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Indian Students Abroad: Facing the Cost Crunch But There's Hope! 

Indian Students Abroad: Facing the Cost Crunch But There's Hope! 

The foreign education landscape has changed over the years. The costs are higher, the demand for foreign degrees has multiplied, and the need for financial budgeting and transparency over expenses has become essential. What are some difficulties Indian students are currently facing abroad (in terms of job security, cost of living, residency etc)? Which countries are witnessing the most upheaval?  Indian students abroad are encountering challenges, particularly concerning the cost of living across various countries. Analyzing data reveals distinct trends and difficulties faced by Indian expatriates and students in terms of job security, cost of living, and overall residency conditions.  For the third consecutive year, the United States reported a big increase in the number of Indian students opting for higher education in the country.   The Open Doors Report (ODR) revealed a 35% surge in the influx of international students from India to the United States, resulting in an all-time high enrolment of 2,68,923 students in the academic year 2022-23. Indian students now constitute over 25% of the one million-plus foreign students enrolled in US institutions.   India surpassed China as the leading source of international graduate students in the United States for the first time since 2009/10. The number of Indian graduate students has surged by an impressive 63%, reaching 165,936 students—an increase of nearly 64,000 students compared to the previous year. Additionally, the count of Indian undergraduate students has risen by 16%.   However, in recent times, some social media posts from Indians based in the US are seen discouraging people from going there. Some of the key reasons for their concern are – slowdown in job market (the unemployment rate remains near historic lows, but the number of jobless in America has been rising steadily over the past year — and is now close to triggering a classic recession indicator.   The three-month moving average of the unemployment rate has risen 30 basis points above its 12-month low. That's 20 basis points away from triggering the Sahm rule, a highly accurate indicator that the economy is in the early stages of a recession). Steep rise in tuition fees and living cost, low wages and H1-B lottery uncertainties add to the increase in cost of living for the average Indian student.  In recent times, Australia has been struggling with a very high cost of living. Employee households recording one of the largest quarterly rises in living costs of all household types with a 1.1 per cent increase to 6.9% in the December 2023 quarter. Reports have indicated that wages are not keeping pace with inflation amidst rising costs for energy, housing, and groceries.    In the UK, as of December 2023, a survey found the average student’s monthly living costs have increased by 17% since 2022 to £1,078. In a 2023 UK survey, it was found that 25% of students regularly skip meals as they could not afford them, and another survey indicated that 18% of students utilized a food bank in the previous academic year.    Among the countries analysed, the UK and Australia stand out for witnessing more challenges in terms of cost of living and job security. Both nations have experienced rapid inflation and economic fluctuations, making them particularly challenging for Indian students to navigate. The job market itself is undergoing rapid changes.   Today’s employers prioritize candidates who not only possess academic credentials but have also invested time in developing specific skill sets. This shift reflects a growing emphasis on practical and applied knowledge, often relegating those without such expertise to the sidelines.   Consequently, many students find themselves caught unprepared, facing job insecurity as their qualifications do not align perfectly with employer expectations. In response to these dynamics, financial planning emerges as a crucial strategy. It is essential for students and their parents to adopt a realistic approach to managing educational expenses and living costs. By planning ahead and allocating resources judiciously, they can mitigate the impact of economic fluctuations and maintain a focus on academic and career goals without feeling overwhelmed.   This surge in expenses extends beyond tuition fees to encompass accommodation, daily essentials, and healthcare, making financial management a critical skill for both students and their families.   Is it trickier for Indian students/workers to find a job and settle down overseas than it was 10 years ago?   It can be considered trickier for Indian students and workers to find a job and settle down overseas compared to 10 years ago, primarily due to several evolving factors:   Increased Competition Over the past decade, there has been a notable increase in the number of Indian students and workers seeking opportunities abroad. This influx has intensified competition for jobs, especially in popular destination countries like the US, Canada, UK, and Australia.   Changing Immigration Policies Many countries have adjusted their immigration policies over the years, often imposing stricter regulations and quotas for foreign workers. This can make it more challenging for Indian individuals to secure work permits or residency visas, affecting their ability to settle down long-term.   Economic Uncertainties Global economic fluctuations (including the pandemic) have influenced job markets worldwide. These uncertainties are impacting hiring trends and long-term immigration aspirations of many students.   Cost of Living The cost of living in many popular expatriate destinations has risen significantly over the past decade. For places like Canada, there is a housing crisis going on which has resulted in abnormal rent for foreign nationals (including students). As of 2022, about 30-35% Indian students who went abroad end up returning to the country, especially from European countries (As reported in ET). In Canada, specifically, the housing crisis, coupled with lack of jobs and inflation, is making the lives of Indian students more challenging than 10 years ago. In 2023, Canada was on track to welcome 500,000 permanent residents on top of a staggering 900,000 international students.   One of the key reasons for the Canadian government to bring in immigrants is to drive economic growth and resiliency. However, this has come at a time when Canada is witnessing a housing crisis. There is low construction of houses and the record-high interest rates have made new housing units beyond the reach of common Canadians and new immigrants.   There is a shortfall of at least 3,45,000 housing units across Canada, according to government data. House rents have skyrocketed too, making it challenging for students. In 2022, 2.26 lakh students out of 5.5 lakh international students, or 40 per cent of the total, were from India, according to Canadian government data. And there were 3.2 lakh Indians staying in Canada on student visas. Incorporating the latest shifts, the job market has undergone significant transformation, particularly with the integration of Artificial Intelligence (AI).   Employers are increasingly seeking individuals who possess logical and analytical skills that can be leveraged alongside AI technologies to enhance productivity. This shift makes finding a job trickier but also presents substantial opportunities for those who have adapted to these demands. The fact that the number of students opting for higher education abroad is increasing year on year indicates a growing awareness and preparedness among students to meet these new challenges head-on, equipping them with the skills necessary for success in this new job market era.  Are students pursuing courses in mid-low tier colleges/varsities particularly at risk?  There is some research that has revealed that a student with a good degree from a less prestigious university is better placed than a lower-class degree from a selective institution. The report by the Institute for Fiscal Studies found that graduates in England with first-class or upper second class (2.1) honours degrees had higher average earnings by the age of 30 than those who finished with lower second-class (2.2) awards, regardless of institution – meaning that degree class was often more important than institutional reputation.   In 2024, the risk for students in mid-low tier colleges hinges less on the institution's prestige and more on their ability to develop and showcase relevant skills. While the focus has shifted towards recognizing skills over the university's ranking, students at these institutions might face higher financial burdens.   This is due to potentially higher interest rates on loans and fewer scholarship/financial aid opportunities compared to top-tier universities. Nonetheless, students who can effectively communicate their skills and align them with employer needs can excel, regardless of their school's standing. The key is to balance acquiring these competencies with managing the economic implications of their educational choices.   What advice would you give to Indian parents dreaming of a life abroad for their ward?   Students aspiring to study abroad spend years in building the best possible profile to get to the best possible university. It is the parents’ responsibility to spend those years along with their child to build responsibly build a financial corpus to support their child’s dream.   There is a rather simple way to accomplish this for any parent. For parents, dreaming of sending their children abroad it is imperative that they financially plan for their children’s life abroad early. A parent dreaming of a life abroad for their child’s life abroad should try to follow the three mantras –   1. Currency depreciation must be planned for. INR against USD was at Rs 40-Rs45 for every Dollar in 1998- 2000 vs Rs 83 now. This is a hidden inflation of 3-4% per year if you are spending in dollars and earning in rupees. It is imperative for any parent to plan to keep this in mind.   2. Education financing combines three items. The capital stack looks like investments, loans, and scholarships.  3. Start to plan early because as time passes by you do not want to be in a position where you cannot afford the cost.   Education abroad is expensive. Of the three financing options, only investments come with the compounding effect which is the 8th wonder and works only if you plan ahead. 
Does an education loan cover living expenses?

