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Edelweiss Asset Management AMC Limited comes within the Investment & Advisory Line of Edelweiss Group and is one of the fastest-growing AMC in India. It was set up on 23rd August 2007 and established in 2008, and since a decade it has delivered impressive returns. Edelweiss Financial Services Limited has been dealing with sponsorships regarding the Edelweiss Mutual fund, which is a substantial fiduciary branch operated under the Edelweiss Group. Edelweiss Asset Management AMC offers financial services and support to investors in the form of Asset Management, Wholesale Financing, Treasury Operations, Insurance Brokerage, Private Client Business, and Investment Banking. Edelweiss Asset Management AMC is one of the youngest and the fastest growing Mutual Fund Companies which aims to be innovative and globally renowned, since its inception. It provides a stable mutual fund platform to a diversified investor base that is spread across domestic and global geographies. Edelweiss Asset Management Limited manages a corpus under the management of Rs. 52414.5143 crores. (as of 31-Mar-2021) and has an AUM size of Rs. 52,415 Cr as of 31, Mar 2021, invested in over 104 schemes (28 equity, 92 debt, and 24 hybrid funds) with over 11 distribution centers across the country. World-class knowledge platforms and true-to-label products have helped the Edelweiss Asset Management AMC to generate a massive base of investor folios. It offers a wide range of mutual fund schemes across equity, debt, and hybrid categories along with exchange-traded funds and international fund of fund schemes. The AMC aims to render the best digital experience to its investors through cutting-edge technology and seamless innovation. Features of Edelweiss Mutual Funds AMC  It offers investment opportunities in mutual funds and services in Alternative Investment Solutions with a proficient risk-return gamut across domestic and international asset classes.  These funds provide a robust mutual fund platform with world-class knowledge platforms and true-to-label products. Through continuous innovation and cutting-edge technology, the company provides the best digital experience to its investors.  The team of experts comprises experienced professionals from the Financial Services industry who has rich experience in the field of financial markets and is highly qualified. A research-based and process-oriented investment approach is followed by the company, thus assisting investors, dealing with business partners, and deploying investors’ finances.  Important Information about Edelweiss Mutual Fund SponsorEdelweiss Financial Services LimitedTrusteeEdelweiss Trusteeship Company Limited (ETCL)Investment ManagerEdelweiss Asset Management LimitedStatutory DetailsEdelweiss Mutual Fund established - Indian Trusts Act, 1882.   AMC is registered with SEBI - Registration No. MF/057/08/02 on April 30, 2008. Date of Incorporation of AMC23 Aug 2007Date of set up of Mutual Fund30 Apr 2008Name(s) of SponsorEdelweiss Financial Services LimitedName of Trustee CompanyEdelweiss Trusteeship Company LimitedCEO / MDMs. Radhika GuptaCIOMr. Dhawal Dalal (D), Mr. Harshad Patwardhan (E)Compliance OfficerMs. Vijayalaxmi KhatriInvestor Service OfficerMr. Mayur JadhavAuditorsM/s Price Waterhouse, C. A. LLP (Edelweiss AMC) and M/s SR Baltiboi & Co LLP (ETCL & Mutual Fund Schemes)Quarterly AUM45909.31Registrar and Transfer AgentKFin Technologies Pvt Ltd.CustodianStandard Chartered BankAddressEdelweiss House Off. C.S.T Road, Kalina, Mumbai - 400 098 Registered Service Centre - 402, Third Eye 1 Near Panchvati Circle, C.G.Road, Ahmedabad-380006EDELWEISS mutual fund customer care number(022) 40933400, 079-44218800, and (022) 40933401 (fax)EmailEMFHelp@edelweissfin.com investor.amc@edelcap.com Top 10 performing Edelweiss Mutual Fund Schemes Edelweiss has mutual funds in almost all categories permitted by the Securities and Exchange Board of India or SEBI. Here is a list of the ten best-performing Edelweiss mutual fund schemes in India. 1. Edelweiss Arbitrage Fund (Hybrid - Arbitrage fund) The investment objective of the Scheme is to produce income by investing in arbitrage opportunities in the cash and the derivative segments of the equity markets and the arbitrage opportunities are available within the derivative segment and by investing the balance in debt and money market instruments. However, there is no guarantee that the investment objective of the scheme will be realized. The Edelweiss Arbitrage Fund, with a NAV of Rs. 15.1775 (as of 28th April 2021), is the top-performing fund in the Hybrid - Arbitrage fund category. This open-ended fund was launched on 27th June 2014 and has given trailing returns of 4.5% (2020) in one year (as of 26th April 2021) and 5.3%  for 3 years. The fund managers are Dhawal Dalal since 22 Dec 16 with a tenure of 4.27 years and Bhavesh Jain since 27 Jun 14 with a tenure of 6.77 years. Key Information Minimum InvestmentINR 5,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load0-30 Days (0.25%),30 Days and above (NIL)Return Since Inception (27th June 2014):6.3% (as of 26th April 2021)AssetsINR 3707 Crore (as of 31st March 2021)Expense Ratio1.09% (as of 31st March 2021) 2. Edelweiss Large and Mid-Cap Fund (Equity - Large & Mid Cap) The investment objective of the Scheme is to produce long-term capital appreciation from a diversified portfolio of predominantly Large Cap and Mid-Cap equity and equity-related securities. However, there is no guarantee that the investment objective of the scheme will be realized. The Edelweiss Large and Mid-Cap Fund, with a NAV of Rs. 43.265 (as of 28th April 2021), is the top-performing fund in the Equity - Large & Mid Cap category. This open-ended fund was launched on 14th June 2014 and has given trailing returns of 17% (2020) in one year (as of 26th April 2021) and 11.1% for 3 years. The fund manager is Harshad Patwardhan since 14th June 2007 with a tenure of 13.81 years. Key Information Minimum InvestmentINR 5,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 1000Exit Load0-12 Months (1%),12 Months and above (NIL)Return Since Inception (14th June 2014):11.1% (as of 26th April 2021)AssetsINR 697 Crore (as of 31st March 2021)Expense Ratio2.5 % (as of 31st March 2021) 3. Edelweiss Mid-Cap Fund (Equity - Mid Cap) The investment objective is to seek to generate long-term capital appreciation from a portfolio that predominantly invests in equity and equity-related securities of Mid Cap companies. However, there can be no guarantee that the investment objective of the Scheme will be realized. The Edelweiss Mid-Cap Fund, with a NAV of Rs. 14.038 (as of 28th April 2021), is the top-performing fund in the Equity - Mid Cap category. This open-ended fund was launched on 26th Dec 2007 and has given trailing returns of 26.4 % (2020) in one year (as of 26th April 2021) and 9.5 % for 3 years. The fund manager is Harshad Patwardhan since 26th Dec 2007 with a tenure of 13.27 years. Key Information Minimum InvestmentINR 5,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load0-12 Months (1%),12 Months and above (NIL)Return Since Inception (26th Dec 2007):11% (as of 26th April 2021)AssetsINR 1215 Crore (as of 31st March 2021)Expense Ratio2.28 % (as of 31st March 2021) 4. Edelweiss Europe Dynamic Equity Off-shore Fund (Equity - Global Cap) The primary investment objective of the Scheme is to seek to provide long-term capital growth by investing predominantly in the JPMorgan Funds - Europe Dynamic Fund, an equity fund that invests primarily in an aggressively managed portfolio of European companies. The Edelweiss Europe Dynamic Equity Off-shore Fund, with a NAV of Rs. 15.3248 (as of 28th April 2021), belongs to the Equity - Global category. This fund was launched on 14th June 2014 and has given trailing returns of 13.5% (2020) in one year (as of 26th April 2021) and 10.1% for 3 years. The fund managers are Bhavesh Jain since 9th April 2018 with a tenure of 2.98 years and Hardik Verma since 27th Sept 2019 with a tenure of 1.51 years. Key Information Minimum InvestmentINR 5,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 1000Exit Load0-12 Months (1%),12 Months and above (NIL)Return Since Inception (14th June 2014):6.1% (as of 26th April 2021)AssetsINR 42 Crore (as of 31st March 2021)Expense Ratio1.34 % (as of 31st March 2021) 5. Edelweiss Emerging Markets Opportunities Equity Off-shore Fund (Equity – Global Fund) The primary investment objective of the Scheme is to seek to provide long-term capital growth by investing predominantly in the JPMorgan Funds - Emerging Markets Opportunities Fund, an equity fund that invests primarily in an aggressively managed portfolio of emerging market companies. The Edelweiss Emerging Markets Opportunities Equity Off-shore Fund, with a NAV of Rs. 18.4791 (as of 28th April 2021), in the Equity - Global category. This fund was launched on 7th July 2014 and has given trailing returns of 21.7 % (2020) in one year (as of 26th April 2021) and 13.8 % for 3 years. The fund managers are Bhavesh Jain since 9th April 2018 with a tenure of 2.98 years and Hardik Verma since 27th Sept 2019 with a tenure of 1.51 years. Key Information Minimum InvestmentINR 5,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 1000Exit Load0-1 Years (1%),1 year and above (NIL)Return Since Inception (7th July 2014):9.4 % (as of 26th April 2021)AssetsINR 84 Crore (as of 31st March 2021)Expense Ratio1.24 % (as of 31st March 2021)  6. Edelweiss ASEAN Equity Off-shore Fund (Equity – Global Fund) The primary investment objective of the Scheme is to provide long-term capital growth by investing predominantly in JPMorgan Funds – JF ASEAN Equity Fund, an equity fund that invests primarily in companies of countries that are members of the Association of Southeast Asian Nations (ASEAN). However, there can be no assurance that the investment objective of the Scheme will be realized. The Edelweiss ASEAN Equity Off-shore Fund, with a NAV of Rs. 23.2 (as of 28th April 2021), in the Equity - Global category. This fund was launched on 1st July 2011 and has given trailing returns of 2.3 % (2020) in one year (as of 26th April 2021) and 3 % for 3 years. The fund managers are Bhavesh Jain since 9th April 2018 with a tenure of 2.98 years and Hardik Verma since 27th Sept 2019 with a tenure of 1.51 years. Key Information Minimum InvestmentINR 5,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 1000Exit Load0-12 Months (1%),12 Months and above(NIL)Return Since Inception (1st July 2011):8.9 % (as of 26th April 2021)AssetsINR 58 Crore (as of 31st March 2021)Expense Ratio1.42 % (as of 31st March 2021) 7. Edelweiss Large Cap Fund (Equity - Large Cap) The investment objective is to seek to generate long-term capital appreciation from a portfolio predominantly consisting of equity and equity-related securities of the 100 largest corporate by market capitalization listed in India. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. The Edelweiss Large Cap Fund, with a NAV of Rs. 46.42 (as of 28th April 2021), is an Equity - Large Cap category fund. This fund was launched on 20th May 2009 and has given trailing returns of 17.3 % (2020) in one year (as of 26th April 2021) and 10.8% for 3 years. The fund managers are Bharat Lahoti since 2nd May 2017 with a tenure of 3.92 years and Hardik Verma since 11th Nov 2019 with a tenure of 1.39 years. Key information Minimum InvestmentINR 1,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1000Exit Load0-365 Days (1%),365 Days and above (NIL)Return Since Inception (20th May 2009):13.7 % (as of 26th April 2021)AssetsINR 232 Crore (as of 31st March 2021)Expense Ratio1.89 % (as of 31st March 2021) 8. Edelweiss Long Term Equity Fund (Equity - ELSS) The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic pay-outs at the end of lock-in periods from a portfolio that invests predominantly in equity and equity-related instruments. The Edelweiss Long Term Equity Fund, with a NAV of Rs. 59.22 (as of 28th April 2021), is an Equity - ELSS category fund. This open-ended fund was launched on 30th Dec 2008 and has given trailing returns of 13.7 % (2020) in one year (as of 26th April 2021) and 7.5 % for 3 years. The fund managers are Harsh Kothari since 30th April 2019 with a tenure of 1.92 years and Pratik Dharmshi since 30th April 2019 with a tenure of 1.92 years. Key information Minimum InvestmentINR 500Minimum Additional Investment INR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit LoadNILReturn Since Inception (30th Dec 2008):15.5 % (as of 26th April 2021)AssetsINR 165 Crore (as of 31st March 2021)Expense Ratio2.39 % (as of 31st March 2021) 9. Edelweiss Balanced Advantage Fund (Hybrid - Dynamic Allocation fund) The primary objective of the scheme will be to generate absolute returns with low volatility over a longer tenure of time. The scheme will invest in arbitrage opportunities, equity derivative strategies, pure equity investments, and the balance in debt and money market instruments. The Scheme proposes to allocate assets to both equity and debt markets based on the market view. However, there is no assurance that the investment objective of the scheme will be realized. The Edelweiss Balanced Advantage Fund, with a NAV of Rs. 31.79 (as of 28th April 2021), is a Hybrid-Dynamic Allocation fund. This fund was launched on 20th August 2009 and has given trailing returns of 22.6% (2020) in one year (as of 26th April 2021) and 11.6% for 3 years. Key information Minimum InvestmentINR 1,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load0-365 Days (1%),365 Days and above(NIL)Return Since Inception (20th August 2009):10.4 % (as of 26th April 2021)AssetsINR 3315 Crore (as of 31st March 2021)Expense Ratio2.33 % (as of 31st March 2021) 10. Edelweiss Banking and PSU Debt Fund (Debt - Banking & PSU Debt fund) The investment objective of the Scheme is to generate returns commensurate with the risks of investing in a portfolio of Debt Securities and Money Market Instruments issued by Banks, Public Sector Undertakings, Public Financial Institutions, entities majorly owned by Central and State Governments, and Municipal Bonds. However, there can be no assurance that the investment objective of the scheme will be realized. The Edelweiss Banking and PSU Debt Fund, with a NAV of Rs 19.1633 (as of 28th April 2021), is a Debt - Banking & PSU Debt fund. This fund was launched on 13th Sept 2013 and has given trailing returns of 12.9% (2020) in one year (as of 26th April 2021) and 10.2% for 3 years. Key information Minimum InvestmentINR 5,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load0-12 Months (1%),12 Months and above (NIL)Return Since Inception (13th Sept 2013):8.9 % (as of 26th April 2021)AssetsINR 462 Crore (as of 31st March 2021)Expense Ratio0.55 % (as of 31st March 2021) Using the Edelweiss Mutual Fund Calculator  The mutual fund calculator of Edelweiss helps you estimate the returns which can be expected from the invested capital. The exact amount cannot be guaranteed, but an estimated amount can be calculated using the Edelweiss mutual fund calculator for both Lumpsum and Edelweiss mutual fund SIP payments and to get an appropriate view of the Edelweiss mutual fund statement. Save Tax by investing in Tax Saving Mutual Funds from Edelweiss Mutual Fund Investors can save tax payments and claim tax benefits under Section 80C of the Income Tax Act by investing in certain tax-saving mutual funds offered by Edelweiss Mutual Funds. The tax-saving mutual funds offered by Edelweiss AMC are: Edelweiss Long-Term Equity Fund (Tax Savings) Edelweiss Tax Advantage Fund How to invest in Edelweiss Mutual Funds Online? To invest in Edelweiss Mutual Funds online, the investor can visit the official website of Edelweiss, AMC or he can log in to EduFund and follow the instructions on the site. EduFund is a renowned portal that is registered with AMFI, BSE, and SEBI with zero fees to sign up. He will be required to fill in the required details, after which the payments will have to be authorized to complete the process. It is a simple, convenient, and easy process through EduFund to invest in some of the most profitable Edelweiss Mutual Fund Schemes, which involves a hassle-free process. Let us look at the details of the process: Step 1: The first step is to log in using your Edelweiss mutual fund login Id or your EduFund account. If the applicant does not own an account, he can create a username password by registering on both the official website and EduFund. Step 2: The second step is for the applicant to select the mutual fund he is interested in investing in, identify the duration of investment and apply it accordingly on the portal. He should scan and upload identification documents and proofs. Step 3: Further, the applicant must upload his address proof using any legal document that carries the permanent address of the investor. Step 4: Next, the risk undertaking should be determined, whether the applicant wants to opt for low, medium, or high-risk investment and the kind of mutual fund he would like to invest in – Equity, Debt, or International Step 5: The individual has the option to go for a one-time investment or instalment. If he wishes to pay the investment amount in a lump sum, he should select the “Invest One Time” button; else can click on the “Start SIP” to enable investment which allows monthly/quarterly/bi-annual or annual payments. Step 6: After the payment is made, the mutual fund will be processed and will reflect in the investor’s account within 3-5 working days. Who is eligible for Edelweiss Mutual Funds? Here are the investors who can invest in Edelweiss Mutual Funds: Resident individuals Lawful guardians or parents in case of investment on behalf of minors NRIs Documents required for Edelweiss Mutual Funds Here are the documents you will require to invest in Edelweiss Mutual Funds: Application form Address proof Identity proof KYC documents Passport Size Photograph Third-party declaration form - for investment on behalf of a minor Why choose are Edelweiss Mutual Funds using EduFund? Edelweiss is a brilliant option for investors as it lets them plan for long and short-term financial goals by investing in high-quality mutual funds with the best investment management services provided by the AMC. It also helps in evaluating the risk appetite of investors, which is diligently planned and recommended by the efficient, professional asset management team. The company offers a wide variety of funds that the investor can leisurely choose irrespective of his risk appetite. The company is one of the fastest-growing AMCs in the mutual fund sector, and it has many benefits when taken through EduFund like: Edelweiss Mutual Funds are regulated by SEBI and are considered extremely secure and safe investment options. These funds save the Investor from fraudulent activities by the mutual fund companies If the securities are geld for more than a year, then the dividends that are earned can be tax-free Since Mutual funds are liquidated within 3 days with the option of some getting liquidated overnight, these are highly lucrative. Investing and redemption in Edelweiss Mutual Fund is a very convenient, easy, and hassle-free task The investor can expect a beneficial rate of return as there is no compromise on the risk part Portfolio, which is duly maintained by the Edelweiss Mutual Funds. An investor can opt for a lump-sum payment or opt for Systematic Investment Planning through which he can save some of his monthly income by investing in SIPs or mutual funds. This helps him to make more money in the long term for his future goals Edelweiss Mutual Funds publishes the report timely, believing in complete transparency, and it is made possible for the investor to view the portfolio anytime. Popular fund managers of Edelweiss Asset Management Company Harshad Patwardhan - Chief Investment Officer- Equities at Edelweiss Asset Management. Mr. Patwardhan has 25 years of experience in various capacities. Before he joined Edelweiss, he was the Executive Director and Head of Equities at JP Morgan Asset Management India. He became the CIO when Edelweiss acquired the schemes of JP Morgan in 2016. Academically, he has done his B.Tech from IIT Mumbai and MBA in Finance from IIM – Lucknow. He has also completed his CFA from the CFA Institute. He manages 12 funds at Edelweiss AMC. Radhika Gupta - the Chief Executive Officer of Edelweiss Asset Management Radhika Gupta is the CEO of the AMC, who has strategically managed the myriad of mutual funds offered by the AMC. She was a student at the University of Pennsylvania and has been an asset management professional for a long time. Dhawal Dalal – Chief Investment Officer- Debt at Edelweiss Asset Management.  Dalal has an industry experience of more than 20 years, and he began his career in 1996 as a research associate at Merrill Lynch Asset Management. Then he joined DSP BlackRock Mutual Fund and worked there for 18 years. Then he joined Edelweiss Mutual Funds and has been working for more than 3 years now and has worked on more than 35 schemes on his own. He has completed his MBA from the University of Dallas in Banking, Corporate Finance, and Securities. He also finished his BE in Mechanical Engineering from LD College of Engineering in Ahmedabad. Niranjan Awasthi Niranjan Awasthi heads the product and marketing team of Edelweiss’s investments and has more than 13 years of professional experience in the finance industry. He takes wise strategic decisions and scrutinizes and analyses the various macroeconomic and latest market trends for the betterment of the AMC and the investors. Nalin Moniz - Chief Investment Officer- Alternative Equities at Edelweiss Asset Management Nalin graduated from the Jerome Fisher Program in Management and Technology from the reputed University of Pennsylvania. He also holds joint degrees in Computer Science and Economics from Moore School and Whir ton School, respectively. Mr Moniz started his career as a Portfolio Manager for Goldman Sachs Asset Management, after which he started his alternative asset management firm in India by the name of Forefront Capital Management. Mr. Moniz pioneers the portfolio management and research wing of Alternative Equities at Edelweiss, and he also played a stellar role in helping Edelweiss acquire Ambit Capital’s s AIF wing in 2016.   George Bose - Head of Operations of Edelweiss AMC George Bose has professional experience of more than 15 years, and he looks after Settlement, the proper functioning of Banking, and Fund Accounting of the AMC. He joined Edelweiss in the year 2010. Pranav Parikh - Chief Invest Officer- Private Equity at Edelweiss Asset Management.   Pranav Parikh has nearly 20 years of experience in both Indian and American economies. In the dot-com bubble burst between 1999 and 2003 and the 2008 global financial crisis, Mr Parikh was among the very few dedicated Fund Managers to have generated positive returns during the above-mentioned two of the most catastrophic economic cycles. During that period, he was working as the Portfolio Manager at Q Investments in Texas and the Managing Director of the Indian wing during the latter. Then he joined Fountainhead Ventures as a Managing Director till 2015, after which he took up his current position at Edelweiss Mutual Funds. He has well managed the Private Equity and Venture Capital sections at Edelweiss, and he is one of the driving forces behind the success of Edelweiss AMC. Vijayalaxmi Khatri Vijayalaxmi Khatri caters to several functions related to the asset management of Edelweiss, whether it is secretarial, compliance, legal, or risk functions. She is a mutual fund professional for the past 15 years and has set up a strong and strategic risk management system for the AMC. Gautam Kaul Gautam Kaul has an experience of more than 20 years and is a designated Fund Manager for Fixed Income at Edelweiss Asset Management. He has the experience of working at multiple leading AMCs. He has completed his MBA in Finance from Savitribai Phule Pune University. He started his career at Mata Securities in 2001 and then joined Sahara India Mutual Fund, where he worked for 1 year. After he left that, he moved on to Lotus India Asset Management Company. Again, after working for 2 years there, he joined Relegate Asset Management Company, and finally, for 7 years, he joined IDBI Asset Management Ltd. He finally joined Edelweiss Mutual Fund AMC after he left IDBI in 2016, and now he is managing 54 schemes. Other efficient Fund Managers in Edelweiss Mutual Funds AMC are: Nilesh Saha Harsh Kothari Pratik Dharmshi Select EduFund for investing in EDELWEISS Mutual Fund EduFund makes the process of investing in EDELWEISS mutual funds convenient. EduFund's experienced consultants give you customized solutions for all your financial goals. You can start investing from a lowly INR 5,000 and grow your capital comfortably. With EduFund, you get the following benefits: Customized Research-Based Financial Plan - EduFund’s scientific fund tracker screens over 1 lakh data points and 400 financial scenarios to recommend you the best mutual funds. Customer-Friendly Counsellors Help You Create a Financial Plan - EduFund's counselors are trained to handle all kinds of queries from customers. They spend as much time with you as you need and resolve all your issues to help you create a robust financial plan. Invest Less, Earn More - Not only the best Indian mutual funds, but EduFund also offers you the facility to invest in US Dollar ETFs and international mutual funds. Use Free Tools - EduFund offers various free tools for its customers, including College Savings Calculator, SIP calculator, etc. No Technical Expertise Required - You do not need to be an expert in finance to understand which mutual fund is the best for you. EduFund does it for you. Value-Added Benefits - You may get value-added benefits like no commission, free advisory, and nil-hidden charges. Secure Transactions - EduFund is RIA-registered and uses top-class 128-SSL security to enable safe transactions. Special Support for Children's Education - EduFund has a dedicated team of experts who help you fulfill your children's educational goals. Download the EduFund app now to start saving for a bright future.

