How to Fund Your Spring Intake in the UK with Loans?

Spring intake in the UK is about to commence. It is the second most popular intake for the UK. This is a great intake for students who weren’t able to participate in the fall intake. The spring intake in the UK is less competitive and there are many affordable UK universities to choose from. You are more likely to get into your dream course and university, and there are various scholarships to help aid your finances. You also have access to loans to cover the difference. Let’s know how you can fund your spring intake in the UK with loans, and help you live your student dream in Great Britain! 

Understanding the Costs for spring intake in the UK

Regardless of the intake, studying abroad can be heavy on the pockets. There are a series of expenses that you have to manage and pay for before you even arrive at your dream campus. From university fees to insurance to buying a deposit on your rental apartment or dorm room, there are a host of expenses that you need to be aware of, before you embark for the spring intake in the UK. This cost breakdown can help you budget and estimate how much money you would need to borrow from a lender. Here’s a quick at the tuition costs that await you: 

Breakdown of Tuition Fees for Various Programs

Tuition fees for UK universities are not consistent; they differ based on the program and university. For example, let’s compare the cost of studying MSc Economics at UK’s top universities such as the University of East Anglia and University of Leeds.  

The cost of studying MSc Economics at University of East Anglia for the year 2025/26 is £22,700 for international students. 

The cost of studying MSc Economics at University of Leeds for the year 2025/26 is £28,750 for international students. 

Let’s look at some universities and courses along with their fees that are open for January 2025, that is, the spring intake for the UK: 

Universities for Spring Intake in UK 2025 Master’s Courses & Fees 2025 
University of East Anglia  LLM Master of Laws – £21,200 MA Global Development – £21,200 MSc Microbiology – £25,150 MSc Stem Cells in Development, Disease and Regeneration – £25,150 
Teesside University Postgraduate taught degree (MSc/MA) one-year – £17,000 Postgraduate taught degree (MSc/MA) two-years (Advanced practice/Applied courses – £20,000 (£10,000 per year) 
University of Dundee  MSc Accountancy – £ 10,950 per year of study MSc Advanced Computer Science – £ 26,600 per year of study MSc Business Analytics – £ 21,900 per year of study MSc Biomedical Engineering – £ 26,600 per year of study 
Ulster University  MBA (Master of Business Administration – £17,569 
MSc Management – £17,329 
MSc Artificial Intelligence – £17,569 LLM Gender, Conflict and Human Rights -£17,569 LLM Human Rights Law and Transitional Justice – £17,569 
University of Bradford  MSc Cyber Security – £24,180 MSc Digital and Strategic Marketing – £20,468 
MSc Economics and Finance for Development – £20,468 

It is also significant to note that the tuition fees for international students are far higher than tuition fees for national students. If we compare the costs for the same course, the fees for national students pursuing MSc Economics would be £13,000 at Leeds while for international students, it’s a whopping £28,750. 

Also, it’s important to note that tuition fees do not include student living costs. It only covers your study costs. Costs for accommodation, food, transport, leisure, and other activities are external expenses that students need to account for before heading to the UK.  

Estimated Living Expenses for spring intake in UK January 2025 

Much like university fees for UK universities, the cost of living differs based on the student, their city and their lifestyle. For instance, London is considered the most expensive city. The average cost of living in London for a single person is £2,892 per month, compared to the UK average of around £2,000

  • Tuition fees for Masters for international students may vary from £9,000 – £30,000
  • Living expenses can cost you £2400-£2800 per month in London or £1800-£2000 in the rest of the UK to cover your accommodation, bills, groceries, transportation and more. 

Note: These are rough estimates, and the actual cost of living will depend on your lifestyle. Please do thorough research on your own to figure out your cost of living before contacting lenders to fund your spring intake in the UK with loans!   

Total Financial Requirements for Studying in the UK 

If you are planning to go study in the UK, then according to UK law, starting January 2, 2025, students planning to study in London will need to demonstrate proof of £1,483 per month in savings, while those attending institutions in other parts of the UK must have £1,136 per month in savings. 

This means that students who are planning to kickstart their education in January in the UK in 2025, need a total sum of £17,796 in their bank account as proof of funds. This will cover their 12 months in the country. Similarly, students planning to study anywhere in UK must have £13,632 in savings for a 12-month course.