Does an education loan cover living expenses?

Education loans to pay for your higher education overseas are common and effective; let's look at all the expenses under education loans to help you make the right choice. What are some expenses under education loans? Do education loans only help with tuition fees? Can education loans cover the cost of flights or help pay the living expenses?   Keep reading to find out the expenses under education loans.    One of the main issues facing the majority of Indian students who want to study abroad is how they would pay for their higher education. An education loan makes sure that all of the financial conditions for the application process for an education loan overseas are satisfied within the allotted time limit.  For the majority of students, the cost of an education loan in India for studying abroad is the main topic of conversation when it comes to financing higher education overseas. The information on this page is relevant to both secured and unsecured education loans in India for international studies.  https://www.youtube.com/watch?v=7Y0V6Z0lcJs&t=1s Costs of a typical course abroad for a student loan  One widespread misconception is that student loans do not fully cover the costs associated with studying abroad. This is untrue, though, as all educational loans, whether secured ones from government banks or unsecured ones from private lenders, cover the following list of costs that are essential to the educational process.  1. Student fees  One of the two main components of both forms of education loans in India for studying abroad is the tuition prices charged by foreign universities. An education loan in India for the international study is intended to assist students in covering their tuition costs. In India, all student loan repayments include tuition. Therefore, when deciding on the overall amount of your student loans, you should give top priority to covering your tuition costs.  2. Housing Costs  The term "factors" can refer to a wide range of things. The main living costs for a student include their rent or room and board, food, and costs for other daily necessities like transportation to and from school, a security deposit for housing, etc.  3. Medical Insurance  International students are frequently required to obtain health insurance by many foreign universities. This specific cost is covered by an education loan in India for studying abroad as it is one of the prerequisites for studying abroad for many students. Therefore, while applying for an education loan, health insurance can also be taken into account.  https://www.youtube.com/watch?v=4gTQkdePOWM 4. Flight Tickets  Another significant price covered by an education loan when applying for one overseas is airline tickets to the location of your choice. When quoting the education loan amount to your bank, this component might also be included.  5. Research Aid  You can include this information in the education loan application if your foreign university's offer letter states that you are responsible for paying for excursions and other extracurricular activities throughout the course of your studies. In addition, when applying for both forms of school loans in India, students can include the price of products like books, computers, and other study supplies in their total expenses.  https://www.youtube.com/watch?v=fufyFB9aMQI Does an education loan cover living expenses? The answer is yes, in most cases! Indian education loans for abroad studies typically cover a range of expenses beyond just tuition fees. This can include: Living expenses: This covers your accommodation, food, local transportation, books and study materials, and other daily needs. Travel expenses: The loan may cover flight tickets to your study destination and back. Other fees: This might include visa application fees, health insurance premiums, and even exam registration fees. However, there are a few key things to remember: Loan amount limitations: There might be a maximum limit on the total loan amount you can avail. This limit should ideally factor in both tuition fees and estimated living expenses. Documentation required: You'll need to submit documents like university acceptance letters and estimated living cost breakdowns to secure the loan amount for living expenses. Disbursement process: The loan for living expenses might be disbursed directly to the university or in instalments based on a pre-determined plan. Remember: Carefully research different lenders and compare their loan terms, interest rates, and living expense coverage options. This will help you choose the most suitable education loan for your study abroad journey. With proper planning and the right financial backing, your dream of studying abroad can become a reality! What elements must a student take into account when determining costs?  There is no way to change the loan arrangement because the student loan is a one-time transaction. Therefore, a student needs to be aware of the costs they can cover on their own and those for which they might require a loan. The student's financial stability at the time of study is of utmost importance, so the loan amount should be chosen with that in mind.  Before assessing the costs, a student must take the following into account:  The price of housing in a specific country and whether it will be possible to live in shared housing for a lower cost of living.  Food prices in the city where the university is situated.  Additionally, a student's ability to prepare meals on their own can significantly lower the cost of tuition.  Since academics are not just available on-campus, the cost of eating out or intercity travel will be included in the total fee.  Many regions, including the US and Australia, have cheap used car markets and reasonable gas prices. In contrast, students in countries like Ireland receive discounts on public transportation. All of this requires preliminary research.  In the city where the university is situated, there are opportunities for part-time employment. There are enticing part-time occupations with regulated minimum earnings in several nations. This assists students in paying for a sizable portion of their living costs.  FAQs on Education Loans and Living Expenses What percentage of living expenses does the loan cover? The percentage can vary depending on the lender, your chosen university's location, and your course duration. It typically falls between 30% - 70% of the total estimated living expenses. Can I apply for a separate loan for living expenses? While some lenders might offer a combined loan, you can explore separate personal loans to bridge any gap between the sanctioned amount and your actual living expenses. However, remember the additional interest burden of a separate loan. Are there any living expenses not covered by the loan? Discretionary expenses like entertainment, shopping sprees, or travel beyond academic purposes typically aren't covered. What documents are needed for living expense coverage? Universities' cost of living estimates, proof of accommodation arrangements (if any), and detailed living expense breakdowns are usually required.
Affordable Australia Universities

