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Baroda Asset Management India AMC is the Baroda Mutual Fund's investment manager, which was launched in 2008. It is a completely owned subsidiary of the Bank of Baroda.  Baroda AMC was established in 1992.  Baroda Pioneer Asset Management Company is a collaboration between Pioneer Investments and the Bank of Baroda.  Pioneer Global Asset Management S.p.A was the Asset Manager of an Italian Multinational Banking and Financial Services Company - UniCredit S.p.A. It was set up in 1928 in Milano, Italy. In 2008, Pioneer Global Asset Management S.p. An acquired a 51% stake in Baroda Asset Management Company Ltd and formed Baroda Pioneer Asset Management Company Limited. Baroda Pioneer Asset Management Company Limited is a Trust which is registered with SEBI as per the SEBI (MF) Regulations, vide registration number MF/018/94/2, and is also registered under the Indian Trusts Act. It received endorsement for name change BOB Mutual Fund to Baroda Pioneer Mutual Fund vide SEBI letter no. IMD/RB/134922/08, dated August 12, 2008. As of 31st March 2021, the total number of schemes under the AMC is 75 bifurcated as Balanced (9), Equity (13), Fixed Maturity Plans (2), Gilt Funds (2), Income Funds (5), Liquid Funds (13), Short Term Income Funds (6), and Ultra Short Term Funds (11). The corpus under management is Rs. 9641.0917 crores. (as of 31-Mar-2021) It serves the various management needs of its investors in India. The Company offers its service through 54 distribution centers in India in various schemes. Baroda AMC comprises a team of highly qualified fund managers who provide valuable insights into various schemes that include direct dividend plans, direct dividend plans, direct growth plans, regular growth plans, regular dividend plans, etc. The fund house has offices in 40 cities across India Bank of Baroda and Pioneer Global Asset Management SpA, which has experience of 80 years in the industry, agreed on 5th October 2007. Features Bank of Baroda, the AMC has a widely spread branch network and has a strong investor base in the country.  The AMC offers a range of equity, debt, and money market instruments to meet the financial needs and goals of investors in every segment it can be.   Baroda Pioneer AMC enhances the existing product range and focuses on the overall customer experience. It has a rich investment history and market experience. It dedicates its work to creating a unique servicing platform to meet the investment needs of existing and future customers in India and abroad.  Currently, Baroda AMC is functioning in 40 locations in India with an AUM of Rs 9130.22 Cr.   Important information about Baroda Mutual Fund ParticularsDetailsSponsorPioneer Global Asset Management S.p.A. and Bank of BarodaTrusteeBoard of TrusteesInvestment ManagerBaroda Pioneer Asset Management Company LimitedStatutory DetailsBaroda Pioneer Mutual Fund (Formerly known as BOB Mutual Fund), being a Trust registered under the Indian Trusts Act and registered with SEBI under the SEBI (MF) Regulations,Vide registration numberMF/018/94/2Endorsement for the change of its nameEndorsement for a name change to Baroda Pioneer Mutual Fund from BOB Mutual Fund vides SEBI letter no. IMD/RB/134922/08, dated August 12, 2008No of schemes75  CEOAnthony HerediaCIOSanjay ChawlaInvestor Relations OfficeKishore KumarRegistrar and Transfer AgentKFin Technologies Pvt Ltd.CustodianDeutsche BankQuarterly AUM8285.75AddressHead Office: 501 titanium, 5th floor, Western express highway, Goregaon (e), Mumbai - 400063 Service Centre201-203, Shaili Building, Opp. Madhusudhan House, Off C.G Road, Ahmedabad-380006Baroda mutual fund customer care number+91 22 6848 1000, +91 22-3074 1000, 66668819, 079-26400527/528Emailinfo@barodamf.com or info@barodapioneer.inWebsitewww.barodamf.com, www.barodapioneer.in Ten performing Baroda mutual fund schemes Baroda has mutual funds in almost all categories permitted by the Securities and Exchange Board of India or SEBI. Here is a list of the ten best-performing Baroda mutual fund schemes in India. 1. Baroda Pioneer Treasury Advantage Fund (Category - Debt - Low Duration fund) The main objective of the scheme is to provide liquidity and optimal returns and liquidity through a portfolio that consists of money market instruments and debt securities. The Baroda Pioneer Treasury Advantage Fund, with a NAV of 1560.49 (as of 30th April 2021), belongs to the Debt - Low Duration fund, ranked 4 in the category. This open-ended fund was launched on 24 Jun 09 and has given trailing returns of 27.8% in one year (as of 30th April 2021), and -8.5% in 3 years. The fund manager is Mr. Alok Sahoo. Key information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Exit LoadNILReturn Since Inception (24 Jun 09):3.8% (as of 30th April 2021)AssetsINR 34 Crore (as of 31st March 2021)Expense Ratio0.9% (as of 31st March 2021) 2. Baroda Pioneer Liquid Fund (Category - Debt - Liquid Fund) The main objective of the scheme is to produce income by investing in a portfolio of debt securities and money market with a high level of liquidity The Baroda Pioneer Liquid Fund, with a NAV of 2357.14 (as of 30th April 2021), belongs to the Debt-Liquid Fund, ranked 22 in the category. This open-ended fund was launched on 5 Feb 09 and has given trailing returns of 3.3% in one year (as of 30th April 2021), and 5.6% in 3 years. The fund manager is Mr. Alok Sahoo. Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Exit LoadNILReturn Since Inception (5 Feb 09):7.3% (as of 30th April 2021)AssetsINR 4798 Crore (as of 31st March 2021)Expense Ratio0.22% (as of 31st March 2021) 3. Baroda Pioneer Multi-Cap Fund (Category - Equity - Multi-Cap fund) The main objective of the scheme is to create long-term capital appreciation from a well-managed portfolio of equity and related instruments. The Baroda Pioneer Multi-Cap Fund, with a NAV of 132.87 (as of 30th April 2021), belongs to the Equity - Multi-Cap Fund, ranked 37 in the category. This fund was launched on 12 Sep 03 and has given trailing returns of 55.7% in one year (as of 30th April 2021), and 9.2% in 3 years. The fund manager is Mr. Sanjay Chawla. Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Exit Load0-365 Days (1%),365 Days and above (NIL).Return Since Inception (12 Sep 03):15.8% (as of 30th April 2021)AssetsINR 972 Crore (as of 31st March 2021)Expense Ratio2.54% (as of 31st March 2021) 4. Baroda Pioneer Hybrid Equity Fund (Category - Hybrid - Hybrid Equity fund) The objective of the scheme is stability through a well-balanced portfolio and long-term capital appreciation that comprises equity, money market instrument, equity-related instruments, and debt securities. The Baroda Pioneer Hybrid Equity Fund, with a NAV of Rs. 69 (as of 30th April 2021), belongs to the Hybrid Equity fund, ranked 21 in the category. This fund was launched on 12 Sep 03 and has given trailing returns of 42.2% in one year (as of 30th April 2021), and 6.2% in 3 years. The fund manager is Mr. Sanjay Chawla. Key information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Exit Load0-12 Months (1%),12 Months and above (NIL)Return Since Inception (12 Sep 03):11.6% (as of 30th April 2021)AssetsINR 403 Crore (as of 31st March 2021)Expense Ratio2.45% (as of 31st March 2021) 5. Baroda Pioneer Short Term Bond Fund (Category - Debt - Short term Bond fund) The aim of the Scheme is to create income from a portfolio constituted of money market securities and short-term debt. The Baroda Pioneer Short-Term Bond Fund, with a NAV of Rs. 22.949 (as of 30th April 2021), belongs to the Hybrid - Short-term Bond fund, ranked 21 in the category. This fund was launched on 30 Jun 10 and has given trailing returns of 7.3% in one year (as of 30th April 2021), and 7.5% in 3 years. The fund manager is Mr. Alok Sahoo. Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Exit Load0-15 Days (0.25%),15 Days and above (NIL)Return Since Inception (30 Jun 10):8% (as of 30th April 2021)AssetsINR 360 Crore (as of 31st March 2021)Expense Ratio1.31% (as of 31st March 2021) 6. Baroda Pioneer Banking and Financial Services Fund (Category - Equity - Sectoral fund) The investment aim is to create a long-term capital appreciation for stakeholders from a portfolio invested in equity and related securities of companies invested in the Banking & Financial Services Sector. The Baroda Pioneer Banking and Financial Services Fund, with a NAV of Rs. 26.52 (as of 30th April 2021), belongs to the Equity - Sectoral fund, ranked 32 in the category. This fund was launched on 22 Jun 12 and has given trailing returns of 43.9% in one year (as of 30th April 2021), and 7.8% in 3 years. The fund manager is Mr. Sanjay Chawla. Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Exit Load0-365 Days (1%),365 Days and above (NIL)Return Since Inception (22 Jun 12):11.6% (as of 30th April 2021)AssetsINR 54 Crore (as of 31st March 2021)Expense Ratio2.61% (as of 31st March 2021) 7. Baroda Pioneer Large Cap Fund (Category - Equity - Large Cap fund) The primary goal of the Scheme is to create capital appreciation by investing in a diversified portfolio of equity and equity-related securities of large-cap companies. The Scheme may also invest in money market securities and debt. But, there is no guarantee that the investment aim of the Scheme will be achieved. The Baroda Pioneer Large Cap Fund, with a NAV of Rs. 18.54 (as of 30th April 2021), belongs to the Equity - Large Cap fund, ranked 59 in the category. This fund was launched on 22 Jun 10 and has given trailing returns of 43.2% in one year (as of 30th April 2021), and 10% in 3 years. The fund manager is Mr. Sanjay Chawla. Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Exit Load0-365 Days (1%),365 Days and above (NIL)Return Since Inception (22 Jun 10):5.8% (as of 30th April 2021)AssetsINR 41 Crore (as of 31st March 2021)Expense Ratio2.59% (as of 31st March 2021) 8. Baroda Pioneer Conservative Hybrid Fund (Category - Hybrid - Hybrid Debt fund) The primary goal of the Scheme is to generate long-term capital appreciation by investing a portion in equity and equity-related instruments and to generate regular income through investment in debt and money market instruments. The Baroda Pioneer Conservative Hybrid Fund, with a NAV of Rs. 29.0339 (as of 30th April 2021), belongs to the Hybrid - Hybrid Debt fund, ranked 44 in the category. This fund was launched on 8 Sep 04 and has given trailing returns of 10% in one year (as of 30th April 2021), and 9.4% in 3 years. The fund manager is Mr. Alok Sahoo. Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Exit LoadNILReturn Since Inception (8 Sep 04):6.6% (as of 30th April 2021)AssetsINR 34 Crore (as of 31st March 2021)Expense Ratio2.07% (as of 31st March 2021) 9. Baroda Pioneer Mid-Cap Fund (Category - Equity - Mid Cap) The primary goal of the Scheme is to create capital appreciation by investing in a diversified portfolio of equity and equity-related securities of growth-oriented mid-cap stocks. But, there is no guarantee that the investment goal of the Scheme will be achieved. The Baroda Pioneer Mid-Cap Fund, with a NAV of Rs. 12.99 (as of 30th April 2021), belongs to the Equity - Mid Cap fund, ranked 42 in the category. This fund was launched on 4 Oct 10 and has given trailing returns of 66.1% in one year (as of 30th April 2021), and 7.6% in 3 years. The fund manager is Mr. Sanjay Chawla. Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Exit Load0-365 Days (1%),365 Days and above (NIL)Return Since Inception (4 Oct 10):2.5% (as of 30th April 2021)AssetsINR 55 Crore (as of 31st March 2021)Expense Ratio2.6% (as of 31st March 2021) 10. Baroda Pioneer ELSS 96 (Category - Equity - ELSS fund) The main aim of the scheme is to provide the investor with long-term capital growth and also tax benefit under section 80C of the Income Tax Act, 1961. Baroda Pioneer ELSS 96, with a NAV of Rs. 57.22 (as of 30th April 2021), belongs to the Equity - ELSS fund. This fund was launched on 2 Mar 15 and has given trailing returns of 54.3% in one year (as of 30th April 2021), and 6% in 3 years. The fund manager is Mr. Sanjay Chawla Key Information Minimum InvestmentINR 5,00Minimum SIP InvestmentINR 500Exit LoadNILReturn Since Inception (2 Mar 15):6.5% (as of 30th April 2021)AssetsINR 187 Crore (as of 31st March 2021)Expense Ratio2 % (as of 31st March 2021) How to invest in Baroda Mutual Fund using EduFund? Investing in Bank of Baroda Mutual Fund AMC's mutual funds is a preferred and recommended way to create wealth for meeting financial goals. The procedure to invest in these funds is quite simple and convenient using the company's official website or through EduFund.  EduFund is a renowned portal registered with AMFI, BSE, and SEBI with zero fees to sign up. The investment logged in by the individual will reflect in his EduFund account within 3-5 business days. Here are a few steps that need to be followed to invest in Baroda AMC mutual funds: Step 1: The investor needs to visit the official website of Baroda AMC or use a Baroda AMC login to register at EduFund to complete his KYC & become investment-ready within minutes Step 2: On the home screen, he should search and type the name of the respective AMC in the search bar and select the relevant mutual fund he wants to invest in, Step 3: On the AMC page, after selecting the relevant Mutual Fund, he should click on ‘Invest Now’. Step 4: He should then select the mode of payment if it would be a one-time lump sum payment, or select SIP, after which he needs to click on ‘Proceed to Payment’. Step 5: He can make an online payment using his debit/credit card or use his net banking details to complete the transaction. Documents required to invest in Bank of Baroda Mutual Fund It is mandatory to have KYC details and other proofs verified to invest in mutual funds, which can be done in a fully digital and hassle-free manner. A regular investor simply needs to log in and start investing in mutual funds. For a first-time investor, the following documents are required: Application Form Photographs of the investor Identity Proof Income Proof PAN Card Details Personal Details Address Proof Bank Account Details Nominee & FATCA Declarations Baroda AMC Tax Saving Mutual Funds (ELSS) Baroda ELSS Funds are diversified equity funds that offer tax savings under section 80C of the Income Tax Act, 1961, and give the investor an opportunity for long-term wealth creation. These funds are ideal for investors who have a higher risk appetite and have a lock-in period of 3 years. NameType of FundMinimum InvestmentCategory Returns3-year returnsBaroda Equity Linked Saving Scheme 96 Direct-Growth  ELSSRs. 5003.10% - 22.28%  9.30Baroda Equity Linked Saving Scheme 96 Direct-Dividend Pay-outELSSRs. 5003.10% - 22.28%  9.30 Using the Baroda Mutual Fund Calculator  Investments in Baroda Mutual Funds help achieve long-term goals by investing in various equity, debt, and liquid mutual funds within the AMC. Baroda Mutual Fund Calculator helps the investor assess the amount of his present savings and shows how the savings amount can grow over a period. To use the Baroda Mutual Fund Calculator, the investor should input data on the calculator like income, age, amount to be invested, expected rate of returns, etc. Fund Managers of Baroda Mutual Fund AMC Fund Managers are the assets of any AMC who are experts providing professional guidance to investors to manage various assets, direct the fund management decisions, and achieve their financial goals. It is one of the most crucial considerations before investing to opt for the best and most active fund manager to manage the investments. Top-performing Fund Managers of Baroda Mutual Fund Baroda AMC - Equity Fund Managers Mr. Sanjay Chawla - Chief Investment Officer at Baroda Pioneer Asset Management Company Mr. Chawla has over 30 years of experience in Equity Research, Fund Management, and Management Consultancy. He has contributed to the Indian Finance Industry for over 35 years, wherein he is presently employed as the Chief Investment Officer of Baroda Pioneer Mutual Funds.  Mr. Sanjay Chawla completed his MMS from BITS Pilani before he joined the financial market industry. He had worked in a foray of MNCs and other established financial companies before he ventured into Baroda AMC. He was employed as Senior Fund Manager of Equity Schemes with Birla Sunlife AMC. He has also worked as Head of Research with SBI Capital Market, then with Motilal Oswal Securities, IDBI Capital Markets, IIT Invest Trust and Lloyd Securities, and SMIFS Securities where he was making strategies and handling different equity schemes. Mr. Dipak K Acharya - Fund Manager- Equity at Baroda Pioneer Asset Management Company Mr. Acharya has been associated with Baroda AMC since September 2009, and it has been over 9 years now that he has been working in the investment area as a diligent Fund Manager in the asset management industry. Before he joined Baroda AMC, he was the Fund Manager at BoB Mutual Fund from August 2003. Before he became a fund manager, he was working in the Treasury Department and Credit Department for 10 years at the Bank of Baroda. Academically, Mr. Acharya is an M. Com with other additional qualifications to his academic supremacy like AICWA, CAIIB, and PGPMS. Mr. Pratish Krishnan - Equity and Senior Analyst at Baroda AMC Mr. Krishnan has over 15 years of experience in Equity Research, and currently, he is a Fund Manager and an Equity and Senior Analyst at Baroda Pioneer Asset Management Company. He. Earlier, he worked with famous institutional brokerage houses like Antique Finance for two years, till 2014, and Bank of America Merrill Lynch for 6 years till 2012. Academically, Mr. Krishnan has done his MMS in Finance and is a B. Com Graduate.  Debt Fund Managers - Head of Fixed income at Baroda Pioneer Asset Management Company Alok Sahoo Mr. Sahoo is the Head of Fixed income at Baroda Pioneer Asset Management Company and has about 13 years of experience in the asset management industry. He has relevant experience in the credit research of companies. Before working for Baroda AMC, he worked with other giants like UTI Mutual Fund and HSBC Mutual Fund as Fixed Income Fund Manager. He was also a Fund Manager at HBC Asset Management in the Employee Provident Fund department. Academically. Mr. Sahoo is a Management Graduate in Finance from Xavier’s Institute of Management, Bhubaneshwar, with a Bachelor of Engineering Degree from NIT Rourkela. He has also done FRM - Financial Risk Management conducted by the Global Association of Risk Professionals. Additionally, he has passed three levels of CFA, which was conducted by the CFA Institute (AIMR). Ms. Hetal P. Shah - Fund Manager- Debt at Baroda Pioneer Asset Management Company Ms. Shah has been associated with the Company since December 2006 and has about 14 years of experience in treasury and fund management. She has been working at Baroda AMC for 10 years now, and earlier, she worked in the Treasury Department of Bank of India from May 1999. Academically, Ms. Shah has done her B.Com., MBA in Finance and JAIIB. Mr. Karn Kumar - Fund Manager-Debt and Senior Credit Analyst at Baroda Pioneer Asset Management Company Mr. Kumar has over 13 years of experience in Credit Research, Fixed Income, and Corporate Finance. Before joining Baroda AMC, he was associated with CRISIL Limited and ICICI Bank in credit research and structure finance. He has also worked with Sterlite Industries Limited in the Corporate Finance Team. Academically, Mr. Kumar is a qualified Chartered Accountant and is also a B. Com (Hons) Graduate. Why should you Invest in Baroda Mutual Fund using EduFund? Baroda Mutual Funds AMC is a SEBI-regulated investment securities organization that helps investors earn financial gains over an extended period. Most of the Open-Ended Schemes provide easy liquidation. Baroda Pioneer Mutual Funds further provides easy investing and redemption in a mutual fund. Through EduFund, it aims at increasing returns, minimizing risk, and offering the best-diversified portfolio in the interest of the investor.  The Baroda AMC fund house also gives investors access to opt for SIPs - Systematic Investment Plans through which they can invest a part of their monthly income. Baroda Mutual funds AMC keeps updating the latest NAV and portfolio and offers complete transparency to its investors, and is one of the largest platforms to invest in. Select EduFund for investing in Baroda Mutual Fund EduFund's experienced consultants give you customized solutions for all your financial goals. You can start investing from a lowly INR 5,000 and grow your capital comfortably. With EduFund, you get the following benefits: Customized Research-Based Financial Plan -  EduFund's scientific fund tracker screen over 1 lakh data points and 400 financial scenarios to recommend you the best mutual funds.  Customer-Friendly Counsellors Help You Create a Financial Plan - EduFund's counselors are trained to handle all kinds of queries from customers. They spend as much time with you as you need and resolve all your issues to help you create a robust financial plan. Invest Less, Earn More - Not only the best Indian mutual funds, but EduFund also offers you the facility to invest in US Dollar ETFs and international mutual funds. Use Free Tools - EduFund offers various free tools for its customers, including College Savings Calculator, SIP calculator, etc.  No Technical Expertise Required - You do not need to be an expert in finance to understand which mutual fund is the best for you. EduFund does it for you. Value-Added Benefits - You may get value-added benefits like no commission, free advisory, and nil-hidden charges. Secure Transactions - EduFund is RIA-registered and uses top-class 128-SSL security to enable safe transactions. Special Support for Children's Education - EduFund has a dedicated team of experts who help you fulfill your children's educational goals. 