Quantum Mutual Fund's sponsor is Quantum Advisors Private Company, an institutional equity research firm founded by Mr Ajit Dayal in January 1990. Quantum Advisors is also the first institutional equity research firm in India. The firm played a pioneering role in introducing qualitative, quantitative, and analytical approaches to India's stock market investments. Quantum Advisors devised a strategy that evaluated valuation metrics to identify investment opportunities in the resurgent Indian stock market. The firm provided investment advice to various renowned institutions and famous investors like Jardine Fleming (whose investments in the Indian stock market exceed US$ 1 billion), Walden Nikko India Ventures Fund, Prolific India Opportunities Fund, and Hansberger Global Investors, Inc. Over time, the firm expanded its business and evolved as an asset manager and investment advisor, managing equities, debt, fixed income, and real estate. In December 2005, Mr. Dayal got the license for Quantum Asset Management Company Private Limited or Quantum AMC, the asset manager of Quantum Mutual Fund. It is the 29th mutual fund company in India. The company functions as a trust as per the provisions of the Indian Trusts Act, of 1882. At present, the AMC manages ten funds across fund categories like equity, debt, commodity, and fund of funds. The timeline for launching each of the ten funds is as follows: March 2006 - Quantum Long Term Equity Fund (later renamed to Quantum Long Term Equity Value Fund) April 2006 - Quantum Liquid Fund February 2008 - Quantum Gold Fund ETF  July 2008 - Quantum Index Fund ETF (later renamed to Quantum NIFTY ETF) December 2008 - Quantum Tax Saving Fund July 2009 - Quantum Equity Fund of Funds May 2011 - Quantum Gold Savings Fund July 2012 - Quantum Multi Asset Fund of Funds (later renamed to Quantum Multi Asset Fund of Funds) May 2015 - Quantum Dynamic Bond Fund July 2019 - Quantum India ESG Equity Fund Quantum AMC was perhaps the only such financial institution in India to have increased their employees' salaries by 15% during the early lockdown period, on the condition that they would give half of the extra money to someone who lost their income due to the economic disruption. In the financial year 2005-06, Quantum AMC had an Asset Under Management (AUM) of INR 11.26 Crore, and the total folios were 798. The figure has steadily grown ever since. And in the financial year 2019-20, the AUM increased to INR 1,119.24 Crore and the number of folios to 69,100. From the financial year 2005-06 to 2016-17, the AMC did not spend anything on distributor commission, as it was a direct-to-investor mutual fund. Important information about Quantum Mutual Fund Mutual Fund NameQuantum Mutual FundEstablished2nd December 2005Date of Incorporation19th September 2005TrusteeQuantum Trustee Company Private Limited 7th Floor,Hoechst House, Nariman Point,Mumbai - 400 021Tel. No.: 022-6144 7800SponsorQuantum Advisors Private Limited Registered Office:6th Floor, Hoechst House,Nariman Point,Mumbai - 400 021Board of Directors, Trustee CompanyMr Surjit Banga, Director  Mr Kaiwan Kalyaniwalla, Director Mr Subramanian Ganapathy, Director Ms Nalini Kak, DirectorBoard of Directors, AMCMr Jimmy A Patel, Managing Director & CEO Mr S.R. Balasubramanian, DirectorMr I. V. Subramaniam, Director Mr Kamal Pande, Director Ms Uma Mandavgane, DirectorRegistered AddressQuantum Mutual Fund7th Floor, Hoechst House, Nariman Point, Mumbai - 400021, IndiaManaging Director, CEO and CIO of Quantum Advisors Pvt. Ltd.Mr I.V.Subramaniam - Associate DirectorManaging Director & CEO, Quantum Asset Management Company Pvt. Ltd.Mr Jimmy PatelPhone and Fax Toll-Free No.:1800-209-3863 / 1800-22-3863, Telephone No.:91-22-61447800, Toll-Free Fax no.:1800-22-3864 EmailCustomercare@QuantumAMC.comWebsite www.QuantumAMC.com/ www.QuantumMF.com Compliance OfficerMr Malay VoraInvestor Service OfficerMrs Meera ShettyRegistrar and Transfer AgentKarvy Fintech Private LimitedUnit: Quantum Mutual FundKarvy Selenium Tower-B,Plot No. 31&32, Financial District,Nanakramguda Serilingampally Mandal,Hyderabad - 500032CustodianDeutsche Bank AGNirlon Knowledge Park, Block 1,4th Floor, Western ExpressHighwayGoregaon (East), Mumbai – 400 063Main BankersHDFC Bank LimitedManecji Wadia Bldg., Gr. Floor,Nanik Motwani Marg, Fort, Mumbai – 400 023. Deutsche Bank AGNirlon Knowledge Park, Block 1, 4th Floor, WesternExpressHighwayGoregaon (East), Mumbai – 400 063Statutory AuditorsM/s. S. R. Batliboi & Co. LLP14th Floor, The Ruby, 29,Senapati Bapat Marg,Dadar (West),Mumbai - 400028 Six Top-Performing Quantum Mutual Fund Schemes 1. Quantum India ESG Equity Fund (Category - Equity: Thematic - ESG) The Quantum India ESG Equity Fund, with a NAV of 14.3300 (Regular Growth) (as on 15th April, 2021), is one of the top-performing funds in the 'Equity: Thematic - ESG' category. This open-ended fund was launched on 12th July 2019 and has given trailing returns of 69.79% in one year (as on 15th April, 2021). The fund considers the NIFTY 100 ESG TRI as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 365 daysReturn Since Inception (12th July 2019 ):22.66% (as on 15th April, 2021)AssetsINR 38 Crore (as on 31st March, 2021)Expense Ratio1.65% (as on 28th February, 2021) 2. Quantum Long Term Equity Value Fund (Category - Equity: Value Oriented) The Quantum Long Term Equity Value Fund, with a NAV of 65.1200 (Regular Growth) (as on 15th April, 2021), is one of the best-performing funds in the 'Equity: Value Oriented' category. This open-ended fund was launched on 1st April 2017 and has given trailing returns of 66.89% in one year (as on 15th April, 2021). The fund considers the S&P BSE 2000 TRI as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load2% for withdrawals before 365 days and 1% for withdrawals between 366 and 730 daysReturn Since Inception (1st April 2017):13.00% (as on 15th April, 2021)AssetsINR 852 Crore (as on 31st March, 2021)Expense Ratio1.79% (as on 28th February, 2021) 3. Quantum Nifty ETF (Category - Equity: Large Cap) The Quantum Nifty ETF, with a NAV of 149.3135 (Regular Growth) (as on 15th April, 2021), is the best fund in the 'Equity: Large Cap' category. This open-ended fund was launched on 10th July 2008 and has given trailing returns of 64.72% in one year (as on 15th April, 2021). The fund considers the NIFTY 50 TRI as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP Investment-Minimum WithdrawalINR 500Exit LoadNilReturn Since Inception (10th July 2008):11.59% (as on 15th April, 2021)AssetsINR 9 Crore (as on 31st March, 2021)Expense Ratio0.09% (as on 28th February, 2021) 4. Quantum Equity Fund of Funds (Category - Equity: Flexi Cap) The Quantum Equity Fund of Funds, with a NAV of 44.0450 (Regular Growth) (as on 15th April, 2021), is one of the top-performing funds in the 'Equity: Flexi Cap' category. This open-ended fund was launched on 1st April 2017 and has given trailing returns of 56.01% in one year (as on 15th April, 2021). The fund considers the S&P BSE 200 TRI as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 365 daysReturn Since Inception (1st April 2017):13.38% (as on 15th April, 2021)AssetsINR 62 Crore (as on 31st March, 2021)Expense Ratio0.75% (as on 28th February, 2021) 5. Quantum Multi Asset Fund of Funds (Category - Hybrid: Multi Asset Allocation) The Quantum Multi Asset Fund of Funds, with a NAV of 21.9742 (Regular Growth) (as on 15th April, 2021), is the top-performing fund in the 'Hybrid: Multi Asset Allocation' category. This open-ended fund was launched on 1st April 2017 and has given trailing returns of 19.70% in one year (as on 15th April, 2021). The fund considers the CRISIL Composite Bond TRI, S&P BSE Sensex TRI, and Domestic Price of Gold as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 90 daysReturn Since Inception (1st April 2017):9.34% (as on 15th April, 2021)AssetsINR 33 Crore (as on 31st March, 2021)Expense Ratio0.47% (as on 28th February, 2021) 6. Quantum Tax Saving Fund (Category - Equity: ELSS) The Quantum Tax Saving Fund, with a NAV of 149.3135 (Regular Growth) (as on 15th April, 2021), is one the best-performing funds in the 'Equity: ELSS' category. This open-ended fund was launched on 1st April 2017 and has given trailing returns of 66.16% in one year (as on 15th April, 2021). The fund considers the S&P BSE 200 TRI as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit LoadNil (Lock-in period - 3 years)Return Since Inception (1st April 2017):16.18% (as on 15th April, 2021)AssetsINR 89 Crore (as on 31st March, 2021)Expense Ratio1.79% (as on 28th February, 2021) How Can You Invest in Quantum Mutual Fund Via EduFund? EduFund provides you with a simple interface to invest in one or more Quantum mutual fund scheme and reap rich dividends. You can invest in a growth scheme or dividend scheme. The growth scheme does not pay any dividend. Any dividend paid by a company in the fund's portfolio is adjusted in the NAV. In contrast, if you choose the dividend option, you can get an extra income when the company pays a dividend. The following are the steps you can take to invest in a Quantum Mutual Fund scheme: Step 1 - Download the EduFund App from Google Play Store or Apple App Store. Step 2 - Create an account on EduFund by entering details like name, mobile phone number, email address, etc.  Step 3 - Browse all Quantum Mutual Fund schemes and choose the suitable scheme suiting your financial goals. EduFund provides the option to invest a lump sum or open a SIP (Systematic Investment Plan) account.  Step 4 - At any point, you may take free advice from an expert mutual fund counsellor for free. The counsellor will ask you questions concerning your financial goals and suggest a suitable scheme for you. Step 5 - Once you invest in a scheme, EduFund will give you access to your personalised mutual fund account. You can also invest in other mutual fund schemes that generate high returns. Moreover, you can track your portfolio, view the account balance and NAV, download account statement, buy or sell mutual fund units, and do other things.  Step 6 - You are ready to experience safe and secure investing. EduFund uses top-class security parameters and authentication technologies to ensure safe transactions. Five Best Performing Fund Managers at UTI Mutual Fund The fund manager is a key resource person whose timely actions determine the fund's growth. Quantum Mutual Fund's managers are some of the best in the industry and have consistently delivered inflation and benchmark-beating returns to its clients. The following are the top five fund managers are Quantum Mutual Fund: 1. Mr Nilesh Shetty Mr Nilesh Shetty, Fund Manager, Quantum Asset Management Company Private Limited, joined the company in December 2009. He joined the AMC as a Senior Manager and was promoted to the position of Associate Fund Manager in April 2011. In September 2020, he was appointed as a fund manager. He is currently working as the Co-Fund Manager - Equity at Quantum AMC. Before joining Quantum AMC, he served Edelweiss Securities Ltd. as the Manager Research, Pranav Securities Private Limited as the Senior Manager Research, and ICICI Bank as Officer, RCLG. Mr Shetty's educational qualifications include Masters in Management Studies (Finance) (Mumbai University), CFA (CFA Institute), CGMA (The Chartered Institute of Management Accountants), and CPA - Accounting and Finance (Association of International Certified Professional Accountants). He manages the Quantum Long Term Equity Value Fund and Quantum Multi Asset Fund of Funds.  2. Mr Pankaj Pathak Mr Pankaj Pathak, Fund Manager, Quantum Asset Management Company Private Limited, joined the company in August 2013 as Senior Manager - Fixed Income and was promoted to Fund Manager - Fixed Income in March 2017. Before joining Quantum AMC, he worked with the Bank of Maharashtra as Senior Manager - Foreign Exchange. He has over 12 years of experience in Investment, Treasury, Capital Markets, and Trading. His specialities include Portfolio Management, Financial and Economic Research, Securities Analysis and Investments, and Funds and Liquidity Management. Mr Pathak did B.Sc. in Electronics (University of Lucknow), Post Graduate Diploma in Banking & Finance (National Institute of Bank Management, Pune), and CFA, Investments and Securities (CFA Institute, USA). He also possesses the CAIIB (Treasury Management) certification from the Indian Institute of Banking & Finance. He manages the Quantum Dynamic Bond Fund and Quantum Liquid Fund for Quantum AMC.  3. Mr Chirag Mehta Mr Chirag Mehta, Senior Fund Manager - Alternative Investments, Quantum Asset Management Company Private Limited, joined the company in February 2006. In 2017, Citywire chose him as the fourth (4th) best Fund Manager globally under forty (40).  He has over eighteen (18) years of experience in Investments, Alternative Investments, Portfolio Management, Research, Asset Management, Capital Markets, and Commodity Markets. Mr Mehta's educational qualifications include Masters in Management Studies (Finance) (Mumbai University) and Chartered Alternative Investment Analyst, Alternative Investments. He looks after five funds, including Quantum Gold Fund, Quantum Equity Fund of Funds, Quantum India ESG Equity Fund, and Quantum Multi Asset Fund.  4. Mr Sorbh Gupta Mr Sorbh Gupta, Co - Fund Manager - Equity, Quantum Asset Management Company Private Limited, joined the company in March 2011. Before joining Quantum AMC, he worked with Narotam Sekhsaria Family Office as Senior Equity Analyst and Pranav Securities Private Limited as an Investment Analyst. His educational qualifications include CA, Accounting and Finance (The Institute of Chartered Accountants of India) and CFA (CFA Institute, USA). He manages Quantum Tax Saving Fund and Quantum Long Term Equity Value Fund.  5. Ms Sneha Joshi Ms Sneha Joshi, Associate Fund Manager - Alternative Investment, Quantum Asset Management Company Private Limited, joined the company in August 2015 as a Quantitative and Credit Analyst. In May 2017, she got promoted to Sr. Quantitative and Credit Analyst, and from January 2019, she has been working in the current position. She has over nine (9) years of experience in quantitative modelling, insights modelling using R and Python, fixed income research, data science, economic research, ETFs, and asset allocation. Before joining Quantum AMC, she worked as an Economic Analyst at Credit Capital Research. She also worked as an Intern at NABARD. She did her schooling at Modern High School Pune and Fergusson College. Subsequently, she did B.A. Economics (Fergusson College), Post Graduate Diploma in Foreign Trade, International Business/Trade/Commerce (University of Pune), M.A. Economics (Gokhale Institute of Politics and Economics), and PhD Economics (Gokhale Institute of Politics and Economics). She has also done various certification courses from Coursera. She manages the Quantum India ESG Equity Regular Growth Fund.  Why Should You Invest in Quantum Mutual Fund? Quantum mutual fund is one of the newest AMCs in India. It provides investment solutions for investors' financial goals like wealth creation, vacation, child's education, child's marriage, and retirement. Whether you want long-term growth or short-term capital appreciation, Quantum Mutual Fund has a scheme suiting your requirements. Since 2006, most of its funds have consistently beaten the benchmark. Hence, you should invest in a scheme offered by Quantum Mutual Fund if you are a patient investor willing to profit from the opportunities in capital and commodity markets.  Select EduFund For Investing in Quantum Mutual Fund  With EduFund at your fingertips, you can conveniently invest in one or multiple Quantum mutual fund schemes from the convenience of your office or home. You can also get personalised guidance from EduFund's seasoned mutual fund counsellors, who assist you in choosing the best fund. EduFund provides you with a top-class recommendation engine that browses more than one lakh data points and 400 financial situations to recommend the best plan for you. You can start your investment journey by investing as little as INR 500 every month.  In addition to Indian funds, EduFund also offers you the facility to invest in international mutual funds and US Dollar ETFs. You may use several free tools like College Savings Calculator, SIP Calculator, etc., to calculate the amount you need to save every month for reaching your financial goals. EduFund is RIA-registered, and its world-class 128-SSL security safeguards your investments like a bank.  Download the EduFund app now and invest in Quantum Mutual Fund to create a financial pool for the future.

The LIC Mutual Fund was incorporated in 1994 and started operating in the same year. Relatively, the fund is not large-sized, but it is certainly very stable and capable of providing constant returns over the past few years. Its great USP is that despite its small size, the LIC Mutual Fund provides a plethora of different investment schemes. The total assets under management of the LIC Mutual Fund have a value of 16,906 Cr as of 1 March 2021. The fund provides options for wealth creation, tax saving, regular savings, and the education of your children through the different investment schemes that it provides. These are divided into equity, debt, hybrid, ETF and index, and solution-oriented funds. The primary shareholder of the LIC Mutual Fund is the Life Insurance Corporation of India. LIC is a government-owned insurance and investment company that is the largest insurance provider in India. It was established by an act of parliament in 1956, with the merger of 245 state-owned life insurance companies. Life Insurance Corporation has more than 29 crore policyholders and a cumulative life fund of over 28 lakh cr. In 2020, the Government of India announced that an initial public offering would be conducted for LIC in FY22. The executive board of the LIC contains the chairperson M.R. Kumar and managing directors Vipin Anand, TC Suseel Kumar, Mukesh Kumar Gupta, and Raj Kumar. The LIC offers 7 equity schemes, 8 debt schemes, 4 hybrid schemes, 8 ETF and index schemes, and 1 solution-oriented scheme. The CEO of the company is Dinesh Pangtey, and there are nine members on its board of directors. The AMC is named LIC Mutual DUnf Asset Management Ltd. It is owned 45% by the Life Insurance Corporation of India, 39.30% by LIC Housing Finance Ltd., 11.70% by GIC Housing Finance Ltd., and 4.00% by Union Bank of India. As far as the trustee company is concerned, it is owned 49% by the Life Insurance Corporation of India, 35.30% by LIC Housing Finance Ltd., and 15.70% by GIC Housing Finance Ltd. Important information Name of the AMCLIC Mutual FundIncorporation Date20 April 1994SponsorsLife Insurance Corporation of IndiaTrusteeLIC Mutual Fund Trustee Pvt. Ltd.Board of DirectorsM.R. Kumar Kailash Kumar Bang Satish K. Kamat Sanjay A. Muthal Vijay Sharma Neera Saxena Raghunandan Maluste Y. Viswanatha Gowd Dinesh PangteyCEODinesh PangteyCIOSaravana Kumar AAUMRs. 16906 Cr as of 1 March 2021AuditorsS R Batlboi LLPCustodiansStandard Chartered BankAddress4th Floor, Industrial Assurance Building Opp. Churchgate Station, Mumbai 400020Contact Number022-66016000Emailcs.co@licmf.com Best LIC Mutual Fund Schemes While LIC Mutual Fund is relatively moderate in size, it offers various different schemes that have historically performed well in the market. Let us look at the ten best among these 1. LIC Large & Mid Cap Fund Direct The LIC Large & Mid Cap Fund has been among the successful funds in the Indian market over the past few years. It has a Value Research rating of 4, and investors have realized returns of over 33% in the past year and almost 19% in the last five years, as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load1% for redemption within 365 days for units more than 12% of investment; Nil for redemption after 365 daysReturn Since Inception:13.00%AssetsINR 1028 CroreExpense Ratio0.84%*All values as of 1 March 2021 2. LIC Index Sensex Fund Direct The LIC Index Sensex Fund is rated 4 by Value Research and is among the best-performing equity funds in the LIC Mutual Fund. It has an AUM of 34 Crore as of 1 March 2021 and has 44.8% over the last year and nearly 16% over the last five years. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load0.25% for redemption within 7 days; Nil for redemption after 7 daysReturn Since Inception:11.82%AssetsINR 34 CroreExpense Ratio0.57%*All values as of 1 March 2021 3. LIC Index Nifty Fund Direct The LIC Index Nifty Fund is an equity fund that has an AUM of 43 Crore as of 1 March 2021. It carries a Value Research rating of 3 and has returned more than 15% in the last five years. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load0.25% for redemption within 7 days; Nil for redemption after 7 daysReturn Since Inception:11.67%AssetsINR 43 CroreExpense Ratio0.48% *All values as of 1 March 2021 4. LIC Large Cap Fund Direct The LIC Large Cap Fund has been an extremely successful fund, giving it a Value Research rating of 3. Though it is a comparatively small fund with an AUM of 502 crores, it has returned 15% in the last five years as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load1% for redemption within 365 days for units more than 12% of investment; Nil for redemption after 365 daysReturn Since Inception:12.74%AssetsINR 502 CroreExpense Ratio1.07% *All values as of 1 March 2021 5. LIC Infrastructure Fund Direct The LIC Infrastructure Fund is a high-performance equity fund that has among the highest returns for any fund in the LIC Mutual Fund. Since its inception, it has returned over 9% and has accumulated an AUM of over 60 crores as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load1% for redemption within 365 days for units more than 12% of investment; Nil for redemption after 365 daysReturn Since Inception:9.78%AssetsINR 62 CroreExpense Ratio1.22% *All values as of 1 March 2021 6. LIC Banking & Financial Services Fund Direct The LIC Banking & Financial Services Fund invests exclusively in Banks and the Finance sector. It has been able to return nearly 13% in the last five years as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load1% for redemption within 365 days for units more than 12% of investment; Nil for redemption after 365 daysReturn Since Inception:4.49%AssetsINR 58 CroreExpense Ratio1.49% *All values as of 1 March 2021 7. LIC Flexi cap Fund Direct The LIC Flexi Cap Fund is another equity fund that has performed rather well since its inception and has had a constant rate of return of over 12% a year over the last 5 years, as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load1% for redemption within 365 days for units more than 12% of investment; Nil for redemption after 365 daysReturn Since Inception:9.75%AssetsINR 359 CroreExpense Ratio1.67% *All values as of 1 March 2021 8. LIC MF Tax Plan The LIC MF Tax Plan has an AUM of nearly 335 Crore as of 1 March 2021. It has had a constant annual rate of return that has been over 9% since its inception. Minimum InvestmentINR 500Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit LoadNilReturn Since Inception:13.90%AssetsINR 335 CroreExpense Ratio1.29% *All values as of 1 March 2021 9. LIC Equity Hybrid Fund The LIC Equity Hybrid Fund is a hybrid fund with an AUM of nearly 440 crore as of 1 March 2021. Its rate of return has been over 9% annually for nearly all of its existence. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load1% for redemption within 365 days for units more than 12% of investment; Nil for redemption after 365 daysReturn Since Inception:9.75%AssetsINR 435 CroreExpense Ratio1.38% *All values as of 1 March 2021 10. LIC Debt Hybrid Fund The LIC Debt Hybrid Fund is a relatively new offering from the LIC Mutual Fund and has provided a handsome rate of return of over 8% since its inception as of 1 March 2021. It has an AUM of over 80 crores. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load1% for redemption within 365 days for units more than 10% of investment; Nil for redemption after 365 daysReturn Since Inception:8.09%AssetsINR 80 CroreExpense Ratio1.50% *All values as of 1 March 2021 How can you invest in LIC Mutual Fund via EduFund? It is important to secure your children's education, especially if you want to send them abroad. Saving money through schemes offered by LIC can be a great option if you are looking for a long-term investment. Here is how you can invest in LIC Mutual Fund using EduFund. Download the EduFund app from the App Store or the Google Play Store. Create an account on EduFund. You will be asked for certain information about your ambitions for the education of your child. You can choose the country that you want to send your child to, whether you want to send your child for bachelor's, master's, or doctoral studies, and what type of subject you would like your child to study while abroad. On the next page, you can select a rank bracket that you would like your college to lie in. You can also choose the kind of city that you want the college to be in. As per the entered information, you will receive a list of colleges that match your criteria. There will also be a list of the mean tuition fees of these colleges for your selected major. You can now choose the scheme of the LIC Mutual Fund that you want to invest in. As you browse through schemes, you will also be provided with the duration required to accumulate the amount of money that was previously calculated as required for your child's education. EduFund accepts payment by all legitimate methods of transaction. Using the EduFund app, you can continue to track the performance of several different schemes, including the ones you have invested in. EduFund also put you in contact with affiliated education counselors who have years and years of experience in the field of foreign education. They can help allay your doubts regarding majors, experience abroad, as well as financial matters. Leading fund managers at LIC Mutual Fund Once you have invested your money in a mutual fund scheme, its fate is in the hands of the managers of the schemes. The importance of fund managers in a mutual fund can never be understated. Before investing in a mutual fund scheme, it is essential that you look at the performance of the scheme over the past few years and whether it is capable of providing you with the kind of returns that you desire. However, at the same time, it is also essential to take a quick glance at the performance of the manager of the mutual fund that you are looking to invest in. The performance of other mutual funds of the manager, the qualifications and experience of the manager are all considerations that must be kept in mind when you make a decision to invest your hard-earned money. LIC Mutual Fund has some very experienced managers with different professional and educational backgrounds. Together, they form a really competitive team that is capable of taking the value of your money to new heights. Let us take a look at the profiles of the fund managers at LIC Mutual Fund. Yogesh Patil Mr. Yogesh Patil has nearly two decades of experience behind him and has managed some of the most stable schemes that have been provided by LIC over the years.  Mr. Yogesh Patil earned his Master of Business Administration degree from Symbiosis Institute of Business Administration in Pune. He worked at the Sahara Mutual Fund as a research analyst in equity for around three years, during which he was specifically involved in tracking the cement, power, capital goods, construction, and metal sectors. He also managed the Sahara Blue Chip PMS Fund. He was then a part of Canara Robeco Asset Management Company Ltd. for nine years. He joined as a senior analyst in equity but was later made a senior fund manager. As a fund manager, he was in charge of the Canara Robeco Infrastructure Fund and the Canara Robeco Tax Saver Fund. Under his management, the Canara Robeco Infrastructure Fund was ranked the foremost infrastructure equity fund by CRISIL for multiple quarters. Mr. Patil joined LIC Mutual Fund as a Fund Manager in 2018. At LIC Mutual Fund, Mr. Yogesh Patil manages schemes such as LIC Multicap Fund, LIC Equity Hybrid Fund, and LIC BFSI Fund. The LIC Mutual Fund Large Cap Fund Direct has returned a CAGR of over 14% under his management between 2018 and 2021. The LIC Mutual Fund Large and Mid Cap Fund Direct have returned more than 13% over the same period of time. Mr. Patil has an AUM of over 3000 Cr as of 1 March 2021. Ritu Modi Ms. Ritu Modi is the fund manager for several actively and passively managed schemes at LIC Mutual Fund. She has more than a decade of experience both as a research analyst and as a fund manager. Ms. Ritu Modi completed her Bachelor of Commerce degree from Mulund College of Commerce in Mumbai. She later went on to earn her Master of Business Administration degree in finance from the University of Mumbai. She was a Research Analyst on Institutional Inequities at Ambit Capital for seven years. Here, she specifically researched the Indian auto and auto components sectors. She also focused on sectors such as metals and mining, cement, ports & logistics, and healthcare. After Ambit Capital, Ms. Modi joined LIC Mutual Fund in 2018. As a Research Analyst, She focused on sectors like consumer staples,  discretionary, retail, auto, and auto ancillary. Since 2019, Ms. Ritu Modi has been a find manager at LIC Mutual Fund. Ms. Modi is a co-manager in actively managed funds and a fund manager in passively managed funds. She has an AUM of 925 Cr as of 1 March 2021. Under her joint management, the LIC Mutual Fund Index Sensex Fund Direct has grown at a CAGR of over 16% between 2018 and 2021. The LIC Mutual Fund Index Nifty Fund Direct has appreciated by more than 14.5%, while the LIC Mutual Fund Large Cap Fund Direct has appreciated more than 14% in this time. Marzban Irani Mr. Marzban Irani is one of the most experienced fund managers at LIC Mutual Fund. He has well over two decades of experience and has served in leadership roles in several different asset management companies. He is currently the Chief Investment Officer for Debt at LIC Asset Management Company. Mr. Marzban Irani earned his Bachelor of Commerce (Honours) degree from Mumbai University and his Post Graduate Diploma in Business Management from Chetna's Institute of Management and Research, Mumbai. He was then the Fund Manager for Fixed Income at Tata Asset Management Company for seven years. He then served as the Fund Manager of Fixed Income at Mirae Asset Global Investment Management India Pvt. Ltd for over two years, before moving on to PNB MetLife India Insurance as Senior Fund Manager for Fixed Income. Subsequently, Mr. Irani joined Tata Asset Management as the Vice President for Fixed Income. He has also been associated with DSP Investment Managers. Mr. Irani joined the LIC Mutual Fund as the CIO for Debt in 2016. Mr. Marzban Irani manages several debt schemes and has an AUM of over 4400 Cr as of 1 March 2021. Under his management, the LIC Mutual Fund Government Securities Fund Direct has yielded over 10% returns annually between 2018 and 2021. The LIC Mutual Fund Banking and PSU Debt Fund Direct have also returned a CAGR of more than 8% at this time. Sanjay Pawar Mr. Sanjay Pawar has more than 15 years of experience across various roles in the finance industry. Mr. Sanjay Pawar earned his Bachelor of Commerce degree from the University of Mumbai. Posy this, he went on to study at the Bharati Vidyapeeth's Institute of Management Studies & Research, where he completed a Master of Business Administration degree in finance and financial management services. He was a Corporate Bond Dealer for ICAP before joining CRISIL as a Senior Research Analyst in Fixed Income Instruments. He was then an Assistant Team Manager at Edelweiss Securities Ltd. for four years. Subsequently, Mr. Pawar joined Taurus Mutual Funds as a Fixed Income Dealer. He then joined LIC Mutual Fund as a Senior Dealer in Fixed Income and served in the position for two years before becoming a Fund Manager for Fixed Income. Mr. Sanjay Pawar manages the LIC Mutual Fund Short Term Debt Fund Direct with an AUM of 680 Cr as of 1 March 2021. In 2020, the scheme provided returns of around 7%. Karan Doshi Mr. Karan Doshi has experience of eight years and has been with LIC since 2019. He completed his Bachelor of Engineering degree in Electronics and Telecommunication Engineering from K J Somaiya Institute of Engineering and Information Technology, Mumbai, and his Master of Business Administration degree in Finance from Guru Nanak Institute of Management Studies, Mumbai. He was an Equity Research Analyst at Shubhkam Ventures Pvt. Ltd. for over five years, where he focused on the pharmaceutical and information technology industries. He then joined LIC Mutual Fund as an Equity Research Analyst, focusing on pharmaceuticals, information technology, and specialty chemicals. Mr. Doshi manages the LIC Mutual Fund Debt Hybrid Fund Direct with an AUM of 92 Cr as of 1 March 2021. The scheme appreciated by over 10% in 2020. Why should you invest in LIC Mutual Fund? When you are planning the education of your child, the importance of the investment instrument you use is increased manifold. Even one small mistake can cause years' worth of returns to turn into an opportunity cost, and your eventual financial goals become even more difficult to meet. The importance of saving for your child's education from an early age cannot be understated. Starting early can save you the inconvenience and difficulty that comes with having to scramble for funds years down the line when your child eventually wants to depart for one of the best educational institutions in the world. The decision to invest in a mutual fund isn't merely governed by those at the top who manage the fund. The advisors that interact with the customer must also be competent and trustworthy. When you make a decision to invest in a LIC Mutual Fund, you can communicate the reason for your investment to your mutual fund advisor and trust LIC advisors to recommend the right find for your requirement. Once you have communicated the quantum of funds you require to send your child for studies abroad, LIC Mutual Fund advisors will provide you with detailed recommendations concerning the funds that LIC offers. In conclusion, the LIC Mutual Fund has been a beacon of trust for all its subscribers. It is incredibly stable and employs fund managers who are extremely competent at ensuring the appreciation of your funds. LIC has nationwide coverage, and LIC advisors are qualified to provide you with the right recommendations for you and your kids. Being one of the oldest financial companies in India, and moreover being owned by the government, it is possible to rest assured that your come is in safe hands with LIC. These factors make LIC a great option to ensure that you have enough money to educate your child abroad. Invest in LIC Mutual Fund using EduFund You can never be too early in deciding to invest in your child's education. With tuition fees for education abroad rising by the year and admissions becoming more and more competitive, you would not want to be in a situation where your child gains admission to a great school, but you simply can afford the fees. EduFund provides you with access to experienced financial advisors who can guide you through the process of investing in the right mutual funds for your purposes. Services provided by EduFund are completely customized as per your need and requirements. The process of investment is also extremely simple and takes no more than a few minutes.