Affordable Australia Universities

Australia is one of the top destinations for Indian students who wish to study abroad. Its culture, universities, language, and student policies have allowed Indians to settle there and build careers. Fun Fact: In order to study in Australia, students must have $24,505 (₹13 lakhs) in savings to apply for a student visa. This tells us that studying in Australia is not cheap, but by planning, budgeting and finding the most affordable universities in Australia, you can make your dreams a reality. However, the costs of pursuing higher education in Australia can be a major concern and barrier for many students. Fortunately, there are many affordable universities in the country that provide excellent education and a supportive learning environment. https://www.youtube.com/watch?v=MwQWKYxxJ8o https://www.youtube.com/watch?v=AbYbP-HKAd8 Source: EduFund Top 10 Cheapest Universities in Australia 1. University of the Sunshine Coast Located in Queensland, the University of the Sunshine Coast is renowned for its affordable education and commitment to providing high-quality facilities. The university places a strong emphasis on practical learning and industry engagement. They offer a diverse range of undergraduate and postgraduate programs in fields like business, science, education, and health. The annual tuition fee for international students is approximately A$22,000, making it one of the most affordable options available. Moreover, the cost of living in this area is lower than in other Australian cities, further easing the financial burden on students. 2. Charles Sturt University Situated in New South Wales, Charles Sturt University is celebrated for its exceptional teaching and research facilities. With a strong focus on industry-relevant programs and practical learning experiences, the university offers a wide array of undergraduate and postgraduate programs, including business, education, and health-related disciplines. The annual tuition fee for international students is around A$24,000, making it an attractive and affordable choice for higher education. Additionally, the cost of living in this region is relatively low, providing students with a conducive and affordable living environment. Bachelors in Australia Read More 3. Federation University Australia Nestled in Victoria, Federation University Australia stands out as one of the most affordable universities in the country. The university is committed to providing quality education and offers a range of undergraduate and postgraduate programs in various fields, including business, science, education, and health. With an annual tuition fee of approximately A$25,000, international students can pursue their academic goals without breaking the bank. Moreover, the cost of living in this region is relatively affordable, making it an attractive choice for budget-conscious students. 4. Southern Cross University Situated in New South Wales, Southern Cross University is known for its excellent teaching and research facilities. The university prides itself on fostering a supportive and inclusive learning environment for its diverse student population. Offering a range of undergraduate and postgraduate programs in fields such as business, education, and health, the university provides an affordable avenue for international students to pursue higher education. With an annual tuition fee of around A$26,000, students can access quality education without incurring excessive financial burdens. Additionally, the cost of living in this region is relatively low compared to other cities, ensuring students can manage their expenses effectively. How to Finance a Child's Australian Dream? Read More 5. Victoria University Based in Melbourne, Victoria University is recognized as one of the cheapest universities in Australia for international students. The university offers a wide range of undergraduate and postgraduate programs across various disciplines, including business, science, education, and health. With a focus on industry connections and practical learning experiences, Victoria University provides students with valuable skills and knowledge for their future careers. The annual tuition fee for international students is around A$28,000, making it an affordable option. Furthermore, the cost of living in Melbourne, while higher than in some other cities, can be managed with careful budgeting. https://www.youtube.com/watch?v=Ew2MC3RCo68 6. Torrens University Situated in Adelaide, Torrens University is renowned for its excellent teaching and research facilities. The university offers a diverse range of undergraduate and postgraduate programs in fields such as business, education, and health. With a commitment to providing industry-relevant education, Torrens University equips students with the skills and knowledge necessary to thrive in their chosen careers. The annual tuition fee for international students is around A$29,000, making it an affordable option for pursuing higher education in Australia. Additionally, the cost of living in Adelaide is relatively lower than in other cities, allowing students to allocate their resources effectively. 7. Australian Catholic University Located in Sydney, the Australian Catholic University stands out as one of the cheapest universities in Australia for international students. The university offers a range of undergraduate and postgraduate programs across various fields, including business, science, education, and health. With a focus on holistic education and fostering a strong sense of community, the Australian Catholic University provides an enriching learning experience. The annual tuition fee for international students is approximately A$29,000, offering an affordable pathway to higher education. Although the cost of living in Sydney is higher than in some other cities, students can manage their expenses through careful budgeting and availing of available resources. 