For over a decade, the Union Mutual Fund has been the Union Bank of India's investment wing. It has been striving to make its mark and has successfully boosted the economy through investment ventures and achieved sustainable investment in capital markets. The Union Mutual Fund was set up on December 30 and had access to the client base of the bank and worked on it. The AMC was known as Union KBC Mutual Fund. Because it was set up in collaboration with the KBC Asset Management NV, set in Belgium. KBC had a stake of 49%, but Union Bank always had a majority stake. In the year 2016, when the Bank held the entire share, KBC pulled out shortly thereafter. Eventually, in 2017, Dai-ichi life, a company from Japan, acquired an almost 39.62% stake in the AMC. Though it did not change the structure of the AMC yet, Dai-ichi appointed a nominee to the Board of Directors. Now the Union Mutual Fund is co-sponsored by the bank and Dai-ichi Life. Regarding the bank, Union Bank of India will complete a hundred years of existence in the year 2019. It was inaugurated by Mahatma Gandhi in 1919. In the regime of Indira Gandhi, it was nationalized and since then grew in leaps and bounds. Presently, the bank has 240 branches all over India. The bank also has a global presence, with its office in Abu Dhabi opened in 2007. It also has a branch in Sydney, Hong Kong, and Antwerp. With an asset value of Rs 4 lakh crore and 4300 branches all over the country and beyond, it is listed in the Forbes 2000 list with 35000 employees. In 2019-20, Union AMC's total income rose to INR 48.36 Crore from 48.30 Crore in the previous financial year.  Important information about union mutual fund Name of the Mutual FundUnion Mutual FundEstablished23rd March 2011Date of Incorporation30th December 2009SponsorsUnion Bank of India Dai-ichi Life Holdings, Inc.TrusteeUnion Trustee Company Private Limited ChairmanRajkiran Rai G.CEO and MDG. PradeepkumarCIOVinay PahariaInvestor Service Officer  Joseph IdichandyCompliance OfficerPadmaja ShirkeAuditorsFor Trustee Company - M/s. Chaitanya C Dalal & Co   For Mutual Fund Schemes - M/s. Deloitte Haskins and Sells LLP For AMC - M/s. Jain Chowdhary & CoRegistrarsComputer Age Management Services Ltd. Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002 Phone: 1800-3010-6767 / 1800-419-7676 Fax: 044-30407101 Email: enq_h@camsonline.com Website: www.camsonline.comAddress, AMC      Unit No. 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai – 400059Phone 022-67483300 / 1800-200-2268Fax022-67483400/3401/3402Emailinvestorcare@unionmf.comWebsite  http://www.unionmf.com Ten top-performing union mutual fund schemes 1. Union Small Cap Fund The Union Small Cap Fund, with a NAV of 21.2600 (Regular Growth) (as on 13th April 2021), is the top-performing fund in the 'Equity: Small Cap' category. This open-ended fund was launched on 10th June 2014 and has given trailing returns of 85.56% in one year (as of 12th April 2021). The fund considers the NIFTY Smallcap 100 TRI as its benchmark.  Key information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 2,000Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 15 daysReturn Since Inception (10th June 2014):11.65% (as on 13th April 2021)AssetsINR 425 Crore (as of 31st March, 2021)Expense Ratio2.38% (as of 28th February 2021) 2. Union Value Discovery Fund The Union Value Discovery Fund, with a NAV of 13.3900 (Regular Growth) (as on 13th April 2021), is the top-performing fund in the 'Equity: Value Oriented category. This open-ended fund was launched on 5th December 2018 and has given trailing returns of 58.41% in one year (as of 12th April 2021). The fund considers the S&P BSE 500 TRI as its benchmark.  Key information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 2,000Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 15 daysReturn Since Inception (5th December 2018):13.19% (as on 13th April, 2021)AssetsINR 116 Crore (as of 31st March, 2021)Expense Ratio2.56% (as of 28th February, 2021) 3. Union-Focused Fund The Union Focused Fund, with a NAV of 14.4400 (Regular Growth) (as on 13th April 2021), is the top-performing fund in the 'Equity: Flexi Cap' category. This open-ended fund was launched on 5th August 2019 and has given trailing returns of 57.72% in one year (as of 12th April 2021). The fund considers the S&P BSE 500 TRI as its benchmark.  Key information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 2,000Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 15 daysReturn Since Inception (5th August 2019):13.19% (as on 13th April, 2021)AssetsINR 190 Crore (as of 31st March, 2021)Expense Ratio2.52% (as of 28th February, 2021) 4. Union Long-Term Equity Fund The Union Long Term Equity Fund, with a NAV of 32.7700 (Regular Growth) (as on 13th April 2021), is the top-performing fund in the 'Equity: ELSS' category. This open-ended fund was launched on 23rd December 2011 and has given trailing returns of 58.43% in one year (as of 12th April 2021). The fund considers the S&P BSE 500 TRI as its benchmark.  Key information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit LoadNil (Lock-in period - 3 years)Return Since Inception (23rd December 2011):13.59% (as on 13th April, 2021)AssetsINR 335 Crore (as of 31st March, 2021)Expense Ratio2.33% (as of 28th February, 2021) 5. Union Flexi Cap Fund The Union Flexi Cap Fund, with a NAV of 26.4100 (Regular Growth) (as on 13th April 2021), is one of the top-performing funds in the 'Equity: Flexi Cap' category. This open-ended fund was launched on 10th June 2011 and has given trailing returns of 58.68% in one year (as of 12th April 2021). The fund considers the S&P BSE 500 TRI as its benchmark.  Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 2,000Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 15 daysReturn Since Inception (10th June 2011):10.36% (as on 13th April 2021)AssetsINR 482 Crore (as of 31st March 2021)Expense Ratio2.38% (as of 28th February 2021) 6. Union Large & Midcap Fund The Union Large & Midcap Fund, with a NAV of 12.8500 (Regular Growth) (as on 13th April 2021), is one of the top-performing funds in the 'Equity: Large & Midcap' category. This open-ended fund was launched on 6th December 2019 and has given trailing returns of 56.89% in one year (as of 12th April 2021). The fund considers the S&P BSE 250 Large MidCap TRI as its benchmark.  Key information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 2,000Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 15 daysReturn Since Inception (10th June 2011):20.36% (as on 13th April, 2021)AssetsINR 190 Crore (as of 31st March, 2021)Expense Ratio2.63% (as of 28th February, 2021) 7. Union Largecap Fund The Union Largecap Fund, with a NAV of 13.8000 (Regular Growth) (as on 13th April 2021), is one of the top-performing funds in the 'Equity: Large Cap' category. This open-ended fund was launched on 11th May 2017 and has given trailing returns of 52.62% in one year (as of 12th April 2021). The fund considers the S&P BSE 100 TRI as its benchmark.  Key information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 2,000Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 15 daysReturn Since Inception (11th May 2017):8.55% (as on 13th April 2021)AssetsINR 185 Crore (as of 31st March, 2021)Expense Ratio2.14% (as of 28th February, 2021) 8. Union Balanced Advantage Fund The Union Balanced Advantage Fund, with a NAV of 13.8900 (Regular Growth) (as on 13th April 2021), is one of the top-performing funds in the 'Hybrid: Dynamic Asset Allocation' category. This open-ended fund was launched on 29th December 2017 and has given trailing returns of 37.72% in one year (as of 12th April 2021). The fund considers the S&P BSE Sensex 50 TRI and CRISIL Composite Bond TRI as its benchmark.  Key information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 2,000Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 15 daysReturn Since Inception (29th December 2017):10.50% (as on 13th April, 2021)AssetsINR 842 Crore (as of 31st March, 2021)Expense Ratio2.49% (as of 28th February, 2021) 9. Union Equity Savings Fund The Union Equity Savings Fund, with a NAV of 12.3600 (Regular Growth) (as on 13th April 2021), is one of the top-performing funds in the 'Equity: Equity Savings category. This open-ended fund was launched on 9th August 2018 and has given trailing returns of 20.34% in one year (as of 12th April 2021). The fund considers the CRISIL Short-Term Debt Hybrid 75+25 TRI as its benchmark.  Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 2,000Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 15 daysReturn Since Inception (9th August 2018):9.08% (as of 13th April, 2021)AssetsINR 169 Crore (as of 31st March, 2021)Expense Ratio2.07% (as of 28th February, 2021) 10. Union Corporate Bond Fund The Union Corporate Bond Fund, with a NAV of 12.0392 (Regular Growth) (as of 12th April 2021), is one of the top-performing funds in the 'Debt: Corporate Bond' category. This open-ended fund was launched on 25th May 2018 and has given trailing returns of 9.53% in one year (as of 12th April 2021). The fund considers the CRISIL Corporate Bond Fund as its benchmark.  Key information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 2,000Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 15 daysReturn Since Inception (25th May 2018):6.64% (as of 13th April, 2021)AssetsINR 378 Crore (as of 31st March, 2021)Expense Ratio1.04% (as of 28th February, 2021) How can you invest in Union mutual fund via EduFund? Investing in Union mutual fund via Edufund is a simple, four-step process. Step 1 - Install the EduFund App from Google Play Store or Apple App Store and sign in to create an account online. Step 2 - Select a plan - Browse through a wide range of Union mutual fund schemes and pick the perfect scheme for your financial aims. You may invest in a Systematic Investment Plan (SIP) or a large sum. The EduFund app has an inbuilt recommendation engine that suggests the scheme that serves your financial objectives the best. Step 3 - Keep track of your transaction(s) - The amount you invest in a specific scheme will reflect in your EduFund account in four working days. You can keep track of the Union mutual fund NAV, statement, account balance, and other things in the app. The EduFund app gives you the option to redeem, purchase, or switch Union mutual fund units. Step 4 - Take the advice of a Mutual Fund Counsellor - You can get in touch with a consultant to discuss your financial aims and get customized advice. EduFund uses state-of-art encryption and authentication technologies to safeguard your transactions and secure your investments. Best performing fund managers at union mutual fund Mr. Vinay Paharia Mr. Vinay Paharia functions as the Chief Investment Officer at KBC Union Bank Mutual Fund. Mr. Paharia has over 16 years of experience in the sector of financial services. He ventured into the financial domain as an Equity Research Analyst at First Global Stockbroking Pvt. Ltd. He held the same designation at his following two organizations, DBS Cholamandalam AMC and K R Choskey Shares and Securities Pvt. Ltd. Just before joining Union Mutual Fund; he worked with Invesco Asset Management (India) Pvt. Ltd. for over 11 years. Mr. Paharia has earned the degree of MMS in Finance from Welingkar Institute of Management. He also qualified as a CFA from the Institute of Chartered Financial Analysts of India. His years of experience and acumen in business have been a great asset for the Union Mutual Fund investment team, where he handles 9 UMF plans. Some of the important funds under his leadership are Union Multi-Cap Fund, Union Small-cap Fund, and Union Equity Savings Fund. Mr. Parijat Agrawal Mr. Parijat Agrawal is a PGBM from IIM Bangalore. He heads the portfolio of Fixed Income at Union KBC Mutual Funds. He has a career that spans over two decades. Mr. Agrawal has an in-depth knowledge of the financial market in India. His years of experience in finances make him the troubleshooter for financial glitches. Mr. Agrawal associated himself with the Union Mutual Fund from its initial days and has been there for 9 years hence. Before that, he headed the Fixed Income portfolio at SBI Mutual Fund. He was also the Head of Treasury at the State Bank of Mauritius. Mr. Agrawal is at the helm of affairs in the portfolio of Fixed Income At Union Mutual Fund. He is in charge of 12 schemes which amounts to a net AuM in excess of INR 2,009 Crore. Among several others, Mr. Agrawal oversees the Union Balanced Advantage Fund, the Union Equity Savings Fund, and Union Dynamic Bond Fund. Mr. Anshul Mishra Mr. Anshul Mishra is among the most versatile Fund Managers at Union Bank KBC Mutual Fund. With experience spanning over a decade in the field, he has steadily given towering returns on all the funds he oversees. Before joining the Union Mutual Fund, Mr. Mishra worked as the Fund Manager at IDBI Asset Management Ltd. for 3 years. He was associated with the ING Mutual Fund, where he was in charge of Equity and Tax Saving Funds for 5 years. At the Union Mutual Fund, Mr. Anshul Mishra manages 9 schemes with a total AuM of over INR 1031 Crore. Some of his largest-grossing funds are the Union balanced Advantage Fund and the Union Large Cap Fund. Mr. Agrawal holds an MBA and a CFA, as well as a B.E degree in Mechanical Engineering. Mr. Anindya Sarkar Mr. Anindya Sarkar has earned a double MBA in Finance and Risk Management from St. John’s University- School of Risk Management and Savitribai Phule Pune University, respectively. He brings twenty years of experience with him, which makes him one of the most sought Fund Managers at Union Mutual Fund. Mr. Sarkar has been working with Union Bank KBC Mutual Fund since its initiation. He joined the Union Bank KBC Mutual Fund as its Vice President in Risk Management, a designation that he held for over eight years, before becoming a Fund Manager in the company. Before joining Union Mutual Fund, Mr. Sarkar worked with several firms both in the country and abroad. He worked as a Broker at the ICAP India Pvt. Ltd and the DVF Ltd. Then he joined as a Risk Manager at The Navigators Group, Inc. in New York., Mr. Sarkaris in charge of 3 funds at the Union Mutual Fund with a net AuM of more than INR 346 Crore. Why should you invest in a union mutual fund? It is one of India's largest AMCs and has many benchmark-beating funds to offer to its customers. It has an asset value of INR 3623.49 Crore and an extensive network of distributors providing its schemes to investors. The AMC has around 4300 branches across the length and breadth of India. The Union Mutual Fund caters to the needs of all types of investors. Select EduFund for investing in Union mutual fund The process of investing in Union mutual funds through EduFund is straightforward and convenient. The consultants at EduFund are very experienced and give you personalized solutions for the financial ambitions that you aspire to achieve. A meager investment starting from INR 5,000 through EduFund can open avenues for you to increase your capital quickly. Unique Support for Children's Education: Education has become expensive, but with EduFund, which has a dedicated team of experts to cater to your children's needs, it is easy.  Secure Transactions: The security used in EduFund is 128-SSL, the safest and RIA-registered. No Expertise Needed: All you need to do is rely on the process of EduFund. They will do all the needful without you being an expert in the field. Extra Value-Added Benefits: A free advisory and no-commission scheme is also available without any extra charges. Free Tools: You can use free tools like College Savings Calculator and SIP calculator to calculate the amount you will need in the future and save the appropriate amount. Earn More by Investing Less: Not only in Indian capital markets, but Edufund also helps you invest in US Dollars and other international mutual funds. Customized Research-Based Financial Plan: Before suggesting any investment to you, the team in Edufund scans almost a lakh data points and nearly 400 financial scenarios. So the reliability is huge, and the job is hassle-free. Consult an expert advisor to get the right plan TALK TO AN EXPERT FAQs Which Union mutual fund is the best? One of the top-performing Union mutual funds is Union Small Cap Fund. With a NAV of ₹29.45 as of 21st Dec 2022, this is the top-performing fund in the ‘Equity: Small Cap’ category. What is the minimum SIP amount I can invest in top-performing Union mutual funds? You can start Union bank's top-performing SIPs at as low as INR 500. Is Union mutual fund safe? Under any scheme of Union mutual fund, investors aren't offered any kind of assurance or guarantee for the safety of these schemes. However, the schemes provide benefits like dividend reinvestment, advanced portfolio, fair pricing, risk reduction, convenience, etc.

Indiabulls Mutual Fund (Regn. No. MF/068/11/03) has been operating since 24th March 2011. This fund's sponsor is Indiabulls Housing Finance Limited, and the trustee is Indiabulls Trustee Company Ltd. The fund house is headed by Mr. Ashok Kacker.  The sponsor of the fund house, Indiabulls Housing Finance Limited, is one of the fastest-growing financial institutions in India. The company has received AA by CRISIL, CARE, ICRA, and AA+ by Brickwork Ratings. As on March 2020, the company's total loan book was INR 69,676 Crore, PAT was INR 2,200 Crore, and RoE, was 17.60%. They provide services in various segments, such as Consumer Finance, Commercial Loans, Housing Finance, Advisory Services, and Asset Management. The total client base of the company exceeds 9,20,000 customers. The company has an extensive branch and distributor network, enabling it to access a vast section of investors. Indiabulls Housing Finance Limited figures prominently in the list of top Indian private financial services companies regarding net worth.  Besides Indiabulls Asset Management Company, the Indiabulls group's other famous businesses include Indiabulls Housing Finance Limited (IBHFL), Indiabulls Real Estate (IBREL), and Indiabulls Ventures Limited.  Indiabulls Asset Management Company's (AMC) net assets increased to INR 20,290.51 lacs in the financial year 2019-20, as compared to INR 18,311.70 lacs in the financial year 2018-19. Its revenue from operations increased to INR 4,744.30 lacs from INR 3,792.49 lacs. The total income grew to INR 6,479.84 lacs from INR 4,781.91 lacs. And, in the financial year 2019-20, AMC's net profit increased to INR 2,098.45 lacs from INR 305.11 lacs. The company also witnessed a healthy jump in the basic EPS, from INR 0.18 in the financial year 2018-19 to 1.23 in 2019-20.   Important information about Indiabulls Mutual Fund Mutual Fund NameIndiabulls Mutual FundEstablished 24th March 2011Date of Incorporation10th April 2008SponsorIndiabulls Housing Finance Limited M-62 & 63, First Floor,Connaught Place,,New DelhiDelhi110001 Tel: 011-30252900Fax: 011-30156901Email: helpdesk@indiabulls.comWebsite: http://www.indiabullshomeloans.comTrusteeIndiabulls Trustee Company Limited M - 62 & 63, First Floor Connaught Place New Delhi Central Delhi 110001 IndiaDirectors, Trustee CompanyMr Gorinka Jaganmohan Rao, Independent Director Mr K. Vasudevan, Independent Director Mr Ajit Mittal, Associate DirectorChairmanMr Ashok KackerWhole Time Director and Chief Executive OfficerMr Ambar MaheshwariNon-Executive DirectorMs Preetinder Virk Head - Compliance and Risk ManagementMr Uday DiwaleInvestor Relations OfficerMr Vaibhav Sadanand PatilPrincipal OfficerMr Abhishek Garg Registered Address, AMC11th Floor, Tower-1, IndiabullsFinance Centre, Senapati Bapat Road,Mumbai-400013 Phone: 022-61891300 / 1800-2666-002 Email: customercare@indiabullsamc.com Website: http://www.indiabullsamc.comInternal AuditorM.P. Chitale & Co. Chartered Accountants 11, Prabhadevi Industrial Estate, Veer Savarkar Marg, Opp. Siddhivinayak Temple, Prabhadevi, Mumbai - 400025 Registrar and Transfer Agent KFin Technologies Pvt Ltd. Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016 Phone: 040-44857874 Email: mfshyderabad@karvy.com Website: www.karvymfs.comFund Accountant and Custodian HDFC Bank Ltd. HDFC Bank House, Senapati Bapat Marg, Lower Parel, Mumbai - 400013 Six Top-Performing Indiabulls Mutual Fund Schemes  Indiabulls Nifty 50 Exchange Traded Fund The Indiabulls Nifty 50 Exchange Traded Fund, with a NAV of 149.3135 (Regular Growth) (as on 12th April, 2021), is one of the top-performing funds in the 'Equity: Large Cap' category. This open-ended fund was launched on 26th April 2019 and has given trailing returns of 60.22% in one year (as on 12th April, 2021). The fund considers the NIFTY 50 TRI as its benchmark.  Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1Minimum SIP Investment-Minimum Withdrawal-Exit LoadNilReturn Since Inception (26th April 2019):13.05% (as on 13th April, 2021)AssetsINR 16 Crore (as on 31st March, 2021)Expense Ratio0.12% (as on 28th February, 2021) 2. Indiabulls Value Fund The Indiabulls Value Fund, with a NAV of 13.9395 (Regular Growth) (as on 12th April, 2021), is the top-performing funds in the 'Equity: Value Oriented' category. This open-ended fund was launched on 8th September 2015 and has given trailing returns of 50.22% in one year (as on 12th April, 2021). The fund considers the S&P BSE 500 TRI as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 3655 daysReturn Since Inception (8th September 2015):6.11% (as on 13th April, 2021)AssetsINR 14 Crore (as on 31st March, 2021)Expense Ratio2.30% (as on 28th February, 2021) 3. Indiabulls Tax Savings Fund  The Indiabulls Tax Savings Fund, with a NAV of 11.2200 (Regular Growth) (as on 12th April, 2021), is one of the top-performing funds in the 'Equity: ELSS' category. This open-ended fund was launched on 28th December 2017 and has given trailing returns of 44.01% in one year (as on 12th April, 2021). The fund considers the S&P BSE 500 TRI as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit LoadNil (Lock-in period - 3 years)Return Since Inception (28th December 2017):3.56% (as on 13th April, 2021)AssetsINR 54 Crore (as on 31st March, 2021)Expense Ratio2.25% (as on 28th February, 2021) 4. Indiabulls Bluechip Fund The Indiabulls Bluechip Fund, with a NAV of 24.4500 (Regular Growth) (as on 12th April, 2021), is one of the best-performing funds in the 'Equity: Large Cap' category. This open-ended fund was launched on 10th February 2012 and has given trailing returns of 43.76% in one year (as on 12th April, 2021). The fund considers the NIFTY 50 TRId as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 7 daysReturn Since Inception (10th February 2012):10.23% (as on 13th April, 2021)AssetsINR 113 Crore (as on 31st March, 2021)Expense Ratio2.43% (as on 28th February, 2021) 5. Indiabulls Equity Hybrid Fund The Indiabulls Equity Hybrid Fund, with a NAV of 12.8501 (Regular Growth) (as on 12th April, 2021), is one of the top-performing funds in the 'Hybrid: Aggressive Hybrid' category. This open-ended fund was launched on 13 December 2018 and has given trailing returns of 41.75% in one year (as on 12th April, 2021). The fund considers the CRISIL Hybrid 35+65 Aggressive TRI as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 7 daysReturn Since Inception (13 December 2018):11.34% (as on 13th April, 2021)AssetsINR 33 Crore (as on 31st March, 2021)Expense Ratio2.36% (as on 28th February, 2021) 6. Indiabulls Savings Income Fund The Indiabulls Savings Income Fund, with a NAV of 15.1926 (Regular Growth) (as on 12th April, 2021), is the best-performing funds in the 'Hybrid: Conservative Hybrid' category. This open-ended fund was launched on 2nd December 2015 and has given trailing returns of 12.91% in one year (as on 12th April, 2021). The fund considers the CRISIL Hybrid 75+25 Conservative TRI as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit LoadNilReturn Since Inception (2nd December 2015):8.11% (as on 13th April, 2021)AssetsINR 12 Crore (as on 31st March, 2021)Expense Ratio2.00% (as on 28th February, 2021)   How Can You Invest in Indiabulls Mutual Fund Via EduFund? EduFund is simple to understand mobile app that simplifies investing in Indiabulls Mutual Fund. You can conveniently install the app from Google Play Store or Apple App Store and create an account. The next thing you need to do is browse the various Indiabulls Mutual Fund schemes and select the right one for your financial goals.  EduFund displays every information, ranging from NAV to returns and the expense ratio, making it easier for you to choose the best Indiabulls Mutual Fund scheme. You can choose the amount as per your convenience and invest. Investments in Indiabulls mutual fund starts from INR 500 (for SIP) and INR 5,000 (for a lump sum). EduFund app is your all-in-one store for getting information about your investments. You can purchase units, switch your investment to a better scheme, and redeem partial or all units. EduFund transfers the proceeds to your registered bank account within 24 hours of receiving the redemption proceeds from the mutual fund house.  You can consult with expert mutual fund advisors who can guide you to find the best plans at any stage. EduFund uses top-class authentication and encryption parameters to secure the transactions.  Three Best Performing Fund Managers at Indiabulls Mutual Fund Indiabulls Mutual Fund managers have extensive experience in driving value and generating growth for customers. The following are the top three fund managers at Indiabulls AMC: 1. Mr Malay Shah Mr Malay Shah, Head of Fixed income, Indiabulls Asset Management, joined the company in August 2014. Before joining Indiabulls AMC, he was the Head of Fixed Income at Peerless Mutual Fund, Dealer of Fixed Income at Derivium Capital and Securities Private Limited, and Dealer of Fixed Income at Parag Parikh Financial Advisory Services Limited. He has experience of 17 years in the Indian fixed income markets. His specialities include structured credit and fundraising. His educational qualifications include Bachelor in Commerce and MBA in Finance. Mr Shah manages funds like the Indiabulls Liquid Fund, Indiabulls Gilt Fund, Indiabulls Ultra Short Term Fund, Indiabulls Short Term Fund, and Indiabulls Income Fund.  2. Mr Saurabh Sharma Mr Saurabh Sharma, Associate Fund Manager(AFM), Indiabulls Asset Management, joined the company in December 2012, as the Dealer of Fixed Income. He was promoted to his current position in January 2019. Before joining Indiabulls AMC, he worked as an Article Trainee at D.R. Mehta & Associates. His specialities include Fixed income, Portfolio Management, Investments, Asset Management, Trading, Securitisation, Audit, Risk, and Valuation. He has a B.Com degree from Mumbai University. Mr Sharma manages funds like the Indiabulls Ultra Short Term Fund, Indiabulls Savings Fund, and Indiabulls Liquid Fund.  3. Mr Karan Singh Mr Karan Singh, Head of Fixed Income Research, Indiabulls Asset Management, joined the company in May 2018. Before joining Indiabulls AMC, he has served many renowned organisations like Taurus Corporate Advisory Services Limited (Strategist for Fixed Income), DIOS Capital (Director/Strategist), Escorts Asset Management Company (Analyst), ICRA Limited (Senior Analyst), Religare Aegon AMC (Analyst), and Fidelity Investments (Associate for Fixed Income). He has more than 16 years of experience in managing fixed income funds. Mr Singh holds a Bachelor's degree in Economics (Delhi University) and CFA Level-1 (CFA Institute, USA). He manages funds like Indiabulls Short Term Fund, Indiabulls Liquid Fund, Indiabulls Value Fund, Indiabulls Savings Income Fund, Indiabulls Arbitrage Fund, and Indiabulls Tax Savings Fund.  Why Should You Invest in Indiabulls Mutual Fund? Indiabulls mutual fund is sponsored by the second-largest privately-run housing finance company in India. The AMC's net profit and assets grew considerably in the financial year 2019-20. With the stock market recovering from its pandemic-driven fall, the chances are high that Indiabulls mutual fund's stellar performance will continue unabated.  The AMC offers mutual fund schemes in many categories like equity, debt, hybrid, etc. Select EduFund For Investing in Indiabulls Mutual Fund  EduFund offers you a simple to install the app for investing in Indiabulls Mutual Fund. It tracks 400 financial scenarios and over 1 lakh data points to help you find a suitable mutual fund scheme for your financial needs. You can use several free calculators, such as the SIP calculator, College Savings Calculator, etc., to figure out the amount you need to save every month. In case you need more help, EduFund's expert mutual fund counsellor can help you get on the right track.  Alongside Indian funds, you can also invest in international mutual funds and US Dollar ETFs to benefit from the upswings.  EduFund is RIA-registered and uses world-class 128-SSL security parameters to safeguard your investments.  Download the EduFund app now and start investing for a golden future.

