submission of documents.  Review and Submit: Review your ITR form to make sure all information is correct. Submit the ITR with the attached documents through the designated online portal or via your tax consultant.  Keep Records: Maintain copies of all submitted documents and ITR for future reference in case of any audit or inquiries.  Remember, tax laws and procedures can vary by jurisdiction. It's advisable to consult a tax professional or refer to the official tax authority website for specific guidelines and regulations relevant to your region.  How to claim the tax benefits on your child’s education fees? Parents can submit the school's receipt for the fee paid throughout the fiscal year to their employer. Before filing the investment proofs at the close of the financial year, parents must additionally demonstrate it in form 12BB. You must prove the number of fees paid under section 80C on the income tax return to claim the deduction for a person who is not a salaried employee under the VI-A schedule. The children's education allowance, which is a part of the wage structure, and the fees paid for the children's tuition are both separate deductions, it is vital to note this. As a result, these may be claimed individually up to the permitted maximum (given above) by the rules of the Indian Income Tax Act, 1961. You should utilize these tax benefits to reduce the cost of your children's education and lower your overall tax burden. By taking advantage of these exemptions, you can lower your tax liability and use the money you save to invest further and create a fund for your children's higher education. Therefore, as a way of increasing literacy rate and awareness, the Indian government has provided an opportunity for everyone to educate our children by exempting parents from paying taxes when it comes to our children’s tuition fees, but of course, it has its limitations. This is an attempt at national development and for us to reach new successes and explore what we can do with education. FAQs Can an unmarried person claim a deduction u/s 80C of the Income Tax Act, 1961 for school fees paid for 2 children? Yes, taxpayers can enjoy tax benefits on their child’s education fees and additional deductions that are permitted for the same under section 80C of the Income Tax Act. Is school fees eligible for an 80C deduction? Yes, school fees are eligible for tax benefits under Section 80C deduction. The amount of tax benefit is within the overall limit of the section of Rs 1.5 lakh a year. Can we get tax exemption on school fees? Yes, school fees are eligible for tax exemption under Section 80C deduction. The amount of tax benefit is within the overall limit of the section of Rs 1.5 lakh a year. How much I can claim for tuition fees? The amount of tax benefit is within the overall limit of the section of Rs 1.5 lakh a year. How do I fill my tuition fee in ITR? Salaried employees need Form 12BB to claim tax deductions for tuition expenses along with the necessary documents in support of the declaration. Self-employed or non-salaried professionals can claim tax benefits under Section 6 of the Income Tax Return (ITR) form. Can I claim a deduction u/s 80C of the Income Tax Act, 1961 for my adopted child’s school fees? Yes, it is possible to claim a deduction for adopted kids as well under Section 80c of the Income Tax Act. Can I claim a deduction under section 80C for tuition fees paid to an Indian institution for my wife’s education? No, you cannot claim a school fees deduction for your spouse under section 80c of the Income Tax Act. I and my wife both paid for the education of our one child. My wife paid 70,000 and I paid 1,10,000/- can we both claim a deduction? Yes, both parents can claim a deduction on your income tax return for the amount you paid. I am a working woman and I am paying the education fees for my husband's education. Can I claim the deduction for this? No, it is not possible to claim a deduction for your husband's education fees under section 80c.