8. Charles Darwin University Charles Darwin University, situated in Darwin, offers outstanding education and research facilities. The university provides a diverse range of undergraduate and postgraduate programs in numerous fields, including business, education, and health. With a strong emphasis on practical learning and industry engagement, Charles Darwin University prepares students for successful careers in their respective fields. The tuition fee for international students is around A$30,000 per year, and the cost of living in Darwin is relatively lower compared to other Australian cities, allowing students to stretch their budget effectively. 9. James Cook University Situated in Queensland, James Cook University is known for its affordability and commitment to international students. With a strong focus on research and tropical expertise, the university offers a range of undergraduate and postgraduate programs across various fields, including business, science, education, and health. The annual tuition fee for international students is around A$30,000, making it an attractive option for those seeking affordable education. Moreover, the cost of living in this region is notably lower than in other cities, allowing students to manage their finances efficiently. 10. Western Sydney University Located in Sydney, Western Sydney University is recognized for its excellent teaching and research facilities. The university offers a range of undergraduate and postgraduate programs across various fields, including business, education, and health. With a strong emphasis on practical learning and industry connections, Western Sydney University equips students with valuable skills and knowledge for their future careers. The annual tuition fee for international students is around A$31,000, providing an affordable option for higher education. Furthermore, the cost of living in Western Sydney is relatively affordable, allowing students to make the most of their educational journey without compromising their financial stability. While the expenses of higher education in Australia can be a concern for several students, the universities mentioned above are some of the cheapest options in Australia, providing a wide range of programs across various disciplines. Want to save for your child's Australian Dreams? Start Investing! Affordable Universities in Australia for Undergraduate Programs By considering these options, students can choose affordable universities without compromising the quality of their education. Here are some Australian universities known for being easier on the wallet (tuition fees mentioned are yearly estimates in Indian Rupees): University of Southern Queensland (USQ): USQ offers bachelor's degrees starting around ₹3.3 Lakhs and postgraduate programs around ₹3.6 Lakhs. University of the Sunshine Coast: This university boasts bachelor's programs starting at ₹18 Lakhs and Master's programs at around ₹18 Lakhs. Edith Cowan University (ECU): ECU is known for its budget-friendly Master's programs, some starting as low as ₹13.2 Lakhs. Charles Darwin University: Explore the unique landscape of Australia while studying at Charles Darwin, with undergraduate programs starting at ₹19 Lakhs. Charles Sturt University: This university offers a good range of affordable programs, with Bachelor's degrees starting at ₹16.8 Lakhs. Beyond Tuition Fees: The Cost of Living in Australia While tuition fees are a significant factor, remember to factor in living expenses: Accommodation: On-campus housing or shared apartments are budget-friendly options, ranging from ₹30,000 to ₹50,000 per month. Food: Groceries and eating out can vary depending on your preferences. Expect to spend around ₹20,000 to ₹30,000 per month on food. Transport: Public transport can be expensive in major cities. Consider purchasing a student travel pass for concessions. Budget around ₹8,000 to ₹12,000 per month. Visa and Overseas Health Cover (OHC): Factor in the cost of your student visa application (around ₹14,000) and Overseas Health Cover (mandatory for international students - costs vary depending on the provider). Finding the Right Fit While affordability is important, remember to choose a university that aligns with your academic goals and interests. Research programs, faculty expertise, and campus life to ensure a well-rounded educational experience. Planning Makes Perfect! Start researching scholarships and financial aid options well in advance to ease the financial burden. Many universities offer merit-based scholarships and work-study programs for international students. Studying in Australia can be an enriching and life-changing experience. With careful planning and these tips on affordable universities, you can turn your dream into reality! FAQs What are some of the affordable Australian universities for Indian students? University of the Sunshine Coast (A$22,000), Charles Sturt University (A$24,000), Federation University Australia (A$25,000). What's the cost of studying at the University of Sunshine Coast, Australia? The annual tuition fee for international students is approximately A$22,000, making it one of the most affordable options available.
Affordable Universities in the USA 