Edelweiss Asset Management AMC Limited comes within the Investment & Advisory Line of Edelweiss Group and is one of the fastest-growing AMC in India. It was set up on 23rd August 2007 and established in 2008, and since a decade it has delivered impressive returns. Edelweiss Financial Services Limited has been dealing with sponsorships regarding the Edelweiss Mutual fund, which is a substantial fiduciary branch operated under the Edelweiss Group. Edelweiss Asset Management AMC offers financial services and support to investors in the form of Asset Management, Wholesale Financing, Treasury Operations, Insurance Brokerage, Private Client Business, and Investment Banking. Edelweiss Asset Management AMC is one of the youngest and the fastest growing Mutual Fund Companies which aims to be innovative and globally renowned, since its inception. It provides a stable mutual fund platform to a diversified investor base that is spread across domestic and global geographies. Edelweiss Asset Management Limited manages a corpus under the management of Rs. 52414.5143 crores. (as of 31-Mar-2021) and has an AUM size of Rs. 52,415 Cr as of 31, Mar 2021, invested in over 104 schemes (28 equity, 92 debt, and 24 hybrid funds) with over 11 distribution centers across the country. World-class knowledge platforms and true-to-label products have helped the Edelweiss Asset Management AMC to generate a massive base of investor folios. It offers a wide range of mutual fund schemes across equity, debt, and hybrid categories along with exchange-traded funds and international fund of fund schemes. The AMC aims to render the best digital experience to its investors through cutting-edge technology and seamless innovation. Features of Edelweiss Mutual Funds AMC  It offers investment opportunities in mutual funds and services in Alternative Investment Solutions with a proficient risk-return gamut across domestic and international asset classes.  These funds provide a robust mutual fund platform with world-class knowledge platforms and true-to-label products. Through continuous innovation and cutting-edge technology, the company provides the best digital experience to its investors.  The team of experts comprises experienced professionals from the Financial Services industry who has rich experience in the field of financial markets and is highly qualified. A research-based and process-oriented investment approach is followed by the company, thus assisting investors, dealing with business partners, and deploying investors’ finances.  Important Information about Edelweiss Mutual Fund SponsorEdelweiss Financial Services LimitedTrusteeEdelweiss Trusteeship Company Limited (ETCL)Investment ManagerEdelweiss Asset Management LimitedStatutory DetailsEdelweiss Mutual Fund established - Indian Trusts Act, 1882.   AMC is registered with SEBI - Registration No. MF/057/08/02 on April 30, 2008. Date of Incorporation of AMC23 Aug 2007Date of set up of Mutual Fund30 Apr 2008Name(s) of SponsorEdelweiss Financial Services LimitedName of Trustee CompanyEdelweiss Trusteeship Company LimitedCEO / MDMs. Radhika GuptaCIOMr. Dhawal Dalal (D), Mr. Harshad Patwardhan (E)Compliance OfficerMs. Vijayalaxmi KhatriInvestor Service OfficerMr. Mayur JadhavAuditorsM/s Price Waterhouse, C. A. LLP (Edelweiss AMC) and M/s SR Baltiboi & Co LLP (ETCL & Mutual Fund Schemes)Quarterly AUM45909.31Registrar and Transfer AgentKFin Technologies Pvt Ltd.CustodianStandard Chartered BankAddressEdelweiss House Off. C.S.T Road, Kalina, Mumbai - 400 098 Registered Service Centre - 402, Third Eye 1 Near Panchvati Circle, C.G.Road, Ahmedabad-380006EDELWEISS mutual fund customer care number(022) 40933400, 079-44218800, and (022) 40933401 (fax)EmailEMFHelp@edelweissfin.com investor.amc@edelcap.com Top 10 performing Edelweiss Mutual Fund Schemes Edelweiss has mutual funds in almost all categories permitted by the Securities and Exchange Board of India or SEBI. Here is a list of the ten best-performing Edelweiss mutual fund schemes in India. 1. Edelweiss Arbitrage Fund (Hybrid - Arbitrage fund) The investment objective of the Scheme is to produce income by investing in arbitrage opportunities in the cash and the derivative segments of the equity markets and the arbitrage opportunities are available within the derivative segment and by investing the balance in debt and money market instruments. However, there is no guarantee that the investment objective of the scheme will be realized. The Edelweiss Arbitrage Fund, with a NAV of Rs. 15.1775 (as of 28th April 2021), is the top-performing fund in the Hybrid - Arbitrage fund category. This open-ended fund was launched on 27th June 2014 and has given trailing returns of 4.5% (2020) in one year (as of 26th April 2021) and 5.3%  for 3 years. The fund managers are Dhawal Dalal since 22 Dec 16 with a tenure of 4.27 years and Bhavesh Jain since 27 Jun 14 with a tenure of 6.77 years. Key Information Minimum InvestmentINR 5,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load0-30 Days (0.25%),30 Days and above (NIL)Return Since Inception (27th June 2014):6.3% (as of 26th April 2021)AssetsINR 3707 Crore (as of 31st March 2021)Expense Ratio1.09% (as of 31st March 2021) 2. Edelweiss Large and Mid-Cap Fund (Equity - Large & Mid Cap) The investment objective of the Scheme is to produce long-term capital appreciation from a diversified portfolio of predominantly Large Cap and Mid-Cap equity and equity-related securities. However, there is no guarantee that the investment objective of the scheme will be realized. The Edelweiss Large and Mid-Cap Fund, with a NAV of Rs. 43.265 (as of 28th April 2021), is the top-performing fund in the Equity - Large & Mid Cap category. This open-ended fund was launched on 14th June 2014 and has given trailing returns of 17% (2020) in one year (as of 26th April 2021) and 11.1% for 3 years. The fund manager is Harshad Patwardhan since 14th June 2007 with a tenure of 13.81 years. Key Information Minimum InvestmentINR 5,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 1000Exit Load0-12 Months (1%),12 Months and above (NIL)Return Since Inception (14th June 2014):11.1% (as of 26th April 2021)AssetsINR 697 Crore (as of 31st March 2021)Expense Ratio2.5 % (as of 31st March 2021) 3. Edelweiss Mid-Cap Fund (Equity - Mid Cap) The investment objective is to seek to generate long-term capital appreciation from a portfolio that predominantly invests in equity and equity-related securities of Mid Cap companies. However, there can be no guarantee that the investment objective of the Scheme will be realized. The Edelweiss Mid-Cap Fund, with a NAV of Rs. 14.038 (as of 28th April 2021), is the top-performing fund in the Equity - Mid Cap category. This open-ended fund was launched on 26th Dec 2007 and has given trailing returns of 26.4 % (2020) in one year (as of 26th April 2021) and 9.5 % for 3 years. The fund manager is Harshad Patwardhan since 26th Dec 2007 with a tenure of 13.27 years. Key Information Minimum InvestmentINR 5,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load0-12 Months (1%),12 Months and above (NIL)Return Since Inception (26th Dec 2007):11% (as of 26th April 2021)AssetsINR 1215 Crore (as of 31st March 2021)Expense Ratio2.28 % (as of 31st March 2021) 4. Edelweiss Europe Dynamic Equity Off-shore Fund (Equity - Global Cap) The primary investment objective of the Scheme is to seek to provide long-term capital growth by investing predominantly in the JPMorgan Funds - Europe Dynamic Fund, an equity fund that invests primarily in an aggressively managed portfolio of European companies. The Edelweiss Europe Dynamic Equity Off-shore Fund, with a NAV of Rs. 15.3248 (as of 28th April 2021), belongs to the Equity - Global category. This fund was launched on 14th June 2014 and has given trailing returns of 13.5% (2020) in one year (as of 26th April 2021) and 10.1% for 3 years. The fund managers are Bhavesh Jain since 9th April 2018 with a tenure of 2.98 years and Hardik Verma since 27th Sept 2019 with a tenure of 1.51 years. Key Information Minimum InvestmentINR 5,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 1000Exit Load0-12 Months (1%),12 Months and above (NIL)Return Since Inception (14th June 2014):6.1% (as of 26th April 2021)AssetsINR 42 Crore (as of 31st March 2021)Expense Ratio1.34 % (as of 31st March 2021) 5. Edelweiss Emerging Markets Opportunities Equity Off-shore Fund (Equity – Global Fund) The primary investment objective of the Scheme is to seek to provide long-term capital growth by investing predominantly in the JPMorgan Funds - Emerging Markets Opportunities Fund, an equity fund that invests primarily in an aggressively managed portfolio of emerging market companies. The Edelweiss Emerging Markets Opportunities Equity Off-shore Fund, with a NAV of Rs. 18.4791 (as of 28th April 2021), in the Equity - Global category. This fund was launched on 7th July 2014 and has given trailing returns of 21.7 % (2020) in one year (as of 26th April 2021) and 13.8 % for 3 years. The fund managers are Bhavesh Jain since 9th April 2018 with a tenure of 2.98 years and Hardik Verma since 27th Sept 2019 with a tenure of 1.51 years. Key Information Minimum InvestmentINR 5,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 1000Exit Load0-1 Years (1%),1 year and above (NIL)Return Since Inception (7th July 2014):9.4 % (as of 26th April 2021)AssetsINR 84 Crore (as of 31st March 2021)Expense Ratio1.24 % (as of 31st March 2021)  6. Edelweiss ASEAN Equity Off-shore Fund (Equity – Global Fund) The primary investment objective of the Scheme is to provide long-term capital growth by investing predominantly in JPMorgan Funds – JF ASEAN Equity Fund, an equity fund that invests primarily in companies of countries that are members of the Association of Southeast Asian Nations (ASEAN). However, there can be no assurance that the investment objective of the Scheme will be realized. The Edelweiss ASEAN Equity Off-shore Fund, with a NAV of Rs. 23.2 (as of 28th April 2021), in the Equity - Global category. This fund was launched on 1st July 2011 and has given trailing returns of 2.3 % (2020) in one year (as of 26th April 2021) and 3 % for 3 years. The fund managers are Bhavesh Jain since 9th April 2018 with a tenure of 2.98 years and Hardik Verma since 27th Sept 2019 with a tenure of 1.51 years. Key Information Minimum InvestmentINR 5,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 1000Exit Load0-12 Months (1%),12 Months and above(NIL)Return Since Inception (1st July 2011):8.9 % (as of 26th April 2021)AssetsINR 58 Crore (as of 31st March 2021)Expense Ratio1.42 % (as of 31st March 2021) 7. Edelweiss Large Cap Fund (Equity - Large Cap) The investment objective is to seek to generate long-term capital appreciation from a portfolio predominantly consisting of equity and equity-related securities of the 100 largest corporate by market capitalization listed in India. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. The Edelweiss Large Cap Fund, with a NAV of Rs. 46.42 (as of 28th April 2021), is an Equity - Large Cap category fund. This fund was launched on 20th May 2009 and has given trailing returns of 17.3 % (2020) in one year (as of 26th April 2021) and 10.8% for 3 years. The fund managers are Bharat Lahoti since 2nd May 2017 with a tenure of 3.92 years and Hardik Verma since 11th Nov 2019 with a tenure of 1.39 years. Key information Minimum InvestmentINR 1,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1000Exit Load0-365 Days (1%),365 Days and above (NIL)Return Since Inception (20th May 2009):13.7 % (as of 26th April 2021)AssetsINR 232 Crore (as of 31st March 2021)Expense Ratio1.89 % (as of 31st March 2021) 8. Edelweiss Long Term Equity Fund (Equity - ELSS) The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic pay-outs at the end of lock-in periods from a portfolio that invests predominantly in equity and equity-related instruments. The Edelweiss Long Term Equity Fund, with a NAV of Rs. 59.22 (as of 28th April 2021), is an Equity - ELSS category fund. This open-ended fund was launched on 30th Dec 2008 and has given trailing returns of 13.7 % (2020) in one year (as of 26th April 2021) and 7.5 % for 3 years. The fund managers are Harsh Kothari since 30th April 2019 with a tenure of 1.92 years and Pratik Dharmshi since 30th April 2019 with a tenure of 1.92 years. Key information Minimum InvestmentINR 500Minimum Additional Investment INR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit LoadNILReturn Since Inception (30th Dec 2008):15.5 % (as of 26th April 2021)AssetsINR 165 Crore (as of 31st March 2021)Expense Ratio2.39 % (as of 31st March 2021) 9. Edelweiss Balanced Advantage Fund (Hybrid - Dynamic Allocation fund) The primary objective of the scheme will be to generate absolute returns with low volatility over a longer tenure of time. The scheme will invest in arbitrage opportunities, equity derivative strategies, pure equity investments, and the balance in debt and money market instruments. The Scheme proposes to allocate assets to both equity and debt markets based on the market view. However, there is no assurance that the investment objective of the scheme will be realized. The Edelweiss Balanced Advantage Fund, with a NAV of Rs. 31.79 (as of 28th April 2021), is a Hybrid-Dynamic Allocation fund. This fund was launched on 20th August 2009 and has given trailing returns of 22.6% (2020) in one year (as of 26th April 2021) and 11.6% for 3 years. Key information Minimum InvestmentINR 1,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load0-365 Days (1%),365 Days and above(NIL)Return Since Inception (20th August 2009):10.4 % (as of 26th April 2021)AssetsINR 3315 Crore (as of 31st March 2021)Expense Ratio2.33 % (as of 31st March 2021) 10. Edelweiss Banking and PSU Debt Fund (Debt - Banking & PSU Debt fund) The investment objective of the Scheme is to generate returns commensurate with the risks of investing in a portfolio of Debt Securities and Money Market Instruments issued by Banks, Public Sector Undertakings, Public Financial Institutions, entities majorly owned by Central and State Governments, and Municipal Bonds. However, there can be no assurance that the investment objective of the scheme will be realized. The Edelweiss Banking and PSU Debt Fund, with a NAV of Rs 19.1633 (as of 28th April 2021), is a Debt - Banking & PSU Debt fund. This fund was launched on 13th Sept 2013 and has given trailing returns of 12.9% (2020) in one year (as of 26th April 2021) and 10.2% for 3 years. Key information Minimum InvestmentINR 5,000Minimum Additional Investment INR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load0-12 Months (1%),12 Months and above (NIL)Return Since Inception (13th Sept 2013):8.9 % (as of 26th April 2021)AssetsINR 462 Crore (as of 31st March 2021)Expense Ratio0.55 % (as of 31st March 2021) Using the Edelweiss Mutual Fund Calculator  The mutual fund calculator of Edelweiss helps you estimate the returns which can be expected from the invested capital. The exact amount cannot be guaranteed, but an estimated amount can be calculated using the Edelweiss mutual fund calculator for both Lumpsum and Edelweiss mutual fund SIP payments and to get an appropriate view of the Edelweiss mutual fund statement. Save Tax by investing in Tax Saving Mutual Funds from Edelweiss Mutual Fund Investors can save tax payments and claim tax benefits under Section 80C of the Income Tax Act by investing in certain tax-saving mutual funds offered by Edelweiss Mutual Funds. The tax-saving mutual funds offered by Edelweiss AMC are: Edelweiss Long-Term Equity Fund (Tax Savings) Edelweiss Tax Advantage Fund How to invest in Edelweiss Mutual Funds Online? To invest in Edelweiss Mutual Funds online, the investor can visit the official website of Edelweiss, AMC or he can log in to EduFund and follow the instructions on the site. EduFund is a renowned portal that is registered with AMFI, BSE, and SEBI with zero fees to sign up. He will be required to fill in the required details, after which the payments will have to be authorized to complete the process. It is a simple, convenient, and easy process through EduFund to invest in some of the most profitable Edelweiss Mutual Fund Schemes, which involves a hassle-free process. Let us look at the details of the process: Step 1: The first step is to log in using your Edelweiss mutual fund login Id or your EduFund account. If the applicant does not own an account, he can create a username password by registering on both the official website and EduFund. Step 2: The second step is for the applicant to select the mutual fund he is interested in investing in, identify the duration of investment and apply it accordingly on the portal. He should scan and upload identification documents and proofs. Step 3: Further, the applicant must upload his address proof using any legal document that carries the permanent address of the investor. Step 4: Next, the risk undertaking should be determined, whether the applicant wants to opt for low, medium, or high-risk investment and the kind of mutual fund he would like to invest in – Equity, Debt, or International Step 5: The individual has the option to go for a one-time investment or instalment. If he wishes to pay the investment amount in a lump sum, he should select the “Invest One Time” button; else can click on the “Start SIP” to enable investment which allows monthly/quarterly/bi-annual or annual payments. Step 6: After the payment is made, the mutual fund will be processed and will reflect in the investor’s account within 3-5 working days. Who is eligible for Edelweiss Mutual Funds? Here are the investors who can invest in Edelweiss Mutual Funds: Resident individuals Lawful guardians or parents in case of investment on behalf of minors NRIs Documents required for Edelweiss Mutual Funds Here are the documents you will require to invest in Edelweiss Mutual Funds: Application form Address proof Identity proof KYC documents Passport Size Photograph Third-party declaration form - for investment on behalf of a minor Why choose are Edelweiss Mutual Funds using EduFund? Edelweiss is a brilliant option for investors as it lets them plan for long and short-term financial goals by investing in high-quality mutual funds with the best investment management services provided by the AMC. It also helps in evaluating the risk appetite of investors, which is diligently planned and recommended by the efficient, professional asset management team. The company offers a wide variety of funds that the investor can leisurely choose irrespective of his risk appetite. The company is one of the fastest-growing AMCs in the mutual fund sector, and it has many benefits when taken through EduFund like: Edelweiss Mutual Funds are regulated by SEBI and are considered extremely secure and safe investment options. These funds save the Investor from fraudulent activities by the mutual fund companies If the securities are geld for more than a year, then the dividends that are earned can be tax-free Since Mutual funds are liquidated within 3 days with the option of some getting liquidated overnight, these are highly lucrative. Investing and redemption in Edelweiss Mutual Fund is a very convenient, easy, and hassle-free task The investor can expect a beneficial rate of return as there is no compromise on the risk part Portfolio, which is duly maintained by the Edelweiss Mutual Funds. An investor can opt for a lump-sum payment or opt for Systematic Investment Planning through which he can save some of his monthly income by investing in SIPs or mutual funds. This helps him to make more money in the long term for his future goals Edelweiss Mutual Funds publishes the report timely, believing in complete transparency, and it is made possible for the investor to view the portfolio anytime. Popular fund managers of Edelweiss Asset Management Company Harshad Patwardhan - Chief Investment Officer- Equities at Edelweiss Asset Management. Mr. Patwardhan has 25 years of experience in various capacities. Before he joined Edelweiss, he was the Executive Director and Head of Equities at JP Morgan Asset Management India. He became the CIO when Edelweiss acquired the schemes of JP Morgan in 2016. Academically, he has done his B.Tech from IIT Mumbai and MBA in Finance from IIM – Lucknow. He has also completed his CFA from the CFA Institute. He manages 12 funds at Edelweiss AMC. Radhika Gupta - the Chief Executive Officer of Edelweiss Asset Management Radhika Gupta is the CEO of the AMC, who has strategically managed the myriad of mutual funds offered by the AMC. She was a student at the University of Pennsylvania and has been an asset management professional for a long time. Dhawal Dalal – Chief Investment Officer- Debt at Edelweiss Asset Management.  Dalal has an industry experience of more than 20 years, and he began his career in 1996 as a research associate at Merrill Lynch Asset Management. Then he joined DSP BlackRock Mutual Fund and worked there for 18 years. Then he joined Edelweiss Mutual Funds and has been working for more than 3 years now and has worked on more than 35 schemes on his own. He has completed his MBA from the University of Dallas in Banking, Corporate Finance, and Securities. He also finished his BE in Mechanical Engineering from LD College of Engineering in Ahmedabad. Niranjan Awasthi Niranjan Awasthi heads the product and marketing team of Edelweiss’s investments and has more than 13 years of professional experience in the finance industry. He takes wise strategic decisions and scrutinizes and analyses the various macroeconomic and latest market trends for the betterment of the AMC and the investors. Nalin Moniz - Chief Investment Officer- Alternative Equities at Edelweiss Asset Management Nalin graduated from the Jerome Fisher Program in Management and Technology from the reputed University of Pennsylvania. He also holds joint degrees in Computer Science and Economics from Moore School and Whir ton School, respectively. Mr Moniz started his career as a Portfolio Manager for Goldman Sachs Asset Management, after which he started his alternative asset management firm in India by the name of Forefront Capital Management. Mr. Moniz pioneers the portfolio management and research wing of Alternative Equities at Edelweiss, and he also played a stellar role in helping Edelweiss acquire Ambit Capital’s s AIF wing in 2016.   George Bose - Head of Operations of Edelweiss AMC George Bose has professional experience of more than 15 years, and he looks after Settlement, the proper functioning of Banking, and Fund Accounting of the AMC. He joined Edelweiss in the year 2010. Pranav Parikh - Chief Invest Officer- Private Equity at Edelweiss Asset Management.   Pranav Parikh has nearly 20 years of experience in both Indian and American economies. In the dot-com bubble burst between 1999 and 2003 and the 2008 global financial crisis, Mr Parikh was among the very few dedicated Fund Managers to have generated positive returns during the above-mentioned two of the most catastrophic economic cycles. During that period, he was working as the Portfolio Manager at Q Investments in Texas and the Managing Director of the Indian wing during the latter. Then he joined Fountainhead Ventures as a Managing Director till 2015, after which he took up his current position at Edelweiss Mutual Funds. He has well managed the Private Equity and Venture Capital sections at Edelweiss, and he is one of the driving forces behind the success of Edelweiss AMC. Vijayalaxmi Khatri Vijayalaxmi Khatri caters to several functions related to the asset management of Edelweiss, whether it is secretarial, compliance, legal, or risk functions. She is a mutual fund professional for the past 15 years and has set up a strong and strategic risk management system for the AMC. Gautam Kaul Gautam Kaul has an experience of more than 20 years and is a designated Fund Manager for Fixed Income at Edelweiss Asset Management. He has the experience of working at multiple leading AMCs. He has completed his MBA in Finance from Savitribai Phule Pune University. He started his career at Mata Securities in 2001 and then joined Sahara India Mutual Fund, where he worked for 1 year. After he left that, he moved on to Lotus India Asset Management Company. Again, after working for 2 years there, he joined Relegate Asset Management Company, and finally, for 7 years, he joined IDBI Asset Management Ltd. He finally joined Edelweiss Mutual Fund AMC after he left IDBI in 2016, and now he is managing 54 schemes. Other efficient Fund Managers in Edelweiss Mutual Funds AMC are: Nilesh Saha Harsh Kothari Pratik Dharmshi Select EduFund for investing in EDELWEISS Mutual Fund EduFund makes the process of investing in EDELWEISS mutual funds convenient. EduFund's experienced consultants give you customized solutions for all your financial goals. You can start investing from a lowly INR 5,000 and grow your capital comfortably. With EduFund, you get the following benefits: Customized Research-Based Financial Plan - EduFund’s scientific fund tracker screens over 1 lakh data points and 400 financial scenarios to recommend you the best mutual funds. Customer-Friendly Counsellors Help You Create a Financial Plan - EduFund's counselors are trained to handle all kinds of queries from customers. They spend as much time with you as you need and resolve all your issues to help you create a robust financial plan. Invest Less, Earn More - Not only the best Indian mutual funds, but EduFund also offers you the facility to invest in US Dollar ETFs and international mutual funds. Use Free Tools - EduFund offers various free tools for its customers, including College Savings Calculator, SIP calculator, etc. No Technical Expertise Required - You do not need to be an expert in finance to understand which mutual fund is the best for you. EduFund does it for you. 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Quantum Mutual Fund's sponsor is Quantum Advisors Private Company, an institutional equity research firm founded by Mr Ajit Dayal in January 1990. Quantum Advisors is also the first institutional equity research firm in India. The firm played a pioneering role in introducing qualitative, quantitative, and analytical approaches to India's stock market investments. Quantum Advisors devised a strategy that evaluated valuation metrics to identify investment opportunities in the resurgent Indian stock market. The firm provided investment advice to various renowned institutions and famous investors like Jardine Fleming (whose investments in the Indian stock market exceed US$ 1 billion), Walden Nikko India Ventures Fund, Prolific India Opportunities Fund, and Hansberger Global Investors, Inc. Over time, the firm expanded its business and evolved as an asset manager and investment advisor, managing equities, debt, fixed income, and real estate. In December 2005, Mr. Dayal got the license for Quantum Asset Management Company Private Limited or Quantum AMC, the asset manager of Quantum Mutual Fund. It is the 29th mutual fund company in India. The company functions as a trust as per the provisions of the Indian Trusts Act, of 1882. At present, the AMC manages ten funds across fund categories like equity, debt, commodity, and fund of funds. The timeline for launching each of the ten funds is as follows: March 2006 - Quantum Long Term Equity Fund (later renamed to Quantum Long Term Equity Value Fund) April 2006 - Quantum Liquid Fund February 2008 - Quantum Gold Fund ETF  July 2008 - Quantum Index Fund ETF (later renamed to Quantum NIFTY ETF) December 2008 - Quantum Tax Saving Fund July 2009 - Quantum Equity Fund of Funds May 2011 - Quantum Gold Savings Fund July 2012 - Quantum Multi Asset Fund of Funds (later renamed to Quantum Multi Asset Fund of Funds) May 2015 - Quantum Dynamic Bond Fund July 2019 - Quantum India ESG Equity Fund Quantum AMC was perhaps the only such financial institution in India to have increased their employees' salaries by 15% during the early lockdown period, on the condition that they would give half of the extra money to someone who lost their income due to the economic disruption. In the financial year 2005-06, Quantum AMC had an Asset Under Management (AUM) of INR 11.26 Crore, and the total folios were 798. The figure has steadily grown ever since. And in the financial year 2019-20, the AUM increased to INR 1,119.24 Crore and the number of folios to 69,100. From the financial year 2005-06 to 2016-17, the AMC did not spend anything on distributor commission, as it was a direct-to-investor mutual fund. Important information about Quantum Mutual Fund Mutual Fund NameQuantum Mutual FundEstablished2nd December 2005Date of Incorporation19th September 2005TrusteeQuantum Trustee Company Private Limited 7th Floor,Hoechst House, Nariman Point,Mumbai - 400 021Tel. No.: 022-6144 7800SponsorQuantum Advisors Private Limited Registered Office:6th Floor, Hoechst House,Nariman Point,Mumbai - 400 021Board of Directors, Trustee CompanyMr Surjit Banga, Director  Mr Kaiwan Kalyaniwalla, Director Mr Subramanian Ganapathy, Director Ms Nalini Kak, DirectorBoard of Directors, AMCMr Jimmy A Patel, Managing Director & CEO Mr S.R. Balasubramanian, DirectorMr I. V. Subramaniam, Director Mr Kamal Pande, Director Ms Uma Mandavgane, DirectorRegistered AddressQuantum Mutual Fund7th Floor, Hoechst House, Nariman Point, Mumbai - 400021, IndiaManaging Director, CEO and CIO of Quantum Advisors Pvt. Ltd.Mr I.V.Subramaniam - Associate DirectorManaging Director & CEO, Quantum Asset Management Company Pvt. Ltd.Mr Jimmy PatelPhone and Fax Toll-Free No.:1800-209-3863 / 1800-22-3863, Telephone No.:91-22-61447800, Toll-Free Fax no.:1800-22-3864 EmailCustomercare@QuantumAMC.comWebsite www.QuantumAMC.com/ www.QuantumMF.com Compliance OfficerMr Malay VoraInvestor Service OfficerMrs Meera ShettyRegistrar and Transfer AgentKarvy Fintech Private LimitedUnit: Quantum Mutual FundKarvy Selenium Tower-B,Plot No. 31&32, Financial District,Nanakramguda Serilingampally Mandal,Hyderabad - 500032CustodianDeutsche Bank AGNirlon Knowledge Park, Block 1,4th Floor, Western ExpressHighwayGoregaon (East), Mumbai – 400 063Main BankersHDFC Bank LimitedManecji Wadia Bldg., Gr. Floor,Nanik Motwani Marg, Fort, Mumbai – 400 023. Deutsche Bank AGNirlon Knowledge Park, Block 1, 4th Floor, WesternExpressHighwayGoregaon (East), Mumbai – 400 063Statutory AuditorsM/s. S. R. Batliboi & Co. LLP14th Floor, The Ruby, 29,Senapati Bapat Marg,Dadar (West),Mumbai - 400028 Six Top-Performing Quantum Mutual Fund Schemes 1. Quantum India ESG Equity Fund (Category - Equity: Thematic - ESG) The Quantum India ESG Equity Fund, with a NAV of 14.3300 (Regular Growth) (as on 15th April, 2021), is one of the top-performing funds in the 'Equity: Thematic - ESG' category. This open-ended fund was launched on 12th July 2019 and has given trailing returns of 69.79% in one year (as on 15th April, 2021). The fund considers the NIFTY 100 ESG TRI as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 365 daysReturn Since Inception (12th July 2019 ):22.66% (as on 15th April, 2021)AssetsINR 38 Crore (as on 31st March, 2021)Expense Ratio1.65% (as on 28th February, 2021) 2. Quantum Long Term Equity Value Fund (Category - Equity: Value Oriented) The Quantum Long Term Equity Value Fund, with a NAV of 65.1200 (Regular Growth) (as on 15th April, 2021), is one of the best-performing funds in the 'Equity: Value Oriented' category. This open-ended fund was launched on 1st April 2017 and has given trailing returns of 66.89% in one year (as on 15th April, 2021). The fund considers the S&P BSE 2000 TRI as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load2% for withdrawals before 365 days and 1% for withdrawals between 366 and 730 daysReturn Since Inception (1st April 2017):13.00% (as on 15th April, 2021)AssetsINR 852 Crore (as on 31st March, 2021)Expense Ratio1.79% (as on 28th February, 2021) 3. Quantum Nifty ETF (Category - Equity: Large Cap) The Quantum Nifty ETF, with a NAV of 149.3135 (Regular Growth) (as on 15th April, 2021), is the best fund in the 'Equity: Large Cap' category. This open-ended fund was launched on 10th July 2008 and has given trailing returns of 64.72% in one year (as on 15th April, 2021). The fund considers the NIFTY 50 TRI as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP Investment-Minimum WithdrawalINR 500Exit LoadNilReturn Since Inception (10th July 2008):11.59% (as on 15th April, 2021)AssetsINR 9 Crore (as on 31st March, 2021)Expense Ratio0.09% (as on 28th February, 2021) 4. Quantum Equity Fund of Funds (Category - Equity: Flexi Cap) The Quantum Equity Fund of Funds, with a NAV of 44.0450 (Regular Growth) (as on 15th April, 2021), is one of the top-performing funds in the 'Equity: Flexi Cap' category. This open-ended fund was launched on 1st April 2017 and has given trailing returns of 56.01% in one year (as on 15th April, 2021). The fund considers the S&P BSE 200 TRI as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 365 daysReturn Since Inception (1st April 2017):13.38% (as on 15th April, 2021)AssetsINR 62 Crore (as on 31st March, 2021)Expense Ratio0.75% (as on 28th February, 2021) 5. Quantum Multi Asset Fund of Funds (Category - Hybrid: Multi Asset Allocation) The Quantum Multi Asset Fund of Funds, with a NAV of 21.9742 (Regular Growth) (as on 15th April, 2021), is the top-performing fund in the 'Hybrid: Multi Asset Allocation' category. This open-ended fund was launched on 1st April 2017 and has given trailing returns of 19.70% in one year (as on 15th April, 2021). The fund considers the CRISIL Composite Bond TRI, S&P BSE Sensex TRI, and Domestic Price of Gold as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 90 daysReturn Since Inception (1st April 2017):9.34% (as on 15th April, 2021)AssetsINR 33 Crore (as on 31st March, 2021)Expense Ratio0.47% (as on 28th February, 2021) 6. Quantum Tax Saving Fund (Category - Equity: ELSS) The Quantum Tax Saving Fund, with a NAV of 149.3135 (Regular Growth) (as on 15th April, 2021), is one the best-performing funds in the 'Equity: ELSS' category. This open-ended fund was launched on 1st April 2017 and has given trailing returns of 66.16% in one year (as on 15th April, 2021). The fund considers the S&P BSE 200 TRI as its benchmark.  Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit LoadNil (Lock-in period - 3 years)Return Since Inception (1st April 2017):16.18% (as on 15th April, 2021)AssetsINR 89 Crore (as on 31st March, 2021)Expense Ratio1.79% (as on 28th February, 2021) How Can You Invest in Quantum Mutual Fund Via EduFund? EduFund provides you with a simple interface to invest in one or more Quantum mutual fund scheme and reap rich dividends. You can invest in a growth scheme or dividend scheme. The growth scheme does not pay any dividend. Any dividend paid by a company in the fund's portfolio is adjusted in the NAV. In contrast, if you choose the dividend option, you can get an extra income when the company pays a dividend. The following are the steps you can take to invest in a Quantum Mutual Fund scheme: Step 1 - Download the EduFund App from Google Play Store or Apple App Store. Step 2 - Create an account on EduFund by entering details like name, mobile phone number, email address, etc.  Step 3 - Browse all Quantum Mutual Fund schemes and choose the suitable scheme suiting your financial goals. EduFund provides the option to invest a lump sum or open a SIP (Systematic Investment Plan) account.  Step 4 - At any point, you may take free advice from an expert mutual fund counsellor for free. The counsellor will ask you questions concerning your financial goals and suggest a suitable scheme for you. Step 5 - Once you invest in a scheme, EduFund will give you access to your personalised mutual fund account. You can also invest in other mutual fund schemes that generate high returns. Moreover, you can track your portfolio, view the account balance and NAV, download account statement, buy or sell mutual fund units, and do other things.  Step 6 - You are ready to experience safe and secure investing. EduFund uses top-class security parameters and authentication technologies to ensure safe transactions. Five Best Performing Fund Managers at UTI Mutual Fund The fund manager is a key resource person whose timely actions determine the fund's growth. Quantum Mutual Fund's managers are some of the best in the industry and have consistently delivered inflation and benchmark-beating returns to its clients. The following are the top five fund managers are Quantum Mutual Fund: 1. Mr Nilesh Shetty Mr Nilesh Shetty, Fund Manager, Quantum Asset Management Company Private Limited, joined the company in December 2009. He joined the AMC as a Senior Manager and was promoted to the position of Associate Fund Manager in April 2011. In September 2020, he was appointed as a fund manager. He is currently working as the Co-Fund Manager - Equity at Quantum AMC. Before joining Quantum AMC, he served Edelweiss Securities Ltd. as the Manager Research, Pranav Securities Private Limited as the Senior Manager Research, and ICICI Bank as Officer, RCLG. Mr Shetty's educational qualifications include Masters in Management Studies (Finance) (Mumbai University), CFA (CFA Institute), CGMA (The Chartered Institute of Management Accountants), and CPA - Accounting and Finance (Association of International Certified Professional Accountants). He manages the Quantum Long Term Equity Value Fund and Quantum Multi Asset Fund of Funds.  2. Mr Pankaj Pathak Mr Pankaj Pathak, Fund Manager, Quantum Asset Management Company Private Limited, joined the company in August 2013 as Senior Manager - Fixed Income and was promoted to Fund Manager - Fixed Income in March 2017. Before joining Quantum AMC, he worked with the Bank of Maharashtra as Senior Manager - Foreign Exchange. He has over 12 years of experience in Investment, Treasury, Capital Markets, and Trading. His specialities include Portfolio Management, Financial and Economic Research, Securities Analysis and Investments, and Funds and Liquidity Management. Mr Pathak did B.Sc. in Electronics (University of Lucknow), Post Graduate Diploma in Banking & Finance (National Institute of Bank Management, Pune), and CFA, Investments and Securities (CFA Institute, USA). He also possesses the CAIIB (Treasury Management) certification from the Indian Institute of Banking & Finance. He manages the Quantum Dynamic Bond Fund and Quantum Liquid Fund for Quantum AMC.  3. Mr Chirag Mehta Mr Chirag Mehta, Senior Fund Manager - Alternative Investments, Quantum Asset Management Company Private Limited, joined the company in February 2006. In 2017, Citywire chose him as the fourth (4th) best Fund Manager globally under forty (40).  He has over eighteen (18) years of experience in Investments, Alternative Investments, Portfolio Management, Research, Asset Management, Capital Markets, and Commodity Markets. Mr Mehta's educational qualifications include Masters in Management Studies (Finance) (Mumbai University) and Chartered Alternative Investment Analyst, Alternative Investments. He looks after five funds, including Quantum Gold Fund, Quantum Equity Fund of Funds, Quantum India ESG Equity Fund, and Quantum Multi Asset Fund.  4. Mr Sorbh Gupta Mr Sorbh Gupta, Co - Fund Manager - Equity, Quantum Asset Management Company Private Limited, joined the company in March 2011. Before joining Quantum AMC, he worked with Narotam Sekhsaria Family Office as Senior Equity Analyst and Pranav Securities Private Limited as an Investment Analyst. His educational qualifications include CA, Accounting and Finance (The Institute of Chartered Accountants of India) and CFA (CFA Institute, USA). He manages Quantum Tax Saving Fund and Quantum Long Term Equity Value Fund.  5. Ms Sneha Joshi Ms Sneha Joshi, Associate Fund Manager - Alternative Investment, Quantum Asset Management Company Private Limited, joined the company in August 2015 as a Quantitative and Credit Analyst. In May 2017, she got promoted to Sr. Quantitative and Credit Analyst, and from January 2019, she has been working in the current position. She has over nine (9) years of experience in quantitative modelling, insights modelling using R and Python, fixed income research, data science, economic research, ETFs, and asset allocation. Before joining Quantum AMC, she worked as an Economic Analyst at Credit Capital Research. She also worked as an Intern at NABARD. She did her schooling at Modern High School Pune and Fergusson College. Subsequently, she did B.A. Economics (Fergusson College), Post Graduate Diploma in Foreign Trade, International Business/Trade/Commerce (University of Pune), M.A. Economics (Gokhale Institute of Politics and Economics), and PhD Economics (Gokhale Institute of Politics and Economics). She has also done various certification courses from Coursera. She manages the Quantum India ESG Equity Regular Growth Fund.  Why Should You Invest in Quantum Mutual Fund? Quantum mutual fund is one of the newest AMCs in India. It provides investment solutions for investors' financial goals like wealth creation, vacation, child's education, child's marriage, and retirement. Whether you want long-term growth or short-term capital appreciation, Quantum Mutual Fund has a scheme suiting your requirements. Since 2006, most of its funds have consistently beaten the benchmark. Hence, you should invest in a scheme offered by Quantum Mutual Fund if you are a patient investor willing to profit from the opportunities in capital and commodity markets.  Select EduFund For Investing in Quantum Mutual Fund  With EduFund at your fingertips, you can conveniently invest in one or multiple Quantum mutual fund schemes from the convenience of your office or home. You can also get personalised guidance from EduFund's seasoned mutual fund counsellors, who assist you in choosing the best fund. EduFund provides you with a top-class recommendation engine that browses more than one lakh data points and 400 financial situations to recommend the best plan for you. You can start your investment journey by investing as little as INR 500 every month.  In addition to Indian funds, EduFund also offers you the facility to invest in international mutual funds and US Dollar ETFs. You may use several free tools like College Savings Calculator, SIP Calculator, etc., to calculate the amount you need to save every month for reaching your financial goals. EduFund is RIA-registered, and its world-class 128-SSL security safeguards your investments like a bank.  Download the EduFund app now and invest in Quantum Mutual Fund to create a financial pool for the future.

The LIC Mutual Fund was incorporated in 1994 and started operating in the same year. Relatively, the fund is not large-sized, but it is certainly very stable and capable of providing constant returns over the past few years. Its great USP is that despite its small size, the LIC Mutual Fund provides a plethora of different investment schemes. The total assets under management of the LIC Mutual Fund have a value of 16,906 Cr as of 1 March 2021. The fund provides options for wealth creation, tax saving, regular savings, and the education of your children through the different investment schemes that it provides. These are divided into equity, debt, hybrid, ETF and index, and solution-oriented funds. The primary shareholder of the LIC Mutual Fund is the Life Insurance Corporation of India. LIC is a government-owned insurance and investment company that is the largest insurance provider in India. It was established by an act of parliament in 1956, with the merger of 245 state-owned life insurance companies. Life Insurance Corporation has more than 29 crore policyholders and a cumulative life fund of over 28 lakh cr. In 2020, the Government of India announced that an initial public offering would be conducted for LIC in FY22. The executive board of the LIC contains the chairperson M.R. Kumar and managing directors Vipin Anand, TC Suseel Kumar, Mukesh Kumar Gupta, and Raj Kumar. The LIC offers 7 equity schemes, 8 debt schemes, 4 hybrid schemes, 8 ETF and index schemes, and 1 solution-oriented scheme. The CEO of the company is Dinesh Pangtey, and there are nine members on its board of directors. The AMC is named LIC Mutual DUnf Asset Management Ltd. It is owned 45% by the Life Insurance Corporation of India, 39.30% by LIC Housing Finance Ltd., 11.70% by GIC Housing Finance Ltd., and 4.00% by Union Bank of India. As far as the trustee company is concerned, it is owned 49% by the Life Insurance Corporation of India, 35.30% by LIC Housing Finance Ltd., and 15.70% by GIC Housing Finance Ltd. Important information Name of the AMCLIC Mutual FundIncorporation Date20 April 1994SponsorsLife Insurance Corporation of IndiaTrusteeLIC Mutual Fund Trustee Pvt. Ltd.Board of DirectorsM.R. Kumar Kailash Kumar Bang Satish K. Kamat Sanjay A. Muthal Vijay Sharma Neera Saxena Raghunandan Maluste Y. Viswanatha Gowd Dinesh PangteyCEODinesh PangteyCIOSaravana Kumar AAUMRs. 16906 Cr as of 1 March 2021AuditorsS R Batlboi LLPCustodiansStandard Chartered BankAddress4th Floor, Industrial Assurance Building Opp. Churchgate Station, Mumbai 400020Contact Number022-66016000Emailcs.co@licmf.com Best LIC Mutual Fund Schemes While LIC Mutual Fund is relatively moderate in size, it offers various different schemes that have historically performed well in the market. Let us look at the ten best among these 1. LIC Large & Mid Cap Fund Direct The LIC Large & Mid Cap Fund has been among the successful funds in the Indian market over the past few years. It has a Value Research rating of 4, and investors have realized returns of over 33% in the past year and almost 19% in the last five years, as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load1% for redemption within 365 days for units more than 12% of investment; Nil for redemption after 365 daysReturn Since Inception:13.00%AssetsINR 1028 CroreExpense Ratio0.84%*All values as of 1 March 2021 2. LIC Index Sensex Fund Direct The LIC Index Sensex Fund is rated 4 by Value Research and is among the best-performing equity funds in the LIC Mutual Fund. It has an AUM of 34 Crore as of 1 March 2021 and has 44.8% over the last year and nearly 16% over the last five years. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load0.25% for redemption within 7 days; Nil for redemption after 7 daysReturn Since Inception:11.82%AssetsINR 34 CroreExpense Ratio0.57%*All values as of 1 March 2021 3. LIC Index Nifty Fund Direct The LIC Index Nifty Fund is an equity fund that has an AUM of 43 Crore as of 1 March 2021. It carries a Value Research rating of 3 and has returned more than 15% in the last five years. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load0.25% for redemption within 7 days; Nil for redemption after 7 daysReturn Since Inception:11.67%AssetsINR 43 CroreExpense Ratio0.48% *All values as of 1 March 2021 4. LIC Large Cap Fund Direct The LIC Large Cap Fund has been an extremely successful fund, giving it a Value Research rating of 3. Though it is a comparatively small fund with an AUM of 502 crores, it has returned 15% in the last five years as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load1% for redemption within 365 days for units more than 12% of investment; Nil for redemption after 365 daysReturn Since Inception:12.74%AssetsINR 502 CroreExpense Ratio1.07% *All values as of 1 March 2021 5. LIC Infrastructure Fund Direct The LIC Infrastructure Fund is a high-performance equity fund that has among the highest returns for any fund in the LIC Mutual Fund. Since its inception, it has returned over 9% and has accumulated an AUM of over 60 crores as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load1% for redemption within 365 days for units more than 12% of investment; Nil for redemption after 365 daysReturn Since Inception:9.78%AssetsINR 62 CroreExpense Ratio1.22% *All values as of 1 March 2021 6. LIC Banking & Financial Services Fund Direct The LIC Banking & Financial Services Fund invests exclusively in Banks and the Finance sector. It has been able to return nearly 13% in the last five years as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load1% for redemption within 365 days for units more than 12% of investment; Nil for redemption after 365 daysReturn Since Inception:4.49%AssetsINR 58 CroreExpense Ratio1.49% *All values as of 1 March 2021 7. LIC Flexi cap Fund Direct The LIC Flexi Cap Fund is another equity fund that has performed rather well since its inception and has had a constant rate of return of over 12% a year over the last 5 years, as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load1% for redemption within 365 days for units more than 12% of investment; Nil for redemption after 365 daysReturn Since Inception:9.75%AssetsINR 359 CroreExpense Ratio1.67% *All values as of 1 March 2021 8. LIC MF Tax Plan The LIC MF Tax Plan has an AUM of nearly 335 Crore as of 1 March 2021. It has had a constant annual rate of return that has been over 9% since its inception. Minimum InvestmentINR 500Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit LoadNilReturn Since Inception:13.90%AssetsINR 335 CroreExpense Ratio1.29% *All values as of 1 March 2021 9. LIC Equity Hybrid Fund The LIC Equity Hybrid Fund is a hybrid fund with an AUM of nearly 440 crore as of 1 March 2021. Its rate of return has been over 9% annually for nearly all of its existence. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load1% for redemption within 365 days for units more than 12% of investment; Nil for redemption after 365 daysReturn Since Inception:9.75%AssetsINR 435 CroreExpense Ratio1.38% *All values as of 1 March 2021 10. LIC Debt Hybrid Fund The LIC Debt Hybrid Fund is a relatively new offering from the LIC Mutual Fund and has provided a handsome rate of return of over 8% since its inception as of 1 March 2021. It has an AUM of over 80 crores. Minimum InvestmentINR 5000Minimum Additional Investment INR 500Minimum SIP InvestmentINR 1000Minimum WithdrawalINR 500Exit Load1% for redemption within 365 days for units more than 10% of investment; Nil for redemption after 365 daysReturn Since Inception:8.09%AssetsINR 80 CroreExpense Ratio1.50% *All values as of 1 March 2021 How can you invest in LIC Mutual Fund via EduFund? It is important to secure your children's education, especially if you want to send them abroad. Saving money through schemes offered by LIC can be a great option if you are looking for a long-term investment. Here is how you can invest in LIC Mutual Fund using EduFund. Download the EduFund app from the App Store or the Google Play Store. Create an account on EduFund. You will be asked for certain information about your ambitions for the education of your child. You can choose the country that you want to send your child to, whether you want to send your child for bachelor's, master's, or doctoral studies, and what type of subject you would like your child to study while abroad. On the next page, you can select a rank bracket that you would like your college to lie in. You can also choose the kind of city that you want the college to be in. As per the entered information, you will receive a list of colleges that match your criteria. There will also be a list of the mean tuition fees of these colleges for your selected major. You can now choose the scheme of the LIC Mutual Fund that you want to invest in. As you browse through schemes, you will also be provided with the duration required to accumulate the amount of money that was previously calculated as required for your child's education. EduFund accepts payment by all legitimate methods of transaction. Using the EduFund app, you can continue to track the performance of several different schemes, including the ones you have invested in. EduFund also put you in contact with affiliated education counselors who have years and years of experience in the field of foreign education. They can help allay your doubts regarding majors, experience abroad, as well as financial matters. Leading fund managers at LIC Mutual Fund Once you have invested your money in a mutual fund scheme, its fate is in the hands of the managers of the schemes. The importance of fund managers in a mutual fund can never be understated. Before investing in a mutual fund scheme, it is essential that you look at the performance of the scheme over the past few years and whether it is capable of providing you with the kind of returns that you desire. However, at the same time, it is also essential to take a quick glance at the performance of the manager of the mutual fund that you are looking to invest in. The performance of other mutual funds of the manager, the qualifications and experience of the manager are all considerations that must be kept in mind when you make a decision to invest your hard-earned money. LIC Mutual Fund has some very experienced managers with different professional and educational backgrounds. Together, they form a really competitive team that is capable of taking the value of your money to new heights. Let us take a look at the profiles of the fund managers at LIC Mutual Fund. Yogesh Patil Mr. Yogesh Patil has nearly two decades of experience behind him and has managed some of the most stable schemes that have been provided by LIC over the years.  Mr. Yogesh Patil earned his Master of Business Administration degree from Symbiosis Institute of Business Administration in Pune. He worked at the Sahara Mutual Fund as a research analyst in equity for around three years, during which he was specifically involved in tracking the cement, power, capital goods, construction, and metal sectors. He also managed the Sahara Blue Chip PMS Fund. He was then a part of Canara Robeco Asset Management Company Ltd. for nine years. He joined as a senior analyst in equity but was later made a senior fund manager. As a fund manager, he was in charge of the Canara Robeco Infrastructure Fund and the Canara Robeco Tax Saver Fund. Under his management, the Canara Robeco Infrastructure Fund was ranked the foremost infrastructure equity fund by CRISIL for multiple quarters. Mr. Patil joined LIC Mutual Fund as a Fund Manager in 2018. At LIC Mutual Fund, Mr. Yogesh Patil manages schemes such as LIC Multicap Fund, LIC Equity Hybrid Fund, and LIC BFSI Fund. The LIC Mutual Fund Large Cap Fund Direct has returned a CAGR of over 14% under his management between 2018 and 2021. The LIC Mutual Fund Large and Mid Cap Fund Direct have returned more than 13% over the same period of time. Mr. Patil has an AUM of over 3000 Cr as of 1 March 2021. Ritu Modi Ms. Ritu Modi is the fund manager for several actively and passively managed schemes at LIC Mutual Fund. She has more than a decade of experience both as a research analyst and as a fund manager. Ms. Ritu Modi completed her Bachelor of Commerce degree from Mulund College of Commerce in Mumbai. She later went on to earn her Master of Business Administration degree in finance from the University of Mumbai. She was a Research Analyst on Institutional Inequities at Ambit Capital for seven years. Here, she specifically researched the Indian auto and auto components sectors. She also focused on sectors such as metals and mining, cement, ports & logistics, and healthcare. After Ambit Capital, Ms. Modi joined LIC Mutual Fund in 2018. As a Research Analyst, She focused on sectors like consumer staples,  discretionary, retail, auto, and auto ancillary. Since 2019, Ms. Ritu Modi has been a find manager at LIC Mutual Fund. Ms. Modi is a co-manager in actively managed funds and a fund manager in passively managed funds. She has an AUM of 925 Cr as of 1 March 2021. Under her joint management, the LIC Mutual Fund Index Sensex Fund Direct has grown at a CAGR of over 16% between 2018 and 2021. The LIC Mutual Fund Index Nifty Fund Direct has appreciated by more than 14.5%, while the LIC Mutual Fund Large Cap Fund Direct has appreciated more than 14% in this time. Marzban Irani Mr. Marzban Irani is one of the most experienced fund managers at LIC Mutual Fund. He has well over two decades of experience and has served in leadership roles in several different asset management companies. He is currently the Chief Investment Officer for Debt at LIC Asset Management Company. Mr. Marzban Irani earned his Bachelor of Commerce (Honours) degree from Mumbai University and his Post Graduate Diploma in Business Management from Chetna's Institute of Management and Research, Mumbai. He was then the Fund Manager for Fixed Income at Tata Asset Management Company for seven years. He then served as the Fund Manager of Fixed Income at Mirae Asset Global Investment Management India Pvt. Ltd for over two years, before moving on to PNB MetLife India Insurance as Senior Fund Manager for Fixed Income. Subsequently, Mr. Irani joined Tata Asset Management as the Vice President for Fixed Income. He has also been associated with DSP Investment Managers. Mr. Irani joined the LIC Mutual Fund as the CIO for Debt in 2016. Mr. Marzban Irani manages several debt schemes and has an AUM of over 4400 Cr as of 1 March 2021. Under his management, the LIC Mutual Fund Government Securities Fund Direct has yielded over 10% returns annually between 2018 and 2021. The LIC Mutual Fund Banking and PSU Debt Fund Direct have also returned a CAGR of more than 8% at this time. Sanjay Pawar Mr. Sanjay Pawar has more than 15 years of experience across various roles in the finance industry. Mr. Sanjay Pawar earned his Bachelor of Commerce degree from the University of Mumbai. Posy this, he went on to study at the Bharati Vidyapeeth's Institute of Management Studies & Research, where he completed a Master of Business Administration degree in finance and financial management services. He was a Corporate Bond Dealer for ICAP before joining CRISIL as a Senior Research Analyst in Fixed Income Instruments. He was then an Assistant Team Manager at Edelweiss Securities Ltd. for four years. Subsequently, Mr. Pawar joined Taurus Mutual Funds as a Fixed Income Dealer. He then joined LIC Mutual Fund as a Senior Dealer in Fixed Income and served in the position for two years before becoming a Fund Manager for Fixed Income. Mr. Sanjay Pawar manages the LIC Mutual Fund Short Term Debt Fund Direct with an AUM of 680 Cr as of 1 March 2021. In 2020, the scheme provided returns of around 7%. Karan Doshi Mr. Karan Doshi has experience of eight years and has been with LIC since 2019. He completed his Bachelor of Engineering degree in Electronics and Telecommunication Engineering from K J Somaiya Institute of Engineering and Information Technology, Mumbai, and his Master of Business Administration degree in Finance from Guru Nanak Institute of Management Studies, Mumbai. He was an Equity Research Analyst at Shubhkam Ventures Pvt. Ltd. for over five years, where he focused on the pharmaceutical and information technology industries. He then joined LIC Mutual Fund as an Equity Research Analyst, focusing on pharmaceuticals, information technology, and specialty chemicals. Mr. Doshi manages the LIC Mutual Fund Debt Hybrid Fund Direct with an AUM of 92 Cr as of 1 March 2021. The scheme appreciated by over 10% in 2020. Why should you invest in LIC Mutual Fund? When you are planning the education of your child, the importance of the investment instrument you use is increased manifold. Even one small mistake can cause years' worth of returns to turn into an opportunity cost, and your eventual financial goals become even more difficult to meet. The importance of saving for your child's education from an early age cannot be understated. Starting early can save you the inconvenience and difficulty that comes with having to scramble for funds years down the line when your child eventually wants to depart for one of the best educational institutions in the world. The decision to invest in a mutual fund isn't merely governed by those at the top who manage the fund. The advisors that interact with the customer must also be competent and trustworthy. When you make a decision to invest in a LIC Mutual Fund, you can communicate the reason for your investment to your mutual fund advisor and trust LIC advisors to recommend the right find for your requirement. Once you have communicated the quantum of funds you require to send your child for studies abroad, LIC Mutual Fund advisors will provide you with detailed recommendations concerning the funds that LIC offers. In conclusion, the LIC Mutual Fund has been a beacon of trust for all its subscribers. It is incredibly stable and employs fund managers who are extremely competent at ensuring the appreciation of your funds. LIC has nationwide coverage, and LIC advisors are qualified to provide you with the right recommendations for you and your kids. Being one of the oldest financial companies in India, and moreover being owned by the government, it is possible to rest assured that your come is in safe hands with LIC. These factors make LIC a great option to ensure that you have enough money to educate your child abroad. Invest in LIC Mutual Fund using EduFund You can never be too early in deciding to invest in your child's education. With tuition fees for education abroad rising by the year and admissions becoming more and more competitive, you would not want to be in a situation where your child gains admission to a great school, but you simply can afford the fees. EduFund provides you with access to experienced financial advisors who can guide you through the process of investing in the right mutual funds for your purposes. Services provided by EduFund are completely customized as per your need and requirements. The process of investment is also extremely simple and takes no more than a few minutes.