Many young adults’ first experience with financial management is in college. Parents must understand the value of this information, but some struggle to convey it to their children, and the majority of universities do not provide courses in this area. You can teach your children money management skills that they will need throughout their lives, and the money management habits they form in college are likely to stick with them for the rest of their lives. As parents, the lessons you teach about money management will give them the confidence to manage their finances in the future, save money, and stay out of debt by putting good money management skills into practice. Your children will be better prepared for the tension-free financial future they deserve if they learn how to manage money early. Long-term money management strategies As college students, they are always short on time as well as money and that is precisely why it is the right time to start building their financial habits. Some long-term strategies you can teach your child are- 1. Teach them how to budget Creating a budget is extremely important and it is something you should teach your child before sending them off to college. Recognizing the line between wants and needs is the key to budgeting. Make sure they fully portray their spending patterns by having them list their expected monthly costs for things like books, school supplies, laundry, eating outside, meal plans, and personal care products. Don't forget to include recreational activities. They will be on the right path to the future with better money management by establishing these limitations in advance. 2. Emergency savings fund Starting an emergency savings fund is essential for anyone's long-term financial stability, whether they are students or not. An emergency fund acts as a safety net that one can rely on for those "rainy days" when they find themselves in a financial crisis. They will be able to recover thanks to their emergency money. It is up to them how much money they save each month. No matter how tiny the amount may appear at first, they must save something each month. 3. Finding cheap housing Housing is a significant and inevitable expense in college. If you are preparing your child to manage their funds and create a budget on their own, encourage them to explore the options available on campus. The most affordable option to have the entire college experience is to live on campus. When it comes to housing, living with roommates is also a great way to save money. Your child needs to interact with the students around them who are also looking for a place to live. Who knows, maybe they'll find some of their closest friends! Money Management Tips for HomeMakers Read More Try to Save Money as Much as Possible Saving money isn't just a financial practice; it's a mindset that sets the tone for responsible adulthood. Even as a young adult, adopting a disciplined saving approach can yield substantial benefits over time. Here's how you can lay the groundwork for a successful savings journey:  Set Clear Goals: The foundation of effective saving is setting specific goals. Whether it's building an emergency fund, planning for a dream vacation, or saving for a down payment on a house, having well-defined objectives provides direction and motivation.  Automate Savings: Capitalize on automation by setting up automatic transfers from your checking account to your dedicated savings account. Treating saving as a non-negotiable expense encourages consistency.  Start Small, Think Big: It's not the initial amount but the consistency that matters. Even if you can only save a small percentage of your income initially, remember that small contributions compound over time to create substantial savings.  Embrace the 50-30-20 Rule: Divide your income into three categories: necessities (50%), discretionary spending (30%), and savings and debt repayment (20%). This balanced approach fosters responsible spending while prioritizing saving.  Build an emergency fund with enough money in it to cover three to six months' worth of expenses. This cushion safeguards you against unexpected financial shocks.  Start Investing in Mutual Funds Keep Track of Your Debts Effectively managing your debts is a pivotal aspect of financial stability. Proactively addressing your debt situation during your early adult years can avert future financial turmoil. Here's how you can navigate the complex terrain of debt management:  Catalog Your Debts: Start by creating a comprehensive list of all your debts, ranging from student loans and credit card balances to any outstanding loans. Note down interest rates and minimum payment requirements for each.  Prioritize High-Interest Debts: Tackle high-interest debts with unwavering focus. By paying off these obligations first, you're effectively minimizing the total interest you'll end up paying overtime.  Punctual Payments: Ensure that you meet at least the minimum payment requirement for each debt on time. Timely payments not only prevent late fees but also bolster your credit score.  Prudent Borrowing: Exercise discretion when considering new debt. Only borrow when it's necessary and within your means. Keep in mind that every debt you take on affects your future financial commitments.  Start Investing in US Market Stop Spending on Unnecessary Things Disciplining your spending habits is pivotal for maintaining financial equilibrium. Developing the ability to differentiate between essential needs and superfluous desires is a hallmark of fiscal prudence:  Create a Budget: Formulate a comprehensive budget that outlines your monthly income and expenditures. This provides clarity regarding your financial standing and empowers you to allocate funds judiciously.  Practice Delayed Gratification: Cultivate the habit of delaying purchases. This approach offers a cooling-off period that helps you evaluate whether a purchase is truly essential or merely impulsive.  Prioritize Quality Over Quantity: When making purchases, quality gives precedence. Investing in a few high-quality items that endure over time is more cost-effective than buying numerous lower-quality products.  Opt for Cash or Debit: Minimize reliance on credit cards. Opting for cash or debit cards makes you more mindful of your spending and curbs the tendency to overspend.  Guard Against Lifestyle Inflation: As your income increases, resist the urge to immediately inflate your lifestyle. Instead, continue living within or below your means, allowing you to save and invest more substantially.  