Affordable Universities in the USA 

At some time, every international student considers obtaining further education in the United States. The exorbitant cost of college and other fees, however, deters students from pursuing their dreams and frequently convinces them to alter their original goals.   There are several scholarships available for students who want to study in the USA but are unwilling to take out loans to do so. In this article, we will inform you of the universities in the USA that are most affordable for international students. Affordable Universities in the USA Ever wondered what are the most affordable universities in the USA for international students? Check out the list of some of the cheapest universities in USA with fees for 2024. https://youtube.com/shorts/4v7YsTAAZVw?si=J9i7qqYmDwNKkXns 1. University of California, San Bernardino  Located in San Bernardino, California, the University of California offers various undergraduate, graduate, and online programs in different disciplines. The tuition fees for international students at this university are $17,041 for undergraduate programs and $13,723 for graduate programs. Additional expenses, including housing, food, and transportation, amount to $20,760. The total cost of attendance at this university is $37,801 for international students for UG and $34,483 for graduate program students.  2. University of Southeast Missouri  The University of Southeast Missouri, headquartered in Missouri, offers over 200 programs, including more than 75 graduate programs, 145 undergraduate majors, and 100 minors. The university is committed to delivering high-quality education through innovative teaching techniques. The tuition fees and living expenses for international students at this university are $29,747 for undergraduate programs and $22,482.32 for graduate programs in 2024.  Affordable universities in the UK Read More 3. Arkansas State University  Arkansas State University is a public research university located in Arkansas. It offers more than 160 degree-granting options, including online bachelor's and master's degrees. The tuition fees per credit hour for international students at this university are $552 for undergraduate programs and $665 for graduate programs.  4. University of Wisconsin  The University of Wisconsin-Madison is the oldest and largest institution in Wisconsin, offering 120 doctorate degrees, 148 master's degree programs, and 136 undergraduate majors. The tuition fees for international students at this university are $58,912 for undergraduate programs and $49,618 for graduate programs.  Affordable universities in Canada Read More 5. Brigham Young University  Located in Utah, Brigham Young University is a private research university that offers programs in 62 different languages. The tuition fees for international students at this university are $12,992 for undergraduate programs and $16,336 for graduate programs.  6. University of Louisiana at Monroe  The University of Louisiana at Monroe is a public institution that offers a wide range of academic disciplines using cutting-edge technologies. The tuition fees for international students at this university are $21,679 for undergraduate programs. Affordable universities in London Read More 7. Southwest Minnesota State University  Southwest Minnesota State University is a public institution located in Minnesota. It offers majors in business, psychology, exercise science, and kinesiology, and is ranked among the best public four-year colleges offering excellent liberal arts degrees. The total cost of attendance for international students at this university are $25,712 for undergraduate programs and $22,340 for graduate programs.  8. Northwest Missouri State University  Located in Missouri, Northwest Missouri State University offers undergraduate, graduate, and international programs in various academic subjects. The tuition fees per credit hour for international students at this university are $692 for undergraduate programs and $537 to $430 for graduate programs.  9. Dakota State University  Dakota State University is a public institution in South Dakota that offers online courses for working professionals and stay-at-home moms. It provides a variety of courses in subjects ranging from management to web design. The tuition fees for international students at this university are $ 20,596 for undergraduate programs. 10. Oklahoma State University Oklahome State University is counted amongst the most affordable universities in USA. It is a public university with an acceptance rate of 71%. Some of the most popular courses are Business, Marketing, Engineering, Veterinary and many more. The average cost of attendance for this university for undergraduate programs is $49,588 for international students. Going abroad this fall? Apply for an education loan with EduFund & stand a chance to win $10,000 in scholarship! FAQs What are the most affordable universities in USA? Here are some of the most affordable universities in USA: University of California, San Bernardino University of Southeast Missouri Arkansas State University University of Wisconsin Brigham Young University University of Louisiana at Monroe Southwest Minnesota State University Northwest Missouri State University Dakota State University Oklahoma State University Which state is cheapest for international students in USA? Here are some of the most cheapest states in USA for international students: San Diego, St Louis, Dallas, Houston, and Atlanta. Is USA expensive for Indian students? Yes, USA is expensive for Indian students. The average cost of attendance for Indian students is $35,000 every year, that is, ₹29 lakhs per annum in rupees. These are some of the affordable universities in the USA for international students. If you are looking for USA universities then check out the college cost calculator to find out the best colleges in the USA in your budget.  TALK TO AN EXPERT
10 Reasons Why You Should Study in the USA