Canara Robeco Mutual Fund or Canara Robeco Asset Management Company is a collaboration between the presently defunct Canbank Mutual Fund and Robeco Groep N.V.  Canbank Mutual fund Canbank Mutual Fund, founded in 1987, was an asset management company under the aegis of the Canara Bank.  Robeco Groep N.V.  Robeco Groep N.V. is a Netherlands-based asset management company. It was founded in 1929. Initially, it functioned as the AMC wing of Dutch multinational financial services and banking company Rabobank. Rabobank ultimately took possession of Robeco Group in 2001. As of March 2019, Robeco has an AuM of €179 billion to its name. Canara Robeco Asset Management Company Ltd. (CRAMC) Canbank Mutual Fund passed 49% of its stakes on to Robeco Groep N.V. in lieu of Rs. 115 Crore to launch the Canara Robeco Asset Management Company Ltd. (CRAMC) in 2007. The firm offers a vast spectrum of investment alternatives such as monthly income and hybrid funds, treasury and debt funds, diversified equity funds, and thematic schemes.  As of the financial year 2019-20, the AMC has a total income of INR 10632.61 lakh. It incurred a profit of INR 3186.72 lakh before tax payment. Canara Robeco has pulled in a profit of Rs. 2323.60 lacks after tax.  The company has 20 branches spread across various states of India. As of May 2019, CRAMC has 9 lakh client investors, has around 64 schemes to offer, and has an asset under management totaling Rs. 16,226.07 Crore.  Important Information About Canara Robeco Mutual Fund Name of the Mutual Fund                   Canara Robeco Mutual FundName of the AMCCanara Robeco Asset Management Company Ltd. (CRAMC)Established On                           19th December 1987Date of Incorporation                              2nd March 1993Sponsors                Canara Bank Robeco Groep N.VName of Trustees                Mr Jai Diwanji (Associate Trustee)            Sunit Vasant Joshi (Independent Trustee)       Deveshwar Kumar Kapila (Independent Trustee)            Sumit M. Chadha (Independent Trustee)MD and CEO                           Mr Rajnish NarulaInvestor Service Officer                            Mr M. PaparaoCompliance Officer                          Mr Ashutosh VaidyaTelephone Number                             022-66585000Email address                   crmf@canararobeco.comRegistrar and Transfer Agent          Karvy Computershare Private Limited (Karvy)Registered AddressConstruction House, 4th Floor, 5, Walchand Hirachand Marg, Ballard Estate, Mumbai 400 001 Ten Top-Performing Canara Robeco Mutual Fund Schemes Canara Robeco Mutual Fund offers almost all types of mutual funds permitted by the Securities and Exchange Board of India or SEBI. The ten most flexible Canara Robeco mutual fund schemes in India are mentioned below: 1. Canara Robeco Small-Cap Fund (Category- Equity: Small Cap) The fund invests in high-quality small-cap companies with tremendous growth potential. It has a NAV of 15.5700 (Regular Growth) (as on 16th April, 2021) and is one of the top-performing funds in the 'Equity: Small Cap' category. The fund was launched on 15th February 2019 and has given trailing returns of 95.11% in one year (as on 16th April, 2021). The fund considers the NIFTY Smallcap 250 TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (15th February 2019):22.67% (as on 16th April, 2021)AssetsINR 856 Crore (as on 31st March, 2021)Expense Ratio2.49% (as on 31st March, 2021) 2. Canara Robeco Equity Tax Saver Fund (Category- Equity: ELSS) The fund invests primarily in reputed companies in the large and mid-cap segments. It has a NAV of 93.3100 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: ELSS' category. The fund was launched on 31st March 1993 and has given trailing returns of 60.66% in one year (as on 16th April, 2021). The fund considers the S&P BSE 100 TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit LoadNil (Lock-in period - 3 Years)Return Since Inception (31st March 1993):22.67% (as on 16th April, 2021)AssetsINR 1,961 Crore (as on 31st March, 2021)Expense Ratio2.34% (as on 31st March, 2021) 3. Canara Robeco Infrastructure Fund (Category- Equity: Sectoral Infrastructure) The fund invests in growth-oriented companies in the infrastructure sector. It has a NAV of 56.1300 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: Sectoral Infrastructure' category. The fund was launched on 2nd December 2005 and has given trailing returns of 59.69% in one year (as on 16th April, 2021). The fund considers the S&P BSE India Infrastructure TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum Withdrawal-Exit Load1% for withdrawals before 365 daysReturn Since Inception (2nd December 2005):22.67% (as on 16th April, 2021)AssetsINR 128 Crore (as on 31st March, 2021)Expense Ratio2.63% (as on 31st March, 2021) 4. Canara Robeco Emerging Equities Fund (Category- Equity: Large and MidCap)  The fund invests in top-class large and mid-cap companies with decent financials. It has a NAV of 127.9500(Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: Large and Mid Cap' category. The fund was launched on 11th March 2005 and has given trailing returns of 62.79% in one year (as on 16th April, 2021). The fund considers the NIFTY Large Midcap 250 TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (11th March 2005):17.14% (as on 16th April, 2021)AssetsINR 8,179 Crore (as on 31st March, 2021)Expense Ratio1.80% (as on 31st March, 2021) 5. Canara Robeco Bluechip Equity Fund (Category- Equity: Large Cap) The fund picks the best-quality stocks in the large-cap category and invests in them. It has a NAV of 34.9300 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: Large Cap' category. The fund was launched on 20th August 2010 and has given trailing returns of 54.42% in one year (as on 16th April, 2021). The fund considers the S&P BSE 100 TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum Withdrawal-Exit Load1% for withdrawals before 365 daysReturn Since Inception (20th August 2010):12.45% (as on 16th April, 2021)AssetsINR 2,156 Crore (as on 31st March, 2021)Expense Ratio1.99% (as on 31st March, 2021) 6. Canara Robeco Consumer Trends Fund (Category- Equity: Thematic Consumption) The fund intends to benefit from the consumption sector's growth. It has a NAV of 54.5300 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: Thematic Consumption' category. The fund was launched on 14th September 2009 and has given trailing returns of 51.14% in one year (as on 16th April, 2021). The fund considers the S&P BSE 100 TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum Withdrawal-Exit Load1% for withdrawals before 365 daysReturn Since Inception (14th September 2009):15.75% (as on 16th April, 2021)AssetsINR 553 Crore (as on 31st March, 2021)Expense Ratio2.54% (as on 31st March, 2021) 7. Canara Robeco Flexi Cap Fund (Category- Equity: Flexi Cap) The fund invests in good quality large, mid-cap, and small-cap companies with a strong vision. It has a NAV of 182.2500 (Regular Growth) (as on 16th April, 2021), and is one of the best-performing funds in the 'Equity: Flexi Cap' category. The fund was launched on 16th September 2003 and has given trailing returns of 54.45% in one year (as on 16th April, 2021). The fund considers the S&P BSE 500 TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum Withdrawal-Exit Load1% for withdrawals before 365 daysReturn Since Inception (16th September 2003):17.94% (as on 16th April, 2021)AssetsINR 3,716 Crore (as on 31st March, 2021)Expense Ratio2.03% (as on 31st March, 2021) 8. Canara Robeco Equity Hybrid Fund (Category- Hybrid: Aggressive Hybrid) The fund invests up to 80% of its corpus on equity stocks and the rest on debt instruments.  The fund invests in high-quality small-cap companies with tremendous growth potential. It has a NAV of 209.6700 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Hybrid: Aggressive Hybrid' category. The fund was launched on 1st February 1993 and has given trailing returns of 95.11% in one year (as on 16th April, 2021). The fund considers the CRISIL Hybrid 35+65 Aggressive TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (1st February 1993):12.52% (as on 16th April, 2021)AssetsINR 4,812 Crore (as on 31st March, 2021)Expense Ratio2.12% (as on 31st March, 2021) 9. Canara Robeco Conservative Hybrid Fund (Category- Hybrid: Conservative Hybrid) The fund invests up to 30% of the corpus in equity stocks and the rest in debt instruments. It has a NAV of 69.7716 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Hybrid: Conservative Hybrid' category. The fund was launched on 2nd April 2001 and has given trailing returns of 19.16% in one year (as on 16th April, 2021). The fund considers the CRISIL Hybrid 85+15 Conservative TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum WithdrawalINR 2,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (2nd April 2001):11.02% (as on 16th April, 2021)AssetsINR 477 Crore (as on 31st March, 2021)Expense Ratio1.93% (as on 31st March, 2021) 10. Canara Robeco Short Duration Fund (Category- Debt: Short Duration) The fund invests in bonds with maturity between one and three years. It has a NAV of 20.3143 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Debt: Short Duration' category. The fund was launched on 15th February 2019 and has given trailing returns of 7.52% in one year (as on 16th April, 2021). The fund considers the CRISIL Short-Term Bond TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 1,000Minimum WithdrawalINR 1,000Exit LoadNilReturn Since Inception (15th February 2019):7.36% (as on 16th April, 2021)AssetsINR 1,065 Crore (as on 31st March, 2021)Expense Ratio1.02% (as on 31st March, 2021) How Can You Invest in Canara Robeco Mutual Fund Via EduFund? Step 1: Create an online account on EduFund by downloading the EduFund App from Apple Store or Play Store  Step 2: Choose a Plan: Study various Canara Robeco Mutual Fund schemes and choose the one at your convenience. You can invest in a Systematic Investment Plan (SIP) or a total sum. The inbuilt recommendation mechanism recommends a scheme that is suitable for your financial aspirations. Step 3 - View and Track Your Transaction(s) - Your EduFund account will reflect the amount you have laid out on a specific scheme within four working days. You can track the Mutual Fund NAV, statement, account balance, and other vital information in the app. You can buy, redeem, or switch between Canara Robeco Mutual Fund units. Step 4 - Get in touch with a Mutual Fund Counsellor - You can seek personal guidance from a mutual fund consultant to talk about your financial targets.  EduFund uses bank-like premium encryption and authentication technologies to safeguard your transactions and investments.  Six Best Performing Fund Managers at Canara Robeco Mutual Fund Ms Suman Prasad Ms Suman Prasad is an MBA in Finance from the SDM Institute of Development And Management. She joined the Canara Robeco Mutual Fund in 1977. She deals with several schemes such as Canara Robeco Savings Fund, Canara Robeco Short Duration Fund, Canara Robeco Ultra Short Term Fund, Canara Robeco Savings Fund, Canara Robeco Short Duration Fund, Canara Robeco Liquid Fund, etc. Mr. Shridatta Bhandwaldar Mr Shridatta Bhandwaldar earned his degree in Mechanical Engineering from the Government College of Engineering, Aurangabad. He is also an MMS in Finance from the Sydenham Institute of Management. He forayed into the world of finance in 2006 as an Equity Analyst with MF Global Securities.  Presently, he is associated with the Canara Robeco Mutual Fund as the Fund Manager of Equities. He deals with numerous schemes such as Canara Robeco Bluechip Equity Fund, Canara Robeco Equity Diversified Fund, Canara Robeco Equity Hybrid Fund, Canara Robeco Infrastructure Fund, etc.  Mr Miyush Gandhi Since 2018, Mr Miyush Gandhi is the Fund Manager of Emerging Equities at Robeco Canara Mutual Fund. He manages eight (8) schemes such as Canara Robeco Conservative Hybrid Fund, Canara Robeco Emerging Equities Fund, etc. Before this, he was the Senior Research Analyst of Equities at SBI Life Insurance Co. Ltd. in 2008. Mr Gandhi is an MBA in Capital Markets from the Narsee Monjee Institute of Management Studies (NMIMS). Ms Cheenu Gupta Ms Cheenu Gupta is associated with Canara Robeco Asset Management Company Ltd. as the company’s Fund Manager of Equities since 2018. She manages nine schemes such as Canara Robeco Equity Tax Saver Fund, Canara Robeco Consumer Trends Fund, etc. Initially, she started as a Software Engineer. She began her career in finances at the UTI Mutual Fund as an Equity Research Analyst in 2006. Ms Gupta has a BE degree in Information Technology from the Vivekanand Education Society’s Institute of Technology (VESIT). She holds a PGDM in Finance from the S. P. Jain Institute of Management and Research (SPJIMR). She is also a certified Chartered Financial Analyst (CFA).  Mr. Abhinav Khandelwal Since 2018, Mr Abhinav Khandelwal has been working with Canara Robeco Mutual Fund as the Fund Manager of Offshore Investments. Mr Khandelwal was previously associated with Systematix Shares & Stocks India Ltd. with a senior research analyst profile back in 2006.  Mr Girish Hisaria  Since 2014, Mr Girish Hisaria has been associated with Canara Robeco Asset Management Company Ltd. as the AMC’s Senior Fund Manager. He holds an MMS in Finance from the University of Mumbai. Mr. Girish Hisaria manages 28 schemes such as Canara Robeco Dynamic Bond Fund, Canara Robeco Ultra Short Term Fund, Canara Robeco Gilt Fund, Canara Robeco Liquid Fund, Canara Robeco Savings Fund, etc. Before joining the AMC, he worked as a Senior Dealer at Darashaw.  Why Should You Invest in Canara Robeco Mutual Fund Canara Robeco Mutual Fund ranks among the top-performing AMCs in India. It has more than a hundred schemes to select from. The AMC is over a decade old and handles assets of over €179 billion. The fund firm has around 20 branches across India, which offers its services to all ranks of investors. Whatever your investment goals are, you can get a Canara Robeco mutual fund scheme to achieve your financial ambitions. The fund managers at Canara Robeco have years of professional expertise in solving your financial queries. Hence, they decode the process of investing in the stock market and secondary market for you and make investments easier for you. Select EduFund For Investing in Canara Robeco Mutual Fund  EduFund aids the process of investing your capital into Canara Robeco Mutual Funds. Consultants at EduFund are skilled and give you personalized guidance for fulfilling your financial aspirations. You can start by investing a small amount, say, INR 5,000 and expand your financial cache conveniently. EduFund gives you the following benefits:  ● Customised Research-Based Financial Plan - EduFund’s scientific fund tracker tracks over 400 financial circumstances and 1 lakh data points to recommend the top-rated mutual funds for you.  ● Customer-Friendly Counsellors Help You in Financial Planning - EduFund’s counselors are skilled to take questions of all sorts from their customers. They give a patient hearing to your queries and help you plan a robust financial blueprint.  ● Invest Less, Earn More - Just not the best Indian mutual funds, EduFund has options for you to invest in US Dollar ETFs and international mutual funds, apart from the best mutual funds.  ● Use Complimentary Tools - EduFund provides numerous free tools for its clients, such as SIP Calculator, College Savings Calculator, etc.  ● No Technical Finesse Needed- You need not be a finance expert to understand which mutual fund serves you the best. EduFund simplifies the options for you.  ● Value-Added Benefits - You may get value-added benefits like free advisory, zero commission, and zero hidden charges.  ● Safeguards Transactions - EduFund is RIA-registered and uses top-class 128-SSL security to ensure safe transactions.  ● Special Support for Children’s Education - EduFund has a bunch of experts who are dedicated to helping you fulfill your children’s educational goals.  Consult an expert advisor to get the right plan TALK TO AN EXPERT

Franklin Templeton Investments was established in 1947. The organization, since its launch, has provided services for managing assets for institutional, retail, and high-profile clients. Apart from offering mutual funds, the firm provides several other investment options like private funds, exchange-traded funds (ETF), and accounts that are managed separately. The company offers schemes such as fixed income, equity, multi-asset, and other alternatives.  Franklin Templeton Investments serves as a platform for trading, portfolio, and research. It also deals with investment risk management. Presently, Franklin Templeton has its branches in over thirty-four countries. It has employed over six hundred professionals and recruits more than 9500 salaried individuals. Franklin Templeton Mutual Fund in India The company started functioning in India in 1996 under the name Templeton Asset Management India Pvt. Ltd. The Franklin Templeton Mutual Fund is authorized by SEBI to offer its services under the registration number MF/026/96/8.  The company provided its first-ever mutual fund service in September 1996 under the name of Templeton India Growth Fund. The company has been operating twenty-one funds for ten years and various others that have exceeded the twenty-year mark.  The company bought the stakes of PIONEER ITI AMC Ltd. in 2002 to become the second-largest mutual fund after UTI.  Franklin Templeton Investments is among the few companies dealing in asset management with in-house registrars for providing efficient service management for its clients.  The organization offers loyalty programs where the customers can interact with the fund management team, and get exposure to external management development schemes, yearly leadership events for the exchange of ideas, and several elaborate engagement programs. Templeton Asset Management India Pvt. Ltd. has committed itself to several CSR programs: Installation of four water purifier plants for supporting six thousand families in collaboration with the Bala Vikasa Social Service Society. Aiding the process of supplying five thousand rickshaws in association with the American India Foundation Trust. Setting up fifty camps to train two thousand youth in vocational skills in collaboration with the Kherwadi Social Welfare Association. Providing assistance and support to in and around 2353 girl children in Chennai in association with the K. C. Mahindra Educational Trust. Establishing the Abhudaya English Medium School in Mumbai in collaboration with The Akanksha Foundation. The Statement of Additional Information (SAI) provided by SEBI states that Franklin Templeton Investments’ total income is $6,392.2 million, profit after tax of $1,696.7 million, and a gross worth of $14877.7 million in 2017. Templeton Asset Management India Pvt. Ltd. offers approximately 197 schemes with assets under management (AuM) amounting to roughly INR 1.19 Lakh Crore as of 31st March 2017. Important Information about Franklin Templeton Mutual Fund Ten Top-Performing Franklin Templeton Mutual Fund Schemes Franklin Templeton comprises almost all types of mutual funds permitted by the Securities and Exchange Board of India or SEBI. The ten most viable Franklin Templeton mutual fund schemes in India are mentioned below.  1. Franklin Asian Equity Fund (Category - Equity: International) This open-ended fund has a NAV of 32.5721 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: International' category. The fund was launched on 16th January 2008 and has given trailing returns of 50.57% in one year (as on 16th April, 2021). The fund considers the MSCI Asia (Ex-Japan) Standard TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (16th January 2008):9.32% (as on 16th April, 2021)AssetsINR 261 Crore (as on 31st March, 2021)Expense Ratio2.66% (as on 31st March, 2021) 2. Franklin Build India Fund (Category - Equity: Sectoral-Infrastructure) This open-ended fund has a NAV of 48.7310 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: Sectoral - Infrastructure' category. The fund was launched on 4th September 2009 and has given trailing returns of 63.13% in one year (as on 16th April, 2021). The fund considers the S&P BSE India Infrastructure TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (4th September 2009):14.60% (as on 16th April, 2021)AssetsINR 954 Crore (as on 31st March, 2021)Expense Ratio2.40% (as on 31st March, 2021) 3. Franklin India Banking & PSU Debt Fund (Category - Debt: Banking and PSU) This open-ended fund has a NAV of 17.5362 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Debt: Banking and PSU' category. The fund was launched on 25th April 2014 and has given trailing returns of 7.41% in one year (as of 16th April, 2021). The fund considers the NIFTY Banking and PSU Debt TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit LoadNilReturn Since Inception (25th April 2014):8.38% (as on 16th April, 2021)AssetsINR 971 Crore (as on 31st March, 2021)Expense Ratio0.52% (as on 31st March, 2021) 4. Franklin India Bluechip Fund (Category - Equity: Large Cap) This open-ended fund has a NAV of 589.7367 (Regular Growth) (as on 16th April, 2021), and is one of the best-performing funds in the 'Equity: Large Cap' category. The fund was launched on 1st December 1993 and has given trailing returns of 59.97% in one year (as on 16th April, 2021). The fund considers the NIFTY 100 TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (1st December 1993):19.79% (as on 16th April, 2021)AssetsINR 5,927 Crore (as on 31st March, 2021)Expense Ratio1.93% (as on 31st March, 2021) 5. Franklin India Corporate Debt Fund (Category - Debt: Corporate Bond) This open-ended fund has a NAV of 77.3349 (Regular Growth) (as of 16th April 2021), and is one of the top-performing funds in the 'Debt: Corporate Bond' category. The fund was launched on 23rd June 1997 and has given trailing returns of 8.71% in one year (as of 16th April 2021). The fund considers the NIFTY Corporate Bond TRI as its benchmark.   Key Information Minimum InvestmentINR 10,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit LoadNilReturn Since Inception (23rd June 1997):8.96% (as of 16th April, 2021)AssetsINR 855 Crore (as of 31st March, 2021)Expense Ratio0.89% (as of 31st March, 2021) 6. Franklin India Credit Risk Fund (Category - Credit Risk) This open-ended fund has a NAV of 20.8784 (Regular Growth) (as of 16th April 2021), and is one of the top-performing funds in the 'Debt: Credit Risk' category. The fund was launched on 7th December 2011 and has given trailing returns of 12.41% in one year (as of 16th April 2021). The fund considers the NIFTY Credit Risk Bond TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load3% for withdrawals before 365 daysReturn Since Inception (7th December 2011):8.18% (as on 16th April, 2021)AssetsINR 2,831 Crore (as on 31st March, 2021)Expense Ratio0.06% (as on 31st March, 2021) 7. Franklin India Debt Hybrid Fund (Category - Hybrid: Conservative Hybrid) This open-ended fund has a NAV of 64.1426 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Hybrid: Conservative Hybrid' category. The fund was launched on 28th September 2000 and has given trailing returns of 15.97% in one year (as on 16th April, 2021). The fund considers the CRISIL Hybrid 85+15 Conservative TRI as its benchmark.   Key Information Minimum InvestmentINR 10,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (28th September 2000):9.46% (as on 16th April, 2021)AssetsINR 189 Crore (as on 31st March, 2021)Expense Ratio2.30% (as on 31st March, 2021) 8. Franklin India Dynamic Accrual Fund (Category - Dynamic Bond) This open-ended fund has a NAV of 71.2946 (Regular Growth) (as on 16th April, 2021), and is one of the best-performing funds in the 'Debt: Dynamic Bond' category. The fund was launched on 5th March 1997 and has given trailing returns of 7.07% in one year (as on 16th April, 2021). The fund considers the CRISIL Composite Bond TRI as its benchmark.   Key Information Minimum InvestmentINR 10,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load3% for withdrawals before 365 daysReturn Since Inception (5th March 1997):9.32% (as on 16th April, 2021)AssetsINR 1,599 Crore (as on 31st March, 2021)Expense Ratio0.06% (as on 31st March, 2021) 9. Franklin India Dynamic Asset Allocation Fund of Funds (Category - Dynamic Asset Allocation) This open-ended fund has a NAV of 87.1332 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Dynamic Asset Allocation' category. The fund was launched on 16th January 2008 and has given trailing returns of 18.91% in one year (as on 16th April, 2021). The fund considers the CRISIL Hybrid 35+65 Aggressive TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (16th January 2008):13.19% (as on 16th April, 2021)AssetsINR 922 Crore (as on 31st March, 2021)Expense Ratio1.74% (as on 31st March, 2021) 10. Franklin India Equity Advantage Fund (Category -Large and MidCap) This open-ended fund has a NAV of 96.9132 (Regular Growth) (as on 16th April, 2021), and is one of the top-performing funds in the 'Equity: Large & MidCap' category. The fund was launched on 2nd March 2005 and has given trailing returns of 70.05% in one year (as on 16th April, 2021). The fund considers the NIFTY Large Midcap 250 TRI as its benchmark.   