UTI Asset Management Company (AMC) is one of the oldest and the seventh-largest AMC in India. As of September 2019, UTI mutual fund had 10.9 million active folios in 2020 or 12.2% of the total mutual fund folios maintained with Indian mutual fund houses. UTI AMC's vast network, strong brand, and impeccable customer service make it a future-ready mutual fund house. UTI AMC is a professional company with a Board of Directors and a fully functional management team leading its day-to-day activities. The four sponsors of this mutual fund are the State Bank of India, Life Insurance Corporation of India, Punjab National Bank, Bank of Baroda, and T. Rowe Price International Ltd.  UTI mutual fund has an extensive distribution network in over 800 Indian cities, including 163 UTI Financial Centres, 283 Business Development Associates and Chief Agents, 46 Official Points of Acceptance, and 33 Other Official Points of Acceptance. UTI mutual fund's IFAs channel has 52,000 Mutual Fund Distributors, covering India's length and breadth to include the maximum number of investors to its fore. The Unit Trust of India (UTI) has a long history dating back to 1964 when a bill in the Indian parliament established the financial institution. The primary task of UTI was to collect small amounts from retail investors and invest in the capital markets. Its flagship scheme US-64 was instrumental in introducing the middle class to the capital markets.  UTI mutual fund has several firsts in its history. The UTI Unit Linked Insurance Plan (ULIP), launched in 1971, including life and accident cover. The UTI India fund, launched in 1986, was India's first offshore fund. The UTI Wealth Builder Fund combines different asset classes, such as gold and equity, to generate healthy returns. As of 31st March 2020, the total Asset Under Management (AUM) of UTI AMC was INR 9,798 billion, of which UTI mutual fund contributed INR 1,515 billion. UTI mutual fund runs 172 schemes across all segments like equity, debt, hybrid, ETFs, Index, Income, and money market instruments.  The gross SIP inflow witnessed a jump of 4.6% (Y-o-Y basis) INR 29.6 billion in the financial year 2020.   Important information about UTI Mutual Fund Mutual Fund NameUTI Mutual FundEstablished1st February 2003Date of Incorporation14th November 2002SponsorsState Bank of India Punjab National Bank Bank of Baroda Life Insurance Corporation T Rowe Price International Ltd.TrusteeUTI Trustee Company Private LimitedTrusteesA Ramesh Kumar Suhail Nathani Shiva Kumar S K Kapahi Mukeeta JhaveriBoard of DirectorsDinesh Kumar Mehrotra, Non-Executive Chairman and Independent Director  Imtaiyazur Rahman, Chief Executive Officer and Whole-time Director Deepak Kumar Chatterjee, Independent Director Dipali H Sheth, Independent Director Edward Cage Bernard, Non-Executive Director Flemming Madsen, Non-Executive Director Jayashree Vaidhyanathan, Independent Director  Narasimhan Seshadri, Independent Director  Rajeev Kakar, Independent DirectorChief Financial OfficerSurojit SahaCompliance OfficerVivek MaheshwariInvestor Service OfficerNanda MalaiCustodianStock Holding Corporation of India Limited Mittal Court, 'B' Wing,2nd floor, 224,Nariman Point,Mumbai - 400021.SEBI Registration No. : IN/CUS/011RegistrarKFin Technologies Private LimitedKarvy Selenium Tower B| Plot Nos. 31 & 32 | Financial District, Nanakramguda, Serilingampally Mandal,Hyderabad - 500032 Board No: 040- 6716 2222,Fax: 040-66161888 Email: uti@kfintech.comPhone Number1800 266 1230 - 24 X 7 Toll-Free Self Service IVR(+91) 022 6227 8000 – Non-Toll-freeEmail Address service@uti.co.inUTI AMC Registered AddressUTI Asset Management Company Ltd Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051 Top 10 performing UTI mutual fund schemes  UTI mutual fund's portfolio comprises high-quality stocks and debt instruments that promise to deliver inflation-beating returns to its investors. The following are the top 10 UTI mutual fund schemes that have delivered strong returns and are the ones with the most AuM (Asset Under Management). 1. UTI Healthcare Fund (Category - Equity: Sectoral - Pharma) The open-ended UTI Healthcare Fund invests in high-quality pharmaceutical and healthcare companies that have tremendous growth potential. It has a NAV of 148.0992 (Regular Growth) (as of 16th April 2021), and is one of the top-performing funds in the 'Equity: Sectoral - Pharma' category. The fund was launched on 28th June 1999 and has given trailing returns of 50.51% in one year (as of 16th April 2021). The fund considers the S&P BSE Healthcare TRI as its benchmark.   Key information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit Load1% for withdrawals before 30 daysReturn Since Inception (28th June 1999):14.59% (as of 16th April 2021)AssetsINR 618 Crore (as of 31st March 2021)Expense Ratio2.33% (as of 31st March 2021) https://www.youtube.com/shorts/FcWVk38QxXY 2. UTI Transportation and Logistics Fund (Category - Equity: Thematic) This open-ended fund invests in promising large, mid-sized, and small-cap companies in the transportation and logistics sector.  It has a NAV of 114.6062 (Regular Growth) (as of 16th April 2021), and is one of the top-performing funds in the 'Equity: Thematic' category. The fund was launched on 7th April 2004 and has given trailing returns of 81.27% in one year (as of 16th April 2021). The fund considers the UTI Transportation and Logistics Index as its benchmark.   Key information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit Load1% for withdrawals before 30 daysReturn Since Inception (7th April 2004):15.42% (as of 16th April 2021)AssetsINR 1,417 Crore (as of 31st March 2021)Expense Ratio2.22% (as of 31st March 2021) 3. UTI Mid Cap Fund (Category - Equity: Mid Cap) This open-ended fund invests in promising mid-sized companies with a viable business model and robust growth potential. It has a NAV of 146.4796 (Regular Growth) (as of 16th April 2021), and is one of the top-performing funds in the 'Equity: Mid Cap' category. The fund was launched on 7th April 2004 and has given trailing returns of 79.07% in one year (as on 16th April 2021). The fund considers the NIFTY Midcap 150 TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit Load1% for withdrawals before 364 daysReturn Since Inception (7th April 2004):17.70% (as of 16th April 2021)AssetsINR 5,190 Crore (as of 31st March 2021)Expense Ratio2.21% (as of 31st March 2021) https://www.youtube.com/shorts/0-BI6q5Vm3g 4. UTI Core Equity Fund (Equity - Large and Mid Cap) This open-ended fund invests in high-growth large, mid-sized, and small-cap companies with a viable business model. It has a NAV of 78.7769 (Regular Growth) (as of 16th April 2021), and is one of the best-performing funds in the 'Equity: Large and Mid Cap' category. The fund was launched on 16th February 1993 and has given trailing returns of 69.52% in one year (as of 16th April 2021). The fund considers the NIFTY Large Midcap 250 TRI as its benchmark.   Key information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit Load1% for withdrawals before 364 daysReturn Since Inception (28th June 1999):12.71% (as of 16th April 2021)AssetsINR 930 Crore (as of 31st March 2021)Expense Ratio2.72% (as of 31st March 2021) https://www.youtube.com/shorts/ivyQbFDCx9A 5. UTI S&P BSE Sensex Next 50 ETF (Category - Equity: Large Cap) This open-ended fund invests in large companies that are a part of the Sensex Next 50 index. It has a NAV of 40.3173 (Regular Growth) (as of 16th April 2021), and is one of the top-performing funds in the 'Equity: Large Cap' category. The fund was launched on 1st March 2019 and has given trailing returns of 60.83% in one year (as of 16th April 2021). The fund considers the S&P BSE SENSEX Next 50 TRI as its benchmark.   Key information Minimum InvestmentINR 5,000Minimum Additional Investment-Minimum SIP Investment-Minimum Withdrawal-Exit LoadNilReturn Since Inception (1st March 2019):9.27% (as of 16th April 2021)AssetsINR 7 Crore (as of 31st March 2021)Expense Ratio0.22% (as of 31st September 2020) https://www.youtube.com/shorts/KUcdv3sN5dc 6. UTI Flexi Cap Fund (Category - Equity: Flexi Cap) This open-ended fund invests in high-growth large, mid-sized, and small-cap companies with a strong financial track record. It has a NAV of 212.0595 (Regular Growth) (as of 16th April 2021), and is one of the top-performing funds in the 'Equity: Flexi Cap' category. The fund was launched on 18th May 1992 and has given trailing returns of 74.23% in one year (as of 16th April 2021). The fund considers the NIFTY 500 TRI as its benchmark.   Key information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit Load1% for withdrawals before 365 daysReturn Since Inception (18th May 1992):12.94% (as of 16th April 2021)AssetsINR 16,717 Crore (as of 31st March 2021)Expense Ratio2.04% (as of 31st March 2021) https://www.youtube.com/shorts/vpeu_D2VYps 7. UTI Value Opportunities Fund (Category - Equity: Value Oriented) This open-ended fund takes a contrarian approach to pick companies whose inherent value is more than the stock price. It has a NAV of 82.0576 (Regular Growth) (as of 16th April 2021), and is one of the top-performing funds in the 'Equity: Value Oriented' category. The fund was launched on 20th July 2005 and has given trailing returns of 62.78% in one year (as of 16th April 2021). The fund considers the NIFTY 500 TRI as its benchmark.   Key information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit Load1% for withdrawals before 365 daysReturn Since Inception (20th July 2005):14.30% (as of 16th April 2021)AssetsINR 5,515 Crore (as of 31st March 2021)Expense Ratio2.17% (as of 31st March 2021) https://www.youtube.com/shorts/uPXvNjncGMY 8. UTI Dividend Yield Fund (Category - Equity: Thematic - Dividend Yield) This open-ended fund invests in growth-oriented companies that also pay a high dividend. It has a NAV of 84.5172 (Regular Growth) (as of 16th April 2021), and is one of the top-performing funds in the 'Equity: Thematic - Dividend Yield category. The fund was launched on 3rd May 2005 and has given trailing returns of 55.69% in one year (as of 16th April 2021). The fund considers the NIFTY Div Opps 50 TRI as its benchmark.   Key information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit Load1% for withdrawals before 364 daysReturn Since Inception (3rd May 2005):14.30% (as of 16th April 2021)AssetsINR 2,618 Crore (as of 31st March 2021)Expense Ratio2.22% (as of 31st March 2021) 9. UTI Children's Career Fund-Investment Plan (Category - Equity: Flexi Cap) This open-ended fund invests in high-growth companies that have a robust financial profile. It has a NAV of 48.7499 (Regular Growth) (as of 16th April 2021), and is one of the best-performing funds in the 'Equity: Flexi Cap' category. The fund was launched on 17th February 2004 and has given trailing returns of 60.86% in one year (as of 16th April 2021). The fund considers the NIFTY 500 TRI as its benchmark.   Key information Minimum InvestmentINR 1,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit LoadNilReturn Since Inception (17th February 2004):9.66% (as of 16th April 2021)AssetsINR 452 Crore (as of 31st March 2021)Expense Ratio2.78% (as of 31st March 2021) 10. UTI Hybrid Equity Fund (Category - Equity: Hybrid - Aggressive Hybrid) This open-ended fund invests between 65% and 80% in the equity market and the rest in debt instruments.  It has a NAV of 206.2288 (Regular Growth) (as of 16th April 2021), and is one of the top-performing funds in the 'Hrbrid: Aggressive Hybrid' category. The fund was launched on 20th March 1995 and has given trailing returns of 51.61% in one year (as of 16th April 2021). The fund considers the CRISIL Hybrid 25+75 Aggressive Index as its benchmark.   Key information Minimum InvestmentINR 1,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit Load1% for withdrawals before 365 daysReturn Since Inception (28th June 1999):14.57% (as of 16th April 2021)AssetsINR 3,808 Crore (as of 31st March 2021)Expense Ratio2.07% (as of 31st March 2021) https://www.youtube.com/shorts/yaF5-h7M1-o How can you invest in UTI Mutual Fund Via EduFund? Investing in UTI Mutual Fund through Edufund is a straightforward and uncomplicated seven-step process. Step 1: Download the EduFund App from Apple App Store or Google Play Store and enter details like name, email, and telephone address to create an account. Step 2: Choose a Scheme: Scan the list of UTI Mutual Fund schemes and choose the best scheme suiting your financial goals. You can invest in a lump sum or in a Systematic Investment Plan (SIP). The inbuilt recommendation engine helps you pick the best fund. Step 3 - Manage Your Transaction(s) - Your EduFund account contains every detail you need to manage the account. You can track the UTI Mutual Fund NAV, and portfolio value, view or download account statements, check account balances and do many things within the app. Also, you can buy or redeem UTI mutual fund units or switch between schemes. Step 4 - Get in touch with a mutual fund counselor - You can connect with a mutual fund counselor to discuss your financial goals and receive personal guidance.  EduFund uses top-class authentication and encryption technologies akin to a bank to ensure safe transactions. Fund Managers at UTI Mutual Fund The fund manager plays a significant role in driving growth. UTI mutual fund has employed some of the best names in the industry whose meticulous research and calls have consistently delivered high returns to investors. The following are the top-7 fund managers at UTI AMC: 1. Mr. Ajay Tyagi Mr. Ajay Tyagi, Executive Vice President and Fund Manager, of UTI AMC, has been associated with UTI since 2000. During the first few years, he spent his time in equity research and tracked the telecom, media, and IT sectors. His educational qualifications include a Master's in Finance (Delhi University) and CFA Charter Holder (The CFA Institute, USA). Mr. Tyagi has extensive experience in fund management and equity research. Besides managing several UTI mutual fund schemes, he also looks after various India-dedicated offshore funds. He manages mutual fund schemes like UTI Flexi Cap Fund, UTI Regular Savings Fund, and UTI Unit Linked Insurance Fund.   2. Mr. V. Srivatsa Mr. V. Srivatsa, Executive Vice President & Fund Manager – Equity, at UTI AMC, joined the company in 2002. He joined the securities research department, where he closely monitored the ups and downs of the metal, capital goods, and Information Technology sectors. Before joining UTI AMC, he served Rhodes Parks & Co., Chartered Accountants, Madras Cements Ltd, and Ford. His educational qualifications include B.Com, C.A., C.W.A., and PGDM (IIM, Indore). Mr. Srivatsa manages several best-performing schemes at UTI AMC, including UTI Healthcare Fund, UTI Core Equity Fund, and UTI Retirement Benefit Pension Fund.  3. Mr. Sachin Trivedi Mr. Sachin Trivedi, Senior Vice President and Head of Research & Fund Manager - Equity, UTI AMC, joined the company in June 2001. He has over 16 years of experience in equity research and portfolio management. He has special expertise in analyzing the auto OEM, logistics, capital goods, and utility sectors. His educational qualifications include a B.Com (Narsee Monjee College of Commerce, Mumbai), MMS (K. J. Somaiya Institute of Management Studies & Research, Mumbai University), and CFA Charter (CFA Institute, USA). Mr. Trivedi manages three schemes. 4. Mr. Ankit Agarwal Mr. Ankit Agarwal, Fund Manager, UTI AMC, joined the company in August 2019. He manages five schemes, of which the UTI Mid Cap Fund has been a consistent high-performer. He has over 12 years of experience in fund management and equity research. Before joining UTI AMC, he worked with various prestigious financial institutions like Barclays Wealth, Lehman Brothers, and Centrum Broking Ltd. At Centrum Broking Ltd., he worked as the Sr. Vice President. His educational qualifications include B.Tech (National Institute of Technology) and PGDM (IIM, Bangalore).  5. Mr Sharwan Kumar Goyal Mr. Sharwan Kumar Goyal, Vice President, and Fund Manager – Of equity, at UTI AMC, has been associated with the company since June 2006. He has more than 11 years of experience in Portfolio Analysis, Risk Management, and Equity Research. His educational qualifications include MMS (Welingkar Institute of Management Development & Research, Mumbai) and CFA Charter (CFA Institute, USA). Mr. Goyal manages eight (8) schemes, including UTI S&P BSE Sensex Next 50 ETF, UTI Bank Exchange Traded Fund, UTI Arbitrage Fund, and UTI Nifty 200 Momentum 30 Index Fund.  6. Ms Swati Anil Kulkarni Ms. Swati Anil Kulkarni, Executive Vice President and Fund Manager – Equity, UTI AMC, has over 26 years of experience with the company. Her educational qualifications include a B.Com, a Master in Financial Management (Narsee Monjee Institute of Management Studies, Mumbai), and a CFA Charter (CFA Institute, USA). She is also impaneled with the Indian Institute of Bankers as a Certified Associate. During her stint at the Research and Planning department, she involved herself with mutual fund research, product reviews, market research, and Quantitative Analysis. Ms. Kulkarni manages nine (9) UTI mutual fund schemes.  7. Mr Vetri Subramaniam Mr. Vetri Subramaniam, Group President and Head of Equity, at UTI AMC, joined the company in January 2017. He manages a team of 17 persons, including fund managers and research analysts. The team manages assets worth INR 649 billion. He has more than 26 years of experience in leading teams. Before joining UTI AMC, he worked with Invesco Asset Management Ltd., Kotak Mahindra, Motilal Oswal, SSKI, and Sharekhan.com. Mr. Subramaniam manages five (5) UTI mutual fund schemes.   Why should you invest in UTI Mutual Fund? UTI mutual fund is one of the largest AMCs in India. It has a presence in more than 830 cities in India, besides 52,000 mutual fund distributors. The fund house offers more than 172 mutual fund schemes, most of which have consistently given stellar returns. The fund house has a legacy of over fifty (50) years and provides services like equity research, fund management, portfolio management, and advisory services. UTI AMC also has more than 160 financial centers, which serve as a point of contact for investors. Hence, if you look for a fund house that offers a diverse range of mutual fund schemes, UTI mutual fund is the place to be. Select EduFund for investing in UTI Mutual Fund  With EduFund by your side, you can conveniently invest in one or multiple UTI mutual fund schemes from the comfort of your home or office. In case you need personalized guidance, EduFund's seasoned mutual fund counselors assist you in choosing the best fund. EduFund brings with it a top-class recommendation engine that scans more than 1 lakh data points and 400 financial scenarios to recommend the best plan for you. You can start your journey to financial freedom by investing as little as INR 500 every month.  Besides Indian funds, EduFund also allows you to invest in international mutual funds and US Dollar ETFs. You can also use several free tools like College Savings Calculator, SIP Calculator, etc.  EduFund is RIA-registered, and its world-class 128-SSL security safeguards your investments.  DOWNLOAD THE APP

HSBC Mutual Fund AMC (India) Private Limited manages the mutual fund schemes of HSBC, which is present in the Indian Mutual Fund industry since 2001. It is a prominent part of HSBC Retail Banking and Wealth Management, a part of HSBC Holdings plc. HSBC Asset Management (India) Pvt. Ltd. is the HSBC Mutual Fund's investment manager in India and is also a division of Hong Kong Shanghai Banking Corporation - Retail Banking and Wealth Management, which is also the asset management division of HSBC Holdings plc. HSBC Holdings plc is a British multinational banking and financial services holding company. The fund house of HSBC Asset Management has grown to become one of the leading AMCs in India. HSBC is the largest bank in Europe and the 7ᵗʰ largest bank in the world, with total assets of US$2.374 trillion. As of November 2020, HSBC Mutual Fund serves more than 1 million customers through its 1000-plus offices spread all over India.  It operates with a total corpus of Rs. 11553.0387 Crore as of 2019 and offers 103 different types of schemes under three types of options, equity, debt, and product add-on funds. HSBC Asset Management as of 31 December 2020 has a presence in 25 countries and territories, with USD 612 bn under management, around 600 investment professionals, and 150-plus years of serving financial markets Ravi Menon plans to take HSBC India AMC to great heights being the Chief Executive Officer of HSBC India Asset Management Company. He doesn’t believe in taking undue risks to generate returns and follows a conservative investment stance. This firm comprises more than 600 expert investment professionals and more than 2,300 employees working across 26 countries worldwide. Features of HSBC Mutual Fund AMC The mutual company focuses on clarity, discipline, and diligent governance of investments. The company believes in maintaining successful client relationships, connecting clients with opportunities, and making customers realize the benefits they can derive from the HSBC group. It provides expertise that leads to wealth creation and protection of assets. The company emphasizes a disciplined investment approach and a long-term commitment which has helped the organization generate a large client base across the globe. It has proved to be a trusted asset manager for its clients. HSBC Mutual Fund AMC has incorporated financial analysis to promote responsible investing along with ESG - Environmental Social Governance analysis The AMC offers a myriad of investment solutions across equity, debt, and money market, fixed income, liquid, SIP option, and multi-asset categories in these mutual fund schemes. Important Information about HSBC Mutual Fund ParticularsDetailsCEO and MDMr. Ravi MenonCIOMr. Tushar PradhanAuditors  HSBC Asset Mgmt. (I) Pt. Ltd - BSR & Co., HSBC MF - Price Waterhouse HSBC Mutual Fund - B.S.R. & CoInvestor Relations OfficerRheitu BansalCompliance OfficerMr. Sumesh KumarRegistrar and Transfer AgentComputer Age Management Services (P) Ltd.CustodianStandard Chartered BankHead OfficeMumbaiTotal Number of schemes38SponsorHSBC Securities and Capital Markets (India) Private LimitedTrusteeBoard of Trustees, HSBC Mutual FundSet-UpMay-27-2002IncorporatedDec-12-2001AddressHead Office, The Hongkong, and Shanghai Banking Corp. Ltd.16, V. N. Road, Fort, Mumbai:400001HSBC mutual fund customer care number022-66145000 / 66668819, 022-40029600 (Fax) HSBC mutual fund toll-free number1800-200-2434Emailhsbcmf@camsonline.comWebsitewww.assetmanagement.hsbc.com/in Top 10 performing HSBC Mutual Fund schemes Some of the best HSBC India mutual fund schemes are available on EduFund. HSBC has mutual funds in almost all categories permitted by the Securities and Exchange Board of India or SEBI. The investor can choose the right investment after thorough research on the available plans of investment. 