10 Reasons Why You Should Study in the USA

The USA has emerged as a top destination for ambitious students, and for good reason! This blog explores ten compelling reasons why studying in the USA can be a transformative journey, opening doors to academic excellence, personal growth, and a bright future. 1. World-Class Education: The USA boasts some of the world's most prestigious universities, renowned for their exceptional faculty and rigorous academics. You'll find innovative programs designed to challenge and inspire across diverse disciplines, from engineering and medicine to humanities and business. Many universities prioritize cutting-edge research, offering students the opportunity to learn alongside leading minds in their fields. 2. Globally Recognized Degrees: A US degree is a passport to success. Recognized and respected by employers worldwide, a US education equips you with valuable knowledge and skills that will set you apart in the global job market. Whether you seek a career in India or internationally, a US degree opens doors to exciting opportunities. 3. Flexible Education System: Unlike rigid educational structures, US universities offer a refreshing level of flexibility. The credit system allows you to tailor your studies, choosing courses that align with your interests and career goals. This freedom to explore different fields before specializing allows you to discover your true passion. 4. Diverse and Inclusive Environment: US campuses are a melting pot of cultures, fostering a vibrant and inclusive learning environment. You'll have the opportunity to learn alongside international peers, broadening your perspective and developing valuable intercultural communication skills. This diverse environment prepares you to thrive in an increasingly globalized world. 5. Practical Learning Opportunities: US universities go beyond theory, offering a wealth of practical learning experiences. Internships, co-ops, and hands-on projects allow you to apply your knowledge in real-world settings. This practical experience enhances your resume and makes you a more competitive candidate for future jobs. 6. Cutting-Edge Technology and Resources: US universities are at the forefront of technological innovation. State-of-the-art facilities, advanced research labs, and access to cutting-edge software and equipment provide an unparalleled learning environment. Imagine conducting research in world-class facilities and having access to the latest technological advancements in your field! 7. Development of Life Skills: A US education is more than just academics. Universities cultivate essential life skills, fostering independence, critical thinking, and strong communication abilities. You'll learn to manage your time effectively, collaborate with diverse teams, and express yourself confidently. This holistic approach empowers you to succeed not just in academia, but also in your personal and professional life. 8. Vibrant Campus Life: Step beyond the classroom and immerse yourself in the rich tapestry of campus life. US universities offer a vast array of clubs, organizations, events, and activities catering to every interest. From sports and cultural clubs to student government and academic societies, you'll find opportunities to explore your passions, make lifelong friends, and contribute to a dynamic campus culture. 9. Scholarship and Financial Aid Options: Don't let financial concerns hold you back! Many US universities offer scholarships and financial aid programs specifically for international students. EduFund's expert advisors can help you navigate the financial aid process and explore scholarship opportunities to make your dream of studying in the USA a reality. 10. Post-Graduation Prospects: The Optional Practical Training (OPT) program allows international students to gain valuable work experience in the USA after graduation. This practical experience can strengthen your resume and enhance your career prospects. For some students, OPT can even lead to exciting job opportunities in the US after graduation. Wondering about how to finance your US education? Join our WhatsApp Community to know more! Embrace Your American Dream! Studying in the USA is an investment in your future, offering academic excellence, personal growth, and a chance to build a successful career. At EduFund, we're here to support you every step of the way. Contact our advisors today to explore your options and turn your dream of studying in the USA into a reality!
Top Boarding Schools in Mumbai

Top Boarding Schools in Mumbai

Mumbai, a vibrant metropolis teeming with educational opportunities, has witnessed a growing interest in boarding schools. These residential institutions offer a unique learning environment that extends beyond the classroom, fostering academic excellence, personal growth, and well-rounded development. This blog explores the compelling advantages of boarding schools in Mumbai and empowers you to make informed decisions for your child's future. What are Boarding Schools? Boarding schools are residential educational institutions where students live on campus under the supervision of faculty and staff. Unlike day schools, boarding schools provide a full-time learning environment that fosters discipline, independence, and a strong sense of community. Top 3 Boarding Schools in Mumbai 1. Vagad Global School, Mumbai Established in 2006, Vagad Global School offers a focus on academics, extracurricular activities, and holistic development.The school offers classes from pre-primary to Class 12 (CBSE stream with Science and Commerce options). They might also offer competitive exam preparation programs.Their residential program has separate wings for boys and girls and emphasises a safe and secure learning environment. Fees: The annual fees range from Rs 3.61 L to Rs 4.19 L. Admission Process: Filling the applicatin form > entrance exams > interviews 2. Swaminarayan Gurukul International School Seeking a value-based education for your child in Mumbai? Swaminarayan Gurukul International School, a co-educational boarding school in Navi Mumbai, might be a good fit. They focus on academics, moral development, and Indian culture, with a dynamic and success-oriented education program. Fees: Rs. 2.21L per annum 3. Hansraj Morarji Public School & Junior College Hansraj Morarji Public School, founded in 1939, sits in Andheri (West), Mumbai. This peaceful green space provides a welcome break from the city's hustle. Free from pollution, the lush campus feels like an oasis in a crowded metropolis. The school, a member of the IPSC, focuses on shaping mature, knowledgeable citizens. Discipline, character building, and respect for Indian values and culture are all nurtured here. They see each child not just as a student, but as part of a movement building a future that blends tradition with modern advancements. Fees: Rs. 1.44L per annum (Please note that the school fees mentioned above are estimates and could vary depending on grade level, boarding options, and other factors) Advantages of Boarding Schools in Mumbai Mumbai's boarding schools offer a multitude of benefits for students, fostering academic excellence, structured learning, well-rounded development, and essential life skills: Academic Powerhouse: Renowned for their rigorous curriculums and experienced faculty, boarding schools in Mumbai provide students with a strong academic foundation. Many offer diverse educational boards like CBSE, ICSE, and the International Baccalaureate program, catering to individual learning styles and aspirations. Beyond academics, a strong emphasis is placed on holistic learning, incorporating arts, sports, and a variety of co-curricular activities for a well-balanced educational experience. Structured Environment: Mumbai's boarding schools cultivate a structured environment that instils discipline, time management, and independent learning skills. Dedicated supervision provides a safe and secure learning environment, while established routines promote healthy habits and maximize academic focus. Join our WhatsApp community to learn more! Holistic Development: These schools go beyond textbooks, nurturing well-rounded individuals. Students have access to a rich array of co-curricular activities like sports, music, drama, and various clubs, fostering the exploration of interests and talents. Leadership training opportunities, teamwork experiences, and exposure to diverse cultures within the student body contribute significantly to personal growth.
Top Boarding Schools in Italy for Indian Students