Key Information Minimum InvestmentINR 5,000Minimum Additional InvestmentINR 1,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 365 daysReturn Since Inception (2nd March 2005):15.12% (as on 16th April, 2021)AssetsINR 2,459 Crore (as on 31st March, 2021)Expense Ratio2.38% (as on 31st March, 2021) How Can You Invest in Franklin Templeton Mutual Fund Via EduFund? Investing in Franklin Templeton Mutual Fund through Edufund is an easy, seven-step process. Step 1: Create an online account on EduFund by downloading the EduFund App from Apple Store or Play Store  Step 2: Choose a Scheme: Look through several Franklin Templeton Mutual Fund schemes and choose the best scheme for your financial situation. You can invest in a Systematic Investment Plan (SIP) or a total sum. The inbuilt recommendation mechanism suggests the scheme that is best suited for your financial goals. Step 3: View and Track Your Transaction(s) - Your EduFund account will reflect the amount you have laid out on a specific scheme within four working days. You can track the Mutual Fund NAV, statement, account balance, and other vital information in the app. You can buy, redeem, or switch between Franklin Templeton Mutual Fund units. Step 4: Consult a Mutual Fund Counsellor - You can get in touch with a mutual fund consultant to discuss your targets and get personal guidance.  EduFund uses premium encryption and authentication technologies akin to a bank to safeguard your transactions and investments. Five Best Performing Fund Managers at Franklin Templeton Mutual Fund  A Fund Manager plays a decisive role in instilling values and steering growth. The top-performing fund managers at Franklin Templeton Mutual Fund, whose stellar performance has steadily generated the best dividends, have been mentioned below.  Mr Anand Vasudevan Mr Vasudevan earned his B.Tech from the Indian Institute of Technology, Madras and a PGDM from IIM Calcutta. He post-graduated with a Masters in Finance from the London Business School. Presently, he is the Senior Vice President of the Franklin Templeton Mutual Fund and heads the Equity operations in India.  He was associated as an Equity Research Analyst with the Dresdner Kleinwort Wasserstein and Bruyette and Woods, Keefe in 2001 and 2004, respectively. Then he joined Franklin Templeton. Anand Vasudevan teamed up with Templeton Asset Management Private Limited in 2007. He has operated as the Head of Research since 2008. Currently, he is in charge of the Franklin India Flexi-cap Fund and Franklin India Bluechip Fund. Mr Anand Radhakrishnan  Mr Radhakrishnan graduated with a B.Tech degree in Chemical Engineering from Anna University, Chennai. He earned a PGDM from IIM Ahmedabad. Mr Radhakrishnan is also a certified Chartered Financial Analyst.  He has been working in the sector of Investment Management since 1994. In the initial days of his career, he was the Deputy Manager of Equity Research at SBI Mutual Funds Management. He was associated with Sundaram Mutual Funds for eight years in a row.  Radhakrishnan is presently the Chief Investment Officer at the Franklin Templeton. Before it, he was the Senior Vice President, Head of Portfolio Analytics, and the Portfolio Manager of the said organisation. Mr Radhakrishnan handles the operations at the Franklin India Infotech Fund, Franklin India Bluechip Fund, Franklin India Taxshield, FT Dynamic PE Ratio of Funds, Franklin India Prima Plus, and FT India Life Stage Fund of Funds. He also spearheads the equity sector of all types of hybrid funds. Ms Roshi Jain Ms Roshi Jain is a Chartered Accountant and a Chartered Financial Analyst. She earned her PGDM from IIM Ahmedabad. She inaugurated her career at SR Batliboi. She was a part of the Research Wing of the Goldman Sachs Group Inc. Hong Kong / Singapore in 2002. She relocated to the London branch of Goldman Sachs two years later. Presently, Ms Jain is the Assistant Vice President of the Franklin Templeton Mutual Fund. She doubles up as the Co-Portfolio Manager and Equity Research Analyst at Franklin Templeton. She specialises in engineering, retail, power, cement and construction in India and the ASEAN region. Mr Anil Prabhudas Mr Prabhudas is a B.Com from the University of Mumbai. He is also a certified Chartered Accountant from ICAI. In 1994, he was associated with the Pioneer ITI before being roped in by Templeton Asset Management India Pvt. Ltd. He is entrusted with the responsibility of providing research-oriented data on hotels, packaging, metals, sugar, and FMCG industries.  He has held several key positions at Franklin Templeton. He was the ex-Assistant Vice President and the Portfolio Manager at Franklin India Index Tax Fund, FT India Index Tax Shield 99, FT India Index Fund - Franklin FMCG Fund, Franklin India Index Fund, NSE Nifty Plan, and BSE Sensex Plan. Mr. Prabhudas is presently acting as the Fund Manager of Franklin India Taxshield Fund, Franklin India Opportunities Fund, FT India Monthly Income Plan, Templeton India Pension Plan, FT India Balanced Fund, and Templeton India Children’s Asset Plan.   Mr Janakiraman Rengaraju  Mr Rengaraju graduated from the Government College of Technology, Coimbatore, with a B.Tech degree. He also earned a PGDM from IIM Bangalore. Apart from having a B.Tech and a PGDM degree, he is a Chartered Financial Analyst too. He was associated with UTI Securities, Mumbai previously. He was in charge of the investment corpus management while he was with the Indian Syntans Group.  Currently, Mr Rengaraju is the Assistant Vice President, Senior Research Analyst of Equities, and the Portfolio Manager at Franklin India. He specialises in media, telecommunications, and automobiles. He is also responsible for managing some of the mutual funds of the organisation, such as the Franklin India Prima Fund and Franklin India Prima Plus.  Why Should You Invest in Franklin Templeton Mutual Fund? Franklin Templeton Mutual Fund is one of the top-performing AMC in India. It has more than a hundred schemes to select from. The AMC has a legacy of over seventy years and manages assets of over INR 1.19 Lakh Crore. It has a vast network of empanelled distributors who provide its financial services to its investors. The fund firm has 1300 branches in total with outreach at over 32 Indian states, which offers its services to all ranks of investors. Whatever be your investment target, you can get a Franklin Templeton mutual fund scheme to achieve your financial goals. Experienced fund managers at Franklin Templeton Mutual Fund simplify the process of investing in the stock market and secondary market for you. Select EduFund For Investing in Franklin Templeton Mutual Fund  EduFund simplifies the process of investing in Franklin Templeton mutual funds. Experienced consultants at EduFund offer you personalised solutions for your financial ambitions. You can begin by investing from a meagre INR 5,000 and increase your capital conveniently.  Benefits with Edufund Customised Research-Based Financial Plan - EduFund’s scientific fund tracker monitors over 1 lakh data points and 400 financial situations to suggest the best mutual funds. Customer-Friendly Counsellors Help You Create a Financial Plan - EduFund’s counsellors are equipped to manage all kinds of questions from customers. They spend as much time with you as you need and solve all your queries to help you create a healthy financial plan. Invest Less, Earn More - Just not the best Indian mutual fund, EduFund provides you with the opportunity to invest in US Dollar ETFs and international mutual funds. Use Tools Free of Cost - EduFund offers several free tools for its clients, including SIP Calculator, College Savings Calculator, etc. No Technical Skill Needed- You need not be a pro in finance to understand which mutual fund is perfect for you. EduFund does the job for you. Value-Added Benefits - You may get value-added benefits like free advisory, zero commission, and zero hidden charges. Safeguards Transactions - EduFund is RIA-registered and uses top-class 128-SSL security to ensure safe transactions. Special Support for Children’s Education - EduFund has a team of experts committed to helping you fulfil your children’s educational goals.   Consult an expert advisor to get the right plan for you TALK TO AN EXPERT

DSP Mutual Fund is one of the largest mutual fund houses operating in India. The fund house was established as a trust as per the rules of the Indian Trust Act, of 1882. DSP Asset Management Company (AMC) is registered under the Securities and Exchange Board of India (SEBI) (Mutual Funds) Regulations, 1996. The principal sponsors of this fund are DSP ADIKO Holdings Pvt. Ltd. and DSP HMK Holdings Pvt. Ltd. (formerly DSP BlackRock Investment Managers Pvt. Ltd). DSP ADIKO Holdings Pvt. Ltd. and DSP HMK Holdings Pvt. Ltd. has 54% and 34% holding in the company, respectively. Ms. Aditi Kothari Desai and Ms. Shuchi Kothari hold 6% shares each. The DSP Group has been in existence since the 1860s. It started its business with stockbroking. It is currently headed by Mr. Hemendra Kothari, a reputed investment banker with a real-time net worth of US$ 1.3 Billion. The founders of the group have been instrumental in professionalizing the Indian capital markets and money management businesses. A founding member of the DSP group played a prominent role in setting up the Bombay Stock Exchange (BSE).DSP mutual fund has forty (40) schemes. Besides 17 equity schemes, 3 hybrid schemes, 14 debt schemes, and 6 international funds of funds, it also offers 4 solutions. Most DSP mutual fund schemes have traditionally given inflation-beating returns in all market conditions.DSP AMC's net worth grew to INR 12,258.75 million (31 March 2020) from INR 11,062.92 million in the previous year. The company's income was INR 4,534.32 in the financial year 2019-20. Important Information About DSP Mutual Fund Fund NameDSP Mutual FundSetup Date16th December 1996Date of Incorporation13th May 1996Name of SponsorsDSP ADIKO Holdings Pvt. Ltd. and DSP HMK Holdings Pvt. Ltd. Trustee Company NameDSP Trustee Private LimitedNon-Executive ChairmanMr Hemendra KothariDirector, Sales and Marketing Ms Aditi Kothari DesaiIndependent DirectorsMr Dhananjay Mungale Mr S Ramadorai Mr S.S. Mundra Mr Uday KhannaPresidentMr Kalpen ParekhChief Operating OfficerMr Ramamoorthy RajagopalCompliance OfficerMr Pritesh MajmudarRegistered Address of the AMCMafatlal Centre, 10th Floor, Nariman Point, Mumbai - 400 021Telephone Number+91 (22) 66578000/ 1800-208-4499 / 1800-200-4499 (Toll free) FAX Number +91 (22) 66578181Websitehttps://www.dspim.com/Emailservice@dspblackrock.comAuditorM/s. Deloitte Haskins & Sells LLP, Mumbai(Firm Registration No. 117366W/W-100018)Registrar and Transfer Agent Computer Age Management Services Ltd. Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002 Phone: 1800-3010-6767 / 1800-419-7676 Fax: 044-30407101 Email: enq_h@camsonline.com Website: www.camsonline.com Ten Top-Performing DSP Mutual Fund Schemes  DSP mutual fund's portfolio comprises high-quality stocks and debt instruments that promise to deliver inflation-beating returns to its investors. The following are the top-10 DSP mutual fund schemes that have delivered strong returns and are the ones with the most AuM (Asset Under Management). 1. DSP World Mining Fund (Category - Equity: International) The DSP World Mining Fund invests in foreign companies' shares. This open-ended fund has a NAV of 15.0711 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Equity: International' category. The fund was launched on 29th December 2009 and has given trailing returns of 86.29% in one year (as on 16th April, 2021). The fund considers the Euromoney Global Mining Constrained Weights Net Total Return Index as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit LoadNilReturn Since Inception (29th December 2009):3.50% (as on 19th April, 2021)AssetsINR 113 Crore (as on 31st March, 2021)Expense Ratio2.18% (as on 28th February, 2021) 2. DSP Natural Resources and New Energy Fund (Category - Equity: Thematic -Energy) The DSP Natural Resources and New Energy Fund invests in prominent energy and natural resources companies. This open-ended fund has a NAV of 44.7100 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Equity: Thematic - Energy' category. The fund was launched on 25th April 2008 and has given trailing returns of 93.54% in one year (as on 16th April, 2021). The fund considers the MSCI World Energy 10/40 Net TRI, S&P BSE Oil & Gas TRI, S&P BSE Metal TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit LoadNilReturn Since Inception (25th April 2008):12.32% (as on 19th April, 2021)AssetsINR 514 Crore (as on 31st March, 2021)Expense Ratio2.51% (as on 28th February, 2021) 3. DSP Healthcare Fund (Category - Equity: Sectoral-Pharma) The DSP Healthcare Fund invests in prominent healthcare and pharmaceutical companies. This open-ended fund has a NAV of 20.4680 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Equity: Sectoral - Pharma' category. The fund was launched on 30th November 2018 and has given trailing returns of 66.19% in one year (as on 19th April, 2021). The fund considers the S&P BSE Healthcare TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 364 daysReturn Since Inception (30th November 2018):35.01% (as on 19th April, 2021)AssetsINR 1,110 Crore (as on 31st March, 2021)Expense Ratio2.25% (as on 28th February, 2021) 4. DSP Small Cap Fund (Category - Equity: Small Cap) The DSP Small Cap Fund invests in the shares of companies that have tremendous growth potential. This open-ended fund has a NAV of 78.9260 (Regular Growth) (as on 19th April, 2021), and is one of the best-performing funds in the 'Equity: Small Cap' category. The fund was launched on 14th June 2007 and has given trailing returns of 83.40% in one year (as on 19th April, 2021). The fund considers the S&P BSE Small Cap TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit LoadNilReturn Since Inception (14th June 2007):16.08% (as on 19th April, 2021)AssetsINR 6,455 Crore (as on 31st March, 2021)Expense Ratio1.92% (as on 31st March, 2021) 5. DSP Equal Nifty 50 Fund (Category - Equity: Large Cap) The DSP Equal Nifty 50 Fund invests in high-quality companies with a large market capitalisation. This open-ended fund has a NAV of 12.5777 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Equity: Large Cap' category. The fund was launched on 23rd October 2017 and has given trailing returns of 66.67% in one year (as on 19th April, 2021). The fund considers the NIFTY 50 Equal Weight TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit LoadNilReturn Since Inception (23rd October 2017):6.79% (as on 19th April, 2021)AssetsINR 145 Crore (as on 31st March, 2021)Expense Ratio0.79% (as on 28th February, 2021) 6. DSP T.I.G.E.R. Fund (Category - Equity: Sectoral - Infrastructure)  The DSP T.I.G.E.R. Fund invests in top-class companies that will benefit from India's infrastructural growth. This open-ended fund has a NAV of 107.3040 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Equity: Sectoral - Infrastructure' category. The fund was launched on 11th June 2004 and has given trailing returns of 58.02% in one year (as on 19th April, 2021). The fund considers the S&P BSE 100 TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 364 daysReturn Since Inception (11th June 2004):15.11% (as on 19th April, 2021)AssetsINR 981 Crore (as on 31st March, 2021)Expense Ratio2.38% (as on 28th February, 2021) 7. DSP Equity Opportunities Fund (Category - Equity: Large & Mid Cap) The DSP Equity Opportunities Fund invests in top-class large and mid-sized companies that have a consistent track record of profit-making. This open-ended fund has a NAV of 288.9890 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Equity: Large & Mid Cap' category. The fund was launched on 16th May 2000 and has given trailing returns of 55.78% in one year (as on 19th April, 2021). The fund considers the NIFTY Large Midcap 250 TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load1% for withdrawals before 364 daysReturn Since Inception (16th May 2000):17.43% (as on 19th April, 2021)AssetsINR 5,747 Crore (as on 31st March, 2021)Expense Ratio1.91% (as on 28th February, 2021) 8. DSP Flexi Cap Fund (Category - Equity: Flexi Cap) The open-ended DSP Flexi Cap Fund has a NAV of 47.2660 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Equity: Flexi Cap' category. The fund was launched on 29th April 1997 and has given trailing returns of 52.10% in one year (as on 19th April, 2021). The fund considers the NIFTY 500 TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 364 daysReturn Since Inception (29th April 1997):19.29% (as on 19th April, 2021)AssetsINR 4,983 Crore (as on 31st March, 2021)Expense Ratio1.96% (as on 31st March, 2021) 9. DSP Equity & Bond Fund (Category - Hybrid: Aggressive Hybrid) The DSP Equity & Bond Fund invests in value-oriented large, mid-sized, and small companies that have a consistent track record of profit-making. This open-ended fund has a NAV of 198.9500 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Hybrid: Aggressive Hybrid category. The fund was launched on 27th May 1999 and has given trailing returns of 39.91% in one year (as on 19th April, 2021). The fund considers the CRISIL Hybrid 35+65 Aggressive TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 364 daysReturn Since Inception (27th May 1999):14.62% (as on 19th April, 2021)AssetsINR 6,396 Crore (as on 31st March, 2021)Expense Ratio1.89% (as on 28th February, 2021) 10. DSP Dynamic Asset Allocation Fund (Category - Hybrid: Dynamic Asset Allocation) The DSP Dynamic Asset Allocation Fund invests in debt instruments, including bonds, non-convertible debentures, debentures, GOI securities, mutual funds, and treasury bills. This open-ended fund has a NAV of 18.3880 (Regular Growth) (as on 19th April, 2021), and is one of the top-performing funds in the 'Hybrid: Dynamic Asset Allocation' category. The fund was launched on 6th February 2014 and has given trailing returns of 21.44% in one year (as on 19th April, 2021). The fund considers the CRISIL Hybrid 35+65 Aggressive TRI as its benchmark.   Key Information Minimum InvestmentINR 500Minimum Additional InvestmentINR 500Minimum SIP InvestmentINR 500Minimum WithdrawalINR 500Exit Load1% for withdrawals before 364 daysReturn Since Inception (6th February 2014):38.82% (as on 19th April, 2021)AssetsINR 3,205 Crore (as on 31st March, 2021)Expense Ratio1.99% (as on 28th February, 2021) How Can You Invest in DSP Mutual Fund Via EduFund? EduFund simplifies the process of investing in DSP Mutual Fund. You need to follow six steps to invest in DSP mutual fund.  Step 1 - Download the App and Create an Account: Open Google Play Store or Apple App Store. Create an account by entering your name, address, mobile number, email address, and other details. Step 2 -  Choose the Scheme: Browse the list of DSP mutual fund schemes and select a scheme. You can invest a lump sum in the growth or dividend option. Alternatively, you can choose a Systematic Investment Plan (SIP) with a minimum amount of INR 500. EduFund's recommendation engine automatically suggests the right scheme for achieving your financial objectives. Step 3 - Manage Your Transaction(s): The EduFund app is your all-in-one source for getting all information related to your account. You can invest in new schemes, withdraw your money, download the account statement, switch your investment from one fund to other fund(s), or compare funds. Step 4 - Discuss With a Counsellor: Sometimes, it may become difficult to align your financial investments with life goals. EduFund's expert counsellors can help you find the most suitable fund for your needs. EduFund secures all transactions with top-class authentication and encryption features to make sure your financial transactions are as safe as banks. Seven Best Performing Fund Managers at DSP Mutual Fund The fund manager plays a crucial role in determining the growth of your capital. Their knowledge about the market and the timing of entry and exit from a financial instrument affect the returns. The following are the seven best fund managers at DSP AMC. 1. Aayush Ganeriwala Aayush Ganeriwala is an experienced and qualified fund manager at DSP AMC. He joined DSP Investment Managers in June 2019. He has many qualifications, which include B.Com (H) from St. Xavier’s College, Kolkata, CS (ICSI), CA (ICAI), CFA (USA), PGDM (IIM-L), and FRM (GARP). Mr Ganeriwala primary area of interest in Oil, Gas, and Metals. The mutual fund schemes managed by him include DSP A.C.E. Fund (Analyst’s Conviction Equalized) – Series 2, DSP Arbitrage Fund, and DSP Natural Resources and New Energy Fund. 2. Abhishek Ghosh Mr Abhishek Ghosh is an experienced fund manager. He joined DSP Investment Managers as Assistant Vice President (Equities) in September 2018. His educational qualifications include an MBA (Finance) and BE (Electronics). His fourteen years' work experience took him through renowned financial institutions like IDFC Securities, Motilal Oswal, BNP Paribas, B&K Securities,  and Edelweiss Financial Services. Mr Ghosh manages funds like DSP Dynamic Asset Allocation Fund, DSP Equity & Bond Fund, and DSP Equity Fund. 3. Anil Ghelani Mr Anil Ghelani, CFA Charter Holder, CA (ICAI), and B.Com (University of Mumbai) is the Head of Passive Investments & Products at DSP Investment Managers. He joined the company in 2003. Since May 2019, he has also been working as a fund manager. He has extensive experience in managing a portfolio. In his capacity as the Business Head & Chief Investment Officer at DSP Pension Fund Managers, he introduced several innovative techniques to maximise the company's profits. Before joining DSP AMC, he worked at IL&FS Asset Management Company and S.R. Batliboi. Besides DSP, Mr Ghelani also serves the CFA Society India as the Director and Vice-Chairman. He manages various DSP mutual fund schemes like DSP Quant Fund, DSP Equal Nifty 50 Fund, DSP Nifty 50 Index Fund, DSP Nifty Next 50 Index Fund, and DSP Liquid ETF. 4. Atul Bhole Mr Atul Bhole has been associated with DSP Mutual Fund since May 2016. He joined as the Vice President (Investments). He has worked with various reputed financial organisations like Tata Asset Management Ltd., JP Morgan Services (India) Pvt. Ltd., and State Bank of India. During his stint with Tata Asset Management Ltd., he managed several funds like Tata Midcap Growth Fund, Tata Balanced Fund, and Tata Equity P/E Fund. Mr Bhole did his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies. He has also successfully cleared the Chartered Accountancy examination. The funds managed by Mr Atul Bhole includes DSP Dynamic Asset Allocation Fund, DSP Equity Fund, and DSP Equity & Bond Fund. 5. Charanjit Singh Mr Charanjit Singh has an MBA in Finance and B.Tech in Electronics and Communication Engineering. He joined DSP as the Asst. Vice President(Equity) in September 2018. Before joining DSP AMC, he worked with renowned financial institutions like Axis Capital, B&K Securities, BNP Paribas Securities, IDC Corp, Thomas Weisel Partners, HSBC, and Frost & Sullivan.  Mr Singh manages funds like DSP Equity Opportunities Fund, DSP Tax Saver Fund, and DSP India T.I.G.E.R. Fund (The Infrastructure Growth and Economic Reforms Fund). 6. Diipesh Shah Mr Diipesh Shah joined DSP Investment Managers as Vice President (ETF & Passive Investments). He manages the portfolio for equity and fixed income ETFs. He also manages Index funds. Mr Shah works actively towards increasing DSP mutual fund's clout in the passive investments space. He has worked in this sector for over 19 years and has experience in Cash & Derivatives Sales Trading, Equity Research, Buy-Side Trading, and Fixed Income risk management.  Before joining DSP mutual fund, he worked with Centrum Broking, JM Financial, ICICI Securities, IIFL Capital Pte Ltd Singapore, and IDFC Securities. Mr Shah manages funds like DSP Quant Fund, DSP Equal Nifty 50 Fund, DSP Nifty 50 Index Fund, and DSP Liquid ETF. 7. Jay Kothari Mr Jay Kothari joined DSP Investment Managers in May 2005. He is currently engaged as the Senior Vice President & Product Strategist. Before joining DSP AMC, he worked with Standard Chartered Bank. He has completed BMS in Finance and International Finance from and MBA (Finance) from the University of Mumbai. Mr Kothari looks after the overseas investments division of DSP AMC. He actively manages funds like DSP Small Cap Fund, DSP Focus Fund, DSP Natural Resources and New Energy Fund, DSP World Gold Fund, and DSP World Energy Fund.  Why Should You Invest in DSP Mutual Fund? DSP mutual fund is one of the fastest-growing mutual fund houses in India. The fund house has funds across various sectors. DSP mutual fund's managers have significant experience in portfolio management and income-generation. DSP Investment Managers has branches all over India. Alternatively, you can download the EduFund app and invest directly. Select EduFund For Investing in DSP Mutual Fund EduFund simplifies investing in DSP Mutual Fund. EduFund's top-class fund tracker picks out the best funds suiting your requirements. In case you need more help, EduFund's experienced counsellors are there to discover your needs and find the best funds. You can start a SIP with a lowly INR 500 or invest a minimum lump sum amount of INR 5,000.  EduFund's scientific fund's tracker scans more the one lakh data points and over 400 financial scenarios to pick out the best DSP mutual fund schemes for you. You can use several free tools, such as College Savings Calculator or SIP calculator, to figure your needs. Moreover, you can select the best funds without requiring any technical knowledge of the capital market.  EduFund uses top-class security parameters, such as 128-SSL, to safeguard your transaction and investments. Download the EduFund app and start saving for your child's higher education.