1. HSBC Large Cap Equity Fund Direct-Growth (Category - Equity: Large Cap) The scheme seeks to generate long-term capital growth from a diversified portfolio of equity and equity-related securities of predominantly large-cap companies. HSBC Large Cap Equity Fund Direct-Growth, with a NAV of 285.2982 (Regular Growth) (as of 30th April 2021), is the top-performing fund in the 'Equity: Large Cap' category. This open-end fund has the benchmark NIFTY 50 Total Return Index which was launched on 01 Jan 2013 and has given trailing returns of 50.64% in the last year, and 36.15% in the last 3 years (as of 30th April 2021). Key information Minimum InvestmentINR 1,000Minimum SIP InvestmentINR 1000Exit LoadExit load of 1% if redeemed within 1 yearReturn Since Inception (01 Jan 2013):164.18% (as of 30th April 2021)AssetsINR 700.54 Crore (as of 30th April 2021)Expense Ratio1.53% (as of 31st March 2021) 2. HSBC Flexi Debt Fund Direct-Growth (Category – Debt: Dynamic Bond) The scheme seeks to deliver returns in the form of interest income and capital gains, along with high liquidity, commensurate with the current view on the markets and the interest rate cycle, through active investment in debt and money market instruments. HSBC Flexi Debt Fund Direct-Growth, with a NAV of 30.1568 (Direct-Growth) (as of 30th April 2021), is the top-performing fund in the Debt category. This open-end fund has the benchmark CRISIL Composite Bond Total Return Index which was launched on 01 Jan 2013 and has given trailing returns of 5.99% in the last year, and 28.79% in the last 3 years (as of 30th April 2021). Key information Minimum InvestmentINR 1,000Minimum SIP InvestmentINR 1000Exit LoadNo charges on withdrawalReturn Since Inception (01 Jan 2013):87.45% (as of 30th April 2021)AssetsINR 61.66 Crore (as of 30th April 2021)Expense Ratio0.95% (as of 31st March 2021) 3. HSBC Regular Savings Fund Direct-Growth (Category – Hybrid: Conservative Hybrid) The scheme seeks to generate reasonable returns through investments in debt and money market instruments. It would also invest in equity and equity-related instruments to seek capital appreciation, but this allocation shall not exceed 25 percent. HSBC Regular Savings Fund Direct-Growth, with a NAV of 46.0330 (Direct-Growth) (as of 30th April 2021), is the top-performing fund in the Hybrid category. This open-end fund has the benchmark CRISIL Hybrid 85+15 Conservative Total Return Index which was launched on 01 Jan 2013 and has given trailing returns of 16.68% in the last year, and 28.22% in the last 3 years (as of 30th April 2021). Key information Minimum InvestmentINR 1,000Minimum SIP InvestmentINR 1000Exit LoadExit load of 1% if redeemed within 1 yearReturn Since Inception (01 Jan 2013):102.73% (as of 30th April 2021)AssetsINR 81.25 Crore (as of 30th April 2021)Expense Ratio0.71% (as of 31st March 2021) 4. HSBC Managed Solutions India Growth Fund Direct-Growth (Category – Hybrid: Aggressive Hybrid) The scheme seeks to provide a long-term total return primarily by seeking capital appreciation through an active asset allocation with diversification commensurate with the risk profile of investments by investing predominantly in units of equity mutual funds as well as in a basket of debt mutual funds, gold ETFs and other ETFs, offshore mutual funds and money market instruments. HSBC Managed Solutions India Growth Fund Direct-Growth, with a NAV of 23.4304 (Direct-Growth) (as of 30th April 2021). This open-end fund has the benchmark CRISIL Composite Bond Total Return Index which was launched on 30 Apr 2014 and has given trailing returns of 49.21% in the last year, and 27.61% in the last 3 years (as of 30th April 2021). Key information Minimum InvestmentINR 1,000Minimum SIP InvestmentINR 1000Exit LoadExit load of 1% if redeemed within 1 yearReturn Since Inception (30 Apr 2014):134.30% (as of 30th April 2021)AssetsINR 40.30 Crore (as of 30th April 2021)Expense Ratio1.46% (as of 31st March 2021) 5. HSBC Managed Solutions India Conservative Fund Direct-Growth (Category – Hybrid: Conservative Hybrid) The scheme seeks to provide a long-term total return primarily by seeking capital appreciation through an active asset allocation with diversification commensurate with the risk profile of investments by investing predominantly in units of equity mutual funds as well as in a basket of debt mutual funds, gold ETFs and other ETFs, offshore mutual funds and money market instruments. HSBC Managed Solutions India Conservative Fund Direct-Growth, with a NAV of 17.2966 (Direct-Growth) (as of 30th April 2021). This open-end fund has the benchmark CRISIL Composite Bond Total Return Index which was launched on 30 Apr 2014 and has given trailing returns of 9.58% in the last year, and 23.28% in the last 3 years (as of 30th April 2021). Key information Minimum InvestmentINR 1,000Minimum SIP InvestmentINR 1000Exit LoadExit load of 1% if redeemed within 1 yearReturn Since Inception (30 Apr 2014):72.97% (as of 30th April 2021)AssetsINR 49.71 Crore (as of 30th April 2021)Expense Ratio0.82% (as of 31st March 2021) 6. HSBC Managed Solutions India Growth Fund Direct- IDCW (Hybrid: Aggressive Hybrid) The scheme seeks to provide a long-term total return primarily by seeking capital appreciation through an active asset allocation with diversification commensurate with the risk profile of investments by investing predominantly in units of equity mutual funds as well as in a basket of debt mutual funds, gold ETFs and other ETFs, offshore mutual funds and money market instruments. HSBC Managed Solutions India Growth Fund Direct- IDCW, with a NAV of 23.4304 (as of 30th April 2021). This open-end fund has the benchmark CRISIL Composite Bond Total Return Index which was launched on 30 Apr 2014 and has given trailing returns of 49.21% in the last year, and 27.61% in the last 3 years (as of 30th April 2021). Key information Minimum InvestmentINR 1,000Minimum SIP InvestmentINR 1000Exit LoadExit load of 1% if redeemed within 1 yearReturn Since Inception (30 Apr 2014):87.45% (as of 30th April 2021)AssetsINR 40.30 Crore (as of 30th April 2021)Expense Ratio1.46% (as of 31st March 2021) 7. HSBC Tax Saver Equity Fund Direct-Growth (Equity: ELSS) The scheme aims to provide long-term capital appreciation by investing in a diversified portfolio of equity & equity-related instruments of companies across various sectors and industries, with no capitalization bias. HSBC Tax Saver Equity Fund Direct-Growth, with a NAV of 48.5835 (as of 30th April 2021). This open-end fund has the benchmark S&P BSE 200 Total Return Index which was launched on 01 Jan 2013 and has given trailing returns of 53.82% in the last year, and 23.81% in the last 3 years (as of 30th April 2021). Key information Minimum InvestmentINR 500Minimum SIP InvestmentINR 500Exit LoadNo charges on withdrawalReturn Since Inception (01 Jan 2013):184.14% (as of 30th April 2021)AssetsINR 169.44 Crore (as of 30th April 2021)Expense Ratio1.26% (as on 31st March 2021) 8. HSBC Tax Saver Equity Fund Direct-IDCW (Equity: ELSS) The scheme aims to provide long-term capital appreciation by investing in a diversified portfolio of equity & equity-related instruments of companies across various sectors and industries, with no capitalization bias. HSBC Tax Saver Equity Fund Direct-IDCW, with a NAV of 23.5994 (as of 30th April 2021). This open-end fund has the benchmark S&P BSE 200 Total Return Index which was launched on 01 Jan 2013 and has given trailing returns of 53.82% in the last year, and 23.81% in the last 3 years (as of 30th April 2021). Key information Minimum InvestmentINR 500Minimum SIP InvestmentINR 500Exit LoadNo charges on withdrawalReturn Since Inception (01 Jan 2013):184.14% (as of 30th April 2021)AssetsINR 169.44 Crore (as of 30th April 2021)Expense Ratio1.26% (as of 31st March 2021) 9. HSBC Overnight Fund Direct-Growth (Category – Debt: Overnight) The scheme seeks to offer reasonable returns commensurate with low risk and a high degree of liquidity through investments in overnight securities. HSBC Overnight Fund Direct-Growth, with a NAV of 1078.9044 (Direct-Growth) (as of 30th April 2021). This open-end fund has the benchmark CRISIL Overnight Index which was launched on 22 May 2019 and has given trailing returns of 3.13% in the last year (as of 30th April 2021). Key information Minimum InvestmentINR 500Minimum SIP InvestmentINR 500Exit LoadNo charges on withdrawalReturn Since Inception (22 May 2019):7.87% (as of 30th April 2021)AssetsINR 354.48 Crore (as of 30th April 2021)Expense Ratio0.11% (as of 31st March 2021) 10. HSBC Low Duration Fund Direct-Growth (Category – Debt: Low Duration) The scheme seeks to provide liquidity and reasonable returns by investing primarily in a mix of debt and money market instruments such that the Macaulay duration of the portfolio is between 6 months to 12 months. HSBC Low Duration Fund Direct-Growth, with a NAV of 17.3003 (as of 30th April 2021). This open-end fund has the benchmark CRISIL Low Duration Debt Index which was launched on 01 Jan 2013 and has given trailing returns of 3.85% in the last year, and 8.94% in the last 3 years (as of 30th April 2021). Key information Minimum InvestmentINR 1000Minimum SIP InvestmentINR 1000Exit LoadNo charges on withdrawalReturn Since Inception (01 Jan 2013):66.75% (as of 30th April 2021)AssetsINR 114.54 Crore (as of 30th April 2021)Expense Ratio0.20% (as of 31st March 2021)(As of 30/04/2021) How can you invest in HSBC Mutual via EduFund? It is a simple, convenient, and easy process through HSBC mutual fund login using EduFund to invest in some of the most profitable HSBC Mutual Fund Schemes, which involves a hassle-free process. You can invest in HSBC Mutual Funds by following the below steps: Step 1 - The investor can visit any of the local branches of HSBC Mutual Funds or visit the official website or log in using EduFund. Step 2 - He should then download or collect the application form from the designated centers and duly fill it out, attaching relevant documents. Step 3 - The investor further needs to make a payment by submitting a cheque or demand draft, or he can make an online payment towards the fund. Step 4 - If the investor is investing in HSBC Cash Fund or HSBC Ultra Short Term Bond Fund, he must submit the cheque encoded with MICR. Step 5 - The minimum amount needs to be paid along with the application, as mentioned in the scheme document. Step 6 - The application form needs to be submitted along with the relevant documents (downloaded in case of online purchase of mutual funds) Step 7 - In case of online submission, the investor needs to upload an e-copy of the cheque on the website. The application will be rejected if any discrepancies are found in any of the steps mentioned above. A Folio Number, along with a PIN will be generated, after which the investors can redeem, purchase, or modify schemes on the official website or through EduFund. Documents required for HSBC Mutual Funds Application form KYC details Bank Details Cheque/demand draft or online payment is drawn in the name of the respective scheme. Bank details e-copy of the cheque Using the HSBC Mutual Fund Calculator  Investments in HSBC Mutual Funds are made to meet long-term goals like Retirement, Children's Education or marriage, buying a house, etc. HSBC Mutual Fund Calculator helps the investor assess the amount of his present savings and shows how the savings amount can grow over a period. To use the HSBC Mutual Fund Calculator, the investor needs to input data like age, current income, expected rate of returns, etc. Leading fund managers at HSBC Mutual Fund  The HSBC Mutual Fund Investment experts provide professional assistance within the Finance Sector with appropriate qualifications and knowledge of investment. Some of the most diligent and renowned Fund Managers at HSBC Mutual Fund are: Mr. Neelotpal Sahai He is a fund manager at HSBC AMC and has experience of more than 15 years in the financial market. He is currently the head of equities helping in an array of Equity Funds. He has done his PGDM from IIM and is a B.Tech from IT BHU. Mr. Sanjay Shah He is the head of fixed income at HSBC AMC and has experience of more than 20 years in the financial market. He started his career as the Chief Manager at SBI Mutual Funds. He is an alumnus of IIM Ahmedabad. Mr. Kapil Punjabi He is the Vice President & Fund Manager for Fixed Income at HSBC AMC with more than 13 years of experience. He has also worked with Edelweiss Mutual Fund, Taurus Mutual Fund, and Transmarket Group in India. He has expertise in technical knowledge and market understanding. Mr. Tushar Pradhan He is the CIO at HSBC AMC and is an expert in Investment Management, Portfolio Management, Equity Research, and Multi-Asset Management. He has done his MBA in Finance from the University of Hartford. He has experience working with HDFC Limited as a Manager of Treasury. Ms. Anitha Rangan. She is the Vice President and Credit Analyst of Fixed Incomes at HSBC Asset Management (India) Pvt. Ltd. He has more than 12 years of experience and has worked with giants like Nomura, Lehman Brothers, and Crisil. Anitha is apt at performing deep economic analysis on the local bond markets to arrive at the best portfolio deductions. Other popular Fund managers at HSBC AMC The following are some other fund managers for HSBC Mutual Funds: Mr. Dhiraj Sachdev Mr. Piyush Harlalka Mr. Amaresh Mishra Mr. Aditya Khemani Mr. Gautam Bhupal Mr. Aditya Khemani Why should you invest in HSBC Mutual Fund? HSBC Mutual funds come with several features and benefits in the world of investment, and the following are the reasons why an individual should invest in HSBC Mutual Funds using EduFund: They aim at providing customized investment solutions and offer expert advice on investments to investors. They aim at building lasting relationships and developing new market strategies offering transparency through media. They are strongly backed by the HSBC Group encompassing a global investment potential. They have an efficient management team, its in-house sponsor, HSBC Securities, and Capital Markets India Pvt. Ltd offers a piece of complete information about the annual financial results and has a myriad of products catering to every investor. Select EduFund for investing in HSBC Mutual Fund EduFund makes the process of investing in HSBC mutual funds convenient. EduFund's experienced consultants give you customized solutions for all your financial goals. You can start investing from a lowly INR 5,000 and grow your capital comfortably. With EduFund, you get the following benefits: Customized Research-Based Financial Plan -  EduFund's scientific fund tracker screens over 1 lakh data points and 400 financial scenarios to recommend you the best mutual funds.  Customer-Friendly Counsellors Help You Create a Financial Plan - EduFund's counselors are trained to handle all kinds of queries from customers. They spend as much time with you as you need and resolve all your issues to help you create a robust financial plan. Invest Less, Earn More - Not only the best Indian mutual funds, but EduFund also offers you the facility to invest in US Dollar ETFs and international mutual funds. Use Free Tools - EduFund offers various free tools for its customers, including College Savings Calculator, SIP calculator, etc.  No Technical Expertise Required - You do not need to be an expert in finance to understand which mutual fund is the best for you. EduFund does it for you. Value-Added Benefits - You may get value-added benefits like no commission, free advisory, and nil-hidden charges. Secure Transactions - EduFund is RIA-registered and uses top-class 128-SSL security to enable safe transactions. Special Support for Children's Education - EduFund has a dedicated team of experts who help you fulfill your children's educational goals.  Consult an expert advisor to get the right plan TALK TO AN EXPERT

Canara Robeco Mutual Fund or Canara Robeco Asset Management Company is a collaboration between the presently defunct Canbank Mutual Fund and Robeco Groep N.V.  Canbank Mutual fund Canbank Mutual Fund, founded in 1987, was an asset management company under the aegis of the Canara Bank.  Robeco Groep N.V.  Robeco Groep N.V. is a Netherlands-based asset management company. It was founded in 1929. Initially, it functioned as the AMC wing of Dutch multinational financial services and banking company Rabobank. Rabobank ultimately took possession of Robeco Group in 2001. As of March 2019, Robeco has an AuM of €179 billion to its name. Canara Robeco Asset Management Company Ltd. (CRAMC) Canbank Mutual Fund passed 49% of its stakes on to Robeco Groep N.V. in lieu of Rs. 115 Crore to launch the Canara Robeco Asset Management Company Ltd. (CRAMC) in 2007. The firm offers a vast spectrum of investment alternatives such as monthly income and hybrid funds, treasury and debt funds, diversified equity funds, and thematic schemes.  As of the financial year 2019-20, the AMC has a total income of INR 10632.61 lakh. It incurred a profit of INR 3186.72 lakh before tax payment. Canara Robeco has pulled in a profit of Rs. 2323.60 lacks after tax.  The company has 20 branches spread across various states of India. As of May 2019, CRAMC has 9 lakh client investors, has around 64 schemes to offer, and has an asset under management totaling Rs. 16,226.07 Crore.  Important Information About Canara Robeco Mutual Fund Name of the Mutual Fund                   Canara Robeco Mutual FundName of the AMCCanara Robeco Asset Management Company Ltd. (CRAMC)Established On                           19th December 1987Date of Incorporation                              2nd March 1993Sponsors                Canara Bank Robeco Groep N.VName of Trustees                Mr Jai Diwanji (Associate Trustee)            Sunit Vasant Joshi (Independent Trustee)       Deveshwar Kumar Kapila (Independent Trustee)            Sumit M. Chadha (Independent Trustee)MD and CEO                           Mr Rajnish NarulaInvestor Service Officer                            Mr M. PaparaoCompliance Officer                          Mr Ashutosh VaidyaTelephone Number                             022-66585000Email address                   crmf@canararobeco.comRegistrar and Transfer Agent          Karvy Computershare Private Limited (Karvy)Registered AddressConstruction House, 4th Floor, 5, Walchand Hirachand Marg, Ballard Estate, Mumbai 400 001 Ten Top-Performing Canara Robeco Mutual Fund Schemes Canara Robeco Mutual Fund offers almost all types of mutual funds permitted by the Securities and Exchange Board of India or SEBI. The ten most flexible Canara Robeco mutual fund schemes in India are mentioned below: 1. Canara Robeco Small-Cap Fund (Category- Equity: Small Cap) The fund invests in high-quality small-cap companies with tremendous growth potential. It has a NAV of 15.5700 (Regular Growth) (as on 16th April, 2021) and is one of the top-performing funds in the 'Equity: Small Cap' category. The fund was launched on 15th February 2019 and has given trailing returns of 95.11% in one year (as on 16th April, 2021). The fund considers the NIFTY Smallcap 250 TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (15th February 2019):22.67% (as on 16th April, 2021)AssetsINR 856 Crore (as on 31st March, 2021)Expense Ratio2.49% (as on 31st March, 2021) 2. Canara Robeco Equity Tax Saver Fund (Category- Equity: ELSS) The fund invests primarily in reputed companies in the large and mid-cap segments. It has a NAV of 93.3100 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: ELSS' category. The fund was launched on 31st March 1993 and has given trailing returns of 60.66% in one year (as on 16th April, 2021). The fund considers the S&P BSE 100 TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit LoadNil (Lock-in period - 3 Years)Return Since Inception (31st March 1993):22.67% (as on 16th April, 2021)AssetsINR 1,961 Crore (as on 31st March, 2021)Expense Ratio2.34% (as on 31st March, 2021) 3. Canara Robeco Infrastructure Fund (Category- Equity: Sectoral Infrastructure) The fund invests in growth-oriented companies in the infrastructure sector. It has a NAV of 56.1300 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: Sectoral Infrastructure' category. The fund was launched on 2nd December 2005 and has given trailing returns of 59.69% in one year (as on 16th April, 2021). The fund considers the S&P BSE India Infrastructure TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum Withdrawal-Exit Load1% for withdrawals before 365 daysReturn Since Inception (2nd December 2005):22.67% (as on 16th April, 2021)AssetsINR 128 Crore (as on 31st March, 2021)Expense Ratio2.63% (as on 31st March, 2021) 4. Canara Robeco Emerging Equities Fund (Category- Equity: Large and MidCap)  The fund invests in top-class large and mid-cap companies with decent financials. It has a NAV of 127.9500(Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: Large and Mid Cap' category. The fund was launched on 11th March 2005 and has given trailing returns of 62.79% in one year (as on 16th April, 2021). The fund considers the NIFTY Large Midcap 250 TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (11th March 2005):17.14% (as on 16th April, 2021)AssetsINR 8,179 Crore (as on 31st March, 2021)Expense Ratio1.80% (as on 31st March, 2021) 5. Canara Robeco Bluechip Equity Fund (Category- Equity: Large Cap) The fund picks the best-quality stocks in the large-cap category and invests in them. It has a NAV of 34.9300 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: Large Cap' category. The fund was launched on 20th August 2010 and has given trailing returns of 54.42% in one year (as on 16th April, 2021). The fund considers the S&P BSE 100 TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum Withdrawal-Exit Load1% for withdrawals before 365 daysReturn Since Inception (20th August 2010):12.45% (as on 16th April, 2021)AssetsINR 2,156 Crore (as on 31st March, 2021)Expense Ratio1.99% (as on 31st March, 2021) 6. Canara Robeco Consumer Trends Fund (Category- Equity: Thematic Consumption) The fund intends to benefit from the consumption sector's growth. It has a NAV of 54.5300 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: Thematic Consumption' category. The fund was launched on 14th September 2009 and has given trailing returns of 51.14% in one year (as on 16th April, 2021). The fund considers the S&P BSE 100 TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum Withdrawal-Exit Load1% for withdrawals before 365 daysReturn Since Inception (14th September 2009):15.75% (as on 16th April, 2021)AssetsINR 553 Crore (as on 31st March, 2021)Expense Ratio2.54% (as on 31st March, 2021) 7. Canara Robeco Flexi Cap Fund (Category- Equity: Flexi Cap) The fund invests in good quality large, mid-cap, and small-cap companies with a strong vision. It has a NAV of 182.2500 (Regular Growth) (as on 16th April, 2021), and is one of the best-performing funds in the 'Equity: Flexi Cap' category. The fund was launched on 16th September 2003 and has given trailing returns of 54.45% in one year (as on 16th April, 2021). The fund considers the S&P BSE 500 TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum Withdrawal-Exit Load1% for withdrawals before 365 daysReturn Since Inception (16th September 2003):17.94% (as on 16th April, 2021)AssetsINR 3,716 Crore (as on 31st March, 2021)Expense Ratio2.03% (as on 31st March, 2021) 8. Canara Robeco Equity Hybrid Fund (Category- Hybrid: Aggressive Hybrid) The fund invests up to 80% of its corpus on equity stocks and the rest on debt instruments.  The fund invests in high-quality small-cap companies with tremendous growth potential. It has a NAV of 209.6700 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Hybrid: Aggressive Hybrid' category. The fund was launched on 1st February 1993 and has given trailing returns of 95.11% in one year (as on 16th April, 2021). The fund considers the CRISIL Hybrid 35+65 Aggressive TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (1st February 1993):12.52% (as on 16th April, 2021)AssetsINR 4,812 Crore (as on 31st March, 2021)Expense Ratio2.12% (as on 31st March, 2021) 9. Canara Robeco Conservative Hybrid Fund (Category- Hybrid: Conservative Hybrid) The fund invests up to 30% of the corpus in equity stocks and the rest in debt instruments. It has a NAV of 69.7716 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Hybrid: Conservative Hybrid' category. The fund was launched on 2nd April 2001 and has given trailing returns of 19.16% in one year (as on 16th April, 2021). The fund considers the CRISIL Hybrid 85+15 Conservative TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum WithdrawalINR 2,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (2nd April 2001):11.02% (as on 16th April, 2021)AssetsINR 477 Crore (as on 31st March, 2021)Expense Ratio1.93% (as on 31st March, 2021) 10. Canara Robeco Short Duration Fund (Category- Debt: Short Duration) The fund invests in bonds with maturity between one and three years. It has a NAV of 20.3143 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Debt: Short Duration' category. The fund was launched on 15th February 2019 and has given trailing returns of 7.52% in one year (as on 16th April, 2021). The fund considers the CRISIL Short-Term Bond TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum WithdrawalINR 1,000Exit LoadNilReturn Since Inception (15th February 2019):7.36% (as on 16th April, 2021)AssetsINR 1,065 Crore (as on 31st March, 2021)Expense Ratio1.02% (as on 31st March, 2021) How Can You Invest in Canara Robeco Mutual Fund Via EduFund? Step 1: Create an online account on EduFund by downloading the EduFund App from Apple Store or Play Store  Step 2: Choose a Plan: Study various Canara Robeco Mutual Fund schemes and choose the one at your convenience. You can invest in a Systematic Investment Plan (SIP) or a total sum. The inbuilt recommendation mechanism recommends a scheme that is suitable for your financial aspirations. Step 3 - View and Track Your Transaction(s) - Your EduFund account will reflect the amount you have laid out on a specific scheme within four working days. You can track the Mutual Fund NAV, statement, account balance, and other vital information in the app. You can buy, redeem, or switch between Canara Robeco Mutual Fund units. Step 4 - Get in touch with a Mutual Fund Counsellor - You can seek personal guidance from a mutual fund consultant to talk about your financial targets.  EduFund uses bank-like premium encryption and authentication technologies to safeguard your transactions and investments.  Six Best Performing Fund Managers at Canara Robeco Mutual Fund Ms Suman Prasad Ms Suman Prasad is an MBA in Finance from the SDM Institute of Development And Management. She joined the Canara Robeco Mutual Fund in 1977. She deals with several schemes such as Canara Robeco Savings Fund, Canara Robeco Short Duration Fund, Canara Robeco Ultra Short Term Fund, Canara Robeco Savings Fund, Canara Robeco Short Duration Fund, Canara Robeco Liquid Fund, etc. Mr. Shridatta Bhandwaldar Mr Shridatta Bhandwaldar earned his degree in Mechanical Engineering from the Government College of Engineering, Aurangabad. He is also an MMS in Finance from the Sydenham Institute of Management. He forayed into the world of finance in 2006 as an Equity Analyst with MF Global Securities.  Presently, he is associated with the Canara Robeco Mutual Fund as the Fund Manager of Equities. He deals with numerous schemes such as Canara Robeco Bluechip Equity Fund, Canara Robeco Equity Diversified Fund, Canara Robeco Equity Hybrid Fund, Canara Robeco Infrastructure Fund, etc.  Mr Miyush Gandhi Since 2018, Mr Miyush Gandhi is the Fund Manager of Emerging Equities at Robeco Canara Mutual Fund. He manages eight (8) schemes such as Canara Robeco Conservative Hybrid Fund, Canara Robeco Emerging Equities Fund, etc. Before this, he was the Senior Research Analyst of Equities at SBI Life Insurance Co. Ltd. in 2008. Mr Gandhi is an MBA in Capital Markets from the Narsee Monjee Institute of Management Studies (NMIMS). Ms Cheenu Gupta Ms Cheenu Gupta is associated with Canara Robeco Asset Management Company Ltd. as the company’s Fund Manager of Equities since 2018. She manages nine schemes such as Canara Robeco Equity Tax Saver Fund, Canara Robeco Consumer Trends Fund, etc. Initially, she started as a Software Engineer. She began her career in finances at the UTI Mutual Fund as an Equity Research Analyst in 2006. Ms Gupta has a BE degree in Information Technology from the Vivekanand Education Society’s Institute of Technology (VESIT). She holds a PGDM in Finance from the S. P. Jain Institute of Management and Research (SPJIMR). She is also a certified Chartered Financial Analyst (CFA).  Mr. Abhinav Khandelwal Since 2018, Mr Abhinav Khandelwal has been working with Canara Robeco Mutual Fund as the Fund Manager of Offshore Investments. Mr Khandelwal was previously associated with Systematix Shares & Stocks India Ltd. with a senior research analyst profile back in 2006.  Mr Girish Hisaria  Since 2014, Mr Girish Hisaria has been associated with Canara Robeco Asset Management Company Ltd. as the AMC’s Senior Fund Manager. He holds an MMS in Finance from the University of Mumbai. Mr. Girish Hisaria manages 28 schemes such as Canara Robeco Dynamic Bond Fund, Canara Robeco Ultra Short Term Fund, Canara Robeco Gilt Fund, Canara Robeco Liquid Fund, Canara Robeco Savings Fund, etc. Before joining the AMC, he worked as a Senior Dealer at Darashaw.  Why Should You Invest in Canara Robeco Mutual Fund Canara Robeco Mutual Fund ranks among the top-performing AMCs in India. It has more than a hundred schemes to select from. The AMC is over a decade old and handles assets of over €179 billion. The fund firm has around 20 branches across India, which offers its services to all ranks of investors. Whatever your investment goals are, you can get a Canara Robeco mutual fund scheme to achieve your financial ambitions. The fund managers at Canara Robeco have years of professional expertise in solving your financial queries. Hence, they decode the process of investing in the stock market and secondary market for you and make investments easier for you. Select EduFund For Investing in Canara Robeco Mutual Fund  EduFund aids the process of investing your capital into Canara Robeco Mutual Funds. Consultants at EduFund are skilled and give you personalized guidance for fulfilling your financial aspirations. You can start by investing a small amount, say, INR 5,000 and expand your financial cache conveniently. EduFund gives you the following benefits:  ● Customised Research-Based Financial Plan - EduFund’s scientific fund tracker tracks over 400 financial circumstances and 1 lakh data points to recommend the top-rated mutual funds for you.  ● Customer-Friendly Counsellors Help You in Financial Planning - EduFund’s counselors are skilled to take questions of all sorts from their customers. They give a patient hearing to your queries and help you plan a robust financial blueprint.  ● Invest Less, Earn More - Just not the best Indian mutual funds, EduFund has options for you to invest in US Dollar ETFs and international mutual funds, apart from the best mutual funds.  ● Use Complimentary Tools - EduFund provides numerous free tools for its clients, such as SIP Calculator, College Savings Calculator, etc.  ● No Technical Finesse Needed- You need not be a finance expert to understand which mutual fund serves you the best. EduFund simplifies the options for you.  ● Value-Added Benefits - You may get value-added benefits like free advisory, zero commission, and zero hidden charges.  ● Safeguards Transactions - EduFund is RIA-registered and uses top-class 128-SSL security to ensure safe transactions.  ● Special Support for Children’s Education - EduFund has a bunch of experts who are dedicated to helping you fulfill your children’s educational goals.  Consult an expert advisor to get the right plan TALK TO AN EXPERT