Top Boarding Schools in Italy for Indian Students

Imagine your child strolling through the historic streets of Rome, surrounded by ancient ruins and vibrant culture. This is just a glimpse of the unique and enriching experience offered by boarding schools in Italy. Italy, with its rich history, artistic heritage, and growing reputation for academic excellence, is becoming a sought-after destination for Indian students seeking an international education. At EduFund, we understand the importance of providing your child with diverse educational opportunities. This blog explores the compelling advantages of Italian boarding schools and empowers you to navigate this exciting path for your child's future. Advantages of Boarding Schools in Italy Italian boarding schools offer a multitude of benefits for Indian students, fostering not only academic excellence but also cultural enrichment, personal development, and language immersion: Academic Excellence: Reputable Italian boarding schools boast rigorous curriculums that encourage critical thinking and independent learning. Many offer diverse educational options, including the traditional Italian curriculum and the internationally recognized International Baccalaureate (IB) program. This ensures a strong academic foundation while catering to individual learning styles and goals. Cultural Enrichment: Beyond textbooks, Italian boarding schools offer an unparalleled opportunity for cultural immersion. Students can experience Italy's rich history firsthand, visiting museums, exploring ancient architecture, and soaking in the artistic treasures of cities like Florence and Venice. This exposure broadens perspectives, fosters intercultural understanding, and develops global citizenship skills that are invaluable in today's world. Holistic Development: Italian boarding schools go beyond academics, focusing on well-rounded individuals. Students have access to a plethora of extracurricular activities – from sports and music to art and theatre – allowing them to explore their talents and passions. These schools also emphasize personal growth, leadership development, and self-discovery, preparing students for future success in all aspects of life. Language Immersion: One of the most significant advantages of an Italian boarding school experience is daily exposure to the Italian language. Students develop fluency and confidence in their Italian communication skills through classroom instruction, interactions with peers and faculty, and immersion in the local culture. This opens doors to future academic and professional opportunities in Italy and other Italian-speaking countries. Specific Considerations for Indian Students As you explore Italian boarding schools for your child, some key considerations come into play: Accommodation and Student Life: Most boarding schools offer comfortable on-campus accommodation with dedicated supervision and support systems for international students, ensuring a safe and nurturing environment. Visa Requirements: Obtaining the correct visa is crucial for international study. EduFund's resources and advisors can assist you in navigating this process. Language Support: Many Italian boarding schools recognize the importance of language acquisition and offer Italian language programs specifically designed for non-native speakers. Top 5 Boarding Schools in Italy for Indian Students Here's a glimpse into some of the esteemed boarding schools in Italy that cater to international students, including Indian students: St. Stephen's School, Rome: A prestigious co-educational school offering an IB program and known for its strong academic tradition and emphasis on personal growth. (Estimated Fees: ₹48,72,475 Lakhs per year) Admission Process: Application form, written tests, and interview. H-FARM International School, Roncade: A recently established co-educational boarding school with a focus on innovation and technology, offering the IB program. (Estimated Fees: ₹35-40 Lakhs per year) Admission Process: Application form, online tests, and interview. The Florence International School: A co-educational school offering the IB program in a vibrant and culturally rich environment. (Estimated Fees: ₹20-25 Lakhs per year) Admission Process: Application form, standardized testing, and interview. Navarra College, Milan: A prestigious Catholic boarding school for boys with a strong academic focus and emphasis on character development. (Estimated Fees: ₹18-22 Lakhs per year) Admission Process: Entrance exams and interview. Venice International School: A co-educational school offering a bilingual English-Italian curriculum and a strong focus on the arts. (Estimated Fees: ₹22-27 Lakhs per year) Admission Process: Application form, written tests, and interview. Please note: These fees are estimates and may vary depending on the grade level, boarding options, and other factors. It's important to contact the schools directly for the latest information on fees and the admission process. Making the Choice: Selecting the Right Boarding School Choosing the right boarding school is a crucial decision. Consider your child's individual needs, learning style, and academic goals when evaluating potential schools.
Top Boarding Schools in Pune 2024

