Ensure your family's financial security with term insurance
Why buy term insurance?
High coverage at low premiums
Tax benefits under 80C & 80D
Lumpsum payouts for critical illness
Payout options tailored to your needs
Safeguard your family’s future with top insurance providers
Steps to buy your term insurance
Fill the application form
Receive comparative quotes
Finalize insurance provider
Policy issued
Not sure about the right premium to keep your family protected?
Frequently Asked Questions
Why is term plan important?
Term plans give financial protection to your family at the most affordable rates. You can get a large amount of life cover (i.e. sum assured) at a relatively low premium rate. The benefit amount is paid out to the nominee in case of death of the person insured/ bread earner of the family.
How do personal habits like smoking etc. matter while choosing a term insurance plan?
The premium terms generally vary from a smoker to a non-smoker and these terms are generally higher for a smoker as she/he comes in a high-risk category.
Can the premiums change after a period of time?
This depends on several factors like addition of riders or declaration of habits like smoking, drinking etc. or the declaration pertaining to a hazardous employment nature etc.
Is the death of the insured person considered if she/he dies outside Indian Territory?
Yes. Term insurance, once in effect, entitles the nominee(s) of the person even if she/he has died outside India.
Can multiple claims be entertained?
More than one claim from different insurers can be considered, as long as these claims and their specific nature were reported when the policy was purchased.