Franklin Templeton Investments was established in 1947. The organization, since its launch, has provided services for managing assets for institutional, retail, and high-profile clients. Apart from offering mutual funds, the firm provides several other investment options like private funds, exchange-traded funds (ETF), and accounts that are managed separately. The company offers schemes such as fixed income, equity, multi-asset, and other alternatives.  Franklin Templeton Investments serves as a platform for trading, portfolio, and research. It also deals with investment risk management. Presently, Franklin Templeton has its branches in over thirty-four countries. It has employed over six hundred professionals and recruits more than 9500 salaried individuals. Franklin Templeton Mutual Fund in India The company started functioning in India in 1996 under the name Templeton Asset Management India Pvt. Ltd. The Franklin Templeton Mutual Fund is authorized by SEBI to offer its services under the registration number MF/026/96/8.  The company provided its first-ever mutual fund service in September 1996 under the name of Templeton India Growth Fund. The company has been operating twenty-one funds for ten years and various others that have exceeded the twenty-year mark.  The company bought the stakes of PIONEER ITI AMC Ltd. in 2002 to become the second-largest mutual fund after UTI.  Franklin Templeton Investments is among the few companies dealing in asset management with in-house registrars for providing efficient service management for its clients.  The organization offers loyalty programs where the customers can interact with the fund management team, and get exposure to external management development schemes, yearly leadership events for the exchange of ideas, and several elaborate engagement programs. Templeton Asset Management India Pvt. Ltd. has committed itself to several CSR programs: Installation of four water purifier plants for supporting six thousand families in collaboration with the Bala Vikasa Social Service Society. Aiding the process of supplying five thousand rickshaws in association with the American India Foundation Trust. Setting up fifty camps to train two thousand youth in vocational skills in collaboration with the Kherwadi Social Welfare Association. Providing assistance and support to in and around 2353 girl children in Chennai in association with the K. C. Mahindra Educational Trust. Establishing the Abhudaya English Medium School in Mumbai in collaboration with The Akanksha Foundation. The Statement of Additional Information (SAI) provided by SEBI states that Franklin Templeton Investments’ total income is $6,392.2 million, profit after tax of $1,696.7 million, and a gross worth of $14877.7 million in 2017. Templeton Asset Management India Pvt. Ltd. offers approximately 197 schemes with assets under management (AuM) amounting to roughly INR 1.19 Lakh Crore as of 31st March 2017. Important Information about Franklin Templeton Mutual Fund Ten Top-Performing Franklin Templeton Mutual Fund Schemes Franklin Templeton comprises almost all types of mutual funds permitted by the Securities and Exchange Board of India or SEBI. The ten most viable Franklin Templeton mutual fund schemes in India are mentioned below.  1. Franklin Asian Equity Fund (Category - Equity: International) This open-ended fund has a NAV of 32.5721 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: International' category. The fund was launched on 16th January 2008 and has given trailing returns of 50.57% in one year (as on 16th April, 2021). The fund considers the MSCI Asia (Ex-Japan) Standard TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (16th January 2008):9.32% (as on 16th April, 2021)AssetsINR 261 Crore (as on 31st March, 2021)Expense Ratio2.66% (as on 31st March, 2021) 2. Franklin Build India Fund (Category - Equity: Sectoral-Infrastructure) This open-ended fund has a NAV of 48.7310 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: Sectoral - Infrastructure' category. The fund was launched on 4th September 2009 and has given trailing returns of 63.13% in one year (as on 16th April, 2021). The fund considers the S&P BSE India Infrastructure TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (4th September 2009):14.60% (as on 16th April, 2021)AssetsINR 954 Crore (as on 31st March, 2021)Expense Ratio2.40% (as on 31st March, 2021) 3. Franklin India Banking & PSU Debt Fund (Category - Debt: Banking and PSU) This open-ended fund has a NAV of 17.5362 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Debt: Banking and PSU' category. The fund was launched on 25th April 2014 and has given trailing returns of 7.41% in one year (as of 16th April, 2021). The fund considers the NIFTY Banking and PSU Debt TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit LoadNilReturn Since Inception (25th April 2014):8.38% (as on 16th April, 2021)AssetsINR 971 Crore (as on 31st March, 2021)Expense Ratio0.52% (as on 31st March, 2021) 4. Franklin India Bluechip Fund (Category - Equity: Large Cap) This open-ended fund has a NAV of 589.7367 (Regular Growth) (as on 16th April, 2021), and is one of the best-performing funds in the 'Equity: Large Cap' category. The fund was launched on 1st December 1993 and has given trailing returns of 59.97% in one year (as on 16th April, 2021). The fund considers the NIFTY 100 TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (1st December 1993):19.79% (as on 16th April, 2021)AssetsINR 5,927 Crore (as on 31st March, 2021)Expense Ratio1.93% (as on 31st March, 2021) 5. Franklin India Corporate Debt Fund (Category - Debt: Corporate Bond) This open-ended fund has a NAV of 77.3349 (Regular Growth) (as of 16th April 2021), and is one of the top-performing funds in the 'Debt: Corporate Bond' category. The fund was launched on 23rd June 1997 and has given trailing returns of 8.71% in one year (as of 16th April 2021). The fund considers the NIFTY Corporate Bond TRI as its benchmark.   Key Information Minimum InvestmentINR 10,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit LoadNilReturn Since Inception (23rd June 1997):8.96% (as of 16th April, 2021)AssetsINR 855 Crore (as of 31st March, 2021)Expense Ratio0.89% (as of 31st March, 2021) 6. Franklin India Credit Risk Fund (Category - Credit Risk) This open-ended fund has a NAV of 20.8784 (Regular Growth) (as of 16th April 2021), and is one of the top-performing funds in the 'Debt: Credit Risk' category. The fund was launched on 7th December 2011 and has given trailing returns of 12.41% in one year (as of 16th April 2021). The fund considers the NIFTY Credit Risk Bond TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load3% for withdrawals before 365 daysReturn Since Inception (7th December 2011):8.18% (as on 16th April, 2021)AssetsINR 2,831 Crore (as on 31st March, 2021)Expense Ratio0.06% (as on 31st March, 2021) 7. Franklin India Debt Hybrid Fund (Category - Hybrid: Conservative Hybrid) This open-ended fund has a NAV of 64.1426 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Hybrid: Conservative Hybrid' category. The fund was launched on 28th September 2000 and has given trailing returns of 15.97% in one year (as on 16th April, 2021). The fund considers the CRISIL Hybrid 85+15 Conservative TRI as its benchmark.   Key Information Minimum InvestmentINR 10,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (28th September 2000):9.46% (as on 16th April, 2021)AssetsINR 189 Crore (as on 31st March, 2021)Expense Ratio2.30% (as on 31st March, 2021) 8. Franklin India Dynamic Accrual Fund (Category - Dynamic Bond) This open-ended fund has a NAV of 71.2946 (Regular Growth) (as on 16th April, 2021), and is one of the best-performing funds in the 'Debt: Dynamic Bond' category. The fund was launched on 5th March 1997 and has given trailing returns of 7.07% in one year (as on 16th April, 2021). The fund considers the CRISIL Composite Bond TRI as its benchmark.   Key Information Minimum InvestmentINR 10,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load3% for withdrawals before 365 daysReturn Since Inception (5th March 1997):9.32% (as on 16th April, 2021)AssetsINR 1,599 Crore (as on 31st March, 2021)Expense Ratio0.06% (as on 31st March, 2021) 9. Franklin India Dynamic Asset Allocation Fund of Funds (Category - Dynamic Asset Allocation) This open-ended fund has a NAV of 87.1332 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Dynamic Asset Allocation' category. The fund was launched on 16th January 2008 and has given trailing returns of 18.91% in one year (as on 16th April, 2021). The fund considers the CRISIL Hybrid 35+65 Aggressive TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (16th January 2008):13.19% (as on 16th April, 2021)AssetsINR 922 Crore (as on 31st March, 2021)Expense Ratio1.74% (as on 31st March, 2021) 10. Franklin India Equity Advantage Fund (Category -Large and MidCap) This open-ended fund has a NAV of 96.9132 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: Large & MidCap' category. The fund was launched on 2nd March 2005 and has given trailing returns of 70.05% in one year (as on 16th April, 2021). The fund considers the NIFTY Large Midcap 250 TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (2nd March 2005):15.12% (as on 16th April, 2021)AssetsINR 2,459 Crore (as on 31st March, 2021)Expense Ratio2.38% (as on 31st March, 2021) How Can You Invest in Franklin Templeton Mutual Fund Via EduFund? Investing in Franklin Templeton Mutual Fund through Edufund is an easy, seven-step process. Step 1: Create an online account on EduFund by downloading the EduFund App from Apple Store or Play Store  Step 2: Choose a Scheme: Look through several Franklin Templeton Mutual Fund schemes and choose the best scheme for your financial situation. You can invest in a Systematic Investment Plan (SIP) or a total sum. The inbuilt recommendation mechanism suggests the scheme that is best suited for your financial goals. Step 3: View and Track Your Transaction(s) - Your EduFund account will reflect the amount you have laid out on a specific scheme within four working days. You can track the Mutual Fund NAV, statement, account balance, and other vital information in the app. You can buy, redeem, or switch between Franklin Templeton Mutual Fund units. Step 4: Consult a Mutual Fund Counsellor - You can get in touch with a mutual fund consultant to discuss your targets and get personal guidance.  EduFund uses premium encryption and authentication technologies akin to a bank to safeguard your transactions and investments. Five Best Performing Fund Managers at Franklin Templeton Mutual Fund  A Fund Manager plays a decisive role in instilling values and steering growth. The top-performing fund managers at Franklin Templeton Mutual Fund, whose stellar performance has steadily generated the best dividends, have been mentioned below.  Mr Anand Vasudevan Mr Vasudevan earned his B.Tech from the Indian Institute of Technology, Madras and a PGDM from IIM Calcutta. He post-graduated with a Masters in Finance from the London Business School. Presently, he is the Senior Vice President of the Franklin Templeton Mutual Fund and heads the Equity operations in India.  He was associated as an Equity Research Analyst with the Dresdner Kleinwort Wasserstein and Bruyette and Woods, Keefe in 2001 and 2004, respectively. Then he joined Franklin Templeton. Anand Vasudevan teamed up with Templeton Asset Management Private Limited in 2007. He has operated as the Head of Research since 2008. Currently, he is in charge of the Franklin India Flexi-cap Fund and Franklin India Bluechip Fund. Mr Anand Radhakrishnan  Mr Radhakrishnan graduated with a B.Tech degree in Chemical Engineering from Anna University, Chennai. He earned a PGDM from IIM Ahmedabad. Mr Radhakrishnan is also a certified Chartered Financial Analyst.  He has been working in the sector of Investment Management since 1994. In the initial days of his career, he was the Deputy Manager of Equity Research at SBI Mutual Funds Management. He was associated with Sundaram Mutual Funds for eight years in a row.  Radhakrishnan is presently the Chief Investment Officer at the Franklin Templeton. Before it, he was the Senior Vice President, Head of Portfolio Analytics, and the Portfolio Manager of the said organisation. Mr Radhakrishnan handles the operations at the Franklin India Infotech Fund, Franklin India Bluechip Fund, Franklin India Taxshield, FT Dynamic PE Ratio of Funds, Franklin India Prima Plus, and FT India Life Stage Fund of Funds. He also spearheads the equity sector of all types of hybrid funds. Ms Roshi Jain Ms Roshi Jain is a Chartered Accountant and a Chartered Financial Analyst. She earned her PGDM from IIM Ahmedabad. She inaugurated her career at SR Batliboi. She was a part of the Research Wing of the Goldman Sachs Group Inc. Hong Kong / Singapore in 2002. She relocated to the London branch of Goldman Sachs two years later. Presently, Ms Jain is the Assistant Vice President of the Franklin Templeton Mutual Fund. She doubles up as the Co-Portfolio Manager and Equity Research Analyst at Franklin Templeton. She specialises in engineering, retail, power, cement and construction in India and the ASEAN region. Mr Anil Prabhudas Mr Prabhudas is a B.Com from the University of Mumbai. He is also a certified Chartered Accountant from ICAI. In 1994, he was associated with the Pioneer ITI before being roped in by Templeton Asset Management India Pvt. Ltd. He is entrusted with the responsibility of providing research-oriented data on hotels, packaging, metals, sugar, and FMCG industries.  He has held several key positions at Franklin Templeton. He was the ex-Assistant Vice President and the Portfolio Manager at Franklin India Index Tax Fund, FT India Index Tax Shield 99, FT India Index Fund - Franklin FMCG Fund, Franklin India Index Fund, NSE Nifty Plan, and BSE Sensex Plan. Mr. Prabhudas is presently acting as the Fund Manager of Franklin India Taxshield Fund, Franklin India Opportunities Fund, FT India Monthly Income Plan, Templeton India Pension Plan, FT India Balanced Fund, and Templeton India Children’s Asset Plan.   Mr Janakiraman Rengaraju  Mr Rengaraju graduated from the Government College of Technology, Coimbatore, with a B.Tech degree. He also earned a PGDM from IIM Bangalore. Apart from having a B.Tech and a PGDM degree, he is a Chartered Financial Analyst too. He was associated with UTI Securities, Mumbai previously. He was in charge of the investment corpus management while he was with the Indian Syntans Group.  Currently, Mr Rengaraju is the Assistant Vice President, Senior Research Analyst of Equities, and the Portfolio Manager at Franklin India. He specialises in media, telecommunications, and automobiles. He is also responsible for managing some of the mutual funds of the organisation, such as the Franklin India Prima Fund and Franklin India Prima Plus.  Why Should You Invest in Franklin Templeton Mutual Fund? Franklin Templeton Mutual Fund is one of the top-performing AMC in India. It has more than a hundred schemes to select from. The AMC has a legacy of over seventy years and manages assets of over INR 1.19 Lakh Crore. It has a vast network of empanelled distributors who provide its financial services to its investors. The fund firm has 1300 branches in total with outreach at over 32 Indian states, which offers its services to all ranks of investors. Whatever be your investment target, you can get a Franklin Templeton mutual fund scheme to achieve your financial goals. Experienced fund managers at Franklin Templeton Mutual Fund simplify the process of investing in the stock market and secondary market for you. Select EduFund For Investing in Franklin Templeton Mutual Fund  EduFund simplifies the process of investing in Franklin Templeton mutual funds. Experienced consultants at EduFund offer you personalised solutions for your financial ambitions. You can begin by investing from a meagre INR 5,000 and increase your capital conveniently.  Benefits with Edufund Customised Research-Based Financial Plan - EduFund’s scientific fund tracker monitors over 1 lakh data points and 400 financial situations to suggest the best mutual funds. Customer-Friendly Counsellors Help You Create a Financial Plan - EduFund’s counsellors are equipped to manage all kinds of questions from customers. They spend as much time with you as you need and solve all your queries to help you create a healthy financial plan. Invest Less, Earn More - Just not the best Indian mutual fund, EduFund provides you with the opportunity to invest in US Dollar ETFs and international mutual funds. Use Tools Free of Cost - EduFund offers several free tools for its clients, including SIP Calculator, College Savings Calculator, etc. No Technical Skill Needed- You need not be a pro in finance to understand which mutual fund is perfect for you. EduFund does the job for you. Value-Added Benefits - You may get value-added benefits like free advisory, zero commission, and zero hidden charges. Safeguards Transactions - EduFund is RIA-registered and uses top-class 128-SSL security to ensure safe transactions. Special Support for Children’s Education - EduFund has a team of experts committed to helping you fulfil your children’s educational goals.   Consult an expert advisor to get the right plan for you TALK TO AN EXPERT

Invesco Asset Management Company (AMC) Private Ltd India is a part of Invesco Ltd, headquartered in Atlanta, Georgia, USA, which has delivered high returns and is a leading investment management firm set up on 20th May 2005. This AMC entered India in 2013 in partnership with the well-established Religare Securities Ltd. company (51% share). Together they formed Religare Invesco Asset Management Co. Ltd., which was co-owned by both the giants – Invesco and Religare. Invesco Mutual Fund was established in 2006 to cater to the investment needs of retail investors through mutual funds. It is one of the leading independent fund houses in the world. An impressive blend of investment excellence, sustainable business models, and organizational strength has helped the fund house to generate a large number of investor folios. It offers a broad portfolio of mutual fund schemes across equity, fixed income, and hybrid categories along with the fund of fund schemes and exchange-traded funds. It endeavors to deliver best-in-class investment products using its expertise and the global resources of Invesco. Since its inception, Invesco India mutual fund AMC manages assets worth Rs. 37476 crores, as of 31st March 2021 offering 110 mutual fund schemes that include 33 equity, 111 debt, and 14 hybrid funds. This top-notch Asset Management firm's main objective is to target the needs of the domestic and international markets and fulfill them, creating optimum returns for their investors. The company has sustainable business models that assist investors in scaling up and providing outstanding financial services. It offers an extensive array of funds suitable for multiple market capitalizations. The professional experts at the company analyze the market with exceptional exactness and help the investors take the right financial decisions catering to clients in more than 120 countries. Invesco is well-equipped with a dynamic outlook, and its flexibility with the changing financial world is worth applause. Saurabh Nanavati, CEO of Invesco India mutual fund, believes in investing in companies of all kinds – retail, institutional and corporate companies. The company offers investors a plethora of trade-worthy mutual fund schemes and professional assistance to earn quality returns on their investments. Important information about Invesco Mutual Fund ParticularsDetailsChairmanMr. V. K. ChopraCEO and MDMr. Saurabh NanavatiCIOMr. Taher BadshahAuditors  M/s Deloitte Haskins & Sells / M/s. Price Waterhouse Chartered Accountants LLP at Invesco AMCInvestor Service OfficerMr. Surinder Singh NegiCompliance OfficerMr. Suresh JakhotiyaRegistrar and Transfer AgentKFin Technologies Pvt Ltd.CustodianDeutsche BankHead OfficeMumbaiTotal Number of schemes48SponsorInvesco Hong Kong LimitedTrusteeInvesco Trustee Private LimitedRegistrarsKarvy Computershare Pvt. Ltd.Set-Up24th July 2006Incorporated20th May 2005Name of TrusteesDean Chisholm (Associate Director) Jeremy Simpson (Associate Director) Bakul Patel (Independent Director) Satyananda Mishra (Independent Director) G. Anantharaman (Independent Director)A customer can write to or visit the Invesco mutual fund office atAddress- Unit No. 2101 A, 21st Floor, A-Wing, Marathon Futurex, N. M. Joshi Marg, Lower Parel, Mumbai 400013.Invesco mutual fund customer care number022-67310000, 022-23019422 (faxInvesco mutual fund toll-free number1800 209 0007Emailpms@invesco.com; mfservices@invesco.com Ten top-performing Invesco mutual fund schemes  Invesco has mutual funds in almost all categories permitted by the Securities and Exchange Board of India or SEBI. Here is a list of the ten best-performing Invesco mutual fund schemes in India. 1. Invesco India Mid Cap Fund Direct-Growth Category - Equity: Mid Cap) The scheme’s main objective is to create capital appreciation by investing in Midcap companies. The Invesco India Mid Cap Fund Direct-Growth Category, with a NAV of 78.330 (as of 2nd May 2021), is the top-performing fund in the 'Equity: Mid Cap' category. This open-ended fund was launched on 01 Jan 2013 and has given trailing returns of 58.60 in one year, and 44.98% in 3 years (as of 30th April 2021). The fund considers the NIFTY Midcap 100 Total Return Index as its benchmark and is currently managed by its fund managers Pranav Gokhale and Neelesh Dhamnaskar. Key information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Exit LoadFor units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.Return Since Inception (01 Jan 2013):342.29% (as of 30th April 2021)AssetsINR 1389.34 Crore (as of 31st March 2021)Expense Ratio0.74% (as of 31st March 2021)  2. Invesco India Tax Plan Direct-Growth (Taxsaver: ELSS Fund) The scheme’s main objective is to create long-term capital growth from a diversified portfolio of equity and equity-related securities. It intends to invest across market capitalization sectors using a diligent bottom-up approach. It aims to have a concentrated and well-researched portfolio, which would be around 20 - 50 stocks. The Invesco India Tax Plan Direct-Growth Category, with a NAV of 76.6200 (as of 2nd May 2021), is in the Taxsaver: ELSS Fund category. This fund was launched on 01 Jan 2013 and has given trailing returns of 49.50 in one year, and 40.30% in 3 years (as of 30th April 2021). The fund considers the S&P BSE 200 Total Return Index as its benchmark and is currently managed by its fund managers Amit Nigam and Dhimant Kothari. Key information Minimum InvestmentINR 5,00Minimum SIP InvestmentINR 500Exit LoadNILReturn Since Inception (01 Jan 2013):286.97% (as of 30th April 2021)AssetsINR 1512.41 Crore (as of 31st March 2021)Expense Ratio0.91% (as of 31st March 2021)  3. Invesco India Contra Fund Direct-Growth (Equity: Value-Oriented Fund) The scheme’s main objective is to create capital appreciation by investing in Equity and Equity Related Instruments using contrarian investing. The Invesco India Contra Fund Direct-Growth, with a NAV of 70.3800 (as of 2nd May 2021), is in the Equity: Value Oriented Fund category. This fund was launched on 01 Jan 2013 and has given trailing returns of 52.47 in one year, and 35.29% in 3 years (as of 30th April 2021). The fund considers the S&P BSE 500 Total Return Index as its benchmark and is currently managed by its fund managers Taher Badshah and Dhimant Kothari. Key information Minimum InvestmentINR 5,00Minimum SIP InvestmentINR 500Exit LoadFor units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.Return Since Inception (01 Jan 2013):300.80% (as of 30th April 2021)AssetsINR 6476.52 Crore (as of 31st March 2021)Expense Ratio0.57% (as of 31st March 2021) 4. Invesco India Largecap Fund Direct-Growth (Equity: Large Cap Fund) The scheme’s main objective is to create capital appreciation by investing in large-cap companies. The Invesco India Large-cap Fund Direct-Growth, with a NAV of 40.3300 (as of 2nd May 2021), is in the Equity: Large Cap category. This fund was launched on 01 Jan 2013 and has given trailing returns of 41.46% in one year, and 33.63% in 3 years (as of 30th April 2021). The fund considers the NIFTY 50 Total Return Index as its benchmark is currently managed by its fund managers Amit Nigam and Nitin Gosar. Key Information Minimum InvestmentINR 100Minimum SIP InvestmentINR 100Exit LoadNILReturn Since Inception (01 Jan 2013):207.39% (as of 30th April 2021)AssetsINR 290.74 Crore (as of 31st March 2021)Expense Ratio1.11% (as of 31st March 2021) 5. Invesco India Growth Opportunities Fund Direct-Growth (Equity: Large and Mid Cap Fund) The scheme’s main objective is to create capital appreciation from a diversified portfolio of Equity and Equity Related Instruments of Large and Midcap companies. The Invesco India Growth Opportunities Fund Direct-Growth, with a NAV of 48.8700 (as of 2nd May 2021), is in the Equity: Large and Mid Cap category. This fund was launched on 01 Jan 2013 and has given trailing returns of 45.32% in one year, and 32.55% in 3 years (as of 30th April 2021). The fund considers the S&P BSE 250 Large MidCap 65:35 Total Return Index as its benchmark and is currently managed by its fund managers Taher Badshah and Pranav Gokhale. Key information Minimum InvestmentINR 100Minimum SIP InvestmentINR 100Exit LoadFor units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.Return Since Inception (01 Jan 2013):253.36% (as