The Nippon India Mutual Fund was incorporated as the Reliance Mutual Fund in 1995. It is one of the most prominent mutual funds in the country both by age and by the assets under the management of the mutual fund. The mutual fund has been known as the Nippon India Mutual Fund since 2019. The Nippon India Mutual Fund has some of the fastest-growing schemes in India. The total value of the assets under management of the Nippon Indian Mutual Fund is Rs. 2.17 lakh crore as of 1 March 2021. It contains a wide variety of mutual fund schemes that allow its investors to invest in a truly diversified portfolio. The Nippon India Mutual Fund offers debt funds, equity funds, gold funds, and liquid funds. Several of these funds are of the balanced and tax saver kind as well.  Nippon India Mutual Fund is sponsored by Nippon Life Insurance Company Ltd. Nippon Life Insurance Company is the foremost life insurance company in Japan. It offers individual and group life insurance as well as annuity policies. Its headquarters are in Japan, but it also operates in Europe, Nother America, and Oceania. It has more than 70 thousand employees and assets worth more than 70 billion yen. The Nippon India Mutual Find has over 350 schemes, which include 52 equity, 266 debt, and 40 balanced funds. Sundeep Sikka is the CEO of the company, and it has six trustees. Manish Gunwani is the Chief Investment Officer for the debt funds, while Amit Tripathi holds the same post for equity funds. Important information Name of the AMCNippon India Mutual Fund (Formerly Reliance Mutual Fund)Incorporation Date30 June 1995Sponsors Nippon Life Insurance Company (NLI)TrusteeNippon Life India Trustee Limited (Formerly known as ​​​​​​​​​​Reliance Capital Trustee Co. Limited) (NLIT)Trustees' NamesNilesh S. Vikamsey Kohei Sano Rajiv A.N. Shanbhag Vijay Kumar Chopra Upendra JoshiMD/CEOSundeep SikkaCIOManish Gunwani Amit TripathiAAUMRs. 213033.15 Cr as of 1 March 2021 Best Reliance mutual fund schemes There are several Reliance Mutual Fund Schemes that feature among the top schemes available to investors in the market. Let us look at the top ten among these schemes. 1. Nippon India Growth Fund Direct The Nippon India Growth Fund has been among the most successful funds in the Indian market over the past few years. It has a CRISIL rating of 3, and investors have realized returns of over 38% in the past year and almost 19% in the last five years, as of 1 March 2021. Minimum InvestmentINR 100Minimum Additional Investment INR 100Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit Load1% for redemption within 30 days; Nil for redemption after 30 daysReturn Since Inception:15.39%AssetsINR 9031 CroreExpense Ratio1.22%*All values as of 1 March 2021 2. Nippon India Gilt Securities Fund Direct The Nippon India Gilt Securities Fund is rated 4 by CRISIL and is among the best-performing debt funds in the market. It has an AUM of 1525 Crore as of 1 March 2021 and has 6.62% over the last year and nearly 11% over the last five years. Minimum InvestmentINR 5000Minimum Additional Investment INR 1000Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit Load0.25% for redemption within 7 days; Nil for redemption after 7 daysReturn Since Inception:10.44%AssetsINR 1525 CroreExpense Ratio0.61%*All values as of 1 March 2021 3. Nippon India Value Fund Direct The Nippon India Value Fund is an equity fund that has an AUM of 3517 Crore as of 1 March 2021. It carries a CRISIL rating of 3 and has returned more than 17.25% in the last five years. Minimum InvestmentINR 500Minimum Additional Investment INR 500Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit Load1% for redemption within 365 days for units more than 10% of investment; Nil for redemption after 365 daysReturn Since Inception:14.03%AssetsINR 3517 CroreExpense Ratio1.41%*All values as of 1 March 2021 4. Nippon India Income Fund Direct The Nippon India Income Fund has been an extremely successful fund, giving it a CRISIL rating of 4. Though it is a comparatively small fund with an AUM of 306 crores, it has returned 9.15% in the last five years as of 1 March 2021, which is significant for a debt fund. Minimum InvestmentINR 5000Minimum Additional Investment INR 1000Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit Load1% for redemption within 15 days; Nil for redemption after 15 daysReturn Since Inception:8.75%AssetsINR 306 CroreExpense Ratio0.58%*All values as of 1 March 2021 5. Nippon India Small Cap Fund Direct The Nippon India Small Cap Fund is a high-performance equity fund that has among the highest returns for any fund in the Indian market. Since its inception, it has returned over 15% and has accumulated an AUM of over 12000 crores as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 1000Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit Load1% for redemption within 30 days; Nil for redemption after 30 daysReturn Since Inception:15.39%AssetsINR 12474 CroreExpense Ratio1.01%*All values as of 1 March 2021 6. Nippon India Banking & PSU Debt Fund Direct The Nippon India Banking & PSU Debt Fund invests exclusively in Banks and Public Sector Undertakings of the Government of India. Despite being a debt fund, it has been able to return nearly 9% in the last five years as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 1000Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit LoadNilReturn Since Inception:8.81%AssetsINR 6636 CroreExpense Ratio0.33%*All values as of 1 March 2021 7. Nippon India Floating Rate Fund Direct The Nippon India Floating Rate Fund is another debt fund that has performed rather well since its inception and has had a constant rate of return of over 8% a year over the last 5 years, as of 1 March 2021. Minimum InvestmentINR 5000Minimum Additional Investment INR 1000Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit LoadNilReturn Since Inception:8.68%AssetsINR 13114 CroreExpense Ratio0.24%*All values as of 1 March 2021 8. Nippon India Short-Term Fund Direct The Nippon India Short-Term Fund has an AUM of nearly 8000 Crore as of 1 March 2021. It has had a constant annual rate of return that has been over 8.5% since its inception. Minimum InvestmentINR 500Minimum Additional Investment INR 500Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit LoadNilReturn Since Inception:8.84%AssetsINR 7903 CroreExpense Ratio0.34%*All values as of 1 March 2021 9. Nippon India Money Market Fund Direct The Nippon India Money Market Fund is a debt fund with a CRISIL rating of 4 and an AUM f nearly 7000 crores as of 1 March 2021. Its rate of return has been over 7% annually for nearly all of its existence. Minimum InvestmentINR 500Minimum Additional Investment INR 500Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit LoadNilReturn Since Inception:7.79%AssetsINR 6865 CroreExpense Ratio0.19%*All values as of 1 March 2021 10. Nippon India Vision Fund The Nippon India Vision Fund is a relatively new offering from the Nippon India Mutual Fund and has provided a handsome rate of return of over 12% since its inception as of 1 March 2021. It has an AUM of over 2800 crore. Minimum InvestmentINR 5000Minimum Additional Investment INR 1000Minimum SIP InvestmentINR 100Minimum WithdrawalINR 100Exit Load1% for redemption within 365 days for units more than 10% of investment; Nil for redemption after 365 daysReturn Since Inception:12.09%AssetsINR 2830 CroreExpense Ratio1.58%*All values as of 1 March 2021 How can you invest in Reliance Mutual Fund Via EduFund? You can use EduFund to invest in the Reliance Nippon Mutual Fund and secure your child's education abroad. Here are the steps that will enable you to invest in the Reliance Nippon Mutual Fund through EduFund. Download the EduFund app from the App Store or the Google Play Store. Create an account on EduFund. Enter your goals for your child's education. You can enter details like the country you are targeting, the level of education you want to send your child abroad for, and the specialization you want your child to pursue abroad. You can also enter the rank range of the college you want to send your child to and the kind of city the college should be in. You will get a list of colleges that match the criteria you have input. Alongside this, you will also receive data regarding the tuition fees of such institutes.  Based on your financial goals, you can now invest in the best-performing Reliance Nippon Mutual Fund. Based on past data, you can determine the amount of time it will take you to generate enough funds to secure your child's education. You can use the EduFund app to continuously track your investments. You can pay using several different modes of payment and keep track of the performance of the fund you have invested in. If you are confused regarding where to send your child to study and the financial goals you should set, you can speak with expert education counselors with vast experience in the financials involved in studying abroad. Leading Fund managers at Reliance Mutual Fund For any mutual fund, the person that matters most to the general public is the fund manager. The fund manager has a significant amount of control over decisions associated with the fund and hence determines where the money you invest will be allocated. In many ways, the fund managers are the ultimate authority that decides whether your money will be put to loss-making or profit-making purposes. It is hence important for fund managers to be competent, educated, and experienced. Here are the top fund managers of the Reliance Mutual Fund, who have had the greatest returns over the past months and years or have been entrusted with large volumes of assets due to their great past performance. 1.Samir Rachh Mr. Samir Rachh is one of the most experienced fund managers at Reliance Mutual Fund. He has experience in various different industries and the amount of work that he has done spans over 29 years now. At the same time, he is also among the most prolific managers of the Reliance Mutual Fund and among the most prolific experts in small-cap and mid-cap stocks. Mr. Samir Rachh graduated in commerce from Mumbai University. After this, he spent three years at the Capital Market magazine as its Assistant Editor. Post this stint in journalism, he set up his own research and investment advisory firm known as Avicon Research. Here, he spent another three years as its managing partner. He then spent four years managing funds and research at Hinduja Finance, post which he was with Emkay Global Financial Services Ltd. for four years. At Emkay Global Financial Services Ltd., he was the Head of Institution Research for two years and the Head of PMS for another two years. For more than twelve years now, Mr. Rachh has been working for the Reliance Mutual Fund. Mr. Samir Rachh is the fund manager for three schemes. The AUM for these three schemes is over 10,000 crore as of 1 March 2021. Between 2016 and 2021, the schemes managed by Mr. Rachh delivered a maximum yearly return of 21.4%. He manages the Nippon Small Cap Fund, which has returns of over 30% between 2018 and 2020, and the Nippon Small Cap Direct Fund, which has returns of over 33% at the same time. 2. Anju Chhajer Ms. Anju Chhajer is another one of the fund managers at the Reliance Mutual Fund, who has given really high returns to investors over the past few years. She has more than 20 years of experience as a fund manager, the vast majority of which have been spent at the Reliance Mutual Fund. Ms. Anu Chhajer is a graduate of commerce from the Shib Nath Shastri College in Kolkata. She is also a certified chartered accountant. From 1997 to 2007, she was employed at the National Insurance Co. Ltd. Here, she was the treasury in charge and managed the debt investment portfolio that the company offered. In 2007, Ms. Chhajer joined the Reliance Mutual Fund as a fund manager. She is now a Senior Fund Manager at Reliance Mutual Fund. Ms. Anju Chhajer manages a total of 45 schemes at Reliance Mutual Fund, which include a number of different high-performing funds. She has a total AUM of more than 66,000 crores as of 1 March 2021. Between 2016 and 2021, here highest yearly returns have been 19.58%. She managed the Nippon Liquid Fund - IP, which returned nearly 19% between 2018 and 2021. She also manages the Nippon Liquid Fund - Direct, which has returned 19.2% in the same time and has a total asset value of more than 19,000 crores as of 1 March 2021. 3. Vinay Sharma Mr. Vinay Sharma is another prolific expert and fund manager at Reliance Mutual Fund. He has been here for nearly three years now and has been a fund manager for more than a decade. He primarily manages equity funds for Reliance Mutual Fund. Mr. Vinay Sharma graduated from the Malaviya National Institute of Technology in Jaipur with a Bachelor of Architecture degree. Post his graduation, he gained admission into the Indian Institute of Management Calcutta for a Post Graduate Diploma in Computer-Aided Management. He also gained qualification as a Chartered Financial Analyst from the CFA Institute. Mr. Sharma joined JP Morgan Chase as an Equity Analyst in 2004 and was a part of the Asian Banking Research Team. After working there for two years, he joined AIG Investments as an Equity Analyst. Here he managed over USD 500 million in equity funds through the mutual fund and other offshore Indian funds. He was then a fund manager at ICICI Prudential AMC Ltd. from 2010 to 2018. Here, he managed the FMCG sector fund in addition to other large-cap and mid-cap funds. He joined Reliance Mutual Fund in 2018. Mr. Vinay Sharma manages two schemes at the Reliance Mutual Fund, with a total AUM of more than 6,800 crores as of 1 March 2021. He manages the Nippon India Focused Equity Fund, which gave returns of over 17% in 2020. 4. Manish gunwani Mr. Manish Gunwani is a prolific fund manager and also one of the Chief Investment Officers at Reliance Mutual Fund. He has more than 10 years of experience as a fund manager. Mr. Gunwani earned his Bachelor of Technology in Mechanical Engineering from the Indian Institute of Technology Madras, one of Inai's foremost engineering universities. He then went on to earn a Post Graduate Diploma in Management in Finance from the Indian Institute of Management Calcutta. He joined Prime Securities as an Equity Research Analyst in 1996 and handles equity research on the software, FMCG, and banking industries. He was then an Equity Research Analyst at SSKI, covering the software industry before moving on to set up his own venture, named Vicisoft technologies. ViciSoft Technologies created efficient document management solutions for all scales and levels. In 2010, Mr. Gunwani left Vicisoft Technologies to become a SeniorFund Manager at ICICI Prudential AMC Ltd. He has been the Chief Investment Officer for Equities at Reliance Mutual Fund since 2017. The total AUM of Mr. Manish Gunwani is nearly 12,000 crore as of 1 March 2021, with a maximum annual return of 18.75% between 2016 and 2021. He manages 7 schemes, including the Nippon Growth Fund - Direct, which has returned 45.2% between 2018 and 2021. He also managed the Nippon Balanced Advantage Fund - Direct, which has returned 34% in this time. 5. Sailesh Raj Bhan Mr. Saliesh Raj Bhan is one of the most experienced fund managers at Reliance Mutual Fund. The funds managed by him have had great returns in the past years and continue to do so in both the short term and the long term. Mr. Sailesh Raj Bhan has managed a wide variety of funds over the course of his career. He currently manages the Nippon Pharma Fund, which is the largest Indian Pharma Fund. He has been managing this fund since its inception in 2004. He also manages the Nippon Multi-Cap Fund, which has assets of more than 6,000 crores as of 1 March 2021 and has returned over 27% CAGR between 2018 and 2021. Additionally, he is the manager of the Nippon Consumption Fund, which has returned nearly 40% CAGR in this time. The AUM of Mr. Sailesh Raj Bhan is more than 22,000 crore as of 1 March 2021, and he manages a total of 9 schemes. He is also the Deputy Chief Information Officer for Equity at the Reliance Mutual Fund. Why should you invest in Reliance Mutual Fund? The Reliance Mutual Fund is one of the most robust mutual funds of the Indian market. Over the past few years, some of the highest-performing schemes among Indian mutual funds belong to the Reliance Mutual Fund. If you are looking to invest for the long term, Reliance Mutual Fund can be a great option. The Reliance Mutual Fund has always been owned by really strong and stable companies. Before becoming the Nippon India  Mutual Fund, it was the Reliance Mutual Fund owned by Reliance Capital Limited. Reliance Capital was one of the largest financial services holding companies in India, and Reliance Capital Asset Management was the AMC managing the mutual fund. The mutual fund was then jointly owned by Nippon Life Insurance and Reliance Capital, which had a total share of 75% in the company. Nippon Life Insurance bought out the share of Reliance in 2019. A majority stake is now owned by Nippon Life Insurance, which is one of the largest insurance providers in the world. The stability of the companies managing the fund is a dictator of how the fund will do, and the Reliance Mutual Fund gets the top rating in that regard. The Reliance Mutual Fund also warrants investment due to the large variety of financial options it provides for you to invest in. While most mutual funds will only provide you with general debt, equity, and balanced option among schemes, the Reliance Mutual Fund allows you to invest in a gold savings fund and retirement schemes, among others.  The above components make the Reliance Mutual Fund ideal if you want to invest money in your child's education. Mutual funds are the ideal instrument to secure the future of your child. If you have already determined that you want to send your child abroad for studying, you can never be too early in your endeavor to save up for the huge costs that can be involved in ensuring the best education available globally for your child. This becomes all the more important if you want all of your kids to settle abroad. The experience of the mutual fund advisors that the Reliance Mutual Fund will offer you will ensure that you are provided with the soundest financial advice for your goals. With a Reliance Mutual Fund office always located in a city near you, you can simply walk in and choose the type of funds you want to invest in. You can share your financial goals with the advisors of the Reliance Mutual Fund, and based on past performance and future outlook, you will be offered a list of mutual funds that have just the right proportion of risk and reward to suit your needs. Select EduFund For Investing in Nippon India Mutual Fund EduFund provides you with a wide list of options for investment to fulfill your child's educational dreams. It also provides you access to experienced financial counselors that are experts in ensuring that you can make enough to afford the tuition fee for studies abroad. It helps you develop a research-based financial plan customized entirely per your needs and requirements. Furthermore, it provides you access to a number of free tools and calculators that enable you to calculate the cost of education and funding. 