https://www.youtube.com/shorts/jjXF-KC9iWI How to earn while in college? Your child will be able to cover their costs while in college and gain valuable work experience that will benefit them in the long run. They will be able to avoid future debt by making some income themselves. Students have a lot of work opportunities at universities. Your child should find out about working at the school bookstore or as a (resident assistant) RA. College students may also be eligible for additional employee benefits from several nearby businesses. Ask them to think about applying for summer jobs if work becomes a burden while studying. 1. Daily money-saving strategies You can teach your child a variety of money management techniques to help them become more frugal while they are in college. Here are a few daily financial management techniques. 2. Meal plans Ask about the college's meal plans. Teach your child to make the most of what they have by using it to the fullest. They should buy snacks they could use the next day if they have any spare cash left. 3. Student discounts A student ID card has a lot more uses than just serving as identification, including various ways your child can use it to save money. You should advise them to call ahead the next time they want to go watch a movie, get school supplies, or go for a haircut to see if the business provides any student discounts for nearby college students. They will have access to all campus facilities, including the gym, pool, library, etc., with their student ID card. 4. Cooking at home Teach them how to cook and how to utilize ingredients. Cooking their own food will help them save a lot of money that they’d be spending if they ordered or went out for meals. These are great skills they will value for life. They can also make cooking a fun activity by inviting their friends over and trying out new recipes. 5. Public transportation If your child does not live close to their college, they should take public transportation instead of driving there. They will be able to save money and avoid the stress of crowded school parking lots thanks to public transport. They will also save on the cost of car insurance, gas, and university parking passes. FAQs How do I teach my child to manage money? Start with simple concepts like saving, spending, and giving. Use clear jars for each purpose. Set an allowance, encouraging saving for goals. Involve them in budgeting decisions. Teach about needs vs. wants. As they grow, introduce bank accounts, investments, and wise spending. Be a role model for responsible money habits. What are the best money management tips? Create a budget, track spending, and prioritize saving. Pay off high-interest debt. Build an emergency fund. Invest for long-term goals. Live below your means. Avoid impulse buying. Comparison shop and look for deals. Continuously educate yourself about personal finance. Regularly review and adjust your financial plan. How do I teach my 4-year-old about money? Introduce coins and their values through play. Use a clear jar to show savings. Associate coins with small rewards. Teach basic needs vs. wants. Keep conversations simple and age-appropriate. Use stories or games to explain money concepts. Be patient, reinforce lessons, and set a positive example of smart money choices. How can a 10-year-old save money? A 10-year-old can start by setting a savings goal, like buying a toy or game. Help them create a simple budget and allocate a portion of their allowance or gifts to savings. Use a piggy bank or a savings jar to visually track progress. Encourage patience and celebrate milestones together. Conclusion The main conclusion is that although college is expensive, there are ways to lessen the financial pressure. Early financial management in college will help your child set themselves up for success in the future. Money management will make it easier for them as well as you while they’re studying in college. If they have the basic knowledge of how to handle their finances before going to college, they will be able to do it stress-free and be able to learn better with time. TALK TO AN EXPERT

Securing an education loan for abroad studies opens the door to a world of academic and personal growth. Let’s break down the process for getting educational loans for abroad studies and find out the eligibility criteria, documents needed, how to get an education loan, and much more. Education Loans for Abroad Studies In an increasingly interconnected world, pursuing education abroad has evolved from being a mere aspiration to a transformative experience. The exposure to diverse cultures, cutting-edge academic programs, and unparalleled opportunities for personal growth has made international education a sought-after endeavour. However, the costs associated with studying abroad can be overwhelming. This is where investment in education loans comes to the rescue, acting as a bridge between dreams and reality. https://www.youtube.com/watch?v=4gTQkdePOWM Are you eligible to get a study loan abroad? To be eligible, applicants often need to meet certain requirements that the bank has set. For instance, if you are applying for a study loan to study abroad from India then here are the basic eligibility criteria that you need to meet. The applicant must be 18 years old and an Indian citizen Co-applicants must be an Indian citizen Ability to offer collateral for certain cases Co-borrower(s) must have a bank account in any bank in India with cheque writing facilities Confirmed admission to the colleges before disbursement Admission Confirmation: Having an admission offer from a recognized foreign institution is a prerequisite for applying for an education loan. The institution's reputation and the chosen course play a role in determining loan approval. Co-Applicant/ Guarantor: Many lenders require a co-applicant, usually a parent or guardian, to share the responsibility of repaying the loan. The co-applicant's financial stability can influence the loan's terms. Collateral: Depending on the loan amount, lenders might ask for collateral as security. Property, fixed deposits, or other priceless assets can be used as collateral. Eligibility criteria differ on the basis of your nationality. Co-Applicant Education Loan Guide Read More How should you apply for an education loan abroad? Navigating the education loans for abroad studies application process can be overwhelming, given the multitude of options and procedural complexities. To get an education loan, you can visit public and private banks, find out the interest rate and start the process with your chosen provider. Rather than visiting all the banks, you can opt for an education loan counselor. An educational loan counselor is an expert who serves as an intermediary between aspiring students and financial institutions, helping them find the best loan options tailored to their