of 30th April 2021)AssetsINR 3650.51 Crore (as of 31st March 2021)Expense Ratio0.54% (as of 31st March 2021) 6. Invesco India Infrastructure Fund Direct-Growth (Equity: Sectoral-Infrastructure Fund) The scheme’s main objective is to create long-term capital appreciation by investing in a portfolio that is constituted of equity and equity-related instruments of infrastructure companies. The Invesco India Infrastructure Fund Direct-Growth, with a NAV of 26.1700 (as of 2nd May 2021), is in the Equity: Sectoral-Infrastructure category. This fund was launched on 01 Jan 2013 and has given trailing returns of 50.23% in one year, and 31.77% in 3 years (as of 30th April 2021). The fund considers the S&P BSE India Infrastructure Total Return Index as its benchmark and is currently managed by its fund managers Amit Nigam and Neelesh Dhamnaskar Key information Minimum InvestmentINR 500Minimum SIP InvestmentINR 500Exit LoadFor units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.Return Since Inception (01 Jan 2013):238.11% (as of 30th April 2021)AssetsINR 109.77 Crore (as of 31st March 2021)Expense Ratio1.33% (as of 31st March 2021) 7. Invesco India Financial Services Fund Direct-Growth (Equity: Sectoral-Banking Fund) The scheme’s main objective is to create capital appreciation from a portfolio of Equity and Equity Related Instruments of companies engaged in the business of banking and financial services. The Invesco India Financial Services Fund Direct-Growth, with a NAV of 75.5500 (as of 2nd May 2021), is in the Equity: Sectoral-Banking category. This fund was launched on 01 Jan 2013 and has given trailing returns of 44.87% in one year, and 31.60% in 3 years (as of 30th April 2021). The fund considers the NIFTY Financial Services Total Return Index as its benchmark and is currently managed by its fund managers Dhimant Kothari and Hiten Jain. Key Information Minimum InvestmentINR 100Minimum SIP InvestmentINR 100Exit LoadFor units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.Return Since Inception (01 Jan 2013):210.78% (as of 30th April 2021)AssetsINR 292.80 Crore (as of 31st March 2021)Expense Ratio1.14% (as of 31st March 2021) 8. Invesco India Corporate Bond Fund Direct-Growth (Debt: Corporate Bond) The fund creates regular and stable income by investing in bonds issued by corporates. The scheme will invest in bonds that are rated AA+/ AAA by credit rating agencies. The Invesco India Corporate Bond Fund Direct-Growth, with a NAV of 2634.8148 (as of 2nd May 2021), is in the Debt: Corporate Bond category. This fund was launched on 01 Jan 2013 and has given trailing returns of 9.09% in one year, and 30.33% in 3 years (as of 30th April 2021). The fund considers the CRISIL AAA Short-Term Bond Index as its benchmark is currently managed by its fund managers Vikas Garg and Krishna Venkat. Key information Minimum InvestmentINR 100Minimum SIP InvestmentINR 100Exit LoadNILReturn Since Inception (01 Jan 2013):91.18% (as of 30th April 2021)AssetsINR 2914.44 Crore (as of 31st March 2021)Expense Ratio0.20% (as of 31st March 2021) 9. Invesco India Short-Term Fund Direct-Growth (Debt: Short Duration) The scheme’s main objective is to create steady returns with moderate risk by investing in a portfolio comprising of short-medium term debt and money market instruments. The Invesco India Short Term Fund Direct-Growth, with a NAV of 3052.2750 (as of 2nd May 2021), is in the Debt: Short Duration category. This fund was launched on 01 Jan 2013 and has given trailing returns of 8.31% in one year, and 28.51% in 3 years (as of 30th April 2021). The fund considers the CRISIL Short-Term Bond Total Return Index as its benchmark and is currently managed by its fund managers Vikas Garg and Krishna Venkat Cheemalapati. Key information Minimum InvestmentINR 500Minimum SIP InvestmentINR 500Exit LoadNILReturn Since Inception (01 Jan 2013):95.30% (as of 30th April 2021)AssetsINR 1175.15 Crore (as of 31st March 2021)Expense Ratio0.40% (as of 31st March 2021) 10. Invesco India Multicap Fund Direct-Growth (Equity: Flexi Cap) The scheme’s main objective is to create long-term capital appreciation by investing in equity and equity-related securities of large, mid, and small companies. The fund uses a diligent bottom-up investment approach to select stocks across the market capitalization range. The Invesco India Multicap Fund Direct-Growth, with a NAV of 71.1500 (as of 2nd May 2021), is in the Equity: Flexi Cap category. This fund was launched on 01 Jan 2013 and has given trailing returns of 54.14% in one year, and 27.81% in 3 years (as of 30th April 2021). The fund considers the S&P BSE AllCap Total Return Index as its benchmark and is currently managed by its fund managers Amit Nigam and Pranav Gokhale. Key information Minimum InvestmentINR 500Minimum SIP InvestmentINR 500Exit LoadFor units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.Return Since Inception (01 Jan 2013):297.71% (as of 30th April 2021)AssetsINR 1171.10 Crore (as of 31st March 2021)Expense Ratio0.93% (as of 31st March 2021) Using the Invesco mutual fund calculator  The Invesco mutual fund investment may generate returns, but it is impossible to calculate the exact amount earned as returns. But Invesco mutual fund calculator helps to estimate the returns which can be expected from the invested capital. This can be used for both, Lumpsum and Invesco mutual fund SIP payments and to get an appropriate view of the mutual fund statement. The investor needs to fill in the following information to find the estimated returns of mutual funds: Invesco Mutual fund calculated returns based on Selected Scheme Target Corpus (Rs)  Investment Tenure (in months)  Annual Investment Return (%)  How can you invest in Invesco Mutual via EduFund? It is a simple, convenient, and easy process through Invesco mutual fund login using EduFund to invest in some of the most profitable Invesco Mutual Fund Schemes, which involves a hassle-free process. Let us look at the details of the process: Step 1: The investor needs to visit the official webpage of Invesco or he can choose to visit the main page of EduFund to initiate an investment in Invesco Mutual Funds. Step 2: If he is a registered user, he can directly Invesco mutual fund log in to the platform using his mobile number and password/OTP. Or he would need to create his new Invesco mutual fund login ID, which can be done through EduFund as well, register using a new password, and then log in. Step 3: He should then go to the Mutual Funds section and choose ‘Invest’ and go to ‘Explore All Funds’, placed on the left sidebar. Step 4: From all the available Invesco Mutual Funds, the investor can choose the best type of mutual fund of his choice. All details about the chosen fund will appear on the screen, like risk level, tenure, NAV, etc. Step 5: The investor needs to select the category and choose the payment option he wants to go with – Lumpsum or SIP. He needs to enter the amount he wishes to invest and then simply click on ‘Confirm.’ Step 6: After confirming the plan, the investor simply needs to make his payment using his bank details, net banking, or using his debit or credit card. KYC check required for investing in Invesco Mutual Funds KYC needs to be complete and compliant before investing in Mutual Funds will be processed within 5 working days after the payment, and KYC formalities are fulfilled. The following SEBI-registered intermediaries need to be mandatorily contacted, and regulations need to be followed to complete the KYC: AMC – Asset Management Company and The Fund House (Asset Management Companies) KYC Registration Agency such as CAMS, Karvy, CSDL, NSDL, and NSE-owned DotEx International Limited To complete the KYC online, the investor should follow the below-mentioned steps To initiate Invesco mutual fund login or through EduFund using personal details and an Aadhaar-linked mobile number, which can be verified using OTP. Upload self-attested copies of Identity Proof and Address Proof. Documents required for Invesco Mutual fund investment Identity Proof - Acceptable documents are Aadhaar Card, PAN Card, Passport, Driving, License,   Address Proof - Acceptable documents are Aadhar Card, Driving License, Passport, Recent Utility Bill, and Rental/Lease Agreement EduFund is a renowned portal that is registered with AMFI, BSE, and SEBI with zero fees to sign up. The investment logged in by the individual will reflect in his EduFund account within 3-5 business days. The best-performing Invesco tax-saving mutual fund Invesco India Tax Plan Mutual Funds are the benchmark as a beating tax saver with assured consistency and are among the top tax-saving funds. It is a safe bet for investors seeking capital appreciation over the long term and Investment in equity and equity-related instruments. It generates long-term capital growth from a diversified portfolio mainly consisting of equity-related securities. The key benefits of investing in Invesco Tax Saving Mutual Fund are: It is an open-ended ELSS Equity Linked Savings Scheme that comprises a lock-in period of a minimum of 3 years It helps in Tax exemptions under section 80C of the Income Tax Act 1961 It is invested with a long-term perspective It has significant exposure to midcap It consists of a balanced and well-diversified portfolio Leading fund managers at Invesco Mutual fund  The Invesco Mutual Fund Investment experts are well-equipped with providing professional assistance within the Finance Sector with appropriate qualifications and knowledge of investment. Some of the most efficient Fund Managers at Invesco Mutual Fund are: Top equity fund managers Taher Badshah (Chief Investments Officer) Taher joined Invesco AMC as a Chief Investments Officer in 2017 and has 24 years old overall experience in Indian Equity Market. He has prior experience of working at Motilal Oswal Asset Management as the Head of Equities. He has also worked at ICICI Prudential AMC, Alliance Capital AMC, Kotak Mahindra Investment Advisors, etc. He has completed his master’s in management studies degree in Finance from S.P. Jain Institute of Management. He has also completed his B.E. degree in Electronics from the University of Mumbai. Invesco, he is completely engrossed with the equity management function.  Amit Ganatra (Fund Manager) As a Fund Manager, Amit Ganatra is well-versed in equity research and has professional experience of over 16 years of. He holds a degree in Chartered Accountant and Commerce, and he takes intensive decisions and strategies for portfolio management.  Pranav Gokhale (Fund Manager) Pranav has a total experience of 14 years serving as a Fund Manager at Invesco Mutual Funds AMC e in Indian Equity Markets. He is a Chartered Account from the Institute of Chartered Accountants of India. Also, he holds an M. Com degree from Mumbai University. Pranav has previously worked with IL&FS, International Ship Repair LLC Fujairah, ICICI Direct, and Rosy Blue Securities.  Neelesh Dhamnaskar (Fund Manager) Neelesh has been working for 9 years with Invesco in Equity Investment with more than 14 years of experience in the equity and research market. He joined Invesco in 2010 and has also worked with ENAM, KRC, and Anand Rathi Securities Limited. Mr. Dhamnaskar holds a Commerce degree, and an MMS degree in Finance from Mumbai University and is currently pursuing CFA (USA), and is a Level III candidate.  Mr. Nitin Gosar (Fund Manager) Mr. Gosar has more than 14 years of experience, and he joined Invesco MF in 2011 in equity research. He has previously worked with IFCI Financial Services and Batlivala & Karani Securities. He holds a BMS degree, a master’s degree in Finance from ICFAI.  Top Debt fund managers Mr. Sujoy Kumar Das – Head of the Fixed Income investment Mr. Das, who has more than 22 years of overall experience, joined Invesco Mutual Fund in 2010. He is currently the head of the Fixed Income investment team at Invesco AMC. He was earlier working with DSP Merrill Lynch Mutual Fund, Bharti AXA Mutual Fund, and Bank of Punjab before joining Invesco. As per the “Top Fund Managers of India” survey, organized by Business Today and Mutualfundsindia.com, which was conducted in May 2005 & April 2012, he was awarded as the best debt fund manager in the country. He has a BSc, - bachelor’s in science in Economics degree from Calcutta University. He holds a diploma of Post-Graduation in Business Administration in Finance & International Business from the Hindu Institute of Management. Mr. Krishna Cheemalapati (Fund Manager) Mr. Cheemalapati holds a significant position in the fixed-income investment department of Invesco as a Fund Manager, which he joined in 2011. With an overall experience of 22 years, he has worked with other big giants like Reliance General Insurance and ICAP India Pvt. Ltd. He has completed his CFA from ICFAI, PGDBA from ICFAI Business School, and holds a BE degree from Andhra University. Mr Abhishek Bandiwdekar (Fund Manager and Dealer at Invesco AMC) Mr. Bandiwdekar has more than 12 years of overall experience in the Markets of Fixed Income, and he joined Invesco AMC in 2014. He is leading a high position in Invesco as a fund manager and dealer. Previously, he has worked with STCI Primary Dealer Ltd., Taurus Corporate Advisory Services Ltd., IDBI Asset Management, and A.K. Capital Services Ltd. He has done his PGDFM in Finance from I.E.S Management College of Commerce & Economics and is a commerce graduate. Mr. Vikas Garg (Head of the credit research team at Invesco) Mr. Garg has more than 15 years of experience. Before joining Invesco, he worked within the financial markets of other firms like L&T mutual fund as a portfolio manager and FIL Fund Management Pvt Ltd and ICRA Ltd in their credit research team. He obtained a diploma in PDGM from XLRI-Jamshedpur, a CFA charter in the USA, and holds a B. Tech and M. Tech degree in Chemical Engineering from IIT-Delhi. Mr. Vardhaman Kochar (VP of performance and risk at Invesco) Mr. Kochar has more than 12 of experience in performance and risk management. He has worked with Genpact and Polaris Financial Technology, Crisil Irevna Ltd. He has an MBA degree from IIT Kanpur and holds a B. E. degree in Computer Science from Rajasthan. The fund managers at Invesco Mutual Fund are: Mr. Dhimant Kothari Mr. Hiten Jain Ms. Rita Tahilramani Mr. Rajeev Bhardwaj Mr. Kuber Mannadi Mr. Herin Shah Mr. Prateek Jain Why should you invest in Invesco Mutual fund using EduFund? Investing in Invesco Mutual Funds through EduFund is a wise decision and should be taken soon to avail the following benefits: Features like Rupee cost averaging, Power of Compounding, Long-term Savings, and SIP Benefits enable many investors to invest in Invesco. Each Invesco Mutual Fund and benefit can be identified using its NAV, AUM, peer average returns, past performances, etc.  A robust investment process for equities and fixed income.  For fixed-income, the portfolios revolve around maximizing returns by investing in quality assets and minimizing liquidity risk and interest rate risk. For equity, with the help of ESG - Environment, Social, and Governance Overlay, Invesco follows an active fund management strategy. Invesco categorizes stocks based on value, event-based stocks, and growth. The stock category names are unique.  Their risk management process starts with the investment and continues till the final existence of the fund in the market. Invesco Mutual Fund is quite popular because it commits to providing investment excellence, depth of investment capabilities, organizational strength, and a global footprint. Select EduFund for investing in Invesco Mutual fund EduFund makes the process of investing in Invesco mutual funds convenient. EduFund's experienced consultants give you customized solutions for all your financial goals. You can start investing from a lowly INR 5,000 and grow your capital comfortably. With EduFund, you get the following benefits Customized Research-Based Financial Plan -  EduFund's scientific fund tracker screen over 1 lakh data points and 400 financial scenarios to recommend you the best mutual funds.  Customer-Friendly Counsellors Help You Create a Financial Plan - EduFund's counselors are trained to handle all kinds of queries from customers. They spend as much time with you as you need and resolve all your issues to help you create a robust financial plan. Invest Less, Earn More - Not only the best Indian mutual funds, but EduFund also offers you the facility to invest in US Dollar ETFs and international mutual funds. Use Free Tools - EduFund offers various free tools for its customers, including College Savings Calculator, SIP calculator, etc.  No Technical Expertise Required - You do not need to be an expert in finance to understand which mutual fund is the best for you. EduFund does it for you. Value-Added Benefits - You may get value-added benefits like no commission, free advisory, and nil-hidden charges. Secure Transactions - EduFund is RIA-registered and uses top-class 128-SSL security to enable safe transactions. Special Support for Children's Education - EduFund has a dedicated team of experts who help you fulfill your children's educational goals. 

DSP Mutual Fund is one of the largest mutual fund houses operating in India. The fund house was established as a trust as per the rules of the Indian Trust Act, of 1882. DSP Asset Management Company (AMC) is registered under the Securities and Exchange Board of India (SEBI) (Mutual Funds) Regulations, 1996. The principal sponsors of this fund are DSP ADIKO Holdings Pvt. Ltd. and DSP HMK Holdings Pvt. Ltd. (formerly DSP BlackRock Investment Managers Pvt. Ltd). DSP ADIKO Holdings Pvt. Ltd. and DSP HMK Holdings Pvt. Ltd. has 54% and 34% holding in the company, respectively. Ms. Aditi Kothari Desai and Ms. Shuchi Kothari hold 6% shares each. The DSP Group has been in existence since the 1860s. It started its business with stockbroking. It is currently headed by Mr. Hemendra Kothari, a reputed investment banker with a real-time net worth of US$ 1.3 Billion. The founders of the group have been instrumental in professionalizing the Indian capital markets and money management businesses. A founding member of the DSP group played a prominent role in setting up the Bombay Stock Exchange (BSE).DSP mutual fund has forty (40) schemes. Besides 17 equity schemes, 3 hybrid schemes, 14 debt schemes, and 6 international funds of funds, it also offers 4 solutions. Most DSP mutual fund schemes have traditionally given inflation-beating returns in all market conditions.DSP AMC's net worth grew to INR 12,258.75 million (31 March 2020) from INR 11,062.92 million in the previous year. The company's income was INR 4,534.32 in the financial year 2019-20. Important Information About DSP Mutual Fund Fund NameDSP Mutual FundSetup Date16th December 1996Date of Incorporation13th May 1996Name of SponsorsDSP ADIKO Holdings Pvt. Ltd. and DSP HMK Holdings Pvt. Ltd. Trustee Company NameDSP Trustee Private LimitedNon-Executive ChairmanMr Hemendra KothariDirector, Sales and Marketing Ms Aditi Kothari DesaiIndependent DirectorsMr Dhananjay Mungale Mr S Ramadorai Mr S.S. Mundra Mr Uday KhannaPresidentMr Kalpen ParekhChief Operating OfficerMr Ramamoorthy RajagopalCompliance OfficerMr Pritesh MajmudarRegistered Address of the AMCMafatlal Centre, 10th Floor, Nariman Point, Mumbai - 400 021Telephone Number+91 (22) 66578000/ 1800-208-4499 / 1800-200-4499 (Toll free) FAX Number +91 (22) 66578181Websitehttps://www.dspim.com/Emailservice@dspblackrock.comAuditorM/s. Deloitte Haskins & Sells LLP, Mumbai(Firm Registration No. 117366W/W-100018)Registrar and Transfer Agent Computer Age Management Services Ltd. Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002 Phone: 1800-3010-6767 / 1800-419-7676 Fax: 044-30407101 Email: enq_h@camsonline.com Website: www.camsonline.com Ten Top-Performing DSP Mutual Fund Schemes  DSP mutual fund's portfolio comprises high-quality stocks and debt instruments that promise to deliver inflation-beating returns to its investors. The following are the top-10 DSP mutual fund schemes that have delivered strong returns and are the ones with the most AuM (Asset Under Management). 1. DSP World Mining Fund (Category - Equity: International) The DSP World Mining Fund invests in foreign companies' shares. This open-ended fund has a NAV of 15.0711 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Equity: International' category. The fund was launched on 29th December 2009 and has given trailing returns of 86.29% in one year (as on 16th April, 2021). The fund considers the Euromoney Global Mining Constrained Weights Net Total Return Index as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit LoadNilReturn Since Inception (29th December 2009):3.50% (as on 19th April, 2021)AssetsINR 113 Crore (as on 31st March, 2021)Expense Ratio2.18% (as on 28th February, 2021) 2. DSP Natural Resources and New Energy Fund (Category - Equity: Thematic -Energy) The DSP Natural Resources and New Energy Fund invests in prominent energy and natural resources companies. This open-ended fund has a NAV of 44.7100 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Equity: Thematic - Energy' category. The fund was launched on 25th April 2008 and has given trailing returns of 93.54% in one year (as on 16th April, 2021). The fund considers the MSCI World Energy 10/40 Net TRI, S&P BSE Oil & Gas TRI, S&P BSE Metal TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit LoadNilReturn Since Inception (25th April 2008):12.32% (as on 19th April, 2021)AssetsINR 514 Crore (as on 31st March, 2021)Expense Ratio2.51% (as on 28th February, 2021) 3. DSP Healthcare Fund (Category - Equity: Sectoral-Pharma) The DSP Healthcare Fund invests in prominent healthcare and pharmaceutical companies. This open-ended fund has a NAV of 20.4680 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Equity: Sectoral - Pharma' category. The fund was launched on 30th November 2018 and has given trailing returns of 66.19% in one year (as on 19th April, 2021). The fund considers the S&P BSE Healthcare TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 364 daysReturn Since Inception (30th November 2018):35.01% (as on 19th April, 2021)AssetsINR 1,110 Crore (as on 31st March, 2021)Expense Ratio2.25% (as on 28th February, 2021) 4. DSP Small Cap Fund (Category - Equity: Small Cap) The DSP Small Cap Fund invests in the shares of companies that have tremendous growth potential. This open-ended fund has a NAV of 78.9260 (Regular Growth) (as on 19th April, 2021), and is one of the best-performing funds in the 'Equity: Small Cap' category. The fund was launched on 14th June 2007 and has given trailing returns of 83.40% in one year (as on 19th April, 2021). The fund considers the S&P BSE Small Cap TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit LoadNilReturn Since Inception (14th June 2007):16.08% (as on 19th April, 2021)AssetsINR 6,455 Crore (as on 31st March, 2021)Expense Ratio1.92% (as on 31st March, 2021) 5. DSP Equal Nifty 50 Fund (Category - Equity: Large Cap) The DSP Equal Nifty 50 Fund invests in high-quality companies with a large market capitalisation. This open-ended fund has a NAV of 12.5777 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Equity: Large Cap' category. The fund was launched on 23rd October 2017 and has given trailing returns of 66.67% in one year (as on 19th April, 2021). The fund considers the NIFTY 50 Equal Weight TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit LoadNilReturn Since Inception (23rd October 2017):6.79% (as on 19th April, 2021)AssetsINR 145 Crore (as on 31st March, 2021)Expense Ratio0.79% (as on 28th February, 2021) 6. DSP T.I.G.E.R. Fund (Category - Equity: Sectoral - Infrastructure)  The DSP T.I.G.E.R. Fund invests in top-class companies that will benefit from India's infrastructural growth. This open-ended fund has a NAV of 107.3040 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Equity: Sectoral - Infrastructure' category. The fund was launched on 11th June 2004 and has given trailing returns of 58.02% in one year (as on 19th April, 2021). The fund considers the S&P BSE 100 TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 364 daysReturn Since Inception (11th June 2004):15.11% (as on 19th April, 2021)AssetsINR 981 Crore (as on 31st March, 2021)Expense Ratio2.38% (as on 28th February, 2021) 7. DSP Equity Opportunities Fund (Category - Equity: Large & Mid Cap) The DSP Equity Opportunities Fund invests in top-class large and mid-sized companies that have a consistent track record of profit-making. This open-ended fund has a NAV of 288.9890 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Equity: Large & Mid Cap' category. The fund was launched on 16th May 2000 and has given trailing returns of 55.78% in one year (as on 19th April, 2021). The fund considers the NIFTY Large Midcap 250 TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 364 daysReturn Since Inception (16th May 2000):17.43% (as on 19th April, 2021)AssetsINR 5,747 Crore (as on 31st March, 2021)Expense Ratio1.91% (as on 28th February, 2021) 8. DSP Flexi Cap Fund (Category - Equity: Flexi Cap) The open-ended DSP Flexi Cap Fund has a NAV of 47.2660 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Equity: Flexi Cap' category. The fund was launched on 29th April 1997 and has given trailing returns of 52.10% in one year (as on 19th April, 2021). The fund considers the NIFTY 500 TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 364 daysReturn Since Inception (29th April 1997):19.29% (as on 19th April, 2021)AssetsINR 4,983 Crore (as on 31st March, 2021)Expense Ratio1.96% (as on 31st March, 2021) 9. DSP Equity & Bond Fund (Category - Hybrid: Aggressive Hybrid) The DSP Equity & Bond Fund invests in value-oriented large, mid-sized, and small companies that have a consistent track record of profit-making. This open-ended fund has a NAV of 198.9500 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Hybrid: Aggressive Hybrid category. The fund was launched on 27th May 1999 and has given trailing returns of 39.91% in one year (as on 19th April, 2021). The fund considers the CRISIL Hybrid 35+65 Aggressive TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 364 daysReturn Since Inception (27th May 1999):14.62% (as on 19th April, 2021)AssetsINR 6,396 Crore (as on 31st March, 2021)Expense Ratio1.89% (as on 28th February, 2021) 10. DSP Dynamic Asset Allocation Fund (Category - Hybrid: Dynamic Asset Allocation) The DSP Dynamic Asset Allocation Fund invests in debt instruments, including bonds, non-convertible debentures, debentures, GOI securities, mutual funds, and treasury bills. This open-ended fund has a NAV of 18.3880 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Hybrid: Dynamic Asset Allocation' category. The fund was launched on 6th February 2014 and has given trailing returns of 21.44% in one year (as on 19th April, 2021). The fund considers the CRISIL Hybrid 35+65 Aggressive TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 364 daysReturn Since Inception (6th February 2014):38.82% (as on 19th April, 2021)AssetsINR 3,205 Crore (as on 31st March, 2021)Expense Ratio1.99% (as on 28th February, 2021) How Can You Invest in DSP Mutual Fund Via EduFund? EduFund simplifies the process of investing in DSP Mutual Fund. You need to follow six steps to invest in DSP mutual fund.  