SBI Mutual Fund was set up on June 29, 1987, and was incorporated on February 7, 1992. It is the first non-UTI Mutual Fund - a joint venture between the largest bank of India - State Bank of India and the leading global asset management company in France – AMUNDI. The SBI Mutual Fund Trustee Company Private Limited that regulates the SBI Mutual Fund was set up as a trust under the Trust Act of 1882.   SBI Mutual Fund (SBIMF) offers various solution-oriented financial goals in the form of child education, planning of retirement, etc. Besides long-term investments, SBIMF caters to a myriad of other investment criteria like ETFs, equity schemes, Index Funds, hybrid plans, debt plans, and much more. SBI AMC became the biggest AMC AUM wise in January from the 3rd position. As of July 2020,  SBI mutual fund house manages average assets worth Rs. 3,64,916 crores. The biggest and the best equity schemes of SBI Mutual Fund are SBI ETF Nifty 50 (with assets worth Rs. 67,765 crores) and SBI ETF Sensex ((with assets worth Rs. 26,642 crores). The third biggest fund of the AMC is SBI Bluechip, which is their large-cap fund. The scheme has an AUM of Rs. 20,783 crores as of July 2020. As of 31-Mar-2021, the Corpus under management is Rs. 505373.4637 crores and the number of SBI Mutual Fund schemes is 322. In 20 years of operation, the mutual fund has rewarded its investors beneficially with consistent returns. It has launched 38 schemes and successfully redeemed 15 of them. A total of over 5.8 million investors have invested their faith in the fund and its schemes are consistently outperforming benchmark indices. The Fund manages with over Rs. 42,100 crores of assets reaching out to a vast family of investors through a network of over 130 points of acceptance, 59 investor service desks, 29 investor service centers, and 6 Investor Service Points. SBI Mutual Fund is one of the most revered and trusted AMC - asset management companies, with a consistent track record, in India for the last three decades. Its diligent team of experts and professionals provides the most prudent advice on research, risk management, and stock selection. Important Information About SBI Mutual Fund TrusteeSBI Mutual Fund Trustee Company Private LimitedMD and CEOMrs Anuradha RaoCIOMr Navneet MunotCompliance OfficerMs Vinaya DatarSBIMF Acceptance centers in India222Number of Investors (approx.)5.8 million investorsDeals in Assets worthRs. 373000 croresRecognitionSBIMF is the first to launch a ‘Contra’ fund, called the SBI Contra Fund.SBI Mutual Fund is the first in India to launch an Environment, Social, and Governance - ESG Fund that acts as a sustainable investment.        In 2015, for the first time, the EPF department - Employees’ Provident Fund of India trusted SBIMF Sensex ETFs (Exchange Traded Funds) with Rs. 5,000 Crore.Address9th Floor, Crescenzo, C-38 and 39, G, Block Bandra - Kurla Complex, Mumbai, Maharashtra - 400051.Telephone NumberSBI mutual fund customer care number and SBI mutual fund toll-free number - 1800 209 3333, 1800 425 5425, 91-22-62511600 (from outside India)Email Idcustomer.delight@sbimf.comSMSSBI mutual fund helpline number - 'SBIMF' to 7065611100WhatsApp service of SBIMFThe applicant needs to save the SBI mutual fund WhatsApp number 7208017353 on his contact list and just send a ‘Hi’ to the Distributor from the relevant mobile number that is linked to his Investment number to resolve queries on a real-time basis. Ten Top-Performing SBI Mutual Fund Schemes Some of the best SBI Mutual Fund Schemes are available on EduFund, and after thorough research on the available plans of investment, the applicant can make the right choice of where and how he wants to put his hard-earned capital on. 1. SBI Magnum Mid Cap Fund (Category - Equity - Mid Cap fund) This open-ended fund has a NAV of ₹106.498 (Growth) (as of 23rd April 2021) and is one of the top-performing funds in the 'Equity: Mid Cap category. The fund was launched on 29th March 2005 and has given trailing returns of 30.4% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-1 Years (1%),1 Year and above (NIL).Return Since Inception (29th March 2005):15.9% (as of 23rd April 2021)AssetsINR 4887 Crore (as of 31st March 2021)Expense Ratio2.17% (as on 31st March 2021) 2. SBI Contra Fund (Category - Equity - Contra fund) Its aim is to provide the investors maximum growth opportunity through equity investments in stocks of growth-oriented sectors of the economy.  It is a fund with Moderately High Risk that has a NAV of Rs. 150.287 (Growth) (as of 23rd April 2021), and is one of the top-performing funds in the 'Equity: Contra category. The fund was launched on 6th May 2005 and has given trailing returns of 30.6% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-1 Years (1%),1 Year and above (NIL).Return Since Inception (6th May 2005)14.9% (as of 23rd April 2021)AssetsINR 1856 Crore (as of 31st March 2021)Expense Ratio2.29% (as of 31st March 2021) 3. SBI Technology Opportunities Fund (Erstwhile SBI IT Fund - Equity - Sectoral fund) Its aim is to provide the investors maximum growth opportunity through equity investments in stocks of growth-oriented sectors of the economy. It is a fund with High Risk and is ranked 42 in the Sectoral category that has a NAV of Rs. 108.207 (Growth) (as of 23rd April 2021), and is one of the top-performing funds in the 'Equity: Sectoral category. The fund was launched on 9th Jan 2013 and has given trailing returns of 47.3% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-15 Days (0.5%),15 Days and above (NIL).Return Since Inception (9th Jan 2013)20.6% (as of 23rd April 2021)AssetsINR 595 Crore (as of 31st March 2021)Expense Ratio2.62% (as of 31st March 2021) 4. SBI Magnum COMMA Fund (Category - Equity - Sectoral fund) Its aim is to generate opportunities for growth along with the possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture, and in debt & money market instruments. It is a fund with High Risk and is ranked 9 in the Sectoral category that has a NAV of Rs. 56.2233 (as of 23rd April 2021). The fund was launched on 8th August 2005 and has given trailing returns of 23.9% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-1 Years (1%),1 Year and above (NIL).Return Since Inception (8th August 2005):11.6% (as of 23rd April 2021)AssetsINR 320 Crore (as of 31st March 2021)Expense Ratio2.6% (as of 31st March 2021) 5. SBI Small Cap Fund (Category - Equity – Small Cap fund) The Scheme seeks to generate income and long-term capital appreciation by investing in a diversified portfolio predominantly equity and equity-related securities of small & midcap companies. It is a fund with Moderately High Risk and is ranked 4 in the small-cap category that has a NAV of Rs. 80.1244 (as of 23rd April 2021). The fund was launched on 9th Sep 2009 and has given trailing returns of 33.6% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-1 Years (1%),1 Year and above (NIL).Return Since Inception (9th Sep 2009):19.6% (as of 23rd April 2021)AssetsINR 7570 Crore (as of 31st March 2021)Expense Ratio2.29% (as of 31st March 2021) 6. SBI Large and Midcap Fund (Category - Equity – Large & Mid Cap fund) Its aim is to provide investors long-term capital appreciation/dividend along with the liquidity of an open-ended scheme. It is a fund with Moderately High Risk and is ranked 20 in the large and mid-cap category that has a NAV of Rs. 284.904 (as of 23rd April 2021). The fund was launched on 25th May 2005 and has given trailing returns of 15.8% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-12 Months (1%),12 Months and above (NIL)Return Since Inception (25th May 2005):17% (as of 23rd April 2021)AssetsINR 3629 Crore (as of 31st March 2021)Expense Ratio2.21% (as of 31st March 2021) 7. SBI Bluechip Fund (Category - Equity - Large Cap fund) Its aim is to provide investors with opportunities for long-term growth in capital through active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of the S&P BSE 100 Index. It is a fund with Moderately High Risk and is ranked 9 in the Large Cap category that has a NAV of Rs. 50.5466 (as of 23rd April 2021). The fund was launched on 14th Feb 2006 and has given trailing returns of 16.3% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-1 Years (1%),1 Year and above (NIL)Return Since Inception (14th Feb 2006):11.3% (as of 23rd April 2021)AssetsINR 26838 Crore (as of 31st March 2021)Expense Ratio1.84% (as of 31st March 2021) 8. SBI Banking and Financial Services Fund (Category - Equity - Sectoral fund) The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity-related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. It is a fund with High Risk that has a NAV of Rs. 21.7274 (as of 23rd April 2021). The fund was launched on 26th Feb 2015 and has given trailing returns of 4.8% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-12 Months (1%),12 Months and above (NIL)Return Since Inception (26th Feb 2015):13.4% (as of 23rd April 2021)AssetsINR 2371 Crore (as of 31st March 2021)Expense Ratio2.44% (as of 31st March 2021) 9. SBI Magnum Tax Gain Fund (Category - Equity - ELSS fund) To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits. It is a fund with Moderately High Risk and is ranked 31 in the ELSS Category that has a NAV of Rs. 179.609 (as of 23rd April 2021). The fund was launched on 7th May 2007 and has given trailing returns of 18.9% in one year (as of 2020). Key Information Minimum InvestmentINR 5,00Minimum SIP InvestmentINR 500Minimum Withdrawal-Exit LoadNILReturn Since Inception (7th May 2007):10.4% (as of 23rd April 2021)AssetsINR 9258 Crore (as of 31st March 2021)Expense Ratio2.22% (as of 31st March 2021) 10. SBI Nifty Index Fund (Category – Others - Index fund) The scheme will adopt a passive investment strategy. The scheme will invest in stocks comprising the Nifty 50 Index in the same proportion as in the index with the objective of achieving returns equivalent to the Total Returns Index of the Nifty 50 Index by minimizing the performance difference between the benchmark index and the scheme. The Total Returns Index is an index that reflects the returns on the index from index gain/loss plus dividend payments by the constituent stocks. This open-ended fund has a NAV of ₹122.988 (as of 23rd April 2021) and is ranked 75 in Index Fund Category. It comes with a Moderately High risk. The fund was launched on 17th Jan 2002 and has given trailing returns of 14.6% in one year (as of 2020). Key Information Minimum InvestmentINR 5,000Minimum SIP InvestmentINR 500Minimum WithdrawalINR 1,000Exit Load0-15 Days (0.2%),15 Days and above (NIL).Return Since Inception (17th Jan 2002):11.1% (as of 23rd April 2021)AssetsINR 1032 Crore (as of 31st March 2021)Expense Ratio0.68% (as of 31st March 2021) The Best Performing SBI Tax Saving Mutual Fund SBI Tax Saving Mutual Funds provide dual benefits to its investors – one in the form of capital appreciation through equity investments and the other through income tax savings under section 80C. There is a mandatory lock-in period of three years and has the potential for higher returns. The minimum investment is Rs. 500. These are Multi-cap Equity funds with a diversified portfolio. How can you invest in SBI Mutual Fund via EduFund? It is a simple, convenient, and easy process through EduFund to invest in some of the most profitable SBI Mutual Fund Schemes, which involves a hassle-free process. Let us look at the details of the process: Step 1: The first step is to log in using your SBI mutual fund login Id or your EduFund account. The applicant can also download and install the SBI mutual fund app to start investing. If the applicant does not own an account, he would need to create a username password by registering on to the portal. Step 2: The second step is for the applicant to scan and upload identification documents and proofs like Aadhar Card, PAN Card, Passport, Driving License, Voter ID Card or any other ID that is issued by the Central or State Government. Step 3: Further, the applicant must upload his address proof using any legal document that carries the permanent address of the investor. This proof again could be an Aadhar Card, Passport, Bank statement, rent agreement, Phone or Gas Bill, etc. Step 4: Next, he should identify the duration of investment he is interested in and apply it accordingly on the portal. Step 5: After the tenure, the risk undertaking should be determined, whether the applicant wants to opt for low, medium, or high-risk investment. Step 6: As per the choice and market feedback, he can opt for the best SBI Mutual Fund, which is most suitable to his individual choice and criteria. Step 7: The individual has the option to go for a one-time investment or installment. If he wishes to pay the investment amount in a lump sum, he should select the “Invest One Time” button else can click on the “Start SIP” to enable investment which allows monthly/quarterly/bi-annual or annual payments. EduFund is a renowned portal that is registered with AMFI, BSE, and SEBI with zero fees to sign up. The investment logged in by the individual will reflect in his EduFund account within 3-5 business days. Using the SBI Mutual Fund Calculator  The mutual fund calculator SBI helps you estimate the returns which can be expected from the invested capital. The exact amount cannot be guaranteed, but an estimated amount can be calculated using the SBI mutual fund calculator for both Lumpsum and SBI mutual fund SIP payments and to get an appropriate view of the SBI mutual fund statement. Leading Fund Managers at SBI Mutual Fund  The SBI Mutual Fund Investment team is well-equipped with stalwarts of the Finance Sector who have professional experience, qualifications, and knowledge of investment. Some of the leading Fund Managers at SBI Mutual Fund are: 1. Navneet Munot  Executive Director & Chief Investment Officer Mr Munot was the Chief Investment Officer in 2008 when he joined SBI Fund House. Currently, he is the Executive Director and Chief Investment Officer, taking care of investments of more than USD 54 billion. He is a veteran with experience of working with Giants as the former Chief Investment Officer of Birla Sun Life Mutual Funds and as the Executive Director and the Head of the Multi-Strategy Boutique at Morgan Stanley Investment Management. He has given 25 years to the Finance Sector and is a Chartered Accountant and a Charter Holder of the CAIA and CFA Institute. His expertise lies in various sectors of investment, like fixed income, foreign exchange, and hybrid funds. He is an asset to SBI Mutual Funds 2. Ashwani Bhatia  Deputy Managing Director of the SBI, MD & CEO of SBI Mutual Funds  Mr Bhatia started his career at the entry-level as a Probationary Officer in 1985 with the State Bank of India. Currently, he is the Deputy Managing Director of the SBI, and since July 2018, he is on loan to the SBI Mutual Funds Management Board. He is also the MD and CEO of SBI Mutual Funds. Before Corporate Credit Structures were revamped, he was also the Chief General Manager of SBI and was also appointed as the Chief General Manager of the Small and Medium Enterprises - at the bank for several years. He has spent a lifetime in the field of Banking and has commendable experience in International Banking, retail, and credit and treasury. 3. Anup Upadhyay Head of Research at SBI MF Upadhyay started his career in SBI MF as an Equity Analyst and presently he is the Head of Research at SBI MF and the Fund Manager for Equity Opportunity Fund and SBI IT Fund for the IT Service Industry. He is a pass-out of IIT Kharagpur with an additional Post-Graduation Diploma in Management from IIM Lucknow. He has also been a student of the CFA Institute of the USA, where he is a Charter holder. His expertise lies in the area of Media, Telecom, and Capital Good Stocks too. 4. Nicholas Simon Deputy CEO of SBI Life Insurance and the SBI MF Group since 2015 Mr Simon was deputed from the Amundi Group of France, which holds a significant share in the controlling company. Mr Simon has served as the CAAM for Real Estate and CEO of Real Estate from 2006-2015. He represents the interests of the Amundi Group on the Board. He was the Head of Property at Henderson Real Estate in France from 2003-2005 and before that Mr Simon was the CEO of Generali Real Estate from 1996-2002. He has done his Master of Business Management from the Toulouse School of Business and completed his Post Graduation in Law from the Pantheon-Assas University in Paris. He has a recognized exposure to International Banking and vast experience in controlling inflation, market trends, and beating the competition. 5. S. Srinivas Jain   Head of Equity  With an experience of 25 years in the equity market, Mr Srinivasan joined SBI Mutual Funds as a Fund Manager and later became the Head of equity. He has had exposure in the equity market for as long as 25 years. Mr Jain has worked with SBI for almost 20 years, with an overall experience in Financial services for more than 30 years. He is currently appointed as the Executive Director and Chief Marketing Officer of Strategy and International Business at SBI Mutual Funds. He has a background in Cost Accountancy and holds a degree in Graduation in Commerce from Bangalore University. He has a varied experience of working for leading Financial Companies like Motilal Oswal, Indosuez WI Carr, Principal PNB, Oppenheimer & Co. (Blackstone), and Future Capital Holding, managing the funds of SBI Mutual fund directly under him.  Other well-known Fund Managers at SBI Mutual Fund - Mr Sanjeev Patkar Mr Nicholas Simon Mr Rajeev Radhakrishnan Mr D.P. Singh Mr Rahul Mayor Ms Aparna Nirgude Why Should You Invest in SBI Mutual Fund? To invest Online in SBI Mutual Funds, one can choose EduFund to safely put away his money in SBI mutual fund online, which charges no fees or hidden charges. It further helps investors to explore funds and options, gives them a varied outlook on the risk and tenure associated with each investment, provides all-out solutions for investors and clears misconceptions and doubts regarding a return, risk, and consistency before the individual invests his hard-earned money into it. The Funds option within the portal displays the return percentage and the current NAV. Besides that, before investing, a person can filter options like risk rating, value research, consistency, and size of the fund. He can also opt for investing in a lump sum amount or installments. Select EduFund For Investing in SBI Mutual Fund EduFund makes the process of investing in HDFC mutual funds convenient. EduFund's experienced consultants give you customized solutions for all your financial goals. You can start investing from a lowly INR 5,000 and grow your capital comfortably. With EduFund, you get the following benefits: Customized Research-Based Financial Plan - EduFund’s scientific fund tracker screen over 1 lakh data points and 400 financial scenarios to recommend you the best mutual funds. Customer-Friendly Counsellors Help You Create a Financial Plan - EduFund's counselors are trained to handle all kinds of queries from customers. They spend as much time with you as you need and resolve all your issues to help you create a robust financial plan. Invest Less, Earn More - Not only the best Indian mutual funds, EduFund offers you the facility to invest in US Dollar ETFs and international mutual funds. Use Free Tools - EduFund offers various free tools for its customers, including College Savings Calculator, SIP calculator, etc. No Technical Expertise Required - You do not need to be an expert in finance to understand which mutual fund is the best for you. EduFund does it for you. Value-Added Benefits - You may get value-added benefits like no commission, free advisory, and nil hidden charges. Secure Transactions - EduFund is RIA-registered and uses top-class 128-SSL security to enable safe transactions. Special Support for Children's Education - EduFund has a dedicated team of experts who help you fulfil your children's educational goals. Download the EduFund app now to start saving for a bright future. 

Life today is expensive and getting costlier. Education, housing and other costs of living are certainly not getting any cheaper. Your savings will only take you so far and thus, financial planning and investment have become a necessity today. Education planning in India is getting popular, especially for parents looking to send their kids to study abroad without taking out education loans. If you are a beginner investor, and thinking about child investment plans or other strategies, here are some things you should know. 1. Invest with a plan You should always invest with a plan. It is very important to be clear from the get-go about what your financial goals are. Investments in a house, investments for buying a car, investments for retirement, and investments for child education are all very different financial goals. Some financial goals require short-term planning while others require planning long-term.  For example, buying a car is a short-term goal, while creating a proper education plan for your child or planning for retirement are long-term goals. A diversified short-term investment plan is much more suitable for the former and a long-term investment scheme will be more useful for your long-term goals. If you are a beginner, it can be a good idea to invest with a financial service that manages your investments for you. A personalized and customized financial plan created by experts is useful when you are short on time or expertise yourself. If you want to create a solid education plan for your children, you can invest your money in mutual funds and ETFs through EduFund.  2. Educate yourself about the stock market While it may be tempting to leave everything to the experts and rest stress-free, that is not a very good attitude to have. You should educate yourself about what you are investing in and why. A lot of beginner investors follow trends and invest in whatever is being talked about the most. There is a chance of this being profitable in the short term but this definitely not a good long-term strategy. For that, you will need to educate yourself on the stock market. You need to understand how the stock market works and what it means when a stock rises or falls. What is a stock and what does it mean when you buy a stock? You should also educate yourself on the jargon. What is BSE, NSE, Sensex, Nifty, etc? What is the difference between investing and trading? First-time investors also need to specifically look at what they are investing in and learn as much as possible about it. If you are investing in ETFs, it is important to first understand what an ETF is and why they are so popular with beginner investors.  Sometimes, the experience can also be a teacher. When you enter the market as a rookie, you may make mistakes and suffer losses. Take these losses as a learning experience to understand what to do and what not to do. Knowledge is your friend when you are an investor and not all of this knowledge needs to be bookish. 3. Understand market risk When you invest your money into the market, you can either make a profit or suffer a loss. The more money you have invested, the more your exposure and consequent risk.  Volatile or trendy stocks and options can be risky. Balanced mutual funds, real estate, and high-income bonds are relatively low risk. Bank savings deposits, fixed deposits, and government bonds are the lowest-risk investments. As an investor, what you need to do is determine how much risk you are willing to take. It is always a good idea to start slow. Do not speculate too much too quickly. Rather, plan things out and invest according to your goals. Your risk tolerance will also differ depending on your financial goals. If you are investing to fund your child’s education plan, which is an expensive, long-term investment, you should not take unnecessary risks.  Diversification is a great idea to lower risk as this ensures that your invested principal is not tied up in only one thing. This balances out your risk. Investing in ETFs and mutual funds is a great way to do this. These funds are already diversified and their investment portfolio is structured and balanced to ensure relatively lower risk. 4. Invest in what you know We have recently seen big booms and falls in the prices of certain stocks like GameStop. A lot of people invested in these stocks due to the hype and media attention. While many of them made huge profits, when the stocks eventually fell, many investors ended up losing a lot of money as well.  This is a great example of what happens when you invest out of herd mentality, without fully understanding what you are investing in and why. While these types of investments can be good for a quick and sudden cash fall, they are completely inappropriate as a long-term investment strategy.  When you invest in a stock, you purchase yourself a stake in the company. As a stakeholder, you should do your due diligence about the company and its stocks. Understand how the company makes its money and stays profitable. If you don’t do this, you will not be able to predict or understand when a company’s stock may fall and put you in a financial crisis. If you don’t understand how or why a particular stock shot up, it's not a good investment. 5. Stay calm This is perhaps the most important aspect of investing. The stock market with its highs and lows can lure you into making impulsive, emotion-driven decisions. It is important to have self-control in these matters and stick to proven investment strategies rather than variable market trends. It is also equally important to understand that short-term market fluctuations, by and large, don’t affect your long-term investments in the long run. With financial goals like education plans and home ownership, any rise and fall in stock prices can make you nervous. But it is important to have faith in your long-term investments. If you have done your due diligence and research in picking the right plans and strategies for yourself, the only thing you need to do is relax and keep faith in your investments. Conclusion Investment is a strategy for creating wealth in the long term and requires patience, faith, knowledge, and planning. It is important to educate yourself as much as possible about all relevant issues and keep in touch with experienced advisors and analysts. With good advice, planning, and a solid portfolio, investing can help you achieve your life goals and dreams.

If you are a young college student, newly 18, it is time for you to get your own bank account. A bank account is not just a place to safely stash your money. More importantly, it enables you to make smooth and safe money transfers and transactions. You also have the opportunity to earn interest and thereby compound your savings or investments. As a young adult, you will be learning the basics of financial independence and responsibility. Your own bank account can be your first step towards that goal.  Let's start with the big question. Why should you get your own first bank account? 1. Financial Independence The foremost benefit of having a bank account is that it is the first step towards financial independence. As a teenager, your parents probably monitored and supervised all your financial transactions and purchases. Having your own bank account gives you a lot more discretion and agency over where and how to spend your money. Having this agency is crucial to your learning financial responsibility. Learning to make your own financial decisions and when to say yes or no to purchase is an important life skill. Being in control of your own bank account teaches you this.  2. Security A bank account is the most secure way of keeping and handling your money. Unlike cash transactions, bank transactions are secure and often even reversible. This is because banks take extra steps to ensure that the money is being sent to the right person. You also maintain a paper trail with these transactions. If you fear you have been a victim of fraud, you can even contact your bank to cancel a cheque or transaction. This lowers the risk of you becoming a victim of fraud or losing your money. Image by Annette Lusina on Pexels 2. Receiving payments & scholarships when you study abroad If you study abroad with a scholarship, you will most likely need an independent bank account. To receive these scholarships, stipends, or payments from any part-time jobs you undertake, a bank account is necessary. Having your own bank account means that these payments will come to you directly. Without your own bank account, these monies would have to be routed through a parent or guardian’s account. A major reason why students take the step of studying abroad is to learn independence. An independent bank account is part of this. As a young adult, it is important to be able to feel in control of yourself. Surely, the financial agency in this regard is important.   What kind of bank account do you need? 1. Savings Account There are many types of bank accounts but for most personal banking requirements, a savings account is the most appropriate. A savings account is the most common kind of bank account opened by individuals for personal banking purposes.  There is no upper limit or cap to the amount of money that can be held in a savings account although the number of transactions may have some cap. While most banks require people with savings accounts to maintain some mandatory minimum balance, this requirement is waived for accounts opened under the Pradhan Mantri Jan Dhan Yojana. Fortunately, accounts opened under this welfare scheme have a limit on the value of deposits made and the number of withdrawals, including ATM withdrawals, which are capped at 4 per month. Image by Expect Best on Pexels 2. NRI Account If you study abroad or plan on taking admitted in a foreign university, an NRI account may be a better option for you. These bank accounts are for Indian citizens or Persons of Indian Origin (PIO) residing overseas. These accounts provide benefits in terms of currency conversion, transferability of deposits, taxes, etc. There are three main types of NRI accounts: Non-Resident External (NRE) Accounts - NRE Accounts hold funds in Indian Rupees (INR). This means these accounts can be used to deposit funds in other currencies which get converted into INR. These accounts can be used as savings accounts for income earned abroad as no tax is levied on the interest generated by these accounts.  Non-Resident Ordinary (NRO) Accounts - These accounts can be used to deposit funds in both INR and foreign currencies. If you already have an ordinary resident bank account, you can convert it to an NRO account when you move to study abroad. These accounts can also be used to send money from India to overseas. Interest earned on income in an NRO account is liable for TDS (Tax Deducted at Source). This type of account may be the most appropriate first bank account for you if you plan on going to study abroad.  Foreign Currency Non-Resident (FCNR) Accounts - FCNR Accounts can be opened and maintained in a foreign currency approved by the RBI, including US Dollars, Australian Dollars, Sterling Pound, Euro, etc. These accounts can be used to maintain long-term deposits. The interest earned on deposits in FCRN Accounts is non-taxable. What are the documents needed for your first bank account? The two documents that are mandatory to open a bank account in India are an Aadhar card and a PAN card. Aadhar is the foremost single valid proof of address and identity for Indian citizens. A PAN is a 10-digit unique alphanumeric number used by the Income Tax Department of India to track transactions and payments for tax purposes. These are both needed for KYC requirements. If you don’t have either of these documents, you need to apply for them first. You can apply for an Aadhar online through the UIDAI website and for your PAN through the NSDL website.  If you have your Aadhar and PAN cards, you can either apply for a bank account online or by visiting your nearest branch. You will need to fill the appropriate forms and submit copies of your Aadhar and PAN cards along with two photographs. Depending on the bank other documents may be required and you should check the bank website or call ahead to confirm.  What next? Once you have submitted the appropriate forms and documentation for KYC, the bank should take a day or two to verify your details or reach out for any clarifications or errors. Once your documents are verified and your account is validated, you can receive your Bank Passbook, Cheque Book, and Debit Card from your bank. Your bank will give you a PIN for your debit card which you will be expected to change by selecting a new one through an ATM of the same bank. It is also a good idea to request internet banking facilities be made available to you, especially if you plan on going to study abroad. You may have to fill out a separate form for this.  With this done, congratulations! You now have your own first bank account! Your first bank account is one of the many first steps you will take as you enter adulthood. Consult an expert advisor to get the right plan TALK TO AN EXPERT