Top Boarding Schools in Pune 2024

Pune, a vibrant city nestled in Maharashtra, is renowned for its rich history, cultural heritage, and, most importantly, its educational excellence. In recent years, boarding schools in Pune have garnered significant attention from parents seeking a holistic and enriching learning environment for their children. At EduFund, we understand the importance of choosing the right educational path. This blog explores the compelling advantages of boarding schools in Pune and empowers you to make informed decisions for your child's future. What are Boarding Schools? Boarding schools are residential, educational institutions where students live on campus under the supervision of faculty and staff. Unlike day schools, boarding schools provide a full-time learning environment that extends beyond the classroom. Top 5 Boarding Schools in Pune Here's a list of 5 Boarding schools in Pune with a brief description of each, their fees (estimated annual charges), and information about their admission process:pen_spark The Bishop's School, Pune About: Established in 1867, The Bishop's School Pune is an all-boys school affiliated with the Council for the Indian School Certificate Examinations (CISCE). It is known for its rigorous academics, well-rounded education, and emphasis on sports. Fees: ₹4,50,000 - ₹5,00,000 (estimated annual charges) Admission Process: Admission to The Bishop's School, Pune, is based on written entrance exams and interviews. The school typically announces admission dates in September and conducts entrance exams in October or November. B.K. Birla Centre for Education, Pune About: B.K. Birla Centre for Education, Pune, is a co-educational school affiliated with the Central Board of Secondary Education (CBSE). It offers a holistic curriculum with a focus on academics, sports, arts, and life skills. Fees: ₹4,50,000 - ₹5,00,000 (estimated annual charges) Admission Process: Admission to B.K. Birla Centre for Education, Pune, is based on written entrance exams and interviews. The school typically announces admission dates around December and conducts entrance exams in February or March. Sainik School, Pune About: Sainik School, Pune, is a co-educational military school affiliated with the CBSE board. It is known for its focus on academics, discipline, physical training, and leadership development. Fees: ₹1,00,000 - ₹1,50,000 (estimated annual charges) Admission Process: Admission to Sainik School, Pune, is through an All India Sainik Schools Entrance Examination (AISSEE) conducted by the Sainik Schools Society. MIT Vishwashanti Gurukul, Pune About: MIT Vishwashanti Gurukul, Pune, is a co-educational International Baccalaureate (IB) World School. It offers a rigorous academic program that prepares students for universities around the world. Fees: Fee information is not publicly available. Contact the school for details. Admission Process: Admission to MIT Vishwashanti Gurukul, Pune, typically involves an application form, written tests, and interviews. Contact the school for details on the specific application process. Sri Shivaji Preparatory Military School, Pune About: Sri Shivaji Preparatory Military School, Pune, is a boys' military school affiliated with the ICSE and Maharashtra State Board of Secondary and Higher Secondary Education. It provides a strong academic foundation along with military training and discipline. Fees: ₹1,50,000 - ₹2,00,000 (estimated annual charges) Admission Process: Admission to Sri Shivaji Preparatory Military School, Pune, is based on written entrance exams and interviews. Contact the school for details on the specific application process. Please note: These fees are estimates and may vary depending on the grade level, boarding options, and other factors. It's important to contact the schools directly for the latest information on fees and the admission process. Pune's Unique Edge Boarding schools in Pune offer additional advantages that set them apart: Academic Focus: Pune has a longstanding tradition of academic excellence, attracting renowned educators and fostering a competitive learning environment. Ideal Location: Pune boasts a pleasant climate, rich cultural heritage, and proximity to prestigious universities, offering a stimulating and enriching backdrop for learning. Extracurricular Activities Extravaganza: Many boarding schools in Pune offer exceptional athletic facilities, well-equipped performing arts spaces, and diverse clubs catering to a wide range of interests. Multicultural Mosaic: Pune's boarding schools attract students from various backgrounds, fostering a vibrant and inclusive learning community. This exposure to different cultures broadens perspectives and prepares students for a globalized world. Making the Right Choice While boarding schools offer a plethora of benefits, it's crucial to consider your child's individual needs and personality. Factors like the school's infrastructure, distance from home, and financial considerations all play a role in the decision-making process. EduFund's dedicated advisors can guide you through the selection process and explore scholarship opportunities to help you make informed choices. Join our WhatsApp community to learn more! Conclusion Boarding schools in Pune offer a unique and enriching learning environment that fosters academic excellence, personal growth, and essential life skills. By providing a structured yet nurturing environment, these institutions empower students to reach their full potential. Remember, choosing the right boarding school is a crucial decision. At EduFund, we are committed to supporting you every step of the way. Explore our resources for further guidance, and don't hesitate to connect with our advisors to discuss your child's educational journey. Let's work together to unlock your child's potential in the vibrant city of Pune!

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