Step 1 - Download the App and Create an Account: Open Google Play Store or Apple App Store. Create an account by entering your name, address, mobile number, email address, and other details. Step 2 -  Choose the Scheme: Browse the list of DSP mutual fund schemes and select a scheme. You can invest a lump sum in the growth or dividend option. Alternatively, you can choose a Systematic Investment Plan (SIP) with a minimum amount of INR 500. EduFund's recommendation engine automatically suggests the right scheme for achieving your financial objectives. Step 3 - Manage Your Transaction(s): The EduFund app is your all-in-one source for getting all information related to your account. You can invest in new schemes, withdraw your money, download the account statement, switch your investment from one fund to other fund(s), or compare funds. Step 4 - Discuss With a Counsellor: Sometimes, it may become difficult to align your financial investments with life goals. EduFund's expert counsellors can help you find the most suitable fund for your needs. EduFund secures all transactions with top-class authentication and encryption features to make sure your financial transactions are as safe as banks. Seven Best Performing Fund Managers at DSP Mutual Fund The fund manager plays a crucial role in determining the growth of your capital. Their knowledge about the market and the timing of entry and exit from a financial instrument affect the returns. The following are the seven best fund managers at DSP AMC. 1. Aayush Ganeriwala Aayush Ganeriwala is an experienced and qualified fund manager at DSP AMC. He joined DSP Investment Managers in June 2019. He has many qualifications, which include B.Com (H) from St. Xavier’s College, Kolkata, CS (ICSI), CA (ICAI), CFA (USA), PGDM (IIM-L), and FRM (GARP). Mr Ganeriwala primary area of interest in Oil, Gas, and Metals. The mutual fund schemes managed by him include DSP A.C.E. Fund (Analyst’s Conviction Equalized) – Series 2, DSP Arbitrage Fund, and DSP Natural Resources and New Energy Fund. 2. Abhishek Ghosh Mr Abhishek Ghosh is an experienced fund manager. He joined DSP Investment Managers as Assistant Vice President (Equities) in September 2018. His educational qualifications include an MBA (Finance) and BE (Electronics). His fourteen years' work experience took him through renowned financial institutions like IDFC Securities, Motilal Oswal, BNP Paribas, B&K Securities,  and Edelweiss Financial Services. Mr Ghosh manages funds like DSP Dynamic Asset Allocation Fund, DSP Equity & Bond Fund, and DSP Equity Fund. 3. Anil Ghelani Mr Anil Ghelani, CFA Charter Holder, CA (ICAI), and B.Com (University of Mumbai) is the Head of Passive Investments & Products at DSP Investment Managers. He joined the company in 2003. Since May 2019, he has also been working as a fund manager. He has extensive experience in managing a portfolio. In his capacity as the Business Head & Chief Investment Officer at DSP Pension Fund Managers, he introduced several innovative techniques to maximise the company's profits. Before joining DSP AMC, he worked at IL&FS Asset Management Company and S.R. Batliboi. Besides DSP, Mr Ghelani also serves the CFA Society India as the Director and Vice-Chairman. He manages various DSP mutual fund schemes like DSP Quant Fund, DSP Equal Nifty 50 Fund, DSP Nifty 50 Index Fund, DSP Nifty Next 50 Index Fund, and DSP Liquid ETF. 4. Atul Bhole Mr Atul Bhole has been associated with DSP Mutual Fund since May 2016. He joined as the Vice President (Investments). He has worked with various reputed financial organisations like Tata Asset Management Ltd., JP Morgan Services (India) Pvt. Ltd., and State Bank of India. During his stint with Tata Asset Management Ltd., he managed several funds like Tata Midcap Growth Fund, Tata Balanced Fund, and Tata Equity P/E Fund. Mr Bhole did his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies. He has also successfully cleared the Chartered Accountancy examination. The funds managed by Mr Atul Bhole includes DSP Dynamic Asset Allocation Fund, DSP Equity Fund, and DSP Equity & Bond Fund. 5. Charanjit Singh Mr Charanjit Singh has an MBA in Finance and B.Tech in Electronics and Communication Engineering. He joined DSP as the Asst. Vice President(Equity) in September 2018. Before joining DSP AMC, he worked with renowned financial institutions like Axis Capital, B&K Securities, BNP Paribas Securities, IDC Corp, Thomas Weisel Partners, HSBC, and Frost & Sullivan.  Mr Singh manages funds like DSP Equity Opportunities Fund, DSP Tax Saver Fund, and DSP India T.I.G.E.R. Fund (The Infrastructure Growth and Economic Reforms Fund). 6. Diipesh Shah Mr Diipesh Shah joined DSP Investment Managers as Vice President (ETF & Passive Investments). He manages the portfolio for equity and fixed income ETFs. He also manages Index funds. Mr Shah works actively towards increasing DSP mutual fund's clout in the passive investments space. He has worked in this sector for over 19 years and has experience in Cash & Derivatives Sales Trading, Equity Research, Buy-Side Trading, and Fixed Income risk management.  Before joining DSP mutual fund, he worked with Centrum Broking, JM Financial, ICICI Securities, IIFL Capital Pte Ltd Singapore, and IDFC Securities. Mr Shah manages funds like DSP Quant Fund, DSP Equal Nifty 50 Fund, DSP Nifty 50 Index Fund, and DSP Liquid ETF. 7. Jay Kothari Mr Jay Kothari joined DSP Investment Managers in May 2005. He is currently engaged as the Senior Vice President & Product Strategist. Before joining DSP AMC, he worked with Standard Chartered Bank. He has completed BMS in Finance and International Finance from and MBA (Finance) from the University of Mumbai. Mr Kothari looks after the overseas investments division of DSP AMC. He actively manages funds like DSP Small Cap Fund, DSP Focus Fund, DSP Natural Resources and New Energy Fund, DSP World Gold Fund, and DSP World Energy Fund.  Why Should You Invest in DSP Mutual Fund? DSP mutual fund is one of the fastest-growing mutual fund houses in India. The fund house has funds across various sectors. DSP mutual fund's managers have significant experience in portfolio management and income-generation. DSP Investment Managers has branches all over India. Alternatively, you can download the EduFund app and invest directly. Select EduFund For Investing in DSP Mutual Fund EduFund simplifies investing in DSP Mutual Fund. EduFund's top-class fund tracker picks out the best funds suiting your requirements. In case you need more help, EduFund's experienced counsellors are there to discover your needs and find the best funds. You can start a SIP with a lowly INR 500 or invest a minimum lump sum amount of INR 5,000.  EduFund's scientific fund's tracker scans more the one lakh data points and over 400 financial scenarios to pick out the best DSP mutual fund schemes for you. You can use several free tools, such as College Savings Calculator or SIP calculator, to figure your needs. Moreover, you can select the best funds without requiring any technical knowledge of the capital market.  EduFund uses top-class security parameters, such as 128-SSL, to safeguard your transaction and investments. Download the EduFund app and start saving for your child's higher education.

The Nippon India Mutual Fund was incorporated as the Reliance Mutual Fund in 1995. It is one of the most prominent mutual funds in the country both by age and by the assets under the management of the mutual fund. The mutual fund has been known as the Nippon India Mutual Fund since 2019. The Nippon India Mutual Fund has some of the fastest-growing schemes in India. The total value of the assets under management of the Nippon Indian Mutual Fund is Rs. 2.17 lakh crore as of 1 March 2021. It contains a wide variety of mutual fund schemes that allow its investors to invest in a truly diversified portfolio. The Nippon India Mutual Fund offers debt funds, equity funds, gold funds, and liquid funds. Several of these funds are of the balanced and tax saver kind as well.  Nippon India Mutual Fund is sponsored by Nippon Life Insurance Company Ltd. Nippon Life Insurance Company is the foremost life insurance company in Japan. It offers individual and group life insurance as well as annuity policies. Its headquarters are in Japan, but it also operates in Europe, Nother America, and Oceania. It has more than 70 thousand employees and assets worth more than 70 billion yen. The Nippon India Mutual Find has over 350 schemes, which include 52 equity, 266 debt, and 40 balanced funds. Sundeep Sikka is the CEO of the company, and it has six trustees. Manish Gunwani is the Chief Investment Officer for the debt funds, while Amit Tripathi holds the same post for equity funds. Important information Name of the AMCNippon India Mutual Fund (Formerly Reliance Mutual Fund)Incorporation Date30 June 1995Sponsors Nippon Life Insurance Company (NLI)TrusteeNippon Life India Trustee Limited (Formerly known as ​​​​​​​​​​Reliance Capital Trustee Co. Limited) (NLIT)Trustees' NamesNilesh S. Vikamsey Kohei Sano Rajiv A.N. Shanbhag Vijay Kumar Chopra Upendra JoshiMD/CEOSundeep SikkaCIOManish Gunwani Amit TripathiAAUMRs. 213033.15 Cr as of 1 March 2021 Best Reliance mutual fund schemes There are several Reliance Mutual Fund Schemes that feature among the top schemes available to investors in the market. Let us look at the top ten among these schemes. 1. Nippon India Growth Fund Direct The Nippon India Growth Fund has been among the most successful funds in the Indian market over the past few years. It has a CRISIL rating of 3, and investors have realized returns of over 38% in the past year and almost 19% in the last five years, as of 1 March 2021. Minimum InvestmentINR 100Minimum Additional Investment INR 100Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit Load1% for redemption within 30 days; Nil for redemption after 30 daysReturn Since Inception:15.39%AssetsINR 9031 CroreExpense Ratio1.22%*All values as of 1 March 2021 2. Nippon India Gilt Securities Fund Direct The Nippon India Gilt Securities Fund is rated 4 by CRISIL and is among the best-performing debt funds in the market. It has an AUM of 1525 Crore as of 1 March 2021 and has 6.62% over the last year and nearly 11% over the last five years. Minimum InvestmentINR 5000Minimum Additional Investment INR 1000Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit Load0.25% for redemption within 7 days; Nil for redemption after 7 daysReturn Since Inception:10.44%AssetsINR 1525 CroreExpense Ratio0.61%*All values as of 1 March 2021 3. Nippon India Value Fund Direct The Nippon India Value Fund is an equity fund that has an AUM of 3517 Crore as of 1 March 2021. It carries a CRISIL rating of 3 and has returned more than 17.25% in the last five years. Minimum InvestmentINR 500Minimum Additional Investment INR 500Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit Load1% for redemption within 365 days for units more than 10% of investment; Nil for redemption after 365 daysReturn Since Inception:14.03%AssetsINR 3517 CroreExpense Ratio1.41%*All values as of 1 March 2021 4. Nippon India Income Fund Direct The Nippon India Income Fund has been an extremely successful fund, giving it a CRISIL rating of 4. Though it is a comparatively small fund with an AUM of 306 crores, it has returned 9.15% in the last five years as of 1 March 2021, which is significant for a debt fund. Minimum InvestmentINR 5000Minimum Additional Investment INR 1000Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit Load1% for redemption within 15 days; Nil for redemption after 15 daysReturn Since Inception:8.75%AssetsINR 306 CroreExpense Ratio0.58%*All values as of 1 March 2021 5. Nippon India Small Cap Fund Direct The Nippon India Small Cap Fund is a high-performance equity fund that has among the highest returns for any fund in the Indian market. Since its inception, it has returned over 15% and has accumulated an AUM of over 12000 crores as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 1000Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit Load1% for redemption within 30 days; Nil for redemption after 30 daysReturn Since Inception:15.39%AssetsINR 12474 CroreExpense Ratio1.01%*All values as of 1 March 2021 6. Nippon India Banking & PSU Debt Fund Direct The Nippon India Banking & PSU Debt Fund invests exclusively in Banks and Public Sector Undertakings of the Government of India. Despite being a debt fund, it has been able to return nearly 9% in the last five years as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 1000Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit LoadNilReturn Since Inception:8.81%AssetsINR 6636 CroreExpense Ratio0.33%*All values as of 1 March 2021 7. Nippon India Floating Rate Fund Direct The Nippon India Floating Rate Fund is another debt fund that has performed rather well since its inception and has had a constant rate of return of over 8% a year over the last 5 years, as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 1000Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit LoadNilReturn Since Inception:8.68%AssetsINR 13114 CroreExpense Ratio0.24%*All values as of 1 March 2021 8. Nippon India Short-Term Fund Direct The Nippon India Short-Term Fund has an AUM of nearly 8000 Crore as of 1 March 2021. It has had a constant annual rate of return that has been over 8.5% since its inception. Minimum InvestmentINR 500Minimum Additional Investment INR 500Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit LoadNilReturn Since Inception:8.84%AssetsINR 7903 CroreExpense Ratio0.34%*All values as of 1 March 2021 9. Nippon India Money Market Fund Direct The Nippon India Money Market Fund is a debt fund with a CRISIL rating of 4 and an AUM f nearly 7000 crores as of 1 March 2021. Its rate of return has been over 7% annually for nearly all of its existence. Minimum InvestmentINR 500Minimum Additional Investment INR 500Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit LoadNilReturn Since Inception:7.79%AssetsINR 6865 CroreExpense Ratio0.19%*All values as of 1 March 2021 10. Nippon India Vision Fund The Nippon India Vision Fund is a relatively new offering from the Nippon India Mutual Fund and has provided a handsome rate of return of over 12% since its inception as of 1 March 2021. It has an AUM of over 2800 crore. Minimum InvestmentINR 5000Minimum Additional Investment INR 1000Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit Load1% for redemption within 365 days for units more than 10% of investment; Nil for redemption after 365 daysReturn Since Inception:12.09%AssetsINR 2830 CroreExpense Ratio1.58%*All values as of 1 March 2021 How can you invest in Reliance Mutual Fund Via EduFund? You can use EduFund to invest in the Reliance Nippon Mutual Fund and secure your child's education abroad. Here are the steps that will enable you to invest in the Reliance Nippon Mutual Fund through EduFund. Download the EduFund app from the App Store or the Google Play Store. Create an account on EduFund. Enter your goals for your child's education. You can enter details like the country you are targeting, the level of education you want to send your child abroad for, and the specialization you want your child to pursue abroad. You can also enter the rank range of the college you want to send your child to and the kind of city the college should be in. You will get a list of colleges that match the criteria you have input. Alongside this, you will also receive data regarding the tuition fees of such institutes.  Based on your financial goals, you can now invest in the best-performing Reliance Nippon Mutual Fund. Based on past data, you can determine the amount of time it will take you to generate enough funds to secure your child's education. You can use the EduFund app to continuously track your investments. You can pay using several different modes of payment and keep track of the performance of the fund you have invested in. If you are confused regarding where to send your child to study and the financial goals you should set, you can speak with expert education counselors with vast experience in the financials involved in studying abroad. Leading Fund managers at Reliance Mutual Fund For any mutual fund, the person that matters most to the general public is the fund manager. The fund manager has a significant amount of control over decisions associated with the fund and hence determines where the money you invest will be allocated. In many ways, the fund managers are the ultimate authority that decides whether your money will be put to loss-making or profit-making purposes. It is hence important for fund managers to be competent, educated, and experienced. Here are the top fund managers of the Reliance Mutual Fund, who have had the greatest returns over the past months and years or have been entrusted with large volumes of assets due to their great past performance. 1.Samir Rachh Mr. Samir Rachh is one of the most experienced fund managers at Reliance Mutual Fund. He has experience in various different industries and the amount of work that he has done spans over 29 years now. At the same time, he is also among the most prolific managers of the Reliance Mutual Fund and among the most prolific experts in small-cap and mid-cap stocks. Mr. Samir Rachh graduated in commerce from Mumbai University. After this, he spent three years at the Capital Market magazine as its Assistant Editor. Post this stint in journalism, he set up his own research and investment advisory firm known as Avicon Research. Here, he spent another three years as its managing partner. He then spent four years managing funds and research at Hinduja Finance, post which he was with Emkay Global Financial Services Ltd. for four years. At Emkay Global Financial Services Ltd., he was the Head of Institution Research for two years and the Head of PMS for another two years. For more than twelve years now, Mr. Rachh has been working for the Reliance Mutual Fund. Mr. Samir Rachh is the fund manager for three schemes. The AUM for these three schemes is over 10,000 crore as of 1 March 2021. Between 2016 and 2021, the schemes managed by Mr. Rachh delivered a maximum yearly return of 21.4%. He manages the Nippon Small Cap Fund, which has returns of over 30% between 2018 and 2020, and the Nippon Small Cap Direct Fund, which has returns of over 33% at the same time. 2. Anju Chhajer Ms. Anju Chhajer is another one of the fund managers at the Reliance Mutual Fund, who has given really high returns to investors over the past few years. She has more than 20 years of experience as a fund manager, the vast majority of which have been spent at the Reliance Mutual Fund. Ms. Anu Chhajer is a graduate of commerce from the Shib Nath Shastri College in Kolkata. She is also a certified chartered accountant. From 1997 to 2007, she was employed at the National Insurance Co. Ltd. Here, she was the treasury in charge and managed the debt investment portfolio that the company offered. In 2007, Ms. Chhajer joined the Reliance Mutual Fund as a fund manager. She is now a Senior Fund Manager at Reliance Mutual Fund. Ms. Anju Chhajer manages a total of 45 schemes at Reliance Mutual Fund, which include a number of different high-performing funds. She has a total AUM of more than 66,000 crores as of 1 March 2021. Between 2016 and 2021, here highest yearly returns have been 19.58%. She managed the Nippon Liquid Fund - IP, which returned nearly 19% between 2018 and 2021. She also manages the Nippon Liquid Fund - Direct, which has returned 19.2% in the same time and has a total asset value of more than 19,000 crores as of 1 March 2021. 3. Vinay Sharma Mr. Vinay Sharma is another prolific expert and fund manager at Reliance Mutual Fund. He has been here for nearly three years now and has been a fund manager for more than a decade. He primarily manages equity funds for Reliance Mutual Fund. Mr. Vinay Sharma graduated from the Malaviya National Institute of Technology in Jaipur with a Bachelor of Architecture degree. Post his graduation, he gained admission into the Indian Institute of Management Calcutta for a Post Graduate Diploma in Computer-Aided Management. He also gained qualification as a Chartered Financial Analyst from the CFA Institute. Mr. Sharma joined JP Morgan Chase as an Equity Analyst in 2004 and was a part of the Asian Banking Research Team. After working there for two years, he joined AIG Investments as an Equity Analyst. Here he managed over USD 500 million in equity funds through the mutual fund and other offshore Indian funds. He was then a fund manager at ICICI Prudential AMC Ltd. from 2010 to 2018. Here, he managed the FMCG sector fund in addition to other large-cap and mid-cap funds. He joined Reliance Mutual Fund in 2018. Mr. Vinay Sharma manages two schemes at the Reliance Mutual Fund, with a total AUM of more than 6,800 crores as of 1 March 2021. He manages the Nippon India Focused Equity Fund, which gave returns of over 17% in 2020. 4. Manish gunwani Mr. Manish Gunwani is a prolific fund manager and also one of the Chief Investment Officers at Reliance Mutual Fund. He has more than 10 years of experience as a fund manager. Mr. Gunwani earned his Bachelor of Technology in Mechanical Engineering from the Indian Institute of Technology Madras, one of Inai's foremost engineering universities. He then went on to earn a Post Graduate Diploma in Management in Finance from the Indian Institute of Management Calcutta. He joined Prime Securities as an Equity Research Analyst in 1996 and handles equity research on the software, FMCG, and banking industries. He was then an Equity Research Analyst at SSKI, covering the software industry before moving on to set up his own venture, named Vicisoft technologies. ViciSoft Technologies created efficient document management solutions for all scales and levels. In 2010, Mr. Gunwani left Vicisoft Technologies to become a SeniorFund Manager at ICICI Prudential AMC Ltd. He has been the Chief Investment Officer for Equities at Reliance Mutual Fund since 2017. The total AUM of Mr. Manish Gunwani is nearly 12,000 crore as of 1 March 2021, with a maximum annual return of 18.75% between 2016 and 2021. He manages 7 schemes, including the Nippon Growth Fund - Direct, which has returned 45.2% between 2018 and 2021. He also managed the Nippon Balanced Advantage Fund - Direct, which has returned 34% in this time. 5. Sailesh Raj Bhan Mr. Saliesh Raj Bhan is one of the most experienced fund managers at Reliance Mutual Fund. The funds managed by him have had great returns in the past years and continue to do so in both the short term and the long term. Mr. Sailesh Raj Bhan has managed a wide variety of funds over the course of his career. He currently manages the Nippon Pharma Fund, which is the largest Indian Pharma Fund. He has been managing this fund since its inception in 2004. He also manages the Nippon Multi-Cap Fund, which has assets of more than 6,000 crores as of 1 March 2021 and has returned over 27% CAGR between 2018 and 2021. Additionally, he is the manager of the Nippon Consumption Fund, which has returned nearly 40% CAGR in this time. The AUM of Mr. Sailesh Raj Bhan is more than 22,000 crore as of 1 March 2021, and he manages a total of 9 schemes. He is also the Deputy Chief Information Officer for Equity at the Reliance Mutual Fund. Why should you invest in Reliance Mutual Fund? The Reliance Mutual Fund is one of the most robust mutual funds of the Indian market. Over the past few years, some of the highest-performing schemes among Indian mutual funds belong to the Reliance Mutual Fund. If you are looking to invest for the long term, Reliance Mutual Fund can be a great option. The Reliance Mutual Fund has always been owned by really strong and stable companies. Before becoming the Nippon India  Mutual Fund, it was the Reliance Mutual Fund owned by Reliance Capital Limited. Reliance Capital was one of the largest financial services holding companies in India, and Reliance Capital Asset Management was the AMC managing the mutual fund. The mutual fund was then jointly owned by Nippon Life Insurance and Reliance Capital, which had a total share of 75% in the company. Nippon Life Insurance bought out the share of Reliance in 2019. A majority stake is now owned by Nippon Life Insurance, which is one of the largest insurance providers in the world. The stability of the companies managing the fund is a dictator of how the fund will do, and the Reliance Mutual Fund gets the top rating in that regard. The Reliance Mutual Fund also warrants investment due to the large variety of financial options it provides for you to invest in. While most mutual funds will only provide you with general debt, equity, and balanced option among schemes, the Reliance Mutual Fund allows you to invest in a gold savings fund and retirement schemes, among others.  The above components make the Reliance Mutual Fund ideal if you want to invest money in your child's education. Mutual funds are the ideal instrument to secure the future of your child. If you have already determined that you want to send your child abroad for studying, you can never be too early in your endeavor to save up for the huge costs that can be involved in ensuring the best education available globally for your child. This becomes all the more important if you want all of your kids to settle abroad. The experience of the mutual fund advisors that the Reliance Mutual Fund will offer you will ensure that you are provided with the soundest financial advice for your goals. With a Reliance Mutual Fund office always located in a city near you, you can simply walk in and choose the type of funds you want to invest in. You can share your financial goals with the advisors of the Reliance Mutual Fund, and based on past performance and future outlook, you will be offered a list of mutual funds that have just the right proportion of risk and reward to suit your needs. Select EduFund For Investing in Nippon India Mutual Fund EduFund provides you with a wide list of options for investment to fulfill your child's educational dreams. It also provides you access to experienced financial counselors that are experts in ensuring that you can make enough to afford the tuition fee for studies abroad. It helps you develop a research-based financial plan customized entirely per your needs and requirements. Furthermore, it provides you access to a number of free tools and calculators that enable you to calculate the cost of education and funding. 