needs. They streamline the loan application process, help with documentation, and get your fast approval. Education loan counselors can help you save both time and effort. https://www.youtube.com/watch?v=fufyFB9aMQI Documents you need for an Education Loan When applying for an education loan, the documentation process is a crucial step. Commonly required documents you must have: Loan application form Passport-size photos PAN card and Aadhar card Indian passport (if you are going abroad) Marksheets for 10th, 12th & Graduation Entrance exam results (like IELTS, GMAT, GRE, TOEFL, etc.) Offer letter or a conditional admission letter (if received) Work experience proof (if any) In the case of self-employed co-applicant 8-month bank statements of savings & current account 2- years ITR statement Collateral documents (if needed) In the case of salaried co-applicant6-month bank statements of the salary account of the co-applicant2-year ITR / FORM 16 co-applicant3-month salary slips Collateral documents (if needed) How to use Education Loan Calculator for abroad studies? An education loan calculator is a way to find out the monthly payments you will be making to close your student loan! An education loan for abroad studies is a huge responsibility and the calculator helps you find out the EMIs you will potentially be repaying, the duration of repayment, and the total payable amount after adding the interest. It’s very easy to use and can help you determine the future EMIs on your loan. For instance, you decide to take a loan of Rs. 25,00,000 at an interest rate of 10%. The decided loan tenure is 10 years. If you put all these details in an educational loan calculator, it will tell you the exact EMI amount, which is Rs. 33,038, the total payable amount, that is Rs. 39,64,522 along with the payable interest amount (Rs. 14,64,522) on top of the principal amount of Rs. 25 lakhs. An education loan calculator is a powerful tool that helps you prepare for the future, let's gauge the estimated costs you will be repaying and helps you budget for it in advance. What is the interest rate of education loans abroad? The interest rate depends on many factors. The interest rate of education loans for abroad studies is determined by the bank, individual profile, co-applicant history, and whether it’s a secured or unsecured loan. If you are applying with EduFund, you can get low and attractive interest rates starting from 9.85% with the top loan providers like Prodigy Finance, IDFC First Bank, ICICI Bank, Axis Bank, and many more. Things to Know Before Choosing an Education Loan Selecting the right education loan requires a careful evaluation of several factors: Interest Rate: The interest rate significantly impacts the overall cost of the loan. For the best deal, compare the rates provided by several lenders. Repayment Tenure: Longer repayment tenures might result in lower monthly installments but higher overall interest payments. Choose a tenure that aligns with your financial plans. Processing Fees: Understand the processing fees associated with the loan application. Some lenders might have hidden charges that could affect your repayment burden. Tax Benefits: In some countries, education loan interest payments are eligible for tax deductions. Familiarize yourself with the tax implications of the loan. Prepayment Terms: Check if the lender allows prepayment without penalties. This can help you save on interest payments if you have the means to repay the loan early Higher interest rate of education loans for abroad:  While investing in education loans serves as a lifeline for many students aspiring to study overseas, the interest rates can vary significantly. Factors like the bank's policies, the applicant's credit history, and the loan type (secured or unsecured) play a role in determining the interest rate, exchange rate fluctuations, repayment challenges in foreign currency, and the global economic scenario. https://www.youtube.com/watch?v=TJ4qgFj46Uw Importance of selecting the right repayment plan Choosing the right repayment plan for your education loan is a critical decision that can significantly impact your financial well-being post-graduation. Financial institutions often offer various repayment options, such as fixed, variable, or income-based plans. Understanding the nuances of each plan and aligning it with your future income projections and financial goals can ensure a smoother repayment process and alleviate undue stress. Partnering with EduFund: Shaping a Bright Future for International Education Pursuing education abroad is a transformative experience that opens doors to academic and personal growth. However, the costs associated with international education and education loans for abroad studies can be daunting. Amidst this process, EduFund stands as a reliable partner, offering attractive interest rates and partnering with esteemed institutions to make the dream of studying abroad a reality. EduFund provides access to a range of loan providers, each with its own interest rate structures. Keeping in mind that lower interest rates can significantly reduce the long-term financial burden, applicants should strive to secure the best possible rate for their circumstances. With EduFund's support, students can embark on their educational journey confidently, knowing that their financial needs are well taken care of. Talk To An Expert FAQs Can I apply for a loan before receiving the admission offer? It's recommended to have an admission offer in hand before applying for a loan, as lenders often require it for processing. What's the typical loan repayment grace period after completing the course? What's the typical loan repayment grace period after completing the course? Does a good credit score essential for loan approval? While a good credit score can enhance your chances of approval, some lenders offer loans to students with co-applicants who have strong credit profiles. What happens if I'm unable to secure a job immediately after completing the course? Some lenders offer extended grace periods or flexible repayment options for students who face challenges in finding employment Can I get a loan for living expenses in addition to tuition fees? Some lenders do offer education loans that cover both tuition fees and living expenses. Check with the lender for specific terms. An education loan for abroad studies bridges the financial gap between your aspirations and the realization of international education. EduFund aims to help you bridge that gap by offering low and attractive interest rates on your education loan. EduFund connects you with India’s top lenders, helps you compare loan plans, and even get collateral-free education loans up to Rs. 1 crore