SBI Mutual Fund was set up on June 29, 1987, and was incorporated on February 7, 1992. It is the first non-UTI Mutual Fund - a joint venture between the largest bank of India - State Bank of India and the leading global asset management company in France – AMUNDI. The SBI Mutual Fund Trustee Company Private Limited that regulates the SBI Mutual Fund was set up as a trust under the Trust Act of 1882.   SBI Mutual Fund (SBIMF) offers various solution-oriented financial goals in the form of child education, planning of retirement, etc. Besides long-term investments, SBIMF caters to a myriad of other investment criteria like ETFs, equity schemes, Index Funds, hybrid plans, debt plans, and much more. SBI AMC became the biggest AMC AUM wise in January from the 3rd position. As of July 2020,  SBI mutual fund house manages average assets worth Rs. 3,64,916 crores. The biggest and the best equity schemes of SBI Mutual Fund are SBI ETF Nifty 50 (with assets worth Rs. 67,765 crores) and SBI ETF Sensex ((with assets worth Rs. 26,642 crores). The third biggest fund of the AMC is SBI Bluechip, which is their large-cap fund. The scheme has an AUM of Rs. 20,783 crores as of July 2020. As of 31-Mar-2021, the Corpus under management is Rs. 505373.4637 crores and the number of SBI Mutual Fund schemes is 322. In 20 years of operation, the mutual fund has rewarded its investors beneficially with consistent returns. It has launched 38 schemes and successfully redeemed 15 of them. A total of over 5.8 million investors have invested their faith in the fund and its schemes are consistently outperforming benchmark indices. The Fund manages with over Rs. 42,100 crores of assets reaching out to a vast family of investors through a network of over 130 points of acceptance, 59 investor service desks, 29 investor service centers, and 6 Investor Service Points. SBI Mutual Fund is one of the most revered and trusted AMC - asset management companies, with a consistent track record, in India for the last three decades. Its diligent team of experts and professionals provides the most prudent advice on research, risk management, and stock selection. Important Information About SBI Mutual Fund TrusteeSBI Mutual Fund Trustee Company Private LimitedMD and CEOMrs Anuradha RaoCIOMr Navneet MunotCompliance OfficerMs Vinaya DatarSBIMF Acceptance centers in India222Number of Investors (approx.)5.8 million investorsDeals in Assets worthRs. 373000 croresRecognitionSBIMF is the first to launch a ‘Contra’ fund, called the SBI Contra Fund.SBI Mutual Fund is the first in India to launch an Environment, Social, and Governance - ESG Fund that acts as a sustainable investment.        In 2015, for the first time, the EPF department - Employees’ Provident Fund of India trusted SBIMF Sensex ETFs (Exchange Traded Funds) with Rs. 5,000 Crore.Address9th Floor, Crescenzo, C-38 and 39, G, Block Bandra - Kurla Complex, Mumbai, Maharashtra - 400051.Telephone NumberSBI mutual fund customer care number and SBI mutual fund toll-free number - 1800 209 3333, 1800 425 5425, 91-22-62511600 (from outside India)Email Idcustomer.delight@sbimf.comSMSSBI mutual fund helpline number - 'SBIMF' to 7065611100WhatsApp service of SBIMFThe applicant needs to save the SBI mutual fund WhatsApp number 7208017353 on his contact list and just send a ‘Hi’ to the Distributor from the relevant mobile number that is linked to his Investment number to resolve queries on a real-time basis. Ten Top-Performing SBI Mutual Fund Schemes Some of the best SBI Mutual Fund Schemes are available on EduFund, and after thorough research on the available plans of investment, the applicant can make the right choice of where and how he wants to put his hard-earned capital on. 1. SBI Magnum Mid Cap Fund (Category - Equity - Mid Cap fund) This open-ended fund has a NAV of ₹106.498 (Growth) (as of 23rd April 2021) and is one of the top-performing funds in the 'Equity: Mid Cap category. The fund was launched on 29th March 2005 and has given trailing returns of 30.4% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-1 Years (1%),1 Year and above (NIL).Return Since Inception (29th March 2005):15.9% (as of 23rd April 2021)AssetsINR 4887 Crore (as of 31st March 2021)Expense Ratio2.17% (as on 31st March 2021) 2. SBI Contra Fund (Category - Equity - Contra fund) Its aim is to provide the investors maximum growth opportunity through equity investments in stocks of growth-oriented sectors of the economy.  It is a fund with Moderately High Risk that has a NAV of Rs. 150.287 (Growth) (as of 23rd April 2021), and is one of the top-performing funds in the 'Equity: Contra category. The fund was launched on 6th May 2005 and has given trailing returns of 30.6% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-1 Years (1%),1 Year and above (NIL).Return Since Inception (6th May 2005)14.9% (as of 23rd April 2021)AssetsINR 1856 Crore (as of 31st March 2021)Expense Ratio2.29% (as of 31st March 2021) 3. SBI Technology Opportunities Fund (Erstwhile SBI IT Fund - Equity - Sectoral fund) Its aim is to provide the investors maximum growth opportunity through equity investments in stocks of growth-oriented sectors of the economy. It is a fund with High Risk and is ranked 42 in the Sectoral category that has a NAV of Rs. 108.207 (Growth) (as of 23rd April 2021), and is one of the top-performing funds in the 'Equity: Sectoral category. The fund was launched on 9th Jan 2013 and has given trailing returns of 47.3% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-15 Days (0.5%),15 Days and above (NIL).Return Since Inception (9th Jan 2013)20.6% (as of 23rd April 2021)AssetsINR 595 Crore (as of 31st March 2021)Expense Ratio2.62% (as of 31st March 2021) 4. SBI Magnum COMMA Fund (Category - Equity - Sectoral fund) Its aim is to generate opportunities for growth along with the possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture, and in debt & money market instruments. It is a fund with High Risk and is ranked 9 in the Sectoral category that has a NAV of Rs. 56.2233 (as of 23rd April 2021). The fund was launched on 8th August 2005 and has given trailing returns of 23.9% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-1 Years (1%),1 Year and above (NIL).Return Since Inception (8th August 2005):11.6% (as of 23rd April 2021)AssetsINR 320 Crore (as of 31st March 2021)Expense Ratio2.6% (as of 31st March 2021) 5. SBI Small Cap Fund (Category - Equity – Small Cap fund) The Scheme seeks to generate income and long-term capital appreciation by investing in a diversified portfolio predominantly equity and equity-related securities of small & midcap companies. It is a fund with Moderately High Risk and is ranked 4 in the small-cap category that has a NAV of Rs. 80.1244 (as of 23rd April 2021). The fund was launched on 9th Sep 2009 and has given trailing returns of 33.6% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-1 Years (1%),1 Year and above (NIL).Return Since Inception (9th Sep 2009):19.6% (as of 23rd April 2021)AssetsINR 7570 Crore (as of 31st March 2021)Expense Ratio2.29% (as of 31st March 2021) 6. SBI Large and Midcap Fund (Category - Equity – Large & Mid Cap fund) Its aim is to provide investors long-term capital appreciation/dividend along with the liquidity of an open-ended scheme. It is a fund with Moderately High Risk and is ranked 20 in the large and mid-cap category that has a NAV of Rs. 284.904 (as of 23rd April 2021). The fund was launched on 25th May 2005 and has given trailing returns of 15.8% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-12 Months (1%),12 Months and above (NIL)Return Since Inception (25th May 2005):17% (as of 23rd April 2021)AssetsINR 3629 Crore (as of 31st March 2021)Expense Ratio2.21% (as of 31st March 2021) 7. SBI Bluechip Fund (Category - Equity - Large Cap fund) Its aim is to provide investors with opportunities for long-term growth in capital through active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of the S&P BSE 100 Index. It is a fund with Moderately High Risk and is ranked 9 in the Large Cap category that has a NAV of Rs. 50.5466 (as of 23rd April 2021). The fund was launched on 14th Feb 2006 and has given trailing returns of 16.3% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-1 Years (1%),1 Year and above (NIL)Return Since Inception (14th Feb 2006):11.3% (as of 23rd April 2021)AssetsINR 26838 Crore (as of 31st March 2021)Expense Ratio1.84% (as of 31st March 2021) 8. SBI Banking and Financial Services Fund (Category - Equity - Sectoral fund) The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity-related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. It is a fund with High Risk that has a NAV of Rs. 21.7274 (as of 23rd April 2021). The fund was launched on 26th Feb 2015 and has given trailing returns of 4.8% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-12 Months (1%),12 Months and above (NIL)Return Since Inception (26th Feb 2015):13.4% (as of 23rd April 2021)AssetsINR 2371 Crore (as of 31st March 2021)Expense Ratio2.44% (as of 31st March 2021) 9. SBI Magnum Tax Gain Fund (Category - Equity - ELSS fund) To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits. It is a fund with Moderately High Risk and is ranked 31 in the ELSS Category that has a NAV of Rs. 179.609 (as of 23rd April 2021). The fund was launched on 7th May 2007 and has given trailing returns of 18.9% in one year (as of 2020). Key Information Minimum InvestmentINR 5,00Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit LoadNILReturn Since Inception (7th May 2007):10.4% (as of 23rd April 2021)AssetsINR 9258 Crore (as of 31st March 2021)Expense Ratio2.22% (as of 31st March 2021) 10. SBI Nifty Index Fund (Category – Others - Index fund) The scheme will adopt a passive investment strategy. The scheme will invest in stocks comprising the Nifty 50 Index in the same proportion as in the index with the objective of achieving returns equivalent to the Total Returns Index of the Nifty 50 Index by minimizing the performance difference between the benchmark index and the scheme. The Total Returns Index is an index that reflects the returns on the index from index gain/loss plus dividend payments by the constituent stocks. This open-ended fund has a NAV of ₹122.988 (as of 23rd April 2021) and is ranked 75 in Index Fund Category. It comes with a Moderately High risk. The fund was launched on 17th Jan 2002 and has given trailing returns of 14.6% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-15 Days (0.2%),15 Days and above (NIL).Return Since Inception (17th Jan 2002):11.1% (as of 23rd April 2021)AssetsINR 1032 Crore (as of 31st March 2021)Expense Ratio0.68% (as of 31st March 2021) The Best Performing SBI Tax Saving Mutual Fund SBI Tax Saving Mutual Funds provide dual benefits to its investors – one in the form of capital appreciation through equity investments and the other through income tax savings under section 80C. There is a mandatory lock-in period of three years and has the potential for higher returns. The minimum investment is Rs. 500. These are Multi-cap Equity funds with a diversified portfolio. How can you invest in SBI Mutual Fund via EduFund? It is a simple, convenient, and easy process through EduFund to invest in some of the most profitable SBI Mutual Fund Schemes, which involves a hassle-free process. Let us look at the details of the process: Step 1: The first step is to log in using your SBI mutual fund login Id or your EduFund account. The applicant can also download and install the SBI mutual fund app to start investing. If the applicant does not own an account, he would need to create a username password by registering on to the portal. Step 2: The second step is for the applicant to scan and upload identification documents and proofs like Aadhar Card, PAN Card, Passport, Driving License, Voter ID Card or any other ID that is issued by the Central or State Government. Step 3: Further, the applicant must upload his address proof using any legal document that carries the permanent address of the investor. This proof again could be an Aadhar Card, Passport, Bank statement, rent agreement, Phone or Gas Bill, etc. Step 4: Next, he should identify the duration of investment he is interested in and apply it accordingly on the portal. Step 5: After the tenure, the risk undertaking should be determined, whether the applicant wants to opt for low, medium, or high-risk investment. Step 6: As per the choice and market feedback, he can opt for the best SBI Mutual Fund, which is most suitable to his individual choice and criteria. Step 7: The individual has the option to go for a one-time investment or installment. If he wishes to pay the investment amount in a lump sum, he should select the “Invest One Time” button else can click on the “Start SIP” to enable investment which allows monthly/quarterly/bi-annual or annual payments. EduFund is a renowned portal that is registered with AMFI, BSE, and SEBI with zero fees to sign up. The investment logged in by the individual will reflect in his EduFund account within 3-5 business days. Using the SBI Mutual Fund Calculator  The mutual fund calculator SBI helps you estimate the returns which can be expected from the invested capital. The exact amount cannot be guaranteed, but an estimated amount can be calculated using the SBI mutual fund calculator for both Lumpsum and SBI mutual fund SIP payments and to get an appropriate view of the SBI mutual fund statement. Leading Fund Managers at SBI Mutual Fund  The SBI Mutual Fund Investment team is well-equipped with stalwarts of the Finance Sector who have professional experience, qualifications, and knowledge of investment. Some of the leading Fund Managers at SBI Mutual Fund are: 1. Navneet Munot  Executive Director & Chief Investment Officer Mr Munot was the Chief Investment Officer in 2008 when he joined SBI Fund House. Currently, he is the Executive Director and Chief Investment Officer, taking care of investments of more than USD 54 billion. He is a veteran with experience of working with Giants as the former Chief Investment Officer of Birla Sun Life Mutual Funds and as the Executive Director and the Head of the Multi-Strategy Boutique at Morgan Stanley Investment Management. He has given 25 years to the Finance Sector and is a Chartered Accountant and a Charter Holder of the CAIA and CFA Institute. His expertise lies in various sectors of investment, like fixed income, foreign exchange, and hybrid funds. He is an asset to SBI Mutual Funds 2. Ashwani Bhatia  Deputy Managing Director of the SBI, MD & CEO of SBI Mutual Funds  Mr Bhatia started his career at the entry-level as a Probationary Officer in 1985 with the State Bank of India. Currently, he is the Deputy Managing Director of the SBI, and since July 2018, he is on loan to the SBI Mutual Funds Management Board. He is also the MD and CEO of SBI Mutual Funds. Before Corporate Credit Structures were revamped, he was also the Chief General Manager of SBI and was also appointed as the Chief General Manager of the Small and Medium Enterprises - at the bank for several years. He has spent a lifetime in the field of Banking and has commendable experience in International Banking, retail, and credit and treasury. 3. Anup Upadhyay Head of Research at SBI MF Upadhyay started his career in SBI MF as an Equity Analyst and presently he is the Head of Research at SBI MF and the Fund Manager for Equity Opportunity Fund and SBI IT Fund for the IT Service Industry. He is a pass-out of IIT Kharagpur with an additional Post-Graduation Diploma in Management from IIM Lucknow. He has also been a student of the CFA Institute of the USA, where he is a Charter holder. His expertise lies in the area of Media, Telecom, and Capital Good Stocks too. 4. Nicholas Simon Deputy CEO of SBI Life Insurance and the SBI MF Group since 2015 Mr Simon was deputed from the Amundi Group of France, which holds a significant share in the controlling company. Mr Simon has served as the CAAM for Real Estate and CEO of Real Estate from 2006-2015. He represents the interests of the Amundi Group on the Board. He was the Head of Property at Henderson Real Estate in France from 2003-2005 and before that Mr Simon was the CEO of Generali Real Estate from 1996-2002. He has done his Master of Business Management from the Toulouse School of Business and completed his Post Graduation in Law from the Pantheon-Assas University in Paris. He has a recognized exposure to International Banking and vast experience in controlling inflation, market trends, and beating the competition. 5. S. Srinivas Jain   Head of Equity  With an experience of 25 years in the equity market, Mr Srinivasan joined SBI Mutual Funds as a Fund Manager and later became the Head of equity. He has had exposure in the equity market for as long as 25 years. Mr Jain has worked with SBI for almost 20 years, with an overall experience in Financial services for more than 30 years. He is currently appointed as the Executive Director and Chief Marketing Officer of Strategy and International Business at SBI Mutual Funds. He has a background in Cost Accountancy and holds a degree in Graduation in Commerce from Bangalore University. He has a varied experience of working for leading Financial Companies like Motilal Oswal, Indosuez WI Carr, Principal PNB, Oppenheimer & Co. (Blackstone), and Future Capital Holding, managing the funds of SBI Mutual fund directly under him.  Other well-known Fund Managers at SBI Mutual Fund - Mr Sanjeev Patkar Mr Nicholas Simon Mr Rajeev Radhakrishnan Mr D.P. Singh Mr Rahul Mayor Ms Aparna Nirgude Why Should You Invest in SBI Mutual Fund? To invest Online in SBI Mutual Funds, one can choose EduFund to safely put away his money in SBI mutual fund online, which charges no fees or hidden charges. It further helps investors to explore funds and options, gives them a varied outlook on the risk and tenure associated with each investment, provides all-out solutions for investors and clears misconceptions and doubts regarding a return, risk, and consistency before the individual invests his hard-earned money into it. The Funds option within the portal displays the return percentage and the current NAV. Besides that, before investing, a person can filter options like risk rating, value research, consistency, and size of the fund. He can also opt for investing in a lump sum amount or installments. Select EduFund For Investing in SBI Mutual Fund EduFund makes the process of investing in HDFC mutual funds convenient. EduFund's experienced consultants give you customized solutions for all your financial goals. You can start investing from a lowly INR 5,000 and grow your capital comfortably. With EduFund, you get the following benefits: Customized Research-Based Financial Plan - EduFund’s scientific fund tracker screen over 1 lakh data points and 400 financial scenarios to recommend you the best mutual funds. Customer-Friendly Counsellors Help You Create a Financial Plan - EduFund's counselors are trained to handle all kinds of queries from customers. They spend as much time with you as you need and resolve all your issues to help you create a robust financial plan. Invest Less, Earn More - Not only the best Indian mutual funds, EduFund offers you the facility to invest in US Dollar ETFs and international mutual funds. 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Your dorm room is your home away from home. It is also the first space you get that is entirely your own, away from parents and family. When you study abroad, your dorm room gives you both safety and independence. But dorms can also be pretty cold and dull in their sameness and minimalism. The furniture is usually sparse and utilitarian and space is constrained. This can make your room feel alienating and depressing - if you are wondering how to decorate your dorm room on a budget. So how do you primp up your dorm room on a college student’s budget? Well, lucky for you, we have some smart ways to glam up your room! Image by Marcus Loke on Unsplash How to Decorate Your Dorm Room on a Budget Here is how you can easily amp up your dorm room and can it Insta-worthy- Explore Second-Hand Goods Marketplaces in your neighbourhood Try DIY and crafting Invest in good linens Bring a touch of your old home to the new one Go green and buy houseplants 1. Check Second Hand Goods Marketplaces The first thing you should do when looking for items to decorate your dorm room is check for second-hand goods. You can usually find these online on sites like eBay. You can also visit a nearby flea market or thrift store for cheap, second-hand decor items. Additionally, living on a college campus means you will always find graduating students who are moving out and selling their possessions. Keep an eye out on social media pages and online groups and forums associated with your college for such advertisements.  Second hand goods are a good place to start for decor. They are cheap and usually not fancy enough for you to form an attachment. Remember that as a college student, especially when you study abroad, you will be moving around a lot. You may change dorm rooms several times, you may also move out of student housing altogether. Therefore, it does not make sense to buy expensive or delicate items that can get lost or break during moves. 2. Start Crafting! If you have an artistic flair, there has been no better time to use it. Hand crafted decor pieces not only make your room come to life, they give it a cozy, homey feel. Hand made pieces also give a unique and personalised touch to your room that mass produced, manufactured decor lacks.  Image by Ben Ashby on Unsplash Crafting items for your room can also be a fun project that you can use as a bonding exercise. It can help you have some fun and connect with your new roommates and friends. You can also undertake some crafting projects at home before you come to college and have some bonding time with family and friends. You studying abroad can be hard on your family and friends back home. This can give you some time to connect with them before you leave. Your hand crafted decor does not have to be too fancy or complicated. Upcycle common items like glass bottles and gift boxes into vases, lamps or storage boxes. You can easily find DIY decor tutorials on YouTube and Pinterest. Making decor using upcycled items is not only cost-effective, but it is also eco friendly and sustainable. 3. Bring a Touch of Home If you study abroad, you may want to bring a touch of home with you to your college dorm. This can be as simple as photographs, polaroids and postcards from back home. You can also ask your parents to help you pick out some items from in and around your home that you may have some special connection with. Image by Vladyslav Dukhin on Pexels Studying abroad can become quite lonely and alienating at times. You find yourself in a foreign country with an entirely different culture, entirely different people, lifestyles, etc. Nothing is the same and it can be difficult fitting in at first. Having items, photographs and other memories from back home can help temper the culture shock a little. These items can help ground you and make you feel less lonely and disconnected. Having a connection to home is always a reassuring thing when you study abroad. 4. Invest in Bed Linens Dorm rooms are often quite tiny. There isn’t a lot of space for too many decor items or knick knacks. Usually, your bed is the largest and most significant piece of furniture in your room. It makes sense then, that you should focus primarily on the one item that takes up the most space in your room.  Invest in bed linen that is both attractive as well as practical. Being able to get a good night’s sleep is very important for a college student on tight stressful schedules. Your bed will inevitably become not only your sleeping space but also your chilling out space and, sometimes even your workspace. So, getting comfortable and pretty bed linens and throw-pillows not only helps you feel more comfortable, it makes you feel better. 5. Get Houseplants Houseplants are a great, cost-effective way of adding freshness and greenery to your room. You don’t need to buy a lot of houseplants or planters at once. You can always buy a few easy to take care of plants initially and propagate new ones from them once they have grown a bit. Image by Prudence Earl on Unsplash Houseplants are not just decor items, they are also useful in teaching you a sense of responsibility. A plant is a living, breathing organism that needs care and attention to thrive. Taking care of a plant involves being constantly aware of its every need. You need to make sure it is getting enough sunlight to grow but not burn. You also need to make sure you are watering it properly and adding fertilisers and nutrients in the soil when necessary.  When you go to study abroad, you start learning how to take care of yourself, doing your own chores, errands and budgeting. Getting a plant can teach you how to be responsible and take care of someone other than yourself.  Houseplants are a wonderfully fresh addition to your room, providing both green beauty and fresh oxygen. They also help you become a better, more responsible human being. Key Takeaway Moving into your first dorm room is an exciting time. You have a whole new canvas and a whole new space to make your own. There is no reason to not take full advantage of this opportunity to unleash your creative power. Decorating your new dorm room lets you express your individuality and taste which can be a thrilling new experience for a young adult.  There is no reason, however, for this experience to be a solitary one. In fact, you should make every effort possible to turn this into an opportunity for bonding and creating memories with friends - new and old. This not only makes decorating your room a more fulfilling venture, but it also helps you build connections that make studying abroad worth it!

It is scary graduating from school. You have to make major decisions regarding your career and education that you may not entirely be ready for. Maybe, you are scared, unsure, hesitant. That’s alright. It’s normal for you to be scared when making such major decisions. After all, there are so many things to be decided. Is studying abroad worth it or should you stick to India? Self-financing, scholarships or education loans? Besides, what do you want to do anyway? You don’t have to have these answers all at once. In fact, a gap year is exactly what you need to find these answers. A gap year can give you the time and insight you need to make the right decisions for your career and for yourself. But how do you spend a gap year? Gap Year Explore Getting to Know Yourself The most important thing to do in a gap year is to get to know yourself. What kind of a person are you? What kind of a person do you want to be? What kind of a career do you want? These are questions you may not know the answers to while you are still fresh out of school. Going straight from school to college can be emotionally taxing and cause burnout. It doesn’t give you the space to find out what you really want to do. This is where a gap year can be life-changing. You don’t get dumped from one rat race to the next. Instead, you can take the time to figure out what you want to do. Your parents could be pressuring you to go for a safe field like engineering. But do you have something else in mind? Perhaps you want to go for something less traditional? A gap year gives you the time to figure these things out. It gives you time to come up with an education plan or a career plan for yourself.  Travel Gap year Travel and Explore the World Travel can change you. It is very likely that up until now you have been a very sheltered child and have never ventured outside your parents’ supervision. Well, you are an adult now, and you should go out and experience the world.  Travelling during your gap year will help you grow and mature as a person. Coming out of school, most people are still children. They have never lived on their own or outside their parents’ care. They haven’t learnt how to take care of themselves or deal with people on their own. Travelling helps you meet new people and learn new perspectives. But more than that, travelling teaches you how to plan and organise, how to budget, how to save money, whom to trust and how to think on the fly to overcome a sticky situation. These are all important real-world life skills that are required by an adult. Travel helps you learn how to become a well-rounded adult. Learn a Language or Skill Schools often put an emphasis on just academics. Good academics are necessary for cracking entrance exams and putting forward a shining CV for foreign universities if you are planning to study abroad. However, academics should not be your only skill. If you have not been able to focus on any extracurricular activity or skill outside of your studies, your gap year may be the perfect opportunity for you. You could enrol yourself for a music or dance class, or learn a more practical skill like automobile repair. Gap years can give you the time you always wanted but never had to learn a new skill or language. You could even take beginner level online courses in programming languages, data science, artificial intelligence and other such courses. These courses teach you extra skills and pad your CV. They could also introduce you to disciplines and concepts that you can dabble in, before deciding to pursue them seriously in college.  Learning a language is even more advantageous if you have hopes of studying abroad. It can help you mix in and make friends more easily when you move abroad to study in your dream college or university. Even if you have no plans of studying abroad, having command over foreign languages can help beef up your CV and improve your chances of landing a particular job or university. Gap year internship Take up an Internship You can also garner some work experience during your gap year by taking up an internship. Internships offer practical work experience that schools and colleges are often unable to give their students. The world of academics is often very different from the practical world of the job market. Employers want practical, employable skills that schools often do not teach. This is why an internship can be an invaluable experience for you during your gap year. You can use sites like Internshala to look for internship opportunities in fields that you are interested in. For example, if you are interested in media, you could look for a media house that is looking to hire some interns. By doing this, you learn first-hand the kind of work and responsibilities you can expect while working for a media house before you even start college.  You could also talk to the people at your place of internship to find out what kind of degrees, courses and career paths you can take. An internship is a treasure trove of knowledge, experience, and potentially beneficial professional relationships. Talking Talk to People This is perhaps the simplest yet most important thing you can do during your gap year. You should talk to people and get some advice, counselling and guidance for your career. You need not approach a professional education and career counselling service for this, you can simply talk to the people around you. You should talk to your parents and seniors about your career and education. You should also talk to them about their careers and the steps they took to get where they are. Ask them about what they did right and the mistakes they made, or what they would do differently given the chance. You can learn from their experiences. You should also contact the alumni of universities you want to apply to as well as the universities themselves. Ask them about the admission process, about the student life, and about career prospects. Also, ask them about funding and how students usually go about fundraising for education in these universities. If you want, you can also take the time to see a professional education counsellor.  Talking to people helps you make better decisions about yourself and your career.  A gap year is not really a gap, in fact, it is filled with important lessons and adventures. Good luck to you as you embark on your gap year adventure!